#claims process

[insuranceaims]

How insurance works premiums, deductibles, claims

How insurance works: To manage risks and guard against unforeseen financial burdens, insurance is essential. Understanding how insurance works can help individuals make informed decisions and use their policies effectively.

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[thekplawgroup]

Rideshare Accident Insurance: How to File a Claim the Right Way

Rideshare services like Uber and Lyft have become essential for Atlanta residents and visitors alike. While these services offer convenience and affordability, they also raise unique challenges when accidents occur, particularly when it comes to insurance coverage. Understanding the nuances of rideshare accident insurance is critical for passengers and drivers alike.

The Basics of Rideshare Insurance

Rideshare companies like Uber and Lyft provide tiered insurance coverage for their drivers, but it varies depending on the driver’s status at the time of the accident:

Offline/Off-Duty: The driver’s personal auto insurance is the only coverage available.

Waiting for a Ride Request: Limited liability coverage is provided, typically up to $50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage.

En Route or During a Ride: The most comprehensive coverage applies, including up to $1 million in liability coverage and uninsured/underinsured motorist coverage.

Understanding which tier applies can significantly impact the claims process and the compensation you may receive.

Common Insurance Issues in Rideshare Accidents

Navigating insurance after a rideshare accident can be challenging. Some of the most common issues include:

Confusion Over Coverage: Determining whether the rideshare company’s policy or the driver’s personal insurance applies.

Denial of Liability: Insurance providers may dispute who was at fault, delaying or reducing payouts.

Uninsured or Underinsured Drivers: In cases where the at-fault party lacks sufficient insurance, rideshare company policies may not fully cover your damages.

Policy Gaps: Personal auto insurance policies often exclude coverage for accidents occurring during rideshare activities, leaving some claims unresolved.

Read more: Rideshare Accident Insurance: How to File a Claim the Right Way

[asuryachoudharyblr]

Insurance Claims Software: Redefining Claims Experiences with Modern Solutions

Insurance claims software is revolutionizing the way claims are processed, offering advanced solutions that enhance efficiency and customer satisfaction. Modern platforms leverage automation, AI, and real-time data to streamline workflows, reduce manual errors, and expedite claim resolution. These solutions enable insurers to deliver faster, more transparent, and personalized experiences for policyholders, improving both operational performance and customer loyalty. With features such as mobile accessibility, self-service options, and integrated analytics, today's insurance claims software ensures greater accuracy, reduces costs, and creates a more seamless claims process for both insurers and claimants. It sets new standards for an evolving industry in insurance claims software.

[polifyxapp]

Check out the Best claim rejection App on the internet - Polifyx

Streamline your claims process with Polifyx, the best claim rejection app. Automate and optimize your claims management for faster and more accurate results.

[greatgaspiads]

Somewhere Only We Know - The Finale The WIP

[worstloki]

there is a difference between being born to a throne, maliciously vying for a throne, stealing a throne, and having a throne thrust upon you when you are already in the midst of an identity crisis. And I fear Loki's place in the line of succession has people unable to differentiate between any of these

[redstonedust]

i keep thinking about the "belgian scam ring" conspiracy because it think it betrays a misunderstanding of how internet scams work.

like, the majority of scammers don't really spend their time carefully maintaining a story? they're often low effort by design. i got a series of spam emails recently telling me they'd recorded me masturbating through my webcam and i need to give them bitcoin or they'd send the footage to all my contacts. my webcam is never plugged in and i have no email contacts, i know that's bullshit, but it doesn't matter because i imagine they're sending that same email to a thousand people, and statistically at least one of them will fall for it. it's the same with the classic nigerian prince style emails, or the 'my cat is sick' posts from near-empty blogs with stolen photos. there's just not much point crafting a story to cover your ass when a half assed one will catch a few easy marks.

so seeing some users peddle the idea that the majority of palestinian gofundmes are fake and everyone who verifies them is actually in on it is like... farfetched? or at least it would be a logistical nightmare. i'm not gonna say high effort, organised scams have never existed, and i'm not gonna begrudge people for being cautious with their funds. but at some point the reality you have to construct is so convoluted that i can only assume it's just an excuse to avoid saying that you don't want to donate to people. and that's your choice, but at least be honest about it, because trying to discredit fundraisers based on flimsy evidence is doing tangible damage in the real world.

[serpentface]

Question about Couya! Since she is a bastard what are the reasons about her being brought into the main family by her father. Was it genuine care for his child or a way to save face politically/socially? Is her birth mother alive? Do you think she would have had a better life growing up anywhere else?

This is in large part due to how cultural perceptions and legal punishment of adultery varies between male and female citizens, looped into the very strictly patrilineal kinship system.

By legal definition, the word for 'adultery' applies only to situations where a man has an affair with a married woman, or a married woman has an affair with any man. Other forms of affairs (eg a married man having an affair with an unmarried woman) are wrapped into a broader set of sexual misdemeanors and aren't often charged or punished in practice, and the punishments are comparatively minor (if an unwed woman's father pursues charges, the man in the affair is likely to just pay a fine). On a social level, extramaritial affairs in general are certainly not Approved of and seen as lowly and dishonorable, but the average response is significantly less harsh/more willing to entertain Nuance with men than with women.

In this society there's differentiated shades of bastardry depending on the contexts of the child's birth, as well as a distinction for 'nameless bastards' (has not been claimed by their biological father or maternal grandfather, or claimed in adoption).

a) A child born to an unmarried woman via an unmarried man: non-issue for father, potentially serious social harm for the woman (especially if she has never been married and expected virginal, much less severe as a widow or divorcee). The child will not be notably disadvantaged in of themselves (their status will depend more on whether they are claimed and thus provided the social security of a family patriarch), the father will experience no hard disadvantages in claiming them.

b) A child born to an unmarried woman via a married man: mild sexual misdemeanor for the father carrying levels of social shame, even more serious social harm for the woman (often framed as not just loose but a manipulative Seductress of a married man). The child might experience minor to moderate social disadvantages, the consequences of the father claiming them are purely social and will not typically be severe. (Couya is this)

c) A child born to a married woman via an unmarried or married man: both man and woman have committed a crime and can be severely punished. The biological father can technically claim the child but will be disincentivized from doing so. This is the form of bastardry most comparable to the conventional definition, in that it is heavily stigmatized and has effects on concerns of kinship and inheritance.

In addendum to this, if the adulterous wife's legal husband claims the child, this may be punishable if determined to be active concealment of adultery (which is also a crime), and has EXTREME social consequences either way. (Either you're a cuckold too stupid to notice that your wife has been skipping out on you, or you're a MEGAcuckold adultery-accessory willingly rearing another man's child after being horribly shamed by him).

(This is separate from adoption- a man who marries a woman with an unclaimed child after the fact (whether it was a product of adultery or just a general out of wedlock birth) and claims the child is an adoptive father, he is not concealing adultery or being cuckolded.)

A child born in an affair can be considered an heir to their biological fathers (descent and kinship is fully patrilineal and on a Basic level it doesn't matter who the mother is), and can very smoothly and legally be claimed when the affair was not considered criminal adultery. The concern on that front is social perception rather than material legal consequences or kinship issues.

Couya's birth mother was an unwed servant working as a housekeeper for her father Saizen, so the Crime of adultery did not take place. It would be considered a minor sexual misdemeanor, and the woman's father was not about to pursue charges against a nobleman who could Ruin him (and had also formally expressed that he would claim the child, which meant he would not be saddled with a nameless bastard granddaughter). So the concerns here were entirely social.

The affair might have started beforehand but the pregnancy that produced Couya occurred after his wife's third viable pregnancy ended in the premature birth of a underdeveloped boy deemed necessary to euthanize (and tbr would Not have survived either way). This was after Livya Haidamane had a couple early term miscarriages, two viable but very difficult pregnancies wherein one child was very weak and sickly for the first several years of life, and struggled to conceive every time. A lot of people are going to be at least a little sympathetic to a married man having an affair and claiming a bastard in this context. It's definitely ideal and practical to have more than two children, and his wife (while not outright infertile) clearly could not reliably bear healthy children. (The average response is going to be "Well he shouldn't have done it but like, I get it")

Couya being claimed by her father was a mix of genuine care and saving face. Initially it was MUCH more the latter than the former. Saizen made attempts to hide the servant's pregnancy and to keep his own wife out of sight during the late term (to prevent the baby appearing after his wife had been seen Extremely not pregnant). But there's some levels of care involved, he could very easily have fired the pregnant servant and had nothing to do with his bastard and she would have no recompense whatsoever. The choice to keep and claim the baby and ensure its entrance into the world bore as little social scrutiny as possible is an act of care for his own progeny.

This was Not an act of care for Couya's birth mother (beyond the fact that concealing her pregnancy would benefit her in hiding that she is not only Not a virgin prior to marriage but had a child). She probably would have been about 17-19 at the time and was fired a few months after giving birth, and most likely never saw Couya again after this point (if she did, it would most likely be in the context of seeing her as an adult Odonii in public and noting her to look Scarily familiar). She has an Okayish chance at still being alive, she'd be around 50 (and a person who survives the high infant mortality and birth casualty rates stands a good chance of hitting their 60s), though she could very well be a casualty of the drought+famine.

Whether or not Couya's life would have been better is kind of a mixed bag. She had an awful fucking childhood in large part because her adoptive mother Livya Haidamane hated her. (Livya was ultimately a pretty horrible person but not just like. An Evil Bitch. She had A Lot going on and Couya was a living breathing insult to her and reminder of like, every one of her dashed hopes and dreams). Couya is also autistic and presented very intense symptoms as a child in a society that is Not equipped for a mass-understanding and support of cognitive differences. But she still did have an immensely privileged life with profound physical/economic levels of security inaccessible to the vast majority of people in this region, including her birth mother. Saizen also actually Liked her and cared about her, he just wasn't a routine physical presence in any of his children's lives.

Had she been left with her biological mother, she would be in a very disadvantaged situation as a nameless bastard to an unwed mother. Her biological grandfather may or may not have been willing to claim her, and her mother would have great difficulties in finding a husband (which is ultimately necessary for the security of women in this society). I think her mother was a relatively kind person but not like, a perfect angel. She would probably have complicated feelings about her bastard daughter, especially one whose very existence materially disadvantages her and was very, very difficult as a child. So this probably would not have been a good situation for Couya either.

If you broaden the question to ANY other family completely divorced from the circumstances of her birth, yeah it definitely could have been better. But in her case it's like either "Life of grotesque socioeconomic privilege but in an abusive household" or "Life of profound socioeconomic disadvantages in a household that Probably wouldn't have been this abusive but certainly wouldn't be healthy". There wasn't really a good option for her.

[crossdressingdeath]

Y'know, I think my favourite thing about the whole Ivenci situation is that they pretty obviously don't entirely believe what they're saying. Like... ah yes, the Crows refuse to follow due process and have no respect for the government and are just running around murdering people for no reason. That's why you're constantly coming to their meetings (which you were presumably informed of and invited to given if you weren't you wouldn't know they were happening) and insulting them to their faces. Truly the behaviour of someone who thinks they're dealing with renegade murderers with no respect for authority, a group that would definitely respond to being constantly insulted in their own home by someone they had no reason to invite to take part in their meetings outside of at least some level of respect for the Antivan government with *checks notes* moderate cattiness. Like genuinely if Ivenci thought the Crows were as lawless and awful as they say they wouldn't keep picking fights. Because if the Crows were as bad as they say they would've been extremely murdered long before things got to the end of the Treviso quest line.

It's also very funny to me that (if you saved Treviso) after all that talk about how the Crows don't respect the Antivan government and think they run the country the punishment they decide on for Ivenci is... giving them to the proper authorities for a public trial. And then they get real mad about you letting Jacobus choose... to give them to the proper authorities... for a trial carried out by the Antivan judicial system. I'm sorry Ivenci, would you rather the Crows engage in some extrajudicial stabbing? I thought that was bad. I thought you thought the Crows shouldn't do that, Ivenci. Goodness, it's almost like all that stuff about the importance of Due Process only applied in their eyes when it benefited them as governor of the city or something.

[steel-nageyari]

my full piece for @nohrpirezine, which is for free download! consider giving it a read-through if you like vampires....

[nonbinary-octopus]

my opinions on the job market today are:

firstly, companies should be required by law to at minimum send an automated rejection email to every applicant they reject. No more ghosting.

Secondly, if they require you to take an hour of your time merely to complete the application, you should then immediately be guaranteed not only an actual interview, but also the job.

[asuryachoudharyblr]

New tech tools not only help insurance businesses build resilience but also inject credibility into the claims process. Insurance claims adjusters can leverage technology to deliver a memorable customer experience through consistent processes that drive value and proactive customer service. Read the blog to learn how claims adjusters can use technology for improving credibility in the aftermath of a catastrophe.

[eclaire-went-bam]

i'm annoyed at how much the left values empathy specifically. you can do good things without having empathy, empathy is not an inherently good quality, and lacking it isn't inherently bad. i hate seeing lefties dunk on someone for "having no empathy," which may or may not be true, but considering how many people preach empathy as an inherent trait of the left & "goodness" is irksome. just dunk on someone for the bad actions they have done, it's not hard.

i know it's a good look to be empathetic, but it really does feel like the end-all-be-all here.

i can still have good politics and want better for people & the world without necessary having empathy for these things. i can still be passionate about certain issues just from a factual standpoint, i can still listen to people affected by them, without necessarily feeling empathy for those most affected by them.

it's just like that one tumblr posts where a user pointed out "yes, even free healthcare to annoying ppl like those who went blind at the nft convention" ;;

i doubt many people are empathetic towards them, but we still acknowledge they should benefit. generally speaking we're trying to benefit even those opposed to us with stuff like free housing & healthcare. those are our politics & beliefs, and they don't suddenly "turn off" when you seee someone you don't like. or, they shouldn't. i can hate someone & still believe they deserve the same rights as me. i could not care if someone died, & yet still believe they should at least be able to keep themselves alive with a minimum wage job

frankly, to suddenly change your beliefs on some specific cases bcs you don't like them specifically is fickle, just like how the left is all restorative justice, until it comes to a specific person or crime that is too far, then it's "maybe we should give the state the right to execute people !"

so it does baffle me why so many people here value empathy like it's an inherent trait in the left, or that those opposed to the left are incapable of empathy & therefore evil & demonic.

empathy can ignite action in most people who have the ability to experience it. but that doesn't mean only those people are or do good, and the language the left uses is real isolating for that.

[mamaswildchild]

do me a favor and do not give money to strangers in your ask box. ever

[oddrocks]

I don't think pit madness is WHY Jason decided to become a serial killing mafia boss, I think he just did that shit your honour.

but I do think it probably played a factor in how he could have been manipulated into such extreme behaviours given the circumstances

[thetimelordbatgirl]

Just so we clear: if your a TERF only celebrating Neil Gaiman being accused of SA because you now think of it as a gotcha against trans people, your just showing yourself as a piece of shit who doesn't actually support women, especially victims of SA, unless you can use them in your transphobia.