#Insurance Basics
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How insurance works premiums, deductibles, claims
How insurance works: To manage risks and guard against unforeseen financial burdens, insurance is essential. Understanding how insurance works can help individuals make informed decisions and use their policies effectively.
Insurance Claims Guide | Deductibles And Premiums | Insurance Costs Insurance Claims Guide | Deductibles And Premiums | Insurance Costs Insurance Coverage |Understanding Insurance| How Insurance Works Insurance Policy Explained | Premium Vs Deductible| Insurance Claim
#Claim Filing, #Claims Process , #Deductibles And Premiums , #HowInsurance Works , #Insurance Basics , #Insurance Claim , #Insurance Claims Guide , #Insurance Costs , #Insurance Coverage , #Insurance Deductibles , #Insurance Policy Explained , #Insurance Premiums , #Insurance Terms , #Premium Vs Deductible , #Understanding Insurance,
#Claim Filing#Claims Process#Deductibles And Premiums#HowInsurance Works#Insurance Basics#Insurance Claim#Insurance Claims Guide#Insurance Costs#Insurance Coverage#Insurance Deductibles#Insurance Policy Explained#Insurance Premiums#Insurance Terms#Premium Vs Deductible#Understanding Insurance
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#yeah i think i should stop drawing them#you know in my mind they chat together they badger the medic they bring bentos to eat with medic they drag the medic to bed#they hug they sleep they fuck they exchange their oath in latin#like everything#aaaaaaaaaaaand#i realize im just treating them with complete disregard of the whole 2077 world-building and general setting#and is just viewing them as medic x soldier with nice looking helmets and very little background setting of this whole insurance corporatio#which imo is basically desecration of them#especially if im gonna make a whole fucking series of comics of them instead of some portrait or something that doesn't just-#-break even more things as the plot goes on#(and generally being stupid like why is the medic reading just plug a cable in their head okay but i already made the dialogue so fuck it)#soooooooooooooooo#(throws in dumpster)#idk maybe ill take a few days off and see if im coming back with way too much 2077 knowledge or just straight up forgetting them#or just. keep. desecrating them. that's a choice.#they're still cute tho ngl#cyberpunk 2077#trauma team#my art
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I need at least $30 to be able eat anything at all today
Could anyone help me at all
PayPal.me/vvaite
#I can’t afford long term groceries and I don’t get mutual aid to pay my bills or rent#and my job didn’t pay me my last paycheck#basically I’m dying the past few months#no insurance or snap either because the govt is incompetent
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so, for anyone who saw my previous post tonight one of our pipes burst which has caused a great deal of damage to a lot of our house. we're doing all we can to try and clean up on our own but if anyone can help by donating that would be immensely appreciated. i spent the last few hours alternating between wanting to cry and scooping water into our bath to try and minimalize the damage.
i'll add the link here and some photos under the cut so people can see what has happened.
#we have argued with our landlord for the last hour#he told us he doesnt have insurance and#its basically up to us to sort it out#and do damage control#i would never ask for help under any other circumstance#this post is ok to share#ill add the video of misha in it so you can see my cat#being a lil guy as well#i wish i could do literally anything#i have literally ten dollars to my name#and it's just a mess i dont know how to deal with#ooc.#we've lost all of our toiletries and tobias lost all of his testosterone gel its just been a whole nightmare#we're staying up all night tonight to try and dry as much as we can
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i’m keeping my word.
under the cut is a nsfw sakumahi you’ve been warned!
i’m in the mist of writing a fanfic to pair with the art. its established relationship, smut with plot, about a freaky ahh first time lmao. ik you’re into that 🫵🏼
so stay around for that, will post on ao3 and here when i’m finished. anyways hope yall enjoy. xx
#servamp#mahiru shirota#sakuya watanuki#sakumahi#i’m so bad with dialogue in fics please gimme some grace#it’s basically about wanting to take that step further#sakuya won’t cause he’s scared to mess up or ruin their relationship which he worked so hard to redeem himself#mahiru can’t take it and hatches a plan that will insure sakuya can’t refuse#aka a panty kink fic#lowkey freaky mahiru sorry guys#it’s more fluffy then it sounds#they are just two losers in love what can you do#ever since that one au by mahi-does-some-art about him being a succubus#i keep subconsciously deciding he’s a freak#i mean he’s basically seducing his boyfriend so#i’m cringed out rn hopefully yall fw this#love yall#fic coming soon 😈
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going to the dentist for the first time in the UK because i have no other choice and im so terrified i could throw up
#fun fact i had to book this appointment TWO MONTHS AGO. when it was an emergency even two months ago#it’s actually insane that i pay this much for medical insurance and it’s basically useless#because why am i going two months late for a chipped and sharp molar#and still paying extra#smh#thoughts
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Someone please reply with something good that happened to you today or pet pics or something if you want to!
#just got some news that basically my insurance doesn't cover my therapy i need and tbh that's the last straw on my week T~T#so good things would be so welcome right now#jules speaks#personal#delete later#i may not immediately respond bc i don't feel great rn and i have work tonight but i'll try to respond eventually
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ppl are literally admitting on tiktok to applying for FEMA assistance they don’t need and complaining they didn’t get it so now others are using those ppl as their example for why they think FEMA isn’t actually helping and blaming Biden/Harris
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#g talks#this society is fucking cooked#there was a woman who helped with some cleanup#her house was basically untouched#she was insured#but she applied for aid to get paid for helping cleanup#and went to tiktok to bitch about not qualifying#I wanna stab myself with a rusty fork#mine#/mobile#/okay to reblog
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my fucking god damn god fucking shit insurance is the wrong plan for my PCP to be able to accept. so I can't get my prog. I can't do my labs for this month. I have to wait until fucking November to try again. I hate the american healthcare system, eat a dick and choke on it you fucking shit stain of a goddamn idea of a healthcare system. what a backwards fucking garbage dump, I hate it I hate it I hate it!!!!! God fucking fuck why is it so hard to see a goddamn doctor!!!!!! fuck!!!!!! im gonna fucking cry!!!!!!!!! FUCK
#fuck it#going to go thrift shopping and might go buy some chicken wings to make me feel better#i need something cause im trying not to want to kermit#how humiliating it is to basically be told “hey your insurance card declined#and your only choices are pay $160 out of pocket minimum just to be seen or cancel“#idk it just fucking sucks and im so upset#and i dont even have anyone i can go to rn for physical comfort#my partner's asleep. my bestie just got home from work and will likely be by the time i get home. i dont have any other friends who live#near me.#idk. fuck it. whatever
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Updating my donation post as it's been a few months. I'm still struggling with being homeless and I recently lost my health insurance (yayy turning 26!)
I've applied for section 8 at a local large city but that can take time. I'm also in the months long process of applying for SNAP/medicaid. I've also applied for financial assistance through my work to help me as well but I'm unsure of the turn around time or how much they can assist me.
Currently with the cost of rent in my local area the best option might be for me to renovate a free mobile home. However I need to move it to a lot/mobile home park with hookups and that can cost alot of money. The current estimate I got is around $8,000.
This doesn't include the lot rent per month or the cost of fixing the mobile home. But I do get to own the trailer after and can sell it once I have my feet under me again and ready to move.
I've been looking into so many different options but I'm struggling with finding something in my budget. Current income restricted housing is at a 1 to 2 year wait list. Others require a $48 per person application before you get to even see the apartment (for a one bedroom no less)
I've already made so many sacrifices during this year including not perusing fighting to get my cat back. Unfortunately with the way I can't find housing there wasn't a hope I could find housing and have it allow pets.
I've anyone has suggestions for finding roomates (that's not Facebook) or housing please feel free to message me
I'm also doing donation doodles for any donation over $10, give me a suggestion or prompt when you donate otherwise you get a bug art lol
#star's art#artist on tumblr#my art#mutual fund#Homeless#fundraising#Donation doodles#Kofi#artist on kofi#Housing help#Currently homeless and disabled and I don't have insurance so Im missing my doctor appointment and running out of my ptsd medicine#I'm working two jobs right now as best as I can#But I'm so tired and I just want to finally have a home#I miss my craftroom#I miss having my own personal space#I miss my garden#My cat#Oh ginger I miss you so much#You don't know why I left and never came back#I'm sorry I can't get you#I'm sorry he won#I didn't even get to go to pride this year cause it was fucking sold out and I was hoping to connect with the booths that would help me#I'm so so tired#I've been struggling for so long now#Average rent here is $800 for a one bedroom and over a $1000 for anything else#I've been priced out of where I've been living for over 13 years#And it's not like I can just get random roommates im fucking transgender like that's literally dangerous#I'm disabled and transgender and homeless with ptsd and I'm so tired#Universal basic income when
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for 4 days straight, i dealt with my two most detested : corporations... and men.
#throws hands....... skdjfjsf long story short. everyone at work#basically led me on with a bunch of bs that will amount to#nothing whatsoever. i was given so much false hope i'm like#so unwell. tomorrow is my last day and at this point idk if i??#even care anymore???? whatever will happen will happen#i'll just have to find something else but i am mentally dead..#lmao. and i have therapy tonight that should be interesting#well ill have to stop therapy soon anyway bc i will lose my#health insurance KSKDFSKFKSF i dont know anymore yall#i have so many regrets#tbd#vent tw#rant tw
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managed to do this sketch of my tiefling OC last night that i like enough to maybe color later. every time i draw their face, it looks slightly different 😂
#my meds got switched due to my insurance and this is basically the first thing i've drawn in a month lol#i hate it here#dnd#dnd oc#dnd art#bg3#bg3 tav#tiefling#sketch#my art
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….
#i’m not gonna do it i’m just thinking about it i’m just thinking about it im just thinking about it i’m just thinking ab#well first of all i would need health insurance that actually covers me going to the doctor for like. physical checkups and basic bloodwork#without it setting me back $500+ per visit#but once i have that. and a queer and trans affirming therapist. and my own apartment. and my own car. and and and#fuck#i think my mom already knows. i accidentally introduced myself as clarke to someone in front of her#then i was so upset about the passports thing and she got a funny look and was like ‘were you going to get your gender marker changed…?’#(not in a mean way she’s like abstractly supportive of trans ppl but she would not be supportive of me transitioning in any way)#none of my family would be#and i know that’s not enough reason to not do it but my family is the only support system i have bc i’m not very good at making/keeping#friends. so when i lose them i will be alone. i don’t know if im strong enough to do that#delete later
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i completely understand the appeal of “wife guys.” but hear me out: “partner guys.”
they aren’t married, nor do they desire to be. rings, ceremonies, documents, witnesses—how could any of that possibly encompass the depth of their devotion? they’ve worshipped at the altar of their significant other since the beginning of the relationship, and nothing could ever change his feelings. others may see him as less legitimate or less adequate than a husband, but he doesn’t care; why would he seek external validation or praise?
he simply seeks his lover in all that he does.
#walk with me talking with me please#‘partner’ for both inclusivity purposes and the fact that it feels more serious than bf/gf#to be clear i’m talking about fictional men where taxes and insurance etc. are not a factor in marriage………..#like. zoro and i are basically spouses but we never get married bc it’s. completely unnecessary#(i also hc that marriage is not common in opverse and is reserved for celestial dragons and emperors and shit)#anyway!!!! here’s to the wife guys who aren’t wife guys but are in spirit!!!!!!#— musings
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On this Labor Day I am begging USAmericans on tumblr to please, please pay attention to class rather than income.
Does someone earn their living by selling their labor or by taking the profits generated by other people's labor? There's nuance and edge cases, but that is the central issue. I am so, so tired of seeing tumblr discourse that attempts to separate out precisely how much money makes you "rich" without ever looking at where that money comes from. Do y'all even realize that the people at the top of the pyramid don't make their money via wages? Income is a red herring.
#also#tumblr users are not a representative sample of anything#there are in fact quite a lot of folks with full time jobs and health insurance and paid time off#and they are nowhere near the one percent#it's about the means of production y'all#this is the most basic shit#labor day
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