#mental health insurance
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nargis04shaikh · 1 month ago
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Mental Health Insurance Coverage in India
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One of the first questions that arise when it comes to health insurance is, Does your health insurance cover mental health? Traditionally, health insurance plans primarily focused on physical illnesses. However, with the Mental Healthcare Act (MHA) 2017, health insurance providers are now required to cover mental health conditions, ensuring more inclusive care for conditions such as depression, anxiety, and schizophrenia.
Importance of Mental Health Insurance Coverage in India
Mental health disorders are prevalent in India, affecting millions of people across various demographics. In fact, it is estimated that around 10% of India’s population suffers from some form of mental illness. Without insurance coverage, the financial burden of seeking treatment—whether for therapy, medications, or hospitalization—can be overwhelming. Having health insurance with mental health coverage ensures that individuals have access to the necessary treatments without the additional worry of high out-of-pocket costs.
Here are a few key reasons why mental health insurance is essential:
Financial Support: Mental health treatments, particularly therapy and medications, can be expensive. Insurance helps cover these costs, making treatment more affordable.
Access to Quality Care: Having insurance ensures that individuals have access to trained professionals, such as psychiatrists and therapists, for timely interventions.
Overall Well-being: Mental health is intricately linked to physical health. With coverage for both, insurance fosters a more holistic approach to healthcare.
Key Features to Look for in Mental Health Insurance Coverage
When considering a health insurance policy that covers mental health, there are several important features to keep in mind:
In-patient and Out-patient Coverage Many policies cover both in-patient and out-patient treatments for mental health conditions. In-patient care includes hospitalization, while out-patient care covers therapy, counseling sessions, and consultations with psychiatrists. Ideally, you want a plan that covers both aspects for comprehensive mental health support.
Pre- and Post-hospitalization Expenses Mental health treatments often require follow-up visits after hospitalization. A good policy will cover both pre-hospitalization (initial consultations and tests) and post-hospitalization expenses (follow-up therapy and medications) for mental health.
Waiting Period Like other health conditions, mental health treatments often come with a waiting period. The waiting period can range from 1 to 3 years, during which you may not be able to file claims for mental health-related treatments. It’s important to review the terms of the policy carefully to understand the waiting period.
Top Health Insurance Plans with Mental Health Coverage
Bajaj Allianz Health Guard Plan Bajaj Allianz offers a plan that covers both in-patient and out-patient mental health treatments. The plan includes a wide range of mental health conditions and offers easy claim settlement procedures.
Tata AIG Medicare Premier Plan Tata AIG provides extensive mental health coverage as part of its premium health plans. It includes therapy, psychiatric consultations, and medications, as well as a cashless treatment facility at network hospitals.
HDFC ERGO Health Suraksha This policy covers a wide array of mental health issues, from in-patient hospitalization to out-patient therapy. It is known for its comprehensive benefits and fast claim settlements.
ICICI Lombard Health Insurance Plan ICICI Lombard’s health insurance plans cover mental health consultations and hospitalization, ensuring a well-rounded approach to treatment. It also offers cashless claims at its extensive network of hospitals.
Making the Most of Your Mental Health Coverage
Read the Policy Terms: Carefully go through the terms and conditions to understand what mental health conditions are covered, the waiting period, and the exclusions. This will help you avoid any surprises during the claim process.
Check the Network Hospitals: Ensure that your insurance provider has a good network of hospitals that offer mental health services. Cashless facilities at these hospitals will make the treatment process more convenient.
Claim Process: Familiarize yourself with the claim process. The sooner you file your claim, the quicker it will be processed. Be sure to have all the required documentation, including medical reports, bills, and prescriptions.
Consider Family Floater Plans: Some policies offer family floater plans, which cover mental health treatments for multiple family members. This can be an economical choice if you’re looking to insure your spouse, children, or parents as well.
Conclusion
With the right mental health insurance, you can access the care you need without the financial burden. Whether for therapy or psychiatric treatment, ensuring that your health insurance covers mental health is an important step toward comprehensive well-being.
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nando161mando · 23 days ago
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honeypleasejustkillme · 3 months ago
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i thought i was at my lowest but holy shit it gets lower
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batboyblog · 4 months ago
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Things the Biden-Harris Administration Did This Week #33
Sep 6-13 2024
President Biden marked the 30th anniversary of the passage of the Violence Against Women Act and highlighted efforts to stop gender based violence. the VAWA was written by then Senator Biden and he often talks about it as his proudest legislative victory. The act transformed how the federal government dealt with domestic violence, sexual assault, and stalking. In part because of the connection to Joe Biden, President Trump and the Republicans allowed the VAWA to expire in 2019. President Biden passed a new reauthorization, with new protections for women against cyber crime, in 2022. On the VAWA's 30th anniversary President Biden announced $690 million in grants to support survivors of gender-based violence.
President Biden and Vice-President Harris announced a new rule to force insurance companies to treat mental health care the same as medical care. The new rule takes on the use by insurance of restrictive practices like prior authorization, and out of network charges, it also closes a loophole in the law that allowed state and local government health insurance not to cover mental health.
The Biden-Harris administration announced that 50 million Americans, 1 in every 7, have gotten health insurance through Obamacare's marketplaces. Under Biden a record breaking 20.8 million enrolled this year. Since the ACA was passed by President Obama and then Vice-President Biden it has transformed American health care bring affordable coverage to millions and getting rid of "preexisting conditions". During the Presidential debate Vice-President Harris defended the ACA and the need to keep building on it. Trump after 9 years of calling for its repeal said he only had "concepts of a plan" on what to do about health care in America.
The IRS announced that it has recovered $1.3 billion in back taxes from wealthy tax dodgers. For years Republicans have tried to underfund the IRS hindering its ability to police high income tax payers. President Biden in his Inflation Reduction Act ensured that the IRS would have the money it needs to chase high income tax cheats. In February 2024 the IRS launched a program to go after over 100,000 people, making $400,000 or even over $1 million a year who have not filed taxes since 2017. The IRS also launched a program to collect from tax payers who make over $1 million a year who have uncontested debt of over $250,000. Between these two efforts the IRS has collected over a Billion Dollars in back taxes from the richest Americans, so far this year.
The Department of The Interior and White House Climate Advisor Ali Zaidi highlighted green energy efforts on public land. Highlighting two projects planned in Nevada officials talked about the 41 renewable energy projects approved on public land under the Biden-Harris Administration. These projects over 25 gigawatts of clean energy, a goal the Administration's climate plan set for the end of 2025 but met early this year. With the new projects in Nevada this is enough energy to power 12.5 million homes, and the Bureau of Land Management is another 55 utility-scale project proposals across the West.
The Department of The Interior announced $236 million to help fight forest fires and restore landscapes damaged by recent wildfires. Under President Biden's Bipartisan Infrastructure Law, the Administration has spent nearly $1.1 billion dollars to combat deadly wildfires which have over the last 10 years grown in size and intensity thanks to climate change.
The Department of The Interior announced $157 million in wetland conservation. The money is focused on protecting bird habitats. It will protect and preserve thousands of acres of wetlands across 7 states.
The US Senate approved President Biden's nominations of Adam Abelson, Jeannette Vargas, Mary Kay Lanthier, and Laura Provinzino to federal judgeships in Maryland, New York, Vermont, and Minnesota respectively. This brings the total number of federal judges appointed by President Biden to 209. When Biden entered office 318 district judges were Republican appointees and 317 Democratic, today 368 are Democratic appointments and just 267 are Republican. President Biden is the first President in history to have the majority of his appointments not be white men and he has appointed more black women to the bench than any President ever.
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printedword · 1 month ago
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For years, it was a mystery: Seemingly out of the blue, therapists would feel like they’d tripped some invisible wire and become a target of UnitedHealth Group. A company representative with the Orwellian title “care advocate” would call and grill them about why they’d seen a patient twice a week or weekly for six months. In case after case, United would refuse to cover care, leaving patients to pay out-of-pocket or go without it. The severity of their issues seemed not to matter. Around 2016, government officials began to pry open United’s black box. They found that the nation’s largest health insurance conglomerate had been using algorithms to identify providers it determined were giving too much therapy and patients it believed were receiving too much; then, the company scrutinized their cases and cut off reimbursements. By the end of 2021, United’s algorithm program had been deemed illegal in three states. But that has not stopped the company from continuing to police mental health care with arbitrary thresholds and cost-driven targets, ProPublica found, after reviewing what is effectively the company’s internal playbook for limiting and cutting therapy expenses. The insurer’s strategies are still very much alive, putting countless patients at risk of losing mental health care.
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princess-of-thebes-1995 · 1 year ago
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After some confusing paperwork and talking to a social worker. I have free healthcare till next year so I can renew it. I have all my pills except one. Walgreens is out of stock. Till then. I am complete for now. Lucky me. Alhamdulilah.
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gwydionmisha · 3 months ago
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thescreamcorner · 5 months ago
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Sometimes it's really really concerning how much anti-psychiatry and anti-recovery rhetoric exists-- and for once I'm not just talking about endos, but even within the OSDDID internetsphere, especially in actively pro self dx circles. It's not to say that you can't or shouldn't work on things away from a healthcare team, but with chronic and intensely debilitating disorders it is rare, if not impossible to fully be "fine" without help.
Like. If you're experiencing dissociative amnesia or memory/identity issues in general (even when caused by things as innocuously treated online like ADHD if it's at a debilitating level), you NEED someone who isn't affected by those things in order to have a sense of grounding and heal. And it's vital for that to be someone who has a baseline understanding of how dissociative disorders work.
My caseworker calls are sometimes the only thing giving me any sense of the passage of time, and she remembers things during calls that I completely forget or dissociate through. Not even my partner can consistently provide this because of her time blindness, vs the professional who reaches out, doesn't have a disorder affecting her memory, and takes notes during our calls.
My therapy visits, as infrequent as they've been lately, are some of the only reason why we've made progress toward one of our alters no longer making contact with our abusers when she fronts, and that fight isn't over yet. My partner can't stop her from doing it-- she'll wait until they're asleep. They also don't have the resources or bandwidth to address with her why doing this is bad, and if they intervene incorrectly it increases the chance that one day I wake up in another state.
I get from firsthand experience that healthcare, especially in the US, is notoriously inaccessible, and in some places the facilities available are full of inexperienced, incompassionate tools who don't care about their patients. But instead of using that as an excuse to stop trying, instead of pushing others into not seeking care and not trusting doctors, that needs to get channeled into finding and providing resources.
Many states have government funded healthcare available for those below the poverty line. Many facilities offer payment scaling plans even without insurance. A fair amount of insurance companies that "don't cover this" will make exceptions if you go through other channels and get professional referrals. It's not easy, it's not always free, and it's not fast. For those underage, it may be awhile before you can legally access it.
But for the love of all that is sacred on this burning planet, do NOT discourage trauma survivors from trying to get psychiatric help over the potential of a bad experience or a bad doctor. You are not helping people heal and learn to love themselves. You are creating paranoia and enforcing a regressive mentality that can prevent someone from reaching out before its too late.
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diverbots · 2 years ago
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origin story
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fjordfolk · 5 months ago
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Yesterday was Sparta's gotcha day and by extension my 10 year mark as a dog owner. I'd never had responsibility for a dog before, hadn't grown up with dogs, didn't know what I was in for, and certainly had no idea how far this little dog would take me.
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pandemic-info · 17 days ago
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Whether you're looking for a COVID conscious therapist, or someone neurodiversity affirming, here are some questions you can ask a potential provider.
Sharing this because the list might be helpful for some readers. But a reminder that therapy is inaccessible to a lot of people who need it most. Mental health practitioners are often Out-of-Network, not covered, or covered under a separate section of insurance plans, and even more expensive than PCP visits. People who are already suffering are asked to jump through multiple hoops to even see anyone at all. At the end of this post the author recommends “meeting with a few different therapists“ — for some, that can mean spending both energy (spoons) and hundreds of dollars they do not have.
Just one of the myriad ways insurance companies are not helpful to us.
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nando161mando · 24 days ago
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lilithism1848 · 4 months ago
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bitchesgetriches · 5 months ago
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✨NEW POST!✨
Long-Term Disability Insurance Is a Necessity… and a Scam
All month long we're covering disability rights issues in honor of Disability Pride Month.
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wellplacedbanana · 1 year ago
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I’ve seen a few posts recently talking about how important it is for us to share our tips for dealing chronic illness with each other, and I’ve realized that as a freakishly avid community enthusiast, I’ve been falling down on the job. So, I present
Wellplacedbanana’s Ridiculously Long List of Tips for All Things Chronic Illness (Curated Over 8+ Years):
Infusion Centers
Headed to an infusion center to get that sweet sweet (expensive as hell) live-saving medication pumped directly into your veins? Here’s what I do.
Bring headphones or earplugs. Most infusion centers try to maintain a semblance of quiet for the patients, but it can get loud fast—beeping IVs, pulse ox monitors, loud families, codes. Some infusion centers do pods of multiple people and some do individual bays, so this can affect noise levels.
Drink lots of water before if you have to get an IV placed. Don’t worry too much about bringing a water bottle because they’ll give you one when you get there. (Of course, if you have something like POTS and need more intense hydration, bring the damn water bottle.) If you’re not hydrated and they can’t find a vein, they’ll call in the ultrasound tech, and they’ll bring the longest IV needle you’ve ever seen. It hurts. Drink water.
Bring a book or your Switch or something else to entertain you, but don’t expect to actually do it. I tried bringing papers to edit the first time because I was like “Oh it’s an hour and a half of uninterrupted free time. I can get so much done!” I was wrong. The nurses are constantly checking in for vitals, the unit can be loud, and I spent the whole time trying not to vomit everywhere. Different infusions will have different side affects. Knowing what yours might be will help you plan for what you want to bring. Knowing how long your infusion will be can also help. Most infusion centers have to keep you 20-45 minutes after your first dose of a new medication to make sure you don’t have an allergic reaction, so factor that into your time too.
If you’re in a pod with other patients who’re friendly and if you feel up to it, don’t be afraid to talk with them. Lots of them are lonely, bored, interested in other people, etc. I met an elderly Thai lady one time who had been there for three hours and would be there for another four AFTER I left. We talked about her husband and her kids, and she listened to me talk about punctuation as style in prose. It made me feel less alone in the medical system and helped distract me from the nausea.
Conversely, if you don’t want to interact with anyone, snap on those headphones and block everything out. The nurses will get your attention if they need you. Don’t worry about staying lucid. Your job is to get the infusion and do what’s best for you.
You can bring snacks if you want, but most units/centers will have something to munch on or can order you something from the cafeteria if you’re at a hospital. Also the medication and the smells in the unit always make me nauseous, so it’s kind of a waste for me to bother pulling together food before I leave. You can always eat before or plan to get something on the way back. Going through a drive thru to get something with protein is my go to.
If possible, schedule your next appointment while you’re there. I have to go every three months, so I schedule the next one while I’m there, and then I never have to make any fucking phone calls. Phone calls are the worst.
My last and most important tip: ask the nurses when you need something. Blankets, water, snacks, pain meds, the lights turned off. If they can’t do it, they’ll tell you. They’d rather have you ask and have to say no, then you be uncomfortable. Don’t suffer if there might be a solution.
Dealing with Shitty Doctors
There are shitty doctors everywhere, in every specialty and every hospital system. It sucks, and you can do your best to avoid them, but most chronically ill patients will have to put up with one at some point. Here are my suggestions:
If they’re refusing to acknowledge one of your symptoms is a problem (won’t order tests, won’t refer you out, won’t ask any questions), tell them it’s affect your Activities of Daily Living. ADLs are one of the ways doctors measure severity of symptoms and quality of life. ADLs are the absolutely essential things you need to do to be a functioning human: eat, shower, get dressed, brush your teeth. ADLs are a trigger word for most doctors. Physical therapists and occupational therapists were created specifically to help patients achieve their ADLs. If you’re having severe joint paint, say it’s affecting you’re ability to shower and dress in the morning. If you have intense fatigue, say you’re too tired all the time to cook food to eat or even brush your teeth before bed. Tell them your symptoms are affecting your quality of life and your ability to function daily. This won’t always work, but it’s a good starting place. (A side note: if you have have to submit an insurance appeal for something that was denied, citing ADLs as a reason to receive the treatment/medical equipment/doctors visit, will often spur them into action. Sometimes, it’ll just make them ask more questions, but questions are better than flat out denial. This was a very helpful tactic when I was trying to get my manual wheelchair approved. I told them I was unable to complete my ADLs and it was affecting my quality of life, and they eventually came around. It’s also important to remember that ADLs are only the most base tasks that you need to live. Driving, working, socializing—those aren’t included in ADLs, and insurance especially will laugh in your face if you try to say you need medical equipment for something like that.)
Lots of doctors, consciously or unconsciously, will judge how you’re actually feeling by your mood in an appointment. I had a pediatric neurologist who couldn’t be convinced that my pain was at an 8 because I would laugh with my mom in the waiting room. Eight months in, I started getting real quiet, not talking, crying when he talked, all that shit, and he was so fucking flummoxed. He was like “what changed?? Are you depressed??” And I had to remind him that I was thirteen with a severe shoulder inure that hurt every time I breathed. Doctors will judge you based on how you look and how you present. It’s horrible, but it’s true. Present to them in the way that represents what they’d expect to see for your symptoms.
Whatever you do, don’t say anything (or send any snappy messages) that might be considered aggressive until you are absolutely, 100% positive you will never ever have to see them again. I’ve had a few doctors that said ridiculously horrible things to me. It’s tempting to send them a message about how shitty they’ve been or how much they’ve hurt you, but it won’t help. Shitty doctors have fragile egos and they don’t like to be challenged. They won’t take this well, and they’ll mark you as attention seeking, emotional, mentally unstable—you name it. When your other doctors call to ask questions about symptoms, etc, they’ll start talking shit, and everything gets complicated. This might sound dramatic to anyone who hasn’t seen it happen, but honestly, the medical system abuses emotion and mental illness to discard patients that aren’t afraid to advocate for themselves, and this is one of the least immoral ways they do it.
Remember that you don’t owe your doctors anything (except basic human decency). If they ask you to do something and you can’t or don’t want to, don’t. My psychiatrist was really fixated on me getting a light box to cure my depression. I did Not want to do that, so I didn’t. Sometimes, your doctors won’t move on to further treatment or tests until you try it, but most of the time you can say, “that’s not something I’m able to do right now. Let’s explore further options,” and they’ll move on.
Remember that learning to advocate for yourself takes years of practice. Just do your best, and try not to blame yourself for the ways you get mistreated. Therapy is the best investment I’ve ever made for this. It’s helped me learn how to advocate and how to process medical trauma.
Medication
For gods sake, take the as needed medication when you have a migraine or if you’re nauseous. Don’t punish yourself.
This might seem like a no brainer, but if you’re traveling and you’re going to take your medication bottles with you, put them in a ziplock bag. They will definitely open in your suitcase, and you’ll have to pick Levothyroxine out of your socks.
If a medication gives you icky side effects, tell your doctor and ask if there’s something that doesn’t do that. For me personally, it’s hard to find medication that works at all, so I often get stuck with things that make me feel like shit. But it doesn’t hurt to ask. Sometimes new medications come out or they dig up old ones.
Some medications come in dissolvable tablets or suppositories. They’re not fun, but if you have trouble swallowing pills, this is a good way to go. Again, communicate with your doctor about these things. I know that there are Scopolamine patches for nausea too. I’ve never used them before, but it might be worth looking into if need easy nausea relief.
All Things Wheelchair
Man, wheelchairs suck, but they’re also amazing. If you find yourself using one, you’ll encounter a steep learning curve.
If you’re not super buff when you first start, it’ll seem impossible to go up even a slight incline. Your arms will get stronger the more you move around, but it might take time. I eventually bit the bullet and started doing personal training. I’m lucky that I can afford it, and I know it’s not an option for everyone, but if you can, find a trainer who won’t saying anything shitty and who’s willing to accommodate. I worked with a queer-owned gym to find someone I was comfortable with. We do upper body strength training, and it gives me a chance to move my body more often. I still can’t go up big hills, but I feel infinitely more mobile. Give yourself time to adjust to the new strain on your body, even if you don’t do training for it. You’ll be sore in the beginning. Ice and heat will be your friends after long days. If your wrists start hurting a lot, you’re not wheeling correctly, and you should ask your doctor for a referral to PT or OT. Oh and your hands will be fucked for the first few weeks. I bought special wheelchair gloves to try to combat this, but it just made it harder for me to maneuver. Now I only use the gloves if it’s cold, if I’m going down hills, or in the rain/snow. (But seriously, if you’re going down steep hills, use traction gloves.)
Learn to pop a wheelie as soon as possible. It’s such a helpful skill. If you get good enough, you’ll be able to get up over single steps and traverse shitty pavement.
If your wheelchair has a cushion, then it has a cushion cover. Wash it.
Time for the grossest part: cutting hair out of your caster wheels. I hate this. I hate it so much. It’s fucking disgusting, but you have to do it. It’ll fuck up your wheels and make it harder to maneuver. Also it’s just gross to have all that nasty hair hanging out by your feet. Get yourself a long pair of thin scissors and cut all that hair out every week or every two weeks. If you don’t have long hair or live with people who have long hair, then you might be able to wait longer. You should also sanitize your hand rims while you’re at it. Hand sanitizer or Clorox wipes are great for this.
You’ll notice that it’s fucking impossible to carry shopping baskets or suitcases if you use a manual chair. Some people try to balance them on their laps or wedge them onto their footplates, but it’s pretty precarious. I got these weird peg things that attach to the frame. You can place a basket or your bag on it and still keep your hands free. Here’s the link for the ones I got, but it depends on your make and model, so do some research and call some different companies before buying anything. Also, make sure to measure the distance between the two sides of your frame to make sure a basket will be able to balance on the two pegs. Your frame might be too wide for this. Mine is, but I bought a special basket to take to the store that’s wide enough to reach across.
Lots of people will offer to push you. Some won’t even offer; they’ll just grab on and take you in whatever direction. It’s insanely invasive and dehumanizing. Don’t be afraid to put on your breaks if someone does this. I can stand and take small steps, so sometime I just get up and stare at them. You can also buy covers for your handles that have spikes so people can’t grab them. I know some wheelchair users who like it when people offer to push them. That’s good too! Take the help if you want it. Just remember to prioritize your safety and comfort. I had a big debate with another disabled person about whether it was infantilizing for someone to offer to hold open the door for us. I’m firmly on the side that they can offer, and I can say no, and they can listen, and then we can both appreciate the moment of shared humanity between us. They did not agree. Disabled people fight and disagree all the time because we’re not all carbon copies of each other. That’s okay! Just be respectful.
Getting a customized manual wheelchair was one of the single most stressful things I had to deal with. Insurance doesn’t like to pay for them because it’s about 3-12k, depending on the specifications and add-ons. But it’s also been the most liberating thing I’ve done since getting my mobility stripped from me. I’m not sure how it works for everyone, but I got a referral from my doctor to a custom wheelchair company. From there, they took measurements, discussed needs, and showed me different models. It’s going to be really really difficult to know what you want the first time. There’s a lot of different brands and customizations, so do your research and talk in depth with whoever’s making your chair. Ultra lite rigid frames are my favorite because they’re usually only 15-40 pounds, and the wheels can come off to make it even lighter. However, rigid frames don’t fold together in the middle like classic manual wheelchairs that you might find at a hospital or get at a rental company. They can be difficult to fit in the backseat of a car or in some trunks, so make sure to measure any cars you ride in regularly. Some people prefer to have tilted wheels so they can turn easier. Some people don’t want anything to do with that. Depending on your mobility and the people in your life, you might choose not to add push handles to your chair. I added some to mine because I often get dizzy, and it’s helpful to have handles in case I need someone to push me out of the crosswalk or into the shade. People who are highly independent and extremely strong might not want push handles because they won’t need help up steep hills. I like my handles a lot; however, my chair back is shorter than a standard wheelchair because it helps increase range of motion when I’m wheeling, so my push handles are lower than normal, and anyone who wants to push me has to hunch a bit to reach. Again, do your research and talk to your rep before making final decisions. Some companies will let you test out the chairs they have on hand to see what you like. It’s important to work with a wheelchair company you really like because you’re literally putting you life in their hands. I’ve had better luck with smaller, locally-owned companies, but you can’t always get referrals there, and not every town has them. Here’s my tip to you: Numotion sucks ass. Avoid them. My branch of Numotion seems to be an outlier; I’ve had really good experiences with them. But most of the time, its impossible to get ahold of anyone, their hours are few and random, and their customer service reps are rude. But! After you’ve completed your order form—gotten measurements and found customizations—they’ll submit it to insurance. This is the tricky part. I went through four appeals, before I got mine approved. Luckily, I had insurance through my mom’s job, and after the last appeal, her company told the insurance that they had to pay for it. This won’t be the case with everyone. Be diligent with your appeals. Have your doctors write specific, clear letters about why you need it, including information about all the customizations and add-ons. It’s likely that they’ll only pay for the base chair, and you’ll have to pay out of pocket for any extra things. Another note: most insurance companies will only pay for a new chair once every five years (if they approve the first one at all), so be sure that the chair you pick out will work for you for at least the next five and a half years.
I had an advisor in college tell me something devastating once: there is no AAA for wheelchairs. I’d broken a caster wheel and gotten stuck on a university sidewalk in 102 degree heat, and she was telling me about her own experiences getting stranded after one of her tires popped. She’s right; if you’re wheelchair breaks, you’re stuck wherever you are without any backup. Carry your phone with you. Tell your friends or family where you’re going before you leave. Familiarize yourself with the wheelchair repairs shops in your area. Sometimes places like bike shops will be able to help you fix smaller things. I always carry an Allen wrench with me in case I need to take a part off. And don’t worry; you’ll find that if something does go wrong, people are far more willing to help than you’d expect. One of the sculpture professors in the art department found me that day and went back to his workshop to get all his tools. He brought me water and sat in the sun while he tried to fix my wheel, and when he couldn’t, he offered to drive me wherever I needed to go. This man was a tenured professor with a prestigious MFA, and he was running late for a party where he was supposed to be handing out awards. You’ll find lots of good people when things inevitably go to shit.
Going along with the last point, your wheelchair will break, and you will have to send it into the shop to get repairs. If you can, invest in a cheap manual chair that you can use in emergencies. If you live with other people, you can buy a transport chair for cheaper, but you’ll need someone around to push you because it won’t have hand rims.
If you’re new to wheelchair use, give yourself space to feel all the emotions. When I first started, I had been using an office chair(!) to get around. My mom would push me from my bed to the bathroom and then back to bed while we waited to get a rental. I was so relieved when I got my own chair that I pushed everything else down. It took months to allow myself to be sad about all the things I couldn’t do anymore and be angry about all the inaccessible infrastructure that America has. Don’t push it down. Talk to a therapist or find people in the community to discuss it with. (If I choose to talk about my frustrations with friends, I always start with “I need to vent right now, and I’m grateful you’re willing to listen to me, but I’m not looking for any solutions to this at the moment,” or “can you give me some suggestions to work around these things that are frustrating me?” This gives my friends insight into what I need, instead of making them guess. It keeps us both from getting frustrated, and I highly suggest it, especially if you or your friends have trouble navigating social situations/expectations.)
Hand Controls
Hand controls are great option for your car if you’re unable to use your feet to drive. I got mine about a year back, but it was tricky and really confusing at first.
First thing you need to know: you can’t get hand controls without a prescription from a specialist. Usually a certain type of occupational therapist. You can look up driving rehab OTs in your area, but there aren’t many of them, and lots of the time you’ll have to drive several hours to see one. There’s usually a long wait list as well. (And of course, a lot of them don’t take insurance.)
If you’re able to find someone who’s certified, they’ll do an intake appointment and assess your physical abilities and needs. Sometimes, they’ll do the assessment and decide you aren’t fit to use hand controls. This can be for a multitude of reasons, including impaired mental cognition and slow reaction time, issues with hand or arm mobility, or there might be a better way to adapt a car for you. Again, it varies greatly on the person, and I’m not an OT, so I don’t know all the ins and outs. If you pass the assessment, and they view you got to drive with hand controls, you’ll be required to do a certain amount of training where you practice using different equipment. Some OTs will know what you need to use right away, and others will have you try different things out to see what fits best. There’s a lot of types of hand controls and a lot of adaptations that can be done to a car, so it really depends on the person. My training was only about 15 hours (plus independent driving practice), but it’ll depend on whether this is your first time ever driving, if you’ve driven without hand controls before, and if you have any other medical issues that might make it hard for you to adapt. Once you’ve completed the training and received your certificate from the OT, they’ll write a prescription to send to a shop that does specialty car adaptation. Kind of like wheelchairs, the shop you go to is very important. Ask your OT if they have any favorites in the area. Insurance never covers this, and some shops will way overcharge you if you’re not careful. My hand controls were about 3k out of pocket, but it was definitely worth it. It would’ve been a lot more to add other adaptations like a lift or a ramp, but sometimes you can buy used accessible vans for cheaper than adding it to your own car. Something to know: you’re usually able to turn your hand controls on and off. So if your friend needs to borrow your car, or you need to let a mechanic test drive it, you can disable to hand controls and allow someone else to use the foot pedals as normal.
Overall, it’s a very long, very expensive process, so plan ahead and be prepared to wait and pay.
Navigating Raising a Kid with Chronic Illnesses
I don’t have any kids, but my mom was my sole caretaker growing up, and I can offer you some of her thoughts. You have to remember that no matter what age your kid is, chronic illness is an impossible thing for them to deal with, and yet they have to deal with it anyways. Sometimes, there’s no good way to comfort a child who’s in 10/10 pain, or who’s about to undergo a life-altering procedure. All you can do is your best. Communicate. Offer support. Give affection. Make your love unconditional. I was a very angry teenager. I was angry with my mom that she couldn’t fix it, and I was angry with my doctors for the way they treated me. There were days where I would yell and sob and refuse to take my meds, and there where days where I would stare at the wall and not respond to anything. It drove my mom up the wall. She’s used to fixing things, and this was one of those things she couldn’t even help. I know she stills holds a lot of guilt for this, but she shouldn’t. She did her best. You’re doing your best too. You can’t fix everything. That being said, here are her suggestions:
Therapy, therapy, therapy. They might hate it, but some day, they’ll thank you. Remember that not every therapist is right for every patient. If your kid wants to switch to a different therapist, let them. It’s better than them sitting and not speaking the whole session.
Lots of kids with developing rare undiagnosed diseases will go through this vicious cycle where they get a new symptom, get sent to a specialist, get dismissed, and then develop a new symptom and start the process all over again. It’s not easy. My mom was a fan of throwing Pity Parties. Every once in a while, when the grind of it all started making us feel hopeless, she’d take me to the store and say, “pick out snacks and drinks. We’re going to throw a pity party, gorge on sugar, watch Lord of the Rings, feel bad for ourselves, and tomorrow, we’ll dust ourselves off and try again.” It helped. It was good to know that sometimes you can let life feel unfair, and it was even better to know that the next day it would be easier to try again.
A lot of being chronically ill as a kid is getting decisions stripped from you and having unexpected negative experiences. My mom would try to do spontaneous things every once in a while to remind me that not all surprises are bad. Instead of driving straight home after school one Friday, she took me to Starbucks without saying anything. After an MRI, she stopped at an art fair and let me pick out a necklace. We would go to the library after I spent the day in the hospital. Sometimes, she’d call my aunts while I was at school to come over and play card games on the weekends. And she was really big on giving me choices in everything. She never made me agree to new (non-lifesaving) treatment. Ever. If she really wanted me to do it, we’d talk it over and come to an agreement that made us both happy. Sick kids are forced into adulthood early; they know how to make calculated, logical decisions when needed. Let them be a part of their own healthcare. (They should also be given the chance to make rash, stupid decisions that have no bearing on their health.)
Keep track of everything. Doctors, meds, ER visits, PT exercises, diets they’ve tried for GI issues, everything about the surgeries they’ve undergone. Some day, you’ll need it. Or your kid will grow up into a chronically ill adult, and they’ll need it.
Talk to their school counselor about getting a 504 or IEP. Even if they’re not struggling. I was a super academically minded kid; I didn’t struggle to understand new concepts or complete homework correctly. But eventually it became hard for me to attend class and finish assignments. Having an IEP saved me. 504s are a lot easier to get (a lot less paperwork, less testing, less pushback from admin), but they’re not legally binding. If you want something concrete and all-encompassing, go for the IEP. IEPs are also really helpful when trying to get accommodations in college. You can also start with a 504 and switch to an IEP later. While we’re on the subject of school: remember that education is important, but school is not the end all be all of your child’s life. What should matter the most to you is that they end up safe and happy. I didn’t graduate high school; I took a proficiency test my junior year and dropped out. It was the best choice I could’ve made at the time, but it was still tough for my mom. I ended up going to college, and now I have a pretty solid job, but every kid will be different. Their mental and physical health is the most important. School is a huge huge huge stressor. Don’t make it harder for them than it already is.
Dating
God dating sucks enough on its own, but adding in chronic illness and disability just makes it a shit show. I don’t have a lot to offer on this other than you shouldn’t settle for anyone who doesn’t respect you, treat you with love and compassion, and accept every part of you for what it is. People will say rude shit. They’ll be nasty, fetishizing, infantilizing, dismissive. Some won’t be able to put up with all the things that come along with being ill. I sound like a broken record, but find a good therapist who can help you voice your needs and expectations clearly. Remember that you never have to go on a date if you don’t want to. Participate as you see fit. Throw it all out if you want.
I don’t have enough time to go into my tips for intimacy/sex and disability, but I’ll give you the highlights.
Communicate. Make it very clear what you’re able to do, what you’re interested in doing, and what you don’t want.
There are lots of ways to have sex. If you’re both having fun, being safe, and engaging consensually, then you’re doing it right. Don’t let abled bodied people tell you the way it should be done. There are lots of accessibility friendly toys to invest in, too.
As weird as it might sound, don’t be afraid to take breaks. Keep water near by. If you have POTS, keep salt or electrolyte tablets on hand. If you have to stop to vomit or go to the bathroom, don’t let it shame you. Go at your own pace and take care of your body.
Misc
Having seizures on a college campus: Most universities have a policy that if you lose consciousness while on campus, they have to call an ambulance. You are not required to ride in the ambulance. You can decline, and the paramedics will make you sign a form before leaving. If you’re still actively having seizures, then they’ll take you anyways, but you probably won’t be in any shape to try to decline. If you’re having seizures regularly, tell your professors. It’ll freak them the fuck out, so warn them ahead of time. It makes the whole thing a lot less awkward when you collapse in the aisle during a lecture. Related to that: communicate with your professors about all your accommodations and emergency health needs. They really honestly appreciate it when you talk to them about this stuff. Even if they have a big class and don’t remember you, it’s good to send them an email and introduce yourself. Hopefully, you’ve also talked to your college’s Disability Resource Center. If not, go do that. Now. (There’s a whole lot of shit that I have to say about campus accessibility and disability resource centers, but I’m not gonna go into it right now.) Also, wear your medical alert bracelet. I know they suck, but it sucks more for someone to be digging through your pants pocket while you’re seizing to try to find your wallet. And keep your emergency contact info pinned up somewhere in your dorm. I used to put mine on the fridge and point it out to my roommates at the beginning of term. It can take a while for RAs to pull yours up, so it’s best to make sure it’s easily accessible.
Remember that you do not function like a normal person. There is no wrong way to solve one of your problems. If you need to put a stool in your bathroom to sit at while you brush your teeth, do it. I got an extra tall stool to sit at while I cook at the stove because my wheelchair is too short. (Cooking in a wheelchair is another thing I could talk about forever.) If you need to wear a sleep mask on the bus because the light makes your migraine worse, do it. People can look at you funny all they want. Like I said, I rolled around my house in an office chair while I waited for a rental wheelchair. What I’m trying to say is find things that work and implement them, even if they’re non traditional.
Here’s what I pack in my bag for an ER visit: headphones, phone charger, book, zofran, Naproxen, water bottle, wallet with cash, socks, and sleep mask to block out the waiting room lights. If I’m expecting to be admitted, then I’ll pack more, but I try to keep it light if it’s just triage and a visit with the ER doctor. Sometimes I’ll stuff a granola bar or some almonds in there too.
My biggest tip for surviving hospital stays is to get out of your room (if possible). Go on walks around the unit. Some hospitals have little courtyards patients can sit in. If you’re in peds, go visit the rec room, even if it’s awkward. Their activities are usually meant for the younger kids, but it can be fun to connect with other people your age, and you’ll thank yourself later when you’re stuck in bed at 3am. Also, tell your friends to come visit you. Not everyone will be able to, but most people are happy to come hang out for an hour or two. It’ll help; I promise.
Clean your room every few weeks. Dear god, clean your room. I have trouble with executive functioning and finding energy to do housekeeping type stuff, but I get more depressed when my room is gross. So clean your room. Especially if you have hypersomnia/sleep excessively.
Don’t force yourself to use a pill organizer. I know everyone says it makes it easier, but I get overwhelmed when I have to refill it, and then I just don’t end up taking my meds. If it doesn’t work for you, don’t do it. If it does, then do it!
Don’t buy the self help books your therapist recommends unless you’re actually interested in reading them. It’ll just sit on your shelf and make you feel guilty for not being good enough.
Mental illness is tightly bound to physical illness. Try to be an active listener in your body. Sometimes, when I’ve been feeling really nauseous, my PSTD symptoms will get triggered over nothing, and it’ll frustrate the fuck out of me because it seems like it’s happening over nothing. I try to track when my emotional state is worse to see if it’s correlated to my physical symptoms. This helps curb the frustration and guilt. Sometimes it makes me dissociate more. It’s a balancing act. Just do your best.
Hobbies are so so so important. Make sure to give yourself time to work on them! And there are a million ways to adapt the activities you love if you’re having trouble, so don’t afraid to do some research. I know they have crochet hook grips for people with arthritis or loose grips, and there are super intense magnifying glasses for people who like to cross stitch and are having trouble seeing the tiny ass holes. I have a color blind friend who sends us pictures of paint to see if it’s the shade he wants. Very occasionally, you’ll come to the conclusion that there’s a hobby you can’t adapt. Let yourself be sad. I can’t hike anymore and it sucks. I can’t go tide-pooling either, and its not like if I just work really hard I’ll be able to do it some day. Life is shit, and sometimes you have to let things go. Be angry, be sad, tell people to fuck off if they try to turn you into inspiration porn, but also remember that there are lots of other cool things out there to try.
Going along with the hobby thing: take the time to learn ASL if you’re having trouble with your hearing or if you often go nonverbal. One of my friends had to get hearing aids last year, and we offered to learn with them, but they were hesitant because it feels like a non necessity to them. Something selfish that would take up all our time. If you think it’ll help, you should grant yourself the time to learn. Capitalism makes us think that we shouldn’t engage in activities unless we gain money or power from them, but that mindset will kill you. Your life will be infinitely easier if you learn ASL online with your partner or friends or siblings.
Look up Spoon Theory. It’s not a helpful metaphor for everyone, but most people in the community talk about it, so it’s good to be familiar with it.
Don’t be afraid to go out and find community! Find support groups, look up wheelchair sports if you’re into getting sweaty, brave the awkwardness of starting conversations with other patients in the clinic. I’m wholly and completely of the idea that humans are innately good. There are lots of interesting chronically ill/disabled people who’re looking for connection. Insurance companies and other medical entities rely on us feeling isolated, alone, and uniformed to continue making money and hold power. It’s important that we share with and support each other.
I know a lot of this is basic stuff, but it’s helpful to have reminders, and if you’re new to the whole song and dance, then it’s nice to get a sneak peak. There are a million things I didn’t get to, but this was what was on the top of my brain.
Also, I’m not the collective voice of every chronically ill person in the world. My experiences are not yours and they’re not everyone else’s. What works for me, might not work for you. Be kind.
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godsfavoriteasian · 2 days ago
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It's so funny to me how news anchors and a select few people on the internet thought, prisoners for whom healthcare is worse on the inside and so many of them are there because they committed crimes to afford themselves or loved ones medical aid are gone r*pe and kill Mangione over a healthcare ceo. These people are so out of touch.
And yes, him sharing his money is really kind and also an excellent move to show solidarity with everyone especially because so many people in there don't even have families.
The main stream media is controlled by eight different corporations who all peddle PR for the uber rich. It's no surprise that these journos spewing this malarkey have no class consciousness and want regular working class, poor and marginalized people to not have class consciousness.
But yeah, Luigi Mangione is a working class hero and folks in prison respect that he sniped and took out a healthcare CEO so every prisoner will protect him.
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