#finance for beginners

[realestateinvesting001]

How to Use Your Intuition for Smarter Financial Decisions: Trust Your Gut in Money Matters 💡💰

We all know that numbers, data, and facts play a huge role in making financial decisions, but did you know your intuition can be just as powerful? 🤔 Intuition, that gut feeling or inner wisdom, can guide you to make better choices with your money. Whether you’re investing, budgeting, or just figuring out what to buy, trusting your intuition can lead you toward smarter financial decisions. So,…

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about Investing for Beginners

Fundamentals of investing:

What’s the REAL Rate of Return on the Stock Market?

Do NOT Make This Disastrous Beginner Mistake With Your Retirement Funds

The Dark Magic of Financial Horcruxes: How and Why to Diversify Your Assets

Dafuq Is Interest? And How Does It Work for the Forces of Darkness?

Booms, Busts, Bubbles, and Beanie Babies: How Economic Cycles Work

When Money in the Bank Is a Bad Thing: Understanding Inflation and Depreciation

Investing Deathmatch series:

Investing Deathmatch: Managed Funds vs. Index Funds 

Investing Deathmatch: Traditional IRA vs. Roth IRA 

Investing Deathmatch: Investing in the Stock Market vs. Just… Not 

Investing Deathmatch: Stocks vs. Bonds 

Investing Deathmatch: Timing the Market vs. Time IN the Market

Investing Deathmatch: Paying off Debt vs. Investing in the Stock Market 

Investing Deathmatch: What Happens in a Bull Market vs. a Bear Market 

Now that we’ve covered the basics, are you ready to invest but don’t know where to begin? We recommend starting small with micro-investing through our partner Acorns. They’ll round up your purchases to the nearest dollar and invest the change in a nicely diversified portfolio of stocks, bonds, and ETFs. Easy as eating pancakes:

Start saving small with Acorns

Alternative investments:

Small Business Investing: A Kinder, Gentler Alternative to the Stock Market 

Bullshit Reasons Not to Buy a House: Refuted

Investing in Cryptocurrency is Bad and Stupid

So I Got Chickens, Part 1: Return on Investment

Twelve Reasons Senior Pets Are an Awesome Investment 

How To Save for Retirement When You Make Less Than $30,000 a Year

Understanding the stock market:

Ask the Bitches Pandemic Lightning Round: “Did Congress Really Give $1.5 Trillion to Wall Street?”

Season 3, Episode 2: “I Inherited Money. Should I Pay Off Debt, Invest It, or Blow It All on a Car?” 

Money Is Fake and GameStop Is King: What Happened When Reddit and a Meme Stock Tanked Hedge Funds

Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?”

Wait… Did I Just Lose All My Money Investing in the Stock Market?

Season 4, Episode 1: “Index Funds Include Unethical Companies. Can I Still Invest in Them, or Does That Make Me a Monster?” 

Retirement plans:

Dafuq Is a Retirement Plan and Why Do You Need One?

Procrastinating on Opening a Retirement Account? Here’s 3 Ways That’ll Fuck You Over

How to Painlessly Run the Gauntlet of a 401k Rollover

Ask the Bitches: “Can I Quit With Unvested Funds? Or Am I Walking Away From Too Much Money?”

Workplace Benefits and Other Cool Side Effects of Employment

You Need to Talk to Your Parents About Their Retirement Plan

Season 4, Episode 5: “401(k)s Aren’t Offered in My Industry. How Do I Save for Retirement if My Employer Won’t Help?” 

Got a retirement plan already? How about three or four? Have you been leaving a trail of abandoned 401(k)s behind you at every employer you quit? Did we just become best friends? Because that was literally my story until recently. Our partner Capitalize will help you quickly and painlessly get through a 401(k) rollover:

Roll over your retirement fund with Capitalize

Recessions:

Season 1, Episode 12: “Should I Believe the Fear-Mongering about Another Recession?”

There’s a Storm a’Comin’: What We Know About the Next Recession

Ask the Bitches: How Do I Prepare for a Recession?

A Brief History of the 2008 Crash and Recession: We Were All So Fucked

Ask the Bitches Pandemic Lightning Round: “Is This the Right Time To Start Investing?”

[coven-of-genesis]

3 tarot spreads for career & finances

Here are three tarot spreads specifically designed for career and finances:

Career Path Spread: This spread helps you gain insight into your career path, explore your strengths, and uncover potential opportunities for growth and advancement.Card 1 (Current Situation): Represents your current career situation and where you stand. Card 2 (Strengths and Skills): Reveals your unique strengths and skills that can contribute to your career success. Card 3 (Challenges): Highlights the major challenges or obstacles you may face in your career. Card 4 (Opportunities): Indicates potential opportunities or areas of growth in your career. Card 5 (Advice): Provides guidance and advice on how to maximize your career potential. Card 6 (Outcome): Shows the potential outcome or direction of your career if you continue on your current path.

Financial Outlook Spread: This spread focuses specifically on your financial situation, providing insights into your current finances and offering guidance on how to improve your financial well-being.Card 1 (Current Financial Situation): Represents your current financial state and where you stand. Card 2 (Income): Reveals factors or influences affecting your income and financial stability. Card 3 (Expenses): Highlights areas where you may be overspending or potential financial drains. Card 4 (Savings and Investments): Provides insights into your savings habits and investment opportunities. Card 5 (Financial Challenges): Indicates the major challenges or obstacles you may encounter in your finances. Card 6 (Advice): Offers guidance and advice on how to improve your financial situation. Card 7 (Outcome): Shows the potential outcome or direction of your finances if you follow the given advice.

Decision-Making Spread: This spread is useful when faced with a specific career or financial decision, helping you weigh the pros and cons and make a more informed choice.Card 1 (Current Situation): Represents your current career or financial circumstances. Card 2 (Options): Reveals the available options or choices you have. Card 3 (Pros): Highlights the positive aspects or potential benefits of each option. Card 4 (Cons): Indicates the negative aspects or potential drawbacks of each option. Card 5 (Advice): Provides guidance and advice on which option may be the most beneficial. Card 6 (Outcome): Shows the potential outcome or consequences of each option.

Remember, tarot readings provide guidance and insights, but the final decisions and actions are ultimately up to you.

These spreads serve as tools to explore your career and financial situations further and make more informed choices.

[clubeso]

Quick Money Reading Tarot Spread

Spiritual & Occult PDF guides available for download.

[titumizan]

Make Money Online

[cryptomadesimple]

💡 What Is Market Cap in Crypto? And Why Does It Matter?

You’ve probably seen “market cap” next to every coin… but what does it really mean? 🤔

✅ Market Cap = Price × Circulating Supply 🔹 Example: If a coin is worth $2 and there are 10 million coins, market cap = $20 million. 🔹 High market cap = more established, less volatile. 🔹 Low market cap = more potential growth (but higher risk).

🚨 Don’t judge a coin by price alone! A coin can be $0.10 and STILL have a larger market cap than a $10 coin.

📩 Want help comparing coins by market cap? Drop a comment! 🔁 Reblog if this helped clear things up!

[theblockdrop]

📡 Your Crypto Speed Feed – This Week in Crypto (March 31, 2025)

👋 Welcome to your weekly drop, Blockchain Believers. Here’s what’s been lighting up the radar this week:

1️⃣ Bitcoin Passes $100K (Again) 🚀

Following ETF inflows and fresh institutional demand, Bitcoin reclaimed six figures this week. Some say it's just the beginning—others fear a correction is coming. 📉 Hot or not?

2️⃣ Solana Meme Coin Frenzy 🐶

Tokens like $WIF and $BONK surged as Solana-based meme coins trend across Twitter & Telegram. Are you in on the hype or steering clear?

3️⃣ BlackRock Eyes Ethereum ETF 👀

Rumors are swirling that BlackRock is prepping an ETH ETF. That could be huge for altcoin legitimacy. ETH price already reacting—stay tuned.

4️⃣ The U.S. Signals Support for Strategic Bitcoin Reserve 🇺🇸

President Trump publicly backed a “Bitcoin reserve strategy” for America. Could this make BTC a national strategic asset?

📡 That’s the drop. You’re caught up. 🔁 Reblog to share the signal. 💬 Drop your take in the tags or replies. 🧱 You’re early. Stay tuned.

[nycwtch]

As an NYC girlie where rent is insane I’m gonna tell y’all this, if you want a decent apartment that qualifies good credit. They look at your credit score to see if your credit limit can cover the rent if needed. Ie: 2.5x the rent costs. They also look at how much is in your checking account.

Make sure you got triple the rent in your checking, build up your credit, and be able to show proof of income aka paystubs that total out to more than the rent.

You can build your credit easily: if you’re new you get two credit cards, one for bills and one for fun. You never spend more than you can afford to pay off immediately.

You buy something you go home and pay it off. You use them all month till your statement date then you wait a few days after the statement has posted to the credit bureau to use the cards again.

Your debit card should only be used to pay your credit card. Save up some money till you have the credit limit times three in your account so you know you can afford to pay them off immediately

The credit company wants to see usage from the cards but also wants to see it being paid off instantly. This will build your credit quicker.

The bills one will be used for things of that nature depending on the limit: bills, uber, coffee, groceries etc

The fun one is: clothes, pampering, restaurants, etc

If your credit is fucked you can fix it one of two ways, one is filing bankruptcy it will wipe your credit report clean so you can start over. Second is trying your luck at a secured credit card. It’s a credit card with a small amount so you’re not a risk to the credit union should you not be able to pay it.

Good credit goes worlds farther than how much you’re making at your job.

Good credit will allow:

A place to live

A nice car

Travel

Bank loans

A second property you can rent out or Airbnb for a second income stream

Business start up loans

And so much more.

[iris-2212]

skyscraper

[realestateinvesting001]

How to Start Investing with Little Money: Easy Steps to Build Wealth for Beginners 💸✨

Hey, lovely readers! It’s Nada Azzouzi here, and today I’m breaking down how you can start investing—even with little money. If you’re new to the world of investing or think you need a large sum of money to begin, don’t worry! I’ll walk you through simple, easy steps you can start implementing today to build your wealth. 💪 Let’s get started! 🌱 Step 1: Start Small with Automation 💰 Tip number…

[thewealthystatus]

TODAY'S TOPIC: "Unlocking Financial Success: 15 Things Poor People Can Change for Wealth Building" is a dynamic and empowering video that serves as a comprehensive guide to transforming one's financial future. Hosted by 'Emma' on 'The Wealthy Status channel, the video begins with a motivational quote by Robert T. Kiyosaki, setting the tone for a journey towards financial abundance. The video delves into 15 common mistakes that hinder wealth-building, ranging from falling for the status trap to neglecting health and insurance needs. 'Emma' skillfully navigates through each point, providing insightful solutions and actionable tips to help viewers overcome these obstacles. The script emphasizes the importance of mindset, budgeting, and long-term financial strategies. Amidst these valuable insights, 'Emma' introduces a bonus tip – the perspective of viewing the lottery as a 'stupid people tax.' This thought-provoking addition encourages viewers to adopt strategic financial perspectives, such as investing and saving, instead of relying on luck. In the context of keyboards, the video does not directly mention them. However, viewers are urged to engage with the content by commenting 'Fire Up' if they resonate with the message. This interactive element enhances the sense of community and encourages active participation in the wealth-building journey.

[bitchesgetriches]

Hey Bitches! Do you have any pointers on how to get started in investing? Its something I want to get into but I have no idea where to start. Thanks!

Hell yeah, cupcake! We've written a ton on investing, all of which you can find here:

{ MASTERPOST } Everything You Need to Know about Investing for Beginners 

Did we just help you out? Say thanks on Patreon!

[kc22invesmentsblog]

Demystifying the Bull and Bear: Understanding Market Trends

In the world of finance and investing, terms like “bull market” and “bear market” are frequently thrown around. But what do these terms really mean? Today, we’ll dive into the fascinating world of market trends and gain a clear understanding of these commonly used phrases. Bull Market: Riding the Wave of Optimism When we hear the term “bull market,” it signifies a period of rising stock prices…

[signode-blog]

10 Movies on Stock Markets You Should Watch

The world of stock markets is full of drama, intrigue, and high stakes, making it a captivating subject for movies. I would recommend you to watch these movies on stock markets. Here are 10 films that offer a glimpse into the thrilling world of finance: The Big Short (2015) “The Big Short” is a 2015 American biographical comedy-drama film directed by Adam McKay, based on the 2010 book “The Big…

[investmentorsec]

Everything you should know about Dividend Investing

Dividend investing is a strategy where investors purchase shares of companies with a history of paying dividends to their shareholders. A dividend is a portion of a company's earnings that is distributed to its shareholders, typically on a regular basis, often quarterly. These payments provide investors with a steady stream of income, making it an attractive option for those looking to supplement their earnings.

Benefits of Dividend Investing:

1. Steady Income: Dividend investing offers a consistent source of income, which can be especially appealing for retirees or anyone seeking financial stability.

2. Compound Growth: Reinvesting dividends can supercharge your returns through the power of compounding, allowing you to grow your wealth over time.

3. Risk Mitigation: Dividend-paying companies tend to be more stable and mature, reducing the volatility in your portfolio.

4. Inflation Hedge: Dividends often increase over time, helping you keep pace with inflation and maintain your purchasing power.

How to Start Dividend Investing:

1. Research: Begin by researching companies with a history of consistent dividend payments. Look for established, financially stable companies in industries that interest you.

2. Diversify: Diversification is key to managing risk. Build a portfolio with a mix of stocks from different sectors to spread risk.

3. Dividend Yield: Pay attention to a company's dividend yield, which is the annual dividend payment divided by the stock's current price. A higher yield can mean more income, but be cautious of excessively high yields, as they may signal financial troubles.

4. Dividend Growth: Look for companies with a history of increasing dividends over time. This indicates financial health and a commitment to rewarding shareholders.

5. Dividend Reinvestment: Consider reinvesting your dividends back into the same stocks to take advantage of compounding.

Advanced Strategies:

1. Dividend Aristocrats: These are companies with a history of increasing dividends for at least 25 consecutive years. They often make reliable long-term investments.

2. Dividend ETFs: Exchange-traded funds (ETFs) that focus on dividend-paying stocks can offer diversification and convenience.

3. Dividend Capture: Some investors engage in a short-term strategy called dividend capture, where they buy a stock just before the ex-dividend date to receive the dividend and then sell shortly after.

4. Tax Considerations: Be aware of the tax implications of dividend income in your country and consider tax-efficient strategies.

Monitoring Your Portfolio:

Regularly review your portfolio to ensure that your investments align with your goals. Keep an eye on company performance, dividend sustainability, and market trends.

Conclusion:

Dividend investing is a powerful strategy that can provide you with financial security and income. Whether you're just starting or looking to enhance your investment knowledge, mastering dividend investing can lead to a brighter financial future. Remember, success in dividend investing requires patience, research, and a long-term perspective. Start building your dividend portfolio today, and watch your wealth grow over time. Happy investing!