#new zero account opening

[deyonehogg]

Zero balance account: How small business can benefit from it:

Suppose you are a small business owner and want to make transactions without worrying about fraudulent activity and to keep track of the account you can choose a zero balance account. Typically, the company's main account contains zero balance to avoid suspicious activity. The secondary account includes the company's funds in which the interest rates are high while the zero balance account contains low or no interest. Opening a zero balance account provides so many features. 

How does it work?

Consider having both accounts in the same bank. Transactions will be made easily from the primary account to the secondary account. The secondary account contains the main balance. If any charge is posted on the primary account, the secondary account transfers money to the primary account. Only the required amount will be transferred, not more than that.

At the end of the day, if any amount is left in the primary account, it will be automatically transferred to the secondary account if you use the same bank. 

Benefits of having a zero balance account.

Reduce risk:

The main advantage of having a zero balance account is that it reduces fraud activity. The primary account, which is the main account of the business, contains zero balance, which reduces the risk of suspicious activity or being stolen.

Track cash flow:

Another advantage of having a zero-balance account is that it helps keep track of the cash flow. You can easily identify the overspending transactions. If you want to provide some funds, and your accounts are linked, you can easily transfer the amount and keep track of the transaction activity. 

Saves time:

It helps you to manage the task easily as the accounts are linked, and the transactions are automatic, which saves your time. You can have multiple zero-balance accounts. For example, you can have one account for funds, another for paying the amount, and another for receiving the amount.

Reduce transactional Fees:

Banks charge a certain amount for transactions from one account to another, but having a zero-balance account linked to the main account eliminates the need for transactional fees.

Reduce Maintenance Fee:

Having one main account and another account as a zero balance account helps you reduce the maintenance fee as the bank charges a certain amount for maintaining the balance in the savings account, it helps reduce the maintenance fees.

Overdraft facility:

Some banks allow overdraft facilities, which means you can withdraw more than the available balance. You need pre-approval for this feature. This overdraft facility is helpful in emergency situations.

Services:

The bank provides the necessary 360-degree services to this account, thus helping small business owners. Opening an online zero balance account is a faster and simpler process and does not require more documentation.

In closing:

Zero balance accounts are best suited for small business owners and startups to maintain their balance and keep track of their transactions. It offers several benefits for your account maintenance if you look forward to opening a zero-balance account check for banks that meet your needs. 

[ssruis]

Going through a straight up comical amount of irritating situations to get the stupid 4* guaranteed ticket from the welcome to sekai campaign. It Will Be Mine.

[ettadunham]

so far all i've managed in this game is get myself into places and situations i had absolutely no business being in

[arorashanaya123]

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.

[kotakmobileapp811]

Kotak811 Mobile Banking App

Enjoy the power of seamless digital banking with Kotak 811 – the ultimate UPI app for all your banking needs! With our feature-rich mobile banking app, you can open a bank account in just 3 minutes, check balance online, view transaction history, and enjoy secure UPI payments and grow your savings faster with High-Interest Fixed Deposits!

[addynagar]

Reasons to switch to online banking 

Recent years have seen significant changes in the banking industry, and many people now find banking simpler due to technological advancements. Those days of waiting in a queue at the bank or spending hours on the phone to resolve transactions are long gone. With a free online bank account, you may accomplish all of your daily tasks from the convenience and privacy of your home. Indeed, this has become a very popular banking approach in the last several years. Here mentioned are the reasons to switch to online banking:

No monthly fees:

Your checking and savings accounts are maintained by most traditional banks every month for a cost. These needless fees deplete your hard-earned money. For certain accounts, if you keep a specific balance or get a certain amount of direct deposits each month, the monthly maintenance charge is waived. However, you shouldn't have to worry about whether you can meet those obligations every month. 

Convenience:

Money management is easy with online banking. You can check your bank statements, make bill payments, and transfer money whenever you can access the Internet. Bank-to-bank transfers, bill payments, mobile cheque deposits, and paperless statements are popular aspects of Internet banking. Certain online banks have tools and apps on their websites that are intended to help you save more money. 

Stay in control:

You should consider free online bank accounts because they make it easier to maintain financial control. You have quick and simple access to watch what comes in and goes out of your account, keep an eye on your spending, schedule payments, and carry out financial activities. You gain complete comfort and convenience in handling your finances and bank accounts, making it much easier to maintain control over your finances.

No balance requirement:

For savings and checking accounts, large banks may have multiple balance requirements. Additionally, they might ask you to keep a minimum daily balance. Not everyone can accomplish this. Less stringent balance requirements apply to online banks. Many have no requirements at all for a starting deposit. Usually, the ones that do are a few. Most also don't demand you to keep a specific monthly balance.

Save time:

Giving online banking a try is also encouraged because many individuals are surprised by how much time and hassle they may save using its services. It used to take a lot of time for customers to call bank employees or to visit offices and wait in long lines. You can easily handle everything online from the comfort of your home when you have internet banking, so this is no longer a problem. You can handle your finances much more quickly and easily as a result.

Bottom line:

These are just a few reasons to make opening an online bank account wise. An online new account open has made simpler nowadays. Due to benefits like reasonable rates, no fees, and digital capabilities that can make managing your accounts and increasing your savings easier, online banks frequently provide substantial advantages over traditional banks.

[krihita]

Eligibility and Documents Required to Obtain a Credit Card

Credit cards have become an essential financial tool, offering convenience and flexibility in managing expenses, since it is optional to get one. It involves meeting certain eligibility criteria and submitting specific documents to the issuing bank or financial institution. You can now try it on a digital account by opening the app itself. Many of you may need a credit card but don't know how. Understanding these requirements is crucial for them to ensure a smooth application process and increase the chances of approval. So, let us clarify the eligibility to apply for a credit card.

Factors influencing credit card eligibility: 

Banks and financial institutions establish specific eligibility criteria to assess an individual's creditworthiness before approving a credit card application. While the eligibility criteria may vary slightly among different issuers, the following are common factors considered:

Age - Applicants must usually be at least 18 to be eligible for a credit card. Age requirement may differ for various financial institutions.

Income - A regular source of income is a primary factor in determining eligibility. The income requirement varies based on the type of card and the issuing bank.

Employment Status - Whether you're salaried, self-employed, or a business owner, your employment status plays a role in eligibility.

Credit History - A good credit history will be a positive sign to get a credit card. Issuers may consider your credit score, which reflects your creditworthiness.

Nationality and Residence - Credit card eligibility is often restricted to citizens or residents of the country where the card is issued. Some institutions also consider the duration of your stay in that country.

Existing Debts - Your existing debt obligations, such as loans or outstanding credit card balances, might influence your eligibility. A high debt-to-income ratio could lead to a rejection.

Documents Required:

You'll be instructed to submit specific documents along with your credit card application to substantiate your eligibility and provide the necessary information. The exact list of required documents may vary by institution, but generally, the following are commonly requested:

1. Identity Proof includes documents such as a valid passport, driver's license, Aadhaar card, or voter ID card.

2. Address Proof - Utility bill payments, rental agreements, or a recent bank statement can serve as address proof.

3. Income Proof - Salaried individuals usually must provide salary slips for the last few months. Self-employed individuals might need to submit income tax returns or audited financial statements.

4. Passport-sized Photographs - These are required for identity verification.

5. Employment Proof - For salaried applicants, an employment verification or appointment letter can be requested.

6. Bank Statements- Some issuers might ask for your recent bank statements to assess your financial stability.

7. PAN Card - The Permanent Account Number (PAN) card is essential for income verification and tax purposes.

8. Business Proof - If you're self-employed or a business owner, you might need to provide documents related to your business, such as business registration certificates.

Closing thoughts:

Many digital account opening apps provide the facility to apply for a credit card online. Acquiring a credit card requires meeting specific eligibility criteria and submitting essential documents that validate your identity, financial stability, and creditworthiness.

[kotak811]

Top different types of checking accounts 

Checking accounts are an essential part of the financial system. Consumers can deposit money into these deposit accounts, transfer funds, write cheques, pay bills, and do other common banking operations. Checking accounts give customers a place to conduct regular banking operations, making them a crucial component of the banking system. Many benefits come with premium accounts, but you frequently need to maintain huge balances. Despite the variety of possibilities, the money in checking accounts is secure. You need to follow specific rules if you are looking to saving account opening online. Stay here to learn about thedifferent types of checking accounts:

Regular checking accounts

You can do everything you would expect from a checking account with a standard one. Like savings bank accounts, regular checking accounts allow for ATM deposits and withdrawals, check writing, bill payment, and debit card transactions. You might have to pay a monthly charge for the benefit of having an account, although many banks are willing to eliminate it if you maintain a sufficient balance. A standard checking account typically offers little or no interest on your balance. So, if you are looking for extra money, consider creating a savings account with your checking account.

Senior checking account

People 55 or 60 years old can normally open one of these accounts. They might provide free checks, discounted monthly maintenance fees, and other incentives advantageous to retirees or people living on fixed incomes. Do your research before deciding on an account based solely on its name. An account not targeted at senior citizens might offer you a better rate.

Business checking account

A business may benefit from having one of these checking accounts. For instance, a company might have separate checking accounts for operations expenses and payroll. Additionally, it can have numerous accounts with different uses. Customers with business checking accounts could be charged more for transactions that exceed a specified threshold. When comparing business checking accounts, consider these fees seriously if your company often deposits cash.

Checkless checking

You will have to use a debit card to purchase, as these accounts don't give checks. There may not be any overdraft charges for this account type. If you need to remember the last time you wrote a check, this can be a desired banking alternative. A monthly maintenance fee is often imposed on checkless checking accounts and cannot be canceled.

Private bank checking

To be qualified for a private bank checking account, you will often need to have a particular quantity of money deposited with a bank. Relationships with lenders and investments may be considered to meet this need. You can use this type of account to get larger limits, free wire transfers, bigger debit card limits, or more ATM withdrawals per day. A dedicated agent who manages your account may also be assigned to you.

Second-chance checking account 

These accounts may have higher fees than conventional checking accounts since they present a larger risk to the banking institution. However, they enable people who have previously made mistakes to obtain essential financial services.

Wrapping it up

As a result, the above details are about thedifferent types of checking accounts. Determine your priorities when selecting a savings bank account, such as accessibility to branches and ATMs and whether a minimum amount is necessary.

[poojalate]

Already have a Kotak bank account? If you are already a member of the Kotak Mahindra Bank family, you can directly download and use our main Kotak Mobile Banking app (insert app link) to enjoy all the benefits of online banking. Why open your Kotak 811 account via an app? Opening a Kotak 811 account on our app is quicker and faster. Here’s a look at the benefits of opening your Kotak 811 account via the Kotak 811 app –  Easy and paperless account opening online  The ability to open an account from anywhere with just a few clicks on your phone  A free virtual debit card (Debit Card details are given in-app for use in online transactions)

[deyonehogg]

Open a zero balance savings account, scan QR & transfer money via secure UPI

Enjoy the power of seamless digital banking with Kotak 811 – the ultimate UPI app for all your banking needs! With our feature-rich mobile banking app, you can open a bank account in just 3 minutes, check balance online, view transaction history, and enjoy secure UPI payments and grow your savings faster with High-Interest Fixed Deposits!

[becausegoodheroesdeservekidneys]

A friend of mine is currently in the process of trying to open a joint bank account with his partner, which has been a lengthy and protracted ball ache as the bank keeps asking for more and more forms of ID and credit checking and so on. Today they had a message from the bank saying they need to call back to discuss the application; friend calls, and is told that it's on hold because the address on the application and the address on his driver's licence doesn't match.

"What?" he says. "Yes it does."

"No," says the bank. "Because your application says 123 Road Street, Swansea. But your driver's licence says 123 Road Street, Abertawe."

"... that's the same address," says my friend. "The licence is in Welsh."

"We don't count that as the same," says the bank. "You needed it to match on the application."

"It would have," says friend. "But your application form didn't allow the name Abertawe, so I had to put Swansea."

"Well, we can maybe change it," says the bank. "But it'll count as a new application, so we'll need to credit check you again."

...

"It flipped a switch," he told me afterwards. "I went from zero to nationalist in half a second."

Fun times.

[earthtooz]

x : ABUNDANCE :*+ﾟ

in which: rin doesn’t know when to stop spoiling you and you don't know how to stop him either.

warnings: rich pro-athlete!rin, gn!reader- reader wears lip gloss and perfume but i am an avid believer that they are gn, rin is dramatic (tm), fluff, swearing. 1.6k wc

a/n: rin is a clown in my eyes LMFAO no but this was kinda self-indulgent and i just can't stray too far from itoshi rin before he inevitably pulls me back. haven't written anything for him in a while so it feels good to be back to my roots. also no i'm not off break lol i did say that i was still gonna write and come back to post hehe. ENJOY!! rbs appreciated !!

itoshi rin doesn’t know when to stop spoiling you.

and you didn’t know how to get him to stop spoiling you. you could never resist his presents no matter what shape or size, whether they were little nendoroids of your favourite anime characters to the latest designer bags, you would always accept them with a grateful smile. 

however, there’s always a tug of guilt at your chest that makes you little hesitant, not wanting rin to waste unnecessary money on you. yet whenever you make this feeling known to rin, he scoffs and waves your concerns off, ending the conversation there as he urges you to open his presents, more concerned about your reaction than how much money is being extracted from his account.

what’s the point of money if he can’t spoil you with it? that’s always been his philosophy. besides, it’s not like you’re forcing him to, so what’s the big deal?

if there was a certain brand of perfume you wanted, he was going to buy it. if you needed a bigger monitor then he’ll buy it. if you needed a streaming platform to watch a certain show on then he’d buy it too, not a problem. in fact, you’re sure rin is funding the spotify premium for your account because he got tired of all the ads he had to listen to when sharing headphones with you. 

despite rin’s insistence that he was more than okay to spend money on you, it didn’t stop the growing feeling of guilt festering in your gut. so eventually you stopped bringing up things you wanted to buy in front of rin, leaving to write them down in your notes app instead.

the pro-athlete doesn’t question the abrupt lack of complaints about things you needed to buy, leaving him blissfully unaware of the things you had been buying for yourself and him. 

this dance continues for a little and it’s not until date night three weeks later that he figures you out. you never stood a chance against rin’s perceptiveness especially when one of his favourite things to do was watch you get ready for said date nights, leaving it only a matter of time before he’d realise,

“looking gorgeous as always,” he compliments whilst walking up to stand behind you, dressed handsomely in a crisp suit with his hair swept sideways- a hairstyle he began to wore more often when he realised how often you stared at him during a boring sponsorship event which turned out a lot more eventful thanks to the simple hair change.

you smile at him in the mirror as rin places a kiss on the side of your head, hand going to your hip before situating himself on the bed, glancing down at his watch to check that you were still on time for the dinner reservation.

when he looks back up at you, his eyes zero in on the foreign lipgloss you were holding in your hands and the small smile rin wore falls into a scowl. rin knows he didn’t get that for you, and judging from the sleekness of the packaging, it looks new. he withholds his suspicions, brushing them off.

alarms blare in rin’s head again when he notices the foreign highlighter in your hands. contrarily, you remain ignorant to rin’s inquisitive stare as you lean in close to the mirror to apply the product, too used to the usual intensity of his gaze to bat an eye. 

the last straw is the perfume you use, spritzing it on your wrists, behind your ears and neck, doing a little fanning motion with your hands once you were done.

“okay, i’m ready, let’s go before we’re lat-” you say, turning around to look at rin, cutting yourself off when you notice the look of distraught on his face. “what’s the matter?”

walking over to where he sat, you leisurely lay your forearms on his shoulders, pressing a kiss to his cheek whilst doing so. the smell of your foreign perfume enters his nose and although it was a very nice and charming scent, the athlete’s nose scrunches in displeasure, eyebrows furrowing further. 

“do i have something on my face?” you ask, backing away. rin grabs your hands before you can stray too far. 

“no, not that,” he puts your hands on his shoulders again. “did you always have this lipgloss? and i don’t recognise this perfume.”

“oh, i bought it not too long ago.” 

he looks at you as though you’ve committed the most blasphemous offence against him, which, you did. “excuse me?”

“i bought it?” you reaffirm, a lilt of confusion in your tone. 

rin narrows his eyes, combating your confusion with scrutiny. “you bought it.” you nod. “with your own money?”

“duh.”

he exhales loudly through his nose and you can feel the judgement oozing off him. “no that’s not right. i have to fix this.”

abruptly swapping your positions so that you were now sitting on the bed, rin disappears into the bathroom, emerging with a pack of makeup removers before sifting through your numerous products, that look of concentration never leaving his face.

“we’re gonna be late, rin,” you say from where he planted you, watching helplessly as your boyfriend approaches to stand in front of you, crouching down to be eye level with you. rin takes out a wipe from the packet before gently rubbing it on your lips, touch contrastingly gentle to his fiery gaze. 

“don’t care. this is more important.” 

rin fiddles with the highlighter that he bought for you, opening it cautiously and using the same brush you always use as he carefully paints your skin with the glitter. it amazes you just how observant rin is as he traces all the spots correctly, knowing you down to of the most insignificant, tiny details.

he does the same with the lip gloss, opening the familiar bottle before putting a luxurious amount of the product over your lips. you don’t complain about it, not when rin’s nose scrunches in concentration and not when he makes a disgruntled noise because he overlined the lip gloss, wiping it from the corner of your mouth.

nevertheless, when rin pulls away, he admires his handiwork with a content grin, the scowl now fading. “much better,” he mumbles, grinning slightly. before you could say anything though, the athlete stumbles away to put your makeup away, returning with a bottle of perfume that he also bought for you.

“do not spray that on me. the scents will clash,” you threaten. rin blinks at you before grabbing your wrist, spritzing a small amount before repeating the same step on your other pulse points.

his actions were sweet and you understood that rin had good intentions, but through the endearment you felt for your lover, there is an undeniable feeling of dejection settling within you. “i liked the products that i bought,” you murmur, tone slightly downcast as you express your thoughts. “i like using my own money sometimes too, rin.” 

the smile rin wore falls ever so slightly as he looks at your somewhat-dejected form, crouching in front of you instinctively as to get a better glance at your face. 

“i feel horrible whenever you use your money on me. especially on things that are way too expensive and way out of my budget. i don’t want people- i don’t want you to get the wrong idea of us,” you confess the last part breathily, rubbing your arms awkwardly. “and i hate feeling like i owe something to you.”

“hey, you know that will never happen, we’re not like that,” he rubs a hand on your knee reassuringly. “i buy things for you because i know, and don’t talk about this lukewarm shit about ‘owing’ me. if anything i owe you for putting up with me.”

you let his words sink in with a sigh, focusing on the warmth of rin’s palm. 

“and i also buy things for you because you only deserve the best. none of that mediocre crap that anybody can buy.” 

“but what if i like the ‘lukewarm shit’?”

“then you need better tastes, but i guess i have no choice but to buy it for you.” he stands up ever so slightly to kiss you.

you back away, cutting him off with a press of your finger against his lips. “rin. no.” 

he gives you a withering glare for denying his affection. 

“that’s not the point. as much as i love and appreciate it when you do buy things for me, i would also appreciate it if you let me use my own money too.” 

the soccer player backs away, eyes scanning your expression to decide on what to say next. he sighs when he sees the determination in your face and like a dam giving out, it’s the first sign of rin’s stubbornness surrendering to your pleas.  “fine, i’ll respect your choice, but it doesn’t mean that i like it.”

you grin, pulling him back in for the kiss he wanted earlier, catching rin off guard briefly before his shock subsides, letting him melt right into you. your lipgloss was now effectively ruined but you didn’t have it in you to care much. rin could always reapply it for you. 

“but i’m paying for dinner,” he asserts against your mouth. 

“deal.”

you return home tomorrow to see the same products you bought for yourself on your shared bed. except brand new and still in their sleek packages. 

what were you going to do with rin?

[fabaulti]

I think most of us should take the whole ai scraping situation as a sign that we should maybe stop giving google/facebook/big corps all our data and look into alternatives that actually value your privacy.

i know this is easier said than done because everybody under the sun seems to use these services, but I promise you it’s not impossible. In fact, I made a list of a few alternatives to popular apps and services, alternatives that are privacy first, open source and don’t sell your data.

right off the bat I suggest you stop using gmail. it’s trash and not secure at all. google can read your emails. in fact, google has acces to all the data on your account and while what they do with it is already shady, I don’t even want to know what the whole ai situation is going to bring. a good alternative to a few google services is skiff. they provide a secure, e3ee mail service along with a workspace that can easily import google documents, a calendar and 10 gb free storage. i’ve been using it for a while and it’s great.

a good alternative to google drive is either koofr or filen. I use filen because everything you upload on there is end to end encrypted with zero knowledge. they offer 10 gb of free storage and really affordable lifetime plans.

google docs? i don’t know her. instead, try cryptpad. I don’t have the spoons to list all the great features of this service, you just have to believe me. nothing you write there will be used to train ai and you can share it just as easily. if skiff is too limited for you and you also need stuff like sheets or forms, cryptpad is here for you. the only downside i could think of is that they don’t have a mobile app, but the site works great in a browser too.

since there is no real alternative to youtube I recommend watching your little slime videos through a streaming frontend like freetube or new pipe. besides the fact that they remove ads, they also stop google from tracking what you watch. there is a bit of functionality loss with these services, but if you just want to watch videos privately they’re great.

if you’re looking for an alternative to google photos that is secure and end to end encrypted you might want to look into stingle, although in my experience filen’s photos tab works pretty well too.

oh, also, for the love of god, stop using whatsapp, facebook messenger or instagram for messaging. just stop. signal and telegram are literally here and they’re free. spread the word, educate your friends, ask them if they really want anyone to snoop around their private conversations.

regarding browser, you know the drill. throw google chrome/edge in the trash (they really basically spyware disguised as browsers) and download either librewolf or brave. mozilla can be a great secure option too, with a bit of tinkering.

if you wanna get a vpn (and I recommend you do) be wary that some of them are scammy. do your research, read their terms and conditions, familiarise yourself with their model. if you don’t wanna do that and are willing to trust my word, go with mullvad. they don’t keep any logs. it’s 5 euros a month with no different pricing plans or other bullshit.

lastly, whatever alternative you decide on, what matters most is that you don’t keep all your data in one place. don’t trust a service to take care of your emails, documents, photos and messages. store all these things in different, trustworthy (preferably open source) places. there is absolutely no reason google has to know everything about you.

do your own research as well, don’t just trust the first vpn service your favourite youtube gets sponsored by. don’t trust random tech blogs to tell you what the best cloud storage service is — they get good money for advertising one or the other. compare shit on your own or ask a tech savvy friend to help you. you’ve got this.

[batboyblog]

Things Biden and the Democrats did, this week #9

March 9-15 2024

The IRS launched its direct file pilot program. Tax payers in 12 states, Florida, New Hampshire, Nevada, South Dakota, Tennessee, Texas, Washington, Wyoming, Arizona, Massachusetts, California and New York, can now file their federal income taxes for free on-line directly with the IRS. The IRS plans on taking direct file nation wide for next year's tax season. Tax Day is April 15th so if you're in one of those states you have a month to check it out.

The Department of Education’s Office of Civil Rights opened an investigation into the death of Nex Benedict. the OCR is investigating if Benedict's school district violated his civil rights by failing to protect him from bullying. President Biden expressed support for trans and non-binary youth in the aftermath of the ruling that Benedict's death was a suicide and encouraged people to seek help in crisis

Vice President Kamala Harris became the first sitting Vice-President (or President) to visit an abortion provider. Harris' historic visit was to a Planned Parenthood clinic in St. Paul Minnesota. This is the last stop on the Vice-President's Reproductive Rights Tour that has taken her across the country highlighting the need for reproductive health care.

President Biden announced 3.3 billion dollars worth of infrastructure projects across 40 states designed to reconnect communities divided by transportation infrastructure. Communities often split decades ago by highways build in the 1960s and 70s. These splits very often affect communities of color splitting them off from the wider cities and making daily life far more difficult. These reconnection projects will help remedy decades of economic racism.

The Biden-Harris administration is taking steps to eliminate junk fees for college students. These are hidden fees students pay to get loans or special fees banks charged to students with bank accounts. Also the administration plans to eliminate automatic billing for textbooks and ban schools from pocketing leftover money on student's meal plans.

The Department of Interior announced $120 million in investments to help boost Climate Resilience in Tribal Communities. The money will support 146 projects effecting over 100 tribes. This comes on top of $440 million already spent on tribal climate resilience by the administration so far

The Department of Energy announced $750 million dollars in investment in clean hydrogen power. This will go to 52 projects across 24 states. As part of the administration's climate goals the DoE plans to bring low to zero carbon hydrogen production to 10 million metric tons by 2030, and the cost of hydrogen to $1 per kilogram of hydrogen produced by 2031.

The Department of Energy has offered a 2.3 billion dollar loan to build a lithium processing plant in Nevada. Lithium is the key component in rechargeable batteries used it electric vehicles. Currently 95% of the world's lithium comes from just 4 countries, Australia, Chile, China and Argentina. Only about 1% of the US' lithium needs are met by domestic production. When completed the processing plant in Thacker Pass Nevada will produce enough lithium for 800,000 electric vehicle batteries a year.

The Department of Transportation is making available $1.2 billion in funds to reduce decrease pollution in transportation. Available in all 50 states, DC and Puerto Rico the funds will support projects by transportation authorities to lower their carbon emissions.

The Geothermal Energy Optimization Act was introduced in the US Senate. If passed the act will streamline the permitting process and help expand geothermal projects on public lands. This totally green energy currently accounts for just 0.4% of the US' engird usage but the Department of Energy estimates the potential geothermal energy supply is large enough to power the entire U.S. five times over.

The Justice for Breonna Taylor Act was introduced in the Senate banning No Knock Warrants nationwide

A bill was introduced in the House requiring the US Postal Service to cover the costs of any laid fees on bills the USPS failed to deliver on time

The Senate Confirmed 3 more Biden nominees to be life time federal Judges, Jasmine Yoon the first Asian-America federal judge in Virginia, Sunil Harjani in Illinois, and Melissa DuBose the first LGBTQ and first person of color to serve as a federal judge in Rhode Island. This brings the total number of Biden judges to 185

[amakumos]

CUPID'S CHRONICLES — an enhypen smau series.

with the help of cupid's corner, a twitter account where you can send anonymous confessions to your crush, finding love is easy at decelis academy.

author's note. this series is recommended for you to read in order! please check the taglist status on the main post of a specific smau, not here. this post is just to organise all 7 smaus and put them all in one place to show that they're one series : ) taglists will be opened according to a specific smau, so unfortunately being tagged in general for all 7 won’t be possible :( apologies! please check the main post for EACH smau to know if the taglists are open, not here!

RIKI'S CONFESSION — CUPID'S CORNER (COMPLETE)

synopsis. because he’s a little shit, nishimura riki sends a totally embarrassing confession about you to “cupid’s corner”, a twitter account that posts anonymous confessions from decelis academy students. but when that joke confession suddenly makes a bunch of people confess to you on cupid’s corner (for real this time!) riki finds that he’s jealous — and oh… he can’t believe it took him a fake confession to realise that he’s crazily in love with you.

JUNGWON'S CONFESSION — CUPID'S CONFLICT (COMPLETE)

synopsis. as the man behind cupid's corner, jungwon is responsible for getting majority of the couples at decelis together (namely, riki and his girlfriend.) but there's one person that always gets in the way of half of the couples that jungwon sets up together — you. you are the polar opposite of yang jungwon, affectionately called "evil cupid" by your friends, as you have the unfortunate ability to break any couple up within a couple of weeks just by taking a picture with them. it's not intentional, you tell jungwon. what's also not intentional, is when jungwon finds himself crushing on you.

JAKE'S CONFESSION — CUPID'S CURE (ONGOING)

synopsis. as the new admins of cupid’s corner, gunwook and eunchae make it their mission to get back some of the couples that jungwon’s girlfriend had unintentionally broken up. one of the couples on their list are you and jake sim, also known as the self proclaimed “rizzler of oz”. you haven’t talked to jake since the breakup — because one, you don’t think you’re quite over him yet, and two, you have zero reason to speak to him! that is, until eunchae works her “magic” — she decides to post a confession (apparently coming from jake himself), saying that he still loves you.

HEESEUNG'S CONFESSION — CUPID'S CONNECTION (IN PLANNING.)

synopsis. the volleyball team is hell-bent on setting up lee heeseung with someone, but they don’t know that heeseung’s already deeply infatuated with someone in his accounting class — you. but when heeseung tells the team who you are, he’s completely shocked by what he learns about you. you’re logical, rational and has great common sense — so how the hell are you hyungyeom's older sister?

SUNGHOON’S CONFESSION — CUPID'S CRUSHED! (IN PLANNING)

synopsis. former competitive figure skater park sunghoon has been crushing on you for years. even though he doesn’t skate anymore, and even though he never really sees you around school, you’re always stuck in the back of his mind. so, when jake’s girlfriend introduces sunghoon to all of his friends, sunghoon immediately hits it off with taerae — with jake even stating that he’s been “replaced”. apparently, you’re close friends with taerae too — and sunghoon only realises that you’re taerae’s ex when he’s fallen too deep.

JAY'S CONFESSION — CUPID'S COURT (IN PLANNING)

synopsis. everyone knows that jay loves soccer — maybe a little too much. but, when jay sees that you insult his favourite sport on twitter, he’s deeply offended. despite having zero positive feelings towards you, he makes it his mission to change your mind about soccer, because in his opinion, it’s the greatest sport of all time — but he finds that he ends up falling for you instead.

SUNOO'S CONFESSION — CUPID'S CALLING (IN PLANNING)

synopsis. kim sunoo is very single. it’s not like he’s seeking for a relationship though — it’ll come when the time is right, he thinks. but when he gets a phone call from a random number one day, with the other person on the line starting a conversation, sunoo thinks he might’ve just fallen in love. slight issue, he doesn’t know who you are, and he also doesn’t know that this was another one of eunchae’s antics to get all of her friends into a happy relationship.

[002yb]

Dick who keeps a picture of Robin Jason in his wallet, the corners weathered with age, his face smudged like a thumb has gently stroked over it over many years.

Over the years the coffee shop owner of his morning route has watched him pull out his wallet and stare at the plastic window for several seconds, a sad forlorn look on his face before taking out his change to give over.

Then one day he turns up with someone else by his side, rosy cheeked and a smile on his face. When he opens the wallet there’s a new picture, this one bearing a striking resemblance to the man next to him. With the wallet open the stranger sees what is inside and immediately his face blooms red, stutters falling out his mouth.

Dick laughs, a huge booming laugh and he looks the happiest he has ever been. The photo smiles back at him.

Everyone always goes on about Bruce keeping pictures of all his kids in his wallet, but fffffffffff Dick doing the same. ;/////; And it's something his siblings tease him about relentlessly because it's actually just one picture and that one photo happens to be Jason, hahaha. Just Jason assuming he's Dick's least favorite in the family while everyone else knows Jason is Dick's favorite.

Which is a headcanon neither here nor there because anoooooon!! This is such a gift, thank you! You write beautifully. (♡ˊ͈ ꒳ ˋ͈) Dick's melancholy is so heartrending but touching and ahhhhhhh. This is just really sweet and made me smile. I love smitten/lovelorn!Dick!! Especially when the hurt ends with comfort and he's so brilliant and happy with Jason and ♡♡♡♡♡ !! Thank you for sharing this, anon~ //3///

Silly thoughts inspired by anon's post below the cut:

Where the day of the reveal (per above (˶˃ ᵕ ˂˶)), Dick and Jason are waiting in line at that coffee shop. And it's casual; lighthearted and comfortable as they banter and bump shoulders.

And Dick is fighting back amusement because Jason is adamant about treating him. Only the card he proudly pulls out is pretentiously black and has Timothy Drake embossed across it.

Despite Dick halfheartedly telling Jason 'no', Jason pleads his case. It's the perfect crime! The banks won't suspect it because the purchase will be small and ordinary. If the account isn't flagged, just imagine what else they could get up to. A paid honeymoon vacation, maybe. (｡•̀ᴗ-)✧

Just Jason having zero faith in Tim checking his bank statements.

And Dick teasing Jason about how Tim at least has a bank account and a credit score to speak of.

Which Jason shoves Dick out of line for because wow, big bird. Jason has lines of credit everywhere. First and foremost: Tim.

'Not me?'

'It's based on net worth.' Jason would quip, which would earn him a shove this time and he'd cackle all the while.

Then Dick would get a call. From Tim. And it'd make them both snicker because the timing is perfect.

Dick taking the call outside, but not before handing off his wallet and telling Jason not to use Tim's card

Jason scoffs over it, but does as he's told (because he'll run this scam with Damian instead).

And it's as he's paying that he opens Dick's wallet and sees that photo. The old one which will be replaced with an updated one later. It's of them. Him.

It's from a lifetime ago. Worn and frayed at the edges in a way that tells of how often and carefully it's been handled. Jason swiping his thumb over it, mirroring all the times Dick would do the same. Jason would be able to tell. And his heart would ache and his breath would catch and--

When he looks out the window, wide eyed and with a pink stain warming his cheeks, Dick would already be looking at him. Just as wide eyed because he realizes he unintentionally exposed himself. It's a vulnerability that passes as quickly as it comes though because it's Jason.

Flustered as he is, Jason smiles. Sharp and brilliant. And he'd hold Dick's wallet up to flash the photo while pointing at it. Playing the menace although his cheeks are bright and flushed.

Even though Dick is on the other side of the window, Jason would still call, 'How embarrassing!’

And Dick can read lips. He laughs, incredulous as he shakes his head and calls back, 'We're dating!'

Jason loves to hear it.

But yeah, Jason cackling as he finishes up their order. Standing off to the side as they wait for their drinks and smiling the most biting of grins as he teases Dick for being a sap. Playing keep-away with his wallet.

Something something these two being in their own world. Crowded close as they flirt. Jason slipping Dick's wallet back into his pocket and being the most giddy/smiley boy because he's a romantic and Dick unwittingly romanced the fuck out of him.

Dick caressing his thumb over Jason's cheek and smiling this devastating grin because he doesn't need a photo anymore.

(இ﹏இ`｡)

And then their moment is interrupted by the barista calling out, 'Loverboy!' because that's the name Jason told them to put down.

Dick laughs that big laugh. Loud and beautiful and contagious. The sort of laugh that makes even strangers smile and that makes Jason's heart sing. ;//////;

Dick taking Jason's hand as they go up to get their order. Bringing Jason's hand to his lips to brush a kiss over Jason's knuckles. And Jason is so soft about it because he can feel Dick's smile through it; his breath as he fails to bite back his laughter.

Just Dick feeling like the luckiest man in the world and it showing.

Jason being overwhelmed by that because he's not sure anyone has ever felt grateful for him. He gets it though -- to feel so lucky.