#Financial independence

[majaurukalo]

Disability benefits shouldn’t be tied to the income of a disabled person’s partner/spouse/parent.

Do you hear me?

DISABILITY BENEFITS SHOULDN’T BE TIED TO THE INCOME OF A DISABLED PERSON’S PARTNER/SPOUSE/PARENT.

This is the straight forward way to deprive a disabled person of their financial freedom and independence and trap them into possible abusive relationships.

[bitchesgetriches]

(tw financial abuse)

Escaping abuse when you're not allowed to have a job-Written by a person who has actually had to figure out a way to leave while being financially abused:

Note: You don't have to do all of these tips. Figure out what works for your situation.

A. I highly recommend looking into jobs with housing included. Websites like coolworks, workaway, WWOOF, etc. Apartments can be really expensive, so this can give you a place to go until you have enough money to rent an apartment. Make sure to check reviews/do your research so you don't get scammed. I highly recommend checking out coolworks at the very least, since you can apply to a lot of the jobs on there with an email and a resume.

Another option (that I haven't tried, but I wanted to share in case it helps) is getting a scholarship and attending a community college with dorms.

B. Get some way of storing money. Reloadable gift cards (they have fees though). Cashapp (yes, it can be used as a bank). One of those banks where you don't need a social security number to open them. An e-bank, if you don't have proof of address. Be aware that they'll likely send a debit card to whatever address you input when you open them.

C. Gift cards are your friend. I know this sounds like a strange tip, but they're very useful. You can sell them, use them for important purchases (like GED tests, food, certificates, or even transport), or transfer the money to yourself. On that note, save any money/gift cards you are given.

There are ways to get free gift cards, so I recommend looking into that.

Note: You can't buy from certain places with gift cards. Try to check if you can use them before inputting the card info, because otherwise the money could be put in 'pending' for who knows how long.

D. Get a second mailing address if possible. UPS, USPS PO Box, a mailing box at your university, etc. They can (sometimes) be used as a mailing address for jobs. PO box prices are different in different places, so check out your options in order to find the least expensive option. There are ways to work around not having a mailing address, tho.

E. Getting money is important. There's a reason it's listed in every single 'escaping abuse' guide.

You may have to be really creative when it comes to getting money-especially since online work can be inconsistent *glares at the transcription company I tried that rarely has work*.

You can transcribe, test websites, sell things (plasma, trash, clothes, photos, etc) proofread, take surveys, play games (there are websites like inbox dollars and freecash where you can get money for this), upload receipts to cashback websites, mystery shop, join focus groups, invest, review books, watch videos, etc. There's a lot of websites online (like makingsenseofcents.com or theworkathomewoman.com) that give various ideas for how to make money. I've even heard of people making money through making memes. Be creative, and look around until you find something that works for you.

Note: Unfortunately, a lot of these things do not pay very well. Sometimes they only pay cents or dollars. The problem is...getting money as a financially abused kid can be very difficult (I would know) and you may have to resort to low-paying work (I had to, unfortunately). You should try to find high paying work, don't get me wrong, and I highly recommend finding a way to make money that actually gives you a decent wage. In the meantime, try to get as much money as you can. Don't do things that require too much time for too little reward. Read the terms and conditions.

Cont: Even a little money can add up. 50 cents a day is 15 dollars a month, 180 dollars a year. 1 dollar a day is 30 a month, 360 a year. 10 dollars a day is 3600 in a year. It may not seem like much, but it is something).

More notes: If you want to transcribe, try looking into less mainstream/famous companies (a lot are not hiring/have very long wait times). I think there's a list of 78 transcription companies somewhere....

E. Make a resume-this will allow you to apply to a lot of jobs on websites like coolworks. I know, this can be very hard when you'e not allowed to have a job, but there are a few options. You can put certificates on them, unpaid work (like a redbubble store or webtoon. Bitchesgetriches has lot of tips on how to reframe this type of stuff), hobbies, etc.

F. Try to find somewhere you can do virtual job interviews (both phone and zoom). Libraries (A lot of them have private study rooms, if you have a library card), Universities, Playgrounds, secluded areas, one-room bathrooms even, etc. Anywhere your parents won't bother you. Be aware that other people may report back to your parents as well.

G. On references: You can say "I don't have references, this is my first job" or contact high school/college professors and ask them to be your reference.

H. If necessary, find a way to have internet independent from your parents. A separate phone plan with hotspots, hotspots (some libraries will give them to you if you have a library card), libraries, universities, malls, coffeeshops, etc.

Hi babies! This is from a baby bitchling who read our guide on how to escape an abusive household before age 18 and say "Hey, I've lived that. Let me add to your advice!" They wanted to remain anonymous, so I told them to write it out in an ask and we'd post it.

We're so grateful to this brave bitchling for sharing their lived experience in order to help others. <3 This is the true spirit of Bitches Get Riches.

Here's our guide for more:

How to Leave Home Before 18

[baldwinheights]

this is why prenups are important because you have to leave her. she's not an adult. she's a child in an adult body who wants this guy to just be a walking, talking atm machine with a dick. she's clearly contributing nothing but wants him to work himself to death so that she can have a social media worthy life. this is why men need to continue asking "what does she bring to the table?" or they will find themselves in this situation.

[tumbler-polls]

[ramblingsfromthytruly]

i don't care if my misery's written in the stars, i will fight my way out and rearrange the lines of my palm to achieve the peace and independence i so crave and deserve

[nickysfacts]

I just love how shea butter, from creation to its use is about supporting women!

🤎🚺🤎

[solianapaeris]

Take heed, ladies.

In recent times some women have begun to recognize that marriage is a scam. From its earliest inception as a legal institution it was enforced to prevent women from being unaccompanied by men and to ensure that no woman would have property or assets of her own that would not be inheritable or accessible by men. This is why the early witch hunts targeted women who owned their own property and were not married to a man, because upon marriage that property and all other assets that woman held would be under the jurisdiction of a man as well as control over her labor and the “right” to have sex with her. Ownership of “property”

Remember that marital rape — non consensual sex with a wife — was legal and is still legal in many places throughout the US and many don't consider it rape because they think that women agree to be controlled or dominated, considered as property when they marry a man. Marriage was designed and functioned as a transfer of power from women to men to uphold a patriarchal order where men are the only sovereign citizens and women exist as their servants and satellites.

Now that women can work outside of the household and do it all some women have taken the stance that there is no way for a woman to benefit by marriage. As women recognize this men are crying to enforce policies that would trap women with them and limit women's rights, forcing women back into the household as encaged domestic workers to men with no financial independence—because that financial independence is what it took for women to realize marriage was not worth it to them whether it be for love or for money. They valued (and still value) their freedom and autonomy and safety more. Men benefit by marriage by design.

These men feel entitled, not seeing women as human beings but as objects for them to use. Everything should benefit them, they do not believe in equality but in superiority. It makes room for absent or ghost patriarchy where Men refuse to raise their children or provide for women, yet want the benefits of patriarchy without actually functioning as patriarchs. These are failed men. This refusal to raise, protect, provide and plan for their bloodlines, their own image, their own spouse is called failure. It is a complete abandonment of manhood.

These failed men are (and should be) treated as if they don't exist because, quite literally they don't. They leave their bloodlines vacant; they erased themselves. They are ghosts.

But why do so many women worship these ghosts? Because they've been programmed and conditioned to believe these ghosts will materialize into men. They haven't.

But a spell is a spell.

Take heed ladies.

[nayoungs-archive]

𝐢𝐢. 𝗇𝖺𝗒𝗈𝗎𝗇𝗀'𝗌 𝗋𝖾𝖺𝖽𝗂𝗇𝗀 𝗀𝗎𝗂𝖽𝖾

books to start the new year right!

Atomic Habits- James Clear

Ikigai- Francesc Miralles and Hector Garcia

The Compound Effect- Darren Hardy

The Magic of Thinking Big- David J. Schwartz

Big Magic- Elizabeth Gilbert

The Dip- Seth Godin

Eat That Frog!- Brian Tracy

Surrounded by Idiots- Thomas Erikson

Rich Dad Poor Dad- Robert Kyosaki

The Secret Life of Money- Daniel Davies and Tess Read

goodbye, 2023!

[familythings]

100 Ways to Make Extra Money for Your Family

Hi guys, I’m back today with tips for your Personal Finance journey. Life is becoming more expensive everywhere, with pricing going up like the fastest rabbit of the forest and the salaries moving so slow, like the lazy turtle. But, life is too short to wait for the salary to grow enough to cover for extra costs, or having the money for so-needed holidays in your To Travel List Countries, and for…

[the-sophisticated-trader]

The painfull learning curve

The financial markets tends to be chaotic. The fact of the matter it involves processing huge flow of information and then respond accordingly. This requires patience , managing your emotions and being able to learn from your mistakes.

Took this trade on EUR/USD.

Remember the patience and dicipline is the key.

[buttonloops]

wrestling with the moral OCD lately

ok so, we generally agree that working for a defense contractor or being a cop is bad

but what about working at a bank, with all their bullshit fees and sometimes predatory loans? What about working for a payment processor that casually grinds sex workers underfoot as "too risky" and "too much hassle"?

Working entry level in the call center might be one thing, but what about getting promoted and working hard and moving up, until you're a loan underwriter? someone who's making the impactful decisions and enforcing the policies and putting the good of the company over the wellbeing of the customer base and the public?

How evil is it to be working for a company whose major customers are in the oil industry, with all we know about how environmentally catastrophic oil drilling is, not to mention the absolutely horrible ways Native water protectors are treated?

Obviously none of these things are on "killing babies with drones" level.

But.

There are so many things to care about. How do you decide what matters?

A lot of people say landlords are evil. Do they mean just corporations buying up homes as investment vehicles? What about a person who rents out a spare room? What about a small-scale landlord who owns a couple houses, is quick and responsive on repairs, doesn't nickel and dime their tenants, and is pleasant to work with?

We agree that it's impossible to become a billionaires without exploiting other humans.

But the whole goddamn stock market is built on the prioritization of profit over all. Even if I just contribute to my 401k, that's being invested in stock market funds. I'm indirectly profiting off companies using prison slave labor, or companies bottling and selling fresh water that should be a public resource.

We point out that the way white people talk and think about poorer neighborhoods is pretty racist. But is it racist for me to think maybe I'd like to live somewhere that doesn't smell so strongly of urine? that maybe I'm willing to spend more to live somewhere with fewer gunshots and less screaming?

Where do you draw the line? How do you construct a coherent system of personal ethics without going mad?

I mean, I grew up in a cult where morality was rigidly black and white. I grew up on "give all you have to the poor and follow Jesus" and "tithe a minimum of 10% of your gross income to god/the church/the poor/holy causes" and st francis of assisi and "cast your bread upon the water."

for a long time I believed that if I had enough to survive on it was my duty to give away the rest

and I spent years barely surviving because of that, because I prioritized supporting others who mostly just took me for granted instead of saving for emergencies

because I was more comfortable working shitty minimum wage jobs than ever being so crass as to pursue money

Also like, I don't believe in god or jesus anymore so I'm pretty sure I don't have to follow a bunch of rules that maybe were just hammered into me by pastors who wanted me to fund their new church buildings?

I am so over the mother teresa bullshit that suffering is inherently virtuous

Fuck that.

I'm tired of precarity.

It feels goddamn good to know I can afford emergency car repairs and regular maintenance. To buy myself little treats and clothes that actually fit. To watch my savings go up each month.

I want to stack up a big fat wad of cash and never be broke again. I want to know I can take care of myself and the people I love. I want to build a life with time for leisure and relationships and parenting and all the things that matter.

I think I could probably make a lot more money if I could swallow my crippling sense of moral injustice and just chase the almighty profits.

But I'm terrified it will make me evil

[somyapandit]

Achieve Financial Freedom: Your Path to Wealth & Independence"

Are you ready to take control of your finances and unlock the path to true financial freedom? In this video,we dive into the essential steps you can take to build wealth, eliminate debt, and secure long-term financial independence. Whether you're just starting out or looking to refine your strategies, this guide will give you actionable advice on budgeting, investing, and creating passive income streams. Don't wait—begin your journey to financial freedom today!

[bitchesgetriches]

Leaving Home before 18: A Practical Guide for Cast-Offs, Runaways, and Everybody in Between

Teens are often labeled as highly emotional, irrational, volatile, impulsive, short-sighted monsters. This is pretty fucking unfair. Everyone is different. Many people are wise and mature beyond their years—or foolish and immature despite them.

However: science suggests that teenage brains are still changing and developing. In fact, we now know that the brain doesn’t fully mature until age twenty-five.

Ask people in their thirties and forties about their teenage years, and almost everyone goes pale at the memory of how wild it felt. For me, everything felt incredibly intense. Every day brimmed with opportunity for catastrophic highs and lows. Aging sorts a lot of things out—like a warped funhouse mirror slowly straightening out into something trustworthy.

You’re not crazy. And you’re not wrong. But you are neurologically different than your parents—and different than you will be when you’re their age.

Keep reading.

Did we just help you out? Join our Patreon!

[chizobuwa]

The best way to make money in 2025

[mohamed080]

Step into Financial Freedom with DLC Coin Bot

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[talabib]

Mastering the Art of Investing: Practical Strategies for Insightful Decision-Making

Key Point:

Making smart and insightful investment decisions is an attainable goal with the right strategies in place. By recognizing your limitations, managing emotions, seeking professional guidance, and aligning your investments with personal objectives, you can cultivate a robust and successful investment portfolio that stands the test of time.

Sound investment decisions are the bedrock of financial success. However, navigating the complex world of investing can be challenging, even for the most seasoned investors. This post explores practical strategies for making smart and insightful investment decisions, empowering you to grow your wealth with confidence and finesse.

Recognize the Limits of your Abilities

In both life and investing, it is crucial to acknowledge the boundaries of our expertise. Overestimating our abilities can lead to ill-advised decisions and, ultimately, financial losses. By cultivating humility and seeking external guidance when necessary, we can minimize risks and make more informed investment choices.

Manage Emotional Influence on Decision-Making

Emotions can significantly impact our ability to make rational decisions. To circumvent the sway of emotions, adopt a disciplined approach to investing, relying on data-driven analysis and long-term strategies rather than succumbing to impulsive reactions.

Leverage the Expertise of an Advisor

Engaging a professional financial advisor is a prudent investment decision. Their wealth of knowledge and experience can help you navigate market complexities and identify opportunities tailored to your financial goals, risk tolerance, and investment horizon.

Maintain Composure Amidst Market Volatility

Periods of market turbulence can incite panic among investors. However, it is essential to remain level-headed and maintain a long-term perspective during such times. Avoid making impulsive decisions based on short-term fluctuations and focus on your overarching financial objectives.

Assess Company Management Actions Over Rhetoric

When evaluating potential investments, examine the actions of a company's management rather than relying solely on their statements. This approach ensures a more accurate understanding of the organization's performance, financial health, and growth prospects.

Prioritize Value Over Glamour in Investment Selection

The most expensive investment options are not always the wisest choices. Focus on identifying value rather than being swayed by glamorous or high-priced options. This strategy promotes long-term financial growth and mitigates the risk of overpaying for underperforming assets.

Exercise Caution with Novel and Exotic Investments

While unique and exotic investment opportunities may appear enticing, approach them with caution. Ensure thorough research and due diligence before committing to such investments, as they may carry higher risks and potential pitfalls.

Align Investments with Personal Goals

Invest according to your individual objectives rather than adhering to generic rules or mimicking the choices of others. Personalized investment strategies are more likely to yield favorable results, as they account for your unique financial circumstances, risk appetite, and long-term aspirations.

Making smart and insightful investment decisions is an attainable goal with the right strategies in place. By recognizing your limitations, managing emotions, seeking professional guidance, and aligning your investments with personal objectives, you can cultivate a robust and successful investment portfolio that stands the test of time.

Action plan: Learn a few simple rules and ignore the rest of the advice you receive. 

It’s easy to become completely overwhelmed by the volume of advice available about investing. However, you don’t need to become an expert on the stock market in order to become a good investor. 

Just like an amateur poker player can go far if he simply learns to fold his worst hands and bet on his best ones, a novice investor can become very competent just by following a few simple rules. For example, he should learn not to overreact to dips in the market and make sure to purchase value stocks instead of glamour stocks.