#financial planning for families
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I attempted to ask my parents if I could go to therapy last night because I suspect that I may have undiagnosed ADHD.
My Dad scoffed, as if annoyed, and said “If anyone has difficulty doing anything nowadays it’s because of some mental something or other.”
- Says the man who I’ve suspected for years to be an undiagnosed autistic or other sort of neurodivergent. (Not that I’d ever say that aloud because God forbid.)
And I was so stunned and hurt that I all of my points/arguments left my brain.
Just- imagine being so close yet so far away from the POINT.
And my Mom was hardly any better. She shut me down by saying how “everyone struggles to focus on things they’re not interested in,” and “Well that’s part of your Asperger’s!”
… This is exactly why I’ve grown to HATE being a so-called “high functioning” autistic person. Any time I bring up wanting to go to therapy for unrelated issues it gets either brushed off or forgotten about because I’m “high functioning” and I don’t externalize my mental health symptoms like my sibling does (and therefore it isn’t an embarrassment or inconvenience) so it isn’t an issue and I must be fine.
Maybe I should just explode. Drink. Smoke something. Scream. Break some shit. Let my grades drop. THEN could I get some therapy? (Not that I would ever actually do any of that but sometimes I feel like that’s what it would take for my parents to take me seriously when I say I’m not ok.)
-Anyway. Just figured if anywhere would have people who understand this experience, it would be on Tumblr.
#neurodivergent#high functioning autism#autism#aspergers#autistic#autistic adult#actually autistic#autistic artist#undiagnosed adhd#?#istg I hate the ‘high functioning’ label so much.#it isn’t real and all it does is block people from getting help#Also just a disclaimer: I’m 20 soon to be 21 but only work part time#and am living with my parents while in college#and I’m on my family’s healthcare plan insurance wise#so I’m still super reliant on my parents financially and that’s why I asked THEM about therapy instead of arranging it myself.
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NEW POST!
You Need to Talk to Your Parents About Their Retirement Plan
You don’t want to find yourself financially preparing for your own retirement years only to find without warning that you suddenly have two aging dependents to account for in your annual budget. So take steps now to make sure it doesn’t happen.
KEEP READING.
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#retirement#retirement plan#retirement planning#retirement fund#parents#family#personal finance#financial literacy#old people
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waiting till marriage financial stability
I feel like abstinence gets a bad rap as a form of birth control.
But in actuality, it's the most effective form for keeping you guarded from losers, and setting yourself up for success. Not just for avoiding babies.
I've never really heard anybody tell or talk about my perspective. But I feel like family planning and financial planning should go hand-in-hand.
You should be able to say "I'm not sleeping with anyone until I'm able to make $10,000 in passive income per month"
Not just for avoiding babies. But toxic/draining emotional attachment.
If you're the type of person who's sensitive to peoples emotions and energy. It just takes one wrong relationship/ a person to change their intentions/switch up on you/decide that they want different
to send you a depressive spiral/have trust issues/abandonment issues etc .
and this just might be me speaking from personal experience, but it's hard to be depressed or drained when you have access to money. Because money gets you self-care, it gets you a *decent* therapist, it gets you distance (vacation, road trips etc), if you need it, and you don't have to worry about being homeless for taking time off
#celibacy#abstinence#story time#my post#stay strong!!!#you are worthy#you deserve to be loved#practice the art of loving#stay in therapy#financial planning#self care#family planning#audhd#sensitive people#overthinking#relationships#birth control
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omg the mp3 player app i'm using actually changes up its shuffle order when you get to the end of the album/playlist/etc rather than choosing a shuffle order and playing it over and over again...god bless
#might be finally divesting from spotify soon#text tag#it won't make a difference financially because i'm on a family plan but i'll feel better and i'll actually own music
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christmas this year is harder than it usually is, for a lot of reasons
gonna try and get through it regardless ;u;9
kind wishes to anyone on the dash for whom this time of year is also hard, for any reason
we'll get through it together 💜
#putting the specifics in the tags#but my grandma passed two years ago in november#and xmas was her favorite time of year#and she always insisted i visit and stay for as long as i could#which was. rough. for a lot of reasons#but the year she passed was the year we planned on breaking habit and involving my partner in the holiday#and we never got to do that.#every xmas after has been rough#and this year in particular has been shittacular#got evicted. became homeless. been job hunting since march with nothing to show for it. feeding a family of 3 with 5 cats#exclusively off one disabillity check a month. compounding financial problems and interacting with our former abuser to get money from her#shits just been bad. its been a bad year#gonna try and survive it anyways#what else is there to do?
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god i wish i had a competent parental figure in my life god I wish I didn’t constantly feel like I’m parenting myself and others
#im so. TIRED.#i cant talk about whats going on Now#i keep saying this but my classmates are going abroad and their parents and family are helping them. not just financially but applying#and buying cheap plane tickets and planning.#and im happy for them. but if i wanted to do that if i wanted to go abroad#i would have to do everything by myself. i would have to do everything by myself for 4 people#and be belittled and stressed and told im wrong the whole way#when I would be largely in charge of the process BECAUSE MY PARENT CANT DO IT BUT THEY WANT TO MICROMANAGE EVERYTHING
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Anthony Ainley guests as medical specialist Josef Kerston, a doctor but also (shock!) a villain, in The Adventurer: The Bradley Way (1.4, ITC, 1972)
#fave spotting#anthony ainley#the adventurer#doctor who#the master#ainley!master#classic doctor who#itc#1972#the bradley way#perhaps villain is a little unfair; it's briefly established that Ainley's doctor is a genuine medical professional whose involvement in#the villains' plot is because of pressure being applied on his family behind the iron curtain (so... does Gene defeating the#baddies plan get Ainley's family killed?? who knows‚ but i can't imagine it would lose Mr World's Greatest Everything any sleep)#he may not have been The Master yet but Ainley was a fairly regular face on tv at this point in his career. earlier in 72 he'd been a#co lead in ATV's spy thriller Spyder's Web‚ as well as recently guesting in high profile series like Elizabeth R‚ The Shadow of the Tower#and Out of the Unknown. he'd even recently made film appearances‚ with strong roles in The Blood on Satan's Claw and Assault#really this was his busiest period; by the time he was making Dr Who Ainley was more or less financially secure and didn't need to work#(famously he just absolutely loved being The Master‚ and it was more or less all he did from the 80s onwards until the end of the classic#series secured his retirement). i can't honestly say that he attacks this role in the same way as he did the Master‚ but then it's not much#of a part all told; he's just there to be doctorly and occasionally suggest sinister things are afoot. but always nice to see him pop up
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Actually now that I think about it. Maybe I DO want to kill myself.
#wishi vents#suicide tw#i mean i wont. im not going to. but only because there is no painless way to die and i hate pain and dont want to subject myself to that#but i feel like i'd do the world better if i wasn't here#wouldn't take resources + my family's financial woes would be fixed due to life insurance or. something#+ my body could be used for other purposes. organ harvesting or smthn#idk like im not planning on ending it but like it would've been better if i just never existed
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i finally got a cat at my apartment. her name is sushi. i love her.
#mine#for context ive had cats all my life and my family has always taken super good care of them#like i know how to take care of a cat as best as possible and am financially capable of it#i also saved and planned for this for a while#i didnt like#impulse purchase a cat from petsmart#(actually i kinda did but like i did it with prior planning i just meant to do it. later this week or next week rather than literally today#cats
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in a cage with lions, i learned to speak lion - pettiot - Peaky Blinders (TV) [Archive of Our Own]
Part 1 | Part 2: sharpen my teeth til meaningless
Post S2-E6 Epsom aftermath. A 3.5 hour drive back to Birmingham from the racecourse, and no one was there to take little Lizzie Stark home.
None of this eight bloody pound Lizzie nonsense. She was so very tired of people thinking she was cheap.
.
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Gen | Lizzie Stark & Polly Gray, Lizzie Stark & Tommy Shelby | post-rape aftermath, post-murder aftermath, Drunkenness, Found Family, Dysfunctional Family, Manic Tommy, Class Issues, Wealth Issues, glossing over the Shelby Co Ltd company structure, post-near-death-experience, mild ethnic slur (stereotyping)
#My writing#peaky blinders fanfic#lizzie stark#polly gray#tommy shelby#Ada shelby#this is the aftermath fic#after for everyone#Polly lizzie tommy all had a horrific time of it#and they all showed up for work on Monday#Lizzie and Polly getting drunk and writing up a financial plan the way you do with your besties#So the motivator for this one was lizzie and Polly being so close at Tommy’s wedding#but also how lizzie seems to sharply increase in value to the family post S2#by s4 she has a vote at the family table and no explicable reason why#except that somehow they all mutually decided to adopt her#probably to embarrass tommy but you know also because lizzie is unspeakably cute#The only issue is that it does appear tommy manages to keep her out of the dirty business until s5 based on how shocked lizzie gets#Peaky blinders
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@faithfromanewperspective sorry for replying to this in a new post the op blocked me lol 🥴 (which?? idc if you block me but it's weird given the situation like all I did was add other easily provable facts. I'm all for holding Taylor accountable for her actions but misinformation/misconstruing a narrative is equally not helpful) the post had weird vibes too like "Taylor is the Empress" thing. she is quite powerful but even she is still constricted by her contracts with the venues?? idk idk. anyway yeah laws definitely need to change surrounding concerts & events (like the very widespread "no water" rules) especially with climate change but even then. it's water.
#like the timing was definitely not great but it's not only a Brazil problem either#she's coming to Canada this time next year and we have the opposite problem like it can get COLD in November#and some of her next dates are in Australia! also in summer!#it's poor planning all around and it could have happened anywhere#hopefully something does change from this because no one else should have to die a preventable death </3#I can't really talk about Taylor's actions afterwards because I haven't kept as up to date on them but I do have my criticisms#like she really should have helped the family more financially (including transporting Ana's body home)#but idk if there were other factors preventing her or what#bella talks
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Home Loan EMI Calculator: How to Reduce Your Home Loan EMI Burden
Buying a home is a wish that each of us has in our hearts. But as amazing as owning your own home, it is a solution that requires a large amount of investment. This investment usually includes a home loan that is gradually repaid back to the lender in the form of Home Loan EMI. Availing a home loan requires prior planning because it includes a relatively long tenure. It can weigh on household finances for a long time. An honest idea to calculate your EMI amount before signing on the line. A great tool like the Home Loan EMI Calculator can assist you out with this.
What is Home Loan EMI Calculator?
The Home Loan EMI Calculator is an online tool for calculating monthly EMI. Based on some details about home loans, the calculator will give you the exact amount EWI has to pay. It also includes a chart showing the payment schedule and details of the total payment.
Calculate Home Loan Eligibility
Advantages of Home Loan EMI Calculator
The Home Loan EMI Calculator is an all-purpose, simple, and seamless calculator that only requires you to enter 3 values. Attaining benefits is like being aware of what you are getting into. You have a clear picture of the amount of the loan that will be given to you, for how many months/years, the interest will generally be compensated. This way you can plan all your finances in advance.
With that in mind, you need to plan in advance where you will start paying the initial amount as well as the monthly EMI, which again is a task in itself.
How to Reduce Your Home Loan EMI Burden?
In a time when the fragile economy is weighing on the lives of most people, making regular loan payments is a challenge. For those who have taken out home loans where the EMI is very high, this challenge is even more difficult.
Reducing EMI payments seems like an effective way to survive in a bad economy. If, as a borrower, you’re also looking for ways to simplify your home loan by reducing your EMI payments, follow these tips-
Change your lender
When you take out a loan, you may have chosen a lender that offers you high-interest rates on your home loan. Now, when you’ve found a new lender who wants to offer significantly lower interest rates, consider replacing your lender’s middle loan. Even if you can’t find a lender with a lower interest rate on your home loan, you should look for a lender who wants to extend your repayment period. Before switching lenders, use an online home loan EMI calculator to find out how much your EMI could drop.
Changing lenders is very convenient. All you have to do is contact your existing and new lenders and request a loan balance transfer. Refinancing a home loan at a lower interest rate is one of the easiest ways to reduce EMI.
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every day i lust after power assist wheels
#alber twion….. i want you so bad#does anyone have a spare $7K they could lend me#part of me wants to crowdfund for them bc i know insurance wont cover it#for my plan it has to be required to go around the house to be covered#my doorways are too narrow for my chair so i can only use it around my room :/#(i have to take a wheel off to get it through the door)#but the other part of me knows like. my very rich dentist uncle could pay for them w no financial repercussions#but my entire family thinks me using the chair is temporary :/#:-(#my life would be so much easier with them
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realizing maybe i’m so stressed bc there’s 2 pieces of huge news i’m waiting on that could be very good or very bad in life changing ways but i won’t even know until i hear it 🥴🤷🏼
#1. still waiting to hear back from grad schools#2. waiting to hear the extent of the damage + treatment plan for my dad’s cancer which is back 🫠#plus some other like weird family stuff happening#so life could become very good or very bad soon and i’m just sitting around waiting for someone to tell me what it’s gonna be lol#p#oh AND whether i’m gonna stay employed as a research assistant over the summer#and therefore financially stable#HAAHAHAHAAAAA
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//uhHh gunna go on a small hiatus due to not having internet+other (ill expln in the tags c/tw vent/rambling)
#// i owe like 300+ for my internet ($200+ to reactivate) reason i havent been able to pay it was due to paying rent/bills/groceries/gas#and medication(for my partner) and weve applied to a better job but we need funds to pay for the livescan to continue/finalize the hiring#process but sadly we wont be able to pay rent this month due to some circum's sothats sm ;u;#and aside from all that both of us going thru heavy depression and mental fog#we want to hang out w irl friends but feel like we cant cuz were always broke (our friends still live w their parents/have a safety net) an#we feellike a buzz kill cuz we cant pay for our own meals or afford to go out in general just feeling left out causing us to be depressed#and not wanting to go out/be invited out#we had one friend lecture us abt money when its like dude you&gf pay $200 in rent to ur parents; we live together(w my retired/disabled MIL#and we pay rent household bills groceries gas car stuff medication we get paid bi weekly so like first/ending monthweek checks are for rent#and the mid week check we have to save accordingly for rent but were cured w the pharaohs curse cuz whenever#we have money that we plan to get alil smth for ourselves something goes wrong w the car#like we cant do shit and honestly it feels like someones praying on our downfall or smth cuz its every fkn time we cant catch a break#so yeaa gunna go on hiatus dunno how long tho but wont be too long but i will still be drawing so maybe expect some art dumps#ily guys thank you for putting up w me i dont ghost on purpose im just always depressed and need to be distracted or else the urges comebac#trying to be okay but its hard but i need to grow up#//i have my parents but theyre going to financial hardships too so they cant help and my sisters cant help cuz older sis started a family#amd my twin sis lives w my parents#my mom started working but hadda stop due to having a grapefruit sized tumor on her ovary (which is the other main reason4 my depression#and dad could care less abt my moms condtion (hes the reason for her suffering but ahe refuses to leave him#vent post#sorry went off on a tangent#but istg if i lose my mom im going to fkn hurt him cuz i already lost my dad (my FIL) and i will not be able to mentally recover#like i was there when we got the phone call (couldnt be at the hosptial due to covid reg.) i dont ever want to go thru that heartache again#edit if youd like to help me out i have comms open and i have a cshpp if ur feeling generous ;; $altereghost
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