#Insurance Basics
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How insurance works premiums, deductibles, claims
How insurance works: To manage risks and guard against unforeseen financial burdens, insurance is essential. Understanding how insurance works can help individuals make informed decisions and use their policies effectively.
Insurance Claims Guide | Deductibles And Premiums | Insurance Costs Insurance Claims Guide | Deductibles And Premiums | Insurance Costs Insurance Coverage |Understanding Insurance| How Insurance Works Insurance Policy Explained | Premium Vs Deductible| Insurance Claim
#Claim Filing, #Claims Process , #Deductibles And Premiums , #HowInsurance Works , #Insurance Basics , #Insurance Claim , #Insurance Claims Guide , #Insurance Costs , #Insurance Coverage , #Insurance Deductibles , #Insurance Policy Explained , #Insurance Premiums , #Insurance Terms , #Premium Vs Deductible , #Understanding Insurance,
#Claim Filing#Claims Process#Deductibles And Premiums#HowInsurance Works#Insurance Basics#Insurance Claim#Insurance Claims Guide#Insurance Costs#Insurance Coverage#Insurance Deductibles#Insurance Policy Explained#Insurance Premiums#Insurance Terms#Premium Vs Deductible#Understanding Insurance
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snippet sunday
thanks so much to @effervescentwolf for tagging me 🫶🏼 this is a little snippet from my platonic marriage fic I’m working on!!!
So in the middle of Eddie’s dining room, with his brain to mouth filter non-existent (as per usual), Buck blurts out, “Marry me.”
Eddie sits straight up, looking at him with eyes wide as saucers.
“Excuse me?”
“W-well, just think about it. If we get married I can add you and Chris to my insurance policy and that solves your problem.”
Eddie’s mouth forms a perfect little ‘o’. Buck waits patiently for the floor to open up and swallow him whole.
When the ground doesn’t do as he’d hoped he realizes he has to say something else. “Obviously, w-we don’t have to,” he’s quick to assure. “But if we did it would be platonic, of course, because you’re straight and–” he pauses, praying for another rogue stroke of lightning, anything to put him out of his misery right now. “-and like I know that I’m bi now, but this wouldn’t be like that y’know? It would just be two friends helping each other out.” He’s rambling, the words won’t stop tumbling out. “Like a friends with benefits type situation! E-except you know not those kinds of benefits! Like actual benefits! Health and dental.”
Eddie still isn’t saying anything.
Should Buck say something else?
No?
Oh well, he’s never met a silence he couldn’t make worse.
I’m tagging @inell, @coldbam, and @sonofatoasterwaffle if you have anything you’d like to share!!! also if you haven’t been tagged, but want to participate, please do and tag me!! 💗💗
#basically this is set post 8x09#Eddie is moving to Texas and losing his health insurance so Buck ofc steps in to ‘fix’ that problem#buddie#911 fic rec#my writing#my fic#snippets
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#yeah i think i should stop drawing them#you know in my mind they chat together they badger the medic they bring bentos to eat with medic they drag the medic to bed#they hug they sleep they fuck they exchange their oath in latin#like everything#aaaaaaaaaaaand#i realize im just treating them with complete disregard of the whole 2077 world-building and general setting#and is just viewing them as medic x soldier with nice looking helmets and very little background setting of this whole insurance corporatio#which imo is basically desecration of them#especially if im gonna make a whole fucking series of comics of them instead of some portrait or something that doesn't just-#-break even more things as the plot goes on#(and generally being stupid like why is the medic reading just plug a cable in their head okay but i already made the dialogue so fuck it)#soooooooooooooooo#(throws in dumpster)#idk maybe ill take a few days off and see if im coming back with way too much 2077 knowledge or just straight up forgetting them#or just. keep. desecrating them. that's a choice.#they're still cute tho ngl#cyberpunk 2077#trauma team#my art
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I remembered I had free will and chose violence
I’m pretty sure everyone knows what this is by now, but just to rub some hot sauce in the wound:
#trigun#trigun maximum#meryl stryfe#trigun meryl#milly thompson#trigun milly#vash the stampede#nicholas d wolfwood#angst#basically the couch but vashwood is swapped with insurance girls#:))
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I need at least $30 to be able eat anything at all today
Could anyone help me at all
PayPal.me/vvaite
#I can’t afford long term groceries and I don’t get mutual aid to pay my bills or rent#and my job didn’t pay me my last paycheck#basically I’m dying the past few months#no insurance or snap either because the govt is incompetent
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so, for anyone who saw my previous post tonight one of our pipes burst which has caused a great deal of damage to a lot of our house. we're doing all we can to try and clean up on our own but if anyone can help by donating that would be immensely appreciated. i spent the last few hours alternating between wanting to cry and scooping water into our bath to try and minimalize the damage.
i'll add the link here and some photos under the cut so people can see what has happened.
#we have argued with our landlord for the last hour#he told us he doesnt have insurance and#its basically up to us to sort it out#and do damage control#i would never ask for help under any other circumstance#this post is ok to share#ill add the video of misha in it so you can see my cat#being a lil guy as well#i wish i could do literally anything#i have literally ten dollars to my name#and it's just a mess i dont know how to deal with#ooc.#we've lost all of our toiletries and tobias lost all of his testosterone gel its just been a whole nightmare#we're staying up all night tonight to try and dry as much as we can
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i’m keeping my word.
under the cut is a nsfw sakumahi you’ve been warned!
i’m in the mist of writing a fanfic to pair with the art. its established relationship, smut with plot, about a freaky ahh first time lmao. ik you’re into that 🫵🏼
so stay around for that, will post on ao3 and here when i’m finished. anyways hope yall enjoy. xx
#servamp#mahiru shirota#sakuya watanuki#sakumahi#i’m so bad with dialogue in fics please gimme some grace#it’s basically about wanting to take that step further#sakuya won’t cause he’s scared to mess up or ruin their relationship which he worked so hard to redeem himself#mahiru can’t take it and hatches a plan that will insure sakuya can’t refuse#aka a panty kink fic#lowkey freaky mahiru sorry guys#it’s more fluffy then it sounds#they are just two losers in love what can you do#ever since that one au by mahi-does-some-art about him being a succubus#i keep subconsciously deciding he’s a freak#i mean he’s basically seducing his boyfriend so#i’m cringed out rn hopefully yall fw this#love yall#fic coming soon 😈
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going to the dentist for the first time in the UK because i have no other choice and im so terrified i could throw up
#fun fact i had to book this appointment TWO MONTHS AGO. when it was an emergency even two months ago#it’s actually insane that i pay this much for medical insurance and it’s basically useless#because why am i going two months late for a chipped and sharp molar#and still paying extra#smh#thoughts
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ppl are literally admitting on tiktok to applying for FEMA assistance they don’t need and complaining they didn’t get it so now others are using those ppl as their example for why they think FEMA isn’t actually helping and blaming Biden/Harris

#g talks#this society is fucking cooked#there was a woman who helped with some cleanup#her house was basically untouched#she was insured#but she applied for aid to get paid for helping cleanup#and went to tiktok to bitch about not qualifying#I wanna stab myself with a rusty fork#mine#/mobile#/okay to reblog
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Updating my donation post as it's been a few months. I'm still struggling with being homeless and I recently lost my health insurance (yayy turning 26!)
I've applied for section 8 at a local large city but that can take time. I'm also in the months long process of applying for SNAP/medicaid. I've also applied for financial assistance through my work to help me as well but I'm unsure of the turn around time or how much they can assist me.
Currently with the cost of rent in my local area the best option might be for me to renovate a free mobile home. However I need to move it to a lot/mobile home park with hookups and that can cost alot of money. The current estimate I got is around $8,000.
This doesn't include the lot rent per month or the cost of fixing the mobile home. But I do get to own the trailer after and can sell it once I have my feet under me again and ready to move.
I've been looking into so many different options but I'm struggling with finding something in my budget. Current income restricted housing is at a 1 to 2 year wait list. Others require a $48 per person application before you get to even see the apartment (for a one bedroom no less)
I've already made so many sacrifices during this year including not perusing fighting to get my cat back. Unfortunately with the way I can't find housing there wasn't a hope I could find housing and have it allow pets.
I've anyone has suggestions for finding roomates (that's not Facebook) or housing please feel free to message me
I'm also doing donation doodles for any donation over $10, give me a suggestion or prompt when you donate otherwise you get a bug art lol
#star's art#artist on tumblr#my art#mutual fund#Homeless#fundraising#Donation doodles#Kofi#artist on kofi#Housing help#Currently homeless and disabled and I don't have insurance so Im missing my doctor appointment and running out of my ptsd medicine#I'm working two jobs right now as best as I can#But I'm so tired and I just want to finally have a home#I miss my craftroom#I miss having my own personal space#I miss my garden#My cat#Oh ginger I miss you so much#You don't know why I left and never came back#I'm sorry I can't get you#I'm sorry he won#I didn't even get to go to pride this year cause it was fucking sold out and I was hoping to connect with the booths that would help me#I'm so so tired#I've been struggling for so long now#Average rent here is $800 for a one bedroom and over a $1000 for anything else#I've been priced out of where I've been living for over 13 years#And it's not like I can just get random roommates im fucking transgender like that's literally dangerous#I'm disabled and transgender and homeless with ptsd and I'm so tired#Universal basic income when
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guys i got fucking REAR ENDED YESTERDAY. my poor eva.
#he hit me fucking HARD he PUSHED me passed the road i was stopped to turn on#pros: not my fault. was basically at work. the guy who hit me works across the street.#cons: body shop manager said a bottom panel is CRUNCHED my liftgate is FUCKED and my floor is CRUMPLED. and im sad#more pros: insurance :)#im going to new york the week after next so hopefullyyy if all the stars align etc i can drop it off before i leave and pick it up after.#another con: i dont wanna pay my deductible 😢 but i might get it back so that will feel like new money.#another con: i need a new midwest princess sticker 😢#one of the guys at work saw me and said NO! NOT THE MIDWEST PRINCESS!#ri.txt#sympathy in replies please if youre so inclined
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goal: finish meet the piastris australia 24 fic by australia 25 FAILED
goal: start publishing dad lando before 25 season started FAILED
new goal. publish ch 1 dad lando on my birthday?
#like normally i hate my birthday as is a girl's prerogative#because if i go into it caring then it can never live up to the expectations i imagine for it#but if i go into it expecting nothing then it's just another day!!!!#but i think i could let myself have some ao3 interaction serotonin as a treat. this year.#since my only other gift is being kicked off my parents' health insurance#anyway it's on wednesday and i have work tomorrow monday AND tuesday#so i'd basically have to finish the last chapter in the next like four hours#which feels possible?#and then epilogue during the evenings this week OR after publishing chapter 1
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managed to do this sketch of my tiefling OC last night that i like enough to maybe color later. every time i draw their face, it looks slightly different 😂
#my meds got switched due to my insurance and this is basically the first thing i've drawn in a month lol#i hate it here#dnd#dnd oc#dnd art#bg3#bg3 tav#tiefling#sketch#my art
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bruh american healthcare is ridiculous. i got one bag of iv saline, two tylenol pills, and a couple of blood tests last month. guess how much that shit was
WRONG it was 18k
INSANE!!!!!!!! ONE BAG OF SALT WATER AND SOME TYLENOL!!!!!!
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….
#i’m not gonna do it i’m just thinking about it i’m just thinking about it im just thinking about it i’m just thinking ab#well first of all i would need health insurance that actually covers me going to the doctor for like. physical checkups and basic bloodwork#without it setting me back $500+ per visit#but once i have that. and a queer and trans affirming therapist. and my own apartment. and my own car. and and and#fuck#i think my mom already knows. i accidentally introduced myself as clarke to someone in front of her#then i was so upset about the passports thing and she got a funny look and was like ‘were you going to get your gender marker changed…?’#(not in a mean way she’s like abstractly supportive of trans ppl but she would not be supportive of me transitioning in any way)#none of my family would be#and i know that’s not enough reason to not do it but my family is the only support system i have bc i’m not very good at making/keeping#friends. so when i lose them i will be alone. i don’t know if im strong enough to do that#delete later
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