#Account Opening Services

[dinasparta]

[dreamlogic]

in boring adult annoyances, i recently converted my checking account to a different type of checking account with the same credit union. i've done this a couple times over the years cuz it's the same checking account my dad helped me set up when i was 13 and this CU is still my primary financial institution. asked the banker

"will my account number remain the same?"

"yes, we're just converting it to a different type of the same account!"

"so my direct deposit and autopays won't be impacted?"

"correct!"

"and i can still use the same debit card i've been using for the last ~6 years!"

"absolutely!"

"great, let's do it."

fast forward to this week, when three of my autopay bills bounced, my debit card isn't working, and a closer look at my account number shows a 1-digit change at the end. go back to the same branch like "hey no offense but what the fuck??"

different banker takes a look at my accounts, makes a Face, and politely casually asks "so where did you go to make the switch? :)"

"here, this branch. that person over there was actually the one who helped me."

The Face intensifies. ".....Ah. I See. well, it looks like the way the changes were made may have Disrupted some things. you're gonna need a new debit card, etc, i'll get that printed for you ASAP."

[5 minutes later the banker who fucked up the first transaction sheepishly approaches me to hand over my new debit card & apologize profusely.]

[running-in-the-dark]

I ordered some specific screws I need for some of my shelves and the cabinets in the kitchen. they arrived today. except I ordered them to the nearest Packstation because that way shipping was free. which would be great and very convenient, except it's app-controlled and for some fucking reason those damn things don't work with my phone. or my previous phone. or my partner's phone.

they do work with my iPad though - great, I charged it yesterday so that should be fine. but oh no, it was at 1% battery (and then died while I was trying to connect to the wifi). apparently the charging cable is broken. and I can't find the only other lightning cable that I own because we are in the middle of moving so I have no idea where that thing would be. sooo either I find the cable or those screws will have to stay there until Monday when I can buy a new cable. this is so unnecessary and annoying.

[ssruis]

Going through a straight up comical amount of irritating situations to get the stupid 4* guaranteed ticket from the welcome to sekai campaign. It Will Be Mine.

[dilsdoes]

im so good at google suite.

[databent]

you can tell im poor cos i got so fucking tired of my banks low balance alerts (default amount was $25 i think?) that i set the limit to fucking $0.01. cos i already know its always low. cos im poor

[silveme]

turns out that page on redbubble who was sitting on my username was actually ME this whole time. I made it years upon years ago. I just forgot abt it…. 🫢

[dwemers]

I’m so excited I’m like literally shaking

[nexus-nebulae]

the aftermath of having 2 terabytes of storage

[madegeeky]

The numbers of times I've had to call (5) and the amount of time (8+ hours) I've had to spend on the phone with Charles Schwab trying to get the $25 in my closed account moved to my actual bank is fucking insane. And it's still not fucking done. I have to deal with some paperwork that literally no one told me about until the 4th fucking phone call. (The fifth call was literally because there was shit on there that made no sense and when I called them they were like "oh, you don't have to answer that question" and it was like: *internal screaming* why isn't that specified on the fucking paperwork then? I was on the phone for 30 fucking minutes just to be told that there would have been no need for a phone call at all if they just took 2 seconds write on the paperwork that that part can be ignored. DX< I'm so tired.)

Do not use Charles Schwab, they're a fucking joke.

[3amsnek]

saw your answer about stripe ask and i just want to say for anyone out there: don’t use paypal unless that’s the only option for you.

i made a paypal account and immediately, within a minute of making it, it got permanently limited and after days to contacting paypal they still refused to fix it (saying they can’t reveal why it got limited for their safety) and didn’t let me close my account. basically i can’t use my account and i can’t delete it either so my info will always be stored on paypal, which is ridiculous and not safe.

anyway, like i said, if you have another option besides paypal then use that because paypal sucks. be careful!

^^^^^^ no yeah exactly same hat (og ask)

I have a solid guess on why mine is dead so tiny psa if you’re making a paypal account & have legally changed your name in the past like year before that pls triple check that everything official is as consistent and already changed over as possible and you have new IDs already Before you make the account bc they’ll find one tiny thing that hasn’t fixed itself yet and shut you down for possible identity fraud no matter what you do :)

(also if you feel like you need to have paypal so you have an option for customers who don’t have a card I will once again recommend stripe bc I’ve discovered their direct email invoices allow you to accept bank transfers as a payment method (including internationally) so people can just pay using the online banking account their paypal is linked to without having to go through paypal)

[visdiefje]

lays down. why am I like this

[vague-humanoid]

At the California Institute of the Arts, it all started with a videoconference between the registrar’s office and a nonprofit.

One of the nonprofit’s representatives had enabled an AI note-taking tool from Read AI. At the end of the meeting, it emailed a summary to all attendees, said Allan Chen, the institute’s chief technology officer. They could have a copy of the notes, if they wanted — they just needed to create their own account.

Next thing Chen knew, Read AI’s bot had popped up inabout a dozen of his meetings over a one-week span. It was in one-on-one check-ins. Project meetings. “Everything.”

The spread “was very aggressive,” recalled Chen, who also serves as vice president for institute technology. And it “took us by surprise.”

The scenariounderscores a growing challenge for colleges: Tech adoption and experimentation among students, faculty, and staff — especially as it pertains to AI — are outpacing institutions’ governance of these technologies and may even violate their data-privacy and security policies.

That has been the case with note-taking tools from companies including Read AI, Otter.ai, and Fireflies.ai.They can integrate with platforms like Zoom, Google Meet, and Microsoft Teamsto provide live transcriptions, meeting summaries, audio and video recordings, and other services.

Higher-ed interest in these products isn’t surprising.For those bogged down with virtual rendezvouses, a tool that can ingest long, winding conversations and spit outkey takeaways and action items is alluring. These services can also aid people with disabilities, including those who are deaf.

But the tools can quickly propagate unchecked across a university. They can auto-join any virtual meetings on a user’s calendar — even if that person is not in attendance. And that’s a concern, administrators say, if it means third-party productsthat an institution hasn’t reviewedmay be capturing and analyzing personal information, proprietary material, or confidential communications.

“What keeps me up at night is the ability for individual users to do things that are very powerful, but they don’t realize what they’re doing,” Chen said. “You may not realize you’re opening a can of worms.“

The Chronicle documented both individual and universitywide instances of this trend. At Tidewater Community College, in Virginia, Heather Brown, an instructional designer, unwittingly gave Otter.ai’s tool access to her calendar, and it joined a Faculty Senate meeting she didn’t end up attending. “One of our [associate vice presidents] reached out to inform me,” she wrote in a message. “I was mortified!”

[vanguarduae]

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[vipproservices41]

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