Tumgik
#financial and life skills literacy
Text
The F.A.L.L. List - August 22 - November 22
May I present: the FALL list! FALL is my latest seasonal booklist, short for Financial And Life-skills Literacy, which delightfully forms an acronym that matches the season! I really wanted to focus on developing my Being a Better Adult Skills this fall, so I made this short list to help keep me motivated on my quest! All of these were chosen because, according to reviews, recommendations from friends, and pre-existing booklists, they offer some tidbits of wisdom or advice on how to be a better adult (or human!).
Take Care of Your Type: An Enneagram Guide to Self Care by Christina S. Wilcox
Ascent of Money: A Financial History of the World by Niall Ferguson
The Best Investment Advice I Ever Received: Priceless Wisdom from Warren Buffett, Jim Cramer, Suze Orman, Steve Forbes, and Dozens of Other Top Financial Experts by Liz Claman
Rich Dad Poor Dad by Robert T. Kiyosaki
The Power of Habit: Why We Do What We Do in Life and Business by Charles Duhigg
The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing by Marie Kondo
Grit: The Power of Passion by Angela Duckworth
Bonus
Becoming Better Grownups: Rediscovering What Matters and Remembering How to Fly by Brad Montague
Books in orange font are those that I’ve already read during the challenge period (I started on August 22), and books in purple are ones I’m currently reading. I’m a bit late in posting this, but I’m closing it out on November 22nd, so I wanted to share while I still have a bit of time left with the list!
7 notes · View notes
kidsinnowadays · 10 months
Text
Empowering Independence: Teaching Life Skills for a Self-Sufficient Future
Explore the essential role of teaching life skills in nurturing capable and self-reliant individuals who are prepared for the challenges of adulthood.
As parents, one of our greatest responsibilities is to prepare our children for the journey into adulthood. Beyond academic achievements, fostering self-sufficiency and independence is essential. Teaching life skills equips children with the tools they need to navigate the challenges of the world with confidence. This article outlines the importance of teaching life skills and offers guidance on…
Tumblr media
View On WordPress
2 notes · View notes
kajmasterclass · 24 days
Text
youtube
0 notes
thewealthystatus · 5 months
Text
youtube
TODAY'S TOPIC: Discover a treasure trove of financial wisdom and intrigue with our carefully curated selection of 16 must-watch shows and documentaries on Netflix. Dive into the adrenaline-fueled heists of "Money Heist" and uncover corporate corruption in "Dirty Money." Explore the roots of the 2008 financial crisis in "Inside Job" and witness the triumph of the human spirit in "The Pursuit of Happyness." From the investment strategies of "Becoming Warren Buffett" to the societal impacts of "The Social Dilemma" and "The Great Hack," each title offers invaluable insights into wealth, risk, and resilience.
Delve into the world of financial fraud with "The China Hustle" and gain perspective on market collapse in "The Big Short." Uncover the dark realities of white-collar crime in "American Greed" and challenge consumerist ideals in "Minimalism." Examine economic inequality in "Capital in the Twenty-First Century" and confront the consequences of ambition in "Breaking Bad."
Witness the rise of American industry titans in "The Men Who Built America" and learn from the cautionary tale of "Fyre: The Greatest Party That Never Happened." Finally, ride the rollercoaster of Wall Street excess with "The Wolf of Wall Street" and glean wisdom from the Oracle of Omaha in "Becoming Warren Buffett."
From thrill-seeking adventures to introspective journeys, each recommendation offers a unique perspective on wealth, integrity, and the pursuit of happiness. Join us on The Wealthy Status as we unravel the mysteries of financial success and empower you to master the art of wealth-building. Let's unlock greatness together!
0 notes
wickedzeevyln · 6 months
Text
13 Essential Lessons in Financial Literacy that You Should Teach Your Children
“Maybe instead of getting upset over this make a teachable moment?” It would have been met with the classic response this-is-my-kid-it’s-none-of-you-business type of the answer, but on the contrary, it was received with an open mind as it stopped the lady from seething in anger over her child’s erratic behavior, “How?” “Teach him the value of money.” “Money doesn’t grow on trees!” That was my…
Tumblr media
View On WordPress
0 notes
Text
Rethinking Education: Why are we graduating from K-12 school so clueless.
In my journey through K-12 education in Southern California, I often found myself reflecting on the critical gaps in my learning experience. Looking back, I can’t help but wonder about the many valuable life lessons and practical knowledge that were conspicuously absent from my curriculum. These are the things I wish I had been taught in K-12. First and foremost, I believe that a well-rounded…
Tumblr media
View On WordPress
0 notes
lifeofprosperity · 11 months
Text
Explain to me why some people are rich but most are poor and what do I need to do to become wealthy
The distribution of wealth in society is influenced by a complex interplay of factors, and there isn’t a single explanation that applies universally. However, I can provide you with a general overview of some of the factors that contribute to this phenomenon: Income Inequality: Income inequality arises from differences in earnings. Factors such as education, skills, job opportunities, and luck…
View On WordPress
0 notes
wonnieaura · 7 months
Text
Tumblr media Tumblr media Tumblr media
Getting your life back in 2024 (leveling up to the max)
♫₊˚.🎧✩。
In 2024, leveling up your life involves a holistic approach to personal growth. Start by setting clear, achievable goals in various aspects of your life—career, relationships, health, and personal development. Cultivate a growth mindset, embracing challenges as opportunities to learn and improve.
1. **Define Your Goals:** Clearly outline what you want to achieve in different areas of your life. Break down larger goals into smaller, actionable steps.
2. **Continuous Learning:** Invest time in expanding your knowledge and skills. Read books, take courses, attend workshops, and stay curious about the world around you.
3. **Health and Wellness:** Prioritize your physical and mental well-being. Incorporate regular exercise, balanced nutrition, and sufficient sleep into your routine.
4. **Mindfulness and Self-Care:** Practice mindfulness to stay present and reduce stress. Incorporate self-care rituals into your routine, ensuring you take time for activities that bring you joy and relaxation.
5. **Build Strong Relationships:** Cultivate meaningful connections with friends, family, and colleagues. Invest time in building positive and supportive relationships.
6. **Financial Literacy:** Improve your financial knowledge and habits. Set a budget, save, and invest wisely to secure your financial future.
7. **Career Development:** Set professional goals, seek opportunities for growth, and stay adaptable in the ever-changing job market. Network and build a strong professional support system.
8. **Embrace Change:** Be open to change and view it as a chance for growth. Adaptability is a key skill in navigating life's uncertainties.
9. **Time Management:** Organize your time efficiently. Prioritize tasks, minimize distractions, and create a schedule that allows for both productivity and relaxation.
10. **Gratitude Practice:** Cultivate gratitude by reflecting on the positive aspects of your life. This mindset shift can enhance your overall well-being.
Remember, the journey of leveling up is ongoing. Regularly reassess your goals, celebrate your achievements, and stay committed to continuous improvement. As you evolve and grow, you'll find that your life becomes more fulfilling and aligned with your aspirations.
4K notes · View notes
tarot-by-e11e · 14 days
Text
PAC: What do you need to learn to love about yourself?
Tumblr media
Never forget to only take what resonates and leave what doesn't. This is a general PAC reading, so if the first pile you chose doesn't resonate with you, then maybe you're meant to read another pile.
(this is for entertainment purposes only)
.·:*¨ ¨*:·. •,¸,.·’ ‘·.,¸,•.·:*¨ ¨*:·.•,¸,.·’ ‘·.,¸,•.·:*¨ ¨*:·.
Tumblr media
Pile 1: Ace of Swords, 4 of Coins, 9 of Cups
You may feel like an outcast, Pile 1. You don’t think like other people. You might have also been scrutinized for being able to “work smart”, being told, “Why do we have to do it a new way when the old way still works?”. My dear Pile 1, you must learn to love your inner visionary. There’s nothing wrong with wanting to improve the current system of things. You sought to evolve and you hope by sharing your ideas, others can grow and move forward with you. You’re also able to see through the mess and create clarity for yourself. Embrace the parts of you that can naturally find ways of life more efficiently and cost-effectively.
Another great thing about you that deserves a whole lot of love is your practical approach towards financial literacy. Others might have called you stingy but they didn’t know you might have grown up in a place of lack. So you had promised yourself to work smart so that you won’t have to worry about how you’re going to afford to put food on the table, a roof over your head, and clothes on your back.
There’s nothing to be ashamed about knowing how to make money work for you. You have this natural ability to be wise and practical about your resources. Be proud that you know how to also be secure internally as well. Establishing healthy boundaries is a skill we all need yet not everyone learns. People call you guarded, I say you know that not everyone deserves to have access to you.
Finally, never shame yourself for being able to achieve your goals and dreams in life, pile 1. You should allow yourself to enjoy the fruits of your labor unapologetically. This is a rather hard pill to swallow for those with survivor’s guilt. Being able to become the person you’ve always wanted to be means those people you loved who didn’t evolve with you might get left behind. This makes it difficult for you to allow yourself to savor your success when you have loved ones who haven’t achieved their dreams yet.
As much as you want to be happy for them, you can’t make them achieve their success for them. They chose their way of life as you did yours. If your success bothers them, it’s not your responsibility to coddle and make yourself small for their comfort. So, if you feel you deserve to go on a solo vacation for your hard work, then go for it. If you want to move into your own apartment, go right ahead.
You have every right to use your money to whoever you see fit. You’ve worked hard to earn that, so treat yourself right with the fruits of your labor. Don’t apologize for that promotion. Never apologize for your happiness. You just need to remember one thing: you can’t control how others react to your success.
.·:*¨ ¨*:·. •,¸,.·’ ‘·.,¸,•.·:*¨ ¨*:·.•,¸,.·’ ‘·.,¸,•.·:*¨ ¨*:·.
Tumblr media
Pile 2: Moon, 9 of Swords, 4 of Swords
First of all pile 2, one thing you should learn to love about yourself is your intuition and your ability to easily see through the BS. Yup, I said it loud and clear. You see through the BS in people. They can’t lie to you, even to save their lives. Your intuition is a gift that helps you in any way that can help lead you into your highest good. Though it seems that pile 2 feels bad that you see through the superficial two-faced niceties among your peers. You might have experienced moments where you muttered under your breath, “I hope I’m wrong” only to be proven right yet again. Don’t you think it’s high time you should stop lying to yourself and embrace this amazing gift?
Another thing you should learn to love about yourself is knowing your limits and being able to give yourself the space to honor and validate your fears and anxiety. Don’t beat yourself up for being aware of what you can or cannot do because knowing your limitations means you can utilize whatever skills you have at hand that are to your advantage.
Also, not everyone is resilient enough to be able to hold space for their fears, anxiety, and insecurities without letting the aforementioned swallow them whole. You know yourself well enough that you need to be able to safely allow your feelings to be seen and validated for your and everyone’s good. You know what it’s like to be at the bottom, so you know that with your acquired knowledge backed by personal experience, you can help someone else ease through their own fears and anxiety.
Finally Pile 2, you need to stop feeling guilty about prioritizing your self-care and rest. You know what your body requires to be able to do your tasks every day. There’s nothing wrong with being able to listen to what your body needs intuitively. When you know you’re about to rest, you know yourself well enough that you need to pause, reassess, and re-strategize your approach moving forward.
You should also be proud of knowing how to protect your peace. Some people who call you selfish for putting yourself, down don’t like the fact that they can’t manipulate and abuse you to their advantage. The issue is with them, never with you. Knowing how to protect and defend yourself is something you should be proud of. You know your worth and you also know what you won’t tolerate. So, you shouldn’t fault and cave into to toxic societal norm of conforming to unrealistic and unethical double standards. Embrace your self-worth. Never feel bad about putting yourself first.
.·:*¨ ¨*:·. •,¸,.·’ ‘·.,¸,•.·:*¨ ¨*:·.•,¸,.·’ ‘·.,¸,•.·:*¨ ¨*:·.
Tumblr media
Pile 3: 5 of Swords, 10 of Coins, Justice
Hi Pile 3, what you need to learn to love about yourself is your conflict resolution skills. This pile feels like my eloquent speakers pile. Could also be my bookworm pile. With an extensive vocabulary and unfortunately growing up in a hostile environment, for the sake of your survival, you grew up having no choice but to be good at conflict resolution. I know it’s an odd thing to love about yourself but another great thing that you should learn to love about yourself is you know when to stand firm and fight, if necessary.
Like, if diplomacy is useless, you’re ready to take the offensive approach. But this has always been your last resort. Knowing what it’s like to grow up in a chaotic environment if you had a choice, you would avoid recreating that childhood chaos in your current adult life. You’d exhaust all diplomatic approaches before you’re forced to take the offensive stance. That’s one of the many things about you that deserves to be loved and appreciated.
What you need to learn to love about yourself is your legacy/roots/ancestry, pile 3. This could also be my POC / mixed race / immigrant pile. It sort of makes sense why you’re a bit iffy about your lineage, especially if you’re mixed race because you might have been bullied when you were younger. So, it’s a bit tricky to love a part of you that your immediate environment teased/bullied/ostracized you for.
You must have dealt with a whole plethora of traumatic stories because you don’t look like most people around you. There’s nothing wrong with being different. There’s nothing wrong with being an immigrant. There’s nothing wrong about being of mixed race. You are beautiful/handsome/lovable just the way you are. The issues is never with you so never shame yourself for your lineage. You deserve love, respect, and happiness for simply existing.
Finally, don’t feel bad about being honest and holding others accountable. There’s nothing to be ashamed of when you are upholding your integrity. You should learn to love the parts of yourself that cannot stand injustice. You have this natural instinct to defend the powerless and speak for the silenced. Not everyone is brave enough to fight for their beliefs and the rights of others. Your need for truth is quite remarkable. So never feel bad about not being a good liar. It just means you don’t see the point of lying to someone.
In this age where manipulation and mental games are being praised as “owning your power”, people, like you pile 3, are rarer than black opals in a Pacific ocean full of diamonds. So never let anyone bully you into conforming to this mental gymnastics just to be accepted/in a relationship. People who are meant to be in your life don’t have to be lied to in order for them to want to be with you. You can only keep someone that wants to be kept.
.·:*¨ ¨*:·. •,¸,.·’ ‘·.,¸,•.·:*¨ ¨*:·.•,¸,.·’ ‘·.,¸,•.·:*¨ ¨*:·.
Tumblr media
Pile 4: 10 of Cups, Page of Wands, King of Cups
From what I can pick up for you pile 4 is that you should be proud that you came from a loving home. I know, it kind of sounds like too much of a flex. To have been able to grow up in a loving environment while your peers grew up in chaotic and traumatic environments tends to leave a heavy guilt in your heart. A part of you feels bad that you can’t relate to having a crappy childhood because your parents actually did the work and healed together so that you can have a happy childhood.
So… whenever your friends or peers open up about how they feel unloved and unappreciated at home then they ask you about your childhood, you must have lied to avoid putting salt in their wounds. I understand the need for camaraderie but you shouldn’t feel bad about having come from a loving family. If your friends are okay with this suggestion, why not invite them over? Ask your family if they can be more understanding and considerate towards your friends. To be an example that not all adults are bad.
Another interpretation of this card is to be proud of your happiness. Don’t feel bad that you actually have a loving partner while your friends are still single. Don’t be ashamed of being seen with your significant other. It’s not like you’re intentionally making your single friends jealous whenever you answer their questions about your love life.
You should be unapologetically proud of your happiness, especially when you know you did nothing wrong. Why apologize for your happiness when everyone wants to be happy, in some shape or form? Also, consider this as a word of caution, if someone around you isn’t happy for your happiness, best to cut ties with them. It’s not wise to be around someone who doesn’t know how to be happy for the happiness of others. This doesn’t just involve relationships, this can also be applied to promotions, achievements, and awards.
Something about yourself that deserves more love pile 3 is your cheerful disposition and adventurous spirit. It’s not shameful to be able to see the silver lining. It’s not bad to be able to see the good in people. With how our world is in constant chaos and peril, we need people like you who haven’t lost hope for a better and brighter future.
So never feel bad about being perceived as naïve when you’re simply not projecting your bad experiences to the new people you meet in your life. What’s so bad about still being able to be excited about the glimmers in life? There’s nothing to feel bad about being able to cater and nurture your inner child. So never let the world shame you for never giving up hope.
Finally Pile 4, you should learn to love your natural inclination for diplomacy. Knowing when to listen to your heart or when to lead with your head is such a life-changing and valuable ability that majority of us are constantly learning to master day by day. You might have been told that you’re so mature and wiser than your age, which might have been internalized as this insatiable need to always be reliable and dependable. At times, it might feel like such a burden at times; to always be the person everyone relies on.
So… since you are aware of the weight of the responsibility of being the reliable person for everyone, you should use your ability of discernment to decide a schedule on when will you entertain request for counsel for those who need you. You know what your needs are, and you also know that you need to be able to live a balanced life to be of service to others. So, learn to be okay with putting yourself first so that you can help others better in a later date.
.·:*¨ ¨*:·. •,¸,.·’ ‘·.,¸,•.·:*¨ ¨*:·.•,¸,.·’ ‘·.,¸,•.·:*¨ ¨*:·.
Please do let me know how you resonate with your pile in the comment section below.
Thank you so much for looking through my PAC.
Tagging my personal account: @e11e27 as a reminder.
277 notes · View notes
hadesoftheladies · 2 months
Text
why you should have hope for separatism:
-this is one of the first times in history where women en masse are educated and (are expected to) participate in the working class which means now more than ever women are better equipped to take care of their own financial needs (even with all the tradwife influencers, not many women will be able to convert because house-wifery is strictly limited to the upper-class, which is shrinking more and more, so most women will always have to work anyways, and most women see this! even the ones that joke about being housewives/strippers are serious about their careers!)
-separatism is mostly non-action. it is strategic non-interaction with men or male media which makes it extremely accessible and easy to replicate across cultures. it removes women from exploitative relationships with men. this means the only thing you need to do to convince women to become separatists is attack the idea that their lives will be unfulfilled without men. and more women and girls are embracing that culture simply because of their experiences (and access to education)!
-late stage capitalism and the rise of blatant misogyny men display is radicalizing women. which means more and more women are open to living together and raising children together romantically/platonically. (literally every woman i've talked to who's unmarried lives with their parents or wants to live with women because men are genuinely an unattractive option--thank you men for showing your asses <3)
-the internet and globalization positions women from all over the world to share their experiences (and we have many shared experiences), which means consciousness-raising has never been faster or easier or more powerful!
-men and boys are failing and dropping out of school way more than women and girls which means that women and girls are on the way to dominating academia and relevant industries! women will make up more of the skilled workers in future job markets which means that women who are educated now will likely be better off and more pursued financially than men. women's influence in society is increasing! think about it. as much as male violence is increasing, male literacy and competence and skill is DECREASING (even nepotism or sexism will not be enough to fix that problem because hiring men will still result in profit losses and other financial inconveniences). in short, male culture is killing men!
-resistance to pornography and understanding the evils of pornography are also increasing. awareness of male violence is increasing!
please read more literature on separatist strategies and don't think whatever is happening on tiktok/IG is how all women think. most women irl are not stupid enough to trade in their jobs for prostitution because women don't actually want that. many women i've talked to in real life also don't want children (in these conditions or at all)! they aren't radfems but they still have self-preservation instincts and intelligence!
there is literally so many ways we can use the current sociopolitical climate to our advantage. it is too early to give up. like wayyyy to fucking early.
399 notes · View notes
theereina · 2 months
Text
🦋 THAT GIRL CHALLENGE 🦋
••••••••••••••••••••••••••••••••••••••••••••
Start a daily gratitude journal to cultivate a positive mindset.
Practice mindfulness meditation for at least 10 minutes each day.
Set specific, achievable goals for yourself in all areas of your life.
Read a self-improvement book or listen to a motivational podcast each week.
Create a budget and track your expenses to improve your financial literacy.
Take a new fitness class or try a different workout routine to stay active and healthy.
Volunteer your time to a cause you're passionate about.
Practice self-care regularly, whether it's through skincare, baths, or relaxation techniques.
Develop a morning routine that sets a positive tone for your day.
Learn a new skill or hobby that interests you, such as painting, cooking, or coding.
Practice forgiveness and let go of grudges or resentments from the past.
Surround yourself with positive, supportive people who uplift and inspire you.
Start a savings account or investment portfolio to secure your financial future.
Practice assertiveness and boundary-setting in your relationships.
Spend time in nature to recharge and reconnect with yourself.
Take a solo trip to explore new places and gain independence.
Eat a balanced diet with plenty of fruits, vegetables, and whole grains.
Schedule regular check-ups with your healthcare providers for preventive care.
Practice saying "no" to obligations or activities that drain your energy.
Explore different forms of spirituality or connect with your spiritual beliefs.
Declutter your living space to create a more organized and peaceful environment.
Practice random acts of kindness to spread positivity in your community.
Learn to manage stress through techniques like deep breathing or progressive muscle relaxation.
Attend workshops or seminars to continue learning and growing personally and professionally.
Set aside time for creative expression, whether it's through writing, drawing, or crafting.
Practice self-reflection to identify areas for growth and improvement.
Cultivate a mindset of abundance and gratitude rather than scarcity and fear.
Set boundaries around technology use to prioritize real-life connections.
Experiment with different styles and fashion choices to express your unique personality.
Create a vision board to visualize your goals and aspirations.
Practice self-compassion and treat yourself with kindness and understanding.
Explore your passions and interests to find what truly lights you up.
Develop a morning or evening skincare routine to care for your skin.
Take up a regular exercise routine, whether it's yoga, running, or weightlifting.
Practice effective communication skills to express yourself clearly and assertively.
Set aside time for hobbies and activities that bring you joy and fulfillment.
Invest in experiences rather than material possessions for long-lasting happiness.
Foster gratitude by expressing appreciation for the people and things in your life.
Practice forgiveness, both towards others and yourself, to release negative emotions.
Engage in acts of self-love, such as positive affirmations and pampering sessions.
Cultivate a sense of curiosity and wonder by exploring new ideas and perspectives.
Invest in your education and personal development through courses or workshops.
Practice empathy and compassion towards others, seeking to understand their perspectives.
Practice mindfulness in everyday activities, such as eating and walking.
Set realistic expectations for yourself and celebrate your progress along the way.
Surround yourself with supportive friends and mentors who encourage your growth.
Create a financial plan to save for future goals, such as buying a home or traveling.
Practice gratitude by keeping a daily journal of things you're thankful for.
Take time to relax and recharge by engaging in activities you enjoy.
Reflect on your values and priorities to ensure your actions align with your true self.
180 notes · View notes
kidsinnowadays · 10 months
Text
6 Ways to Instill Strong Money Management Skills in Your Children
Discover effective methods to teach your kids the value of money and equip them with essential financial skills for a successful future. #FinancialResponsibility #MoneyManagementSkills #ParentingTips #TeachingKidsAboutMoney
Teaching children about money management is a crucial life skill that sets the foundation for financial well-being in adulthood. By instilling strong money management skills early on, parents can empower their children to make informed financial decisions and develop healthy financial habits. This article outlines six effective ways to help your children develop sound money management skills. 1.…
Tumblr media
View On WordPress
0 notes
valorascult · 3 months
Text
⋆.˚✮ Mental Glow Up Tips ✮˚.⋆
When we hear the words “glow up” - many of us automatically think about our appearance, not understanding that a glow up is internal and external. Too often we neglect our mental state and stay stagnant; repeating the same cycle our whole lives. It’s important to practice mindfulness and stay in the present moment so we are able to be fully aware of our thoughts / actions to reduce stress and increase mental clarity. Taking care of our mind is a large component to self-care, if not, the most important.
Below are a few exercises & knowledge ideas to practice.
Write down all the old habits the new you wouldn’t carry & write how you will replace them - what new / more self fulfilling habits will you now include into your daily life
Focus on reading one book a month. This can be about anything you wish. Reading will help you expand your vocabulary & literary skills , lower stress levels, improves your sleep if you read before bed, improves memory & can give you the confidence to speak with others about topics you might’ve stayed silent about prior to reading.
Stay up to date on global changes. You don’t have to know everything going on but its important to know at least 3 big events currently happening. When you go to gatherings and people are speaking on global events, you will have the courage and knowledge to also pitch in. Don’t be the one sitting in the corner clueless.
Aquire a mentor. It’s important to have a guide in your life, why not make it easier with someone likeminded and encouraging? You never know where this connection may lead, this will always open new doors for you. Don’t be afraid to ask questions & share ideas. A mentor is able to provide you unbiased advise from their previously acquired knowledge + hold you accountable.
Start learning a new skill that most people wouldn’t expect you to have. This allows you to be more interesting from some else’s pov. This doesn’t mean acquire a skill you normally wouldn’t care for just to be ‘cool’ - but rather, acquire a skill you’ve been wanting to achieve for a while that you probably haven’t told many people about. Pick a niche topic.
Listen to informational podcasts - this improves your overall listening skills and feeds you valuable information at the same time.
I know it’s talked about 24/7 but STOP procrastinating. That goal you have set a year from now? How can we now make that achievement in 6 months? Every day you should be working towards something. Too often we fill our days with things we believe are getting us somewhere (cooking, cleaning, running quick errands, etc;) when in reality those activities are simply getting you by - these are already set in stone chores you are going to do regardless. What is your goal? How can you break down your goals on paper to achieve things each week instead of each month?
Learn financial literacy - you should have control and understand your finances. When it comes to money, you should have confidence. This equips you with knowledge to make informed decisions.
I could write around 20 more tips but I will keep it at the basics. Don’t overstimulate yourself, reward yourself for achievements - you don’t have to be strict but don’t slack either xoxo.
Tumblr media
134 notes · View notes
expulence · 9 months
Text
LIFE-CHANGING ways to UPGRADE/ LEVEL UP your life (and they don't cost money)⬆️
It's often assumed that the road to living the luxe life is paved only with the most potentially bankrupting investments. However, that is not entirely true, dare I say not even mostly true. Many of the investments one has to make in order to improve their quality of life and socio-economic standing require a currency not found in purses, savings accounts or piggy banks. They often require time and effort, and funnily enough, this is where most people fall off. Even in this economy it is easier to throw money 💸 at the problem than it is to dedicating time⏳and consistent effort over the long term, but that has to change if you wish to flourish.
So, here are some financially free, but effort-wise expensive ways to glow up holistically:
Reading - A one-stop shop for improved vocabulary, communication & conversation skills as well as improved imagination.
Journaling - An amazing way to organize and track problems, concerns and fears.
Daily walks -  Offer many benefits including improved cardiovascular fitness and increased metabolism.
Decluttering - Provides you with clarity & space for what matters both physically and mentally.
Budgeting - Is the backbone of financial literacy and sound money management.
Meditating - The best first step to becoming more present and reducing unnecessary stress.
Change your attitude - It can better your psychological and physical well-being.
Goal tracking - A tried and true way to keep yourself accountable for your progress
Learn a new skill -  To challenge yourself and boost your confidence by encouraging you to become a multilayered person.
Practice good penmanship - An unexpectedly good way to stimulate brain activity and decrease learning obstruction.
In order for any of these tips to work, you have to, first.💯
If you don't go get it, you won't have it💫
Tumblr media
119 notes · View notes
softpine · 10 months
Text
Tumblr media
The rules are simple! Tag people and name a character you want to know more about! If you want to let the person you tagged decide who to showcase, then don’t name a character and they can pick somebody. Easy! The person who is tagged will then bold the remarks below which apply to their character &, if they want to, include a picture with their reply!
tagged by @earthmoonz and @wrixie 💖💖 i think i did this a million years ago for the main characters so here's one for coco because i'm nothing if not predictable
[ PERSONAL ]
$ Financial: wealthy / moderate / poor / in poverty
✪ Class or Caste: upper / middle / working / unsure / other (she grew up pretty poor, then got a huge influx of money at 18-21, then lost it and now she's living paycheck to paycheck while paying off debt, sooo idk.)
✚ Medical: fit / moderate (she works out and eats well but she has some health problems) / sickly / disabled / disadvantaged / non applicable
✔ Education: qualified / unqualified / studying / other
✖ Criminal Record: yes, for major crimes / yes, for minor crimes (no jail time, just probation) / no / has committed crimes, but not caught yet / yes, but charges were dismissed
[ FAMILY ]
◒ Children: had a child or children / has no children / wants children (she doesn't even trust herself to take care of a pet)
◑ Relationship with Family: close with sibling(s) / not close with sibling(s) (she has siblings that she never lived with & didn't see often, but she's very close to the ones she grew up with) / has no siblings / sibling(s) is deceased
◔ Affiliation: orphaned / adopted / disowned / raised by birth parent (she was primarily raised by her mom but her dad has always been in her life too) / not applicable
[ TRAITS + TENDENCIES ]
♦ extroverted / introverted / in between
♦ disorganized / organized / in between
♦ close minded / open-minded / in between
♦ calm / anxious / in between (she gives off a chaotic energy but inside she's pretty calm)
♦ disagreeable / agreeable / in between
♦ cautious / reckless / in between
♦ patient / impatient / in between
♦ outspoken / reserved / in between
♦ leader / follower / in between
♦ empathetic / vicious bastard / in between (she comes across as mean, but it's really just her way of keeping people away)
♦ optimistic / pessimistic / in between
♦ traditional / modern / in between
♦ hard-working*** / lazy / in between
♦ cultured / uncultured / in between / unknown (she grew up in los angeles and she's traveled quite a bit for work but not really outside the US. she reads the news as much as the average person)
♦ loyal*** / disloyal / unknown
♦ faithful / unfaithful / unknown
[ BELIEFS ]
★ Faith: monotheist / polytheist / atheist / agnostic (she believes in god she just doesn't follow any religion in particular)
☆ Belief in Ghosts or Spirits: yes / no / don’t know / don’t care
✮ Belief in an Afterlife: yes / no / don’t know / don’t care
✯ Belief in Reincarnation: yes / no / don’t know / don’t care
❃ Belief in Aliens: yes / no / don’t know / don’t care
✧ Religious: orthodox / liberal / in between / not religious
❀ Philosophical: yes / no
[ SEXUALITY & ROMANTIC INCLINATION ]
❤ Sexuality: heterosexual / homosexual / bisexual / asexual / pansexual
❥ Sex: sex repulsed / sex neutral / sex favorable / naive and clueless
♥ Romance: romance repulsed / romance neutral / romance favorable / naive and clueless / romance suspicious (she's not looking for it right now)
❣ Sexually: adventurous / experienced / naive / inexperienced / curious
⚧ Potential Sexual Partners: male / female / agender / other / none / all (depends if it's for content or just for fun)
⚧ Potential Romantic Partners: male / female / agender / other / none / all
[ ABILITIES ]
☠ Combat Skills: excellent / good / moderate / poor / none (she's literally never been in a fight, she's all talk)
≡ Literacy Skills: excellent / good / moderate / poor / none
✍ Artistic Skills: excellent / good / moderate / poor / none
✂ Technical Skills: excellent (strong problem solving & puzzle skills. also she can build the shit out of ikea furniture lol) / good / moderate / poor / none
[ HABITS ]
☕ Drinking Alcohol: never / special occasions (she's not a drinker, she'll have half a beer at a party just to have something in her hands) / sometimes / frequently / Alcoholic
☁ Smoking: tried it / trying to quit / quit / never / rarely / sometimes (she vapes) / frequently / chain-smoker
✿ Recreational Drugs: never (as of this year) / special occasions / sometimes / frequently / addict
✌ Medicinal Drugs: never / no longer needs medication / some medication needed / frequently (daily, prescribed) / to excess
☻ Unhealthy Food: never / special occasions / sometimes / frequently / binge eater
$ Splurge Spending: never (she's gotten extremely good at saving money, anything expensive that she buys has a justification) / sometimes / frequently / shopaholic
♣ Gambling: never / rarely / sometimes / frequently / compulsive gambler
i scrolled through my dash for a second and saw a bunch of people doing this so idk who has & hasn't done it yet. if you read this, tag you're it :)
83 notes · View notes
nikatyler · 4 months
Text
Tumblr media
Moss in Detail
Did Ross the last time, now I'm doing his descendant with the name that rhymes because YES GREEN GEN IS COMING SOON IT'S IN THE QUEUE LETSFUCKENGOOOO
[ PERSONAL]
Financial: wealthy / moderate/ poor / in poverty
Medical: fit/ moderate / sickly / disabled / disadvantaged / non applicable
Class or Caste: upper/ middle / working / unsure / other
Education: qualified / unqualified / studying / other
Criminal Record: yes, for major crimes / yes, for minor crimes / no / has committed crimes, but not caught yet/ yes, but charges were dismissed
[ FAMILY]
Children: had a child or children / has no children / wants children
At the point where I am in the save at least, yes. Where we've left off on the blog...she just became a child or a teenager, didn't she? 😅
Relationship with Family: close with sibling(s) / not close with sibling(s) / has no siblings/ sibling(s) is deceased
Affiliation: orphaned / adopted/ disowned/ raised by birth parent/ not applicable
[ TRAITS + TENDENCIES]
extroverted / introverted /in between
disorganized / organized/ in between
close minded / open-minded / in between
calm / anxious / in between
disagreeable / agreeable/ in between
cautious/ reckless / in between
patient / impatient / in between
outspoken/ reserved / in between
leader / follower /in between
empathetic / vicious bastard / in between
optimistic / pessimistic / in between
traditional / modern / in between
hard-working/ lazy / in between
cultured / uncultured / in between / unknown
loyal / disloyal / unknown
faithful / unfaithful / unknown
[ BELIEFS ]
Faith: monotheist / polytheist / atheist/ agnostic
Belief in Ghosts or Spirits: yes / no / don’t know / don’t care
Belief in an Afterlife: yes / no / don’t know / don’t care
Belief in Reincarnation: yes / no/ don’t know / don’t care
Belief in Aliens: yes/ no / don’t know / don’t care
Religious: orthodox / liberal / in between / not religious
Philosophical: yes / no
[ SEXUALITY & ROMANTIC INCLINATION ]
Sexuality: heterosexual / homosexual / bisexual / asexual / pansexual
Sex: sex repulsed / sex neutral / sex favorable / naive and clueless
Romance: romance repulsed / romance neutral / romance favorable / naïve and clueless / romance suspicious
Sexually: adventurous / experienced / naive / inexperienced / curious
Again, I'd say at the point where I am in the save, she has the experience, however I think most of her life inexperienced would describe her better. She's not like a sex goddess or anything. And I'm cringing again 💀
Potential Sexual Partners: male /female / agender / other / none / all
Potential Romantic Partners: male / female / agender/ other / none / all
[ ABILITIES ]
Combat Skills: excellent / good / moderate / poor / none
Literacy Skills: excellent/ good / moderate / poor / none
Artistic Skills: excellent / good/ moderate / poor / none
Technical Skills: excellent / good / moderate / poor/ none
[ HABITS ]
Drinking Alcohol: never / special occasions / sometimes/ frequently / alcoholic
Smoking: tried it / trying to quit / quit / never / rarely / sometimes / frequently / Chain-smoker
Recreational Drugs: never / quit / special occasions / sometimes / frequently / addict
Medicinal Drugs: never / no longer needs medication / some medication needed / frequently / to excess
Unhealthy Food: never / special occasions/ sometimes / frequently / binge eater
Splurge Spending: never / sometimes / frequently / shopaholic
Gambling: never / rarely / sometimes / frequently / compulsive gambler
33 notes · View notes