#Claim process

[vinaydogra]

How To Apply For An Insurance Claim Process?

As it is today, insurance have been gain trust because of its ability to offer financial support when it needs it. It works like a bone for you and your family during any emergency.This claim process will cover all insurance policies like health insurance, vehicle insurance life insurance scope of all risks.The claimant must yield the composed hint as before long as conceivable to empower the protection company to start the claim handling. The claim hint ought to comprise of fundamental data such as approach number, title of the safety net provider, date of passing, cause of passing, put of passing, and title of the claimant.

[scriptermubarak]

What is an insurance policy? Explanation of items to be included, necessary situations, and precautions for handling

What is an insurance policy? Explanation of items to be included, necessary situations, and precautions for handling What is an insurance policy? An insurance policy is a legally binding contract between an individual (or entity) and an insurance company. It outlines the terms and conditions of the insurance coverage provided by the company in exchange for the payment of premiums. Key elements…

[gwmac]

Behind Smiles: A Patient's Nightmare with MetLife Dental Insurance

Part 1: My Battle with MetLife Dental. The Toothache that Morphed into a Financial Migraine. My fateful journey through the MetLife Dental Insurance labyrinth began in February 2023 when an everyday occurrence turned into an exasperating ordeal. I needed a routine replacement crown on Tooth 18 and anticipated no issues, given my dental insurance with MetLife Dental. As I would soon discover,…

[greatgaspiads]

Somewhere Only We Know - The Finale The WIP

[worstloki]

there is a difference between being born to a throne, maliciously vying for a throne, stealing a throne, and having a throne thrust upon you when you are already in the midst of an identity crisis. And I fear Loki's place in the line of succession has people unable to differentiate between any of these

[redstonedust]

i keep thinking about the "belgian scam ring" conspiracy because it think it betrays a misunderstanding of how internet scams work.

like, the majority of scammers don't really spend their time carefully maintaining a story? they're often low effort by design. i got a series of spam emails recently telling me they'd recorded me masturbating through my webcam and i need to give them bitcoin or they'd send the footage to all my contacts. my webcam is never plugged in and i have no email contacts, i know that's bullshit, but it doesn't matter because i imagine they're sending that same email to a thousand people, and statistically at least one of them will fall for it. it's the same with the classic nigerian prince style emails, or the 'my cat is sick' posts from near-empty blogs with stolen photos. there's just not much point crafting a story to cover your ass when a half assed one will catch a few easy marks.

so seeing some users peddle the idea that the majority of palestinian gofundmes are fake and everyone who verifies them is actually in on it is like... farfetched? or at least it would be a logistical nightmare. i'm not gonna say high effort, organised scams have never existed, and i'm not gonna begrudge people for being cautious with their funds. but at some point the reality you have to construct is so convoluted that i can only assume it's just an excuse to avoid saying that you don't want to donate to people. and that's your choice, but at least be honest about it, because trying to discredit fundraisers based on flimsy evidence is doing tangible damage in the real world.

[mamaswildchild]

do me a favor and do not give money to strangers in your ask box. ever

[serpentface]

Question about Couya! Since she is a bastard what are the reasons about her being brought into the main family by her father. Was it genuine care for his child or a way to save face politically/socially? Is her birth mother alive? Do you think she would have had a better life growing up anywhere else?

This is in large part due to how cultural perceptions and legal punishment of adultery varies between male and female citizens, looped into the very strictly patrilineal kinship system.

By legal definition, the word for 'adultery' applies only to situations where a man has an affair with a married woman, or a married woman has an affair with any man. Other forms of affairs (eg a married man having an affair with an unmarried woman) are wrapped into a broader set of sexual misdemeanors and aren't often charged or punished in practice, and the punishments are comparatively minor (if an unwed woman's father pursues charges, the man in the affair is likely to just pay a fine). On a social level, extramaritial affairs in general are certainly not Approved of and seen as lowly and dishonorable, but the average response is significantly less harsh/more willing to entertain Nuance with men than with women.

In this society there's differentiated shades of bastardry depending on the contexts of the child's birth, as well as a distinction for 'nameless bastards' (has not been claimed by their biological father or maternal grandfather, or claimed in adoption).

a) A child born to an unmarried woman via an unmarried man: non-issue for father, potentially serious social harm for the woman (especially if she has never been married and expected virginal, much less severe as a widow or divorcee). The child will not be notably disadvantaged in of themselves (their status will depend more on whether they are claimed and thus provided the social security of a family patriarch), the father will experience no hard disadvantages in claiming them.

b) A child born to an unmarried woman via a married man: mild sexual misdemeanor for the father carrying levels of social shame, even more serious social harm for the woman (often framed as not just loose but a manipulative Seductress of a married man). The child might experience minor to moderate social disadvantages, the consequences of the father claiming them are purely social and will not typically be severe. (Couya is this)

c) A child born to a married woman via an unmarried or married man: both man and woman have committed a crime and can be severely punished. The biological father can technically claim the child but will be disincentivized from doing so. This is the form of bastardry most comparable to the conventional definition, in that it is heavily stigmatized and has effects on concerns of kinship and inheritance.

In addendum to this, if the adulterous wife's legal husband claims the child, this may be punishable if determined to be active concealment of adultery (which is also a crime), and has EXTREME social consequences either way. (Either you're a cuckold too stupid to notice that your wife has been skipping out on you, or you're a MEGAcuckold adultery-accessory willingly rearing another man's child after being horribly shamed by him).

(This is separate from adoption- a man who marries a woman with an unclaimed child after the fact (whether it was a product of adultery or just a general out of wedlock birth) and claims the child is an adoptive father, he is not concealing adultery or being cuckolded.)

A child born in an affair can be considered an heir to their biological fathers (descent and kinship is fully patrilineal and on a Basic level it doesn't matter who the mother is), and can very smoothly and legally be claimed when the affair was not considered criminal adultery. The concern on that front is social perception rather than material legal consequences or kinship issues.

Couya's birth mother was an unwed servant working as a housekeeper for her father Saizen, so the Crime of adultery did not take place. It would be considered a minor sexual misdemeanor, and the woman's father was not about to pursue charges against a nobleman who could Ruin him (and had also formally expressed that he would claim the child, which meant he would not be saddled with a nameless bastard granddaughter). So the concerns here were entirely social.

The affair might have started beforehand but the pregnancy that produced Couya occurred after his wife's third viable pregnancy ended in the premature birth of a underdeveloped boy deemed necessary to euthanize (and tbr would Not have survived either way). This was after Livya Haidamane had a couple early term miscarriages, two viable but very difficult pregnancies wherein one child was very weak and sickly for the first several years of life, and struggled to conceive every time. A lot of people are going to be at least a little sympathetic to a married man having an affair and claiming a bastard in this context. It's definitely ideal and practical to have more than two children, and his wife (while not outright infertile) clearly could not reliably bear healthy children. (The average response is going to be "Well he shouldn't have done it but like, I get it")

Couya being claimed by her father was a mix of genuine care and saving face. Initially it was MUCH more the latter than the former. Saizen made attempts to hide the servant's pregnancy and to keep his own wife out of sight during the late term (to prevent the baby appearing after his wife had been seen Extremely not pregnant). But there's some levels of care involved, he could very easily have fired the pregnant servant and had nothing to do with his bastard and she would have no recompense whatsoever. The choice to keep and claim the baby and ensure its entrance into the world bore as little social scrutiny as possible is an act of care for his own progeny.

This was Not an act of care for Couya's birth mother (beyond the fact that concealing her pregnancy would benefit her in hiding that she is not only Not a virgin prior to marriage but had a child). She probably would have been about 17-19 at the time and was fired a few months after giving birth, and most likely never saw Couya again after this point (if she did, it would most likely be in the context of seeing her as an adult Odonii in public and noting her to look Scarily familiar). She has an Okayish chance at still being alive, she'd be around 50 (and a person who survives the high infant mortality and birth casualty rates stands a good chance of hitting their 60s), though she could very well be a casualty of the drought+famine.

Whether or not Couya's life would have been better is kind of a mixed bag. She had an awful fucking childhood in large part because her adoptive mother Livya Haidamane hated her. (Livya was ultimately a pretty horrible person but not just like. An Evil Bitch. She had A Lot going on and Couya was a living breathing insult to her and reminder of like, every one of her dashed hopes and dreams). Couya is also autistic and presented very intense symptoms as a child in a society that is Not equipped for a mass-understanding and support of cognitive differences. But she still did have an immensely privileged life with profound physical/economic levels of security inaccessible to the vast majority of people in this region, including her birth mother. Saizen also actually Liked her and cared about her, he just wasn't a routine physical presence in any of his children's lives.

Had she been left with her biological mother, she would be in a very disadvantaged situation as a nameless bastard to an unwed mother. Her biological grandfather may or may not have been willing to claim her, and her mother would have great difficulties in finding a husband (which is ultimately necessary for the security of women in this society). I think her mother was a relatively kind person but not like, a perfect angel. She would probably have complicated feelings about her bastard daughter, especially one whose very existence materially disadvantages her and was very, very difficult as a child. So this probably would not have been a good situation for Couya either.

If you broaden the question to ANY other family completely divorced from the circumstances of her birth, yeah it definitely could have been better. But in her case it's like either "Life of grotesque socioeconomic privilege but in an abusive household" or "Life of profound socioeconomic disadvantages in a household that Probably wouldn't have been this abusive but certainly wouldn't be healthy". There wasn't really a good option for her.

[crossdressingdeath]

Y'know, I think my favourite thing about the whole Ivenci situation is that they pretty obviously don't entirely believe what they're saying. Like... ah yes, the Crows refuse to follow due process and have no respect for the government and are just running around murdering people for no reason. That's why you're constantly coming to their meetings (which you were presumably informed of and invited to given if you weren't you wouldn't know they were happening) and insulting them to their faces. Truly the behaviour of someone who thinks they're dealing with renegade murderers with no respect for authority, a group that would definitely respond to being constantly insulted in their own home by someone they had no reason to invite to take part in their meetings outside of at least some level of respect for the Antivan government with *checks notes* moderate cattiness. Like genuinely if Ivenci thought the Crows were as lawless and awful as they say they wouldn't keep picking fights. Because if the Crows were as bad as they say they would've been extremely murdered long before things got to the end of the Treviso quest line.

It's also very funny to me that (if you saved Treviso) after all that talk about how the Crows don't respect the Antivan government and think they run the country the punishment they decide on for Ivenci is... giving them to the proper authorities for a public trial. And then they get real mad about you letting Jacobus choose... to give them to the proper authorities... for a trial carried out by the Antivan judicial system. I'm sorry Ivenci, would you rather the Crows engage in some extrajudicial stabbing? I thought that was bad. I thought you thought the Crows shouldn't do that, Ivenci. Goodness, it's almost like all that stuff about the importance of Due Process only applied in their eyes when it benefited them as governor of the city or something.

[steel-nageyari]

my full piece for @nohrpirezine, which is for free download! consider giving it a read-through if you like vampires....

[nonbinary-octopus]

my opinions on the job market today are:

firstly, companies should be required by law to at minimum send an automated rejection email to every applicant they reject. No more ghosting.

Secondly, if they require you to take an hour of your time merely to complete the application, you should then immediately be guaranteed not only an actual interview, but also the job.

[eclaire-went-bam]

i'm annoyed at how much the left values empathy specifically. you can do good things without having empathy, empathy is not an inherently good quality, and lacking it isn't inherently bad. i hate seeing lefties dunk on someone for "having no empathy," which may or may not be true, but considering how many people preach empathy as an inherent trait of the left & "goodness" is irksome. just dunk on someone for the bad actions they have done, it's not hard.

i know it's a good look to be empathetic, but it really does feel like the end-all-be-all here.

i can still have good politics and want better for people & the world without necessary having empathy for these things. i can still be passionate about certain issues just from a factual standpoint, i can still listen to people affected by them, without necessarily feeling empathy for those most affected by them.

it's just like that one tumblr posts where a user pointed out "yes, even free healthcare to annoying ppl like those who went blind at the nft convention" ;;

i doubt many people are empathetic towards them, but we still acknowledge they should benefit. generally speaking we're trying to benefit even those opposed to us with stuff like free housing & healthcare. those are our politics & beliefs, and they don't suddenly "turn off" when you seee someone you don't like. or, they shouldn't. i can hate someone & still believe they deserve the same rights as me. i could not care if someone died, & yet still believe they should at least be able to keep themselves alive with a minimum wage job

frankly, to suddenly change your beliefs on some specific cases bcs you don't like them specifically is fickle, just like how the left is all restorative justice, until it comes to a specific person or crime that is too far, then it's "maybe we should give the state the right to execute people !"

so it does baffle me why so many people here value empathy like it's an inherent trait in the left, or that those opposed to the left are incapable of empathy & therefore evil & demonic.

empathy can ignite action in most people who have the ability to experience it. but that doesn't mean only those people are or do good, and the language the left uses is real isolating for that.

[spotaus]

The Maskmaker (New Age AU Drabble)

Hiiiii. So, this isn't very long and doesn't do Nightmare or N enough justice, but I wrote this a while ago and my lovely pals looked at me w/ big ol' eyes on my post about posting it, sooooo!!! Here it is!!

This is shortly after Night's coronation and follows Ancha's drabble regarding Ccino + his remaining by Night's side!

   These halls. They were cold. Colder than the rest of the castle.

   Nightmare only knew, thanks to the gentle puff of steam left by his shallow breaths as he stepped down the corridor. The dark, long, corridor.

   He couldn't feel it. No. His sense of warmth and cold had faded almost instantly after eating the apple. The nervous chill in his core had been replaced with a luke-warm air. Like a puddle left after a summer rain. The chill couldn't reach him.

   Still, he wore his cloak. One which Ccino had tailored not a week ago because he feared Nightmare would feel bare without it. His old one used to keep him warm. Ccino was right, of course. Purposeless or not, the new heavy fabric kept him centered. Covered the restless twitching of his tendrils as he spoke with the few he could bring himself to communicate with since the incident.

  

   Now, it's bottom hem was suspended away from the old floors, just barely, by his extra limbs.

   His steps were silent, he wasn't sure when that had begun, but he imagined in this darkness no one would know he was there at all until the Cyan of his eyelight was turned upon them.

   He approached the door. Finally reaching the ornate, carved surface he'd visited only once before. When he and Dream were young. Nim had ordered them to come alone and let the mask-maker measure them. So they'd know when time came for them to commission their own masks. They didn't have to come down, the mask-maker already knew their measurements. They always did.

   His knuckles hovered away from the door. With its carving of that tree, swirling and dancing in the low light his eyelight provided. This space held more lingering emotions than he'd expected. His hand trembled a bit.

   No. He couldn't chicken out. He couldn't go crying, this was important to him. It was his right. It was... the least he could do.

   His fist connected with the door, twice, steadily. The loud sound echoed into the space behind him, and he stood. Prepared to face heckling and anger abd fear, for he wasn't sure the mask maker even knew of his rise to the throne. He hadn't been there, after all. At the ceremony.

   The door swung inward, and... Nightmare found hinself staring down at a monster.

   This monster... was not the one whom he remembered.

   Before, when he was young, he recalled a large, imposing monster. Heavy clay hands that held the pristine masks so carefully. Kind eyes which skimmed sorrowful past him, and handed him that lovingly carved owl mask. The one made simply out of dark wood.

   Now, the monster stood before him, leaning in the doorframe, was not that monster. This one was slightly shorter than him, stocky in the shoulders, and bundled in layers of cloaks and gloves. Their face hid behind the mask of some sort of rabbit, bright, burning lights behind the eye-holes were a soft lavender and blue. Only a lashing tail gave away their species. A skeleton varient.

   "Mask-maker." He greeted, composure renewed.

   The monster blinked, before they widened the door a bit more. A wave of amusement and excitement washed over Nightmare, and he thought he might be sick from just how potent it was.

   "Ah, my King!" They exclaimed, and Nightmare could almost hear the smile in their tone. "I wasn't expecting you so soon after your whole coronation, come in!"

   They darted away from the door, allowing Nightmare to see past them. The room beyond was as he remembered. The large sets of work-benches, suspended candles, piles upon piles of wood. Masks lined every inch of the walls, though now he could see newer ones piling up along shelves and along the stations.

   The monster seemed to round to a large chair, much too oversized for them, and plop down into it. Nightmare drifted inside, closing the door behind him carefully.

   "You royals only come down to see me for masks, that is my job though," They mused. "Or, well, that's what my mentor always said."

   Nightmare drew closer to the opposite side of the table which now separated them. He could see the messy, amalgamated surface of a partially-completed work laying between them. The wood mangled and frayed not unlike torn flesh.

   "I must ask," He knew he had other business and little time, but, "Who are you, mask maker? My mother never mentioned a change in position."

   It would be just his luck that a fraud would be hidden here in the depths. Though, the emotions were simply so delighted. They swirled about, as though every flick of their tail sent another ripple through the air.

   A giggle erupted from behind their mask.

   "Oh, I think I like you already, my king!" They said happily, "Mask-makers have never been asked such a thing by the royals! We have always been known to retire and pass on the mantel without care from you folks."

   They divulged the information so easily, but Nightmare didn't recieve the answer he had asked for. It took a few more breaths before they spoke again.

   "My name is N, my King. Call me as you see fit, I change as easily as replacing my mask." They finally admitted. "King Nim visited me once, two years ago, only to inform me her prince may quickly approach after his coronation. Though, I'm sure you're not the one she meant?"

   Nightmare withheld the hiss which desperately wanted to bubble up in his throat. His tendrils whipped about in frustration. Guilt. Of course they were expecting Dream. He'd figured as much.

   "No matter. I am here to serve my king, and that king is you, my good sir." They dipped their head a bit, "So, what is it you'd like me to carve? A noble wolf? A regal ibis? Something fitting a consort or-"

   "None of that." Nightmare cut them off, his good socket narrowing in disgust. The thought made his stomach churn.

   He thought he'd have to wait for her to speak up again, but found they had quieted and were seemingly awaiting information.

   "My... head of house. Recently promoted as of my ascension." He said, slower. He wouldn't get worked up again, "He deserves only the best, and I know you understand this well."

   N seemed to smile beneath the mask again, their eyelights hidden in thin crescent slits.

   "Describe away, my king!" They exclaimed, reaching out for a scrap of paper.

   Nightmare remembered how he'd been taught. To describe the mask with intention. Feelings and thoughts tucked away into each and every word. Those were supposed to be insightful for the mask-maker. To guide their hand as they carved.

   "This mask. I would like it to be the Visage of a cat. Well-kept, clean, orderly." He spoke, gently, drawing his eye away from the table and to the plain floor were nothing would influence his thought. "A kind face, soft. Trustworthy and bold. Clever. Warm."

   Nightmare wasn't sure what came over him. Descriptions and feelings tumbled from his jaws for what felt like ages. By the time he finished, his throat was raw with emotion. His hands clutched the inside of his cloak like a life-line.

   It was the tapping of N's charcoal stick to her desk which alerted Nightmare. Made his eyelight snap back up to her position.

   Though, she'd already put her sketch down and was up and across the room. Tugging at her piles and piles of enchanted and imported woods. For being a stationary monster, they had strength to move the wood with ease.

   "You've given me the perfect working material, my King! This mask should be done in four-days time." They assured him, not turning around.

   Their emotions read as elation now. A pure, unadulterated joy at the... the way Nightmare had described his mask? He could only imagine his magic intent had something to do with it. Ccino would, hopefully, understand.

   Oh!

   "The mask. You are aware who it is for?" He questioned.

   N hummed, before popping away from the stack of wood with a nice chunk of white-ish wood. It reminded Nightmare of cooked fish flesh, a pristine off-white with an intricate pattern.

  

   "I can only imagine it's that guy? Ccino? Good for him with the promotion, by the way. I'm sure he had his fair share of struggles to get there." N replied.

   Nightmare gave a minute nod. He hated that he had a heavy suspicion as to why N already knew Ccino by name. Nefarious plans set by his mother yet again. Bastard woman.

   He debated staying longer. Watching N strip the bark away or making smalltalk.

   In the end, it was better to leave. His hands were still shaking and his gut felt like it'd spill if he felt one more overwhelming emotion from the craftsman he was standing with. So, he bid them a farewell, promised to return in four days time, and exited from that heavy wooden door.

   The trip would be worth it so long as N delivered. And she would.

[oddrocks]

I don't think pit madness is WHY Jason decided to become a serial killing mafia boss, I think he just did that shit your honour.

but I do think it probably played a factor in how he could have been manipulated into such extreme behaviours given the circumstances

[thetimelordbatgirl]

Just so we clear: if your a TERF only celebrating Neil Gaiman being accused of SA because you now think of it as a gotcha against trans people, your just showing yourself as a piece of shit who doesn't actually support women, especially victims of SA, unless you can use them in your transphobia.

[lulurhythm]

As promised to The People; a few sketches of the Wilson pack from my Platonic ABO story “Psychological Warecare”!!! The trio sketch is VERY much a work in progress; I need to adjust quite a few details, as well as line the entire thing. I’m also thinking of color? Choosing their individual clothing styles was a blast, up to an’ including three different types of combat boots!!! I revel in the small things, like Roy’s bracelets made by his pup (so far off-screen in the story) and Slade’s dog tags. The size differences are also cracking me up. I can’t wait to put more work into that piece.

The second piece happens in a scene unwritten in the same AU where Slade catches Roy struggling with relapse-type thoughts/fears after a string of really tough circumstances. Much aggressive encouragement is quick to follow. (I could also talk all day about the parallels between one mentor finding out about Roy’s demons with resulting anger/rage against Roy an’ another finding out with resulting anger on BEHALF OF Roy, how one is stand-against-you anger while the other is stand-with-you anger, and especially how mortifying yet healing it is at the same time for Roy to GET that reaction from a mentor after his past experiences with trust, a mentor who is a MASTER at manipulating people for evil, no less— but I won’t. Just. Agh. I am so normal about them.)

Speaching summed up the trio’s sketch pretty well from Slade’s POV. “These are my kids and I am NOT happy about it.” That, I think, explains the entire story.