#systemized financial practices

[ranjith11]

What is your "Why" for owning and creating Bookkeeping practice

Sharing the importance of running a Bookkeeping practice, here's Neha the Director of Futureproof Accountant talk about her insights on running a systemised business. Empower your business with invaluable insights on systemized bookkeeping shared by Neha, the Director of Futureproof Accountant. In this video, Neha delves into the importance of running a bookkeeping practice that's systemized for maximum efficiency and growth. Discover the "why" behind owning and creating a systemized bookkeeping practice as Neha reveals her expert strategies and tips for success. Whether you're a business owner or aspiring entrepreneur, this video is a must-watch to take your business to new heights.

[brunhielda]

Sorry, but this is another post that is tangentially about dealing with grief, and mostly about dealing with parents.

GUYS- despite what you may feel like, I PROMISE you, you so are so much better equipped to start over again in modern society than your parents.

Your parents have OLD survival skills that are important- cooking, sewing, laundry, house repair.

Some of them even have the wisdom of years in dealing with people, and the emotional milestones people go through at different points in life.

What they really don’t have?

A grasp on things like: signing up for anything in the modern world. Applying for grants or jobs. How financial institutions handle bussiness. Those things that you need to start and run anything outside your own home.

Now this is general, and there will always be exceptions, but why do I say this?

1) watching younger and younger adults come into the library for electronic assistance for things like banking, taxes, and how to retrieve a password for email.

2) watching my mother trying to navigate finances now that my father is not here to do it.

When he died she looked at what he had done and said: Why is this so complicated? What were you trying to hide from whom? He is robbing Peter to pay Paul!

To be fair to her, he did have far too many credit cards, and she was under the impression that there was one. He was hiding that, and not talking about our financial situation with any sense of reality to anyone. He is in the wrong for that.

On the other hand, every time she looks at even half of the options available to her for any issue, like paying a bill, or canceling out an account, she is overwhelmed by the data and completely freezes.

She hates that the exact thing she is looking for isn’t on the first page open when she logs on, she hates that handling a loan is not like handling a bank account is not like handling a credit card. The buttons to push to make things happen are different on each page, and for every different financial institution.

She hates that she has to sit through a million computer options on the phone to get a live person. She hates any task she sets for herself will take 30min, and longer if she wants to understand it first or is wracked by anxiety and indecision.

Like- I have been trained to fail the first three times I attempt something and to only attempt things worth my energy.

I basically understand the logic of online accounts, and if I can’t find what I need immediately can fiddle until I figure it out.

She simply does not have those skills, and she sees it as her being stupid, which make her spiral more, and then the task is impossible.

I think… I think we are just used to everything being hard all the time and handling businesses anyways. They remember when companies bent over backwards to make everything easy to use.

When SOCIETY was built to FUNCTION.

And they don’t know what to do if everything they have built is ripped out from under them and they have to start over in this new world.

Don’t let anyone who is even half a generation older than you tell you how to get started in life. Or at least take that with a whole teaspoon of salt. Look to the other people in the muck with you and know you will have to figure it out together. As society in the US falls apart the older generations are going to be even more lost than you are. I am so sorry.

[consuetudinari0]

Exploring the Saturn Death Cult: Myth and Modern Influence

[alwaysbewoke]

[signode-blog]

The 2008 Market Crash: Causes, Impacts, and Lessons Learned

l. Introduction The 2008 market crash stands as one of the most significant financial upheavals in modern history, reshaping economies and livelihoods around the globe. Understanding the causes and impacts of this crisis is crucial for navigating future economic challenges. ll. Background of the 2008 Market Crash A. Economic conditions leading up to the crash Prior to 2008, the United States…

[zapperrr]

Securing Your Website: Best Practices for Web Developers

As the digital landscape continues to evolve, website security has become a paramount concern for businesses and individuals alike. With cyber threats becoming increasingly sophisticated, it is crucial for web developers to adopt robust security measures to safeguard their websites and the sensitive data they handle. In this article, we'll delve into the best practices that web developers can implement to enhance the security of their websites and protect against potential threats.

Introduction

In today's interconnected world, websites serve as the digital storefront for businesses, making them vulnerable targets for cyber attacks. From data breaches to malware infections, the consequences of a security breach can be severe, ranging from financial loss to damage to reputation. Therefore, prioritizing website security is essential for maintaining the trust and confidence of users.

Understanding Website Security

Before diving into best practices, it's crucial to understand the importance of website security and the common threats faced by websites. Website security encompasses measures taken to protect websites from cyber threats and unauthorized access. Common threats include malware infections, phishing attacks, SQL injection, cross-site scripting (XSS), and brute force attacks.

Best Practices for Web Developers

Keeping Software Updated

One of the most fundamental steps in website security is keeping all software, including the content management system (CMS), plugins, and server software, updated with the latest security patches and fixes. Outdated software is often targeted by attackers due to known vulnerabilities that can be exploited.

Implementing HTTPS

Implementing HTTPS (Hypertext Transfer Protocol Secure) encrypts the data transmitted between the website and its users, ensuring confidentiality and integrity. HTTPS not only protects sensitive information but also boosts trust among visitors, as indicated by the padlock icon in the browser's address bar.

Using Strong Authentication Methods

Implementing strong authentication methods, such as multi-factor authentication (MFA) and CAPTCHA, adds an extra layer of security to user accounts. MFA requires users to provide multiple forms of verification, such as a password and a one-time code sent to their mobile device, reducing the risk of unauthorized access.

Securing Against SQL Injection Attacks

SQL injection attacks occur when malicious actors exploit vulnerabilities in web applications to execute arbitrary SQL commands. Web developers can prevent SQL injection attacks by using parameterized queries and input validation to sanitize user inputs effectively.

Protecting Sensitive Data

It's essential to employ encryption techniques to protect sensitive data, such as passwords, credit card information, and personal details, stored on the website's servers. Encrypting data at rest and in transit mitigates the risk of data breaches and unauthorized access.

Regular Security Audits

Conducting regular security audits helps identify vulnerabilities and weaknesses in the website's infrastructure and codebase. Penetration testing, vulnerability scanning, and code reviews enable web developers to proactively address security issues before they are exploited by attackers.

Choosing a Secure Hosting Provider

Selecting a reputable and secure hosting provider is critical for ensuring the overall security of your website. When evaluating hosting providers, consider factors such as security features, reliability, scalability, and customer support.

Evaluating Security Features

Choose a hosting provider that offers robust security features, such as firewalls, intrusion detection systems (IDS), malware scanning, and DDoS protection. These features help protect your website from various cyber threats and ensure continuous uptime.

Ensuring Regular Backups

Regularly backing up your website's data is essential for mitigating the impact of security incidents, such as data breaches or website compromises. Choose a hosting provider that offers automated backup solutions and store backups securely offsite.

Customer Support and Response to Security Incidents

Opt for a hosting provider that provides responsive customer support and has established protocols for handling security incidents. In the event of a security breach or downtime, prompt assistance from the hosting provider can minimize the impact on your website and business operations.

Implementing Firewall Protection

Firewalls act as a barrier between your website and external threats, filtering incoming and outgoing network traffic based on predefined security rules. There are several types of firewalls, including network firewalls, web application firewalls (WAF), and host-based firewalls.

Configuring and Maintaining Firewalls

Properly configuring and maintaining firewalls is crucial for effective security. Define firewall rules based on the principle of least privilege, regularly update firewall configurations to reflect changes in the website's infrastructure, and monitor firewall logs for suspicious activity.

Educating Users about Security

In addition to implementing technical measures, educating users about security best practices is essential for enhancing overall website security. Provide users with resources, such as security guidelines, tips for creating strong passwords, and information about common phishing scams.

Importance of User Awareness

Users play a significant role in maintaining website security, as they are often the targets of social engineering attacks. By raising awareness about potential threats and providing guidance on how to recognize and respond to them, web developers can empower users to stay vigilant online.

Providing Training and Resources

Offer training sessions and educational materials to help users understand the importance of security and how to protect themselves while using the website. Regularly communicate updates and reminders about security practices to reinforce good habits.

Monitoring and Responding to Security Incidents

Despite taking preventive measures, security incidents may still occur. Establishing robust monitoring systems and incident response protocols enables web developers to detect and respond to security threats in a timely manner.

Setting Up Monitoring Tools

Utilize monitoring tools, such as intrusion detection systems (IDS), security information and event management (SIEM) systems, and website monitoring services, to detect abnormal behavior and potential security breaches. Configure alerts to notify you of suspicious activity promptly.

Establishing Incident Response Protocols

Develop comprehensive incident response plans that outline roles, responsibilities, and procedures for responding to security incidents. Establish clear communication channels and escalation paths to coordinate responses effectively and minimize the impact of security breaches.

Securing your website requires a proactive approach that involves implementing a combination of technical measures, choosing a secure hosting provider, educating users about security best practices, and establishing robust monitoring and incident response protocols. By following these best practices, web developers can mitigate the risk of security breaches and safeguard their websites and the sensitive data they handle.

[gaysindistress]

Things that I feel like would happen when you’re in a relationship with Simon Riley.

Simon Riley masterlist

1. First off he hates the word ‘boyfriend’.

Maybe it’s because he’s in his mid thirties or something but he can’t stand being called your boyfriend. He’s more than that but also not at the same time. You live together, have access to each other’s bank accounts (which is only because he hates it when you try to fight him about him giving you money), and you’re each others emergency contact. He thinks of himself as your husband. The man wears a silicone ring when he’s home and a necklace with the ring that’s totally not a wedding band when he’s working. Price has seen the chain once or twice and smirks, shooting him a knowing look but never says a word.

Simon cannot stand it when people get nosy and want to know what your relationship status is. You’re together and that’s all that matters. No one needs to know that you’re the beneficiary of his will and life insurance policy or that he’s put you on all of his accounts. No one needs to know that he buys you anything you want but has only ever bought you two rings; a thin gold band with a flower engraved on it and its twin a matching emerald ring. No one needs to know that when he gifted them to you, there were tears and promises of safety, love, and happiness whispered against feverish skin. No one needs to know that he has your name woven into his chest tattoo.

No one needs to know any of that because your relationship is between him and you only.

2. You are not some submissive little house wife. You are a strong independent woman and he prefers it that way.

I know this one goes against what most people say but hear me out on this. Simon has been independent since birth practically. He’s only had himself to count on for years. Even in the military, he’s only been able to rely himself. Sure the others watch out for him but if it came down to it, he’s the only one who’s going to get himself out alive.

The thought of someone else relying on him in that way is terrifying. He can’t even fathom what it would be like to look at another person and fully trust them in that way. Half the time he feels like he can’t even be trusted to take care of himself let alone another human. In theory a sweet docile housewife is great with the meals and clean house but not for him. He needs to know that you can hold your own. He needs to know that you can be independent and carry on without him if something happened while he was working. He needs to know that you will be okay if he doesn’t come back.

You have to be okay without him no matter how much it pains him to think about it.

Like I said before, he’s made you the beneficiary of everything so he knows you’ll be set financially but that’s not enough. He’s made Price promise to keep an eye out for you. He’s made you promise to let Price do that and you agreed because it’s Simon who’s asking but you’d tell anyone else to fuck off.

In addition to all of that, he’s installed the best security system the government has to offer in your house. You have a very expensive and large safe in your shared closet that he’s instructed you to only open if you feel unsafe. While you might not like it, you agree to go shooting with him so he can sleep at night knowing that you could protect yourself if he’s not home. He’s gone as far as to make sure you have all of the licenses and certificates that are needed to legally own firearms in the UK.

He’s not leaving any opportunity for you to be vulnerable or have your ‘safety checks’, as he calls them, taken away.

3. Simon Riley is a godless man…until he meets you.

Now this is entirely my own headcannon with no evidence to support it so bear with me.

Simon had a shitty childhood where his mom would pray to a god who never listened and his dad would shout verses at him when he was drunk. God was a mythical figure that he was told stories off with nothing to show for it. He did believe at one point but then his dad never got better, his mom wore bruises of every shade, and his brother found comfort in drugs.

He found himself praying when he was being tortured by the Mexican cartel. Between the flashbacks of his abusive past, he prayed to a god who had failed him so many times before to help him. He prayed again as he dug himself out of that Texas grave with the major’s jaw bone. He wailed his prayers when he found his family executed after Sparks tried to kill him.

After that he deemed himself a Godless man. Years of praying had passed with nothing. This god had decided that Simon was not worthy of a miracle so why would he continue to worship him?

That was until he met you. He finds himself praying before every mission, every time he has to leave you, every time he’s on his way home, and just about any other time he thinks of you. He doesn’t know what exactly he’s praying for other than for you to be there when he gets back.

He whispers his prayers to an absent god against your skin as he worships your body, soul, and heart. He promises to be devoted to you until his last breath and vows to find you again in whatever afterlife awaits you. He pledges to find solace in you and only you when his haunting nightmares return. He makes an oath to your heart that it will never weather another storm alone again for his will take whatever beating that comes your way. He shows you that he will love you in the same manner as a Hozier song; putting you above all else because you have become his religion, his faith, his beliefs, his life.

You have become all that he is and he thanks the god he once believed in for you. He prays again but to you, his heart, his love, and his beacon through the enteral storm of life.

[bowtiepasta]

HEAVEN IS A BEDROOM “sleeping naked tonight, open door at your own risk!” are the sort of notes you find taped to your door when gojo satoru is your roommate. of course, there are many pros and cons. but either way — ‘roommates’ doesn’t really cut it for what you two are. ❤︎

WORD COUNT: 1,245

INDULGING: sfw and suggestive at worst, modern/college au, petnames ‘princess’ + ‘sweetheart’, touchy, banter, domesticity over plot, he’s got a fat crush on you, f!reader, some language

ROMY’S NOTE: art in header is by mongsanghwa on twitter, divider by strangergraphics. this one’s been marinating in the drafts for way too long omfg. written for marley hehe ! love you

the only reason you live with gojo satoru is a clerical error. some system glitch paired you two as roommates even though mixed gender dorms weren’t an option (in 2009 japan? absolutely not).

you argued, demanded a reassignment, but the university was already overbooked. all remaining single dorms were full and, no, there were no other available options unless you wanted to couch surf for the rest of the semester. the housing office’s compensation? a rent discount. a big one.

a financial miracle, honestly. living near campus for dirt cheap was a deal you couldn’t refuse, even if it meant putting up with him: a loud, arrogant, 6’3 headache.

which is how you ended up here — standing between the beds in your mismatched socks, coffee mug in hand, digging in his ‘pile’ to see if you can find this week’s language arts assignment.

he leaves his cups in the sink unwashed, clothes strewn over every empty surface, cologne bottles all over the (shared) bathroom counter, and sunglasses in every drawer despite owning only one pair of eyes.

sure, there are benefits. he pays for takeout more often than not, usually without asking for reimbursement. he’s weirdly quiet when he knows you’re studying. he’s clearly very popular, yet weirdly never brings anyone home. and even though he’s a shameless flirt, never crosses any real boundaries with you.

still. he’s annoying. which is why you don’t feel particularly bad when you steal his clothes.

“princess, do you know where my hoodie is? I- oh.”

you look up mid-yawn to find gojo standing in your doorway, hair damp from the shower, towel hanging loosely around his neck. shirt on, thankfully.

he’s blinking at you, lips quirking into a grin that you don’t trust in the slightest.

“well, well, well..” he drawls, crossing his arms. “we’ve got a thief in the house. should I call housing?”

“it was on the couch,” you defend, mirroring him. his hoodies are big, practically swallowing you whole, sleeves covering your hands completely.

“huh. that’s funny,” he says, tapping at his chin theatrically. “because last tuesday, when I simply touched your blanket, you threatened to kill me.”

“that’s different.”

“sure.”

a beat, then a knowing hum from him.

“looks better on you anyway,” he says, not without a certain smugness. “you smell like me.”

you toss a pillow in his direction, rolling your eyes. he dodges it with ease, laughing.

eventually, he stops leaning against the doorframe and stretches, shirt riding up just slightly as he yawns too — a not so subtle trail of white hair peeking out.

“..wait,” he tilts his head, “is that my stuff?”

your mouth opens, then closes. you’re caught.

“I-” you clear your throat, trying to recover. “I was looking for the homework.”

“in my laundry?” he walks over.

“yes,” you say, scoffing as you back away. “because someone likes to throw things around.”

gojo hums, stepping into your space like he’s seriously considering the accusation. then he grins at eye level with you. “could’ve just asked, y’know.”

“yeah, because that always goes well. ‘hey gojo, have you seen my-’”

“nope!” he interrupts, mimicking you. “I am but a humble, devastatingly handsome man. how could I-”

“oh my god, do you ever shut up?”

he laughs, grabbing your wrists when you swat at him. before you can retaliate, he plucks the very notebook you were searching for out of the pile, casually flipping through the pages like it was never lost to begin with.

“wow,” he muses, dragging out each syllable. “can’t believe you doubted me.”

you deadpan. “you’re the one who put it in there.”

“ah-ah,” he wags a finger, stepping backward towards the door. “don’t forget I have what you want.”

“gojo,” you warn.

he hums innocently.

“..give it back.”

“admit I’m handsome.”

you groan, throwing your head back as you plop onto your bed. “I would literally rather die.”

“okay, princess,” he says, clicking his tongue as he tucks your notebook into his elbow, lays down next to you. “guess you don’t need it that bad, then.”

you lunge for him, but he’s faster. not by much, yet enough to be annoying. he holds it over his head.

“gojo,” you warn again, narrowing your eyes.

“hmm? what, sweetheart?”

“give it.”

he pretends to think. “I don’t know, this new arrangement is growing on me. maybe I should hold onto it. for.. safekeeping.”

you glare. “safekeeping? oh, you mean like how you ‘safekept’ my charger for a week? or my textb-”

“that’s unfair.” he pouts, “those were borrowed with a hundred percent full intent to return.”

you huff. “they were in your bag. at school. for a week.”

gojo waves a hand dismissively. “semantics.”

you take advantage of his distraction and jump. it’s a desperate move — probably one you should’ve thought through, but you can’t turn back now.

what you don’t anticipate is how instead of letting you take the notebook like a normal person would, gojo decides to catch you. one arm easily wraps around your waist, and suddenly, you’re way too aware of how close his face is to yours.

“oh?” he says, smug as ever. “if you wanted to be in my arms that bad, you really could’ve asked. I think we need to work on our communication methods.”

there are no words in the japanese, english, nor any language in the world to be exact, to describe how pissed you are at him right now. “let go.”

“but we’re having a moment,” he says, hand to his chest. “the tension is unreal.”

“g-”

“what do they call this in books?” he pulls you closer. “an almost kiss?”

you scowl. “it’s called me pistol-whipping your ass with this straightener if you don’t let go now.”

gojo laughs, but he does let you go — gently, even. but then, the notebook gets tucked back under his arm. “what was that about my ass?”

you glare, holding out a hand., growing impatient. “satoru.”

he whistles, considering. “I think I’d be more inclined to give it back if you ditched class with me.”

you reach for your phone to check the time, but it slides right off the nightstand, sending a small pile of papers tumbling. he picks it up for you, fingers brushing yours when he does.

you take a deep breath, trying to remain composed, but you know you’re about to cave. “..to where?”

his eyes light up like a kid at christmas. who, to be fair, would probably have a higher mental age than he currently does. he slides the notebook out from behind his back, still not handing it over. “just here.”

you sigh, unimpressed. “just here?”

gojo smirks, arms casually folded over his chest. “yep. just here. way better than whatever you're about to do.”

you raise an eyebrow, “you mean go to class.”

he shrugs like it's no big deal. “potato potato.”

you make a face as you look over at him. before you can answer, he careens over, a quick, soft kiss landing on your cheek. you freeze, brain taking a second to catch up.

“stay here with handsome, yeah?” he says, his voice dipping as he waits for a green light.

you blink, staring at him, face heating up. “god, you’re ridiculous — you know that?” you mutter, heart racing in spite of your efforts.

he nuzzles into your shoulder, not giving you a chance to protest, “come on, princess. don’t make me beg.”

romy 🐰 is typing… college aus are probably among my favorite settings? scenarios? tropes? of all time. they always hit. and I eat them up every. single. time. lmk if you want to see it with anyone else (obv not dorms again. probably sports?). rugby boyfriend kuna is calling to me. brb making a draft

© bowtiepasta: do not copy edit or repost anywhere

[n1pp]

my pre ‘25; 1 month glow up ✶

SOCIAL

-Review your social relationship satisfaction.

-Spend time with people you love.

-Practice better communication & listening skills.

-Set boundaries to protect your mental health.

-Join a community in person or online to connect with like-minded people.

PRIORITIES

-What is of highest priority to you as of right now? Make a list of your priorities.

-What requires your focus?

FINANCIAL

-Review your Spending habits.

-Start budgeting. Use 50-30-20 budgeting rule.

-Start saving money to an emergency fund.

-Make a plan to pay off any debts.

DECLUTTER

-Clean up your living space so that your environment can bring you calm instead of chaos.

-Declutter areas that are needed.

-Declutter your social media feed.

-Unfollow those who don't bring any value or make you compare and feel bad about yourself.

IDENTIFY STRESSORS

-Make a list of what brings you the most stress?

-Identify your capacity/energy to deal with these stressors right now.

-Take responsibility, believe that you are one step at a time creating a life where you have it all together.

ROUTINES

-Routines help keep you focused. Create a morning and night routine to keep you in check.

-Check-in with yourself daily: How am I feeling? How does my body feel? What do I need right now?

SELF CARE

-Take care of your basic needs: hydration, enough food, enough sleep, and social connection.

-Develop a self-care activity list and pick and plan daily self-care activities in your calendar.

- Identify your needs and try your nest to meet them.

FIND BALANCE

-Focus on Gratitude.

-Focus on balancing your nervous system.

-Develop a daily or weekly spiritual practice.

-Practice meditation.

NEW DIRECTION

-Focus on the new direction your life is heading. Journal or script out your future as you would like it. What does it look like when you have your life together?

-Invest in learning new skills relevant to your career and interests.

[ranjith11]

Adding System Advisory services to your Accounting or/and Bookkeeping Practice

How can System Advisory help your clients understand systems? Adding System Advisory Services? Watch Neha, the Director of Futureproof Accountants discuss how an accounting business can take advantage of system advisory as a service and in return, providing the assistance that the clients are looking for, making it easier for them to understand how things work.

[theambitiouswoman]

How To Become A Brand New Person ✨✨

Self Reflect:

Journal daily.

Think about past decisions and how they impacted your life.

Meditate regularly.

Create a vision board to visualize your goals.

Review your strengths and weaknesses.

Identify your core values and beliefs.

Figure out your passions and interests.

Think about your childhood dreams and aspirations.

Evaluate your current state of happiness and fulfillment.

Set Clear Goals:

Define specific career goals, like "Get promoted within two years."

Set health goals, like "Lose 20 pounds in six months."

Create financial goals such as "Save $10,000 for a vacation."

Establish personal development goals, like "Read 24 books in a year."

Set relationship goals, such as "Improve communication with my partner."

Define education goals, like "Complete a master's degree in three years."

Set travel goals, like "Visit five new countries in the next two years."

Create hobbies and interests goals, such as "Learn to play a musical instrument."

Set community or volunteer goals, like "Volunteer 100 hours this year."

Establish mindfulness or self-care goals, such as "Practice meditation daily."

Self Care:

Exercise for at least 30 minutes a day.

Follow a balanced diet with plenty of fruits and vegetables.

Prioritize getting 7-9 hours of quality sleep each night.

Practice in relaxation techniques like deep breathing or yoga.

Take regular breaks at work to avoid burnout.

Schedule "me time" for activities you enjoy.

Limit exposure to stressors and toxic people.

Practice regular skincare and grooming routines.

Seek regular medical check-ups and screenings.

Stay hydrated by drinking enough water daily.

Personal Development:

Read a book every month from various genres.

Attend workshops or seminars on topics of interest.

Learn a new language or musical instrument.

Take online courses to acquire new skills.

Set aside time for daily reflection and self improvement.

Seek a mentor in your field for guidance.

Attend conferences and networking events.

Start a side project or hobby to expand your abilities.

Practice public speaking or communication skills.

Do creative activities like painting, writing, or photography.

Create a Support System:

Build a close knit group of friends who uplift and inspire you.

Join clubs or organizations aligned with your interests.

Connect with a mentor or life coach.

Attend family gatherings to maintain bonds.

Be open and honest in your communication with loved ones.

Seek advice from trusted colleagues or supervisors.

Attend support groups for specific challenges (e.g., addiction recovery).

Cultivate online connections through social media.

Find a therapist or counselor for emotional support.

Participate in community or volunteer activities to meet like minded people.

Change Habits:

Cut back on sugary or processed foods.

Reduce screen time and increase physical activity.

Practice gratitude by keeping a daily journal.

Manage stress through mindfulness meditation.

Limit procrastination by setting specific deadlines.

Reduce negative self-talk by practicing self-compassion.

Establish a regular exercise routine.

Create a budget and stick to it.

Develop a morning and evening routine for consistency.

Overcome Fear and Self Doubt:

Face a specific fear head-on (example: public speaking).

Challenge your negative thoughts with positive affirmations.

Seek therapy to address underlying fears or traumas.

Take small, calculated risks to build confidence.

Visualize success in challenging situations.

Surround yourself with supportive and encouraging people.

Journal about your fears and doubts to gain clarity.

Celebrate your accomplishments, no matter how small.

Focus on your strengths and accomplishments.

Embrace failure as a valuable learning experience.

Embrace Change:

Relocate to a new city or country.

Switch careers or industries to pursue your passion.

Take on leadership roles in your workplace.

Volunteer for projects outside your comfort zone.

Embrace new technologies and digital tools.

Travel to unfamiliar destinations.

Start a new hobby or creative endeavor.

Change your daily routine to add variety.

Adjust your mindset to see change as an opportunity.

Seek out diverse perspectives and viewpoints.

Practice Gratitude:

Write down three things you're grateful for each day.

Express gratitude to loved ones regularly.

Create a gratitude jar and add notes of appreciation.

Reflect on the positive aspects of challenging situations.

Show gratitude by volunteering or helping others in need.

Send thank-you notes or messages to people who've helped you.

Keep a gratitude journal and review it regularly.

Share your gratitude openly during family meals or gatherings.

Focus on the present moment and appreciate the little things.

Practice gratitude even in times of adversity.

Be Patient:

Set realistic expectations for your progress.

Accept that personal growth takes time.

Focus on the journey rather than the destination.

Learn from setbacks and view them as opportunities to improve.

Celebrate small milestones along the way.

Practice self-compassion during challenging times.

Stay committed to your goals, even when progress is slow.

Keep a journal to track your personal growth.

Recognize that patience is a valuable skill in personal transformation.

Celebrate Small Wins:

Treat yourself to your favorite meal or dessert.

Reward yourself with a spa day or self-care activity.

Share your achievements with friends and loved ones.

Create a vision board to visualize your successes.

Acknowledge and congratulate yourself in a journal.

Give yourself permission to take a break and relax.

Display reminders of your accomplishments in your workspace.

Take a day off to celebrate a major milestone.

Host a small gathering to mark your achievements.

Set aside time to reflect on how far you've come.

Maintain Balance:

Set clear boundaries in your personal and work life.

Prioritize self care activities in your daily routine.

Schedule regular breaks and downtime.

Learn to say "no" when necessary to avoid overcommitment.

Evaluate your work life balance regularly.

Seek support from friends and family to avoid burnout.

Be kind to yourself and accept imperfections.

Practice mindfulness to stay present and grounded.

Revisit your priorities and adjust them as needed.

Embrace self love and self acceptance as part of your daily life.

[treasure-mimic]

So, let me try and put everything together here, because I really do think it needs to be talked about.

Today, Unity announced that it intends to apply a fee to use its software. Then it got worse.

For those not in the know, Unity is the most popular free to use video game development tool, offering a basic version for individuals who want to learn how to create games or create independently alongside paid versions for corporations or people who want more features. It's decent enough at this job, has issues but for the price point I can't complain, and is the idea entry point into creating in this medium, it's a very important piece of software.

But speaking of tools, the CEO is a massive one. When he was the COO of EA, he advocated for using, what out and out sounds like emotional manipulation to coerce players into microtransactions.

"A consumer gets engaged in a property, they might spend 10, 20, 30, 50 hours on the game and then when they're deep into the game they're well invested in it. We're not gouging, but we're charging and at that point in time the commitment can be pretty high."

He also called game developers who don't discuss monetization early in the planning stages of development, quote, "fucking idiots".

So that sets the stage for what might be one of the most bald-faced greediest moves I've seen from a corporation in a minute. Most at least have the sense of self-preservation to hide it.

A few hours ago, Unity posted this announcement on the official blog.

Effective January 1, 2024, we will introduce a new Unity Runtime Fee that’s based on game installs. We will also add cloud-based asset storage, Unity DevOps tools, and AI at runtime at no extra cost to Unity subscription plans this November. We are introducing a Unity Runtime Fee that is based upon each time a qualifying game is downloaded by an end user. We chose this because each time a game is downloaded, the Unity Runtime is also installed. Also we believe that an initial install-based fee allows creators to keep the ongoing financial gains from player engagement, unlike a revenue share.

Now there are a few red flags to note in this pitch immediately.

Unity is planning on charging a fee on all games which use its engine.

This is a flat fee per number of installs.

They are using an always online runtime function to determine whether a game is downloaded.

There is just so many things wrong with this that it's hard to know where to start, not helped by this FAQ which doubled down on a lot of the major issues people had.

I guess let's start with what people noticed first. Because it's using a system baked into the software itself, Unity would not be differentiating between a "purchase" and a "download". If someone uninstalls and reinstalls a game, that's two downloads. If someone gets a new computer or a new console and downloads a game already purchased from their account, that's two download. If someone pirates the game, the studio will be asked to pay for that download.

Q: How are you going to collect installs? A: We leverage our own proprietary data model. We believe it gives an accurate determination of the number of times the runtime is distributed for a given project. Q: Is software made in unity going to be calling home to unity whenever it's ran, even for enterprice licenses? A: We use a composite model for counting runtime installs that collects data from numerous sources. The Unity Runtime Fee will use data in compliance with GDPR and CCPA. The data being requested is aggregated and is being used for billing purposes. Q: If a user reinstalls/redownloads a game / changes their hardware, will that count as multiple installs? A: Yes. The creator will need to pay for all future installs. The reason is that Unity doesn’t receive end-player information, just aggregate data. Q: What's going to stop us being charged for pirated copies of our games? A: We do already have fraud detection practices in our Ads technology which is solving a similar problem, so we will leverage that know-how as a starting point. We recognize that users will have concerns about this and we will make available a process for them to submit their concerns to our fraud compliance team.

This is potentially related to a new system that will require Unity Personal developers to go online at least once every three days.

Starting in November, Unity Personal users will get a new sign-in and online user experience. Users will need to be signed into the Hub with their Unity ID and connect to the internet to use Unity. If the internet connection is lost, users can continue using Unity for up to 3 days while offline. More details to come, when this change takes effect.

It's unclear whether this requirement will be attached to any and all Unity games, though it would explain how they're theoretically able to track "the number of installs", and why the methodology for tracking these installs is so shit, as we'll discuss later.

Unity claims that it will only leverage this fee to games which surpass a certain threshold of downloads and yearly revenue.

Only games that meet the following thresholds qualify for the Unity Runtime Fee: Unity Personal and Unity Plus: Those that have made $200,000 USD or more in the last 12 months AND have at least 200,000 lifetime game installs. Unity Pro and Unity Enterprise: Those that have made $1,000,000 USD or more in the last 12 months AND have at least 1,000,000 lifetime game installs.

They don't say how they're going to collect information on a game's revenue, likely this is just to say that they're only interested in squeezing larger products (games like Genshin Impact and Honkai: Star Rail, Fate Grand Order, Among Us, and Fall Guys) and not every 2 dollar puzzle platformer that drops on Steam. But also, these larger products have the easiest time porting off of Unity and the most incentives to, meaning realistically those heaviest impacted are going to be the ones who just barely meet this threshold, most of them indie developers.

Aggro Crab Games, one of the first to properly break this story, points out that systems like the Xbox Game Pass, which is already pretty predatory towards smaller developers, will quickly inflate their "lifetime game installs" meaning even skimming the threshold of that 200k revenue, will be asked to pay a fee per install, not a percentage on said revenue.

[IMAGE DESCRIPTION: Hey Gamers!

Today, Unity (the engine we use to make our games) announced that they'll soon be taking a fee from developers for every copy of the game installed over a certain threshold - regardless of how that copy was obtained.

Guess who has a somewhat highly anticipated game coming to Xbox Game Pass in 2024? That's right, it's us and a lot of other developers.

That means Another Crab's Treasure will be free to install for the 25 million Game Pass subscribers. If a fraction of those users download our game, Unity could take a fee that puts an enormous dent in our income and threatens the sustainability of our business.

And that's before we even think about sales on other platforms, or pirated installs of our game, or even multiple installs by the same user!!!

This decision puts us and countless other studios in a position where we might not be able to justify using Unity for our future titles. If these changes aren't rolled back, we'll be heavily considering abandoning our wealth of Unity expertise we've accumulated over the years and starting from scratch in a new engine. Which is really something we'd rather not do.

On behalf of the dev community, we're calling on Unity to reverse the latest in a string of shortsighted decisions that seem to prioritize shareholders over their product's actual users.

I fucking hate it here.

-Aggro Crab - END DESCRIPTION]

That fee, by the way, is a flat fee. Not a percentage, not a royalty. This means that any games made in Unity expecting any kind of success are heavily incentivized to cost as much as possible.

[IMAGE DESCRIPTION: A table listing the various fees by number of Installs over the Install Threshold vs. version of Unity used, ranging from $0.01 to $0.20 per install. END DESCRIPTION]

Basic elementary school math tells us that if a game comes out for $1.99, they will be paying, at maximum, 10% of their revenue to Unity, whereas jacking the price up to $59.99 lowers that percentage to something closer to 0.3%. Obviously any company, especially any company in financial desperation, which a sudden anchor on all your revenue is going to create, is going to choose the latter.

Furthermore, and following the trend of "fuck anyone who doesn't ask for money", Unity helpfully defines what an install is on their main site.

While I'm looking at this page as it exists now, it currently says

The installation and initialization of a game or app on an end user’s device as well as distribution via streaming is considered an “install.” Games or apps with substantially similar content may be counted as one project, with installs then aggregated to calculate the Unity Runtime Fee.

However, I saw a screenshot saying something different, and utilizing the Wayback Machine we can see that this phrasing was changed at some point in the few hours since this announcement went up. Instead, it reads:

The installation and initialization of a game or app on an end user’s device as well as distribution via streaming or web browser is considered an “install.” Games or apps with substantially similar content may be counted as one project, with installs then aggregated to calculate the Unity Runtime Fee.

Screenshot for posterity:

That would mean web browser games made in Unity would count towards this install threshold. You could legitimately drive the count up simply by continuously refreshing the page. The FAQ, again, doubles down.

Q: Does this affect WebGL and streamed games? A: Games on all platforms are eligible for the fee but will only incur costs if both the install and revenue thresholds are crossed. Installs - which involves initialization of the runtime on a client device - are counted on all platforms the same way (WebGL and streaming included).

And, what I personally consider to be the most suspect claim in this entire debacle, they claim that "lifetime installs" includes installs prior to this change going into effect.

Will this fee apply to games using Unity Runtime that are already on the market on January 1, 2024? Yes, the fee applies to eligible games currently in market that continue to distribute the runtime. We look at a game's lifetime installs to determine eligibility for the runtime fee. Then we bill the runtime fee based on all new installs that occur after January 1, 2024.

Again, again, doubled down in the FAQ.

Q: Are these fees going to apply to games which have been out for years already? If you met the threshold 2 years ago, you'll start owing for any installs monthly from January, no? (in theory). It says they'll use previous installs to determine threshold eligibility & then you'll start owing them for the new ones. A: Yes, assuming the game is eligible and distributing the Unity Runtime then runtime fees will apply. We look at a game's lifetime installs to determine eligibility for the runtime fee. Then we bill the runtime fee based on all new installs that occur after January 1, 2024.

That would involve billing companies for using their software before telling them of the existence of a bill. Holding their actions to a contract that they performed before the contract existed!

Okay. I think that's everything. So far.

There is one thing that I want to mention before ending this post, unfortunately it's a little conspiratorial, but it's so hard to believe that anyone genuinely thought this was a good idea that it's stuck in my brain as a significant possibility.

A few days ago it was reported that Unity's CEO sold 2,000 shares of his own company.

On September 6, 2023, John Riccitiello, President and CEO of Unity Software Inc (NYSE:U), sold 2,000 shares of the company. This move is part of a larger trend for the insider, who over the past year has sold a total of 50,610 shares and purchased none.

I would not be surprised if this decision gets reversed tomorrow, that it was literally only made for the CEO to short his own goddamn company, because I would sooner believe that this whole thing is some idiotic attempt at committing fraud than a real monetization strategy, even knowing how unfathomably greedy these people can be.

So, with all that said, what do we do now?

Well, in all likelihood you won't need to do anything. As I said, some of the biggest names in the industry would be directly affected by this change, and you can bet your bottom dollar that they're not just going to take it lying down. After all, the only way to stop a greedy CEO is with a greedier CEO, right?

(I fucking hate it here.)

And that's not mentioning the indie devs who are already talking about abandoning the engine.

[Links display tweets from the lead developer of Among Us saying it'd be less costly to hire people to move the game off of Unity and Cult of the Lamb's official twitter saying the game won't be available after January 1st in response to the news.]

That being said, I'm still shaken by all this. The fact that Unity is openly willing to go back and punish its developers for ever having used the engine in the past makes me question my relationship to it.

The news has given rise to the visibility of free, open source alternative Godot, which, if you're interested, is likely a better option than Unity at this point. Mostly, though, I just hope we can get out of this whole, fucking, environment where creatives are treated as an endless mill of free profits that's going to be continuously ratcheted up and up to drive unsustainable infinite corporate growth that our entire economy is based on for some fuckin reason.

Anyways, that's that, I find having these big posts that break everything down to be helpful.

[astrologydray]

Ruler of the 6th through the houses

This is where we get into daily life, service, work, wellness, and routine. Think of it as your “how I get sh*t done” energy — the ruler of your 6th house shows what area of life demands the most effort, structure, or healing🖤.

6th House Ruler in the 1st House

You are your own project.

Your identity is wrapped in your work ethic and wellness. People see you as productive, reliable, and self-improving. You’re the type to biohack, optimize, or self-discipline like a boss. You serve: Yourself, your goals, your growth. Wellness style: Actively engaged with body + health. “My body is my schedule — and my brand.”

6th House Ruler in the 2nd House

You work for stability + values.

You’re motivated by security, comfort, and building something solid. You probably have a slow-and-steady daily rhythm and need to feel grounded in your routine. You serve: Through practical help + financial support. Wellness style: Nourishment, somatic care, massage. “My routine = my resource.”

6th House Ruler in the 3rd House

Your mind is always working.

You thrive on movement, communication, and mental stimulation. You may multitask like a machine and keep a busy schedule. Writing, teaching, or running errands = daily bread. You serve: Through ideas, words, and helpful info. Wellness style: Breathwork, nervous system care, mobility. “My calendar is color-coded chaos — and I love it.”

6th House Ruler in the 4th House

Your home is your office or temple.

You crave comfort and emotional security in your daily rhythm. You may work from home or be drawn to caretaking professions. Wellness comes from emotional safety. You serve: Family, home, emotional healing. Wellness style: Nourishing food, rest, inner child care. “My peace starts at home.”

6th House Ruler in the 5th House

You work with passion or not at all.

You thrive when your work lights you up. You bring creativity to your job, and you may serve others through play, art, children, or entertainment. You’re here to infuse joy into the mundane. You serve: Through performance, love, creativity. Wellness style: Movement, pleasure, artistic release. “If it’s not fun, it’s not sustainable.”

6th House Ruler in the 6th House

You were born for systems, routines + service.

You’re naturally drawn to work, health, and structure. You may have a career in healthcare, healing, or support roles. Routines come naturally — but beware of overworking. You serve: Through consistency, integrity, mastery. Wellness style: Functional, optimized, routine-based. “Structure sets me free.”

6th House Ruler in the 7th House

You show up for others.

You serve through partnerships — whether romantic, business, or client-based. Your work may involve 1:1 relationships, and wellness improves when your relationships are in harmony. You serve: Lovers, clients, collaborators. Wellness style: Balance, connection, mirrored growth. “Your peace = my peace.”

6th House Ruler in the 8th House

You work in the shadows.

You may serve through healing, therapy, finances, or emotional transformation. You’re private about your daily habits and need depth + purpose in your work to avoid burnout. You serve: Through psychological or energetic work. Wellness style: Detox, shadow work, deep rest. “My work transforms me — and others.”

6th House Ruler in the 9th House

You work from the mind and the spirit.

You may serve through teaching, spirituality, law, or travel. Daily life needs meaning. You might crave movement or a higher mission behind the grind. You serve: Through wisdom, beliefs, or worldly perspective. Wellness style: Walking meditations, breathwork, education. “My routine is my ritual.”

6th House Ruler in the 10th House

You turn routines into legacy.

Work is your identity. You’re ambitious, career-oriented, and likely to rise in your field due to your consistency. You might manage others or become known for your service. You serve: Through leadership, professionalism, influence. Wellness style: Structured, goal-driven, visible. “Work hard, shine harder.”

6th House Ruler in the 11th House

You serve the collective.

You may work within communities, collectives, or online spaces. You need freedom and innovation in your day-to-day — and you’re likely to rebel against rigid schedules. You serve: Friends, networks, causes. Wellness style: Group classes, tech tools, unconventional methods. “My work serves the future.”

6th House Ruler in the 12th House

Invisible service, sacred structure.

You work best in solitude, or in healing/behind-the-scenes roles. Your routines may be intuitive or chaotic, and wellness is deeply tied to your emotional + spiritual state. You serve: Spirit, the unseen, vulnerable populations. Wellness style: Sleep, silence, dreams, energetic healing “Sacred rest is my medicine.”

[dentalprofessionalportal]

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Explore our full range of solutions and see how our software can transform your dental practice today!

[wonnieaura]

Getting your life back in 2024 (leveling up to the max)

♫₊˚.🎧✩｡

In 2024, leveling up your life involves a holistic approach to personal growth. Start by setting clear, achievable goals in various aspects of your life—career, relationships, health, and personal development. Cultivate a growth mindset, embracing challenges as opportunities to learn and improve.

1. **Define Your Goals:** Clearly outline what you want to achieve in different areas of your life. Break down larger goals into smaller, actionable steps.

2. **Continuous Learning:** Invest time in expanding your knowledge and skills. Read books, take courses, attend workshops, and stay curious about the world around you.

3. **Health and Wellness:** Prioritize your physical and mental well-being. Incorporate regular exercise, balanced nutrition, and sufficient sleep into your routine.

4. **Mindfulness and Self-Care:** Practice mindfulness to stay present and reduce stress. Incorporate self-care rituals into your routine, ensuring you take time for activities that bring you joy and relaxation.

5. **Build Strong Relationships:** Cultivate meaningful connections with friends, family, and colleagues. Invest time in building positive and supportive relationships.

6. **Financial Literacy:** Improve your financial knowledge and habits. Set a budget, save, and invest wisely to secure your financial future.

7. **Career Development:** Set professional goals, seek opportunities for growth, and stay adaptable in the ever-changing job market. Network and build a strong professional support system.

8. **Embrace Change:** Be open to change and view it as a chance for growth. Adaptability is a key skill in navigating life's uncertainties.

9. **Time Management:** Organize your time efficiently. Prioritize tasks, minimize distractions, and create a schedule that allows for both productivity and relaxation.

10. **Gratitude Practice:** Cultivate gratitude by reflecting on the positive aspects of your life. This mindset shift can enhance your overall well-being.

Remember, the journey of leveling up is ongoing. Regularly reassess your goals, celebrate your achievements, and stay committed to continuous improvement. As you evolve and grow, you'll find that your life becomes more fulfilling and aligned with your aspirations.