#open a bank account online free

[amit2790]

Starting an Online Business with UPI: How It Helps

The Unified Payments Interface is India’s major step toward a cashless society. It is a payment system that allows users to connect multiple bank accounts to one smartphone app. It also provides fund transfers without needing IFSC codes and bank account numbers. If you add the UPI money transfer app to your business, it’s easy to transfer your money. Ensure you have a smartphone, active bank account, mobile phone, and bank account that are both connected and have better internet access. Here are some key advantages of UPI with business.

Small transaction:

UPI payments allow small shopkeepers and consumers to conduct low-cost transactions. Comparing a Visa and Master card can charge some fee of 1-2% of the transaction amount, UPI transactions are entirely free of cost. This leads to higher savings over the longer term.

Expand your customer:

 UPI can help you expand your customer reach. If you have one or two payment options, it affects your business and your customers. Recently, many people have been using UPI accounts to make payments. By including UPI in your business operations, you can connect with several customers and expand your business.

Many accounts with one app:

UPI has allowed you to manage all your bank accounts with a single app anywhere. You don’t need to use various types of apps, just link your bank account to a UPI app. However, you must choose a default bank account, so if anyone pays to your UPI ID, the amount is directly deposited to that account.

Real-time monitoring:

One of the key features of UPI is real-time transaction monitoring. As a small business owner, you can easily track your payments and expenses. Which helps to improve your financial management. With the help of the UPI app, you can maintain a clear and current financial status and improve your financial performance. Also, you can address the problems.

Safe and secure:

Payments can only be transferred from a mobile phone in which your SIM card or mobile number is registered with your bank account. If you are making a UPI payment, you need to verify your secret PIN. The major advantage of UPI is that it makes transactions fast and secure. UPI features like two-factor authentication and encryption can protect against fraudulent activities.  

Better than wallet:

Online banking is better than a wallet because you can’t put a lot of money into your wallet. But in online bank accounts, you can save a lot of amounts and use it everywhere. Wallets don’t let business owners earn interest on their balance, but with UPI, your money stays in your bank account. This way, you earn interest on the money you keep in the bank.

Final words: The points mentioned above demonstrate that UPI offers many advantages for your business. It is safe to use UPI as a payment method because it has excellent security features. With UPI payments, your customers can make the fastest money transfers, providing peace of mind for you and your customers.

[digikhata]

Explore the Benefits of Online Kiosk Banking for Easy Financial Transactions

In today’s fast-paced world, the demand for convenient, efficient, and secure banking solutions has risen dramatically. As digital banking becomes the norm, services such as online kiosk banking are revolutionizing the way individuals and businesses manage their finances. Offering a hybrid approach that combines traditional banking with digital solutions, Kiosk Banking Service Online provides users with access to various banking functions without the need for physical branches. In this article, we will explore the key benefits of online kiosk banking, how digi kiosk self-service is transforming the banking landscape, and why it’s an ideal solution for users looking for Free Digital Account opening and Instant account opening.

What is Online Kiosk Banking?

Online kiosk banking is a financial service that allows users to access banking services through digital kiosks located in strategic places like retail outlets, shopping centers, and public spaces. These kiosks are equipped with various digital tools that enable users to perform financial transactions such as deposits, withdrawals, balance inquiries, and bill payments without having to visit a bank branch. It is particularly useful in areas where there is limited access to traditional banking infrastructure.

The convenience and ease of use make online kiosk banking an excellent option for people who may not have access to online banking or smartphones, offering them a secure way to manage their money. Additionally, kiosk banking can be an invaluable resource for businesses that need to offer quick banking solutions to their customers.

The Benefits of Online Kiosk Banking

Accessibility for All: One of the primary benefits of online kiosk banking is its accessibility. These kiosks are often placed in rural or semi-urban areas where there are few or no bank branches. By making banking accessible to all, regardless of location, online kiosks help bridge the gap between traditional banking and the unbanked or underbanked population. This form of banking has empowered people who may not have easy access to a smartphone or the internet to conduct basic financial transactions. With Kiosk Banking Service Online, even individuals without internet connections can enjoy the benefits of modern banking services.

Ease of Use with Digi Kiosk Self-Service: The integration of digi kiosk self-service has made online kiosk banking incredibly user-friendly. With intuitive interfaces and step-by-step instructions, users can perform transactions independently, without requiring assistance from a bank employee. This not only saves time but also empowers customers by giving them direct control over their financial activities. Whether it’s making a deposit, checking account balances, or transferring funds, digi kiosk self-service simplifies banking processes, reducing the need for long queues or waiting times at traditional branches.

Instant Account Opening: Another major advantage of online kiosk banking is the ability to provide an instant account opening facility. Users can quickly open a bank account via the kiosk, complete with all necessary documentation and identification verification. This is particularly useful for those who need immediate access to banking services, as they can have a functional account within minutes. The process is seamless and efficient, providing a hassle-free way for individuals to get started with digital banking. No longer do people have to wait for days to get their accounts activated; they can now enjoy instant financial inclusion through Kiosk Banking Service Online.

Free Digital Account Opening: One of the most attractive features of kiosk banking is the option for Free Digital Account opening. Many banks offer zero-balance accounts that can be opened through online kiosks, allowing individuals to enter the financial system without any upfront costs. This is particularly beneficial for students, daily wage earners, and small business owners who may not be able to maintain high minimum balances. The Free Digital Account opening process is simple, requiring minimal documentation and offering features like debit cards, online banking access, and mobile banking services. This democratization of banking is a key factor in promoting financial inclusion across various demographics.

Convenient Transactions Anytime, Anywhere: Kiosk banking operates 24/7, providing round-the-clock access to banking services. This is especially important for individuals who may not have time to visit a bank during regular business hours. With online kiosk banking, users can perform essential transactions such as cash withdrawals, deposits, and fund transfers at any time of the day or night. Moreover, kiosks are strategically located in convenient places like supermarkets, railway stations, and marketplaces, ensuring that banking is just a few steps away, even in remote areas.

Safe and Secure Transactions: One of the concerns with any banking service is security, and online kiosk banking is no exception. However, advanced security measures like biometric authentication, PIN codes, and secure networks ensure that all transactions conducted through these kiosks are safe. Users can trust that their financial data is protected, and their transactions are processed without any risks. The digi kiosk self-service platform also incorporates safety protocols to ensure that only authorized individuals can access their accounts, making it a secure option for all.

The Role of Online Kiosk Banking in Financial Inclusion

Online kiosk banking plays a vital role in promoting financial inclusion by offering banking services to underserved populations. In regions where traditional banks may not be present, kiosks act as micro-banking units, providing essential financial services at the local level. Through Kiosk Banking Service Online, users can enjoy the benefits of modern banking without the need for a full-fledged bank branch.

The digi kiosk self-service model empowers individuals to manage their money, make payments, and access credit facilities, contributing to economic growth at the grassroots level. Furthermore, the availability of Free Digital Account opening encourages more people to join the formal banking sector, leading to greater financial security for individuals and communities alike.

Revolutionize Your Banking with Digi Khata's Online Kiosk Services

At Digi Khata, we offer a seamless online kiosk banking experience, providing users with easy access to essential financial services. With our Kiosk Banking Service Online, you can perform transactions like deposits, withdrawals, and balance inquiries anytime, anywhere. Our innovative digi kiosk self-service platform ensures secure, hassle-free banking. Whether you need Free Digital Account opening or instant account opening, Digi Khata makes it simple and accessible for everyone. Empowering both individuals and businesses, we help bring banking services to underserved areas, promoting financial inclusion and convenience for all.

Conclusion

Online kiosk banking offers a convenient, secure, and accessible way for people to engage in banking services without the need for a traditional bank. With features like Kiosk Banking Service Online, digi kiosk self-service, Free Digital Account opening, and instant account opening, this system is paving the way for widespread financial inclusion. Whether you’re in a rural area with limited banking infrastructure or just looking for a quicker way to access your funds, online kiosk banking provides an efficient solution for all your financial needs.

[deyonehogg]

Kotak Mahindra Bank’s official mobile banking app for Android phones.

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.

[twainshirley7787]

Kotak Mobile Banking app for iPhone

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.

Source : https://apps.apple.com/in/app/kotak-mobile-banking-app/id622363400

[shetty811]

Latest technologies used in the banking sector

Gaining a thorough understanding of operations can help you perform better. Technology integration in banking has shown a whole new range of capabilities. The global financial services ecosystem is changing quickly due to technological advancements. A thorough understanding of operations can help you perform better, as technology integration in banking has revealed a whole new spectrum of capabilities. Due to technological advancements today, many people apply online bank accounts and enjoy doing banking on their phones. Here you can see about technologies used in the banking sector:

 Wearable technology

Imagine your bank is with you with just a simple gesture or touch. Wearable technology makes it conceivable now but a few years ago, it might not have been. By collecting data via technologies like sensors on smartwatches, fitness trackers, communication devices, and more, wearable technology is designed to give you an immersive experience. To assist in identifying users and prevent fraudulent transactions, these digital gadgets save consumers' payments and other crucial information. Customers can gain insights by interacting with other applications, too. Data is gathered and analyzed with the aid of servers, analytics engines, and decision support tools to assist businesses in making best choices for enhancing customer experiences.

Hyper-personalized banking

Personalized banking experiences increase customer loyalty. For this reason, banks today use a variety of tactics and tools, like omnichannel banking, purchase now pay later, and financial advice tools, to customize their products. For instance, omnichannel banking enables customers to communicate with banks through various channels while offering a uniform, customer-centric picture of their financial information. Personalized advice and investment guidelines are also provided through wealth management and financial advising tools, increasing investor and client satisfaction.

Banking of things

The banking sector is using IoT to collect data effectively. This automates data collecting for expediting banking procedures, including KYC and loans, to provide real-time event response. For instance, IoT-enabled smart, automated teller machines transmit alerts when there is insufficient cash or something wrong, ensuring prompt maintenance. Additionally, customers can make purchases using IoT-enabled digital wallets incorporated into their smartphones and wearables. Due to the real-time delivery of customer-specific data through linked devices, IoT in banking facilitates fraud detection, which reduces loss. Due to the advent of technology, many people fill out bank account online application and open digital bank accounts.

Artificial intelligence 

The greater usage of artificial intelligence in banking is another one of the major banking technology trends that may be anticipated in 2023. Banks can lower financial crime risk and increase fraud detection with this technology. For instance, banking software and applications can use machine learning to monitor real-time transaction data and automatically send notifications or halt transactions if suspicious behavior is found. AI can also aid in the banking industry's process optimization. By cutting expenses and improving the effectiveness of their operations, banks can save time and resources by automating activities. Banks and other financial institutions can use AI to improve customer service and make more accurate choices.

Parting words Hopefully, you will learn about the technologies used in the banking sector. A fast-growing field, banking technology has a wealth of prospects for the financial industry. This technology development stimulates many people to open digital accounts by completing the bank account online application form. 

[haiertv]

Open a zero balance savings account online in a few simple steps!

Welcome To Your Online Zero Balance Savings Account From Kotak! Get an instant online bank account number & CRN (Customer Registration Number) so you can start banking immediately on the Kotak 811 app.

[lokesh27902]

Kotak Mobile Banking App

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.

[aviltwayne]

Kotak Mahindra Bank’s official mobile banking app for Android phones.

[poojalate]

Choose to benefit from Bank Online Account Open

The joy that comes from opening an online banking account is what you need to expect when you have some decisions made. It is not everyone who is able to have these experiences of excitement. Most people have the thought that only the rich can be able to benefit from online banking is not true. The Bank Online Account Open process is for everyone who is interested in it. It is never for the rich alone. It is for you if you want a way to experience smooth methods of transactions and save money online as well. There are a lot of gains that comes with online savings opening. Despite the fact that with land based banks keep reducing their interest rates, you need to know that there is so much more with online banking.

Be sure the details are right

To ensure you do not forget your password or lose track of your login info, it is never bad to open an online savings account that will work for your benefit. One other main benefit or motive behind having these accounts have to do with being able to control your finances. A lot of people do not know how to benefit from this online gambling world which is wrong. No matter where you find yourself, always decide to tap into the unique benefits of online banking accounts. Deciding to move on to Open Online Bank Account App is definitely one thing that never goes wrong. With countless experiences taking over, you will be able to achieve the true value of what it needs to be as a banking system. Banking systems are designed for your benefit. They should be the safe haven where you can save money, make business progress, and more. With online banking, there are several changes you will love and that should be exciting for you to tap into. The apps used will definitely help you to find true fulfillment and excitement in using these apps.

 Decide to take part in exciting banking

 Your ability to sign up for or open an online savings account should be all you think about now. Nonetheless, it becomes very difficult if you cannot identify the right platforms and online banks to be a part of. It is clear to know that a lot of people today keep getting involved in Bank Online Account Open process through hasty decision making. That is not right. So, do not join in on that. When you decide to open online banking accounts, you need to think about the end results. Considering the end results is what you need to be interested in. this helps you to know for sure what needs to be done. This will keep you feeling good and focused as well. When you are able to consider all the pros and cons and realize that online banking accounts will work for you, the gains become clearer. That is always good.

 Conclusion

 You can choose to compare the different Open Online Bank Account App to ensure your every need is met. Also, decide to stick with apps that clearly work for your good. This will make your experience one of the best. There are so many people who regret the use of these apps because they chose the wrong online banking app. So, do your very best to ensure everything is able to work for you through quality research.

[bitchesgetriches]

Everything You Need to Know about How to Increase Your Income

Make more money at the job you have

One of the simplest ways to increase your income is to just make your current employer pay you more. But while it may be simple, it ain’t always easy.

Santa Isn’t Coming and Neither Is Your Promotion: How To Get Promoted

How I Chessmastered Myself Into a Promotion at Work

The First Time I Asked for a Raise

You Need To Ask for a Fucking Raise

Ask the Bitches: “Can I Quit With Unvested Funds? Or Am I Walking Away From Too Much Money?” 

The Ultimate Guide to Growing Your Salary

Make more money at your next job

All that said, you’re statistically more likely to increase your income faster by job hopping! So if your current employer doesn’t want to pay you more, leave that sinking ship behind in pursuit of a higher salary.

Job Hopping vs. Career Loyalty by the Numbers

The Fascinating Results of Our Job Hopping vs. Career Loyalty Poll

How NOT to Determine Your Salary

When It Comes to Salary Negotiations, Are You Asking for Enough?

What To Do When You’re Asked About Your Salary Requirements in a Job Interview

If Your Employer Refuses To Negotiate Salary, Try These 11 Creative Counteroffers

Season 4, Episode 9: “I’m on the Wrong Career Path. How Do I Convince a New Industry To Take a Chance on Me?” 

Invest your way to more money

Of course there are some who say the true path to wealth is passive income: when you stop working for your money and instead let your money work for you. And they’re not wrong! Here’s how we recommend you increase your income passively.

When Money in the Bank Is a Bad Thing: Understanding Inflation and Depreciation

Investing Deathmatch: Investing in the Stock Market vs. Just… Not 

What’s the REAL Rate of Return on the Stock Market?

Dafuq Is a Retirement Plan and Why Do You Need One? 

Procrastinating on Opening a Retirement Account? Here’s 3 Ways That’ll Fuck You Over.

Season 4, Episode 1: “Index Funds Include Unethical Companies. Can I Still Invest in Them, or Does That Make Me a Monster?” 

Small Business Investing: A Kinder, Gentler Alternative to the Stock Market 

The Dark Magic of Financial Horcruxes: How and Why to Diversify Your Assets 

Make more money through side hustles

When it comes to side hustles, we have traditionally advocated caution. The last thing you want to do is burn out in pursuit of a second income stream. But with enough wits and fortitude, a side hustle could help you increase your income by leaps and bounds.

Romanticizing the Side Hustle: When 1 Job Isn’t Enough

Season 2, Episode 9: “I Use My Free Time to Volunteer. Should I Focus on Making Money Instead?”

Stop Undervaluing Your Freelance Work, You Darling Fool

Freelancer, Protect Thyself… With a Fair Contract 

Season 4, Episode 10: “I’m a Freelance Artist. How Do I Price My Work Fairly Without Losing Clients?”

Ask the Bitches: My Boss Won’t Give Me a Contract and I’m Freaking Out 

“Independent Contractor” My Ass: How to Stop Wage Theft Through Worker Misclassification 

Becoming a Millennial Entrepreneur (In the Midst of a Pandemic) With Katelyn Magnuson 

11 Awful Mistakes I Made as a Self-employed Freelancer, and How You Can Avoid Them

The Magic of Unclaimed Property: How I Made $1,900 in 10 Minutes by Being a Disorganized Mess

I Am a Craigslist Samurai and so Can You: How to Sell Used Stuff Online

What to do when you make more money

Once you increase your income, you might find yourself… not quite bored, but finding you have a little more bandwidth to handle the stuff that matters. It can be a jarring transition! Here are our thoughts on the matter.

Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?” 

Season 3, Episode 4: “The More Money I Save, the More I’m Scared To Lose It. Can I Break the Cycle of Financial Anxiety?” 

How to Avoid Lifestyle Inflation … and When to Embrace It

Ask the Bitches: I Know How to Struggle and Fight, but I Don’t Know How to Succeed

Update: I Know How to Struggle and Fight, but I Don’t Know How to Succeed 

The FIRE Movement, Explained 

I Was Happy to Marry a Poor Man. Then Things Changed.

I Have Become the Rich Relative I Always Wanted 

Believing in Miracles: A Conversation with Chris Dane Owens on Money, Creativity, and Self-Funding Art 

I Now Make More Money Than My Husband, and It’s Great for Our Marriage 

Season 2, Episode 1: “I’m Financially Stable, but My Friends Aren’t. The Guilt Is Crushing!”

The Resignation Checklist: 25 Sneaky Ways To Bleed Your Employer Dry Before Quitting

Advocate for systemic change

We don’t endorse an attitude of “I got mine.” So once you increase your income, there are lots of ways to use your newfound financial breathing room for good! Lift as you climb, my friend. Here are a few ways to do so:

Wallet Activism: Using Your Money for Good with Author Tanja Hester 

Woke at Work: How to Inject Your Values into Your Boring, Lame-Ass Job 

Raising the Minimum Wage Would Make All Our Lives Better

Post a Salary Range in the Job Description, You Fucking Cowards

1 Easy Way All Allies Can Help Close the Gender and Racial Pay Gap

The Truth About Unions: What Has Organized Labor Done for You? 

How To Support a Labor Strike with 3 Simple Steps

Everything in moderation

One last thing, my lambs: don’t crush your spirit while chasing the goal of a higher income. Working hard is hard work. If you find these tactics are leaving you exhausted and demoralized, you might be on the road to burnout. And that road leads nowhere good!

That’s why we just released our glorious new Burnout Workshop. Click the button below to take a peek!

Get the Burnout Workshop Here!

[am-i-the-asshole-official]

AITA for "using" a cucumber and putting it back in the fridge?

(🥒👌 to find later)

Please, I know it sounds nuts but hear me out. I feel awful and I need to know just how bad this is. Also, I intentionally left as much as possible vague as I am a minor and I do not want this to get removed for being too explicit. But the story will not make sense if I don't include certain things, please understand.

So I (16M) grew up in and currently still live in the bible belt, with extremely conservative evangelical parents. As a taste of what it's like, we have church 3 times a week, and church camp every summer. We are only allowed to access Netflix through a stupid content filter app and we can only use a restricted smart phone that is regularly checked at random by our parents. We get an hour and a half of computer usage every other day, and the internet on the computer is heavily filtered also. The only reason I have access to Tumblr and am able to post this now is because my best friend's older brother gave me his old android for my birthday a few years ago. His family is much more open minded, and I'm very close with them. I also think they have always felt a little bad for me with my family being the way they are.

I'm also gay. Obviously, my family does not know, and I intend to keep it that way. I won't go too deep into it, but it will suffice to say I struggled a lot when I was younger over this. The good thing is that in the last few years, I've been able to accept myself more and come to terms with what my own feelings about religion and faith really are. I came out to my best friend and his brother a little over a year ago, and they've been very supportive. I have yet to tell any of my other friends.

Recently, I've been trying out alcohol since my friends found a hookup. Something I have discovered is that I tend to get lewd feelings when I drink, which has nearly caused a few embarrassing moments around friends. Coincidentally, I have also been experimenting with... certain things. Being a minor, I obviously can't enter any of the adult stores around me, nor would I feel comfortable asking any of my friends to drive me there if I could. I also can't order anything online because my bank account is connected to my parents, and I don't have a shipping address I'm comfortable using for those items either. So instead, I use household objects that belong to me and can be sanitized easily. You might see where this is going.

Yesterday evening, I came home from best friend's house with a full bottle of wine in my backpack. We and a few other friends had already been sipping on a few beers that afternoon, and I still felt a little buzzed. After my family went to sleep, despite already having a little alcohol in my system, I proceeded to get wasted on this bottle of wine in my room. I don't have the clearest memory of all of this, but at some point, I got hungry and lewd-feeling. Went into the kitchen and, through some kind of thought process I can only imagine now, came back into my room with a cucumber. From the title of the post, you can hazard a guess as to what happened to this cucumber. Once I was done, I drukedly and quickly washed it in the bathroom sink and threw it back into the fridge. I went to sleep.

I started freaking out as soon as I woke up this morning. There were four cucumbers in the fridge, I was pretty positive at least two were going to be used for dinner tonight, and I had no idea which cucumber I did the deed with. To make matters worse, my mom was inviting the pastor of our church and his family over for dinner. I have practically no money currently, no license or vehicle, and no friends with vehicles free to pick up new cucumbers for me (and no reasonable explanation as to why I needed them to spot me for four cucumbers specifically). I also have no believable reason to give for why we shouldn't have cucumbers added in the salad mix. My mom knows I love them, and they haven't gone bad. Can't say I ate them because who the hell eats four raw cucumbers? And she'll interrogate both my brother and I until she gets a satisfying answer if I just throw them out. I didn't know what the hell to do about this and I was close to having a panic attack, so... I took a nap.

Evening came. Guests came over, dinner happened. We had porkchops with macaroni and side salads. Cucumbers were in the salad, and I along with pastor's family and my own, ate it like nothing was wrong. My parents, the pastor and his wife had an engaging conversation about politics, religion, and some mild church gossip after dinner. My little brother continued to read his book, and I had a very awkward and one-sided conversation about Young Sheldon with the pastor's daughter. Then they left. And I went to my room to mentally implode.

To say I'm horrified is a major understatement. I don't think anyone is going to get sick because I scrubbed all of the cucumbers with soap multiple times and cleaned the vegetable drawer with bleach when I woke up this morning. I guess I also don't know that the violated cucumber was one of the ones that was used for dinner tonight, but then it's only a matter of days until we have salad again, or if mom cuts one up for water. I've rattled my brain for any way I could get some new cucumbers without telling anyone the details of the event, but I have nothing. Don't even have the money, anyway. Gave up the last bit of cash I had for the damn wine yesterday, and I have $0.43 in total on my debit card.

Admittedly, there is a very small part of me that doesn't even really care if they have eaten or end up eating the damn thing. I can't stand my family. My parents are invasive, controlling and neurotic, and don't give a shit about how I'm doing in so far as it pertains to god and the church. I'm a little more sympathetic to my brother as he's been stuck in this hell with me, but at 13 he's already begun to regurgitate way more religious dogma than I ever did at his age. And I know for a fact that they would want nothing to do with me if they found out I was gay. They'd probably kick me out on the street and spit on me if I had to guess. But even still, this is only a small part of how I feel. What I did was still so gross, and no amount of animosity I have for them can change how mortifed I am. I do have at least a semblance of a conscience.

So...AITA for all of this? WIBTA if I did nothing about the other two cucumbers? Please help.

[amit2790]

Secure UPI Money Transfer, Scan QR, Check Account Balance & Transaction History.

Simplify your finances with Kotak811, the ultimate app for easy money transfers, UPI payments, and account management! With our feature-rich mobile banking app, you can enjoy quick and secure UPI transfers to any account, instantly check your account balance, view transaction history, and grow your savings account faster with High-Interest Fixed Deposits!

[digikhata]

Top Benefits of Online Kiosk Banking for Rural and Urban Communities

In today’s digital era, banking services are evolving rapidly to meet the needs of customers from all walks of life. Whether it’s an urban city or a remote rural area, access to efficient and user-friendly banking is essential. One of the innovations that’s transforming banking accessibility is online kiosk banking. This service bridges the gap between traditional banking and digital convenience, offering essential banking services through digital kiosks. The impact of online kiosk banking has been felt particularly in rural areas where access to traditional banking can be limited, but it also offers immense value to urban communities seeking faster and more convenient services.

In this Article, we will explore the top benefits of online kiosk banking for both rural and urban communities, with a focus on how services like free digital account opening, instant account opening, and other features are making financial inclusion easier for all.

Top Benefits of Online Kiosk Banking

1. Ease of Access with Free Digital Account Opening

One of the standout features of online kiosk banking is the availability of free digital account opening. For individuals who previously lacked access to formal banking, digital kiosks provide an opportunity to open a bank account without visiting a physical branch. This is especially beneficial for rural communities where bank branches may be far and few between.

Through kiosk banking service online, individuals can walk up to a digital kiosk located at a nearby store, community center, or even a small business outlet, and easily set up an account. The process is fast, free, and removes the traditional barriers associated with opening a bank account, like geographical distance and paperwork.

This service is equally valuable for urban dwellers who may not have time to visit a bank. With instant account opening, users can manage their finances efficiently without waiting in long queues or submitting excessive documentation.

2. Instant Account Opening for Quick Financial Inclusion

In today's fast-paced world, people need banking services that are efficient and timely. Online kiosk banking makes this possible through instant account opening, allowing users to open accounts and access banking services in a matter of minutes. This quick setup can be a game-changer, especially for small business owners, daily wage workers, and individuals in both rural and urban areas who need immediate financial assistance.

With the rise of platforms like Digi Khata, the process of instant account opening is made simple and straightforward. The user-friendly interface allows individuals to open an account with minimal documentation, enabling financial inclusion across diverse populations.

3. Kiosk Banking Service Online Promotes Financial Literacy

Financial literacy is an important aspect of economic growth, and online kiosk banking plays a vital role in educating individuals about digital banking and financial management. In many rural areas, people are unfamiliar with traditional banking services or digital tools. Kiosks serve as both a service provider and an educational platform, helping people understand how to manage their accounts, transfer funds, and use digital payment methods.

Through kiosk banking service online, customers can also avail of services like create UPI ID online, which further promotes the adoption of digital payment systems. As digital transactions become more popular, kiosks can act as educational hubs where customers can learn how to securely manage their finances online.

4. Digi Kiosk Self-Service: Convenient Banking at Your Fingertips

One of the standout advantages of online kiosk banking is the availability of digi kiosk self-service. These self-service kiosks allow individuals to perform essential banking tasks such as depositing or withdrawing money, paying bills, and checking account balances without needing a teller.

For rural communities, this is a significant advancement, as it provides banking services where no physical branches may exist. For urban communities, digi kiosk self-service offers the convenience of accessing banking services outside traditional banking hours. Whether it's a busy professional in a city or a farmer in a remote village, kiosks ensure that everyone can manage their finances on their own schedule.

5. Open Zero Balance Account for Financial Inclusion

Financial inclusion is a key goal of online kiosk banking, and services like the option to open zero balance account make it accessible to a broader range of people. Traditionally, banks required a minimum balance to open an account, which discouraged many individuals, especially in rural and economically disadvantaged areas, from using banking services.

With online kiosk banking, users can now open zero balance accounts without the burden of maintaining a minimum balance. This is particularly beneficial for low-income earners, students, and homemakers who may not have a regular income stream. Platforms like Digi Khata make this process seamless, allowing everyone to enjoy the benefits of formal banking services.

6. Create UPI ID Online for Easy Payments

Digital payments have become the norm, and the ability to create UPI ID online through online kiosk banking further simplifies financial transactions. Unified Payments Interface (UPI) is a revolutionary platform that allows users to send and receive money instantly. With online kiosk banking, customers can quickly set up their UPI ID and begin making transactions without needing to visit a bank.

The ability to create UPI ID online is beneficial for both rural and urban customers. For rural communities, this means greater participation in the digital economy, as they can make payments and transfers without dealing with physical cash. For urban dwellers, it adds a layer of convenience, making daily financial transactions faster and more secure.

7. Empowering Small Businesses and Entrepreneurs

Small businesses and entrepreneurs, especially in rural areas, often face challenges accessing financial services. Online kiosk banking provides a lifeline by offering convenient banking solutions such as instant account opening and zero balance accounts. Entrepreneurs can also benefit from UPI payments by setting up their UPI ID through kiosks, allowing them to accept digital payments from customers.

This digital transformation fosters entrepreneurship in rural areas, where traditional financial systems may not be as easily accessible. In urban settings, the same services offer convenience and speed, allowing business owners to focus on growth rather than paperwork and banking formalities.

Conclusion

In conclusion, online kiosk banking offers immense benefits to both rural and urban communities. From free digital account opening and instant account opening to the ability to create UPI ID online and open zero balance accounts, this service is revolutionizing access to banking. With Digi Khata, online kiosk banking is making financial services more accessible, inclusive, and convenient for everyone, regardless of location or financial status.

[deyonehogg]

open zero balance bank account

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.

Source : https://play.google.com/store/apps/details?id=com.msf.kbank.mobile

online bank open account

[mothhball]

five-finger discount

Pairing | Neil Lewis x Reader

Warnings | 18+ SMUT, DUB-CON, fingering, p in v sex, unprotected sex, blackmail, sex on camera, brief edging, creampie, cheating, cursing, Moth pretends to know anything about movies

Summary | You’ve been trying to make easy money, but you’re not as subtle as you thought. Some lessons need to be learned the hard way.

Words | 4.4k

Notes | FINALLY DONE. and vaguely inspired by 70s porn haha

MINORS DNI

INT. GUMSHOE VIDEO – THRILLER AISLE – DAY

“No, it's not. That's not what she said. Someone is in trouble. Something bad is happening!” squawks a woman from the running TV in the background while your fingers trace over the backs of the VHS as you walk past the shelves.

1 PM on a Wednesday certainly is no rush hour at Gumshoe Video. Even the most annoying film bros don't come here at this time of day to flaunt their knowledge of the craft and subsequent absence of social skills. You're in the clear, pretending to deeply think about your choice in entertainment for the end of the day, even though that couldn't be further from the truth. Throwing a glance over your shoulder, you spot the business owner, entranced by the film that he put on to pass the time, and you can see his plush lips silently mouthing along to the dialog. Cute. And easy to trick.

It's not your first time here. No, you made sure to become familiar with the place over the course of months now, learning where each genre and title has been sorted into its rightful place.

Certain old VHS-tapes can sell for a small fortune online, and for every tape you rent, you take one for free with the plan of selling it to the highest bidder. Currently, you have a stack at home, waiting for you to finally stop procrastinating and open up that damn eBay account.

Your pinky catches on a specific tape. 'A History of Violence', currently estimated to lure an additional 199 bucks into your greedy bank account. Quietly, you pull out the film, leaving a gaping hole in the neatly sorted row as you slip it into your purse.

With nimble hands, you try to rearrange the tapes to make the missing VHS a little less obvious, but in your haste, a few of them escape your clammy grasp and clutter to the ground. A head of silky brunette hair whips around, and you're met with pretty blue eyes as the store owner turns to face you.

You let out a giggle, trying to sound as vapid and innocuous as possible. You’re in character now. The persona you chose? An unassuming, ditzy little thing that’s hot enough to distract him, but stupid enough as to not get suspected of any wrong-doings. You’d say you’re a good actress. A fantastic one, even.

"Sorry," you purr, batting your eyelashes at him. "I'm a little clumsy today." You're already bending over to pick up the tapes when he makes his way over to lend a helping hand, and you make sure to show off your cleavage in an intentionally accidental way. You know he’s into you. You’ve been seeing the heat in his gaze for weeks now, along with the occasional crack in his voice and an almost endearing desire to impress you. It’s his biggest weakness and the reason your plan has been working flawlessly until now.

"Hey, hey, no worries. Uh, gravity wins sometimes. Don't sweat it," he grins at you, brushing his fingers against yours as the two of you work together to put everything back into place.

"What exactly were you looking for anyway?" he suddenly asks, breaking your focus for a second.

"Uh, Moonstruck," you mutter, completely on autopilot. The store owner nods, pursing his lips as he mulls over your answer. You’re aware of your blunder before he even answers.

"Moonstruck? Then you're in the wrong section. You know, with how often you come here, I thought you got the hang of our layout by now." Fuck, he’s got you. Play dumb. Play dumb!

Your poker face almost cracks, but you keep your composure. Or at least you try to. "Huh? Oh - I... right. God, I'm just all over the place today." You giggle again, relieved by the way his grin seems to soften. Hook, line and sinker. He may think he’s detective Sam Spade from ‘The Maltese Falcon’, but you’re Brigid O’Shaughnessy. Or he’s Batman and you’re Catwoman. Or – well, it doesn’t matter. Baseline is, you’re snatching tapes right from underneath his nose while he’s too busy fantasizing about what’s underneath your clothes.

The store owner speaks up again, lazily rubbing the back of his neck as he leans against the shelf, and his free hand wanders and gestures around a bit as if he’s trying to figure out which pose would look the coolest and most effortless.

“Right. Actually, that wasn’t really fair of me.” You tilt your head at him, eyebrows furrowing ever so slightly which prompts him to elaborate. “Some of our tapes went missing. Y’know, some of the oldies and goldies? That’s why I didn’t stock Moonstruck this week.”

Your lips part in surprise, but all you can reply with is a soft ‘oh’. The store owner shrugs, leaning in towards you. There’s something conspiratory about his expression which makes your stomach churn a little. “Yeah. But I do still have it. It’s just in my office.”

There’s a beat of silence as you mull over the unspoken offer. Your plan is built on the one tape you always rent for cheap. No one would think you’re stealing if you’re actually paying for something, right? Despite this, you wonder if you should call it a day and head home with the stolen film hidden in your purse. Alibi be damned.

“I… That’s great. Uh, actually, I was just about to –“ he cuts you off with a casual wave of his hand, and the grin on his face widens once more.

“Don’t worry. I’ll even give you a discount. Just follow me.”

INT. GUMSHOE VIDEO – NEIL LEWIS’ PRIVATE OFFICE – DAY

The private office of Neil Lewis, cinephile and pop culture enthusiast, is decorated with a distinct Film Noir charm, lovingly empathized by leather chairs and a checkered floor. Not to mention the letters on the door. He calls himself a private investigator. A joking title that makes you palms sweat ever so slightly. You notice that he set up a small camera on his desk, but he brushes it off as a regular procedure.

"So... Moonstruck,” he starts, gesturing for you to take a seat. Which you do. “Great pick. Just curious - Why did you go for that one?" The question makes you pause for a second.

"The... the cover spoke to me,” you casually lie, trying to sound somewhat cute, but it doesn’t land. Neil’s expression quickly betrays his skepticism, and his lips part while his narrowed gaze wanders around the room for a minute. "Hm. And what about the other one?"

"What do you mean?" Play dumb, play dumb, play – but he’s not letting you off the hook so easily.

"The other tape."

Silence fills the office, and you swear the VHS in your purse is starting to burn a hole right where it’s settled in your lap.

"Which... other tape? I just picked out this one."

"Ohhh, right. Sorry. My bad. Just… Moonstruck." The way he’s saying this makes it seem like he enjoys the taste of the letters on his tongue. You nod, a little too eager to get this conversation over and done with.

"So you won’t mind me looking through your purse?" Neil leans forward in his seat, folding his hands on top of his desk. Your eyes briefly fall onto the little desk name plate that’s undoubtedly just made out of shiny, golden plastic. But it does the job. It intimidates you. At least to a certain degree.

“No,” you lie through your teeth, trying to shrug off the tension. “I… it’s certainly no problem, Mr. Lewis. None at all.”

Neil lets out an apathetic sigh as he rises from his seat, causing the leather to squeak. His steps seem a little too confident for a video rental owner as he moves around the desk to first walk over to the door and lock it. “Neil is fine. I’m not a big fan of… formalities,” he starts, coming up behind you to set his hands on your shoulders. His hands are gentle but firm, causing your body to warm right down to the deepest layers. To make his control over the situation even more apparent, he splays his hands, tracing your collarbone with his middle finger. It’s subtle enough that he could pass it off as a figment of your imagination if you should choose to speak up. But you don’t. You stay quiet, even as he leans down and you can hear the murmur of his voice right next to your ear.

“Open your purse.”

You bite your tongue, slowly opening your purse to find Cher’s face grinning back at you. It’s Moonstruck. In all of its romantic glory, and it makes both you and Neil freeze for a moment. You lick your dry lips, saying the first thing that comes to mind.

"That's mine."

"Yours?" You wouldn’t know, but his eyebrow twitches upward at your ridiculous claim.

"Yeah. A... personal copy." Great, now you’re doubling down.

"With my name on it?" Silence, yet again. You could basically hear the dramatic music that the producers of any reality TV shows use in the background of any tense scene. But this isn’t scripted. No, all of this is improvised.

"... what are the odds?" you croak, feeling how your throat goes dry in real time. Neil scoffs in reply, shaking his head, and his grip on your shoulders tightens a tad before he lets go entirely. His expression is stern as he steps in front of you, leaning against the desk and crossing his shapely arms over his chest. For a moment, he’s silent, letting his eyes wander all over your form in a slow, appreciative way that makes your palms get sweaty. “You do know I have to call the police, don’t you?”

“What?” Your breath hitches in your lungs, and you blink a few times, almost in an attempt to shake yourself out of this very strange dream. “This… this is just one tape. Isn’t this kind of excessive?”

“Yeah, maybe it’s one tape today. But you’ve been coming here for weeks.” Your jaw drops, but you can’t seem to come up with an appropriate response. You’ve been had. For the past months, you were convinced that he only saw you as a little piece of eye candy wandering through the store, but he’s been seeing right through you all along. Now you definitely don’t feel like Catwoman anymore. When he notices that you’re not going to say anything, Neil continues.

“Did you really think we don’t have security cameras all over the place? Well, I’ve been watching you the entire time, playing along when you pretended to be all ditzy and cute. It’s not just one instance. It’s a whole case, baby. And you’ll go to jail.” That makes you break out of your stupor, and you can feel your pulse speeding up.

“No- wait, no, no, no. Please, can’t we just talk about this for one second?”

“I don’t bargain with thieves.” He’s smug. Too smug for your liking, considering that he’s threatening you with the loss of your precious, precious freedom.

“Please, I’ll do anything,” you plead, fixing him with the biggest puppy dog eyes you can muster in an attempt to appeal to the soft, awkward side of him. And he cracks. At least the tiniest bit.

“Maybe… maybe we can work something out. But I’ll need to search you first. Who knows what else you’re hiding.” He gestures for you to stand, and you get up from your seat, causing the leather cushioning to faintly squeak once again. “Spread your arms. To the side.”

Your expression settles into a pout, but you do as you’re told, much to Neil’s satisfaction. He returns to his previous position behind you and starts by touching your shoulders, slowly trailing his hands down your arms. His fingers leave tingles behind on your skin, and you’re even more aware of how close he’s gotten when you feel his breath on the back of your neck. His cheeky hands continue to wander, making their way down your sides, softly squeezing around your waist before he moves on to your hips. You try to think about it as a TSA search, but it’s a little hard to do when his hands linger for much longer than necessary on your thighs and your calves as he crouches down. Once he’s satisfied, he straightens back up, and you almost think he’s done before he leans in to rasp into your ear.

“You’re gonna have to take your clothes off… so I can search you more thoroughly.”

Your heart skips a beat, and you’re about to protest, but he’s already pulling your top off, tossing it aside before he moves on to your shorts. A sigh escapes him as he pulls them down along with your panties, and he doesn’t give you even a second to recover before he’s gripping and caressing the curves of your body. Leaning his chin on your shoulder, he runs his fingers over your hips, feeling how your skin warms beneath his touch. “Take your bra off.”

“What? There’s no way I could be hiding a tape in there –“ In response, Neil lightly pinches your thigh, causing you to jump a little and let out a soft whine. Seems like there’s no way around it. With shaky hands, you reach behind yourself to unclasp your bra, and Neil leans back ever so slightly to give you the space to move. That is, until your tits are exposed, and his body is glued against yours once more. The feeling of his hardening cock pressing up against your ass sends heat into your core, and you instinctively clench your thighs together. Of course, this catches his attention.

“Ah, so you are hiding something.”

He wraps his arms around you, steering the two of you over to the mirror he hung on the wall next to his ridiculous little costume rack. You watch your own flushed expression as his hand slips between your legs to let his fingers trace over your already wet folds. With a groan, you try to avert your eyes before he corrects you with a rough grope of your breast.

“No. Eyes on yourself. I want you to see the guilt on your face while I search you.”

Reluctantly, your eyes return to the mirror, just in time for him to plunge a finger into your velvety pussy. Your lips part, and as much as you’d like to keep quiet, your resolve crumbles immediately when he finds that sweet spot inside of you. Within minutes, the office fills up with the sounds of your pleasure and the obscene squelching of his fingers in your wet cunt. And he’s thorough in his search, quickly working you up from one finger to three, making your toes curl against the checkered floor. For a moment, he drives you up to that delightful edge, only to pull his fingers out of you at the last second.

You don’t have the capacity to complain when he lifts his hand towards the light, showing off his glistening digits. Both of you are entranced by the sight, and Neil lets out a soft wheeze before he licks his fingers clean.

“Yeah, I made up my mind. Get over to the desk and bend over.”

“I have a boyfriend,” you whine, turning your head to give him your biggest puppy dog eyes.

“Well, you should’ve thought about it before you stole from me. Losing those rare tapes was a financial disaster for me. I’m risking this store. And I’m not gonna do it without something in return.” He finishes his sentence with a light smack to your ass which only manages to get you even more riled up. It’s hard to disagree with him when he knows just how to get you going.

Neil drags you back over to the desk, angling the camera in just the right way before he hurriedly tears his clothes off completely. The sight of his urgency makes your chest fill with butterflies, but you still need to protest. You have to!

“I don’t usually do this… what if my boyfriend finds out?”

“That’s one more reason to behave. You wouldn’t want him to see this little clip, right?” he asks, although the question is entirely rhetorical. You’d love to feel guilty, but you can’t bring yourself to it.

 His hands run from your shoulders down to your hips, kneading your flesh with the attentiveness of a potter crafting a masterpiece, and he leans over you to place open-mouthed kisses down your spine. You shiver, drawing your bottom lip between your teeth to stifle the noises that are threatening to escape your mouth. With a quick movement, Neil reaches under your knee to guide your leg on top of the desk, and you let out a soft sigh when you can feel your arousal rolling down the inside of your thigh as he spreads you open with two fingers.

“You know… nice girls wouldn’t get this wet in situations like these. Then again, you’re a filthy thief, so you’re the furthest thing from a good girl.”

Neil wraps one arm around your waist, pulling you back against his chest so he can latch back onto the side of your neck, sucking and biting while he uses his other hand to guide the tip of his cock against your drooling entrance. His naked skin against yours fills your head with need, and you press up against him a little more to feel him more closely as he slowly pushes inside your velvety cunt. Both of you let out a hiss, and Neil follows it up with a needy whimper as he stills for a moment.

“Fuck… oh fuck,” he breathes, causing your lips to twitch up in subtle amusement. Neil’s hand shakes as he adjusts the camera, making sure to get everything in frame, and in this moment, you clench around him on purpose, causing him to moan right into your ear. “Jesus Christ, don’t do that –”

The slap to your ass is meant to punish you, but it’s doing the exact opposite, and you let him know this by moaning his name. His lips return to your pulse as he pushes his cock deeper into you, stretching you so perfectly that it sends goosebumps over your skin. Or maybe it’s because of his warm breath on your ear. Or his hands diligently kneading your tits. The cocktail of heated touches and sensations is literally making you feel drunk.

“Your cock feels so good,” you whine, causing him to suck in a sharp breath at the praise.

“Yeah?” he chuckles, bottoming out inside of you before he starts to set a slow, sensual rhythm. “You’re such a depraved little slut… getting off on your punishment. If only your boyfriend knew.”

Neil rolls his hips against yours, drawing a moan from both of you that would fit perfectly on the set of a porno. Maybe you’re hamming it up a little to feed his ego. But that isn’t very hard to do when he fills you up so deliciously, making you wetter with every thrust.

You’re already starting to feel breathless when he slowly speeds up, drilling into your dripping pussy with even more fervor. Words are starting to become a little difficult, but you try your best anyway. “You’re better than him. SO much better –“

Your reward is a second smack – aimed at your chest this time.

“You’re damn right I am,” he groans, sucking another hickey into your skin and adding to the little necklace of bruises he’s been placing around your neck. “Suck these for me, will you?”

Your eyebrows furrow in confusion, but it doesn’t last long when he brings his fingers up to your mouth, and you eagerly latch onto his digits, still faintly tasting yourself from earlier. You suck them down to the knuckle, running your tongue in between them in a way that makes him groan and pound your cunt even harder. Once his fingers are sufficiently coated in your saliva, he pulls them free from your lips and reaches between your legs to rub your clit.

The one leg you’ve been standing on threatens to give out immediately, but he holds you up with his other arm, and gently guides your hands into place to better support yourself on the desk. Neil nuzzles his face into your hair, breathing heavily against the shell of your ear.

“If you promise not to steal ever again, I might let you cum on my cock.”

His words are intercepted by quiet grunts and whimpers, and you find yourself agreeing pretty quickly, blabbering out promise after promise.

“I’ll never – never steal again! I swear, I swear, I swear, please! Please, please let me cum –!”

You’re almost not recognizing your own voice due to the desperately needy tone that’s laced through your pleading, but Neil doesn’t mind. Quite the opposite, really, because you can feel his thrusts picking up in intensity. He rewards your obedience by rubbing your clit a little faster, and you have to bite your knuckle as to not cry out his name. Fuck, it’s only noon and you’re approaching your release at breakneck speed.

“Fuck… I – I’m close,” you breathe, turning your head to look at him from over your shoulder. His teeth are back in your neck as he kisses and bites at your skin, and his voice sounds strained as he answers you.

“Go ahead… let go for me. If only your boyfriend knew, hm?”

That’s it. Your orgasm rips through you, and you let out a whine as you claw at the surface beneath you. Neil is generous enough to let you ride out your climax, but you can tell how impatient he is when he suddenly pulls out, swallowing heavily.

 “On your back.” He doesn’t have to tell you twice. It’s a little awkward, but you manage to scramble and reposition yourself, lying back against the desk and looking up at him with flushed cheeks and tousled hair. Neil is in the same state, licking his lips and swallowing dryly as he guides his cock back into your cunt, aided by his thumb on the base of his length.

“Fuck… how can you still be this tight? Shit, FUCK…” He’s cursing and muttering under his breath, having half a brain to readjust the still rolling camera as to not miss a single second. His hands guide your legs around his waist, and he leans over you, staring at you through blown out pupils that clash against the vibrant intensity of his ocean gaze. His pretty face is red, and sweat beads on his forehead, causing his hair to stick to his skin. Without thinking, you reach up to push it back, causing both of you to still for a second before Neil finds his tone again.

“M’gonna fill you up… and send you back home to your boyfriend with a creampie in that pretty cunt. Alright? Alright.”

You can only nod in response, hearing your own racing heartbeat in your ears along with his continued grunts and moans. His hands on you are gentle, but his thrusts definitely aren’t as he pounds you against the desk. Neil’s hips smack against yours, causing every novelty item around the two of you to tremble along to your feverish rhythm. You tilt your head back but he goes after you, finally capturing your lips in a hungry kiss that he’s been trying to hold back from the entire time. But now that he’s rapidly approaching his own climax, the self-restraint is completely out of the window.

Your tongues clash, and you moan into his mouth when his hands find yours, linking your fingers together. Neil’s lips faintly taste of iced coffee as he licks against your tongue, and your grip on his hands tightens when his movements start to become erratic.

Your lips stay locked the entire time, even as he lets out a guttural groan when he finishes inside of you, thrusting into you a few more times to push it in as deep as possible. Finally, he stills and pulls away from you, unable to resist stealing one last peck from your swollen lips. You’re still breathing heavily as his hands roam over your body once more, relishing the feeling of your skin beneath his fingertips. Now that he has material on you and you promised not to steal again, he’s gentle. Almost too gentle, and you have to clear your throat to snap him out of it.

Neil catches himself, blinking down at you with soft eyes while he wipes some sweat off his brow. There’s a subtle twitch in his lips that tells you that he’d love to keep touching you, but he’s aware of the setting you’re in. Almost reluctantly, he pulls out of you to let you retrieve your clothes. While you’re getting dressed, he checks the camera and stops the recording before he speaks up.

“You’re free to go, then. You know what happens if I catch you stealing again, right?”

The question prompts you to nod in response, and you mumble out a “yes” as you pull your top back over your head. Once Neil confiscates the VHS from your purse, you’re free to exit the store on trembling legs, cringing a little at the feeling of your combined fluids leaking into your underwear. But God, this heist was worth it.

INT. YOUR PLACE – LIVING ROOM – DAY

As expected, the house is quiet when you get home, and you let out a deep, satisfied sigh as you throw yourself onto the couch to decompress for a moment.

Not even 20 minutes pass until the front door opens, and you hear familiar footsteps. A lazy smile spreads over your face, and you sit up, watching you boyfriend as he kicks off his shoes and throws his jacket over the coat rack on the wall. He makes his way over, leaning down to press a sweet kiss to your lips, and your vision is filled by ocean eyes and faint freckles. Neil chuckles softly, placing the camera onto the coffee table before he sinks down on the couch next to you and pulls you close. “I’m glad Lucien agreed to take over the rest of the day.” You hum in agreement, closing your eyes when he brushes his fingers through your hair to massage your scalp.

“I think that was our best one yet.”

FIN.

tags: @ellebelleshelby @cilliansprincess @mcumorningstar @x0xomady @mandies24 @detroitbecomevenom @pretty-bluebird @ink5ouls (couldn't tag) @flwrs4aust @vampmary1411 @ashdrinksoatmilk @luvizuku @nnattu @ptolemaniac @kiss-me-cill-me @celebrities-imagines

[mikhailosanlove]

Sugar

Gallavich Kinktober 2024 @gallavichthings

Situational Prompt:

34. Public

Dialogue Prompts:

28. “Open your mouth for me, baby.”

33. “Suck on my fingers.”

25. “Look how good you take it”

Summary

Mickey and Ian met online and an arrangement of sorts has developed. Ian, who is rich, likes taking care of Mickey, buying him stuff and showing him off…..And Mickey, well Micky is very much OK with that. No other plot to speak of…...

AO3:

Sugar

Mickey wakes up alone, wrapped up in the soft and smooth sheets of Ian's huge bed.

Ian is the extremely hot, red headed adonis that Mickey has been seeing lately. His sugar daddy? Maybe. Mickey laughs to himself at the thought. Surely not? But Ian IS rich as fuck and he HAS really taken a shine to Mickey, might even be a little obsessed.

Mickey is fine with it. He’s making good bank hanging around with Ian.

Part of the deal seems to be that Ian literally puts large sums of money into Mickey's bank account. He “gifts" him money. Actual money. He also buys him lots of other gifts and gets him new clothes all the time (clothes that Mickey would never usually choose but he must admit, make him look pretty good), and lets him order all the room service he could ever want when they stay at hotels.

So yeah, whatever the deal is with Ian, it’s a good thing for Mickey.

Plus, Ian is hot as fuck. And he knows how to fuck. Jesus Christ, he knows how to fuck. He has a big fucking dick and he knows exactly what to do with it. Can make Mickey whine just thinking about that cock.

They met online a while back and had texted back and forth for nearly a month, flirting and swapping dirty pictures. Ian made it very clear, very early on that he was mesmerized by Mickey. That there was something about him that Ian just had to have. He started with the gifts soon after that and Mickey realised that Ian got a kick out of it. It turned Ian on to give stuff to Mickey. To reward him.

Ian started asking Mickey for more specific pictures, particular poses, certain props and stuff like that. Then he moved on to video requests. He would leave little requests for Mickey or little tasks that he wanted him to accomplish within the pictures and videos. Sometimes the requests were extremely fucking precise. Ian knew what he liked and he liked telling Mickey exactly what to do and how to do it and then he liked praising him afterwards. He liked telling Mickey he was a good boy and shit like that.

Mickey would have done it all for free to be honest. It wasn’t the kind of thing he thought he would have been into before - but with Ian he found it fucking hot. Mickey had found that he was really getting off on all the kinky shit that Ian wanted him to do. He liked pleasing Ian. He liked getting the praise. And the rewards weren't bad either...

So, by the time they finally met in person, the dynamic had been established and Mickey was fully on board with the little arrangement. And by the time he saw Ian up close and in person, (videos and pictures had nothing on the real thing) he was into the whole thing. Hook. Line. And sinker.

The first time they fucked was one of the most mind-blowing sexual encounters Mickey had ever experienced. Ian's deep voice telling him what to do, praising him when he complied and his hot, strong body moving Mickey wherever he wanted him. And that cock. Jesus that cock.

Anyway, from that point onwards Mickey was hooked and it continued like that. Ian called the shots. All the shots.

Ian liked Mickey to be available on demand. Sometimes Ian would text Mickey a time and place to meet, often with some instructions of what Mickey should wear or some other expectation he had. Other times a car would show up without warning and Mickey would be expected to go to Ian whenever he called for him.

Sometimes Ian would be in the car waiting for Mickey, ready to devour him as soon as he got in, totally indifferent to the presence of the driver or any other staff that might be there. Other times, Mickey would be picked up and there would be no sign of Ian for a while. Mickey would be brought somewhere, accompanied by some of Ian's staff while he waited, sometimes for hours, for Ian to be ready for him.

Mickey knew that Ian was very busy with his work. He didn't quite know exactly what Ian did or what kind of business he was involved in. Ian always gave vague answers to those types of questions. He would give out answers such as "imports/exports" or "investments". Whatever kind of business he was involved in, he was making a lot of money and he was very busy. Oh and another thing was very clear, Ian was definitely the boss.

Mickey rolled over in the expensive sheets and looked around the large room within the penthouse. Huge floor to ceiling windows displayed a stunning view over the Chicago skyline. Ian was so fucking loaded.

Mickey got up and went to the bathroom, brushed his teeth and then he saw the note.

Morning baby.

You looked so good in bed, I didn't want to wake you.

Come to my office when you wake up,

I'm working but we can eat breakfast together.

Don't get dressed. Stay in your briefs. And wear the new robe.

xxx

Mmmm Mickey thought to himself, he was hungry and breakfast with Ian sounded good. He picked up the smooth, black, silk robe that Ian had given him the night before with his initials embroidered in gold, and slid it round his shoulders. It felt good. He felt good. He made his way to Ian’s office.

“Morning baby”, Ian called to Mickey from his huge dark oak desk as Mickey entered the office. Even from across the vast room, Mickey could make out Ian’s eyes turning dark at the sight of him, his mouth opening, his tongue wetting his lips. Their eyes locked and the electricity between them was palpable.

Mickey dropped his eyes after a beat and looked around the room, a little surprised to find it buzzing with activity. There were a few members of Ian’s staff around the big meeting table in the middle of the room, a few others hovering around Ian’s desk.

Ian’s staff were mostly all men, young men. Mickey recognised a few of them. One was the guy who always brought Mickey his fresh laundry, one was the one who cooked Ian’s food and designed his eating plan, and one was Ian’s assistant who often made Mickey’s travel arrangements or booked the hotels - he was now standing close to Ian, holding out a stack of documents for Ian to sign. Others were guys Mickey knew worked with Ian on business, whatever that involved.

“Morning” Mickey greeted nobody in particular and gave a little half wave around the room, receiving various nods in response. He suddenly felt very aware of himself and a little shy in his attire, pulling the robe tighter around his body. All the staff were in their normal day clothes, and here was Mickey, just in his underwear. Ian was already dressed in a fucking suit for Christ's sake.

“Come” Ian gestured for Mickey to come over to him and then patted his knee for him to sit on his lap and just like that Mickey forgot some of his self consciousness. Mickey licked his lips and smirked at Ian. Ian looked fucking hot in his stylish and expensive suit, looking all important and busy. He sat down on Ian's lap and snaked his arms around his neck.

“Hi” he said with another smile and planted a kiss on Ian's lips as he felt Ian’s big arms around his waist. Mickey knew that Ian liked this kind of thing. Mickey sitting on his lap and stuff like that and Mickey played up to it.

“You sleep ok?” Ian asked as he brushed some of Mickey's fly away hair from his forehead.

“Like a baby”

“I'm happy,” Ian grinned, “I like seeing you satisfied ”

With his eyes firmly on Mickey and never leaving, Ian picked up his near empty coffee cup from his desk and held it out while a staff member rushed over to refill it.

“And for you, Mr Milkovich?” The staff member looked at Mickey.

“Yes,” Ian answered for him, his eyes still stalking Mickey, “Mr Milkovich will have a black coffee with two sugars. But make it iced. It's hot today.”

Mmm OK. Iced coffee did sound pretty good right now. It was pretty hot.

Mickey fidgeted around on Ian's lap. Sure it was OK doing this for foreplay or whatever, but it wasn't exactly the most comfortable position.

“And to eat Mr Gallagher?”

Ian continued to stare hungrily at Mickey, never moving his eyes as he spoke to his staff, "Emmmm we will have pancakes I think. Mickey here likes pancakes. So bring a lot. And get the syrup. A lot of syrup. Anything else you fancy Mikhailo?"

Mikhailo? That was new.

"Sausage '' Mickey said suggestively as he stroked the back of Ian's neck and wriggled his eyebrows, already looking forward to finishing up this breakfast and getting Ian back to the privacy of the bedroom. Hopefully Ian would be able to get away from his work for a bit.

“Bring sausage” Ian called to his staff as he placed his hand on Mickey's bare thigh under the robe and rubbed softly up and down. “A lot of sausage”

Ian removed his hand from Mickey's thigh momentarily and reached for his coffee cup and took a sip. The coffee smelt good and Mickey wanted some too, didn't want to wait for the iced one Ian had coming for him. He playfully went to take Ian's cup from his hand and tried to take a drink.

"Ah ah" Ian said, waving his finger back and forth, "Not yet."

Hmmm. Ok then. Ian must have something in mind.

"I had a lot of fun last night." Ian said after setting his coffee back down on the table to a slightly perplexed and curious Mickey.

"I loved seeing the way you were so uninhibited" Ian's voice was low and it was stirring memories for Mickey of the night before, being held down by Ian. He felt his cock twitch ever so slightly and his legs fell open a little wider on Ians lap.

Ian placed his hand back on Mickey's thigh and they both watched as it traveled higher and higher up, caressing from outer to inner thigh and allowing the robe to fall to the sides exposing Mickey's thick milky white thighs.

Mickey caught his bottom lip in his teeth as Ian began pushing the legs of his boxers right up so that they were bunched up to the curve where his thighs met his ass cheeks and his thighs were fully on show. Mickey's cock was starting to get hard.

With one hand still caressing Mickey’s upper thighs, Ian curved his other hand around Mickey's waist and slipped it through the opening of the silk robe until it landed firmly on his hip, roaming up to his stomach and back down to his thighs.

Ian was caressing Mickey with such intent, all the time staring at him like he was his prey. His prize. Mickey could feel Ians cock hardening under his suit pants, firm against his ass and couldn't help but develop his own hard on at Ian’s touch. He was powerless around Ian. His touch was so powerful that every time Mickey felt it, he melted. Ian was so fucking hot and Mickey just could not get over being looked at and touched up in this way. The electricity he felt at Ians touch was scorching.

Ian's two hands continued to roam Mickey's body excessively. Over this stomach, his hips, his sides, back down to his thighs. Meanwhile Mickey melted further into Ian, leaning back into his chest while his breath got heavier.

Mickey looked down and watched as Ian’s two hands met over Mickey’s waist and slowly untied the belt of his silky black robe, letting it fall open completely exposing Mickey's body and his erection filled boxer briefs.

Mickey's initial instinct was to grab some of the robe to re-cover himself while looking around the room, remembering his surroundings and slightly snapping out of whatever trance he was quickly falling into with Ians touch. But Ian’s firm hands batted him away and allowed the robe to fall wide open so his hands could continue their exploration of the expanse of his body. His hands traveled further up to his chest and his neck, getting firmer as they went, grabbing whatever part of Mickey’s body they could.

Ian’s hands came back down to Mickey's pecks, where they began to grab and squeeze and pull at the skin. Ians fingers started to pinch his nipples, rubbing and rolling them, sending shivers over Mickey's body. His breath hitched further and he turned to see the smirk on Ians face.

Right then, the staff member/waiter approached Ian’s desk and came around to Ian’s chair where Mickey was splayed over his lap. A large glass full of ice and sweet coffee on a tray. Mickey was immediately embarrassed, his fucking boner was clearly visible through his boxers, his legs wide open and he was half naked for fucks sake with Ian groping his tits and pulling at his nipples.

Mickey moveed to straighten himself up on instinct but Ians firm arms locked him in place. And Ian didn’t falter, didn't move his hands from where they were, grabbing at Mickey's tits, nipples between his fingers. Instead, he looked directly up at the staff member, tells him to put the coffee on the desk and said thank you, while pinching Mickey's nipples even harder. More shocks and shivers radiate through Mickey's body and a little whine escapes his mouth. Jesus.

The waiter glanced down at Mickey, his eyes travelling up and down his exposed body before he nodded and walked away. Fuck. Ian didn’t seem to care who was looking at them, seemed to be getting a kick out of showing Mickey off, and making his staff embarrassed. Mickey looked around the room to the other staff who seemed to be mostly continuing on with their work, looking at their phones or laptops, seemingly used to looking the other way while Ian indulged himself.

Mickey decided he needs a drink of the coffee and reaches over to grab it but instead, Ian takes the glass and holds the straw up to Mickey's mouth for him to drink. The ice cold sweet coffee is refreshing and Mickey takes a gulp before smiling at Ian and turning his head to meet his lips. Ians tongue immediately licks inside Mickey's mouth and they kiss, sharing the cool sensation and tasting the coffee. As Ian continues to lick and suck at Mickey's mouth, he dips his fingers into the glass and pulls out an ice cube.

“Open your mouth for me, baby.” Ian says as he breaks the kiss. Mickey does what hes told and opens his mouth, his head rolling back on Ians shoulder and his eye lids hooded. Ians two fingers with the ice cube between them, slowly enter Mickey's mouth and push the ice cube around. “Suck on my fingers.” Ian commands as he pushes his fingers right to the back of Mickey's icy wet mouth. In and out, in and out as Mickey sucks.

Ian suddenly and a bit roughly pulls his fingers from Mickey's mouth and goes back to the glass of coffee for another one. This time, he brings it straight to Mickey's left nipple, lets the ice circle it and smirks as the nipple immediately stands erect and another shiver passes through Mickey's body. The ice cube travels over the right nipple circling there before tracing down Mickey's chest.

Mickey looks down at his own body, watches Ian’s hand move the ice, sees the glistening wet trail it's leaving behind, sees the sharp rise and fall of his chest and looks down to a wet patch of a different kind on his boxers. His dick is throbbing under his boxers. He thinks about covering himself again, but he's too far into this trance with Ian and he's powerless now, along for the ride. Ian will do what he wants with Mickey's body.

The second ice cube has almost melted and Ian leaves it to slide down Mickey's body as his fingers go back to the coffee glass for another. “We're gonna need another iced coffee” Ian says loudly to nobody in particular, without looking up. Mickey is aware of some movement among the staff in the room, moving to meet the demand.

Ian’s hands go straight to Mickey's crotch now. One hand pushing his legs open even further and the other bringing the ice to circle the tip of Mickey's leaking dick through his boxers, causing the existing wet patch there to expand. Holy fuck. Mickey's dick feels like it's going to explode. He involuntarily humps upwards chasing Ians touch, forgetting everything, craving, needing Ians touch.

Ian’s other hand starts to move lower, comes under Mickey's leg. Starts to peel back his boxers slightly. Under his ass. Mickey's hips move, start to circle, gently grinding down on Ian’s huge cock. The ice cube is now being trailed up and down Mickeys hard shaft by Ian’s right hand and he can feel the fingers of Ians left hand under his ass, creeping in through the peeled back boxers. Before he knows it, there's a finger there circling the rim of his asshole. Jesus fucking christ. Mickey is panting heavily now. His limbs are loose and he's practically sprawled over Ian, Ians strong arms still holding him in place. He feels Ian’s breath on his neck, a strong tongue licking up the column of his throat.

Suddenly Ian's right hand has passed the piece of ice to his left hand under his ass and now the ice cube is at the rim of his hole, circling there, through the pulled aside boxers while Ian sucks on his neck. Mickey barely registers the additional figure above them now, standing there with the second glass of iced coffee. It's hard for mIckey to focus on anything other than the sensations on his body, the ice at his asshole, the sucking on his neck, the tingling parts of his exposed body where the air is meeting the cool trail left by the ice, his nipples still hard and pointy.

“On the desk” Ian has pulled his mouth off Mickey's neck to give the order to his staff on where to put the coffee. As the waiter leans in to put the glass in front of Mickey, Ian pulls the boxers over to the side even more, exposing Mickey's hole and pushes the ice cube inside him. A full groan leaves Mickey's mouth as Ians fingers continue to push.

Mickey cant control his hips anymore. He's bucking up in the air and pushing back on Ians fingers, can hardly bear the feeling of the ice inside him and wants more at the same time. Next thing, Mickey hears a low growl from Ian and before he knows it Ians hands are pulling at his boxers, peeling them down his legs. Ian isn't actually going to take off Mickey's boxers right here in this office in front of these staff members is he?

“Off” Ian demands. OK, he is. This is happening. Ian maneuvers Mickey's body until the boxers are down at his feet and now Ian is reaching for his desk drawer and grabbing a bottle of lube and coating his fingers. He is back at the asshole, one finger inside touching the piece of ice in there, moving it around. Suddenly Ian pulls at Mickey's legs, pulls them up so his knees bend and his feet land on Ians thighs. He reclines further on the chair and moves his hand under Mickey's ass to pull his cheeks apart.

Mickey is absolutely fully exposed now. Everyone in the room is aware of what they are doing. And anyone who wanted to could see directly into Mickey's ass hole. Mickey doesn't bother to check who is watching. It half excites him, half terrifies him but he is in this deep already and now all he can think about is the electrifying feeling of Ian’s hands on him and the fingers pushing further into his hole.

Ians other hand moves back to his dick, holding the shaft firmly and stroking up and down, thumbing the slit. Mickey is panting loudly, his eyes rolling in his head and his hips moving around wildly. He can't believe this is happening.

“Look how good you take it” Ian whispers in Mickey's ear. “I'm proud of you”

Ians fingers in his ass are starting to pump faster and faster now, Mickey doesnt know how many are in there.

“OK enough. I need fuck you.”

Before he knows it, Mickys feet are back on the ground and he is being pushed forward, bent over Ians desk, strong hands holding him down.

He loves the feeling of the cool glass surface of the desk on his red hot cheek but the fingers are gone from his ass. Mickey is wild with want now, and needs something back in there.

He hears Ian’s zipper come down and feels the robe being shoved up over his ass and his ass cheeks being spread apart. Ok, he is about to get fucked right here in front of an audience. He briefly considers looking up, seeing exactly who is watching but then he feels Ian’s cock at his hole and he braces himself for what he wants.

Ian pushes in and Mickey is in heaven, its stretches and burns so fucking good and he is so turned on right now and so fucking full.

Ian starts to pound relentlessly. Working himself up to an almost frenzie.“So fucking good Mickey” his voice is fucking animalistic and he continues to talk as he fucks into him harder and deeper and faster. “I like fucking you whenever I want” “I like fucking your ass right here with my staff watching” “Everybody saw that amazing ass, saw how much you liked me fingering that asshole” “You look so good getting fucked here on my work desk.” “You look so good getting fucked while people are watching”, “So fucking good Mickey.”

Mickey cant hold on when he hears Ian talk like that as hes fucking him so good and so hard. He feels Ian’s hand back on his dick and almost immediately knows he's going to blow his load. Ian knows it too. He moves his other hand to grab at Mickey’s neck now, grabbing at his shoulders, pulling him up to a standing position, his left arm on his chest holding him up, his right arm pumping his dick furiously, holding him up on display as he pounds him from behind.

Mickey's whole body goes into spasm as he blows his load, feels like lightning shooting from his core as white streaks shoot out of his dick and spray across the desk in front of him. He tries to open his eyes but there is nothing but white, blurred vision. Ian thrusts hard one last time and grunts as he comes deep in Mickey's ass as Mickey just pants, floats, swims, sways, breathes.

A few minutes pass and Mickey is not sure what's happening in those moments. He feels Ian pulling out of his ass. Feels his come dripping out of his hole. Feels something wet and warm cleaning him. And then he's sitting on Ians office chair and Ian is pulling his boxers back up and wrapping him back up in his robe.

“I think we are ready for our pancakes now” Ian is calling to his staff. “And can someone come to clean this desk please?”

Ian bends down and gives Mickey a wet kiss, sucks his bottom lip a little and strokes his cheek. “You are fucking amazing Mickey”.

Mickey then looks around the room, properly looks. The staff are all returning to their tasks as if nothing ever happened. Ian hands Mickey his coffee with a smile and Mickey gulps it down. Gets his breath back. Thinks he's going to enjoy these pancakes now. He can hardly believe that just happened. But Jesus fuck it was hot.