#budgeting for babies

[life-and-health-insurance]

Baby Ready? The 1-100-10 Rule for New Parents

Thinking about starting a family, but worried about the costs?

This video breaks down the simple 1-100-10 rule to help you financially prepare for your first child.

What's the rule is about: ● 1 Year of Childcare Costs: Having this saved upfront can ease the financial burden. ● 100% of Delivery & Maternity Costs: Be prepared for pre & post-natal expenses. ● 10% of Your Income for Yearly Expenses: Factor in ongoing costs like food, clothes, and more.

Planning for more than one child? We'll discuss how to adjust your financial plan accordingly.

Plus! 🩺 Learn how the right health insurance can cover maternity charges.

Get ready for parenthood with confidence!

Like this video? Give it a thumbs up and subscribe for more helpful tips!

[ts-witchy-archive]

16 Ways to Connect with the Gods when you don't have an Altar

So I'm currently away from home for 10 days (pet/house sitting) and I don't have an altar space with me. I have my tarot deck and that's it. I decided to write this list incase it might help someone else who is away from home or is just in the pagan closet. Enjoy!

Read your Deity's myths or listen to people read myths on youtube

Sit outside and just think about them

Set your phone background to something that reminds you of them

Wear their colours or symbols

Make or listen to a playlist dedicated to your Deity/Deities

Do a digital offering on tumblr or another site

Just talk to them about your day

Write some poetry for them. Anything can be poetry, it doesn't have to be good

Scroll through their tags on social media

If you have coloured shoelaces wear their corresponding colours on your shoes!! (I can't believe i didn't think about this earlier)

Do your make up to honour them

Talk about them in a (dedicated witchy/pagan) discord server

Do something nice for someone. I know it's cheesy but it's cliche for a reason. For me it definitely makes me feel closer to my Gods

Draw/make art of them or one of their symbols

Youtube ambiance videos are great! If your Deity has an association with fire, water, birds, communal spaces or music there are heaps of videos on Youtube that you can play. Think coffee shop ambiance (communal space), waterfall/rain/water ambiance, nature/bird chirping ambiance, fire place ambiance, studying at the library ambiance, etc. endless possibilities

Draw their sigils/symbols on your face with skin care

I hope this helps!! Feel free to add any other tips. I tried to keep these relatively accessible for everyone.

[wienners]

"dude its not that embarassing to rewatch some creepypasta stuff you liked as a teenager" the character i imprinted on like a baby duck at 16 was a demon from new jersey that acts like the humanization of every offspring song and canonically listens to scissor sisters. His favorite color is purple and his favorite pokemon is gengar. He leaves people notes with emojis on them. He acts like a beetlejuice scare actor at halloween horror nights. His catchphrase is "feeling sassy?" Hes (allegedly) worked with every war criminal throughout history and been every serial killer. even the gay ones. he ate a baby. his animal motif is a rabbit. hes kind of based off donnie darko. he almost exclusively wears merchandise of the Quentin Tarantino movie Death Proof. he talks to his cats in a baby voice. he wears a white fedora that makes every video he wears it in feel dated by like 7 years. hes 5'3. he hacked a girls tumblr blog. he added a laugh track over a video of him killing people. he named a chainsaw rex. he torments people by playing frank sinatra at them. his name comes from an animal collective song. theres a canon blog entry where he makes the speakers blare rob zombie before he enters a room, then holds a guy at gunpoint to describe what he did to to him while "making sure to leave in all the cool parts". Hes like ten tumblr sexymen traits rolled into one. His actor has gone on record saying heath ledgers joker inspired his acting choices. Sometimes his voice gets distorted and it makes him sound like bill ciphers first year on HRT. Hes basically like my artistic muse. For some fucking reason i associate the song cake by the ocean with him. I firmly believe that if everymanhybrid didn't require a masters degree in creepypasta autism to comprehend, he would've caused more teenage stabbings than the slenderman incident and more kin war tumblr scenarios than nagito komaeda.

[aguineapigcouldntdothis]

my sephardi jewish and italian ancestors looking down at me:

aw hes making our cultural dishes! its so great that he never forgot where he came from and that his family taught him all this history...oh my fucking g-d he's turning it into an edible again. seriously why does he keep doing this?? yeah yeah I get why he makes edibles but does he have to do it to the lasagna??

[maryhale1]

Did you know incense are an easy and on a budget way to practice witchcraft?

[creature-wizard]

Ways To Be A Garbage Witch

Look everyone, in These Trying Times we can't always afford things so we gotta make do with what we got. So here's some hot tips to help you become a garbage witch:

Save and use apple seeds, orange seeds, peach pits, cherry pits, etc. to use in your spells.

Make a spirit board/pendulum board out of an empty cardboard box.

Make drawstring pouches out of old clothes.

Use bag strings for binding magic or use them in small drawstring bags.

Shoelaces and drawstrings from old pajamas or sweatpants are fine for knot magic or turning into drawstrings for pouches.

Save glass jars for spell jars.

Study carrion animals, animals that eat garbage, fungus, and the process of decomposition in general. Learn about the importance of biodiversity, and the hazards of oversterilization.

But also study proper sanitation methods, and be aware of biohazards. Don't go living in a house fulla mold or fish through people's garbage for... uhhh... ummm... taglocks. Don't store chicken bones so they'll rot.

If you have a compost bin, write anything you want to "decompose" out of your life on a banana peel. Put the banana peel in the bin.

Learn how to repair broken stuff. (But also learn what you really shouldn't repair for yourself - EG, microwaves - lest you meet with a horrible fate.)

Make charms/talismans by cutting out pictures of things that correspond with your intent and decoupaging them onto wood, chipboard, or layered cardboard.

Make paper mache diety art/statues out of newspaper.

Learn more about crafting with scraps, packaging materials, old magazines, etc. (There's many videos on YouTube!)

[wizardsaur]

The best way I've found to divine with a pendulum is to thread a sewing needle with a color of thread that corresponds to your inquiry.

They're super balanced, unlike most necklace charms.

I read it as Clockwise means Yes

Counterclockwise means No

Side to side or up and down means rephrase

Diagonal is maybe

Any other pendulum I've purchased from witchy stores always ends up off balanced, over-priced, broken, or lost rather quickly. I tried adapting this method to a pendulum board, too, but it feels overcomplicated.

I learned this from my paternal grandmother, and it doesn't fail me. Pretty sure my bio-father's side were a bunch of swamp witches, because supposedly this was how my mother was told by my grandma that she'd have a son. Low and behold, her eldest daughter became her son after all.

[sunderwight]

had a thought of what if Airplane had leaned a little more into the self-insert idea for Luo Binghe when he was still at the early stages of writing, with an end result that Luo Binghe actually Looks Like That because he basically looks like Airplane but with long flowing hair and a more idealized figure

SQQ going "why the fuck did you make his face so pretty???" and Airplane bullshitting about plausibility while trying really hard not to blush. twisting his fingers and scuffing his toe like jeez bro he's not that good-looking...

which of course sets SQQ off because how DARE!?! not 'that' good-looking?!?! just look at him! he's xianxia Helen of Troy with a face that launched a thousand harems! like okay sure with looks like that it does make sense that half the female population was willing to timeshare a marriage with him, but it's also totally unfair to SQQ, who has no recourse against those looks either! and who could? that is the most beautiful face ever!

Airplane's getting flustered. tries valiantly to make the case that objectively speaking Luo Binghe isn't that good-looking, it's just that SQQ is biased, but boy does that not go over well. SQQ has hitched the tattered remnants of his self-perception as a straight man onto the idea that Luo Binghe is just so devastatingly attractive anyone would want to hop into bed with him, and he is not letting go of it, so Airplane is just gonna get wrecked with inadvertent compliments

bonus if the Shang Qinghua look is actually the result of several illusions because when Airplane first transmigrated in, he got the same face too, and foresaw potential problems if the half-demon protagonist turned up looking like him. so he used illusions. he doesn't actually look all that different, in fact! the illusions just make it so that when people see him, they get a strong impression that he's unremarkable, so they don't really register what his face actually looks like and their brains fill in the assumption that he must just be kinda plain

oooh ooh double bonus if the system inserted a behind-the-scenes explanation for it too, which is that Shang Qinghua is actually unwittingly related to Su Xiyan!

and the whole thing comes to light post-epilogue when Shang Qinghua's illusions get stripped away by some monster-of-the-week, while everyone except Mobei Jun has a freak out about why do you look just like Luo Binghe?! (Mobei Jun isn't freaking out because he already figured out how to see past the illusions and just assumed everyone else wasn't mentioning it for some human cultural reason or something) and then Yue Qingyuan calmly explains that Luo Binghe's mom is Shang Qinghua's matrilineal cousin. Shang Qinghua's mother and Luo Binghe's human grandmother were half-sisters.

what? how does Yue Qingyuan know? you think that Cang Qiong doesn't check up on the candidates for the peak lord positions before handing off power, doesn't make sure there are no conflicts of interest or divided loyalties to other sects? what sorts of things do people imagine Qiong Ding's diplomats do? (I don't know either but, for the purpose of this scenario at least some of it is tracking down this stuff -- YQY handled most of it personally for his generation's ascension because he didn't want anyone else digging into his and Xiao Jiu's pasts) anyways, the connection could have been troublesome for its ties to Huan Hua Palace, but by the time it came to light Su Xiyan was deceased and there was no evidence that Shang Qinghua had ever even met her. so it wasn't deemed significant enough to matter, was just made note of and then mostly forgotten

so Shang Qinghua is like "oh THAT is why you kept bringing her up to me back then?!" because at the time he'd just been fully in "haha how would I know anything about the impending plot and the tragedies I am both partly responsible for and powerless to prevent haha that's so funny shixiong I KNOW NOTHING" mode, which luckily at the time was easily read as him just not wanting a dead cousin he never met to tank his chances of securing a promotion

SQQ is floored. he is having issues about this. Shang Qinghua is related to Binghe? Shang Qinghua looks exactly like him?! wait. Binghe has human family? still alive? like grandparents and stuff out there, who might want to meet him...?

Luo Binghe decides to step in at that point because he does not want to meet any more relatives! no more surprise relatives! no!

luckily this distracts Shen Qingqiu from thinking about all of the things he's said to Airplane about Binghe's looks for long enough for Shang Qinghua to flee the scene

[squeakadeeks]

you might be sitting there thinking "can you stop making all this mediocre art and just get back to costuming again" at which point i invite you to hear my secret list as to why im drawing more instead of cosplaying lately. are you ready

1. its free

2.

[pianokantzart]

Despite budget cuts and instances of being off-model, the DIC Mario shows had pretty good character designs overall.

But Yoshi?

What the fuck happened to Yoshi???

[satans-knitwear]

I've been waiting to share this skirt/bra set I found with you for what feels like forever! 🥰✨🌹

Treat me ~ Tip Me ~ More of me

[coredrill]

BANG BRAVE BANG BRAVERN EPISODE 11 | COMMENCE OPERATION BONFIRE!

[horygory]

Inseminoid (1981)

[robot-roadtrip-rants]

my feed is full of blueberry fuckers and i aim to please

[mxmorbidmidnight]

Ppssst dead bugs are free spell ingredients. Find them in the grass, in the window sill or dead in thine shower. They are indeed very useful. So many things thou may use them for dear, really. Perhaps the claws off a cicada shell for protection, parasitical and more pest like creature for cursing, moths for all sorts of whimsical purposes, insect wings for flying business and beetle shell for protection. Now off shall thee go!! To forage with thee!!! (But so be careful dear, don’t touch anything still alive or particularly spikey or colourful).

[ectoimp]

Look at the BABY that showed up in my yard <3 Sooo tiny. About the size of an adult female rat (just with more fluff)

And this scrub jay that likes to bully me lol. Hes been visiting when im gardening and divebombs me until I move and let him get any worms I dug up. (ive been trained by this bird to just move when he makes this noise that seems to be the bird equivalent to an "ahem" so hes stopped divebombing lol) Today he seemed very??????????? about me laying on the ground to get baby skunk pics lol