#MLM fraud

[mlm-news-posts]

QZ Asset Management Executes Full Exit Scam; Website Unreachable

The QZ Asset Management website has recently been taken offline, signaling the downfall of the notorious “SEC audit” exit scam perpetrated by this Ponzi scheme. Additionally, the social media accounts associated with QZ Asset Management have been removed from public view. QZ Asset Management emerged onto the scene in late 2022, enticing investors with promises of a remarkable 400% return on…

[artinprocesss]

I have no idea if this silly game has a fandom at all, but I love it and I love these two, so here's some art :3

[inklingofadream]

So, having given up on the book that was vexing me a couple days ago I'm now reading Unmask Alice and it's killing meeeee

Things I knew: Go Ask Alice is not a real diary; subsequent anonymous diaries were also super fake; it's not even an especially good fake if you are not a suburban parent in the 70s who has never encountered The Drugs; there was some deeply hinky stuff going on with the author's subsequent fake diaries

Things I didn't know: Beatrice Sparks was Mormon. She grew up in Logan. She lived in Provo at the time she wrote the diaries

This book literally opens with "I know we're all used to being able to look up what we're doing to find out where it's going but I think you'll have a better time if you don't."

I have not obeyed this directive. I know this guy doesn't have the information I need. He isn't going to bother to tell me the name of the restaurant in Logan she worked at as a teen. He isn't going to tell me where in Provo her house was. He won't bother with whether her and her husband were eventually sealed in the temple in their lifetime, or if they were just kinda passively next to the church but not doing much about it

I went on familysearch trying to find this information. I went DEEP. I also FAILED. but. all attempts to search HER got me a 404 error. Searching her mother and getting to her page via the family tab DID work. which is all very suspicious to me...

[priteva-blog]

Investing in Deception: How Friendship, Love, and Ambition Fueled a $150,000 Scam

This is a story I find deeply triggering, one that I’ve struggled to tell. But in reliving it, there are lessons to be learned about the perils of misplaced trust and the high cost of blind loyalty. It’s a story of deception, ambition, and heartbreak — a cautionary tale about the dark side of supporting friends in their entrepreneurial dreams. For the sake of privacy, names have been changed to protect the innocent.

It was the spring of 2019 when my long-time friend, *Lauryn, came to me with a business opportunity. Lauryn and I had been close for over 15 years, our bond forged in the trenches of grad school and solidified by shared life experiences. When she pitched her idea to me, I didn’t hesitate to listen. She was more than a friend — she was my sister, and I was eager to see her succeed.

Lauryn had been through a lot. Two years earlier, she lost her husband, becoming a single mother to two young children at just 39. As a widow, she faced challenges that would have broken many, but Lauryn was resilient. She was rebuilding her life, and I was invested in her success. That’s why, when she approached me about reviving her wellness business, I was all in.

Lauryn was no novice in the health and wellness industry. She had owned a natural body care line, taught fitness classes, and dreamed of opening her own wellness center. She was knowledgeable, passionate, and ready to take her business to the next level. So, when she met Zacharia Ali — a financier, businessman, and investor — at our local LA Fitness, she believed it was a divine connection.

All Smoke and Mirrors

Zac was everything Lauryn needed at that moment — a businessman with a wealth of experience, or so it seemed. He offered her intimacy, mentorship, and guidance. Lauryn fell for him, both as a romantic partner and mentor. Zac carried himself with an air of authority, his words laced with the promise of success and prosperity. He spoke of his business accolades and widespread connections. He informed her that he was divorced, had sadly lost a child in a car accident, and had moved to the area for a fresh start. He was a practicing Muslim from a prominent family in Philadelphia. He was well-connected and had successfully launched many companies, and now he wanted to do the same for Lauryn.

The First Red Flag: Trust, but Verify

When Lauryn introduced me to Zac, I was initially impressed. He spoke with authority about entrepreneurship, investing, and the importance of ownership in the Black community. He even attended my birthday party, where we discussed his ventures in South America, the Middle East, and the African diaspora. Over time, Zac and I exchanged messages about business opportunities, and he seemed genuinely invested in our shared goals.

Zac became more than just Lauryn’s romantic partner and mentor; he became a central figure in our budding business venture. He offered to use his extensive network to help Lauryn relaunch her brand, promising to turn it into an international success. The plan was ambitious but enticing: we would create a line of CBD-infused skincare products, tapping into the booming wellness market. I was hesitant but hopeful. Lauryn’s trust in him reassured me. In hindsight, I should have let Lauryn and Zac work together without getting involved.

Despite my initial reservations, I convinced myself that Zac’s impressive background and Lauryn’s enthusiasm were enough to move forward. I researched Zac’s company, Zar Capital, and found nothing alarming — just websites and social media endorsements that aligned with his stories. But I ignored the small voice inside that urged caution.

The Second Red Flag: If It Sounds Too Good to Be True, It Probably Is

Despite my initial excitement, a nagging voice in the back of my mind urged caution. I researched Zac and his company, Zar Capital. His online presence seemed legitimate — impressive even. His website detailed his supposed business ventures in South America, the Middle East, and across the African diaspora. But beyond the polished surface, something felt off.

Still, Lauryn was convinced. Zac had become her rock, helping her navigate the complexities of business and life after loss. She believed in him, and because I believed in her, I put my doubts aside. Under Zac’s guidance, we formed a business partnership: Lauryn would hold 50% of the company, Zac 30%, and I would take a 20% stake. It seemed like a fair arrangement, and over the next few months, Lauryn and I made substantial investments via wire transfer, totaling $110,000. We were instructed to send the money to a Navy Federal account for GC Worldwide under the umbrella of Zac’s businesses, CBD Switch Holding Corp and Zar Capital.

Another Red Flag: All New Opportunities Are Not Good Opportunities — The Moringa Mirage

As if the CBD venture wasn’t enough, Zac presented me with another investment opportunity: a business centered around the Moringa plant in Ethiopia. He pitched it as low-risk, with the potential for high returns and the added appeal of supporting Black businesses in Africa. He presented me with diagrams, mocks, financials, a business plan, and extensive research. I invested $40,000, and we formed a company called the Moringa Cartel. Through documented email presentations, Zac promised to establish operations in Ghana, help with the business plan, and set up the website. I was excited about the prospects, but the excitement was short-lived.

Trust Your Gut

Once the money was sent and the paperwork signed, unease set in. I noticed discrepancies, like the fact that our business was registered in Nevada, even though we were all based in the Mid-Atlantic region. I decided to dig deeper, using the state of Nevada’s business portal, Silver Flume. What I found left me reeling: only the company formed between Lauryn, Zac, and me existed as a domestic corporation. My name wasn’t listed anywhere, and neither was Zac’s. Lauryn was the sole officer of the company. As for the Moringa Cartel, it was nothing more than a name reservation that had expired three months after its formation. On paper, my $100,000 investment had vanished into thin air.

“All Skinfolk Ain’t Kinfolk”

The pandemic hit, bringing unforeseen challenges. Despite this, I consistently reached out to Zac for updates. I pleaded with Lauryn to help, assuming her closer relationship with Zac might yield answers. But her relationship with Zac had soured, and she informed me that her new venture with a national television show prevented her from pursuing any legal action for at least a year. I was on my own.

I demanded that Zac dissolve my participation in the business and return my funds. His response was vague, promising to return the money once his partner returned from overseas. But days turned into weeks, and I received nothing but silence. Then, instead of the money, I received a cease-and-desist letter — a blatant attempt to intimidate me. My attorney dismissed it as legally invalid, but the damage was done. I realized too late that I should have involved legal counsel from the start.

Desperate, I contacted the Prince George’s County Financial Crimes Division and met with a detective. Lauryn accompanied me, providing proof of her own financial losses. The detective initially suspected she and Zac were working together to scam me, but her evidence showed otherwise. Still, the State’s Attorney’s office couldn’t help; our losses, though significant to us, didn’t meet the threshold for prosecution.

The Aftermath

The full scope of Zac’s betrayal came to light when I discovered another woman who had fallen victim to his schemes. Through social media, I connected with a young lady on Facebook who had also been scammed by Zac. Her story mirrored Lauryn’s — she, too, had trusted him, invested in his ventures, and been left with nothing but broken promises. She had been physically and romantically involved. The end result was a broken heart and $60,000 poorer. Her story was both devastating and validating. We were not alone, but that did little to ease the pain.

In total, I had invested $100,000 — $60,000 in the CBD skincare line and $40,000 in the Moringa Cartel. But the financial loss was just one part of the devastation. The betrayal cut deeper. Lauryn, the sister I had trusted implicitly, had unknowingly led me into the arms of a predator. Zac had exploited her vulnerability, using our friendship as a tool to manipulate and deceive.

I was left with nothing — no money, no business, and no means of contacting Zac. Emails bounced back, texts went unread, and calls went straight to voicemail. I had been swindled out of $100,000, and there was no way to recover it. Heartbroken, Lauryn had lost $50,000 and wanted nothing more to do with the situation.

Lessons Learned

Looking back, the signs were there. But I ignored them, blinded by the desire to support a friend in need and the allure of a promising business opportunity. I’ve since learned the hard way that when something seems too good to be true, it usually is. In the end, I had to come to terms with the trauma of losing everything because I let my desire to help a friend cloud my judgment. I was emotionally invested in Lauryn’s well-being, but I failed to do my due diligence on Zac. I trusted blindly and paid a heavy price.

Conclusion

In the end, the story isn’t just about a lost investment or a failed business venture. It’s about the importance of critical thinking, the danger of blind loyalty, and the painful reality that not everyone who enters your life has good intentions. I was betrayed by a man I barely knew, but also by my own willingness to believe in the impossible.

Let this be a reminder: Protect your dreams but protect your heart and your wallet even more. This experience has left me scarred, but it has also made me wiser. I share this story not to shame myself or Lauryn, but to warn others. In the world of business, and in life, there are those who will prey on your goodwill and ambition. The best defense is vigilance — ask questions, trust your instincts, and never let excitement cloud your judgment.

[knot-doing-it]

Maybe also relax about the money around art? Regardless of who's collecting, it shouldn't impact how good or bad your impression of the art is.

i think people everywhere could be more chill and less weird about avant-garde art if they just recognized these two simultaneous truths:

1: it is good for art and society in general if there's a social space where people can explore and experiment with new artistic ideas instead of trying to master previously established modes of art

2: inherently, a lot of the art that is created in these social spaces as part of these artistic experiments is going to be unappealing to most people

and like maybe we could all chill out and not act like people making Wacky Art is the downfall of civilization, and also, on the other hand, not act like it's a moral failing if someone doesn't like Wacky Art

[mlmscamnews]

Holton Buggs, Organo Gold & IQ Chain… here’s what we know.

About a month ago Organo Gold announced a partnership agreement with Digital Skynet.

The partnership agreement will see the launch of an as of yet unnamed joint-venture between the two companies.

Also part of the agreement, and what caught the attention of many, was Holton Buggs appointment as ‘executive advisor to Digital SkyNet’s ‘Ormeus’ subsidiary and the newly formed strategic joint venture company owned by ORGANO and Digital SkyNet‘.

Has Holton Buggs been bitten by the MLM crypto Ponzi bug and will he drag Organo Gold down with him?

Here’s what we know…

Digital SkyNet is the parent company of Ormeus Global. Both companies are believed to be owned and operated either in full or in part by John Barksdale.

Ormeus Global is your typical MLM Ponzi points come altcoin exit-scam scheme.

ORME, the shitcoin attached to Ormeus Global, pumped to just over $5 last December. It has since dumped to its current value of around 17 cents.

As of March 2018, Ormeus Global affiliates reported non-payment of commissions “for over a year”.

In an attempt to resuscitate Ormeus Global, Barksdale launched IQ Chain earlier this year.

IQ Chain was more of the same trading bot ROI nonsense (BITCONEEEEEEEEE!), only this time through ORV points.

The internal value of ORV points are manipulated by IQ Chain. ORV isn’t publicly tradeable and doesn’t exist outside of the IQ Chain and Ormeus Global opportunities.

ORV are essentially Ponzi points, or what ORME started off as before it went public and crashed.

Where does Holton Buggs fit into the Ormeus Global and IQ Chain Ponzi schemes as an Executive Advisor?

Who knows.

What we do know however is that Buggs is apparently gearing up to launch a new cryptocurrency opportunity that’s supposedly currently in prelaunch.

Yesterday BusinessForHome went so far as to claim it was a joint-venture between Organo Gold and IQ Chain, with the aim of launching a crypto investment opportunity in the US.

In his article, Nuyten went on to claim Buggs and Barksdale were ‘currently recruit(ing) top leaders on/for the USA market‘.

Reception to Nuyten’s article has been mixed.

Buggs himself responded and rebutted Nuyten’s claims;

We have invested to the better of 3 months to do something the opposite of what this article says. Selling Crypto is something I have been against my entire career and that will never change. Too many people have been hurt by the scams. We decided to do something the right way and use Blockchain as innovation not a product.

Comments from other readers however strongly suggest some sort of opportunity is being pitched and marketed – complete with whitepaper.

One BFH reader, Jeremy Roma, even went so far as to claim he was in Bugg’s ��prelaunch team”.

As part of the prelaunch team, I assure you this article is 100% innaccurate, and if this article we’re accurate, WE WOULD 100% AGREE! Crypto mlms are not legitimate, and when you see the caliber of leaders involved with this game-changing project, AND WHAT WE ARE ACTUALLY LAUNCHING, you’ll see that THIS ARTICLE IS BASED ON ???? AND COMPLETE HOGWASH. Feel free to inbox me for accurate info and prelaunch positioning, rest assured we are what many have been waiting for!!

As I understand it Roma is just coming off the collapse of WGN in the US.

He’s pretty tight with Buggs;

And earlier this month he was in Thailand on business (WGN has/had a large affiliate-base in Thailand and it also just happens to be where John Barksdale currently resides):

Fun Fact: Jeremy Roma has been terminated from Organo Gold four times for, among other things, cross-recruiting and P&P violations.

Each of the four Organo Gold distributorships Roma held were under Holton Buggs.

So we know Buggs is gearing up to launch something crypto-related in partnership with John Barksdale’s Oremus Global and/or IQ Chain Ponzi schemes.

Where does Organo Gold fit into this?

Apparently they don’t.

Patrick Miranda, General Counsel for Organo Gold Canada, writes;

I can definitively state that there is NO relation of Digital Skynet to any MLM or other Direct-sales model to which we are a party. Our owners’ J-V with Digital Skynet is to further the use and applications of block-chain technologies within all platforms of commerce including the MLM model — for example: verifying point of production, authenticating “Organic” and other Certifications of the ingredients in our products, real-time product inventories and logistics, etc. I don’t know who “Tammy Riley” is; but the opportunity she is speaking of has nothing to do with Organo Gold. Again, I can state un-equivocally, OG wants NOTHING to do with crypto currencies; for the simple fact of the matter that we would lose all of our financial facilities.

Fair enough. But the obvious question now is how is Holton Buggs going to manage his Ormeus Ponzi responsibilities, whilst maintaining his position in Organo Gold corporate?

Buggs is currently Organo Gold’s Chief Visionary Officer and Global Brand Officer.

I mean surely you’d have to be naive to think Buggs’ connection to Organo Gold wouldn’t be used to market Ormeus and IQ Chain?

With all that in mind, here’s a question I posed to Patrick Miranda;

Theoretically, if Buggs was launching a new cryptocurrency opportunity, what effect would that have on his executive role within Organo Gold?

To which he replied;

While we can’t restrict Holton from providing consulting services to them; there is certainly a fine line which he cannot cross given his relationship with OG. He would be in a Conflict of Interest ….

The JVA agreement between Organo Gold and Digital Skynet meanwhile contains non-compete provisions governing competition between the two companies.

Without disclosing the particulars of the JVA, I can say that there are provisions restricting direct competition between Digital Skynet and Organo Gold, provisions relating to impairment of our goodwill and enforcement remedies (amongst other remedies), which Digital Skynet and its principals must adhere to.

I obviously can’t predict the future but it seems pretty obvious Buggs role within Digital Skynet is going to cause problems for Organo Gold down the track.

By their own admission, Organo Gold doesn’t seem to want anything to do with the MLM side of the cryptocurrency niche.

The company even went so far as to issue a new press-release today further clarifying their position;

Our Joint Venture with Digital SkyNet is a technology development JV;  there is no pre-launch or launch. Digital SkyNet provides Blockchain technology and software development to improve our global operations platform using Blockchain. The JV has nothing to do with coins or crypto currency.  There is no Comp Plan associated with this Joint Venture. The new Joint Venture Company formed between ORGANO and Digital SkyNet is solely for technology development collaboration between the companies and strategic deployment of newly developed technology. The ORGANO Technology Innovation Group will be releasing several newly developed IT platforms over the next 18 months.

Logically then this makes having arguably their most recognizable public figure knee-deep in the MLM cryptocurrency niche, through another company no less, problematic.

And in the crossfire you have Organo Gold distributors, no doubt wondering why their Chief Visionary Officer’s new vision no longer includes them.

I have a strong feeling something’s going to break here. Stay tuned…

Update 17th November 2018 – Ted Nuyten has deleted his original IQ Chain article, as cited above.

The article URL now redirects to a regurgitation of Organo Gold’s Digital Skynet press-release.

[donotdestroy]

About 1 in 13 American adults have participated in MLM, or multilevel marketing, contributing to an estimated $40 billion industry.

MLMs feed into the idea that “if you work hard, try hard, you’ll get rewarded,” says Jane Marie, the host of a podcast series called The Dream and the author of a new book, Selling the Dream, both of which investigate the intersection of MLMs and pyramid schemes and the broader “wellness” industry. “There’s an ‘us versus them’ mentality and it feeds on the idea that there’s a shortcut and a cheat code to financial prosperity, to achieving the American Dream.”

[sanstheskenana]

Hot Take: Andrew Tate is just Nicholas Knox but with less hair

[mostlysignssomeportents]

Sympathy for the spammer

Catch me in Miami! I'll be at Books and Books in Coral Gables on Jan 22 at 8PM.

In any scam, any con, any hustle, the big winners are the people who supply the scammers – not the scammers themselves. The kids selling dope on the corner are making less than minimum wage, while the respectable crime-bosses who own the labs clean up. Desperate "retail investors" who buy shitcoins from Superbowl ads get skinned, while the MBA bros who issue the coins make millions (in real dollars, not crypto).

It's ever been thus. The California gold rush was a con, and nearly everyone who went west went broke. Famously, the only reliable way to cash out on the gold rush was to sell "picks and shovels" to the credulous, doomed and desperate. That's how Leland Stanford made his fortune, which he funneled into eugenics programs (and founding a university):

https://www.hachettebookgroup.com/titles/malcolm-harris/palo-alto/9780316592031/

That means that the people who try to con you are almost always getting conned themselves. Think of Multi-Level Marketing (MLM) scams. My forthcoming novel The Bezzle opens with a baroque and improbable fast-food Ponzi in the town of Avalon on the island of Catalina, founded by the chicle monopolist William Wrigley Jr:

http://thebezzle.org

Wrigley found fast food declasse and banned it from the island, a rule that persists to this day. In The Bezzle, the forensic detective Martin Hench uncovers The Fry Guys, an MLM that flash-freezes contraband burgers and fries smuggled on-island from the mainland and sells them to islanders though an "affiliate marketing" scheme that is really about recruiting other affiliate markets to sell under you. As with every MLM, the value of the burgers and fries sold is dwarfed by the gigantic edifice of finance fraud built around it, with "points" being bought and sold for real cash, which is snaffled up and sucked out of the island by a greedy mainlander who is behind the scheme.

A "bezzle" is John Kenneth Galbraith's term for "the magic interval when a confidence trickster knows he has the money he has appropriated but the victim does not yet understand that he has lost it." In every scam, there's a period where everyone feels richer – but only the scammers are actually cleaning up. The wealth of the marks is illusory, but the longer the scammer can preserve the illusion, the more real money the marks will pump into the system.

MLMs are particularly ugly, because they target people who are shut out of economic opportunity – women, people of color, working people. These people necessarily rely on social ties for survival, looking after each others' kids, loaning each other money they can't afford, sharing what little they have when others have nothing.

It's this social cohesion that MLMs weaponize. Crypto "entrepreneurs" are encouraged to suck in their friends and family by telling them that they're "building Black wealth." Working women are exhorted to suck in their bffs by appealing to their sisterhood and the chance for "women to lift each other up."

The "sales people" trying to get you to buy crypto or leggings or supplements are engaged in predatory conduct that will make you financially and socially worse off, wrecking their communities' finances and shattering the mutual aid survival networks they rely on. But they're not getting rich on this – they're also being scammed:

https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4686468

This really hit home for me in the mid-2000s, when I was still editing Boing Boing. We had a submission form where our readers could submit links for us to look at for inclusion on the blog, and it was overwhelmed by spam. We'd add all kinds of antispam to it, and still, we'd get floods of hundreds or even thousands of spam submissions to it.

One night, I was lying in my bed in London and watching these spams roll in. They were all for small businesses in the rustbelt, handyman services, lawn-care, odd jobs, that kind of thing. They were 10 million miles from the kind of thing we'd ever post about on Boing Boing. They were coming in so thickly that I literally couldn't finish downloading my email – the POP session was dropping before I could get all the mail in the spool. I had to ssh into my mail server and delete them by hand. It was maddening.

Frustrated and furious, I started calling the phone numbers associated with these small businesses, demanding an explanation. I assumed that they'd hired some kind of sleazy marketing service and I wanted to know who it was so I could give them a piece of my mind.

But what I discovered when I got through was much weirder. These people had all been laid off from factories that were shuttering due to globalization. As part of their termination packages, their bosses had offered them "retraining" via "courses" in founding their own businesses.

The "courses" were the precursors to the current era's rise-and-grind hustle-culture scams (again, the only people getting rich from that stuff are the people selling the courses – the "students" finish the course poorer). They promised these laid-off workers, who'd given their lives to their former employers before being discarded, that they just needed to pull themselves up by their own boostraps:

https://pluralistic.net/2023/04/10/declaration-of-interdependence/#solidarity-forever

After all, we had the internet now! There were so many new opportunities to be your own boss! The course came with a dreadful build-your-own-website service, complete with an overpriced domain sales portal, and a single form for submitting your new business to "thousands of search engines."

This was nearly 20 years ago, but even then, there was really only one search engine that mattered: Google. The "thousands of search engines" the scammers promised to submit these desperate peoples' websites to were just submission forms for directories, indexes, blogs, and mailing lists. The number of directories, indexes, blogs and mailing lists that would publish their submissions was either "zero" or "nearly zero." There was certainly no possibility that anyone at Boing Boing would ever press the wrong key and accidentally write a 500-word blog post about a leaf-raking service in a collapsing deindustrialized exurb in Kentucky or Ohio.

The people who were drowning me in spam weren't the scammers – they were the scammees.

But that's only half the story. Years later, I discovered how our submission form was getting included in this get-rich-quick's mass-submission system. It was a MLM! Coders in the former Soviet Union were getting work via darknet websites that promised them relative pittances for every submission form they reverse-engineered and submitted. The smart coders didn't crack the forms directly – they recruited other, less business-savvy coders to do that for them, and then often as not, ripped them off.

The scam economy runs on this kind of indirection, where scammees are turned into scammers, who flood useful and productive and nice spaces with useless dross that doesn't even make them any money. Take the submission queue at Clarkesworld, the great online science fiction magazine, which famously had to close after it was flooded with thousands of junk submission "written" by LLMs:

https://www.npr.org/2023/02/24/1159286436/ai-chatbot-chatgpt-magazine-clarkesworld-artificial-intelligence

There was a zero percent chance that Neil Clarke would accidentally accept one of these submissions. They were uniformly terrible. The people submitting these "stories" weren't frustrated sf writers who'd discovered a "life hack" that let them turn out more brilliant prose at scale.

They were scammers who'd been scammed into thinking that AIs were the key to a life of passive income, a 4-Hour Work-Week powered by an AI-based self-licking ice-cream cone:

https://pod.link/1651876897/episode/995c8a778ede17d2d7cff393e5203157

This is absolutely classic passive-income brainworms thinking. "I have a bot that can turn out plausible sentences. I will locate places where sentences can be exchanged for money, aim my bot at it, sit back, and count my winnings." It's MBA logic on meth: find a thing people pay for, then, without bothering to understand why they pay for that thing, find a way to generate something like it at scale and bombard them with it.

Con artists start by conning themselves, with the idea that "you can't con an honest man." But the factor that predicts whether someone is connable isn't their honesty – it's their desperation. The kid selling drugs on the corner, the mom desperately DMing her high-school friends to sell them leggings, the cousin who insists that you get in on their shitcoin – they're all doing it because the system is rigged against them, and getting worse every day.

These people reason – correctly – that all the people getting really rich are scamming. If Amazon can make $38b/year selling "ads" that push worse products that cost more to the top of their search results, why should the mere fact that an "opportunity" is obviously predatory and fraudulent disqualify it?

https://pluralistic.net/2023/11/29/aethelred-the-unready/#not-one-penny-for-tribute

The quest for passive income is really the quest for a "greater fool," the economist's term for the person who relieves you of the useless crap you just overpaid for. It rots the mind, atomizes communities, shatters solidarity and breeds cynicism:

https://pluralistic.net/2023/02/24/passive-income/#swiss-cheese-security

The rise and rise of botshit cannot be separated from this phenomenon. The botshit in our search-results, our social media feeds, and our in-boxes isn't making money for the enshittifiers who send it – rather, they are being hustled by someone who's selling them the "picks and shovels" for the AI gold rush:

https://www.theguardian.com/commentisfree/2024/jan/03/botshit-generative-ai-imminent-threat-democracy

That's the true cost of all the automation-driven unemployment criti-hype: while we're nowhere near a place where bots can steal your job, we're certainly at the point where your boss can be suckered into firing you and replacing you with a bot that fails at doing your job:

https://pluralistic.net/2024/01/11/robots-stole-my-jerb/#computer-says-no

The manic "entrepreneurs" who've been stampeded into panic by the (correct) perception that the economy is a game of musical chairs where the number of chairs is decreasing at breakneck speed are easy marks for the Leland Stanfords of AI, who are creating generational wealth for themselves by promising that their bots will automate away all the tedious work that goes into creating value. Expect a lot more Amazon Marketplace products called "I'm sorry, I cannot fulfil this request as it goes against OpenAI use policy":

https://www.theverge.com/2024/1/12/24036156/openai-policy-amazon-ai-listings

No one's going to buy these products, but the AI picks-and-shovels people will still reap a fortune from the attempt. And because history repeats itself, these newly minted billionaires are continuing Leland Stanford's love affair with eugenics:

https://www.truthdig.com/dig-series/eugenics/

The fact that AI spam doesn't pay is important to the fortunes of AI companies. Most high-value AI applications are very risk-intolerant (self-driving cars, radiology analysis, etc). An AI tool might help a human perform these tasks more accurately – by warning them of things that they've missed – but that's not how AI will turn a profit. There's no market for AI that makes your workers cost more but makes them better at their jobs:

https://locusmag.com/2023/12/commentary-cory-doctorow-what-kind-of-bubble-is-ai/

Plenty of people think that spam might be the elusive high-value, low-risk AI application. But that's just not true. The point of AI spam is to get clicks from people who are looking for better content. It's SEO. No one reads 2000 words of algorithm-pleasing LLM garbage over an omelette recipe and then subscribes to that site's feed.

And the omelette recipe generates pennies for the spammer that posted it. They are doing massive volume in order to make those pennies into dollars. You don't make money by posting one spam. If every spammer had to pay the actual recovery costs (energy, chillers, capital amortization, wages) for their query, every AI spam would lose (lots of) money.

Hustle culture and passive income are about turning other peoples' dollars into your dimes. It is a negative-sum activity, a net drain on society. Behind every seemingly successful "passive income" is a con artist who's getting rich by promising – but not delivering – that elusive passive income, and then blaming the victims for not hustling hard enough:

https://www.ftc.gov/business-guidance/blog/2023/12/blueprint-trouble

I'm Kickstarting the audiobook for The Bezzle, the sequel to Red Team Blues, narrated by @wilwheaton! You can pre-order the audiobook and ebook, DRM free, as well as the hardcover, signed or unsigned. There's also bundles with Red Team Blues in ebook, audio or paperback.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/01/15/passive-income-brainworms/#four-hour-work-week

Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg

CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en

[admirableringmaker]

"I think it suits you. You look innocent as a babe." Annatar chuckled softly, stepping back to admire his work. Yes, it was a little tight, but he quite liked that look on Curvo.

Besides, the photographs would focus on the necklace... well, if he took one or two for his own records, that was his business.

"What do you think of the lighting in here?"

“Mh…” the dress was a size too small— not unwearable, but certainly a little uncomfortable, and Curvo was not keen on keeping his complaints to himself. He shivered from the touch, and a faint blush crossed his cheeks. “Well, it hasn’t ripped… but really, you should’ve just asked for Írissë on a day she isn’t busy. I don’t know if white is my color.”

Still, Annatar’s necklace latest design was nothing below marvelous. Their partnership had been a terrific idea; sales had been steadily growing ever since he decided to help with the designs, and Curvo would be lying if he said he didn’t wear some of Annatar’s works on occasion.

[theshitpostcalligrapher]

req'd by @lilalilan

quick, wrong answers only, define triangle of fraud:

(hard mode, no mlms)

text: Triangle Of Fraud

[enneamage]

i remember your really great essay on the fandom's tendency to hope ccs are queer due to, in part, the uneasy relationship between male streamers and women. now seeing wilbur's exploration into famously queer media (i have never met a dude into tyler the creator who was not bi unless he himself believed tyler wasn't queer), i was wondering, do you think male ccs in the community are aware that being bi makes them appear more safe towards women? i don't doubt anyone's sexuality btw

For starters, I think that Wilbur is throwing a bunch of spaghetti at the wall to see what sticks in terms of a new public persona. What you’re looking at is still an indie softboy variant, just spiced a bit differently. Art Guy and Bisexual can be related but as I said in the other post, sticking morality, sexuality and aesthetics together as a package deal is a quick way to be misled. The thing I want to linger on is the evolution of the idea of a softboy, which was actually a fandom-esque tumblr term that was a term of endearment to fictional / irl boys before it became an ironic nickname to call out a particular kind of wolf in sheep's clothing. I think that concept cycle happens a lot. 

In the straight sense, men do have a motivation to try to get women to like them. While some people are remarkably bad at this or have no clue how to achieve it, others are a bit better at following the trail of an appealing persona and trying to fit themselves into it. Some of it is a genuine self-image desire as well, you want to think of yourself as an appealing person even without an audience, so you take the temperature of the culture and try to follow the path that seems to work best for your desires and interests.

Softboy / golden retriever boyfriend / himbo and the like tends to come from the imagination of women online when collectively brainstorming what kind of person would be seen as a breath of fresh air in the current Dude Climate. The issue with it being translated IRL is that once it becomes clear that people really do find these tropes attractive, people want to lean into the strategy a bit either as an exaggeration of their own personalities or an active choice to Not Be Like Other Guys, inviting inevitable disappointment when they have the ups and downs of a real person with traits, or are revealed to be straight up frauds. 

In terms of leaning into persona or aesthetics aside from sexuality, I want to bump this post by someone on the mcyt snark reddit that takes a tour through personas that consistently appear and reappear in post-2020 MCYT circles. I think the people love a persona (or imago perhaps) and a package deal of traits, we tend to hand them out for free when we’re forming our impressions of people even if they don’t mean to create one. 

Wilbur in particular has a lot of reasons to try and dress himself up as ‘safe’ for the time being, but you asked about the bi swatch of MCYT and I think the answer to the safety part is unconsciously, yes. I think that having an aspect of their experience being removed from mainstream straight culture really does put them in a different headspace than straight peers, but whether that headspace is actually kinder and safer in practice isn’t guaranteed in the way that I think both parties might hope. They probably notice that people treat them better or differently when they lean into the mlm part of their identity, leading them to do it more over time.

Again, especially with CCS, I think a lot of people hope that the bisexuality will lead to a long term partnership with a man or that their attraction to women would be softened into something less hormonally or culturally straight. People actively leaning into post-2020 queer culture aesthetics (because we’re not talking leather bars here) may also seem more safe or appealing by breaking down the dyadic “let me define myself by being completely opposed to you” aspects of really rigid gender performance relationships. Ironically this may also make them seem more appealing as partners in the platonic and romantic sense because it feels less like you’re dealing with a rigid diametric opposite. You feel closer to them by being under the LGBTQ+ umbrella with them, which also adds some motivation to parasocial attachment. 

[priteva-blog]

Investing in Deception: How Friendship, Love, and Ambition Fueled a $150,000 Scam

It was the spring of 2019 when my long-time friend, *Lauryn, came to me with a business opportunity. Lauryn and I had been close for over 15 years, our bond forged in the trenches of grad school and solidified by shared life experiences. When she pitched her idea to me, I didn’t hesitate to listen. She was more than a friend — she was my sister, and I was eager to see her succeed.

Lauryn had been through a lot. Two years earlier, she lost her husband, becoming a single mother to two young children at just 39. As a widow, she faced challenges that would have broken many, but Lauryn was resilient. She was rebuilding her life, and I was invested in her success. That’s why, when she approached me about reviving her wellness business, I was all in.

Lauryn was no novice in the health and wellness industry. She had owned a natural body care line, taught fitness classes, and dreamed of opening her own wellness center. She was knowledgeable, passionate, and ready to take her business to the next level. So, when she met Zacharia Ali — a financier, businessman, and investor — at our local LA Fitness, she believed it was a divine connection.

All Smoke and Mirrors

Zac was everything Lauryn needed at that moment — a businessman with a wealth of experience, or so it seemed. He offered her intimacy, mentorship, and guidance. Lauryn fell for him, both as a romantic partner and mentor. Zac carried himself with an air of authority, his words laced with the promise of success and prosperity. He spoke of his business accolades and widespread connections. He informed her that he was divorced, had sadly lost a child in a car accident, and had moved to the area for a fresh start. He was a practicing Muslim from a prominent family in Philadelphia. He was well-connected and had successfully launched many companies, and now he wanted to do the same for Lauryn.

The First Red Flag: Trust, but Verify

When Lauryn introduced me to Zac, I was initially impressed. He spoke with authority about entrepreneurship, investing, and the importance of ownership in the Black community. He even attended my birthday party, where we discussed his ventures in South America, the Middle East, and the African diaspora. Over time, Zac and I exchanged messages about business opportunities, and he seemed genuinely invested in our shared goals.

Zac became more than just Lauryn’s romantic partner and mentor; he became a central figure in our budding business venture. He offered to use his extensive network to help Lauryn relaunch her brand, promising to turn it into an international success. The plan was ambitious but enticing: we would create a line of CBD-infused skincare products, tapping into the booming wellness market. I was hesitant but hopeful. Lauryn’s trust in him reassured me. In hindsight, I should have let Lauryn and Zac work together without getting involved.

Despite my initial reservations, I convinced myself that Zac’s impressive background and Lauryn’s enthusiasm were enough to move forward. I researched Zac’s company, Zar Capital, and found nothing alarming — just websites and social media endorsements that aligned with his stories. But I ignored the small voice inside that urged caution.

The Second Red Flag: If It Sounds Too Good to Be True, It Probably Is

Despite my initial excitement, a nagging voice in the back of my mind urged caution. I researched Zac and his company, Zar Capital. His online presence seemed legitimate — impressive even. His website detailed his supposed business ventures in South America, the Middle East, and across the African diaspora. But beyond the polished surface, something felt off.

Still, Lauryn was convinced. Zac had become her rock, helping her navigate the complexities of business and life after loss. She believed in him, and because I believed in her, I put my doubts aside. Under Zac’s guidance, we formed a business partnership: Lauryn would hold 50% of the company, Zac 30%, and I would take a 20% stake. It seemed like a fair arrangement, and over the next few months, Lauryn and I made substantial investments via wire transfer, totaling $110,000. We were instructed to send the money to a Navy Federal account for GC Worldwide under the umbrella of Zac’s businesses, CBD Switch Holding Corp and Zar Capital.

Another Red Flag: All New Opportunities Are Not Good Opportunities — The Moringa Mirage

As if the CBD venture wasn’t enough, Zac presented me with another investment opportunity: a business centered around the Moringa plant in Ethiopia. He pitched it as low-risk, with the potential for high returns and the added appeal of supporting Black businesses in Africa. He presented me with diagrams, mocks, financials, a business plan, and extensive research. I invested $40,000, and we formed a company called the Moringa Cartel. Through documented email presentations, Zac promised to establish operations in Ghana, help with the business plan, and set up the website. I was excited about the prospects, but the excitement was short-lived.

Trust Your Gut

Once the money was sent and the paperwork signed, unease set in. I noticed discrepancies, like the fact that our business was registered in Nevada, even though we were all based in the Mid-Atlantic region. I decided to dig deeper, using the state of Nevada’s business portal, Silver Flume. What I found left me reeling: only the company formed between Lauryn, Zac, and me existed as a domestic corporation. My name wasn’t listed anywhere, and neither was Zac’s. Lauryn was the sole officer of the company. As for the Moringa Cartel, it was nothing more than a name reservation that had expired three months after its formation. On paper, my $100,000 investment had vanished into thin air.

“All Skinfolk Ain’t Kinfolk”

The pandemic hit, bringing unforeseen challenges. Despite this, I consistently reached out to Zac for updates. I pleaded with Lauryn to help, assuming her closer relationship with Zac might yield answers. But her relationship with Zac had soured, and she informed me that her new venture with a national television show prevented her from pursuing any legal action for at least a year. I was on my own.

I demanded that Zac dissolve my participation in the business and return my funds. His response was vague, promising to return the money once his partner returned from overseas. But days turned into weeks, and I received nothing but silence. Then, instead of the money, I received a cease-and-desist letter — a blatant attempt to intimidate me. My attorney dismissed it as legally invalid, but the damage was done. I realized too late that I should have involved legal counsel from the start.

Desperate, I contacted the Prince George’s County Financial Crimes Division and met with a detective. Lauryn accompanied me, providing proof of her own financial losses. The detective initially suspected she and Zac were working together to scam me, but her evidence showed otherwise. Still, the State’s Attorney’s office couldn’t help; our losses, though significant to us, didn’t meet the threshold for prosecution.

The Aftermath

The full scope of Zac’s betrayal came to light when I discovered another woman who had fallen victim to his schemes. Through social media, I connected with a young lady on Facebook who had also been scammed by Zac. Her story mirrored Lauryn’s — she, too, had trusted him, invested in his ventures, and been left with nothing but broken promises. She had been physically and romantically involved. The end result was a broken heart and $60,000 poorer. Her story was both devastating and validating. We were not alone, but that did little to ease the pain.

In total, I had invested $100,000 — $60,000 in the CBD skincare line and $40,000 in the Moringa Cartel. But the financial loss was just one part of the devastation. The betrayal cut deeper. Lauryn, the sister I had trusted implicitly, had unknowingly led me into the arms of a predator. Zac had exploited her vulnerability, using our friendship as a tool to manipulate and deceive.

I was left with nothing — no money, no business, and no means of contacting Zac. Emails bounced back, texts went unread, and calls went straight to voicemail. I had been swindled out of $100,000, and there was no way to recover it. Heartbroken, Lauryn had lost $50,000 and wanted nothing more to do with the situation.

Lessons Learned

Looking back, the signs were there. But I ignored them, blinded by the desire to support a friend in need and the allure of a promising business opportunity. I’ve since learned the hard way that when something seems too good to be true, it usually is. In the end, I had to come to terms with the trauma of losing everything because I let my desire to help a friend cloud my judgment. I was emotionally invested in Lauryn’s well-being, but I failed to do my due diligence on Zac. I trusted blindly and paid a heavy price.

Conclusion

In the end, the story isn’t just about a lost investment or a failed business venture. It’s about the importance of critical thinking, the danger of blind loyalty, and the painful reality that not everyone who enters your life has good intentions. I was betrayed by a man I barely knew, but also by my own willingness to believe in the impossible.

Let this be a reminder: Protect your dreams but protect your heart and your wallet even more. This experience has left me scarred, but it has also made me wiser. I share this story not to shame myself or Lauryn, but to warn others. In the world of business, and in life, there are those who will prey on your goodwill and ambition. The best defense is vigilance — ask questions, trust your instincts, and never let excitement cloud your judgment.

[fella-lovin-fella]

im gonna. frow up

loss is really weird. i dont want to put you on a pedestal i just want to give you a hug again

[stromuprisahat]

i saw your evgeniy post and i totally agree that it wouldnt work out the same at all if genya was male, maybe he would work directly for the king but either way im willing to bet the fandom wouldnt be victimising him to that extent and the character probably would be allowed to stay morally grey instead of being forced to be "good".

as per your comments too: they probably gave ivan a love interest for "representation points" but if the show character was played more accurately to the book and looked more like book ivan people would probably ship him with the darkling a lot more and talk about him having unrequited love or whatever which is fine but certainly cheapens the characters motives.

also i dont think alina would have got on with genya if she was in a red kefta from the start as its like she saw genya in livery as "on the same level as her" as a servant and outsider, its my firm belief that if genya was introduced to alina as corporalki to start with her prejudice would kick in and she wouldnt trust her at all as she seems more prejudice against corporalki than any of the other orders (aside from the darkling)

(What if Genya were Evgeniy)

I don't think the King would require services of Tailor. The Queen remains the obvious choice for that, although there would be issues.

Regarding narrative-treatment... well, my guess is he wouldn't live long. Just look at Ivan- he wasn't easily brainwashed character, so he had to die to prop up brand new Good Guy™. Zhenya wouldn't be re-written into one-dimensional victim, because it would be easier to simply kill him off (preferably in a way emphasizing he picked the wrong side).

Fandom would simply ignore him, because he's a man in Aleksander's service. His backstory, missing sexual abuse "orchestrated" by the Darkling would also lose its appeal to antis. Loss of loved ones or torture just doesn't have the ring to it, when aimed at a man. Hell, if we'd make the King "fond" of teen boys, or came up with another molester, Evgeniy's story would include different variables. Women are easier to woobify, but then again, it could be "fixed" by making the boy gay, or better- headcanon gay. Everyone knows that makes you easier to exploit, so we can pretend lack of agency equals unfavourable circumstances etc. etc.

Since we know almost nothing about book!Ivan's personal life, I didn't mind his and Fedyor's romantic relationship, quite contrary- both actors used their minimal screentime to introduce the best romance in season 1 (in both, if I'm honest).

Ivan's in danger of simplification of his motivations no matter the looks. While book Ivan's described as good-looking, in show he's already canonically MLM. Both can work as a good enough reason to turn his loyalty into unrequired crush. Why delve into anything more complicated, if your view requires demonisation of the Darkling?

Absolutely agree on Genya's position and Alina's "friendship". Alina has been distrustful of other Grisha since the beginning. Sure, her belief she's a fraud played a part, but that would apply to Genya in red too. Grisha without colour didn't fit in. Useless Sun Summoner wouldn't either, once her incompetence becomes widely-known. Alina doesn't exactly believe in selfless unconditional friendship. Hell, she takes and takes from Genya, while offering little, with Malyen she assumes the opposite position.