#Health Costs

[stillhere-erehllits]

This a a reminder to not fall victim to the sunk-cost fallacy. Just because you invested time and energy into something, does not mean you should indefinitely waste more time and energy on it, if you decide it’s not what you want anymore. This goes for anything, from books, to relationships, to jobs, to hobbies, etc.

If it’s not serving you anymore, move on.

[ughgarbageblog]

very impressed that my dietician successfully charged me $300 out of pocket, considering i am a pro. Although i called and confirmed billing codes with my insurance company, confirmed they would cover labs with labcorp, and double checked my deductible, i failed to account for the place of service billing modifier. It turns out that nutritional counseling is not covered for outpatient services. well played

[crratbc]

The brief’s key findings are:

When the employer cost for employer-sponsored health insurance (ESHI) rises, it slows wage growth and erodes Social Security’s tax base.

Both these effects were evident from 1996-2005, but the situation stabilized during 2005-2019.

Why did the ESHI-to-compensation ratio stabilize?

During both periods, the major driver was the general rise in national health costs.

From 2005-2019, this impact was largely offset by less ESHI participation by lower earners and less demand for family plans.

Going forward, rising health costs could again push up the ESHI-to-compensation ratio, unless the factors that have been offsetting this growth continue.

[basiltonpitch]

ever since 911 moved to abc i feel like i've been having a nonstop cardiac event

[ebenrosetaylor]

Healthcare can be expensive depending on the country you live in, but it is impossible to attain when you live in a country/place where no doctors can perform the procedures that you need. It may be due to lack of equipment, lack of specialized doctors, or no hospitals at all.

I am raising $ for my friend's mother Nabila @nabila60 This is urgent. Her life is at risk RIGHT NOW and we don't know how much longer she can hold on without treatment. If you answered this poll, please reblog it to reach more people. If you have ever had expensive hospital visits, please show sympathy to a mother who will die without treatment. You can save a life! Every donation counts.

[mountainsoftreatos]

Apparently fans harassed Jayden so badly about the price of the cameos that he released this message on discord -

That's heartbreaking. George's cameos started at $50 so why would anyone be surprised that it would be double for George AND Jayden. Second, the show we are all here for and love was CANCELLED. These are two working actors who were let go from Netflix who need an income just as much as the rest of us. Yes IMO it IS a gift for them to interact with us, AND they deserve to be paid for their time.

For Jayden to go from "keep screaming keep shouting" to being done with the DBDA fandom. Damn. Whoever was harassing him should frankly buy a cameo just to apologize. The entitlement of a person thinking cameos should be cheap just because they want one is toddler behavior. And then harassing Jayden about it is not ok, at all. Online bullying of celebrities is not ok. I hope Jayden enjoys his cameos and his fun with George and goes on to live his best life.

[batboyblog]

Things the Biden-Harris Administration Did This Week #31

August 9-16 2024

President Biden and Vice-President Harris announced together the successful conclusion of the first negotiations between Medicare and pharmaceutical companies over drug prices. For years Medicare was not allow to directly negotiate princes with drug companies leaving seniors to pay high prices. It has been a Democratic goal for many years to change this. President Biden noted he first introduced a bill to allow these negotiations as a Senator back in 1973. Thanks to Inflation Reduction Act, passed with no Republican support using Vice-President Harris' tie breaking vote, this long time Democratic goal is now a reality. Savings on these first ten drugs are between 38% and 79% and will collectively save seniors $1.8 billion dollars in out of pocket costs. This comes on top of the Biden-Harris Administration already having capped the price of insulin for Medicare's 3.5 million diabetics at $35 a month, as well as the Administration's plan to cap Medicare out of pocket drug costs at $2,000 a year starting January 2025.

President Biden and Vice President Harris have launched a wide ranging all of government effort to crack down on companies wasting customers time with excessive paperwork, hold times, and robots rather than real people. Some of the actions from the "Time is Money" effort include: The FTC and FCC putting forward rules that require companies to make canceling a subscription or service as easy as signing up for it. The Department of Transportation has required automatic refunds for canceled flights. The CFPB is working on rules to require companies to have to allow customers to speak to a real person with just one button click ending endless "doom loops" of recored messages. The CFPB is also working on rules around chatbots, particularly their use from banks. The FTC is working on rules to ban companies from posting fake reviews, suppressing honest negative reviews, or paying for  positive reviews. HHS and the Department of Labor are taking steps to require insurance companies to allow health claims to be submitted online. All these actions come on top of the Biden Administration's efforts to get rid of junk fees.

President Biden and First Lady Jill Biden announced further funding as part of the President's Cancer Moonshot. The Cancer Moonshot was launched by then Vice-President Biden in 2016 in the aftermath of his son Beau Biden's death from brain cancer in late 2015. It was scrapped by Trump as political retaliation against the Obama-Biden Administration. Revived by President Biden in 2022 it has the goal of cutting the number of cancer deaths in half over the next 25 years, saving 4 million lives. Part of the Moonshot is Advanced Research Projects Agency for Health (ARPA-H), grants to help develop cutting edge technology to prevent, detect, and treat cancer. The President and First Lady announced $150 million in ARPA-H grants this week focused on more successful cancer surgeries. With grants to Tulane, Rice, Johns Hopkins, and Dartmouth, among others, they'll help fund imaging and microscope technology that will allow surgeons to more successfully determine if all cancer has been remove, as well as medical imaging focused on preventing damage to healthy tissues during surgeries.

Vice-President Harris announced a 4-year plan to lower housing costs. The Vice-President plans on offering $25,000 to first time home buyers in down-payment support. It's believed this will help support 1 million first time buyers a year. She also called for the building of 3 million more housing units, and a $40 billion innovation fund to spur innovative housing construction. This adds to President Biden's call for a $10,000 tax credit for first time buyers and calls by the President to punish landlords who raise the rent by over 5%.

President Biden Designates the site of the 1908 Springfield Race Riot a National Monument. The two day riot in Illinois capital took place just blocks away from Abraham Lincoln's Springfield home. In August 1908, 17 people die, including a black infant, and 2,000 black refugees were forced to flee the city. As a direct result of the riot, black community leaders and white allies met a few months later in New York and founded the NAACP. The new National Monument will seek to preserve the history and educate the public both on the horrible race riot as well as the foundation of the NAACP. This is the second time President Biden has used his authority to set up a National Monument protecting black history, after setting up the Emmett Till and Mamie Till-Mobley National Monument on Emmett Till's 82nd birthday July 25th 2023.

The Department of The Interior announced $775 million to help cap and clean up orphaned oil and gas wells. The money will help cap wells in 21 states. The Biden-Harris Administration has allocated $4.7 billion to plug orphaned wells, a billion of which has already been distributed. More than 8,200 such wells have been capped since the Bipartisan Infrastructure Law passed in 2022. Orphaned wells leak toxins into communities and are leaking the super greenhouse gas methane. Plugging them will not only improve the health of nearby communities but help fight climate change on a global level.

Vice-President Harris announced plans to ban price-gouging in the food and grocery industries. This would be a first ever federal ban on price gouging and Harris called for clear "rules of the road" on price rises in food, and strong penalties from the FTC for those who break them. This is in line with President Biden's launching of a federal Strike Force on Unfair and Illegal Pricing in March, and Democratic Senator Bob Casey's bill to ban "shrinkflation". In response to this pressure from Democrats on price gouging and after aggressive questions by Senator Casey and Senator Elizabeth Warren, the supermarket giant Kroger proposed dropping prices by a billion dollars

[transgendz]

Emergency Commissions

One of my checks was a couple of days late last week, and the more lucrative of my 2 proper jobs has given me only one day of work this week (seems to be system issue?? I'm waiting for a reply from my higher up, there seems to be a queue of sorts) I have no idea when I'm going to get my check this week, either. Although it's supposed to come in on Tuesdays, I have heard from coworkers it is likely to be delayed again. On top of all of this, I have had wifi issues for a week, and I work from home.

I was already going to have to do some commissions to make rent this month before the reduced work hours and wifi issues. I have to pay rent on Saturday, and I do not get a grace period. I cannot emphasize how screwed me, and both of my disabled roommates are if my check doesn't come in on time, which is apparently not likely to happen.

I am setting this goal for $600 which is how much I am going to need for rent if my check does not go through in time. I will update this post accordingly, and turn off rbs if I get my check before rent is due, but tbh if i thought that was happening I wouldn't be making this post.

Anyone who help with this can contact me at my art blog @theartistrans for art like you see above. There may be a bit of a wait because I have 2 jobs and this, but I will mail you the piece if you pay the shipping also.

Dm me for proof or more details. More details are also in my tags.

$C V PP Kofi

[destielmemenews]

Dragoneer died of complications from a lung infection. His last social media posts detail a frustrating ordeal with his insurance and have ignited criticisms of the US healthcare system.

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[todayontumblr]

Monday, November 13.

World Kindness Day.

Well, would you look at that. This is no mere Monday, November 13, 2023. Nay, this is Monday, November 13, 2023: World Kindness Day. So if you've been quietly wondering if there would ever be the perfect day to do something kind, or find yourself, as if in a wholesome montage, looking to turn over a new leaf, then hey presto. Looks like today is your lucky day.

So what are you waiting for? Get out there, smell the flowers. Smile at an old person. Check in on someone that needs it. Volunteer at an owl sanctuary. Knit something warm and scrummy for a beloved. Say something kind to a stranger. Do some shopping for a neighbor in need. You know the drill.

Keep it kind—and keep it quiet. Love and kindness, Tumblr x

[whenweallvote]

When we all vote, we create the future all women deserve. Make sure you are registered to vote right now at WeAll.Vote/register — because this November, our votes will decide key issues impacting US.

Get ready to paint the polls pink this November! 💗

[absolutely-not-my-main-blog]

Holes. Keys. What Have You.

I have full analyses I've been wanting to actually do and gather images for over the entire past year, but in the meantime, have this <3.

[jinxed-sinner]

Look I know Lucifer isn't the best dad ever but I feel like people who say he's a bad dad are purposely ignoring the context of the show. It is very much implied that he thought Charlie wanted nothing to do with him, and Charlie thought he wanted nothing to do with her. Lucifer’s still dealing with trauma from Heaven and his fall and probably will for the rest of time plus he's dealing with what would probably qualify as clinical depression, and simultaneously dealing with trauma, clinical depression, and autistic traits (which Lucifer absolutely has; I do not say, as an autistic person, that Lucifer is a massive autistic mood for no reason) is a fucking NIGHTMARE.

I'm not saying Lucifer shouldn't take responsibility. He should. But he's already doing better than my dad frankly. Lucifer hits me in the daddy issues, I wish my dad made an effort to be more active in my life. Lucifer is fucking trying, and that's better than a lot of people can say about their dads.

[canonkiller]

I can't draw right now to put this into Enjoyable Comic Form but please remember that you have choice. even if you are depressed or otherwise neurodivergent or disabled or Stuck there are always things you can do to improve your situation. even if they are small things like tidying up your immediate area or silly things like listening to a new radio station or scary things like trying to get help, you can do them. it might suck and it might hurt and it might be difficult but you can do it and it's worth doing. If nothing else just go sit or stand somewhere unusual to remember you have free will. Love yourself

[this-smile-is-real]

Hi.

My name is Hannah and I am 27 years old.

I have lived with Complex PTSD and Anorexia since I was 6 years old.

Over the years I have also been diagnosed with depression, anxiety, panic disorder, Functional Neurological Disorder, Fibromyalgia, a large bowel that no longer works and Costochondritis. I have had 46 hospital admissions both medical and mental health over the past 8 years to date (date of posting is April 2024)

I require weekly psychology, dietitian,, GP and physiotherapy appts as well as weekly medication costs, and other specialist appointments frequently.

I have been on the disability pension since 2019 but that doesn’t even begin to cover half of what I require and I have thousands of bills outstanding and money required to access the supports that I need to not be in hospital every few weeks.

I so appreciate the current cost of living but would be so grateful any donation large and small so that I can begin to truly live. Believe me when I say I have exhausted every option possible to try and get on track and moving forward.

Thank you for reading x

[alumints]

⚔️ TGAA/DGS Asoryuu dolls ⚔️ I made unofficial Asougi and Ryuunosuke plushies!!! Explore, eat, and fight for justice with your very own aibous ⚖️⚔️ They are 20 cm tall and will include an adoption card! All the stretch goals have been unlocked and the bonus items will be included for eligible orders: ✦ Two stickers will be given per plush ✦ One enamel pin will be given per pair Pre-order end April 30th 11:59 PM PST 🌸 http://alumints.com 🌸