#Education journey

[learnnplayacademy]

Early childhood education is a critical period in a child’s development, laying the groundwork for lifelong learning and success. We understand the importance of this phase and strive to provide a nurturing environment that fosters growth and curiosity. Our preschool in El Cajon, California offers a holistic approach to learning, ensuring that every child receives the attention and guidance they need to thrive.

[visagurukulcom]

Find Study Abroad Courses - Apply now for 2024 Intakes

Study abroad can be a life-changing experience, opening doors to new cultures, perspectives, and academic opportunities. If you're ready to take the plunge into the world of international education, now is the perfect time to explore study abroad courses for the 2024 intakes. In this article, we'll guide you through the process of finding the right courses and provide tips on how to apply.

Why Study Abroad?

Studying abroad isn't just about earning a degree; it's an adventure that broadens your horizons and enhances your personal and professional growth. Experiencing different cultures, making lifelong connections, and gaining a global perspective are just a few of the benefits.

Choosing the Right Course 

Start by identifying your academic interests and career goals. Research universities and colleges that offer programs aligned with your aspirations. Whether you're interested in business, science, arts, or technology, there's a plethora of courses available worldwide.

Researching Universities 

Look for universities renowned for the specific field of study you're interested in. Consider factors like academic reputation, faculty expertise, and available resources. Websites, reviews, and alumni testimonials are valuable resources for gathering information.

Understanding Admission Requirements

Each university may have different admission criteria. Common requirements include academic transcripts, recommendation letters, standardized test scores, and a well-crafted personal statement. Familiarize yourself with these prerequisites to ensure a smooth application process.

Application Process

Most universities have an online application system. Follow the instructions carefully, providing accurate information and required documents. Pay attention to deadlines, as missing them could jeopardize your chances of acceptance.

Scholarships and Financial Aid

Explore scholarship opportunities offered by universities, governments, or private organizations. Many institutions provide financial assistance to international students based on academic merit, leadership qualities, or specific criteria.

Language Proficiency

Ensure you meet the language requirements for your chosen course and university. If English isn't your first language, you may need to take language proficiency tests such as IELTS or TOEFL.

Visa and Travel Arrangements

Once accepted into a program, start the visa application process. Research the visa requirements for your chosen country and make necessary travel arrangements. Consider accommodation options and plan your arrival well in advance.

Preparing for Cultural Adjustment

Understand the cultural nuances of your host country and be prepared for a period of adjustment. Familiarize yourself with local customs, traditions, and practical information such as transportation and healthcare services.

Conclusion

Study abroad is a transformative experience that offers both academic and personal growth. By starting the application process for the 2024 intakes now, you're taking a significant step toward a brighter future. Embrace the adventure, expand your horizons, and make the most of this unique opportunity.

Remember, each journey begins with a single step. Apply now and embark on your educational adventure in 2024!

[tanuandthetriplets]

Padhai Likhai Ka Hua SriGanesh!! | Missed Vlog | Triplets Vlog - 5th November’23

[theambitiouswoman]

Basic Financial Rules To Live By 💰✨

Create a plan that shows how much money you get and how much you spend. This helps you see where your money goes.

Set aside a part of your money as savings. Try to save at least 10-20% of what you earn.

Be careful with borrowing money, especially if you have to pay back a lot of extra money (interest).

Save some money for unexpected things like medical bills or losing your job. Aim to have enough to cover your living costs for a few months.

Put your saved money into different things that can make it grow, like stocks or real estate. Be patient, as it takes time.

Don't spend more money than you make. Stick to buying what you really need, not just what you want.

Decide what you want to do with your money, both in the short term (like a vacation) and long term (like retirement).

Set up automatic transfers to your savings and bills so you don't forget to save or pay your bills on time.

Make saving money a top priority before spending on other things.

Regularly look at your money situation, adjust your plan as needed, and see how your investments are doing.

Pay your bills on time and use credit wisely (like credit cards) to keep a good credit score, which can help you get better deals on loans.

Save money for when you're older and don't work anymore. Use retirement accounts to help with this.

Think before you buy things. Don't buy something just because you want it; think if it's necessary.

Keep learning about how money works and how to make smart money choices.

Only use your emergency fund for real unexpected problems, not for things you just want to buy.

[thesirencult]

~ from pinterest

[luxuryandlilacs]

[btvd8000]

[richarlotte]

One of my favorite post-grad posters.

[chichiscloset]

How I Earned a 782 Credit Score at 23

I believe that understanding the ins and outs of managing our finances is essential in our quest for leveling up in life. After all, what good is achieving our dreams if we're not equipped with the knowledge and tools to sustain and grow our success? So how did I do it?

1. Living with parents while in school

While I had the advantage of fewer bills to pay, I still encountered challenges in managing my finances effectively. In the past, I used to blow money like it was nothing, with little to no savings to show for it. However, recognizing the opportunity to change my habits, I embarked on a journey of financial education, starting with reading "Rich Dad Poor Dad" by Robert Kiyosaki. Over the course of 6-12 months, I diligently saved and invested most of my income, laying the groundwork for my financial future. This disciplined approach not only helped me build a healthy relationship with money but also demonstrated to the bank that I was responsible and capable of handling a credit card. It was only after this period of financial growth and learning that I felt confident enough to apply for my first credit card. After being rejected 3 times prior!

2. Become Delusional as F**k

The biggest change in my relationship with money came when I realized that it's not inherently bad; I have a good relationship with money, and money works for me—this is my reality i lived in even during the times I was broke. I remained delusional in my belief that financialsuccess for me was attainable, and remarkably, it worked. This perspective empowered me to view money as a tool for creating wealth rather than something to fear. I learned to use a credit card to work for me, not as a slave to debt, and discovered how to leverage debt to make more money. This shift in mindset helped me overcome financial fears and embrace opportunities for growth.

For more financial literacy context read these posts

Escape Your 9-5 Job If You Don’t Want to Work

“Make Money When your Young, Pretty & Ambitious.”

How to make a credit card work for you

Keep Low Credit Utilization:

Aim to keep your credit card balances low relative to your credit limits. This utilization ratio should ideally be below 30%, with lower percentages being even better. High credit utilization can negatively impact your credit score.

Pay On Time, DONT MISS PAYMENTS

Consistently paying your credit card bills on time is crucial for maintaining a high credit score. Late payments can significantly damage your credit score and stay on your credit report for years.

Keep Old Accounts Open:

The length of your credit history is an essential factor in determining your credit score. Keeping old credit card accounts open, even if you're not actively using them, can help lengthen your credit history and improve your score.

Monitor Your Credit Report:

Reviewing your credit report allows you to identify any errors or inaccuracies that could be negatively impacting your score. You're entitled to a free credit report from each of the major credit bureaus—Equifax, Experian, and TransUnion—once every 12 months.

Avoid Closing Old Accounts

Closing old credit card accounts can shorten your credit history and reduce your overall available credit, both of which can lower your credit score. Unless the account carries high fees or you're unable to manage it responsibly, consider keeping it open.

Conclusion:

Through disciplined financial habits and strategic planning, I achieved and maintained a high credit score. This journey is only the beginning of my commitment to financial responsibility. For more insights on financial literacy, be sure to check out my other posts. Remember, with dedication and planning, anyone can achieve their financial goals

Until we talk again !

Chichi

[spoiledbratblog]

[visagurukulcom]

How Much Does a Canada Student Visa Cost in Indian Rupees?

Embarking on a journey for higher education in Canada is an exciting prospect, but it’s essential to understand the financial side of things. One crucial aspect is the Canada Student Visa Fees In Indian Rupees. In this article, we’ll break down the costs in simple terms, focusing on Indian Rupees to make it easier for you to plan your budget.

Understanding the Basics

To study in Canada, you’ll need a study permit, which comes with associated fees. As of my last knowledge update in January 2022, the typical cost for a Canadian study permit application is CAD 150. Now, let’s convert that into Indian Rupees. The exchange rates fluctuate, but as a rough estimate, let’s consider 1 Canadian Dollar (CAD) to be approximately 60 Indian Rupees (INR).

Calculation

CAD 150 x 60 (approximate exchange rate) = INR 9,000

So, the basic application fee for a Canada student visa is around INR 9,000. Keep in mind that this is a general estimate, and you should check the latest exchange rates for precise calculations.

Make sure check this: Study abroad

Additional Costs

While the application fee is a significant part, there are other potential costs to consider:

Biometrics Fee: When applying for a study permit, you might need to provide biometrics. The biometrics fee is CAD 85, which translates to around INR 5,100.

Medical Examination: Some students may need to undergo a medical examination, incurring additional costs.

Language Proficiency Tests: If you haven’t already taken a language proficiency test, like the IELTS or TOEFL, you’ll need to budget for these as well.

Tips for Budgeting

Check the Latest Exchange Rates: Exchange rates can fluctuate, so it’s wise to check the most recent rates before making any financial plans.

Plan for Additional Costs: Be prepared for unexpected expenses, such as travel, accommodation, and textbooks.

Start the Process Early: Applying for a Canada student visa takes time. Starting early gives you ample time to gather funds and complete all necessary procedures without stress.

Conclusion

Understanding the Canada Student Visa Fees In Indian Rupees is a crucial step in planning your education journey. By breaking down the costs and considering additional expenses, you can budget effectively and ensure a smooth transition to studying in Canada. Always stay updated with the latest information and consult official sources for the most accurate details.

[ramblingsfromthytruly]

my academic journey (warning: i ranted) -

so ever since i started school till about the end of 8th grade i was always a 90%+/straight A student. the kind of child my classmates & cousins would be compared too. not trying to glamorize comparison btw, i personally think that's really toxic & pressurizing. so yeah, i was a "good" quiet kid. i listened attentively in class and submitted all my homework on time. the only complain teachers had about me was that i was "too quiet" but that wasn't a real issue. i was just shy but talkative with my few friends yano. i spent the entirety of 7th grade & most of 8th grade in online classes so my habits of studying went to shit. still somehow managed 91% in my 8th grade finals. and then 9th began and it all went downhill. teachers kept saying 'next year is ur board exams, u need to study a lot, etc, etc.' so if u're not from india we basically have these major 'board exams' at the end of 10th & 12th grade. but 10th boards don't really matter all that much, teachers just make a big fuss about it. 12th boards matter, but that's also the time we give college entrance exams and that sorta matters more according to most ppl. n yeah, idk what happened but i got overwhelmed. i could no longer just do well in class and study before exams and get good marks. i felt dumb. my grades didn't see a single improvement. i honestly gave up in the middle of it all and got sick of school. and at one point, it became less burn out & more clinging to the familiarity of not doing anything. i became lazy. and i became a hypocrite. i'd always tell myself, this time i'm gonna study, this time i'm gonna score well. well that 'this time' never came. 10th grade got even worse and i scored 73% in my board exams because i barely studied at all. at the same time, my relationship with my parents has constantly been unraveling. and i saw just how much of their 'pride' was dependent on me being the kid they could show off and smile widely when others replied 'wow she's going places'. my father can't hold a single conversation with me now that doesn't go back to me being a disappointment. and now i'm the kid who has to listen to her parents compare her to others. 'be like her, your friend', they say. halfway though 11th rn and i guess what?? still no fucking improvement. but the thing is i know this is the last straw. i can feel it. i got around 64% in my first tests (pa-1) of 11th. haven't gotten mid term results yet but i'm estimating just above 50%. and the thing is it's not that i can't score well. i know my potential all too well. i know i can score such high marks. but the problem is i don't study. if i just studied a couple hours every day, i can easily manage above 80%. with constant improvement i can manage above 90% again. but i don't. and that's ending right this instant. i'm not gonna turn into an academic weapon overnight or smth ik that. but i'm gonna start slowly but surely working hard. i have big dreams, i know i can achieve them if i just put in the effort. plans have been made, all i need to do is execute them. execute my laziness. i'm gonna get better. i'm gonna prove everyone who thinks i'm never gonna do it wrong, and i'm gonna prove myself right. this comeback will be for me, my inner child. the little kid in me deserves to not wind up a washed-out failure.

academic goals! -

pa-2 - 75-80%

11th finals - 80-85%

12th pa-1 - above 90%

uni - iiser (college for pure science research, bs + ms integrated)

[livelovecaliforniadreams]

#Boy Fell First Girl Fell Harder

[thesirencult]

The further you go, the lonelier it gets.

The road to the top of the mountain is not made for everyone.

Don't keep around baggage that weighs you down.

Then, after you get to the top be a guiding light for those brave and disciplined enough to get to your level.

Let those strong enough accompany you.

Wolves do not hang around dogs, unless they want to start barking.

[luxuryandlilacs]

[thebeautyofanoracle]

Smart Women Finish Rich .

~ David Bach