#529 plans

[ahedderick]

Kasemyer college savings

College savings plans; I have mentioned them before. My aunt very, very generously set up "one-year pre-paid tuition" plans for each kid. That was incredibly generous of her. The issue I have had is that 1) the fund managers make it absolutely as hard as possible to actually get the funds back out and b) since I'm not the one who set them up, I don't know what the fund promised my aunt when she paid. Oh, also, c) they did not show ANYWHERE on the website an accumulated value for the funds. Which is hinky as hell.

My son's was fully paid out in January, so I don't have to worry about that any more. However, I did note that the amount they paid out was only just a little bit more than she actually paid (years ago) in the first place. So - what was the fund doing with that money for those years? That it did not increase? That really is supposed to be the point; you invest it and it increases.

Aaaaanyhow. In the summer I stepped through the process of getting the first payment for my daughter's college. That they refused to pay it out until August when her bill was due to be paid by the end of July cause me some Money-shuffling-issues. Eventually they sent half (I presumed?) of the money. The remaining half to be paid for her spring semester.

Late in the summer I got a series of several emails from the fund. All of them were corporate/finance gibberish, involving terms like audit and transparency and 'changes moving forward.' It sounded VERY MUCH to me like someone had been caught doing something. And was promising crisscross applesauce not to do it again, but not saying what "it" was.

Yesterday I got the check in the mail for the second half of my daughter's savings fund. I promptly had to sit down. It was higher - several thousand dollars higher! - than the first 'half'. So, oopsies! it seemed those funds actually WERE having earnings.

I am elated that there is more funding for her than I thought there was. But, damn. I have questions.

[brianwilder]

Secure Your Child's Future: Florida Prepaid's Fall Savings Incentive

As families across Florida prepare for the future, Florida Prepaid encourages them to start saving for their children's higher education costs this fall. Recent research highlights the importance of education in securing good jobs, with a staggering 85 percent of well-paying positions projected to require postsecondary education by 2031.

A $50 Gift Card Incentive

From September 3 to October 28, 2024, families who open a Florida 529 Prepaid Plan or a Florida 529 Savings Plan will receive a $50 gift card as an added incentive to kickstart their savings journey. This initiative follows the most successful Open Enrollment season in the last decade, reflecting the growing awareness among families about the importance of saving early.

Chairman of the Florida Prepaid College Board, John D. Rood, expressed enthusiasm for the momentum surrounding the college savings programs. “We want to ensure more Floridians enjoy the peace of mind that comes with saving early,” he said. The two plans provide flexibility and affordability, allowing families to craft a personalized college savings strategy.

Benefits of Florida Prepaid Plans

Florida Prepaid stands out as the largest and longest-running prepaid college program in the nation, having helped over 1.2 million families save for college since its inception in 1987. With over 626,000 students having utilized their plans, the program demonstrates a successful track record in supporting educational aspirations.

Why Choose Florida Prepaid?

Lock in Today’s Prices: Families can secure current plan prices to cover future tuition and fee costs, with prepaid plans starting as low as $34/month for newborns—making it the most affordable option in a decade.

Flexible Savings Options: The Florida 529 Savings Plan is a tax-free investment option that can be used for qualified education expenses nationwide, including read more

[thedacian]

From the moment our little ones are born, we dream big for them. College may seem far away, but the journey to securing their future starts today. 🌟✨

When my first child was born, I remember holding her tiny hand and promising to give her the world. As she grew, so did my understanding of what it takes to make that promise a reality. College savings felt overwhelming, but I knew starting early was key.

We explored different options, from 529 plans with their tax advantages to Coverdell ESAs that even covered K-12 expenses. Each plan had its own benefits, but they all shared one common goal: giving our children the best possible start in life.

Now, as I watch her prepare for college, I feel a sense of accomplishment. Every dollar saved, every automated contribution, every wise investment choice – they’ve all brought us to this moment. It wasn’t always easy, but knowing she has the financial support she needs for her education makes it all worthwhile.

To all the parents out there, remember: it’s never too early to start saving. Every little bit counts, and the sooner you begin, the more your savings will grow. Let’s give our children the future they deserve. 🌍💖

Read the Full Article now: Click Now

#CollegeSavings #529Plans #FutureInvestments #ParentingJourney #EducationMatters

[bma1852]

The 529 Plan

In America, most of us are aware of “529 Plans.” A plan that allows you to invest in the college education of your child and not pay taxes on it if I remember correctly. I had one such plan for each of my children. I was in the hospital over the last weekend. I know. I spent New Year’s Eve in a hospital bed. I’m okay now after having a procedure done yesterday, New Year’s Day, and I was released…

[ifindtaxpro]

🎓 Discover tax-efficient ways to fund your loved one's education. From 529 plans to tax credits, we've got the strategies you need to ease the financial burden. 📚💰 #EducationFunding #529Plans #TaxEfficiency

[kc22invesmentsblog]

Exploring 529 College Savings Plans: Investing for Education Expenses

Written by Delvin As the cost of higher education continues to rise, planning for future education expenses has become a top priority for many families. One valuable tool available to parents and guardians is the 529 College Savings Plan. In this blog post, we will delve into the world of 529 plans, exploring their benefits, how they work, and why they are a smart investment strategy for funding…

[jheselbraum]

The biggest tragedy of oot is that link needs fucking parents and there is literally no one who is capable of filling that role in his life. Maybe Impa, but by the time the game ends the only other competent adults in the game, Darunia and Nabooru, have no idea who Link is, and every other adult is either unfit to raise a child (Ganondorf, Ingo, due to being evil), incapable of raising a child (the Deku Tree, due to being dead) or it'd be weird like if Talon adopted him (due to it being implied Link later marries Malon). It's debatable at best whether or not Navi is an adult in the first place, she reads like an older child to me, but it doesn't matter cause she either abandoned Link at the end of the game making her an unfit parent due to her abandoning him or she was actually mortally wounded and left Link to go die somewhere else like a goddamn cat or something making her incapable of raising him due to being dead.

I could parent him.

[what-even-is-sleep]

Trying to get ahead of an unsustainability cycle that might be starting up this week,,, (I start work).

[vantagefinancialwi]

Understanding the Different Types of Financial Advisors

When it comes to managing your wealth and planning for the future, seeking the guidance of a financial advisor can be one of the most important decisions you make. However, with so many different types of financial advisors available, it can be challenging to know which one is best suited for your needs.

Read More.....

[californianewsin]

Five Small Tips You Can Save Thousends Of Dollars

[northstarportfolioinvestmentsllc]

Planning for College Expenses with a 529 Plan

How a 529 plan can help you prepare for various college expenses, including tuition, room and board, textbooks, and other education-related costs.

[businessburstexpanse]

OneNorthStar: Navigating Financial Success

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[letstalkmoneyblog]

529 College Savings Plans

A 529 college savings plan is a tax-advantaged investment account designed to help families save for future education expenses, such as tuition, fees, books, supplies, and room and board. Here are some key points to know about 529 college savings plans: Tax advantages: Contributions to a 529 plan grow tax-deferred, which means you don’t have to pay federal taxes on the earnings as long as the…

[ecstarry]

"It was a Thursday" a love confession far from perfect // 529 words

It was not supposed to happen like this. They both had waited so long, it was going to be special. Possibly on the weekend trip they had carefully planned and made up excuses to justify sharing a bed. Or maybe it was going to happen after breakfast, on their walk back to the hotel. 

They were waiting. Regulus was certain they both figured it out at the same time — no doubt late compared to the rest of their friends. But it was a Tuesday, and the weather was horrible and his hair just didn’t look right. That was no way to confess his love to one James Potter. 

But today, a Thursday, with an okay weather, exams around the corner, when both of them were upset was definitely worse. 

Regulus couldn’t even remember what they were even fighting about, let alone how it turned into both of them screaming and blowing up on each other. There was nothing left to be said.

It was James who broke the silence. “I’m done, Reg,” 

He was going to be sick. “What does that even mean?” Regulus’ voice broke. 

“I won’t fight anymore,” James responded. 

Regulus turned his face, the thought of watching James leave was unbearable. “So you’ll just go?” He could barely get the words out. 

“Look at me.” James took a step closer. 

“No.” Regulus' eyes shut his eyes as he felt James’ hands squeeze his arms. Why did he have to be this gentle even when he was breaking Regulus’ heart?

James released his grip and softly brushed the side of Regulus’ arm with his thumb. “Please, look at me.”

Regulus obliged. James’ eyes were just as teary-eyed as his own. Was it just as tormentful for James to watch him?

“Why are you crying if I’m the one who has to watch you leave?” There was no venom in Regulus’ tone, and sadness seemed too insignificant of a word at the moment. Ache. That was closer. 

James’ hands traveled to his face, and god, were they were warm. One last kiss of the sun on his skin before winter came. He would miss it. They were so close to having it all, then Regulus snapped, said something wrong, and he didn’t even remember it. He couldn’t stop as his sharp words attacked until it was too late, he had crossed a line. James would-

“I love you.”

What?

“I love you.” James repeated, loudly. “I’m not leaving.” 

“Yo- you said you were done.”

“Fighting. I was done fighting, Reg.” James chuckled as he moved his feet close enough that the point of their shoes were touching. “I could never be done with you.” 

Regulus felt as if he was drowning and had finally caught some air. They were okay. James wasn’t leaving. James loved him. James loved him?

“You love me?”

“Actually, I’m in love with you.” James whispered as he lifted Regulus’ face slightly. “And I’m sorry. I shouldn’t have gotten that upset, you were already stressed and I knew it but I just couldn’t keep my mouth shu-”

“I love you too.”

“You do?”

“In love, actually.” Regulus said, allowing a small smile to form.

There was no perfect breakfast, no perfect weather, no perfect sunrise. It was a Thursday, with an okay weather, exams around the corner, both of them upset, and yet, they loved each other. Any day together would be lovely as long as that one truth remained. 

[manjiroro]

secret lover

character: mitsuya

content: fluff, gn reader

synopsis: mitsuya seems to have gotten into a relationship and the boys are determined to get him to confess who his secret lover is

wc: 529

hello! i’m somewhat back so have this short drabble i thought of because im having mitsuya brainrot <33 my skills are rusty so im sorry if its wonky,, hope you enjoy!!

“C’mon mitsuya just tell us who the lucky person is and we’ll leave”

“Yeah mitsuya it wouldn’t hurt to tell us y’know, your BEST friends”

“Guys i genuinely have no idea what you’re talking about. Just go home already.” mitsuya said, backing up into a corner by his friends, to which mikey pouted, draken and baji scoffed, and pehyan pointing an accusatory finger at him,

“Nuh uh, i saw you holding hands with someone after school when you said you were too busy to hang out with us.” 

Mitsuya sighed, sweat collecting along his hairline. It was because of that accusation that caused the rest of the toman founders to storm into his club room, demanding who this secret someone was that was causing him to be ‘too busy’ to hang out with the boys.

“It’s not like we’re gonna freak out that you’re in a relationship mitsuya, just tell us.” draken calmly said.

“The bigger question is why are you here draken. You’re not the typa guy to hound on me like this.”

“I’m curious. And also so that these two idiots don’t do anything stupid.” draken explained, head tilting to refer to both mikey and baji. 

Just as mitsuya was about to defend himself once again, the doors to the club room swung open revealing an exasperated student, clutching onto their shirt buttons.

“Taka-kun! This is an emergency! My shirt button popped out and i can’t possibly walk around school with my chest exposed for the whole world to see!” you cried, hoping to be met with the open arms of your boyfriend, but soon stopped in your tracks seeing your purple haired lover being cornered by four other boys. 

“Uh- am I interrupting something here..?” you asked slowly, confusion evident on your face. The toman founders turned their attention from you to the poor boy cornered in between them. Said boy was flushed, his face and ears turning a light pink colour, eyes casting downward in hopes of avoiding the other boys’ gazes. 

“So, taka-kun, mind introducing who this lovely person is?” baji teased, wrapping his arm around mitsuya’s shoulder and directing him to you. 

Mitsuya clears his throat, removing baji’s arm and walking towards you, his shaking arm wrapping around your waist tightly, almost as if to ground and calm himself down. 

“This is y/n, y/n these are my friends. Now come with me, lemme fix your shirt for you.” mitsuya guides you to his work table while he turns his head behind to mouth a ‘get out’ to his friends. The boys snickered before they finally left the club room and flustered mitsuya alone.

“I’m sorry taka-kun, i didn’t know your friends were here.” you apologised to your boyfriend, a cute pout making its way to your lips. To which mitsuya chuckled and placed a gentle kiss on your lips.

“That’s alright my love, i was gonna have to introduce you to them sooner or later.” mitsuya smiled at you and gave you a small pat on your head. Although, it wasn’t the way mitsuya was planning on introducing you to his friends. He was definitely going to kick their asses later.

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