#Homeownership

[incognitopolls]

We ask your questions so you don’t have to! Submit your questions to have them posted anonymously as polls.

[teashopcrafts]

Just the though of HOAs makes me laugh uncontrollably.

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[rarediamondbliss]

Been awhile … but sis knocking out some goals.

[classycookiexo]

Understandable

[deadweight-at7am]

I finally have enough money to replace my porch roof. It was a long time coming. As they were demo-ing it I saw there was a 6-12" sized hole in it where the wood deck had rotted out. It had started leaking so I knew there was a serious problem. I got a really decent quote and luckily I was able to save some money and get it replaced. The guys are almost done. One of the many homeowner perks - having to use $1500 for something that isn't fun but is very necessary.

They're doing a great job, though. I got a estimate super quickly. They're probably not able to get many jobs in middle of winter.

Now that this is fixed hopefully my fucking basement stays dry. Recently it rained super heavily and the god damn basement floor had a puddle in it when I went downstairs. A shop vac and dehumidifier has helped dry it out completely but that's probably the thing I hate the most about owning a home. Trying to figure out where the fuck the water is coming from.

Later in the spring I'm going to do some landscaping as well. Trying to put my money into the things that will benefit me longer down the road rather than spend it on useless crap I don't need.

[some1s-sista]

Sunday and Chill

Another hot one but tonight’s storms may be bringing some relief

First 5 star review of The Smokehouse!!! Huzzah! First guest gave it a 4 cuz the brand new water heater broke. FM And one guest who stayed in the smaller Bunkhouse gave it a 3. He gave us a glowing written review then just 3 stars. I was literally confused. But my overall rating is now a 4 and I want it higher but I think we’ve worked out all the kinks so that should come soon enough.

A/C was fixed in the house (circuit breaker) so it’s all normal upstairs now. No couch sleeping tonight.

Oh. I left this guy home made cookies. I’m not above bribery.

[beanmom]

Frigid but lovely winter sky viewed from my driveway as I shovel the fucker out so I can go the fuck to work

[bitchesgetriches]

The Rent Is Too Damn High: The Affordable Housing Crisis, Explained

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[allthecanadianpolitics]

It will take Torontonians making a median annual income of $91,858 about 25 years to save for a down payment on a house, according to a new housing affordability report. But, the report also notes the real estate market is seeing improvement in affordability.

The National Bank of Canada (NBC) released its housing affordability report for the first quarter of 2023, where it analyzed the condo market, as well as other dwellings and the real estate market as a whole in 10 major cities across Canada.

The bank factored how long it takes a median-income household to save up for the cash down payment, which is measured by the number of months needed to save for the minimum payment at a savings rate of 10 per cent of its pre-tax income.

Full article

Tagging: @politicsofcanada

[sovietkitty420]

[alphagodith]

a major downside to living in a nice neighborhood i never would have considered before i moved here is that people will just ASSUME you are stupid rich and then charge you out the ass needlessly, while also being extremely rude to you because they hate you for having something they don't. (even tho they may actually make more than you, since they don't ACTUALLY know your situation)

i am 99% certain that everyone else in this neighborhood makes at least 50-75% more than we do. the only reason we could afford this house in the first place was that it was very outdated visually, had intense water damage, and was foreclosed. oh and we got to waive down payment cuz military. almost everything in our home was bought heavily discounted or gotten free off the curb.

but nah the neighborhood is fancy and the driveway's big so OBVIOUSLY we are greedy assholes who can afford to throw thousands around like pocket change...

[happigreens]

Hopefully soon I will have a very small house built (>700sqft). But i worry i wont have it built to my values inspite of my limited budget, including using sustainable and energy efficient building materials and features.

This article is a bit reassuring of my options if I can afford them, at least a long way down the road.

[twincitiesgeek]

Help Save Minnesota Trees From the Emerald Ash Borer

Why are emerald ash borers a problem for Minnesota's trees? This quick explainer has the info—including what you can do to help.

Invasive species are bad news. Most of us in the Land of 10,000 Lakes who spend time on the water have heard of the zebra mussel and the absolute havoc it wreaks on lake ecosystems. But another significant problem that is much less known to the general public is the emerald ash borer and its devastating impact on our ash trees. The Minnesota Department of Natural Resources estimates that the…