#budgeting your money

[stil-lindigo]

Bisan is calling for another global strike!

I saw some posts just outlining Jan 21st, and wanted to clarify that Bisan has called for a full seven days of action.

What a global strike would look like is:

calling in sick to work

purchasing bare essentials ahead of the week so you can observe the general boycott of goods / buying as little as you genuinely can

putting in a concerted effort to elevate Palestinian voices and make it clear that this strike is in support of a permanent ceasefire!

For those who will have to purchase necessary goods during this time, please observe the brands that the BDS movement is asking us to boycott!

♢♢♢

Right now is also a good time to mention some better uses for your money during this week.

Available e-sims in Gaza are running low!!

Mirna El Helbawi and her team are working round the clock to continue to connect Palestinians as Israel does its best to cut them off from the rest of the world.

You can learn how to purchase and send e-sims here, and below you’ll find a list of what is currently needed (the areas in brackets indicate what region you should select to buy e-sims in).

--

CareforGaza is an organisation that does verifiably good work, distributing supplies directly to Palestinian families.

They have a Gofundme set up at the moment, but because of Gofundme’s poor track record regarding refusing to transfer funds to Palestinians, I’d recommend continuing to donate directly to their PayPal here.

Good luck to all of you. Don't turn away from Palestine!

[valtsv]

i've finally represented their height difference accurately. i can retire now.

based on this classic

[phatcatphergus]

No but it actually makes me cry to think about Tubbo scrounging for money and doing every job he can and working until his hands are raw to save up money to the point that he limits teleporting because it costs money but he bought two expensive masks to match his daughter and then bought another for a kid that isn’t even his own so that he feels included and safe without his dad.

[goddessinnerglow]

Become Your Best Version Before 2025 - Day 13

Financial Planning and Budgeting

Hello Goddesses! I know that talking about money, can feel scary or boring, but after working on our stress management tools yesterday, it's perfect timing to address something that's often a huge source of stress for many of us: finances.

First things first: if thinking about money makes you want to hide under your blanket, you're not alone. But taking control of your finances isn't about becoming a math genius or never buying another coffee again. It's about making friends with your money so it can help you live your best life.

Let's break this down into bite-sized pieces that won't give you a headache:

Start Where You Are

Remember when you first learned to ride a bike? You didn't start by doing tricks, you started with training wheels. Money management is the same way! First step: just look at your current situation. Open those banking apps you've been avoiding. Take a deep breath and look at your statements. Knowledge is power, even if it's a bit scary at first.

The Money Map Exercise

Grab a piece of paper (or open your notes app) and let's do something simple:

Write down all your income sources

List your regular monthly expenses (yes, including those sneaky subscriptions!)

Don't forget those irregular expenses like annual fees or seasonal costs

Look at what's left (or what's missing)

Congratulations! You've just created your first basic budget outline.

The 50/30/20 Guideline

Here's a popular way to think about your money:

50% for needs (rent, groceries, utilities)

30% for wants (fun stuff, shopping, entertainment)

20% for future you (savings, debt payment, investments)

These numbers might not work for everyone, especially depending on where you live. The important thing is to have some kind of plan that works for YOU.

Smart Money Habits You Can Start Today

The 24-Hour Rule: For non-essential purchases over a certain amount (you decide the number!), wait 24 hours before buying. You'd be surprised how many "must-haves" become "maybe nots" overnight!

Bill Calendar: Set up a simple calendar with all your bill due dates. Future you will be so grateful!

Automate Your Savings: Even if it's just $5 a week, set up automatic transfers to a savings account. It's like hiding money from yourself!

Track Your Spending: For just one week, write down every single purchase. No judging, just observing. You might find some surprising patterns!

The Emergency Fund Challenge

Let's start building that safety net! Even $500 in savings can make a huge difference in an emergency. Start with a goal of saving just $25 this week. Too much? Start with $10. Too little? Make it $50. The amount isn't as important as getting started.

Money Goals That Make Sense

Instead of vague goals like "save more," try specific ones like:

Save enough for three months of basic expenses by December 2025

Pay off one credit card by summer

Create a "fun fund" for that hobby you've been wanting to try

Your financial journey is exactly that, YOURS. You don't need to compare yourself to anyone else. The person on Instagram showing off their investment portfolio might still be paying off massive debt. Focus on your own path!

Your mission for today:

Look at your bank statement (I know, scary, but you can do it!)

Pick ONE money habit from this post to try this week

Set ONE specific financial goal for 2025

See you tomorrow for Day 14! Remember, every financial decision you make today is a gift to your future self.

[metaphorical-goblin]

depression room cleaning check!!!

I just did this myself so now you get to do it too

Take five minutes to set down your phone, stretch your legs, and do one of these tasks

1. Pick up all your dirty dishes from your room and take them to the sink/dishwasher

2. put your shoes back where they belong

3. move your dirty clothes off the bed and into the hamper (or wherever you keep them)

4. get a clean glass and fill it up with water. Take a drink

5. open the blinds or curtains (or even better, stand outside)

6. floss and brush your teeth

7. wash your face. Soap is absolutely fine, don’t let the internet tell you otherwise

8. collect all your trash from your room (water bottles, old papers you’ve been meaning to throw out, take-out boxes, etc) and throw it away

9. change your clothes all the way down to your underwear

10. go to your fridge and pull out any items that might be old

11. make your bed so all your stuffed animals will be comfortable until you get back

Don’t feel like you have to do all of these, just pick one (or even just plug them into a random number generator and have the universe pick one for you)

[tategaminu]

Anyone else incredibly happy by the animation in the new clips?? It's awesome! the expressions?? Movements?? Rayla's action scene?? the 2D water??? like it seems the animation from S2/3 is back! Season four was... kind of bad and even if S5 was improved it still didn't have the smootheness of Arc 1 SO YIPEE

[fisheito]

i lied. i'm still here

WHAT GIVE SYOU THE RIGHT

first of all, straight up 14 minutes spent staring athis stupid eyes. what are eyes? squishy orbs with holes in them? dunked in saltwater? connected to a bunch of vermicelli? ludicrous. they don't even know how to stand up straight. duymass orbs standing upside down all day relying on the brain to make sense of its wonky projections. i'm staring at salty upsidedown spheres for too many minutes. ims o anrgy

THE EARRING IS UNMOVED. UNCHANGING. STARING AT ME WITH ITS BEADY SALTORBS. mocking me. this is its everyday. this is normal. you twine that obsidian with the mundanity of the 9-5 grind and i just fume at you. STOP MOCKING ME

WHEN THE HFIOK WAS HE ALLOWED TO EXPOSE SKIN? WHO PULLED DOWN HIS SHIRTT? evil puppyfan whispering in my virtual ear: are those scratches on his back?!?! me: NO THEY AREN'T, THEY ARE JUST DECORATIVE BRUSH STROKES LIKE THE ONES USED FOR BLUSHES

IF THOSE WERE SCRATCHES THEY WOULD BE A HELLUCA LOT DEEPER AND ANGRIER BECAUSE THIS SNAKEY BITCGHJ AINT GETTING OFF WITH JUST A WARNING

wait hold up a minut

who pulled this thing down. doesn't he have a rather tight collar around his neck? there's no way someone could so easily just drag his entire torso's worth of clothing down past his shoulders-- *checks my notes*

DID THEY ONLY GIVE HIM HIS SECOND LAYER ? WHERE'S HIS SHIRT? i don't see any of that telltale white-

ok, well, there it is,? so, he's wearing it after all, but HOW DID THEY PULL DOWN THE UNDERSHIRT SO EASILY IS IT BAGGIER THAN EXPECTED? bruh i don't THINK so the waay that silk vacuum-seals to yakumo's skinnyarss chest in his regular sprite DID THEY TEAR IT APART?!?!?! just ripped at the neck. he can sew. he can fix it later on his own time. we got shoulders to expose here

WAIT. WHY IS HE WET? WHO THREW A BUCKET OF WATER ON HIM? other evil fan whispering in my alternate earhole: oh, they're ALL wet in their bday pics. don't worry, fish. it's like misting the vegetables in the grocery store-- me: I AM NOT MOLLIFIED BY THIS NEWS. WHY IS HEWET!!!!

way too godadam wet..... downright sopping😡

actually, that's a mighty fine bow. i wonder who tied that. it's a picturesque bow. i can never get my bows to look so perfect irl. very even. no lumpy sides. honestly, i wouldn't put it past eiden or olivine with their crafty hands to be able to pull that off-- EXCUSE ME WHAT THE TFOKF

WHO UNDID HIS PANTS W H A T

HE ALREADY HAS BARE SHOULDERS THAT'S AS SLUTTY AS IT GETS FOR THIS EXCESSIVELYBUBBLEWRAPPED SPAGHETT NOW YOU'RE PULLING HIS PANTS DOWN? HIS HIPS ARE GONNA GET COLD

stupid fkin hipbone on the bonyffikin snaek i'm gonna rip[ his greeater trochanter clean off his pelvis

WHATEVER. i'm fine. i'm totally fine. .......... bony snass out.....

you slap that thing and it's gonna shatter......couldn't even afford basic padding......economy-fare-level-buttmeat gotdamt taunting me with its fragile slappaibility

WHEN will this hoe learn. he beteter put those ankles away befroe he LOSES them i am THIsc lose to BITING THEM OFF his SNAPPABLE fibula PUT SOME SOCKS ON YOU WHORE

stupid anime legs. makes no sense. too frghign long couldn't even be contained by the border of the image. got cut off by the edge because his frivolous stilts had to stretch beyond reasonable restraints. surrender your left kneecap to customs. punishment for your femur hubris.

HOW FAR DOWN HAVE THOSE PANTS BEEN PULLED IVE NEVER WANTED TO SUCK A------

you're barely even tied up you dweeb there's nothing tethering you here if you stood up i bet the whole thing would unravel and you'd be completely unencumbered by that lightweight ribbon. i bet if we turned you around we would only see the ribbon loosely draping across your chest like a celebratory sash . congratulations on your self-contained imprisonment you wibbly reptilian beansprout

GOD HE DOES NOT STOP WIBBLING EVEN HIS ACCURSED LIPS ARE 〜〜〜〜〜〜〜〜〜〜〜〜〜〜〜〜〜〜

UGH HE IS ALL NECK I'M GOING TO ROAST HIS SPINAL COLUMN AND TURN HIM INTO GRAVY

I HATE IT HERE

[amoraart]

A Solamance commission I finished this week. Absolutely loved working on this while playing the Veilguard on my free hours. I hope I made the egg proud

My Commissions are Open!

[simplyghosting]

Typing out people’s spending reports like 🫣

[swagging-back-to]

it should be a cut and dry case if you go to a restaurant and get glutened by them. and by case i mean criminal. not just suing for damages and distress.

[lesbiansanemi]

Asking my roommate where tf her share of WiFi and electric is and her being like “I’m tight on money rn 🥺🥺 can I send it later? 🥺🥺” I’m going to start fucking screaming

[s3d4t3m3]

I just spent 11 hours on public transport. I was on a bus for the first 5 and a train for the rest, just cause i wanted to go upstate 💋 I'm free, poor, but free��🕊🕊

[cyancherub]

financial independence changed my whole outlook on life i really mean that. i will work my ass off and i will do it for MYSELF and it feels so rewarding to know that i dont have to answer to anyone about my time or money but ME. it gives me the motivation to do the best i can so i can give myself the best life possible u know

[dol-dee]

Fallen Sydney is definitely the type that enthusiastically buys all sorts of kinky outfits. For themself as much as their s/o haha

Sydney buying a bunch of outfits she really wants to see on Dee. Forgetting she will have to convince/beg her for weeks to actually wear them

[disgusting-depravity]

Pup on a Budget.

Can't afford a dog bed? Designate a space to lay. Doesn't need to be fancy. Can just be the floor. A blanket. A small pile of pillows. Even a pile of laundry.

Can't afford pup gloves? Gloves with taped in thumbs work. Still too expensive? Fist your hands, mind of matter pup.

Tight budget keep you from getting a dog bowl? Use a bowl or plate you already have if you have to be fancy. But really your a dog, just eat right off the floor.

[daughterofhecata]

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