Tumgik
#financial advice for 20s
Text
Avoid This Hidden But Very Costly Investment Mistake (Financial Advice For 20s)
youtube
0:00 Introduction 0:07 Financial instability. 0:23 Limited flexibility. 0:42 High debt burden: 0:56 Maintenance costs. 1:14 Missing investment opportunities. 1:38 Market volatility. 1:55 Summary and Conclusion
Buying a dream home in your 20s might not always be the best financial decision to make. Avoid This Costly Investment Trap (Financial Advice For 20s) due to these reasons: Financial instability. In your 20s, you might not have stable income or job security. Committing to a large mortgage for your dream home can be financially burdensome if your income isn't steady or expected to increase significantly in the near future. Limited flexibility. Your 20s are often a time of change. You might be exploring career opportunities, considering further education, or even contemplating moving to a different city or country. Owning a home can tie you down and limit your flexibility to embrace these changes. High debt burden: Taking on a substantial mortgage at a young age can result in significant debt. This might restrict your ability to invest in other opportunities, such as starting a business or furthering your education. Maintenance costs. Homeownership comes with various expenses beyond the mortgage. These may include property taxes, maintenance, repairs, and insurance. These costs can be unexpected and can strain your finances, especially if you're unprepared for them. Missing investment opportunities. Instead of sinking money into a property at an early age, you could consider investing in more liquid and diversified assets like stocks, bonds, or starting a business. These investments might yield higher returns in the long term compared to real estate, especially considering the opportunity cost of tying up a significant portion of your savings in a property. Market volatility. Real estate markets can fluctuate. Buying a dream home in your 20s might expose you to the risk of property value depreciation if the market changes unfavorably. This situation could leave you financially underwater. Ultimately, the decision to buy a home in your 20s should be based on careful consideration of your financial situation, long-term goals, and personal circumstances. It's essential to weigh the pros and cons before making such a significant financial commitment. #wealth #property #moneymistakes #investment
WEBSITE
YOUTUBE  
YOUTUBE PLAYLIST  
FACEBOOK  
X  (TWITTER)
TUMBLR  
QUORA  
LinkedIn
Mix  
FLIPBOARD
0 notes
rowanthestrange · 4 months
Text
(well, might have just sold the house! i don’t breathe til we actually are inside the one we want to move to, but…!)
10 notes · View notes
nerdyfangirlingbooks · 3 months
Text
Every now and then I remember the times I would mention to my flatmate that I was thinking of buying myself something reasonably expensive (that I had been eyeing up for months and had budgeted for) and she'd tell me that I shouldn't spend that much money on something I didn't need and it would be stupid etc etc while she regularly impulse bought things that cost at least as much and she would use once (while complaining that she was under a lot of financial stress and couldn't afford <$3/week for 2 months for a rental washing machine when ours broke). She is... perhaps not my first call for financial advice
#like I get that you're financially stressed but also it feels a bit rich to complain about it when you're on student allowance (not loan)#and your parents still contribute to things for you even though allowance is supposed to be for people whose parents can't afford to help#and you get multiple scholarships a year even though you're technically not eligible for half of them anymore but then as soon as the money#comes in from those you spend it all on a brand new dress for your sister's hen's do picnic because you can't wear the same dress as you#will for the actual hen's night or the wedding. Better buy a full price one at an expensive store instead of looking in a single op shop or#borrowing one from one of your three sisters who are all roughly the same size#god life must be so tough for you getting the same amount of money as the rest of us on student loan except you only have to pay back half#like the only money you have to live off is the same as what the rest of us get + scholarships (plural) plus what you earnt in your summer#internship? how could you possibly survive??#anyway I am NOT a fan of people who are like 'oh you say you have no money for rent but you have a phone?' because that's bullshit#and the whole 'millenials need to stop eating avocado toast so they can buy a house' thing is also bullshit#however. If you pay $60/week for a gym when you have access to the free uni one (or any other gym in the country is like $20)#and you buy uber eats multiple times a week for like $30+ each time despite having a premade meal in the fridge. and you get multiple#scholarships which mean you are arguably among the more well off students. AND you impulse buy things that cost over $100 regularly#then maybe the problem is not that you don't have enough money to split the rental costs of a washing machine (<$3 each/week)#maybe you are just bad with money#which is fine like it's not like it's unfixable it's just annoying when you act like you're worse off than people whose only money is what#they get from student loan each week so they eat beans on rice for dinner for a week#because that's all they could afford (yes I know people who did this. Yes she complained more than them)#so no I don't think I'm gonna be taking financial advice from you babes because one of us has entertained the idea of a budget to help with#finances and it's not you xx#(she turned down offers of financial help/advice/books to borrow from multiple people multiple times. I 100% get that you might not want to#talk to people about it especially your friends but we had multiple books on finances lying around the flat which she always said she didn't#need. And then she'd continue to complain that she didn't have enough money#god forbid you suggest something like going to a cheaper gym (or worse. The perfectly fine free uni gym!)#again. Her gym cost $60/week for most of last year until they brought in a student discount which was 'only' $45/week#the next most expensive gym chain I can find costs maybe $30/week for the highest membership level#to get what she was getting she would only need like a $20 membership#BUT to be fair she wouldn't get such strong culty vibes at any other gym#lol anyway sorry for the rant. I could keep going but apparently you can only have 30 tags and this is the last one
2 notes · View notes
penisliker-moved · 2 years
Text
im like *Gets mad at my parents*
#im like constantly baseline mad at them but i cant be Mad at them all th time bc i run out of fuckign energy yk#i just wish theyd stop trying to give me financial advice like 1. Stop fucking looking at my bank statements leave me the fuck alone#my dad literally said it up so hed stop seeing my bank statements why the Fuck is my mom seeing them. shes not even connected to th acct#2. you think im going to take financial advice from ppl who had kids at age 20 one hs a shopping addiction the other buys new gaming#consoles when his kids r starving. You think im gonna take financial advice from th couple who hve been on th brink of divorce for 15 years#and then decided to BUY A FUCKING HOUSE as soon as one of them got a job that paid like 25 dollars an hour. full offense. if i want#financial advice im not fucking going to you two chucklefucks.#if my childhood has taught me fucking ANYTHING its 1#what not to look for in a marriage 2. what not to do with my money 3. how not to raise kids 4. Dont ever be like my parents#like. gddd#and she ws like#bitching at me abt having a savings acct. which i have#and i have a decent amt of money stockpiled and she knows that bc she snoops on my shit#and ALSO shes literally never had a savings acct in her fucking life afaik#ik its mot their fault explicitely that we live in poverty ik both of their families r like. well theyre both pretty poor#but yk like. theyre bith so fucking irresponsible with their money qnd i hate that theyre trying t act like paragons#when again. th only thing theyve ever taught me is What Not To Do. i never wanna be like them id genuinely rather be dead.#ik im just like a dramatic teen but. the thought of ending up like either of them is my biggest fucking fear. whatevr#and ik ppl say moving out rly helps yr relationship with yr parents but gd i. Ik theyll keep asking me for money and keep rpetending that#either of them r like. even Slightly worthy of being called a parent#GD. WHATEVER
4 notes · View notes
theambitiouswoman · 10 months
Text
How To Become A Brand New Person ✨✨
Self Reflect:
Journal daily.
Think about past decisions and how they impacted your life.
Meditate regularly.
Create a vision board to visualize your goals.
Review your strengths and weaknesses.
Identify your core values and beliefs.
Figure out your passions and interests.
Think about your childhood dreams and aspirations.
Evaluate your current state of happiness and fulfillment.
Set Clear Goals:
Define specific career goals, like "Get promoted within two years."
Set health goals, like "Lose 20 pounds in six months."
Create financial goals such as "Save $10,000 for a vacation."
Establish personal development goals, like "Read 24 books in a year."
Set relationship goals, such as "Improve communication with my partner."
Define education goals, like "Complete a master's degree in three years."
Set travel goals, like "Visit five new countries in the next two years."
Create hobbies and interests goals, such as "Learn to play a musical instrument."
Set community or volunteer goals, like "Volunteer 100 hours this year."
Establish mindfulness or self-care goals, such as "Practice meditation daily."
Self Care:
Exercise for at least 30 minutes a day.
Follow a balanced diet with plenty of fruits and vegetables.
Prioritize getting 7-9 hours of quality sleep each night.
Practice in relaxation techniques like deep breathing or yoga.
Take regular breaks at work to avoid burnout.
Schedule "me time" for activities you enjoy.
Limit exposure to stressors and toxic people.
Practice regular skincare and grooming routines.
Seek regular medical check-ups and screenings.
Stay hydrated by drinking enough water daily.
Personal Development:
Read a book every month from various genres.
Attend workshops or seminars on topics of interest.
Learn a new language or musical instrument.
Take online courses to acquire new skills.
Set aside time for daily reflection and self improvement.
Seek a mentor in your field for guidance.
Attend conferences and networking events.
Start a side project or hobby to expand your abilities.
Practice public speaking or communication skills.
Do creative activities like painting, writing, or photography.
Create a Support System:
Build a close knit group of friends who uplift and inspire you.
Join clubs or organizations aligned with your interests.
Connect with a mentor or life coach.
Attend family gatherings to maintain bonds.
Be open and honest in your communication with loved ones.
Seek advice from trusted colleagues or supervisors.
Attend support groups for specific challenges (e.g., addiction recovery).
Cultivate online connections through social media.
Find a therapist or counselor for emotional support.
Participate in community or volunteer activities to meet like minded people.
Change Habits:
Cut back on sugary or processed foods.
Reduce screen time and increase physical activity.
Practice gratitude by keeping a daily journal.
Manage stress through mindfulness meditation.
Limit procrastination by setting specific deadlines.
Reduce negative self-talk by practicing self-compassion.
Establish a regular exercise routine.
Create a budget and stick to it.
Develop a morning and evening routine for consistency.
Overcome Fear and Self Doubt:
Face a specific fear head-on (example: public speaking).
Challenge your negative thoughts with positive affirmations.
Seek therapy to address underlying fears or traumas.
Take small, calculated risks to build confidence.
Visualize success in challenging situations.
Surround yourself with supportive and encouraging people.
Journal about your fears and doubts to gain clarity.
Celebrate your accomplishments, no matter how small.
Focus on your strengths and accomplishments.
Embrace failure as a valuable learning experience.
Embrace Change:
Relocate to a new city or country.
Switch careers or industries to pursue your passion.
Take on leadership roles in your workplace.
Volunteer for projects outside your comfort zone.
Embrace new technologies and digital tools.
Travel to unfamiliar destinations.
Start a new hobby or creative endeavor.
Change your daily routine to add variety.
Adjust your mindset to see change as an opportunity.
Seek out diverse perspectives and viewpoints.
Practice Gratitude:
Write down three things you're grateful for each day.
Express gratitude to loved ones regularly.
Create a gratitude jar and add notes of appreciation.
Reflect on the positive aspects of challenging situations.
Show gratitude by volunteering or helping others in need.
Send thank-you notes or messages to people who've helped you.
Keep a gratitude journal and review it regularly.
Share your gratitude openly during family meals or gatherings.
Focus on the present moment and appreciate the little things.
Practice gratitude even in times of adversity.
Be Patient:
Set realistic expectations for your progress.
Accept that personal growth takes time.
Focus on the journey rather than the destination.
Learn from setbacks and view them as opportunities to improve.
Celebrate small milestones along the way.
Practice self-compassion during challenging times.
Stay committed to your goals, even when progress is slow.
Keep a journal to track your personal growth.
Recognize that patience is a valuable skill in personal transformation.
Celebrate Small Wins:
Treat yourself to your favorite meal or dessert.
Reward yourself with a spa day or self-care activity.
Share your achievements with friends and loved ones.
Create a vision board to visualize your successes.
Acknowledge and congratulate yourself in a journal.
Give yourself permission to take a break and relax.
Display reminders of your accomplishments in your workspace.
Take a day off to celebrate a major milestone.
Host a small gathering to mark your achievements.
Set aside time to reflect on how far you've come.
Maintain Balance:
Set clear boundaries in your personal and work life.
Prioritize self care activities in your daily routine.
Schedule regular breaks and downtime.
Learn to say "no" when necessary to avoid overcommitment.
Evaluate your work life balance regularly.
Seek support from friends and family to avoid burnout.
Be kind to yourself and accept imperfections.
Practice mindfulness to stay present and grounded.
Revisit your priorities and adjust them as needed.
Embrace self love and self acceptance as part of your daily life.
7K notes · View notes
Text
The CFPB is genuinely making America better, and they're going HARD
Tumblr media
On June 20, I'm keynoting the LOCUS AWARDS in OAKLAND.
Tumblr media
Let's take a sec here and notice something genuinely great happening in the US government: the Consumer Finance Protection Bureau's stunning, unbroken streak of major, muscular victories over the forces of corporate corruption, with the backing of the Supreme Court (yes, that Supreme Court), and which is only speeding up!
A little background. The CFPB was created in 2010. It was Elizabeth Warren's brainchild, an institution that was supposed to regulate finance from the perspective of the American public, not the American finance sector. Rather than fighting to "stabilize" the financial sector (the mission that led to Obama taking his advisor Timothy Geithner's advice to permit the foreclosure crisis to continue in order to "foam the runways" for the banks), the Bureau would fight to defend us from bankers.
The CFPB got off to a rocky start, with challenges to the unique system of long-term leadership appointments meant to depoliticize the office, as well as the sudden resignation of its inaugural boss, who broke his promise to see his term through in order to launch an unsuccessful bid for political office.
But after the 2020 election, the Bureau came into its own, when Biden poached Rohit Chopra from the FTC and put him in charge. Chopra went on a tear, taking on landlords who violated the covid eviction moratorium:
https://pluralistic.net/2021/04/20/euthanize-rentier-enablers/#cfpb
Then banning payday lenders' scummiest tactics:
https://pluralistic.net/2022/01/29/planned-obsolescence/#academic-fraud
Then striking at one of fintech's most predatory grifts, the "earned wage access" hustle:
https://pluralistic.net/2023/05/01/usury/#tech-exceptionalism
Then closing the loophole that let credit reporting bureaus (like Equifax, who doxed every single American in a spectacular 2019 breach) avoid regulation by creating data brokerage divisions and claiming they weren't part of the regulated activity of credit reporting:
https://pluralistic.net/2023/08/16/the-second-best-time-is-now/#the-point-of-a-system-is-what-it-does
Chopra went on to promise to ban data-brokers altogether:
https://pluralistic.net/2024/04/13/goulash/#material-misstatement
Then he banned comparison shopping sites where you go to find the best bank accounts and credit cards from accepting bribes and putting more expensive options at the top of the list. Instead, he's requiring banks to send the CFPB regular, accurate lists of all their charges, and standing up a federal operated comparison shopping site that gives only accurate and honest rankings. Finally, he's made an interoperability rule requiring banks to let you transfer to another institution with one click, just like you change phone carriers. That means you can search an honest site to find the best deal on your banking, and then, with a single click, transfer your accounts, your account history, your payees, and all your other banking data to that new bank:
https://pluralistic.net/2023/10/21/let-my-dollars-go/#personal-financial-data-rights
Somewhere in there, big business got scared. They cooked up a legal theory declaring the CFPB's funding mechanism to be unconstitutional and got the case fast-tracked to the Supreme Court, in a bid to put Chopra and the CFPB permanently out of business. Instead, the Supremes – these Supremes! – upheld the CFPB's funding mechanism in a 7-2 ruling:
https://www.scotusblog.com/2024/05/supreme-court-lets-cfpb-funding-stand/
That ruling was a starter pistol for Chopra and the Bureau. Maybe it seemed like they were taking big swings before, but it turns out all that was just a warmup. Last week on The American Prospect, Robert Kuttner rounded up all the stuff the Bureau is kicking off:
https://prospect.org/blogs-and-newsletters/tap/2024-06-07-window-on-corporate-deceptions/
First: regulating Buy Now, Pay Later companies (think: Klarna) as credit-card companies, with all the requirements for disclosure and interest rate caps dictated by the Truth In Lending Act:
https://www.skadden.com/insights/publications/2024/06/cfpb-applies-credit-card-rules
Next: creating a registry of habitual corporate criminals. This rogues gallery will make it harder for other agencies – like the DOJ – and state Attorneys General to offer bullshit "delayed prosecution agreements" to companies that compulsively rip us off:
https://www.consumerfinance.gov/about-us/newsroom/cfpb-creates-registry-to-detect-corporate-repeat-offenders/
Then there's the rule against "fine print deception" – which is when the fine print in a contract lies to you about your rights, like when a mortgage lender forces you waive a right you can't actually waive, or car lenders that make you waive your bankruptcy rights, which, again, you can't waive:
https://www.consumerfinance.gov/about-us/newsroom/cfpb-warns-against-deception-in-contract-fine-print/
As Kuttner writes, the common thread running through all these orders is that they ban deceptive practices – they make it illegal for companies to steal from us by lying to us. Especially in these dying days of class action suits – rapidly becoming obsolete thanks to "mandatory arbitration waivers" that make you sign away your right to join a class action – agencies like the CFPB are our only hope of punishing companies that lie to us to steal from us.
There's a lot of bad stuff going on in the world right now, and much of it – including an active genocide – is coming from the Biden White House.
But there are people in the Biden Administration who care about the American people and who are effective and committed fighters who have our back. What's more, they're winning. That doesn't make all the bad news go away, but sometimes it feels good to take a moment and take the W.
Tumblr media
If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2024/06/10/getting-things-done/#deliverism
1K notes · View notes
bitchesgetriches · 2 years
Photo
Tumblr media
On leaving home for the first time:
Leaving Home before 18: A Practical Guide for Cast-Offs, Runaways, and Everybody in Between
Ask the Bitches: “I Just Turned 18 and My Parents Are Kicking Me Out. How Do I Brace Myself?”
Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?
How To Start at Rock Bottom: Welfare Programs and the Social Safety Net
Advice I Wish My Parents Gave Me When I Was 16
Ask the Bitches: How Can I Make Myself Financially Secure Before Age 30?
You Won’t Regret Your Frugal 20s
Master the Logistics and Etiquette of Moving Out
Season 2, Episode 5: “What Do I Need to Know about Moving into My First Apartment?”
On basic finance:
How the Hell Does One Open a Bank Account? Asking for a Friend.
How Do You Write and Cash Checks? Asking for a Friend.
Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead
You Must Be This Big to Be an Emergency Fund
A Hand-Holding Guide to Getting Your First Credit Card
How to File Your Taxes FOR FREE: Simple Instructions for the Stressed-Out Taxpayer
Dafuq Is Credit and How Do You Bend It to Your Will?
How to Save for Retirement When You Make Less Than $30,000 a Year
Dafuq Is Interest and How Does It Work for the Forces of Darkness?
What’s the Difference Between Savings and Checking Accounts, and How Should I Be Using Them?
Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?
Dafuq Is Insurance and Why Do You Even Need It?
Investing Deathmatch: Investing in the Stock Market vs. Just… Not
Dafuq Is a Retirement Plan and Why Do You Need One?
Do NOT Make This Disastrous Beginner Mistake With Your Retirement Funds
On managing your household:
How the Hell Does One Laundry? Asking for a Friend.
How the Hell Does One Wash Dishes? Asking for a Friend.
Ask the Bitches: Why Are Painted Mason Jars the Internet’s Only Solution to My Tiny Apartment Woes?
9 Essential Tools for Apartment-Dwellers (and 6 That Are Kinda Useless)
Ask the Bitches: How Can I Survive in an Apartment with No Heat?
How to Save Money on Your Beloved Pets
Bullshit Reasons Not to Buy a House: Refuted
How To Maintain Your Car When You’re Barely Driving It
25 Tricks to Stay Cool WITHOUT Air Conditioning
On feeding and caring for yourself:
You Should Learn To Cook. Here’s Why.
How to Shop for Groceries like a Boss
If You Don’t Eat Leftovers I Don’t Even Want to Know You
I Think I Need to Go the Emergency Room?
Ask the Bitches: Ugh, How Do I Build the Habit of Taking Meds?
On maintaining relationships:
Season 1, Episode 8: “My Mother Demands Information About My One-Night Stands.”
Season 1, Episode 3: “My Parents Have Bad Credit. Should I Help by Co-signing Their Mortgage?”
Ask the Bitches: How Do I Say “No” When a Loved One Asks for Money… Again?
Ask the Bitches: My Dad Sucks with Money. How Do I Make Him Change?
You Need to Talk to Your Parents About Their Retirement Plan
Season 2, Episode 1: “I’m Financially Stable, but My Friends Aren’t. The Guilt Is Crushing!”  
On starting your career:
22-Year-Olds Don’t Belong in Grad School
High School Students Have No Way of Knowing What Career to Choose. Why Do We Make Them Do It Anyway?
The Actually Helpful, Nuanced, Non-Bullshit Way to Choose a Future Career
Your College Major May Not Prepare You for Your Job—but It Can Prepare You for Life
The Ugly Truth About Unpaid Internships
Your School or Workplace Benefits Might Include Cool Free Stuff
5K notes · View notes
bigcollections · 10 months
Text
CARSALESMENİNFO - GOLD
Tumblr media
Exploring Car Salesman Earnings: Understanding the Salary Statistics If you've ever wondered about the financial side of the automotive sales industry, you're not alone. Car salesmen play a crucial role in the vehicle purchasing process, and understanding their earnings can provide valuable insights. In this article, we'll delve into the world of car sales salary statistics, covering their average income, salary statistics, and factors that influence their compensation. 1) How much do car salesmen make The income of car salesmen can vary based on several factors, including experience, location, dealership size, and individual sales performance. On average, a car salesman's earnings typically consist of a base salary plus commissions. The base salary serves as a steady income, while commissions are tied to the number of vehicles sold. New or less-experienced car salesmen may start with a lower base salary, while seasoned professionals or those working at high-end dealerships may command a higher base. Commissions, often calculated as a percentage of the vehicle's sale price, can significantly boost earnings, especially if the salesman meets or exceeds sales targets. 2) Car Salesman Earnings: Breaking Down the Numbers To provide a general overview, the average base salary for a car salesman in the United States ranges from $20,000 to $40,000 per year. However, the potential for additional income through commissions can substantially increase overall earnings. Commissions typically range from 20% to 25% of the gross profit per vehicle sold. With the average profit per vehicle hovering around $1,000 to $1,500, successful salesmen have the potential to earn significant commissions. Top performers who consistently meet or exceed sales targets may enjoy additional bonuses and incentives. 3) Car Sales Salary Statistics: Influencing Factors Several factors influence the salary statistics of car salesmen: Location: The cost of living and demand for vehicles in a specific area can impact earnings. Salesmen in regions with a higher cost of living or strong demand for cars may earn more. Experience: Seasoned car salesmen who have honed their skills and built a client base over the years often command higher salaries and commissions. Dealership Size and Reputation: Salesmen working at larger, well-established dealerships or those specializing in luxury vehicles may have access to a broader customer base and potentially higher commissions. Sales Performance: The number of vehicles sold directly correlates with earnings. High sales performance and exceeding targets can result in increased commissions and bonuses. In conclusion, car salesman earnings are dynamic and influenced by various factors. Aspiring car sales professionals should consider these elements when entering the industry and be prepared for a compensation structure that rewards hard work, sales acumen, and customer satisfaction. Visit CarSalesMenInfo for more in-depth insights into the world of car sales, including tips for success, industry trends, and advice for both aspiring and experienced car salesmen.
570 notes · View notes
pinkchrissysposts · 7 months
Note
Success story
Hello dear,it's me it's been we have already chat before i dmed you,and I'm so happy to tell you I have entered the void through lucid dream.
I have finally manifested a great life for me and my sons also didn't wanted to trauma dump on you until and unless i manifest my dream. So,I'm a lady in my late 20s,and after my husband died and I start having financial crisis,my teaching career wasn't going great and i end up loosing my job,everything was getting worse for me,there was a point when I thought to give my twins for adoption and my pet shih tzu to some dog adoption center because I just couldn't provide them enough,we were living in our car but I didn't give up.
So,I took your advice and start saturating non stop for 3 days straight,I think would've entered on the first day but I kept going back in my old mindset,but I persisted first day was hard to saturate all day,eventhough you recommended me to affirm for an hour,I still affirmed from the moment I woke up,till I fell asleep,I read through Taylor's tweets and some other loa accounts tweet and it motivated me to affirm for more then 5 hours,and I also watched a video by Rita Kaminski where she was telling to robotically affirm as we fall asleep and I did exactly that. But my sons and pet played a huge role and you too.
I have manifested being a model,earning upto 2000k a month,moved from Turkey to America and a living husband,I also got to provide better treatment for my dog's health and good schooling for my sons,and i have aldo changed my religion maybe controversial but it just felt like I didn't have much freedom.
And as for affirming i just affirmed "I'm a lucid dreamer,I can control my dreams" that's it.
I'm gonna delete this app for forever thanks alot,I must say affirming and saturating will be my favorite now.
Tumblr media
ANOTHER SUCCESS STORYYYY🫠I'm so happy for you,you are truly an inspiration for all those who think their circumstances matters,and you not telling me your struggle touch my heart💓,I could tell you were depress when we first texted abd I'm so happy you persisted through your hard circumstances I'm happy you could give your son's and dog the better life they deserve.
319 notes · View notes
nicromancytarot · 8 months
Text
3 OPPORTUNITIES TO MAKE THE MOST MONEY, WHICH ONE WILL YOU PICK???
This is a general reading based on a collective of people. Take what resonates and leave what doesn’t. If you don’t feel the pile resonates with you, don’t be scared to try another, if it still doesn’t feel right, that’s ok! Maybe our energies aren’t as connected and my readings are not for you.
I do these strictly for fun and educational purposes. I don’t change for these readings and I do not fake readings. I would tell you the cards I got but I pull like 20-30 cards each reading and that just slightly a strenuous task to write them all down lmao.
PICK A CARD READING
I asked my spirit guides what 3 opportunities coming into your life would give you the best and most successful financial abundance, pick a pile to find out.
Tumblr media Tumblr media Tumblr media
Pile 1 ———> Pile 2 ———> Pile 3
PILE 1
1) Office/corporate job.
This will unfortunately be a place of unhappiness for you, you may feel as though you always have to keep your guard up to protect yourself from your colleges. This is certainly a workplace where you will have to work with others and contribute to the working aspect of it, but you may not feel safe or comfortable around some of the other people. This is most likely due to the fact that this is showing to be a workplace in which everyone is pushing each other out of the way in hopes to reach the top, but so many fall from the climb.
The reason I believe spirit is saying that it’s a good place for financial opportunities is because it truly does pay very well, the only downside being the people and environment you have to work with. You may feel as though you cannot leave this job due to the money and may feel oppressed by it.
ADVICE: Focus on your mental health before caring for others, give yourself a pat on the back for being able to deal with this situation and start by healthily and safely moving away from this.
2) Building a business or partnership.
It will be a risky jump at first and may even make you wonder if it’s worth it at the start - it very much will be so continue, persevere and do not give up. This will give you the best financial opportunity out of the three and I see the money rolling in quickly with the ace of wands. You will be able to share this money with those you love and even have the ability to flaunt it as you please.
To do this opportunity you will need to leave whatever current situation you are in at this moment. It will appear scary at first but it will become an uphill climb and you will reach it to the top.
ADVICE: Before starting this business or partnership you will need to take some time to clear any debts you have, ensure you will not have to deal with them after embracing this opportunity and make sure it is all taken care of prior to this new beginning.
3) Relationships.
I see you getting into a relationship with someone who will give you the opportunity to either work alongside them or allow them to supply for you. They have enough money to sustain the both of you, and even a family if needed. This is truly up to you and you will not feel financially burdened by them with whatever decision you make.
I do however unfortunately see this being a short-lived situation (around 2-3 years.) There will be an end to this relationship and at that point if you haven’t already, you will need to begin finding ways to make your own money. There will be a short period of stress and stagnancy at the beginning of the end of this relationship, but you will make it out unscathed.
ADVICE: Use manifestation and prayer to your advantage, God, spirit or source are always listening and are ready to give you the treatment you deserve, do not be shy of asking for help.
PILE 2
1) Humanitarian work, turned fame.
I see you working alongside charities or advocating for humanitarian causes. I’m being shown someone who is giving their everything while not expecting anything in return. With the knight of swords I notice a person leading a protest and it truly looks and feels like they are making an anticipated difference. Your angels, God or the universe is seeing this and preparing a reward for your hard work.
Unfortunately there will be a short time filled with gossip and hate, I see this reaching the media and that is what will fuel people to talk bad on you and what you are doing. Do not let this get you down because this will bring good karma your way and you will receive abundance in all forms, I see someone who is now able to spend money on what they want while still helping out with these important causes and spreading the word around the world.
This energy is so powerful, with the lovers I can tell that you, my pile 2 are destined to do this and to take this path. Your voice and your influence is sure to change the world, it will make people open their eyes up to the important things and you will be noticed for making the world a better place.
ADVICE: Visualise abundance in all forms, you guys are extremely talented at bringing your visualisations to life so use this ability to bring the most positivity and money your way.
2) Lawyer/place of law, defamation, lawsuit, divorce.
I know this doesn’t seem very positive in itself but I see many ways of this playing out for you. In some cases it may be that a few of you are becoming lawyers or even judges, if so I see this bringing in a windfall of abundance and you will once again be gaining money for imposing justice on those who have suffered injustice.
For those of you who don’t resonate with that, I see you going through some troublesome time with the law, I don’t see it being that serious but it would make sense having the fact that you guys are my famous pile. There’s something to do with either a tricky divorce, a lawsuit or a defamation case. Luckily, I do see you guys winning this and gaining a lot of money from it whatever it is. Weirdly enough I do notice you possibly meeting someone who could turn into a romantic partner in the future while in this place LMAO.
ADVICE: Let the lawyers deal with this issue, do not try to chase anything, you may get yourself in trouble. For those of you who are the lawyers/judges, continue what you’re doing, don’t doubt yourself.
3) Partnership or collaboration with friends.
For the time it would last it can definitely bring in a lot of money. I do feel as though the downfall would be caused by some type of betrayal or just an argument between friends. At the time of the end you will feel very trapped and not very sure what to do next and may even end up hoarding the wealth you have made.
Once this period is over, I notice that you will either begin working on this project by yourself or scrap it to create something new. I will not sugarcoat it for you - both of these decisions have the same fait, they either turn out to be very successful and bring in a lot of extra money, or they fail completely. Take some time to think what you want before rushing into anything.
ADVICE: Let go of guilt, there is no need for you to feel guilty for something ending, you can always try again or make it better, don’t be so hard on yourself.
PILE 3
1) Entertainment or public speaking.
This first opportunity is divinely picked, even if you decide not to do this for money, you will be doing it nonetheless (money is just an extra bonus.) I got the 10 of pentacles in two decks and the 9 of pentacles as well so I think we can both notice the amazing financial opportunities this can bring.
This will lead you to be very vulnerable and open, expressing your emotions and talking about past experiences. When doing this reading I had an urge to use one of my more “taboo” decks so I assume this has to do with something that a lot of people would frown upon. This could show as expressing mental struggles through music or even talking about trauma as a stand up comedian for example.
ADVICE: Use manifestation and prayer to your advantage, God, spirit or source are always listening and are ready to give you the treatment you deserve, do not be shy of asking for help.
2) Charity work + relationships.
I see that you’ll start some type of work just for the sake of helping others. This will bring in much manifested abundance in all forms. You will feel very shut off to the idea of other people helping you out and you may refuse help from others during this time.
A relationship or perhaps job offer will come your way, this will bring great teamwork and abundance. I feel at the start of this opportunity you will try your best to balance these two things, but will inevitably come to the realisation that you cannot have everything at once and will end up needing to choose one while losing and letting go of the other.
ADVICE: Make a gratitude list for both of these things, which one makes you the the most grateful? Perhaps that the one you must continue on the path of.
3) Spiritual work/healing.
There’s energy of you tapping into the 4D and learning that you can manifest whatever you please while also continuing to help other people on this journey. There could be a sense of working with past lives and alongside your spiritual gifts, maybe even helping people with shadow work.
Another very destined path, I feel this would treat you very well and help you gain a large sum of money along the way. This will however become very time consuming and you will need to stay very motivated and focused.
ADVICE: Don’t shy from asking for help when you need it. Always have courage and do not give up.
205 notes · View notes
casper-spills · 7 months
Text
♡ 𝓥𝓪𝓵𝓮𝓷𝓽𝓲𝓷𝓮'𝓼 𝓢𝓹𝓮𝓬𝓲𝓪𝓵: 𝓣𝓱𝓮 𝓯𝓲𝓻𝓼𝓽 𝓭𝓪𝓽𝓮 𝔀𝓲𝓽𝓱 𝔂𝓸𝓾𝓻 𝓹𝓮𝓻𝓼𝓸𝓷 ♡
Tumblr media Tumblr media Tumblr media Tumblr media
♡ ᴘɪʟᴇ 1 ~ ᴘɪʟᴇ 2 ~ ᴘɪʟᴇ 3 ♡
Tumblr media
Happy Valentine's Day! ♡
I hope everyone's doing well! ♡ It's been a while since I've done one of these and I've been really excited to do this one! This time, I'm writing these almost like a story of what's going to happen but I will warn you, I am not the most amazing story teller in the world haha but I hope everybody enjoys the reading they got and remember to only take what resonates ♡
All feedback is appreciated!
Sincerely,
Cassy the friendly ghost ♡
Discaimer: Tarot reading is for entertainment purposes only and should never take the place of professional therapy or professional legal, medicinal or financial advice.
𝒱𝒶𝓁𝑒𝓃𝓉𝒾𝓃𝑒𝓈 𝒟𝒶𝓎 𝒟𝒾𝓈𝒸𝑜𝓊𝓃𝓉! ♡
𝟧𝟢% 𝑜𝒻𝒻 𝒫𝒶𝒾𝒹 𝑅𝑒𝒶𝒹𝒾𝓃𝑔𝓈!
Ends on Feb 19th 2 Questions £10 ~ £5 3 Questions £14 ~ £7 5 Questions £24 ~ £12 10 Questions £40 ~ £20
| BOOK A READING WITH ME | KO-FI |
Tumblr media Tumblr media Tumblr media
♡ ᴘɪʟᴇ 1 ♡
Cards: Five of Swords, The Sun, Knight of Wands, The Hierophant (reversed), The Hanged Man, The Moon, Five of Cups (reversed), Four of Cups, Six of Coins, The World (reversed), The Devil, The Fool (reversed), Ace of Swords (reversed)
Some of you might be a part of the LGBT community and for those of you who aren't, it might be that you are not very traditional and don't play into the roles that society would have placed you in.
It is a warm and sunny day by a lake or some kind of body of water but I get the feeling that maybe this is someplace you are not supposed to be, like a private or closed off area. Maybe this could be a closed off pool area in an old building. You find your way in and I see your date being reluctant to go but they follow you anyway. They're becoming increasingly more anxious about being here but you reassure them that nobody comes here and reveal the suprise, a game! This might be some kind of arcade game or ping pong table that has been left on the property and, soon enough, they give in (since they're a sucker for games.)
Now this is interesting. You actually aren't sure if this person feels the same way about you and this is you shooting your shot. Again, I get the feeling that the majority of you might be LGBTQ+ and you're really taking the leap of faith on this. Good for you!
You both having lots of fun, your date managed to score a point and you cheer together! (So cute). There's a moment of silence and there's intent behind their gaze, and you think to yourself, 'its now or never'. So you pour every ounce of faith into this chance and swiftly kiss them, waiting for their response. To your relief, they return the kiss, and it is passionate and warm and perfect ♡
Messages from them to you: 'You're so beautiful and I don't know how to tell you' 'I hope it is what i think it is' 'I really hope you're sure about this and about me' 'I'm sure that it's you that I want' 'Please make the first move'
Tumblr media Tumblr media
♡ ᴘɪʟᴇ 2 ♡
Cards: Eight of Cups, Page of Coins (horizontal), King of Cups, The Devil (horizontal), The Lovers, Three of Coins, The Tower (horizontal), Page of Cups (horizontal), The Hanged Man (horizontal)
This is somewhere quiet, somewhere where people might come to learn like a library accept there isn't many people here. I could be that you're a student and I'm getting major breakfast club vibes. I feel like you and your person are in detention together or perhaps it feels like you're getting punished with the work you have to do. (I know this isn't the most romantic date in the world but stay with me.)
I'm getting the feeling that you are paired with this person for a project. Even though you really want to focus and not fall behind, they seem to be distracting you and weighing on your mind. You like them because how can you not? They're gorgeous! But they're annoying the heck out of you, 'plus, they're super weird', you think to yourself.
You eventually decide that this is getting too much and get up from your seat to start looking in one of the isles for a book. You feel your face turning redder and redder the more they try to get your attention. Once they realise that they aren't getting anywhere, they begin to actually talk to you about the work and ask to see the book you have taken off the shelf. Suddenly, they don't seem as ignorant as you thought, and they're pretty smart when they actually want to be. You wonder if maybe this person just wants to connect so you give in and entertain them a little.
You very quickly regret your decision when they boldly ask you if you're blushing because you like them. Not saying anything, you look away, poorly hiding the fact that you're clearly red in the face. Under your breath you ask them, 'please, stop messing with me' because you're starting to feel like you could cry if this keeps up. There's a moment where they don't say anything and the silence becomes defening. All you can hear right now is the beating of your heart and you can't help but feel like their gaze is becoming too intense for you.
Unexpectedly, the awkwardness is broken by a kiss on the cheek. You're thinking, 'what the heck? Are they trying to give me emotional whiplash?' But before you can say anything they apologise to you. 'I'll stop messing with you and we can get back to doing the project.' They seem sincere and a little different to how they were a second ago. So you shake it off and agree to continue the project, though it's really difficult to focus properly.
Messages from them to you: 'If I don't do anything now, then you'll never consider me' 'I like how intelligent you are' 'I want to get to know you more' 'I need to know what you think of me' 'I want to get closer to you'
Tumblr media Tumblr media
♡ ᴘɪʟᴇ 3 ♡
Cards: Four of Swords (reversed), The Star (reversed), Three of Swords (reversed), Seven of Wands (reversed), Nine of Wands (horizontal), Queen of Coins (reversed), Eight of Swords (reversed)
You're at their house, in their bedroom and I have the feeling that maybe you've known this person for a while now. It's not anything too crazy, just laying down, listening to music and watching the star projector spin. This is perfect because you've been having a really tough week and you really need to just relax. Things might have been tough at work or home and you really need someone to vent to.
So they have set up a comfortable space for you, brought snacks and drinks, and offered to listen for as long as you wanted. This isn't really intened to be a date and honestly, it isn't much of one either, but it's intimiate and it feels different from all the other times that you've hung out with them. They're normally more energetic and chaotic when you hang out with them but today they're really trying to be more considerate and more sensitive. You really appreciate that from them. You're not sure that you want to progress this feeling yet, so your boundaries are clear and all you want right now is a friend. But that doesn't mean things won't change.
Messages from them to you: 'I admire you' 'You're so beautiful' 'You've seen so much' 'Everything is going to be okay' 'You can stay here as long as you want'
Tumblr media
♥Thank you for your support! Happy Valentine's Day♥
Special thanks to: @kittywatching @livelythoughts @visualbutterflysworld @honeytarotmind @jeff-satur-is-my-baby-girl @miraclekay97 @artscapismsworld @julyourwitch @notakitsune @mercurialstime @soledad-montoya @depressedcap @bibislutmarvel @coconuttreesstuff
304 notes · View notes
Note
AITA for ignoring a friend’s advice and continuing to vent to them?
I (25) have abusive parents, I’m aware of it and it causes me a lot of stress. I usually would vent to my best friend (24) about it and for the past two years or so they’ve just been telling me that I need to go “no-contact” with my parents.
I can’t do that because I’m financially dependent on my parents (I have a chronic medical issue that they help pay for some of the treatment for), and my friend gets really frustrated because they say I’m ignoring their advice and not taking it seriously. They went no-contact with their parents when they were 20.
In recent months when I’ve vented about stuff they shut me down with “I don’t want to talk about this” or “dude you knew things were going to be bad, you’re a grown adult, stop visiting them, go no contact”. But this month, they’ve stopped responding at all or if they do it’s to yell at me for not cutting my parents off yet.
I don’t like their advice when it deals to my parents. I’ve told them before I’m not just going to cut them off, and my friend said they’re only trying to help but that I’m seriously pissing them off by not doing anything about the situation other than “letting myself get abused”. They told me they don’t want to hear it anymore if it’s just going to be the same shit over and over again. In the past I’ve ignored this request and vented when I needed to and they get extra pissed off about it and we usually end up arguing.
I don’t have other friends + can’t get a therapist because I’m still on my parents insurance and my parents don’t believe in therapy. (For context I will have to sign up for my own insurance through my work late this year because next year I am turning 26, but it is April right now and that is many months away. It costs a whole lot more than what my parents charge me for their insurance, but I would be able to go to therapy then).
124 notes · View notes
navajja · 7 months
Text
Tumblr media Tumblr media
Personally I have a lot of options about Stoliz relationships, and I don't enjoy how they treat eachother, so here are some Stolas and Stoliz redesign and facts just to make myself happy, completely self indulgent.
Cracgking fingers* WElLL
In this idea Stolas is slightly older than Blitzø because of some magic thing he did to learn ages worth of information, they meet at the same age but when they see eachothers again Stolas is slightly older, maybe around ten years.
Stolas marriage with Stela is very complicated (i blame my friend for this idea) it is common behavior in the Goetia family to marry for convenience and HATE their spouses, they all talk shit about each other and laugh at their spouses expenses, it is what is normal for them and it is the way they have fun, everyone is used to this marriage social construct, but Stolas is the weird one of the bunch.
He tried really hard to have a happy marriage and he never truly understood why Stela humiliated him in family gatherings, and it only made it worse when he felt genuinely offended by his words because he was taking the fun out of their marriage. Stolas has a hard time understanding this. Goetia family DOES NOT GET DIVORCES that are considered a failure, u can hate ur spouse all u want but Divorce is a big NO.
Octavia, is actually 20 years old and she wants to be independent, but Stolas is an overprotective parent, he thinks he is staying married for her sake, but it is actually because he is afraid of what people would say. Octavia moved out of the palace but she is actually living in the garden in a smaller part of the castle (just a nepo baby thinking she is independent) Stolas actually cried for that. He is an overprotective parent, but his kid is not a kid anymore and she doesn't need them, he should be looking for his own happiness and all of this is driving him to a mid life crisis (he is 40 and Goetia lives to +250 years, but he feels old)
One night Blitzo shows up with the intention of stealing Stolas book. They end up getting drunk in stolas room talking about everything, it is the first night they enjoy in a long time. All of the alcohol and happiness ends up in the having great sex, and it is not part of the deal they made for the book, the deal is about Blitzo visiting Stolas when he needs his book, he is free to leave right away if he wants but hey genuinely enjoy eachothers company and the fuckin is just a fun little extra. They don't label their relationship, they got issues.
Stella never finds out about Stolas actively cheating on her, she knows something is wrong but can't figure out what, especially because she doesn't believe Stolas is capable of cheating on her with the lower class.
Blitzo is the same idiot we know, but he doesn't act like he hates stolas, but words are hard for him so they never truly talk or say that there feelings are very real. He has low self-esteem, he believes strongly that he doesn't deserve been liked by Stolas and he feels like he is taking advantage every time they are together, he keeps himself for saying those things because he is in love and he takes what he can until Stolas gets tired of him
Blitzo's business idea came up because he needed something substantial he could leave for Loona. If someone ever happens to him he knows Mox and Millie would keep her company but he needs to be sure she will have a future of he is not around.
He adopted her at age 13, she was on high alert all the time but soon enough she was Blitzo precious little girl, but she is 15 now and she is a menace to the world, the teenager rebellion hit her hard, and Blitzo doesn't have anyone to ask for parenting advices, his only ideas are for trying to do the contrary his father did to him, so Loona is spoiled considering Blitzø financial reality.
All i have so far, sorry about it, muak.
231 notes · View notes
sevenrenny · 8 days
Text
Recently a relative asked me why I'm 'suddenly' always sick and that I was so healthy as a kid.
I was never a healthy kid. I was always in pain, but nobody believed me. I complained I had moments of dizziness, momentary visual blurriness and blindness, moments where I couldn't balance myself, and intense migraines so bad I fantasized popping a hole in my skull hoping that would get whatever was hurting me out of my head. I had days where it was just brain fog, but I was too young to know the word 'brain fog'. I'd have days where I was in so much pain I'd vomit.
But I got scolded for 'faking it' for attention or to get out of school. I got punished for 'being lazy'. So little by little, I learned complaining about constant pain that made me suicidal would make things worse for me. People punished me for telling them I was hurting, so I shut up.
Even when I became quiet about it, there were things I couldn't hide and my family rug-swept them: I passed out at school a few times from intense pain. I had multiple intestinal issues my family told me were normal, that 'it happens to everyone', telling me that 'Your dad had that happen so many times' while chuckling like it was funny. Every time, they waited for me to 'stop being dramatic' until I started screaming and writhing on the floor and they finally got me to the ER, scolding me the whole time for 'not saying anything sooner'.
During one of those visits, a doctor found a large tumor I was choking on. He found it by accident when he was putting a tube down my throat. I'd been having trouble breathing, but my family accused me of lying, and I'd started to think I was imagining it. Upon discovering the tumor, my mom's reaction was to scold me for giving myself a tumor.
After the tumor removal, the doctor had told her something seemed odd, and he talked with my mom for a bit but I can't remember what they said. We never went back to this doctor. When I asked my mom about it later, she told me the doctor was stupid and he had no idea what he was doing. (It was in my 20s when I went to check on my intestinal issue that the doctor told me he suspected I had gastroparesis, which he later confirmed it was.)
I struggled with classes because of the combination of undiagnosed medical issues, undiagnosed ADHD, undiagnosed dyscalculia, and having panic attacks (later got diagnosed with c-PTSD). My mom threatened to marry me off or kick me out of the house for almost failing math. I was sworn at, told horrific things that still stick with me (and the rest of the family blamed me for 'being lazy' and making her angry with me). I was a kid and couldn't understand why existing hurt, why, if it was so 'normal' to be in consent agony, everyone else seemed to not be struggling like me. I couldn't wrap my head around why everything that seemed so easy for everyone else was almost impossible for me.
It wasn't until an online friend asked me if I had some sort of disease because I was constantly in the hospital. I told her, "No, not really. What's the average number of times someone's in the hospital?" She said, "Renny, I've never once been to the ER." She was older than me. It was then that it clicked for me. I'd been so convinced that all of this was normal, that I was behind everyone else in life because I must be just a weak person because I was so behind even when I gave it my hardest.
I wasn't behind because I was weak. I was behind because I was never given the assistance I needed.
As soon as I became an adult and financially independent, I started seeking medical help. Got diagnosed with severe chronic migraines and other illnesses typically comorbid with chronic migraines and gastroparesis. (There are some issues I can't get medical help for in my country, so those will have to wait). I'm on medications now. Because of gastroparesis, pills didn't work for me too well, so a friend taught me how to use autoinjectors. I have friends who actually help me, give me advice, drive me to my appointments, and just be there for me emotionally.
Being medicated has made being alive so much more bearable. I can actually live my life now. Yes, I still have days where I'm in pain (not just migraines, but my other conditions, most of which don't have any treatments to manage them) but it's such a massive improvement from where I was before. I'm happier. I go to therapy. I found people I can talk about my pains and conditions freely to without being told I'm faking it or lazy. I don't work myself to the bone anymore; I shouldn't be giving my 100% to a job that refuses me accommodations when I'd need most of that to manage my health.
I'm back to complaining about pain because, before my family trained me to shut up about it, I was doing it right from the beginning. I'm supposed to complain about pain. Just because I can talk about it freely now, doesn't mean I was never sick before. Just because I'm on medications now, doesn't mean I didn't need them years ago.
I'm happier now as an adult. You just don't like that I'm visible about my illnesses now. It makes you uncomfortable that I self-administer injections, that I talk about my health the way that I want to. The thought of chronic illness makes you uncomfortable; you liked it better when I was quiet. You'd rather I don't find diagnoses for my illnesses, because, in your logic, if I don't go get the diagnosis then I'm not sick.
I was never a healthy kid. You just don't want to admit you went along with the rest of the family to abuse a disabled kid for being disabled.
62 notes · View notes
paper-mario-wiki · 9 months
Note
I'm sure you've been asked this before, but I need a source who isn’t wildly out of touch with what it's like to be a normal person. how financially viable was it to move to japan as a 20/21 year old? did you move there with assistance from a study program? were you able to afford everything relatively easily without an extreme amount of financial stress? sorry for being nosy. I dont need specifics, I'm just terminally curious for a firsthand account from a person who isn't independently wealthy or a 70 year old retiree. ❤️
For one semester of tuition I (my parents) paid:
$5000 without scholarship
$3000 with scholarship
Scholarship was granted on the basis of academic promise and financial guarantor status, and some students had their fees reduced by 75% and 100%.
Tuition was the thing my parent's helped me with the most, as they had saved up for all my siblings to go to college, and only my sister and myself did. But like I said, there was also significant tuition help for students worldwide at my school. Everything else I paid myself.
Before I moved I made sure I had no less than $5000 in pocket money for paying my move-in fees at my apartment, getting a Japanese phone, bank account, insurance, and a bike. After that, home appliances and necessities. When you make your budget, you always want to over prepare. I made sure I had $1000 wiggle room on top of my budget because once youre there, YOURE THERE and home is a long puddle away.
My rent was $600 for a small 1 room apartment (pictured here) that I would have paid less for if I spoke Japanese (paid the gaijin tax by going through an english speaking rental company)
Tumblr media
I chose this apartment because of its proximity to the Karasuma subway line, which I could ride directly to school. There and back was about $4 a day, as I went all the way up town. I paid about $40 in utilities on low-use months, and up to $120 on high-use months.
Monthly insurance was $70 without student subsidy, I believe closer to $10 monthly with it. This covers basically everything healthcare-wise.
Food was cheap in Kyoto specifically. Most restaurants had meals under $10, and if you're moving there for school theres a high liklihood you'll be in the city, which means you'll rarely be more than a 3 minute walk from a convenience store which has lunch sets you can take home or reheat and eat in the konbini's sitting area (not guaranteed to have one but more frequent than not having one). I spent maybe a few hundred monthly on meals, mostly because I couldn't cook due to how small my kitchenette was (it's that little stall in the back left corner of the room in the picture).
As an international student, if you're performing above a certain threshhold in your studies you can get a baito visa, meaning on top of your studies you can work a part time job for up to 20 hours a week. This can help a lot, and I knew a few people who worked at clubs, as translators, and as baristas.
If you are making money, you are expected to either pay tax to Japan, or your home country. This is something I absolutely cannot give advice on.
All that said, in my case, living in Japan as a solo adult was easier and significantly more affordable than living in the US with 3 roommates.
281 notes · View notes
masp161 · 2 years
Text
Astro Observation #III
Back at it again, Astro Observations part III.
I feel like people with Moon opposite Neptune are more emotionally aware about the truths of life than most people. They also get themselves in lots of hardships and tend to have a very awful reputation, especially around rumors and addictions or alcoholism (ex : Robert Downey Jr.)
Not astrological but I somehow figured people who grew up in abusive or violent environments liked war or action movies, while loners, for example, preferred occult or horror movies.
It somehow makes sense with Aries placements living in abusing environment, and Gemini placements being loners and abandoned at a young age.
Scorpio can be an exception as they are both loners and somehow tend to grow in violent environments.
The House in your birth chart where the current North Node transits in can tell a lot about changes in your life
If the current North Node transits in your 7th house, you might make significant encounter regarding your love life, have an event related to love, or meet patterns of people you should run away from.
Virgo Jupiters aren't only extremely motherly but also very smart, and more than likely will be interested in laws to the point of learning most of 'em. They want legal justice and rightful punishments, especially for those who have to live what they have lived.
Your Rising signs depicts a lot what you either value most or meet struggles with.
Libra risings value a lot beauty in themselves and others but meets a lot of struggles with insecurities and ways to cover up their insecurities.
Taurus risings value a lot faithfulness and relations with others but meets a lot of struggles with finding or trusting people. They also value a lot the importance of money but somehow struggle to acquire it and find a stability with a financial life.
Sagittarius Risings have a huge adoration for responsible-looking yet irresponsible beings. I don't really know how to explain it : people that look serious outside but can be absolute goofies inside.
Sagittarius Risings (if not Sagittarius placements directly) also tend to have unfixed beliefs. They believe in nothing specific but seek for proof and understanding of things people want to convert them to.
Best example would be a Sagittarius Rising that grew in Christian beliefs. They will research on every questionable and physically impossible things foundable in the bible and seek an explanation.
Other example, if you show a Sag Rising about witchcraft, they will casually accept to try a spell, but will only believe it when specificity of the spells will happen (The things they've demanded, how they hoped it to unfold, etc...)
So, Everyone knows how Hygeia was and still is associated with physical health, but it's also associated with mental health, and I feel like inevitably, Hygeia can tell a lot about where we struggle internally (mental health issues), where it steams from and how it developed.
Do NOT f. with someone who have a lot/prominent water signs, especially Moon, Mars, Saturn or Uranus. They are above the metaphysical world, and if you upset them hard enough, Hecate knows what traumatizing things can happen
Likewise, beware of a person's Saturn if you ever intend to manipulate or hurt them. Saturn, among other things, rules Karma (Unforgiving karma) and while some karma are inconsequential, some karma placements are absolutely raw and rough
My advice, don't mess with these Saturn placements:
Taurus/Gemini/Virgo/Scorpio/Sagittarius/Pisces Saturn in the 2nd/3rd/6th/8th/9th/12th, or at 8°-20°-18°-21°-11°-23°-24°
Taurus touches finances, Gemini touches mental health (can go to schizophrenia), Virgo also touches to mental and physical health, Scorpio is highly spiritual (and terrifying), so is sag and Pisces
2nd touches power, self-worth and finances
3rd touches mental health as well, family, surroundings, neighborhood, rumors
6th touches to work environment, issues, health
8th touches to trauma, sexuality, occult and demons (can go from simple sexuality problems to SA, car accidents, m¥rd€r or worse)
9th touches to spirituality and universal protection for the Saturn person
12th touches to spirituality, inner demons, worst facets, dreams or nightmares
8/20° = Scorpio degree
18° = Virgo degree
21° = Sagittarius degree
11/23° = Aquarius degree
24° = Pisces degree
I feel like heavy 2nd house/Taurus placements, Venus in the 2nd/6th/10th/12th, Saturn or Pluto in the 2nd/6th/12th, Taurus or Pisces rulling the 4th/6th/10th/12th house may have eating disorder. Yeah the list is very long.
For those believing that astrology CAN show fated events, I advise you don't only look up synastry for current partners or crush, but also look up exes and friendship/family connections. Exes can show you what you were meant to learn or experience, or if you two were truly fated. Friendship/Family can, in some ways, explain where trauma came from and why (and after that, in what ways) your relationship with friends/family didn't work.
Libra rising have a Chameleon personality
Personal opinion, but I think crystals don't just affect sun signs, like most cheat charts on the net or some TikTok witches let you know (we've all seen mainly videos about "What type of crystal should you wear based on your zodiac sign", aka your star sign, your SUN sign. But they never mention the crystals effects on you, or best for you, based off the moon sign, or any other placement.) My point here is that crystals can affect as much your whole chart (house placements and planets placements, etc...) as it can affect your sun
Leading to a personal observation : Moldavite, the life-changing, renowned stone, touches everything that is stored in your subconcious houses, spiritual houses. 12th/8th and 4th house. So before you buy Moldavite, check what signs are your houses and the planets into it. This is probably what you'll go through or experience, whether be good or bad.
Sagittarius/Gemini in 3rd/9th, Saturn/Jupiter/Mercury in 3rd/9th live for knowledge. They tend to admire learning new things, especially the ninth house or Sagittarius placements if the topics are uncommon or not popular.
Not only your Venus sign and house placement, but your Venus aspects can also tell what type of person you're attracted to or can attract (Venus-Saturn/Venus-Pluto people out there, I see your daddy issues)
Maybe each house or sign dominance have one specific overindulgent trait because they know at some point in life they lacked/will lack it
Ex : Taurus/2nd house dominant: Materialistic
Could be a result of living with few to no thing as a kid, leading to, while growing up, a need to fulfill what they didn't have during their childhood (toys, jewels, etc...)
Ex : Gemini/3rd house dominant: Talkative or Observant
Could be the fact they were never listened or no one paid attention, or that they never felt understood so while growing up they adopted an overly talkative trait or a tendency to talk very little and observe more
Update : Y'ALL LOVE THIS POST, IT'S CRAZY 😭
1K notes · View notes