#creating a financial plan

[2happyherder]

[johaerys-writes]

Hey, um, so.... I started a patreon

[jonny-b-meowborn]

I am genuinely so terrified of the fact that I have to find a job now. I'm trying to think of or look up a job that's suitable for my mentally ill autistic ass and I just. I don't know. Everything either requires some very specific qualifications that I don't have, or seems at best awfully exhausting, at worst literally putting me in danger. And I'm not even exaggerating, I genuinely think that working in retail, for example, could possibly kill me if I was forced to do that job for long enough. I sometimes get overwhelmed to the point of crying when there's too many other customers while I'm shopping, I can't imagine working in an environment like that. I suppose physical jobs could work, I've been to this blueberry plantation twice last week and mentally I was fine, but it was. So tiring. And you don't even make that much money a day, I don't think I could earn enough even if I did work there everyday, not to mention it's only a seasonal job. Right now it's fine for me to go there every now and then, but if I wanted to move out and become independent I'd have to get an actual day job. And that sounds impossible. The only job that sounds good to me is being an artist, it's not too mentally or physically difficult, and it's something I enjoy. But I'd have to get commissions constantly or start a small business or something like that to actually survive. And I'm not saying it's impossible, I know that people can live by being an artist, but it's so hard to get into that field. I wish I could do it but I dont know if it's possible for me. Makes me wanna cry. I hate this I hate that my brain isn't suited for this world and still I have to participate in all that shit that everyone has to do. My brain isn't made for working like that

[coloursofaparadox]

i ✨️cannot sleep✨️ and vaguing about shit on the internet feels more cathartic than writing it out somewhere else. suffer.

[cygnetbrown]

Financial Excellence Begins at Home

My word for this year is “excellence”. Excellence in how I do things would not be finished without financial excellence. Financial excellence is something I want to achieve this year. Create a Budget Before I get into making money in my businesses, I must get my personal budget in order. A personal budget is a must if I want to improve the financial goal and create an excellent business. The…

[justsaying4041]

Budgeting and why it helps

Budgeting is a crucial financial skill that involves creating a plan for how to spend and save money. By tracking your income and expenses, you can make more informed decisions about where to allocate your resources. Whether you are managing a household, saving for a big purchase, or working toward long-term financial goals, budgeting helps ensure you are using your money effectively and…

[justposting1]

20 Simple Daily Habits That Can Double Your Income

Small, Consistent Habits to Revolutionize Your Financial Future 20 Simple Habits to Boost Your Income Today! Have you ever wondered how some people manage to achieve extraordinary financial success while others seem to plateau? The secret often lies in the small, consistent habits that steer the course of your life. These 20 simple daily habits helped me transform my income from $70k to seven…

[cyber-soul-smartz]

Top 10 Budgeting Tips for Beginners: Start Managing Your Finances Today

Exciting news! Our new article, "10 Essential Budgeting Tips for Beginners: Take Control of Your Finances Today," is now live! Learn how to create a budget, save for emergencies, and more. Start your journey to financial stability now!

Budgeting At a Glance Budgeting is more than just a tool; it’s a powerful skill that empowers individuals to take control of their financial situation and achieve their financial goals. Whether you dream of a vacation, want to eliminate debt, or build an emergency fund, a well-structured budget can be your key to success. Starting a budget may seem daunting, especially if you’re new to it. But…

[davidl2001]

How to Start Financially Planning for Your Future While You're Young

Financially Planning Financial planning may seem like something that is only necessary when you’re older and have more assets to worry about. However, the truth is that starting to plan for your financial future while you’re young can set you up for success later in life. By taking small steps now, you can create a solid foundation for your future financial well-being. In this blog post, we will…

[kc22invesmentsblog]

Savvy Solutions: Budget-Friendly Meal Planning and Grocery Shopping Tips

Written by Delvin In a world where expenses seem to rise endlessly, managing a budget can be tricky, especially when it comes to food costs. However, with a little bit of planning and creativity, eating well on a budget can be both achievable and enjoyable. Here are some savvy solutions for budget-friendly meal planning and grocery shopping that can help you save money without sacrificing flavor…

[gingerswagfreckles]

I think people need to understand that when someone says the situation in Israel/Palestine is complicated they are not necessarily saying that the discussion of who the oppressor vs oppressed is complicated. The Israeli government has been oppressing the Palestinians for a very long time, that is clear, and it is not complicated to understand that at least since the 80s they have had dramatically more financial and military power to keep control of the territory in the way they like.

However, it is reductive and dismissive to insist that there is no complexity in the potential ways to move forward to bring peace to the region. Despite what people on tumblr.edu like to believe, "Israel should never have been created" is not a practical solution to an incredibly heated geopolitical situation in the present day. Israel was created and it does exist. 10 million people live there. 74% of the population is native born and the country has existed for 75 years. Hand waving these fact away with the opinion that "they should move back to where they came from" may make you feel good about being a Radical Leftist, but it does not give anyone a road map for how exactly millions of people without dual citizenship are supposed to just up and evaporate. Nor does it acknowledge the reality that 21% of Israelis are Arabs, the very people you are claiming to want to give the land back to.

Insisting that there's nothing complicated about expecting an entire country's population to willingly dissappear with no consequences is not a productive way to think about this conflict. It ignores the many massive superpowers that have an interest in proping up different states in the region, the power dynamics involved in any land back movements, and the inevitably negative consequences of totally dissolving an established state without a plan. It is also completely and almost comically unrealistic, so much so that it makes it hard to believe that anyone who's opinion starts and ends with this idea really gives a shit about anyone who lives in the area as much as they care about their online leftist clout.

There's nothing complicated in understanding that the Israeli government is and has been maintaining an oppressive apartheid state for decades. It is, however, very complicated to come up with a realistic way to resolve some of the most intricately entangled land disputes on the planet without plunging the region into total chaos. Not everyone has to be deeply educated on every geopolitical situation, but it is very hard to take people seriously when they know nothing about the politics or history of a region and yet insist that there is nothing complicated about it at all.

There's a lot of people on this website who are getting dangerously smug about their own ignorance, and are starting to go down Qanon type anti-intellectual paths in the name of being sufficiently radical. Not knowing the details of a very convoluted land dispute isn't something to brag about online as you call for intentionally reductive solutions. You can support the Palestinian cause and be aware of the oppression they have faced while also holding off on calling people trying to do real analysis and de-escalation work bootlickers. We need to get control of the urge to fit every global issue into a simplistic YA novel narrative structure that appeals to Western revolutionary fantasies.

[squorttle-pox]

Absolutely this. I've also added my thoughts below the cut

To clarify, I don't hate Steven or Shane or Ryan or anyone affiliated with Watcher. I still enjoy their content. I still love their wacky fun selves and I would pay the subscription if I could (of course, that we cannot pay it is the very nature of the problem).

I'm not full of rage or hatred, and I understand how difficult a strained financial situation can be (we're all/mostly adults here, right?). I do 100% blame them for this. But it doesn't ruin everything about them. They're people and people make mistakes, especially when under all the pressure that they are. It doesn't excuse the behaviour. It doesn't make anything better. But it means I'm not feeling ~violent/cruel/rude/nasty things~ towards them or anything.

What I am, is disappointed that they didn't properly think through this VERY Big VERY Important decision.

I am disappointed that they seem to have neglected to take into account who their main audience is (a bunch of mostly-young-adults who are about as far from rich and loaded and one can get).

I am disappointed that this is essentially the first we are hearing of this, that they have taken such a drastic move right away.

I wish they had been more transparent that they needed extra support. There is no shame in that, not when their fans adore them, and not when they're entrepreneur-ing this, and not ever. Life is hard, the economy is in shambles right now, struggle is inherent. T

I wish they took the time to fully consider the ramifications of this decision they've made.

I hope that they quickly understand the issues with this, frankly, godawful and infelicitous decision.

I hope that they are willing to apologize and propose some alternative solutions that will not be so detrimental to the fandom they are rEqUeStInG (see: forcing) this help from.

I hope that they won't double down out of fear or shame or defensiveness from the rightful backlash they are receiving. I hope they can be mature about this.

I hope that they remember that no matter what, we'll still support them as much as we can, but that what they're asking is impossible for many of us to accommodate.

I hope that all parties involved in this fiasco can be respectful and professional towards one another.

something about the current situation that feels so gross to me is the sudden vitriolic hatred towards steven lim??? yes, as the ceo he probably helped make the decision to start watcher tv. but before this whole dilemma, wasn't steven "super underappreciated" and hyped up constantly by the fandom??? weren't there hundreds of posts begging for more steven content??? wasn't there a lot of excitement about steven possibly getting his own show??? it just seems strange that people claimed to love him so much but are spewing some awful insults towards him now???

(note: this isn't talking about anyone criticizing steven or the company. this is talking about people blaming EXCLUSIVELY steven or excessively hate posting about him. critique and analysis are healthy ways to stimulate discussion and utilize critical thinking)

[lets-steal-an-archive]

By Bernie Sanders | July 13, 2024

I will do all that I can to see that President Biden is re-elected. Why? Despite my disagreements with him on particular issues, he has been the most effective president in the modern history of our country and is the strongest candidate to defeat Donald Trump — a demagogue and pathological liar. It’s time to learn a lesson from the progressive and centrist forces in France who, despite profound political differences, came together this week to soundly defeat right-wing extremism.

I strongly disagree with Mr. Biden on the question of U.S. support for Israel’s horrific war against the Palestinian people. The United States should not provide Benjamin Netanyahu’s right-wing extremist government with another nickel as it continues to create one of the worst humanitarian disasters in modern history.

I strongly disagree with the president’s belief that the Affordable Care Act, as useful as it has been, will ever address America’s health care crisis. Our health care system is broken, dysfunctional and wildly expensive and needs to be replaced with a “Medicare for all” single-payer system. Health care is a human right.

And those are not my only disagreements with Mr. Biden.

But for over two weeks now, the corporate media has obsessively focused on the June presidential debate and the cognitive capabilities of a man who has, perhaps, the most difficult and stressful job in the world. The media has frantically searched for every living human being who no longer supports the president or any neurologist who wants to appear on TV. Unfortunately, too many Democrats have joined that circular firing squad.

Yes. I know: Mr. Biden is old, is prone to gaffes, walks stiffly and had a disastrous debate with Mr. Trump. But this I also know: A presidential election is not an entertainment contest. It does not begin or end with a 90-minute debate.

Enough! Mr. Biden may not be the ideal candidate, but he will be the candidate and should be the candidate. And with an effective campaign taht speaks to the needs of working families, he will not only defeat Mr. Trump but beat him badly. It’s time for Democrats to stop the bickering and nit-picking.

I understand that some Democrats get nervous about having to explain the president’s gaffes and misspeaking names. But unlike the Republicans, they do not have to explain away a candidate who now has 34 felony convictions and faces charges that could lead to dozens of additional convictions, who has been hit with a $5 million judgment after he was found liable in a sexual abuse case, who has been involved in more than 4,000 lawsuits, who has repeatedly gone bankrupt and who has told thousands of documented lies and falsehoods.

Supporters of Mr. Biden can speak proudly about a good and decent Democratic president with a record of real accomplishment. The Biden administration, as a result of the American Rescue Plan, helped rebuild the economy during the pandemic far faster than economists thought possible. At a time when people were terrified about the future, the president and those of us who supported him in Congress put Americans back to work, provided cash benefits to desperate parents and protected small businesses, hospitals, schools and child care centers.

After decades of talk about our crumbling roads, bridges and water systems, we put more money into rebuilding America’s infrastructure than ever before — which is projected to create millions of well-paying jobs. And we did not stop there. We made the largest-ever investment in climate action to save the planet. We canceled student debt for nearly five million financially strapped Americans. We cut prices for insulin and asthma inhalers, capped out-of-pocket costs for prescription drugs and got free vaccines to the American people. We battled to defend women’s rights in the face of moves by Trump-appointed jurists to roll back reproductive freedom and deny women the right to control their own bodies.

So, yes, Mr. Biden has a record to run on. A strong record. But he and his supporters should never suggest that what’s been accomplished is sufficient. To win the election, the president must do more than just defend his excellent record. He needs to propose and fight for a bold agenda that speaks to the needs of the vast majority of our people — the working families of this country, the people who have been left behind for far too long.

At a time when the billionaires have never had it so good and when the United States is experiencing virtually unprecedented income and wealth inequality, over 60 percent of Americans live paycheck to paycheck, real weekly wages for the average worker have not risen in over 50 years, 25 percent of seniors live each year on $15,000 or less, we have a higher rate of childhood poverty than almost any other major country, and housing is becoming more and more unaffordable — among other crises.

This is the wealthiest country in the history of the world. We can do better. We must do better. Joe Biden knows that. Donald Trump does not. Joe Biden wants to tax the rich so that we can fund the needs of working families, the elderly, the children, the sick and the poor. Donald Trump wants to cut taxes for the billionaire class. Joe Biden wants to expand Social Security benefits. Donald Trump and his friends want to weaken Social Security. Joe Biden wants to make it easier for workers to form unions and collectively bargain for better wages and benefits. Donald Trump wants to let multinational corporations get away with exploiting workers and ripping off consumers. Joe Biden respects democracy. Donald Trump attacks it.

This election offers a stark choice on issue after issue. If Mr. Biden and his supporters focus on these issues — and refuse to be divided and distracted — the president will rally working families to his side in the industrial Midwest swing states and elsewhere and win the November election. And let me say this as emphatically as I can: For the sake of our kids and future generations, he must win.

Bernie Sanders is the senior senator from Vermont.

[pinkmoonastro]

Pluto Aspects

Sun/Pluto: Dark sense of humor, attracts jealousy through the ability to learn quickly and be talented at many things, seductive, private life/double life, prefers to be in relationships, controlling, self critical, importance on achieving success and public recognition, denial about how social you actually are, obsessive, bouncing back from hardship unscathed, masking true feelings, lover of luxury, worrier, carrying the burdens of many, leaders, strategic, good at balancing multiple careers/streams of income, can work long hours, wiling to sacrifice for future gratification, beliefs being questioned/questionable, operating best with routine, helping the exiled, quiet power, domineering, leading others to the promise land, rags to riches, sharing nature, being taken advantage of, learning self worth, noticing the subtleties, standing in your power, alchemizing, appreciation of scents, restoring the balance and bringing justice, protecter, connection to night creatures, reverence.

Moon/Pluto: emotional rollercoasting, rough tides, tsunamis, delusions, misunderstood, living in the past, victim mentality, feeling intruded upon, enticing, protective, human lie detector, causing shock value with your thoughts, okay with not being everyone’s cup of tea, attracting stalkers/stalking others, a lot of haters and obsessive ppl, determined, my way or the highway, always on the go, quick witted, forgiving, misguided anger, easily triggered or triggering to others, a safe space for authenticity, youthful looking but quickly matured, problem solvers, appreciates luxury, high expectations, stressing yourself out, very strong ppl, the rock of their family, liking drama, needing to be more careful with the words spoken, lucky breaks, nurturing, creating a home that feels beautiful and comfortable, beautiful smile, soft spoken mesmerizing with your cadence, taking care of the things you own, making the old look new, hard choices, a few more restarts than most, word is bond, direct communication, seductive aura ✨

Venus/Pluto: Insecurities being obvious to others but hidden from yourself, ppl pleasing, nurturing vibe, great reader of social cues, bully/bullied, learning to understand and love your body, freedom through movement, talk of the town, being projected on a lot, resilience, cup half full mentality, big mama energy, ungratefulness, ppl trying to manipulate you through financial means, getting things taken away from you as punishment or literally being stolen from, independence, personality that grows on you, attracting jealously based on being the opposite sex’s ideal, player/overly devoted, values the connection to family, the type to plan the family get togethers, prefers to be coupled, generous and great at gift giving, hair that attracts idolization, fierce eye contact, ppl wanting to experience you without worthiness, personal space being important, careful with the people you shake hands with, being exactly what you want to be, near death experiences, night owl, protecter of children and the poor, solo traveler, taking no shit, knowing that it’s okay some bridges need to be burnt 🤷🏽‍♀️, child like innocence, friendships that stand the test of time, health conscious, healing others through food/herbs, high society, rockstar lifestyle might not make it.

Mars/Pluto: Okay with being cut throat, intimidating, power hungry, holier than thou, superiority complex, triggering insecurity in others while just existing, putting in work that will stand the test of time, legacy is of importance, it ain’t nothing to cut bitch off, knowing how to wow ppl, the defuser of situations, protecters of the weak, chameleon, popularity, rememberable first impressions, quick thinkers, great lovers, career focused, pressure to succeed, feeling you have to always be on your p’s & q’s, controlling lovers, the person others vent to, attracting ppl that feel entitled to your body/possessions, love/hate relationships, social butterfly, observant, bound by nothing, living in the moment, making the best with what you have, animal lover, would benefit from slower living, ingenuity, fashionable, hard headed, ppl trying to silence you, sprinkle sprinkle no bread crumbing is tolerated, lucky items/totem poles, optimistic, teaches lessons on how to be discerning, secret exposer, substance abuse, attempts to hold you back through evil eye, tunnel vision, seeing what needs to be said and saying it, willpower matched with child like vigor, friends and lovers that are protective over you, respected in your community/field, interested in the benefits of all, easily multiplying what you already have, water to wine type of vibe, relaxing when the work is done, knowing when to take breaks, shining bright in dark places.

Mercury/Pluto: realism view point, harsh truth, so relatable, knows better but learns the hard way, passionate speaker, musically inclined, before their time, emotional highs and lows, forgetful/selective memory, dark humor, appreciates the shock value, curse words are like icing, different just to be, thinking outside the box, creating lingo other ppl use, over explaining, paranoia, defending the vulnerable, saying what everyone is thinking, whistle blower, lovers of knowledge, constantly reinventing yourself, conspiracy theories, quick witted, solitude, dating outside of your race, cult leaders, judgmental, biting your tongue, pathological liars, self righteous, polarizing, sweet talkers, accent, making complex subjects sound easy, self critical, creating a lot of opportunity for yourself, taking journeys without a destination in mind, getting to the root of the matter, hard to reach, wise beyond your years, very knowledgeable about niche things, big dick energy, viewing something from multiple perspectives, feeling short on time/waisting time, organized, thoughtful, pouring into others, lending a helping hand/attracting those that want to help you, having to be extremely patient, smoking cigars for enlightenment, stuck on ppls mind, noticing the underlining factors, honesty off the charts, sending warning shots attacking, feelings of overwhelm by choices, defending your stance, being victorious against all odds, just so rememberable.

Jupiter/Pluto: importance on self image, Beyoncé- upgrade you, relating to others though music, greed, great investors, a need to be in first place, critical of themselves and others, perfectionism, requiring patience, materialistic, condescending, over indulgent, substance abuse, bad mouthing others, attracting leeching personality types, look but don’t touch, a lot of ppl have witnessed your transformations, co dependent, persistent, preferring not to be around the bush, learning when to walk away, big personality, topic of conversation, having to rebuild yourself repeatedly, opposites attract, quick manifestations, repeating yourself a lot, sustainable living, being able to balance many things at once, bringing offerings, community leaders, hard earned respect, learning discernment in friendships, solo travels, mentorship, feeling isolated, knowing how to use what you have, tongue like a sword, guiding the youth, transforming the mundane, unique style, taking the road least traveled, freeing yourself from sorrow, seeing the good in anyone, comforted by your bed, the same thoughts on repeat, warrior spirit, connection to horses.

Asc/Pluto: having your items end up in the lost and found, escapist tendencies, prioritizing relaxation, messy room, starting a new project before finishing the last, ppl misjudging your power, manners, sob stories/lack of accountability, fashionable, stand out in crowds, unique style, noticing the little details, valuing peace keeping, don’t mind switching things up and experimenting, self employed, viewed as lucky, ppl keeps tabs on you, being at the crossroads, rumors about your body/hygiene, protecters of their family, collecting antiques, building from scratch, learning to stay the course, loves celebrations.

Chiron/Pluto: learning only when the pain has gotten so bad, feeling like your always falling short even when you have what you perceived to want, intense feelings and relationships, what’s done in the dark coming to light, dismissive, ppl indulging in your hardships, helping others through your struggle, leading by example, survivors, learning boundaries, developing antonymy, life starting one way and ending up much differently.

[goddessinnerglow]

Become Your Best Version Before 2025 Masterlist

Hello! This is the Become Your Best Version Before 2025 masterlist. It’s a collection of all the posts from the series, gathered in one place to make it easier for you to access and follow along.

I hope you find it inspiring and helpful as you work towards becoming the best version of yourself!

Day 1: What Does Becoming Your Best Version Mean

Day 2: Understanding Yourself / Self-assessment

Day 3: Identifying Limiting Beliefs

Day 4: Identifying Your Core Values

Day 5: Setting SMART Goals That Actually Stick

Day 6: Creating Your Personal Mission Statement

Day 7: Building Better Habits

Day 8: Mastering Time Management

Day 9: Auditing Your Relationships

Day 10: Mastering Your Emotions

Day 11: Taking Care of Your Body

Day 12: Stress Management

Day 13: Financial Planning and Budgeting

Day 14: Career and Purpose

Day 15: The Power of Self-Talk

Day 16: Digital Detox and Mindful Living

Day 17: Decluttering Your Life

Day 18: Creating Healthy Boundaries

Day 19: Self-Care Rituals That Actually Stick

Day 20: Building Confidence

Day 21: Overcoming Fear & Self-Doubt

Day 22: Developing New Skills

Day 23: Personal Style & Self-Presentation

Day 24: Setting Up Progress Tracking Systems

Day 25: Designing Your Accountability Plan

Day 26: Personal Development Tools and Resources

Day 27: Hobbies & Passion Projects

Day 28: How to Keep Yourself Motivated

Day 29: Prioritizing Yourself and Your Needs

Day 30: Creating Your Vision for 2025

Day 31: The Beginning of Your Best Year Yet

*** Divider Credit: @thecutestgrotto ***