#mortgage

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{ MASTERPOST } Everything You Need to Know about How to Pay off Debt

Understanding debt:

Let’s End This Damaging Misconception About Credit Cards

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

Dafuq Is Interest? And How Does It Work for the Forces of Darkness?

Investing Deathmatch: Paying off Debt vs. Investing in the Stock Market

How to Build Good Credit Without Going Into Debt

Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?

It’s More Expensive to Be Poor Than to Be Rich

Making Decisions Under Stress: The Siren Song of Chocolate Cake

How Mental Health Affects Your Finances

Paying off debt:

Kill Your Debt Faster with the Death by a Thousand Cuts Technique

Share My Horror: The World’s Worst Debt Visualization

The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche

The Debt-Killing Power of Rounding up Bills

A Dungeonmaster’s Guide to Defeating Debt

How to Pay Hospital Bills When You’re Flat Broke 

Ask the Bitches Pandemic Lightning Round: “What Do I Do If I Can’t Pay My Bills?” 

Slay Your Financial Vampires

Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?” 

Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt 

Student loan debt:

What We Talk About When We Talk About Student Loans

Ask the Bitches: “The Government Put Student Loans in Forbearance. Can I Stop Paying—or Is It a Trap?”

How to Pay for College without Selling Your Soul to the Devil

When (and How) to Try Refinancing or Consolidating Student Loans

Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?

Season 4, Episode 4: “I’m $100K in Student Loan Debt and I Think It Should Be Forgiven. Does This Make Me an Entitled Asshole?” 

The 2022 Student Loan Forgiveness FAQ You’ve Been Waiting For

2023 Student Loan Forgiveness Update: The Good, the Bad, and the Ugly 

Our Final Word on Student Loan Forgiveness 

Avoiding debt:

Ask Not How Much You Should Save, Ask How Much You Should Spend 

How to Make Any Financial Decision, No Matter How Tough, with Maximum Swag

Your Yearly Free Medical Care Checklist

Two-Ring Circus 

Status Symbols Are Pointless and Dumb 

Advice I Wish My Parents Gave Me When I Was 16 

On Emergency Fund Remorse… and Bacon Emergencies

Should You Increase Your Salary or Decrease Your Spending? 

Don’t Spend Money on Shit You Don’t Like, Fool

The Magically Frugal Power of Patience

The Only Advice You’ll Ever Need for a Cheap-Ass Wedding 

The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It 

3 Times I Was Damn Grateful for My Emergency Fund (and Side Income) 

Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name 

Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick 

Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash? 

The Bitches vs. debt:

I Paid off My Student Loans Ahead of Schedule. Here’s How.

I Paid off My Student Loans. Now What?

Hurricane Debt Weakens to Tropical Storm Debt, but Experts Warn It’s Still Debt

The Real Story of How I Paid Off My Mortgage Early in 4 Years

Case Study: Swimming Upstream against Unemployment, Exhaustion, and $2,750 a Month in Unproductive Spending 

That’s all for now! We try to update these masterposts periodically, so check back for more in… a couple… months??? Maybe????

[viejospellejos]

Parece meme, pero es realidad

Enviado por: Antonio

[mysharona1987]

[pottlewealth]

What is Donald Trump going to do? He needs tens or hundreds of millions for his lawyers, his campaign and to pay jury awards of $400 million or more. His Truth Social stock (ticker: DJT) is tanking. Our newest video shows that this stock may well fall to $3 per share over the next year. Discover the 6 reasons that this stock is a dumpster fire. Agree? Disagree? Leave a comment on our YouTube channel. Thanks.

[mud1888]

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Talk to an agent today and claim your winning

[mercenaryflower]

A MORTGAGE 💀💀💀💀💀💀

yeah, it's cheaper than rent. I used my tax return that year as a down payment.

but it was a terrible investment in the end bc my ex-husband who abandoned us for 2 years is trying to get as much money from the sale as possible even tho he never put any money into it or his kids 🤷🏼‍♀️

can't wait to use what little money I get just to put him in child support back pay debt 🥲

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[bitchesgetriches]

Cheat on Your Bank—It’s Not Your Girlfriend

When it comes to banks, I am a proud philanderer. Practically a libertine! A player! I keep money here, I keep money there… it all depends on what’s most useful and effective for both my long- and short-term money goals. Here’s where I keep my money and why:

Bank 1: A large regional bank with lots of branches and ATMs in my area. Home of my checking and savings accounts. I keep these two accounts at the same bank so I can easily and quickly transfer between them.

Bank 2: An online-only bank. This is where I have the high yield savings account that I use as my emergency fund.

Bank 3: It’s fucking Vanguard, y’all. Birthplace of the low-cost index fund itself. Here I have my Roth IRA and non-retirement general brokerage account.

Bank 4: The bank my employer uses for employee retirement accounts. I don’t really have a choice on this one, so it’s just where my 401(k) lives.

Bank 5: Our beloved sponsor Acorns, because here at Bitches Get Riches, we practice what we preach. This is my happy little micro-investing account.

Start investing today with Acorns

Bank 6: Home of my very first credit card, Credit Card A. Because a long credit history is good for my credit score, I’ll likely never close this card. This is also where I keep the joint checking account I share with my husband for bills and household maintenance. This bank is the only one we share, as our finances are mostly separate.

Bank 7: Home of my second credit card, Credit Card B… which comes with a sweet rewards program.

Bank 8: Last but not least, this is a bank that specializes in small business banking. And it’s where Kitty and I keep the joint business checking account that we use for Bitches Get Riches.

That’s eight banks. I’m basically the titular boy in Brandy and Monica’s 1998 classic The Boy Is Mine.

Keep reading

[nomuru2d]

Catching Up Unemployed

Hello to anyone who reads this. Normally I wouldn't resort to doing this for myself, but things have gotten a bit desperate.

I've been unemployed for over 5 months at this point. Florida's Department of Economic Opportunity banned me from receiving benefits due to being discharged for internet policy (my last workplace didn't like that I needed YouTube running in the background to keep my brain awake between tasks).

My wife, who some of you might possibly remember as @chibibeckyg from a few years back (going by JTKiri88 on Twitter), usually earns enough in a month to pay our mortgage, while I've been having to do Uber/Lyft rideshares to cover our bills. However, this time we had unexpected expenses come up, which has eaten into our income significantly and has made us late on the mortgage. This month is hard for rideshare work, meaning that little avenue of earnings is drying up significantly.

We don't want to have to foreclose on our home when we've been here nearly a whole year now, so I'm doing the one thing I cannot normally bring myself to do: asking for help. I'm calling on whoever can help us, either by donating or by notifying others who can donate. Below is the Zelle link:

And this here will be the PayPal fundraiser link.

I don't know if anyone here can or will help... But every little bit will be appreciated.