#new zero account opening

[deyonehogg]

Zero balance account: How small business can benefit from it:

Suppose you are a small business owner and want to make transactions without worrying about fraudulent activity and to keep track of the account you can choose a zero balance account. Typically, the company's main account contains zero balance to avoid suspicious activity. The secondary account includes the company's funds in which the interest rates are high while the zero balance account contains low or no interest. Opening a zero balance account provides so many features. 

How does it work?

Consider having both accounts in the same bank. Transactions will be made easily from the primary account to the secondary account. The secondary account contains the main balance. If any charge is posted on the primary account, the secondary account transfers money to the primary account. Only the required amount will be transferred, not more than that.

At the end of the day, if any amount is left in the primary account, it will be automatically transferred to the secondary account if you use the same bank. 

Benefits of having a zero balance account.

Reduce risk:

The main advantage of having a zero balance account is that it reduces fraud activity. The primary account, which is the main account of the business, contains zero balance, which reduces the risk of suspicious activity or being stolen.

Track cash flow:

Another advantage of having a zero-balance account is that it helps keep track of the cash flow. You can easily identify the overspending transactions. If you want to provide some funds, and your accounts are linked, you can easily transfer the amount and keep track of the transaction activity. 

Saves time:

It helps you to manage the task easily as the accounts are linked, and the transactions are automatic, which saves your time. You can have multiple zero-balance accounts. For example, you can have one account for funds, another for paying the amount, and another for receiving the amount.

Reduce transactional Fees:

Banks charge a certain amount for transactions from one account to another, but having a zero-balance account linked to the main account eliminates the need for transactional fees.

Reduce Maintenance Fee:

Having one main account and another account as a zero balance account helps you reduce the maintenance fee as the bank charges a certain amount for maintaining the balance in the savings account, it helps reduce the maintenance fees.

Overdraft facility:

Some banks allow overdraft facilities, which means you can withdraw more than the available balance. You need pre-approval for this feature. This overdraft facility is helpful in emergency situations.

Services:

The bank provides the necessary 360-degree services to this account, thus helping small business owners. Opening an online zero balance account is a faster and simpler process and does not require more documentation.

In closing:

Zero balance accounts are best suited for small business owners and startups to maintain their balance and keep track of their transactions. It offers several benefits for your account maintenance if you look forward to opening a zero-balance account check for banks that meet your needs. 

[ssruis]

Going through a straight up comical amount of irritating situations to get the stupid 4* guaranteed ticket from the welcome to sekai campaign. It Will Be Mine.

[ettadunham]

so far all i've managed in this game is get myself into places and situations i had absolutely no business being in

[amit2790]

Starting an Online Business with UPI: How It Helps

The Unified Payments Interface is India’s major step toward a cashless society. It is a payment system that allows users to connect multiple bank accounts to one smartphone app. It also provides fund transfers without needing IFSC codes and bank account numbers. If you add the UPI money transfer app to your business, it’s easy to transfer your money. Ensure you have a smartphone, active bank account, mobile phone, and bank account that are both connected and have better internet access. Here are some key advantages of UPI with business.

Small transaction:

UPI payments allow small shopkeepers and consumers to conduct low-cost transactions. Comparing a Visa and Master card can charge some fee of 1-2% of the transaction amount, UPI transactions are entirely free of cost. This leads to higher savings over the longer term.

Expand your customer:

 UPI can help you expand your customer reach. If you have one or two payment options, it affects your business and your customers. Recently, many people have been using UPI accounts to make payments. By including UPI in your business operations, you can connect with several customers and expand your business.

Many accounts with one app:

UPI has allowed you to manage all your bank accounts with a single app anywhere. You don’t need to use various types of apps, just link your bank account to a UPI app. However, you must choose a default bank account, so if anyone pays to your UPI ID, the amount is directly deposited to that account.

Real-time monitoring:

One of the key features of UPI is real-time transaction monitoring. As a small business owner, you can easily track your payments and expenses. Which helps to improve your financial management. With the help of the UPI app, you can maintain a clear and current financial status and improve your financial performance. Also, you can address the problems.

Safe and secure:

Payments can only be transferred from a mobile phone in which your SIM card or mobile number is registered with your bank account. If you are making a UPI payment, you need to verify your secret PIN. The major advantage of UPI is that it makes transactions fast and secure. UPI features like two-factor authentication and encryption can protect against fraudulent activities.  

Better than wallet:

Online banking is better than a wallet because you can’t put a lot of money into your wallet. But in online bank accounts, you can save a lot of amounts and use it everywhere. Wallets don’t let business owners earn interest on their balance, but with UPI, your money stays in your bank account. This way, you earn interest on the money you keep in the bank.

Final words: The points mentioned above demonstrate that UPI offers many advantages for your business. It is safe to use UPI as a payment method because it has excellent security features. With UPI payments, your customers can make the fastest money transfers, providing peace of mind for you and your customers.

[arorashanaya123]

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.

[kotakmobileapp811]

Kotak811 Mobile Banking App

Enjoy the power of seamless digital banking with Kotak 811 – the ultimate UPI app for all your banking needs! With our feature-rich mobile banking app, you can open a bank account in just 3 minutes, check balance online, view transaction history, and enjoy secure UPI payments and grow your savings faster with High-Interest Fixed Deposits!

[addynagar]

Reasons to switch to online banking 

Recent years have seen significant changes in the banking industry, and many people now find banking simpler due to technological advancements. Those days of waiting in a queue at the bank or spending hours on the phone to resolve transactions are long gone. With a free online bank account, you may accomplish all of your daily tasks from the convenience and privacy of your home. Indeed, this has become a very popular banking approach in the last several years. Here mentioned are the reasons to switch to online banking:

No monthly fees:

Your checking and savings accounts are maintained by most traditional banks every month for a cost. These needless fees deplete your hard-earned money. For certain accounts, if you keep a specific balance or get a certain amount of direct deposits each month, the monthly maintenance charge is waived. However, you shouldn't have to worry about whether you can meet those obligations every month. 

Convenience:

Money management is easy with online banking. You can check your bank statements, make bill payments, and transfer money whenever you can access the Internet. Bank-to-bank transfers, bill payments, mobile cheque deposits, and paperless statements are popular aspects of Internet banking. Certain online banks have tools and apps on their websites that are intended to help you save more money. 

Stay in control:

You should consider free online bank accounts because they make it easier to maintain financial control. You have quick and simple access to watch what comes in and goes out of your account, keep an eye on your spending, schedule payments, and carry out financial activities. You gain complete comfort and convenience in handling your finances and bank accounts, making it much easier to maintain control over your finances.

No balance requirement:

For savings and checking accounts, large banks may have multiple balance requirements. Additionally, they might ask you to keep a minimum daily balance. Not everyone can accomplish this. Less stringent balance requirements apply to online banks. Many have no requirements at all for a starting deposit. Usually, the ones that do are a few. Most also don't demand you to keep a specific monthly balance.

Save time:

Giving online banking a try is also encouraged because many individuals are surprised by how much time and hassle they may save using its services. It used to take a lot of time for customers to call bank employees or to visit offices and wait in long lines. You can easily handle everything online from the comfort of your home when you have internet banking, so this is no longer a problem. You can handle your finances much more quickly and easily as a result.

Bottom line:

These are just a few reasons to make opening an online bank account wise. An online new account open has made simpler nowadays. Due to benefits like reasonable rates, no fees, and digital capabilities that can make managing your accounts and increasing your savings easier, online banks frequently provide substantial advantages over traditional banks.

[krihita]

Eligibility and Documents Required to Obtain a Credit Card

Credit cards have become an essential financial tool, offering convenience and flexibility in managing expenses, since it is optional to get one. It involves meeting certain eligibility criteria and submitting specific documents to the issuing bank or financial institution. You can now try it on a digital account by opening the app itself. Many of you may need a credit card but don't know how. Understanding these requirements is crucial for them to ensure a smooth application process and increase the chances of approval. So, let us clarify the eligibility to apply for a credit card.

Factors influencing credit card eligibility: 

Banks and financial institutions establish specific eligibility criteria to assess an individual's creditworthiness before approving a credit card application. While the eligibility criteria may vary slightly among different issuers, the following are common factors considered:

Age - Applicants must usually be at least 18 to be eligible for a credit card. Age requirement may differ for various financial institutions.

Income - A regular source of income is a primary factor in determining eligibility. The income requirement varies based on the type of card and the issuing bank.

Employment Status - Whether you're salaried, self-employed, or a business owner, your employment status plays a role in eligibility.

Credit History - A good credit history will be a positive sign to get a credit card. Issuers may consider your credit score, which reflects your creditworthiness.

Nationality and Residence - Credit card eligibility is often restricted to citizens or residents of the country where the card is issued. Some institutions also consider the duration of your stay in that country.

Existing Debts - Your existing debt obligations, such as loans or outstanding credit card balances, might influence your eligibility. A high debt-to-income ratio could lead to a rejection.

Documents Required:

You'll be instructed to submit specific documents along with your credit card application to substantiate your eligibility and provide the necessary information. The exact list of required documents may vary by institution, but generally, the following are commonly requested:

1. Identity Proof includes documents such as a valid passport, driver's license, Aadhaar card, or voter ID card.

2. Address Proof - Utility bill payments, rental agreements, or a recent bank statement can serve as address proof.

3. Income Proof - Salaried individuals usually must provide salary slips for the last few months. Self-employed individuals might need to submit income tax returns or audited financial statements.

4. Passport-sized Photographs - These are required for identity verification.

5. Employment Proof - For salaried applicants, an employment verification or appointment letter can be requested.

6. Bank Statements- Some issuers might ask for your recent bank statements to assess your financial stability.

7. PAN Card - The Permanent Account Number (PAN) card is essential for income verification and tax purposes.

8. Business Proof - If you're self-employed or a business owner, you might need to provide documents related to your business, such as business registration certificates.

Closing thoughts:

Many digital account opening apps provide the facility to apply for a credit card online. Acquiring a credit card requires meeting specific eligibility criteria and submitting essential documents that validate your identity, financial stability, and creditworthiness.

[kotak811]

Top different types of checking accounts 

Checking accounts are an essential part of the financial system. Consumers can deposit money into these deposit accounts, transfer funds, write cheques, pay bills, and do other common banking operations. Checking accounts give customers a place to conduct regular banking operations, making them a crucial component of the banking system. Many benefits come with premium accounts, but you frequently need to maintain huge balances. Despite the variety of possibilities, the money in checking accounts is secure. You need to follow specific rules if you are looking to saving account opening online. Stay here to learn about thedifferent types of checking accounts:

Regular checking accounts

You can do everything you would expect from a checking account with a standard one. Like savings bank accounts, regular checking accounts allow for ATM deposits and withdrawals, check writing, bill payment, and debit card transactions. You might have to pay a monthly charge for the benefit of having an account, although many banks are willing to eliminate it if you maintain a sufficient balance. A standard checking account typically offers little or no interest on your balance. So, if you are looking for extra money, consider creating a savings account with your checking account.

Senior checking account

People 55 or 60 years old can normally open one of these accounts. They might provide free checks, discounted monthly maintenance fees, and other incentives advantageous to retirees or people living on fixed incomes. Do your research before deciding on an account based solely on its name. An account not targeted at senior citizens might offer you a better rate.

Business checking account

A business may benefit from having one of these checking accounts. For instance, a company might have separate checking accounts for operations expenses and payroll. Additionally, it can have numerous accounts with different uses. Customers with business checking accounts could be charged more for transactions that exceed a specified threshold. When comparing business checking accounts, consider these fees seriously if your company often deposits cash.

Checkless checking

You will have to use a debit card to purchase, as these accounts don't give checks. There may not be any overdraft charges for this account type. If you need to remember the last time you wrote a check, this can be a desired banking alternative. A monthly maintenance fee is often imposed on checkless checking accounts and cannot be canceled.

Private bank checking

To be qualified for a private bank checking account, you will often need to have a particular quantity of money deposited with a bank. Relationships with lenders and investments may be considered to meet this need. You can use this type of account to get larger limits, free wire transfers, bigger debit card limits, or more ATM withdrawals per day. A dedicated agent who manages your account may also be assigned to you.

Second-chance checking account 

These accounts may have higher fees than conventional checking accounts since they present a larger risk to the banking institution. However, they enable people who have previously made mistakes to obtain essential financial services.

Wrapping it up

As a result, the above details are about thedifferent types of checking accounts. Determine your priorities when selecting a savings bank account, such as accessibility to branches and ATMs and whether a minimum amount is necessary.

[poojalate]

Already have a Kotak bank account? If you are already a member of the Kotak Mahindra Bank family, you can directly download and use our main Kotak Mobile Banking app (insert app link) to enjoy all the benefits of online banking. Why open your Kotak 811 account via an app? Opening a Kotak 811 account on our app is quicker and faster. Here’s a look at the benefits of opening your Kotak 811 account via the Kotak 811 app –  Easy and paperless account opening online  The ability to open an account from anywhere with just a few clicks on your phone  A free virtual debit card (Debit Card details are given in-app for use in online transactions)

[deyonehogg]

Open a zero balance savings account, scan QR & transfer money via secure UPI

Enjoy the power of seamless digital banking with Kotak 811 – the ultimate UPI app for all your banking needs! With our feature-rich mobile banking app, you can open a bank account in just 3 minutes, check balance online, view transaction history, and enjoy secure UPI payments and grow your savings faster with High-Interest Fixed Deposits!

[becausegoodheroesdeservekidneys]

A friend of mine is currently in the process of trying to open a joint bank account with his partner, which has been a lengthy and protracted ball ache as the bank keeps asking for more and more forms of ID and credit checking and so on. Today they had a message from the bank saying they need to call back to discuss the application; friend calls, and is told that it's on hold because the address on the application and the address on his driver's licence doesn't match.

"What?" he says. "Yes it does."

"No," says the bank. "Because your application says 123 Road Street, Swansea. But your driver's licence says 123 Road Street, Abertawe."

"... that's the same address," says my friend. "The licence is in Welsh."

"We don't count that as the same," says the bank. "You needed it to match on the application."

"It would have," says friend. "But your application form didn't allow the name Abertawe, so I had to put Swansea."

"Well, we can maybe change it," says the bank. "But it'll count as a new application, so we'll need to credit check you again."

...

"It flipped a switch," he told me afterwards. "I went from zero to nationalist in half a second."

Fun times.

[earthtooz]

x : ABUNDANCE :*+ﾟ

in which: rin doesn’t know when to stop spoiling you and you don't know how to stop him either.

warnings: rich pro-athlete!rin, gn!reader- reader wears lip gloss and perfume but i am an avid believer that they are gn, rin is dramatic (tm), fluff, swearing. 1.6k wc

a/n: rin is a clown in my eyes LMFAO no but this was kinda self-indulgent and i just can't stray too far from itoshi rin before he inevitably pulls me back. haven't written anything for him in a while so it feels good to be back to my roots. also no i'm not off break lol i did say that i was still gonna write and come back to post hehe. ENJOY!! rbs appreciated !!

itoshi rin doesn’t know when to stop spoiling you.

and you didn’t know how to get him to stop spoiling you. you could never resist his presents no matter what shape or size, whether they were little nendoroids of your favourite anime characters to the latest designer bags, you would always accept them with a grateful smile. 

however, there’s always a tug of guilt at your chest that makes you little hesitant, not wanting rin to waste unnecessary money on you. yet whenever you make this feeling known to rin, he scoffs and waves your concerns off, ending the conversation there as he urges you to open his presents, more concerned about your reaction than how much money is being extracted from his account.

what’s the point of money if he can’t spoil you with it? that’s always been his philosophy. besides, it’s not like you’re forcing him to, so what’s the big deal?

if there was a certain brand of perfume you wanted, he was going to buy it. if you needed a bigger monitor then he’ll buy it. if you needed a streaming platform to watch a certain show on then he’d buy it too, not a problem. in fact, you’re sure rin is funding the spotify premium for your account because he got tired of all the ads he had to listen to when sharing headphones with you. 

despite rin’s insistence that he was more than okay to spend money on you, it didn’t stop the growing feeling of guilt festering in your gut. so eventually you stopped bringing up things you wanted to buy in front of rin, leaving to write them down in your notes app instead.

the pro-athlete doesn’t question the abrupt lack of complaints about things you needed to buy, leaving him blissfully unaware of the things you had been buying for yourself and him. 

this dance continues for a little and it’s not until date night three weeks later that he figures you out. you never stood a chance against rin’s perceptiveness especially when one of his favourite things to do was watch you get ready for said date nights, leaving it only a matter of time before he’d realise,

“looking gorgeous as always,” he compliments whilst walking up to stand behind you, dressed handsomely in a crisp suit with his hair swept sideways- a hairstyle he began to wore more often when he realised how often you stared at him during a boring sponsorship event which turned out a lot more eventful thanks to the simple hair change.

you smile at him in the mirror as rin places a kiss on the side of your head, hand going to your hip before situating himself on the bed, glancing down at his watch to check that you were still on time for the dinner reservation.

when he looks back up at you, his eyes zero in on the foreign lipgloss you were holding in your hands and the small smile rin wore falls into a scowl. rin knows he didn’t get that for you, and judging from the sleekness of the packaging, it looks new. he withholds his suspicions, brushing them off.

alarms blare in rin’s head again when he notices the foreign highlighter in your hands. contrarily, you remain ignorant to rin’s inquisitive stare as you lean in close to the mirror to apply the product, too used to the usual intensity of his gaze to bat an eye. 

the last straw is the perfume you use, spritzing it on your wrists, behind your ears and neck, doing a little fanning motion with your hands once you were done.

“okay, i’m ready, let’s go before we’re lat-” you say, turning around to look at rin, cutting yourself off when you notice the look of distraught on his face. “what’s the matter?”

walking over to where he sat, you leisurely lay your forearms on his shoulders, pressing a kiss to his cheek whilst doing so. the smell of your foreign perfume enters his nose and although it was a very nice and charming scent, the athlete’s nose scrunches in displeasure, eyebrows furrowing further. 

“do i have something on my face?” you ask, backing away. rin grabs your hands before you can stray too far. 

“no, not that,” he puts your hands on his shoulders again. “did you always have this lipgloss? and i don’t recognise this perfume.”

“oh, i bought it not too long ago.” 

he looks at you as though you’ve committed the most blasphemous offence against him, which, you did. “excuse me?”

“i bought it?” you reaffirm, a lilt of confusion in your tone. 

rin narrows his eyes, combating your confusion with scrutiny. “you bought it.” you nod. “with your own money?”

“duh.”

he exhales loudly through his nose and you can feel the judgement oozing off him. “no that’s not right. i have to fix this.”

abruptly swapping your positions so that you were now sitting on the bed, rin disappears into the bathroom, emerging with a pack of makeup removers before sifting through your numerous products, that look of concentration never leaving his face.

“we’re gonna be late, rin,” you say from where he planted you, watching helplessly as your boyfriend approaches to stand in front of you, crouching down to be eye level with you. rin takes out a wipe from the packet before gently rubbing it on your lips, touch contrastingly gentle to his fiery gaze. 

“don’t care. this is more important.” 

rin fiddles with the highlighter that he bought for you, opening it cautiously and using the same brush you always use as he carefully paints your skin with the glitter. it amazes you just how observant rin is as he traces all the spots correctly, knowing you down to of the most insignificant, tiny details.

he does the same with the lip gloss, opening the familiar bottle before putting a luxurious amount of the product over your lips. you don’t complain about it, not when rin’s nose scrunches in concentration and not when he makes a disgruntled noise because he overlined the lip gloss, wiping it from the corner of your mouth.

nevertheless, when rin pulls away, he admires his handiwork with a content grin, the scowl now fading. “much better,” he mumbles, grinning slightly. before you could say anything though, the athlete stumbles away to put your makeup away, returning with a bottle of perfume that he also bought for you.

“do not spray that on me. the scents will clash,” you threaten. rin blinks at you before grabbing your wrist, spritzing a small amount before repeating the same step on your other pulse points.

his actions were sweet and you understood that rin had good intentions, but through the endearment you felt for your lover, there is an undeniable feeling of dejection settling within you. “i liked the products that i bought,” you murmur, tone slightly downcast as you express your thoughts. “i like using my own money sometimes too, rin.” 

the smile rin wore falls ever so slightly as he looks at your somewhat-dejected form, crouching in front of you instinctively as to get a better glance at your face. 

“i feel horrible whenever you use your money on me. especially on things that are way too expensive and way out of my budget. i don’t want people- i don’t want you to get the wrong idea of us,” you confess the last part breathily, rubbing your arms awkwardly. “and i hate feeling like i owe something to you.”

“hey, you know that will never happen, we’re not like that,” he rubs a hand on your knee reassuringly. “i buy things for you because i know, and don’t talk about this lukewarm shit about ‘owing’ me. if anything i owe you for putting up with me.”

you let his words sink in with a sigh, focusing on the warmth of rin’s palm. 

“and i also buy things for you because you only deserve the best. none of that mediocre crap that anybody can buy.” 

“but what if i like the ‘lukewarm shit’?”

“then you need better tastes, but i guess i have no choice but to buy it for you.” he stands up ever so slightly to kiss you.

you back away, cutting him off with a press of your finger against his lips. “rin. no.” 

he gives you a withering glare for denying his affection. 

“that’s not the point. as much as i love and appreciate it when you do buy things for me, i would also appreciate it if you let me use my own money too.” 

the soccer player backs away, eyes scanning your expression to decide on what to say next. he sighs when he sees the determination in your face and like a dam giving out, it’s the first sign of rin’s stubbornness surrendering to your pleas.  “fine, i’ll respect your choice, but it doesn’t mean that i like it.”

you grin, pulling him back in for the kiss he wanted earlier, catching rin off guard briefly before his shock subsides, letting him melt right into you. your lipgloss was now effectively ruined but you didn’t have it in you to care much. rin could always reapply it for you. 

“but i’m paying for dinner,” he asserts against your mouth. 

“deal.”

you return home tomorrow to see the same products you bought for yourself on your shared bed. except brand new and still in their sleek packages. 

what were you going to do with rin?

[aduh0308]

freaky sex w sweet romantic boyfriend gyu 😳

warnings: romantic beomgyu, perv!gyu, dom!gyu, sub!reader, spit kink, mean dom!gyu, bondage (just hands tied w a ribbon), use of sex toys (vibrator), orgasm control, overstimulation, dacryphilia, piv sex, protected sex!, masturbation, calls reader ‘baby’, ‘pretty girl’ and ‘good girl’

obsessed with the idea of beomgyu who is such a lover that it completely hides the fact that he’s a total perv

like beomgyu who always says that love is effort— and he means it, buying you flowers and keeping one so he knows when it dies that it’s time to buy you more, who takes you on the sweetest dates, picnics and movie marathons and the occasional fancy because he just wants to spoil his pretty girl <3 so you’re fooled into thinking he’s entirely vanilla, and lord, he is not

finding his porn twitter account is entirely accidental, but you’re making a new account just to follow him, because from what you can tell from his retweets, his tastes match yours up to a T. mean dom men and whiny sub women, a shocking amount of spit, and what seems to be a mutual bondage kink, you’re getting yourself off not just to the videos on your screen, but to the fact that he has too 🤭 

you keep quiet, though, until your six-month anniversary rolls around. beomgyu’s taking you out to a particularly nice restaurant, and halfway through the dinner, he brings up, with zero hesitation, the fact that he wants to have sex with you tonight. if you don’t, that’s cool too he assures you, eyes locked on yours with a small twitch of his lips but, I figured it’s been six months… you’re quick to assure him that you would like to do nothing less than that, and beomgyu’s even quicker to call the waiter over for the check

there are two small boxes on your seat when you get into his car, and, cheeks flushed a soft shade of pink, beomgyu lets you know that those are for later 🤭 pressing a tentative kiss to your lips when you get inside his apartment, he lets out a noise of relief when you increase the intensity, hands carding through his hair, then unbuttoning his shirt with such pure, unadulterated desperation that beomgyu’s hard in his dress pants already <3 he’s on top of you in his bed in seconds, clothes thrown to the wind, and god, how pretty you look under him, even better than he could’ve imagined

w-whats in the boxes? you’re gasping, breathless with his lips on your neck, and beomgyu laughs, handing them to you, you opening them, jaw falling slack. a vibrator and pretty ribbons, beomgyu smirks at you mind if I use these on you?

you don’t mind at all. wrists tied to the headboard of his bed, legs spread wide to expose your dripping cunt, beomgyu breathes out a slow exhale, hands moving to push your thighs even farther apart. god, you’re so pretty… holding the vibrator to your clit and turning it on the lowest setting, he laughs when your knees jolt together. c’mon baby, not even anything yet, are you gonna be able to handle more? smirking again when you nod, swallowing thickly, and he turns it up higher <3 pretty whines and whimpers are music to his ears

loves the way you beg for release after 30 minutes of edging, but you’re not gonna cum around anything other than his dick, are you? you whine so prettily, asking to be able to touch him, wanna be able to touch him when he’s fucking you for the first time :(( he obliges, undoing the pretty pink ribbons bound around your wrist, and you sit up, legs shaking where are the condoms? beomgyu bites his lip in a smile at your quickness second drawer

he’s practically drooling into your mouth when he finally fucks into you fuck, pretty girl’s taking me so good… and your poor cunt is spasming around him within minutes, so fast that he laughs, still fucking into you so hard you can barely breathe, g-gyu, too much, can’t take it, t’ sensitive! and he only presses a kiss to your wet cheek can take it, doing so good, what a good girl..~

he lets a drop of salvia fall from his lips to your awaiting ones, and you’re cumming around him again, taking him with you this time, his pretty body shaking above you, and when he falls beside you in bed after discarding the condom, you have half a mind to tell him you know about his twitter account <3

[amit2790]

Secure UPI Money Transfer, Scan QR, Check Account Balance & Transaction History.

Simplify your finances with Kotak811, the ultimate app for easy money transfers, UPI payments, and account management! With our feature-rich mobile banking app, you can enjoy quick and secure UPI transfers to any account, instantly check your account balance, view transaction history, and grow your savings account faster with High-Interest Fixed Deposits!

[sunnie-angel]

A Fever You Can’t Sweat Out

Part 1: Unexpected Faces in Familiar Places

fem!jason todd x fem!reader summary: jay makes a new friend, now if only she could be something more... tags: sexual harrassment, threats of violence, idiots in love, flirting, swearing, sexual tension, semi-public sex, cunnilingus, fingering rated explicit (mdni) | wc: 4.7k a/n: enjoy! i've been having a really shitty week (even before the election) so i scrapped my original intention to only post once it was fully written and decided to just share this with you all

Jay Todd has the shittiest day to cap off the shittiest week in what feels like forever. Her ribs ache from a hit on Monday that’s still not fully right and she spent most of the day chasing down one of her accountants that had the sheer fucking nerve to try and steal from under her nose. Her knuckles are bloody, she’s on the verge of a stress headache, and all she wants is to drink her goddamn drink in peace. Apparently that’s too much to ask for because she gets a call from Cala down at one of her bars about out of towners harassing the guests and now that just won’t do at all.

Jay bursts into the bar, door hitting the wall with a crash, and oh fuck she forgot her helmet at home so she’s gonna have to do this as Jay, without the weight of the Hood’s legend behind her. Taking a deep breath she squares her shoulders and swaggers in. Zeroes in on the two chucklefucks have that cornered a poor girl sitting at the bar. Notes the way she’s hunched over and pulling down the hem of her skirt to hide her skin from lecherous eyes. Cala buzzes around the scene trying to divert their attention away from poor little miss unlucky but it doesn’t work.

“–m not alone,” Jay hears you say as she strides towards the bar. “I’m waiting on a friend.” 

“That so,” the taller of the two men leer. “Well she can just join us too. Plenty of room for more.” The shorter man makes a crude gesture at his crotch and Jay sees red.

“There you are!” She calls out, shoulders past the men without even acknowledging their presence. “Sorry I’m late, traffic was a real bitch. Did you already order our drinks yet?” You look up at Jay with gratitude and something suspiciously like tears shining in your eyes. Fuck. You’re pretty.

“No I– I didn’t know if you were planning on driving so I just waited,” you play along. 

Jay goes to take the seat next to you but shoulder slams into a body. She turns and raises a single disdainful eyebrow that she knows for a fact has made grown men cower before.

“You’re in my seat,” she says, low and bored. The man’s face starts to go a horrible shade of red that clashes terribly with his hair.

“So you think you can just butt into a private conversation, bitch?” He snarls, spittle flying.

Jay very conspicuously wipes the front of her leather jacket with a bar napkin. Looks him up and down and smirks.

“I think your conversation was over 30 seconds after you opened your mouth. I bet a lot of things are over in 30 seconds with you,” she tells him coolly.

He opens his mouth to respond, vein pulsing in his forehead but the cock of a shotgun stops him. Cala, blessed Cala, had finally had the distraction she needed to grab the shot gun from under the bar and she is using it to maximum effect.

“Out!” She thunders, waving the shotgun in the men’s faces. “Out and don’t you ever come back. This is one of the Hood’s bars, we’re under her protection and there’s gonna be hell to pay for this.”

Enraged the larger one goes to yell back but the shorter one grabs at his shoulder. Whispers at him to look around at all the hostile faces, the other regulars getting to their feet and cracking their knuckles. Tails between their legs the two nuisances scamper out.

Jay nods at Cala and she calls out “Next round’s on the house!” to the cheers of the room.

Job taken care of, Jay goes to leave when a hand around her wrist, just catching her under the hem of her jacket, freezes her in place.

“Wait!” you call. She turns to look at you properly, the wobble of your lip and the shortness of your skirt from where you’re no longer tugging it down. “Please? I just– I’m worried they’ll be waiting outside for me. I was supposed to meet a date here but they bailed on me and now I have to wait for the next bus to come. Would you stay with me for a bit? Please? I’ll– I’ll buy you a drink for the inconvenience.” And well, Jay always was a sucker for a damsel in distress.

“Sure,” she says, slinging herself lazily back into the bar chair. “It’s no inconvenience but I’ll take that drink. Whoever he is, he’s gotta be mad for standing a pretty girl like you up.”

“Oh um,” you fluster at her words. “Thanks?”

Cala sets down Jay’s usual order for when she’s driving in front of her and refills your drink. Waves off your fumbling with your wallet with a “It’s on the house, chérie. Our apology for the bad night. Besides,”  she nods at Jay “the Boss Lady would not let you pay if you tried.”

You grow more flustered at that and Jay rolls her eyes at Cala’s interfering. She lays a hand on your bare forearm to get you to stop tearing the napkin in your hands to shreds.

“You’re not in any trouble honey,” she says, voice low and soothing. “Just needed a little help, that’s all. Now my name’s Jay and I own this little establishment. Why don’t you tell me a little something about yourself too?”

You stutter and start through your own self-introduction, mascara long eyelashes fluttering at all the attention. Jay’s just so goddamned tempted to press her thumb into the hollow underneath your eyes, see if that’s enough to make the gathering tears of relief spill over. Wants to see your puffy bitten lips wrapped around her fingers rather than your straw. Getting you to talk about yourself seems to work though, familiar territory slowly evening you out. You’re surprisingly witty when you’re not flustered, someone fun to have a conversation over beer with. Time just gets away from under you two, Jay too enthralled with the way your hands move as you tell a story, you too drunk under her attention to bother looking at the time.

A stray notification catches your attention, interrupts your story about how this bar wasn’t even in your bottom five. You roll your eyes at the sender name.

“Jerry,” you answer Jay’s inquisitive look. “Apologizing for standing me up, for all the good that’ll do.” With a flourish you tap at your screen, smile and say “Blocked.”

Jay can feel the corners of her eyes crinkle up in return, simple joy and approval for you cutting the trash out of your life. Not that she’s really entitled to an opinion on it. Your smile lasts a half second longer before suddenly descending into panicking, fumbling out your phone and chanting no no no under your breath.

“I missed the last bus,” you breathe out, eyes wide. Jay’s brain stutters at that, there’s no way you’ve been talking together for four hours. Cala catches her eye and jerks her head up at the big clock hanging over the bar. Fuck. It really has been four hours.

Jay knocks back the last of her beer and stands, extends a hand out to you to help you hop off the bar stool that’s just the wrong side of too tall. Even in your heels Jay’s still got quite a few inches on you.

“C’mon,” she says. “It’s my fault you were out so late, I’ll give you a ride home.”

She leads you outside to where her bike is parked, your palm still in hers.

“I don’t have an extra helmet so you just take mine okay?” She says, putting it on you.

“We’re– we’re going on that?” you squeak out, surprise rendering you docile.

“Yep,” she answers, already straddling the bike, thighs flexing. “Hop on and hold on tight.”

Jay more feels than hears your scream as she revs the engine and takes off, corners maybe just a little too fast to be anything other than showing off. Too soon she pulls up at your front door and already she mourns the feeling of your arms wrapped around her middle. She gives you a hand to help you off the bike again and nearly buckles at the brief glimpse of the black unlined lace panties she sees under your skirt as you swing your leg over the bike. The two of you stand there facing each other, moment stretching out until a car backfires a few blocks over.

“Well, I guess I should get going, “ Jay tells you reluctantly.

“I’ve got work in the morning,” you respond, still not moving. “Wait! D’you want my number or something so we can do this again? Not the first bit obviously, but maybe drinks? Maybe coffee next time?”

And Jay, Jay doesn’t really have a phone besides a collection of burners but for you she’ll keep one on her. “Could always use another friend,” she says slowly, hands her phone over to you anyway. Grinning, you see her off into the night, taillights dissolving into darkness.

Jay calls first, asks about coffee with too much casualness in her voice. Your ensuing enthusiasm sets to right the last of her worries that you’d only offered out of obligation and she sets about monopolizing as much of your free time as she can get away with. Takes you to the movies, to museums, to lunch. Lends you her sweater, her umbrella, her helmet. Actually thinks about buying a second one with how much use you’re getting out of hers. Bitches with you about assholes at work – not that she gives you the full story – and bemoaning the state of customer affairs. Makes you dinner at her apartment and makes a spot for herself on your couch. Worms her way into every corner of your life without regret because you’d tell her if her presence was unwanted. Right?

Leave it to Jay to come back from the dead and still fall in love with a straight girl. Dick teases her about how far she’s willing to bend over backwards for ‘just a friend’ and Jay has to show her teeth and snap back that at least she has some. Has to cover up for the fact that her sanity is hanging by a goddamn thread thinner than that single string that had tied the open sides of your top together that one afternoon, revealing bare skin and the hint of a breast if you leaned just right. The way she almost walked into a wall when she realized you weren’t wearing a bra the first time she came over to your place. How she’s come with the image of your tear-stained face, fingers buried in her cunt. It’s fine! Jay’s fine. Eventually she’ll learn to stop lusting over her darling best friend who looks up at Jay with such sweet trusting eyes, unaware of what an awful lecher she is.

A gala invitation has Jay wishing she could shoot lasers with her eyes and incinerate it. Her eye twitches with annoyance and you snatch it up out of her hands before she can stop you.

“Oh what’s this, a party?” you ask, hair falling down the nape of your neck in a way that has Jay itching to brush it aside and kiss your spine.

“A stupid one,” she answers, not really paying attention.

“But you’ll have to get all dressed up for it! Please, please can I come over and watch you get ready? You never get dressed up,” you pout.

Even with your whining and pouting, Jay can’t help but think she’d still have a better time at the gala with you by her side to distract her from pointed glances and whispers. She sighs. Wait.

“There’s a plus one on that invite,” she tells you nonchalantly, studying your face in her peripheral vision. “You could come if you want, get all dressed up too.”

You stiffen at the question. “You really mean it?” you whisper, hardly daring to breathe.

“Course, but only if you want to,” she offers. You squeal, clutch the envelope to your chest and tackle her.

“It’s short so I’ll probably have to rent a dress and oooh I need to think about makeup, maybe a bold lip? Oh! And I can have another excuse to wear the Jimmy Choos...” you babble in her arms.

“You hate the Jimmy Choos,” Jay reminds you. “Always complain they pinch your feet.”

“Duh,” you tell her, pushing yourself up. “But they make my legs look like sex so I’m wearing them.” Jay has to swallow a couple of times at that, lost in the last time you’d worn them out clubbing and dragged her with you. Your legs had looked like sex, miles of long yummy skin only ending at your barely there mini dress. You prance around the room pulling down dishes for dinner and Jay sighs, melts back into the couch cushions as she listens to you chatter a mile a minute about how excited you are.

Jay’s really, really regretting her impulsivity by the time the gala rolls around a few days later. In all her excitement about not going alone for once, she’d forgotten that this meant she’d be going with you. With you, all dolled up and mouth-wateringly gorgeous.

You knock at her door earlier than she’d expected from you when a fancy event is involved and has to do her very best not to drop her jaw on the floor. Gorgeous green silk pools around your breasts in a daring cowl neck, the fabric clinging to your curves, draped to exaggerate them. Skims the plush sides of your hips before falling straight to the floor, a daring slit revealing the warm bare skin of your leg ending in those heaven sent Jimmy Choos. Jay stares, knows she stares for a beat too long but there is quite literally no force on earth that could tear her away. You start to squirm under her attention, still standing half in her doorway.

“That bad, is it?” You laugh self consciously, start to cover your cleavage with your hands. “I knew it was too much.”

“No, no it’s just enough,” she rasps, standing back to let you in. You brush past her so close she can smell your perfume, can tell you’d broken out your special occasions scent in the nice glass bottle. “I just need to fix my tie and do my hair and then we can go.”

“Do you need the tie?” You hum, stepping into her space. Grabbing a hold of one of the loose ends, you tug it out from where it’s tucked under her collar and drape it over the couch. Your fingers come to her throat and slowly undo the buttons there until only a single button or two above her waistcoat remains done up. Satisfied with your work, you spread the material flat under your palms, right over the swell of Jay’s breasts. “I think you look really nice just like this,” you confess to her.

Jay can barely breathe as she says “Fuck the tie, never liked ‘em anyway.” Your slow smile is worth it.

“Can I do your hair too?” You ask shyly.

“Don’t see why not, I was just going to do a ponytail,” Jay shrugs. Delighted you push her down onto the couch and start pulling bobby pins out of your purse. “Wait did you plan this?” She asks.

“A girl should always be prepared for the best outcome,” you tell her primly as you stand behind her and finger comb her riotous hair.

Quickly you separate out a deep side part and Jay memorizes the feeling of your hands in her hair. Hands twisting and pinning, you’re done in only a few minutes, handing her the little mirror out of your clutch to admire your work. Softly Jay touches your work, the way you’ve slicked back one side of her hair and made the waving curly mess look artistic and purposeful.

“Thank you,” she says, making eye contact with you in the mirror. She means it, means it for more than just fixing her hair but for everything else you’ve done since stumbling into her bar and her life all those months ago.

“It’s nothing,” you tell her, hands suddenly occupied with the mechanism of your purse. “We should probably get going, right?”

Jay drives the two of you to the venue in a really nice car you’ve never seen before. She waves away your questions with a tight, “My dad won’t even notice it’s missing.” She parks at the end of the red carpet and the doors haven’t even opened yet but you can already see the camera lights flashing. You look at her, suddenly nervous because you’d vastly underestimated how important this event was. She turns to you and smiles, grips your hand over the car console.

“Hey,” she says, all softness. “Just stick with me and you’ll be fine. I’ll head off the vultures, you just hold onto me and enjoy the canapes, okay?”

You nod, and then suddenly she’s opening up your door, hand extended to help you out. The lights are blinding, flashing so fast the afterburn never gets any time to dissipate. Pasting on a smile you cling to Jay’s strong arm, rock solid even under all her suit layers. Paps shout and scream at you to look their way and you can barely hear them over one another.

Eventually the two of you make it through the front doors of the hotel and you gasp like you’ve been drowning. Rubbing your shoulders Jay moves to cover you, cuts off the private moment from prying eyes that seek and skitter.

“Is it always like that?” You gasp. Fighting to regain your balance.

“Unfortunately,” she says with a rueful smile. “But that’s the worst of it over, now we can really enjoy the night.” Gallantly she offers you her arm and you accept it gratefully, her elbow brushing up against the swell of your breast as you walk.

She introduces you to the night’s hosts – her family – with a whispered apology in your ear. Jay is secretly, privately glad that you don’t notice Dick’s eyes lighting up with interest in you as you come in to view. She’s very careful to stamp that light out with a scowl and pantomiming slitting his throat. He’s all charm and smiles when he’s introduced to you though Jay still stomps on his toes for good measure. She doesn’t know what possesses her to, but she wraps a proprietary arm around the small of your back as she steers you around the room. Helps you to crystal flutes of champagne that make your nose twitch at the carbonation and warns you off the most disgusting canapes.

Jay has just chased down the waiter carrying the mushroom and cheese quiche bites you’d fast declared your favourite when the two of you get roped into a very stilted conversation with some of the fat cats the Waynes are currently trying to drain dry, for charitable reasons of course. She’s tuned out the conversation while she piles all the best looking bites onto a plate for you, horrifically uninterested in whatever Mr. Harold J. Carson, esquire had to say about the Texan economy. She cottons on to something being wrong as your hands tense up around her arm and your laugh gets ever more brittle.

“That’s a very kind offer Mr. Carson–”

“Harold, please,” the great mustached walrus harumphs.

“–Mr. Carson,” you bravely soldier on. “But I’m here on a date and I hope you’re not implying that I’m the type of woman to two-time someone.”

He turns an ugly shade of puce and sputters at the implication, society matrons chuckling behind their glasses at his terrible blunder. Sensing an opportunity, Jay grabs you by the arm and starts leading you away.

“I do think our presence is needed by my family elsewhere,” she says, vowels Diamond District clipped. Her grip around your fingers is strong, tighter than it’s ever been as she leads you down a hallway and into an unused meeting room. Her breaths are coming heavy as she drops your arm like she’s been burned, deposits the plate on the empty table. Jay knows if she speaks now, her voice will shake and she will not have that. FUCK. Fuck, she was supposed to have this under control by now. She’s not your keeper, she’s not gonna stand between you and happiness but fuck it hurts to be used like a ticket into someone else’s bed.

“Jay,” you ask cautiously. “Are you okay? I really wasn’t going to take him up on his offer, I’m telling the truth, promise.”

“Why’d you come with me as a friend when you were already invited as someone’s fucking date?” Jay spits out, unable to contain her jealous anger and pacing to try and burn it off.

“But you invited me,” you answer her, voice trailing off in confusion.

“You just told Mr. Texas Oil Man that you’re here on a date,” Jay says, voice tight and frustrated at having to spell this out for you. “And we–” she gestures sharply at the two of you “–are not on a date.”

Your face falls, voice thin and hurt. “We’re not?” you ask softly.

Jay has to stop pacing because wait what.

“You– you thought this was a date,” she says slowly. “You got all dressed up and wore the heels you hate because you wanted to look good. For me.” You hug yourself tightly and nod, gaze fixed on a spot on the floor. “But you don’t even like women?” And it’s less a painful fact she knows now and more of a question. 

“We met because my date stood me up!” you exclaim.

“Yeah, Jerry,” Jay says, not sure where this is going. “Fuck that guy.”

“Gerry short for Geraldine!” you practically howl. “I’ve been practically throwing myself at you ever since, I thought you were just being nice and not saying anything to hurt my feelings,” you yell at her. “I thought– I thought you were finally giving me a chance tonight.” You pant, chest heaving as you reveal this more vulnerable truth.

“Oh,” she says stupidly, suddenly forced to re-contextualize her entire life for the past few months. You dash an angry hand at your tear eyes and turn to go.

“It was my mistake,” you tell her voice thick with emotion.

And fuck. Jay’s not about to let the best thing that ever walked into her life just walk right back out. Not without a fight. Eating up the distance with her longer legs, she reaches out and gently clasps your wrist. Turns you around and pins you the door by it, forces you to look up at her with wide teary eyes.

“Oh sweetheart,” she croons and you shudder. “Bet you’ve been feeling like I’ve been treating your real raw lately.” She cups your face in her hand, smoothes her thumb over the high plain of your cheekbone. “Why don’t you tell me what you were hopin’ for with your one big chance, tell me how tonight was supposed to go.” Jay nuzzles the side of your cheek, inhales the sweat and desperation rolling off your skin.

“We were– we were supposed to dance,” you confess, head falling back against the door. 

“We can still do that,” she says, curling her fingers into your hair and pulling. She grins at your swift inhale.

“We were gonna dance an’ then, then you were gonna take me home.” You breathe out, pupils blown wide with hunger.

“Was that it baby girl?” She asks. “Playing it a little safe for your one night fantasy, weren’t you?” Jay lets go of your wrist to rest her hand on your shoulder, large hand pressing down on your collarbone.

“Was gonna kiss you goodnight,” you whimper, shivers running across your skin. Slowly, so slowly you can make out the ticking seconds hand of the big clock on the wall, Jay leans in and carefully slots her mouth down over yours. Sucks gently on your bottom lip before releasing it with a sigh.

“Like that?” Jay asks. “You were just hoping for a sweet little kiss on the mouth?” Her own breathing is ragged.

“No–o,” you gasp. “Was hoping– was hoping you’d kiss a little lower too.”

Swiftly Jay drops to her knees, so fast she barely recognizes the pain of it. Hooks your leg over her shoulder and starts rucking up your devastating dress to expose your panties. Moaning you scrabble at the door, her hair, anything to keep you upright and balanced. 

“These,” she snarls, then licks a fat stripe across the thin fabric of your black lace panties. “I’ve been dreaming of getting my hands on them since I first saw them.” You shiver, bury your hands into her thick hair for balance.

“They’re my– my lucky date underwear,” you gasp into the air. 

“And you were hoping to get lucky tonight, weren’t you baby girl?” She coos up at you.

Biting your lip, you nod. Jay sets about tearing your underwear to pieces with her teeth. Your thighs tremble around her ears and she slams your hips back down against the door. Spreads your lips open with calloused fingers, presses a light kiss to your clit in greeting before she starts making out with your pussy. You howl and sag, trusting her to take the full weight of you as your knees turn to jelly.

Jay eats you out with enthusiasm and she eats you out with experience. Does this thing with the slick thrusting muscle of her tongue that has you gasping and begging for more. Can feel the heel of your shoe digging into her back, urging her own, begging her to fuck you harder. Spells her own name against your clit, brands her claim on you into your flesh as you wobble and whimper. Slick runs down her face as she grinds her nose into you.

Sucks your clit, hard, just a hint of teeth as she spears you open on a thick finger. Twists and curls it against your slick wet walls, lets herself affectionately get acquainted with your cunt. Scissors you open with two fingers just to watch your head bang back against the door, eyes shut and tears streaming down your face. Sets an uneven rhythm with her fingers and tongue that has you moaning and trying to ride her face for more. Finger fucks you with wet, squelching vigour as you quiver and shake, walls tightening up as you careen towards climax. Starts putting pressure on your rim with a third finger just to tip you over the edge of it all, pleasure making you stupid. Jay bites down at the sensitive inner skin of your thigh and suddenly has to drink down the slick of your second orgasm. So her baby girl likes a little pain with her pleasure, she’ll have to remember that for next time.

Gently, she takes your trembling thigh off her shoulder and places it back onto the ground. Pulls your skirt back down to hide the utter wreckage she’s made of your panties. Jay scrubs at her chin with her hand, then licks down all the sweet remaining slick she finds there. Grins felinely as you moan at the sight.

“Hoping for a little something like that, honey?” She teases.

Vigorously you nod, head bouncing back and forth like a bobblehead, words still fucked out of your brain. She holds out a hand to you – not the one that’s just been buried knuckle deep inside you – and clasps your hand in her own.

“C’mon, let’s go home then,” she tells you airily, leading you back through the maze of the building.

“But what about the party?” you ask, mascara still smeared around your eyes.

“I don’t care,” Jay bites out. “I’m taking you home and I’m fucking you until either I pass out or the sun comes up.”

“Okay,” you say, voice just verging on a whine. “That sounds better, actually.”

“Good,” Jay smirks. “Because it wasn’t a question.”

series masterlist | part 2