#money green

[draculaswidow]

[flowersforfrancis]

[i-need-of-a-hobby]

the dbd crew absolutely lacks the ability to understand money. like edwin and charles haven't had to buy anything non-magical in 30+ years, crystal was the kind of rich to buy designer toothpaste if she felt like it, and niko was born and raised in japan with a very different currency than the states. needless to say, local father-figure-by-default jenny has her work cut out for her.

jenny: ok, just off the top of your head, how much would you pay for a carton of milk?

edwin: 15 pence

charles: i dunno, a 'buck 50?

crystal (confidently): 12 dollars

niko: *doing math*

[sciderman]

well - webtoons is over, gang

[saltyfinalboss]

here are some wizard(-y) characters that i really love and have been meaning to show some love for!!

if you recognise all of them, i tip my wizard hat to you 🧙‍♂️

[prettieinpink]

BUDGETING + SAVING MONEY FOR TEENS 𐙚

For many of us, we are entering an age when we can work casual jobs such as retail or fast food. It’s not a lot of money that we receive, depending on how often you get paid, but it can go a long way in the long term. 

In this post, I’ll be discussing how to budget for your needs/wants and save money for future goals. 

CREATING GOALS, you may want to save a certain amount of money in a time frame, want to make a big purchase (like a car) or buy everything off your wishlist. It is entirely up to you what your goals are, so I can’t say too much. However, the more specific it is, the better.

HOW MUCH? Determine how much money you need to save to achieve your goal. In total, and monthly. 

There are three types of saving goals that may apply to you;

Short-term goals >1 year (outings, latest gadget, buying your cart)

Medium-term goals 1-2 years (road trips, shopping spree)

Long-term goals 2-4 years (higher education, car)

It’s very important to set a realistic time frame, as teens we don’t get paid much and we also don’t work as much. You don’t want to overwhelm yourself as well, as it takes patience and self-control to achieve these goals.

NO LOOONG-TERM GOALS! This may sound aggressive, but any money that just sits in your account for years on end is dead money. Even though the amount of money is increasing, its value is slowly decreasing. Keep your goals achievable within a time frame of less than four years. It's much more useful if this money is put into some type of investment instead. 

CREATING A BUDGET

Calculate how much money you receive every month, and how much money you spend every month. 

You have two types of expenses. Fixed and variable. Fixed are any expenses required in your day-to-day life or it’s an amount of money that doesn’t change e.g. subscriptions or transportation costs. Variable costs are expenses that may fluctuate, like food, or any other recreational activities. 

Record the average you’re spending monthly with these two categories. 

There are many ways people choose to budget, but you have to choose a system that works for you.

Work out how much money you need to save each month to achieve your goal.

However, for anyone who’s starting in budgeting, I would say to allocate your costs using a percentage system. Your percentages for each category are going to differ from mine; e.g. 60% = savings, 20% = wants, 20% needs. Make sure it reflects the end goal. 

Track your progress. This is the major part of budgeting, you want to be recording and regularly reviewing how much money you’re spending and comparing it to how much you’re earning. It allows for space to reflect on the flow of your money like if some purchases are worth it, if you’re impulsively spending, or if you’re frequently withdrawing money from your savings. 

Adjust if needed. Maybe you want to put more money in savings and less into wants, or you want to put more into wants and less into needs. 

SAVING TIPS

SAY NO! This is probably my biggest struggle at the moment, but say no to things that will cause you to go off track. Whether its outings, getting fast-food or anything similar, say no. You have to be firm with your financial boundaries, as these opportunities will always arise again. 

RESTRICT IMPULSIVE SPENDING. We all have our moments when we see a product and we instantly think ‘I’ve got to have this’. Giving in once or twice is okay, but it shouldn’t become a habit at all. Its unnecessary spending (most of the time!) and leads to buyers remorse. 

IS IT WORTH IT? Always remember to work out which products you’re getting the most value out of. 

PAYING FOR THE NAME, a lot of brands will cut down on quality to save a few dollars, so essentially the customer is only paying for the name of that brand. Just because a store is more expensive, doesn’t mean its better.

[rhaenyrasversion]

It's giving modern au where the greens go on vacation after viserys died

[s4dpngs]

[superbat-love]

Lex: Look at those spoiled brats. If it weren’t for their daddy’s money, would they even be worthy of attending this gala?

Maxwell: [glances over at Bruce, Clark, and Ollie, who are deep in discussion] I don’t know, Lex. You seem awfully preoccupied with them. You’ve been talking about them all night. Could it be… you’re jealous you can’t get into their circle, no matter how hard you try?

Lex: [scoffs] Me? Jealous? Of those brainless trust fund babies? Please. I’m leagues ahead of them!

Lex: And who is that man standing so closely to Bruce? The one with his arm around him?

Maxwell: Oh, that’s Clark Kent. He’s the son of a high official from a foreign country.

Lex: I’ve never heard of him.

Maxwell: Probably because he’s too old money for you.

Lex: [seething] Argh!

[shakespearesdaughters]

[they-call-me-youngermoney]

rk boys video chat !!!

(just an excuse to draw them at slightly unflattering angles) (also to draw nines bundled up in a blanket)

day 7 of @starryeyedstray's dbh prompt list ['rk series']

[wojakgallery]

Title/Name: Rage Wojaks printing money at the Fed - GIFs Wojak Series: Rage (Variants) Images by: Unknown Main Tag: Rage GIF Wojaks

[fox-guardian]

[ID: A digital drawing of a Polaroid photo of a young Jimmy from Mouthwashing with a severely split lip. The split is on both lips and is swollen and sewn, but torn open again, and actively bleeding. His face is also bruised and his nose is bleeding as well, and his shirt is covered in blood. He is smiling, biting his tongue, and holding up a "devil horns" hand gesture. Red handwriting on the Polaroid says "He immediately tore them open again" and cutoff black handwriting reads "I got a cool scar" in all caps. end ID]

~~~~

birthday gift for a friend <3 a very happy busted up young jimmy. he can't WAIT to make up stories about how he got the scar

[kahvedebiyat]

[thespectralcottage]

Money Bowl Tips ✨💸

I absolutely adore doing money bowls. They serve as an amazing way to build up abundant energy and help with layering your workings. They’re a fairly straightforward working that you tend to by continually feeding it energy or “working” the spell. Let’s jump into some tips.

1.) Have a schedule with it. I recommend feeding your bowl energy fairly often, ideally weekly on Thursdays, but at least once a month. Thursdays are connected to Jupiter which is the planet connected to wealth and abundance. 🪐

2.) Add a candle. A fairly low energy way to keep up with tending to your bowl is to spell a candle for it. After it’s prepped and ready, place it in the bowl. Lighting the candle will feed the bowl energy. 🕯️

3.) The base is just as important as the rest of the bowl. Commonly you use salt or rice for the base. I recommend going a little extra with it. Recently I’ve been into making spell crafted cinnamon salt and using that as my bowl base. Put energy and intention behind making your bowl’s base. It’s literally the foundation of this spell!

3.) *some* herbs you can use in money workings: Alfalfa, dill, basil, chamomile, bay leaves, catnip, oranges, cloves, lemongrass, jasmine, cinnamon, allspice, ginger, mints, star anise, cats claw, and oregano. There are a bunch of options. These ones just have direct correspondence to money drawing.

4.) Set goals for your bowl. Whenever you feed your bowl, focus on this goal you’re driving towards. With money magic you ideally want to be as specific as you can be. These can be long term or short term goals. I usually focus on long term and building stability and sustainable energy flowing to that goal.

I hope these tips bring some ideas for making your own money bowls. 🖤🌱

[dosesofcommonsense]