#visa scam

[grits-galraisedinthesouth]

The Royal Grift Rewind: "Sparry's Ameri-CON"

POV's Fanmail Friday: Prince Harry on A1 Visa

Edited to add: The Me Too Sussex Couple:

Allegedly (since #megxit) MEgain's retort even to Queen Elizabeth's FACE was "what about Andrew!!" When the duo publicly changed their minds and DEMANDED prince & princess titles upon the Queen's death, allegedly Meghan complained (what about Andrew) "what about Beatrice & Eugenie who have HRH!!!"

I've always believed The Sussex Duo is legally challenging EVERY attempt the Palace makes to sever ties with the duo.... they've used Andrew's behavior & legal troubles to blackmail the palace.

@and-the-void-looked-back When the Queen gave them 1 year to make a go of it in NORTH AMERICA (canada) she made a deal with the devil. The duo used every excuse: sars-cov-2, mythcarriage, etc to extend their "benefits." K Charles gave the people a creative lie: "escalate family tensions"

Better Up also needs to be investigated ASAP!!

Exactly @trexalicious

[bigjaws]

so my bf’s mom is like romantically/emotionally stunted and she’s “engaged” to a married man with three kids whose wife doesn’t know.

he was deported to his country and doesn’t have permission to come to the usa which is actually good because he’s a literal evil person, a liar, cheater and scammer schemer extraordinaire. he is also an abuser and has evil beliefs and the power to commit violence upon others in his country (he’s a policeman and has told us horrible things with glee) even tho he obviously doesn’t have any interest in her and only wants her to open up credit cards and suck money and gifts out of her she swallows his obvious lies.

she is in love because in her own words, she hasn’t had sex in many years and has natural needs. she is also has fantastical and unrealistic ideas about love, relationships and marriage that led her to accept a proposal and plastic ring three days after meeting him.

literally everyone in her life has told her this is a bad idea and not even the actual factual truth of him literally being legally married and living and fucking his poor wife won’t stop her from meeting him in other countries, decorating her home according to his style, and paying for his expenses or even marrying him which is crazy because bigamy is illegal but i guess all common sense gets thrown out the window.

the fact that she is still in this “relationship” is damaging my own relationship with her and literally makes me angry to the point of wanting to throw myself in a river.

i cannot handle the fact this woman who i have to share an important person with, who i have to make plans with and have conversations and welcome into my home is knowingly planning a life together with a married man who, by her own admission, is still romantically and sexually involved with his wife who knows no better in an extremely patriarchal society where she has all to lose, and i still have to respect her!

her own son, my boyfriend of six years, is suffering this to the point where after their names are mentioned he checks out of conversations. its very hard for me to act respectful and manage myself nicely around her nasty plans with him, and to keep quiet or act like nothing is wrong when i truly feel nauseous!

at the beginning of this i tried to see her as a victim of this man, but then i realized that she has all the information and conscience to make the correct decision, including the advice of friends and family who have pleaded with her to leave him, but doesn’t based on putting her own “happiness” (if happiness is having a long distance boyfriend who only calls you when his wife is not around to ask for money) over everyone else’s!

and then i am slapped in the face with comments about the fact she is a christian and morally correct person and i am not because i don’t attend church or that i don’t have as much value based on the money i make or how much i help compared to her! but no, i have to be greatly grateful to her because she helps my household with some grocery items (in which her son lives and does not pay rent) or random knickknacks she brings unannounced and it makes me so angry all over again to the point i want to tell her:

lady (if you can even be called that) you are breaking up a marriage and a family knowingly in exchange of pleasure, you have no heart nor brains and you have no space to judge my morality or weight my importance in any context in this universe, i hope you feel as ostracized by your family and society as you will be in the hell your holy book says you will for your nauseating actions!

[avandelay20]

"

The NOM (net overseas migration) numbers are dominated by temporary arrivals, of which international students are the most conspicuous group. Our permanent migration program is only a fraction of this number.

While temporary skilled visas and other visas help fill gaps in our labour market, there are no caps on the numbers of these visas.

The Senate is due to review placing caps next week, amid universities screaming about the impact it will have on their finances and warnings of what it will do the broader economy.

Peter Dutton has referred to international students as the "modern version of boat arrivals", yet his party has also been critical of proposals to cap foreign student numbers, arguing it would hurt regional and smaller universities.

This Labor government is hoping the caps will lower NOM from 520,000 in 2022-23 to 395,000 in the financial year just finished and 260,000 in the current financial year.

However, immigration experts say the 2023-24 forecast has been "clearly missed by a long way" and the government is "highly likely to miss" the current year forecast "by a very long way".

The Coalition would like to cut the permanent migration program to 160,000 and reduce "excessive numbers of foreign students studying at metropolitan universities" by setting a cap on foreign student numbers - reducing the overall NOM by about 25% percent.

But the Coalition has given little detail about how it would actually cut the NOM.

"

--

The Australian university ponzi schemers can go fuck themselves.

Solving this HOUSING CRISIS requires addressing the DEMAND side of the equation first. Reducing DEMAND is something we can do TODAY with the stroke of a pen. Solving the SUPPLY side of the housing crisis will take years if not decades to solve.

We cannot live with this housing crisis for another year let alone another decade.

Australia must cap the total number of temporary visas and swap about 50% of any remaining student visas in that cap to go towards tradies who can build houses.

Face facts Australia: Students don't build houses, they only contribute to demand side of this crisis.

We don't need more students, we need tradies in place of students!

Current and prior governments have said "we need more tradies" yet have continued to allow a massive influx of students at astronomical levels contributing to excessive demand chasing limited supply in housing.

Pull your head in Australia.

[neha4321]

Looking for a trusted visa agency to simplify your visa application process? Learn how to select the best visa agency, avoid scams, and ensure a smooth, stress-free experience. From tourist to work visas, this guide offers insights into services, costs, and essential tips for choosing the right visa agency for your international travel needs.

[scamsupdateindia]

(via Himansh Verma Fraud: Unveiling the Massive Visa Scam)

[synergisticitusa]

OPT VISA Scams - How OPT Students should avoid Scams | SynergisticIT

Discover how OPT students can safeguard themselves against visa scams with our comprehensive guide. Learn the common pitfalls to avoid, crucial tips for identifying legitimate opportunities, and practical strategies for protecting your OPT status. Stay informed, stay secure, and pursue your career goals confidently with Synergistic IT's expert advice.

Blog: https://www.synergisticit.com/opt-visa-scams-how-opt-students-should-avoid-scams/

[mostlysignssomeportents]

How I got scammed

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/02/05/cyber-dunning-kruger/#swiss-cheese-security

I wuz robbed.

More specifically, I was tricked by a phone-phisher pretending to be from my bank, and he convinced me to hand over my credit-card number, then did $8,000+ worth of fraud with it before I figured out what happened. And then he tried to do it again, a week later!

Here's what happened. Over the Christmas holiday, I traveled to New Orleans. The day we landed, I hit a Chase ATM in the French Quarter for some cash, but the machine declined the transaction. Later in the day, we passed a little credit-union's ATM and I used that one instead (I bank with a one-branch credit union and generally there's no fee to use another CU's ATM).

A couple days later, I got a call from my credit union. It was a weekend, during the holiday, and the guy who called was obviously working for my little CU's after-hours fraud contractor. I'd dealt with these folks before – they service a ton of little credit unions, and generally the call quality isn't great and the staff will often make mistakes like mispronouncing my credit union's name.

That's what happened here – the guy was on a terrible VOIP line and I had to ask him to readjust his mic before I could even understand him. He mispronounced my bank's name and then asked if I'd attempted to spend $1,000 at an Apple Store in NYC that day. No, I said, and groaned inwardly. What a pain in the ass. Obviously, I'd had my ATM card skimmed – either at the Chase ATM (maybe that was why the transaction failed), or at the other credit union's ATM (it had been a very cheap looking system).

I told the guy to block my card and we started going through the tedious business of running through recent transactions, verifying my identity, and so on. It dragged on and on. These were my last hours in New Orleans, and I'd left my family at home and gone out to see some of the pre-Mardi Gras krewe celebrations and get a muffalata, and I could tell that I was going to run out of time before I finished talking to this guy.

"Look," I said, "you've got all my details, you've frozen the card. I gotta go home and meet my family and head to the airport. I'll call you back on the after-hours number once I'm through security, all right?"

He was frustrated, but that was his problem. I hung up, got my sandwich, went to the airport, and we checked in. It was total chaos: an Alaska Air 737 Max had just lost its door-plug in mid-air and every Max in every airline's fleet had been grounded, so the check in was crammed with people trying to rebook. We got through to the gate and I sat down to call the CU's after-hours line. The person on the other end told me that she could only handle lost and stolen cards, not fraud, and given that I'd already frozen the card, I should just drop by the branch on Monday to get a new card.

We flew home, and later the next day, I logged into my account and made a list of all the fraudulent transactions and printed them out, and on Monday morning, I drove to the bank to deal with all the paperwork. The folks at the CU were even more pissed than I was. The fraud that run up to more than $8,000, and if Visa refused to take it out of the merchants where the card had been used, my little credit union would have to eat the loss.

I agreed and commiserated. I also pointed out that their outsource, after-hours fraud center bore some blame here: I'd canceled the card on Saturday but most of the fraud had taken place on Sunday. Something had gone wrong.

One cool thing about banking at a tiny credit-union is that you end up talking to people who have actual authority, responsibility and agency. It turned out the the woman who was processing my fraud paperwork was a VP, and she decided to look into it. A few minutes later she came back and told me that the fraud center had no record of having called me on Saturday.

"That was the fraudster," she said.

Oh, shit. I frantically rewound my conversation, trying to figure out if this could possibly be true. I hadn't given him anything apart from some very anodyne info, like what city I live in (which is in my Wikipedia entry), my date of birth (ditto), and the last four digits of my card.

Wait a sec.

He hadn't asked for the last four digits. He'd asked for the last seven digits. At the time, I'd found that very frustrating, but now – "The first nine digits are the same for every card you issue, right?" I asked the VP.

I'd given him my entire card number.

Goddammit.

The thing is, I know a lot about fraud. I'm writing an entire series of novels about this kind of scam:

https://us.macmillan.com/books/9781250865878/thebezzle

And most summers, I go to Defcon, and I always go to the "social engineering" competitions where an audience listens as a hacker in a soundproof booth cold-calls merchants (with the owner's permission) and tries to con whoever answers the phone into giving up important information.

But I'd been conned.

Now look, I knew I could be conned. I'd been conned before, 13 years ago, by a Twitter worm that successfully phished out of my password via DM:

https://locusmag.com/2010/05/cory-doctorow-persistence-pays-parasites/

That scam had required a miracle of timing. It started the day before, when I'd reset my phone to factory defaults and reinstalled all my apps. That same day, I'd published two big online features that a lot of people were talking about. The next morning, we were late getting out of the house, so by the time my wife and I dropped the kid at daycare and went to the coffee shop, it had a long line. Rather than wait in line with me, my wife sat down to read a newspaper, and so I pulled out my phone and found a Twitter DM from a friend asking "is this you?" with a URL.

Assuming this was something to do with those articles I'd published the day before, I clicked the link and got prompted for my Twitter login again. This had been happening all day because I'd done that mobile reinstall the day before and all my stored passwords had been wiped. I entered it but the page timed out. By that time, the coffees were ready. We sat and chatted for a bit, then went our own ways.

I was on my way to the office when I checked my phone again. I had a whole string of DMs from other friends. Each one read "is this you?" and had a URL.

Oh, shit, I'd been phished.

If I hadn't reinstalled my mobile OS the day before. If I hadn't published a pair of big articles the day before. If we hadn't been late getting out the door. If we had been a little more late getting out the door (so that I'd have seen the multiple DMs, which would have tipped me off).

There's a name for this in security circles: "Swiss-cheese security." Imagine multiple slices of Swiss cheese all stacked up, the holes in one slice blocked by the slice below it. All the slices move around and every now and again, a hole opens up that goes all the way through the stack. Zap!

The fraudster who tricked me out of my credit card number had Swiss cheese security on his side. Yes, he spoofed my bank's caller ID, but that wouldn't have been enough to fool me if I hadn't been on vacation, having just used a pair of dodgy ATMs, in a hurry and distracted. If the 737 Max disaster hadn't happened that day and I'd had more time at the gate, I'd have called my bank back. If my bank didn't use a slightly crappy outsource/out-of-hours fraud center that I'd already had sub-par experiences with. If, if, if.

The next Friday night, at 5:30PM, the fraudster called me back, pretending to be the bank's after-hours center. He told me my card had been compromised again. But: I hadn't removed my card from my wallet since I'd had it replaced. Also, it was half an hour after the bank closed for the long weekend, a very fraud-friendly time. And when I told him I'd call him back and asked for the after-hours fraud number, he got very threatening and warned me that because I'd now been notified about the fraud that any losses the bank suffered after I hung up the phone without completing the fraud protocol would be billed to me. I hung up on him. He called me back immediately. I hung up on him again and put my phone into do-not-disturb.

The following Tuesday, I called my bank and spoke to their head of risk-management. I went through everything I'd figured out about the fraudsters, and she told me that credit unions across America were being hit by this scam, by fraudsters who somehow knew CU customers' phone numbers and names, and which CU they banked at. This was key: my phone number is a reasonably well-kept secret. You can get it by spending money with Equifax or another nonconsensual doxing giant, but you can't just google it or get it at any of the free services. The fact that the fraudsters knew where I banked, knew my name, and had my phone number had really caused me to let down my guard.

The risk management person and I talked about how the credit union could mitigate this attack: for example, by better-training the after-hours card-loss staff to be on the alert for calls from people who had been contacted about supposed card fraud. We also went through the confusing phone-menu that had funneled me to the wrong department when I called in, and worked through alternate wording for the menu system that would be clearer (this is the best part about banking with a small CU – you can talk directly to the responsible person and have a productive discussion!). I even convinced her to buy a ticket to next summer's Defcon to attend the social engineering competitions.

There's a leak somewhere in the CU systems' supply chain. Maybe it's Zelle, or the small number of corresponding banks that CUs rely on for SWIFT transaction forwarding. Maybe it's even those after-hours fraud/card-loss centers. But all across the USA, CU customers are getting calls with spoofed caller IDs from fraudsters who know their registered phone numbers and where they bank.

I've been mulling this over for most of a month now, and one thing has really been eating at me: the way that AI is going to make this kind of problem much worse.

Not because AI is going to commit fraud, though.

One of the truest things I know about AI is: "we're nowhere near a place where bots can steal your job, we're certainly at the point where your boss can be suckered into firing you and replacing you with a bot that fails at doing your job":

https://pluralistic.net/2024/01/15/passive-income-brainworms/#four-hour-work-week

I trusted this fraudster specifically because I knew that the outsource, out-of-hours contractors my bank uses have crummy headsets, don't know how to pronounce my bank's name, and have long-ass, tedious, and pointless standardized questionnaires they run through when taking fraud reports. All of this created cover for the fraudster, whose plausibility was enhanced by the rough edges in his pitch - they didn't raise red flags.

As this kind of fraud reporting and fraud contacting is increasingly outsourced to AI, bank customers will be conditioned to dealing with semi-automated systems that make stupid mistakes, force you to repeat yourself, ask you questions they should already know the answers to, and so on. In other words, AI will groom bank customers to be phishing victims.

This is a mistake the finance sector keeps making. 15 years ago, Ben Laurie excoriated the UK banks for their "Verified By Visa" system, which validated credit card transactions by taking users to a third party site and requiring them to re-enter parts of their password there:

https://web.archive.org/web/20090331094020/http://www.links.org/?p=591

This is exactly how a phishing attack works. As Laurie pointed out, this was the banks training their customers to be phished.

I came close to getting phished again today, as it happens. I got back from Berlin on Friday and my suitcase was damaged in transit. I've been dealing with the airline, which means I've really been dealing with their third-party, outsource luggage-damage service. They have a terrible website, their emails are incoherent, and they officiously demand the same information over and over again.

This morning, I got a scam email asking me for more information to complete my damaged luggage claim. It was a terrible email, from a noreply@ email address, and it was vague, officious, and dishearteningly bureaucratic. For just a moment, my finger hovered over the phishing link, and then I looked a little closer.

On any other day, it wouldn't have had a chance. Today – right after I had my luggage wrecked, while I'm still jetlagged, and after days of dealing with my airline's terrible outsource partner – it almost worked.

So much fraud is a Swiss-cheese attack, and while companies can't close all the holes, they can stop creating new ones.

Meanwhile, I'll continue to post about it whenever I get scammed. I find the inner workings of scams to be fascinating, and it's also important to remind people that everyone is vulnerable sometimes, and scammers are willing to try endless variations until an attack lands at just the right place, at just the right time, in just the right way. If you think you can't get scammed, that makes you especially vulnerable:

https://pluralistic.net/2023/02/24/passive-income/#swiss-cheese-security

Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg

CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en

[amitkakkareasyvisa]

Avoid Getting Scammed On Your Travels Abroad Tips By Amit Kakkar Easy Visa

[grits-galraisedinthesouth]

We all knew there was another reason for keeping Sussex & York on the website. We knew The BRF was covering up for them. Royal Grift even made videos.

A-1 Visa (consular officers)

No maximum length of stay

No requirement to maintain a foreign residence

Unlimited travel to & from country

Cannot be tried under US Law for a crime

Where is the press bc we'd all like to see Andrew's passport:

"cannot be TRIED under US law for a crime" 🤦‍♂️

"It was reported that the King decided not to remove Harry and Andrew because he did not want to escalate family tensions and believed it was unlikely either would ever be required to deputise for him. However, last year courtiers were keen to ensure that William returned to Britain from a solo trip to New York before the King and Queen departed for their state visit to France on the same day.  The situation has since become even more urgent because of the King's cancer treatment. Later that year, the King asked parliament to add his sister, Princess Anne, and youngest brother, Prince Edward, to the list."

"...the King decided not to remove Harry and Andrew because he did not want to escalate family tensions..."

Meaning lie to the people while PROTECTING 2 ADULT CHILDREN from ANY & ALL consequences...

No wonder Andrew puffs his chest out at Easter and Christmas, and Sparry behaves as if he can do no wrong.

A-1

The A-1 visa is granted to many people such as ambassadors, ministers, diplomats, consular officers, and their immediate family members.[a][3] While government officials normally do not qualify for an A-1 visa if they are traveling for non-official, non-governmental purposes, heads of state and heads of government always qualify and must apply for an A visa regardless of their purpose of travel.[4] Visitors on an A-1 visa cannot be tried under US law for a crime, and may travel to and from the country an unlimited number of times. There is no maximum length of stay for individuals admitted on an A-1 visa, and there is no requirement to maintain a foreign residence.[3]

[heavenangelly]

Things to manifest: luxury edition

💸💵: Being a trust fund/nepotism baby

💸💵: Owning a private plane

💸💵: Having a vacation home all over the world

💸💵: Being a millionaire, billionaire or trillionaire

💸💵: Owning multiple business/shares and being a popular name amongst people

💸💵: Having lots of connections

💸💵: Easily get visas for ur desired countries

💸💵: Go on vacation a lot

💸💵: Any money you spend comes back x 100

💸💵: Immune to getting scammed, robbed, debt, or losing lots of money

💸💵: Having a mansion of ur desired aesthetic

💸💵: Have your desired cars

💸💵: Have your desired jewellery

💸💵: Magnetic and powerful aura that demands attention and respect from everyone

💸💵: Living in a palace with helpers, cleaners, personal chefs, gardeners, etc.

💸💵: Extreme beauty. People cannot believe you are so elegant and otherworldly

💸💵: Always use your money for good and not get blindsided by it

[celestiarambles]

Hi this may divert from my usual content, but as someone with a platform like this I need to speak up about this.

The Philippines-China maritime dispute has been going on for years now, but lately the tensions had been getting more and more worse to the point it’s super concerning now.

Here’s a bit of a history lesson: China claims that the West Philippine Sea is theirs because of the nine-dash line, but the Permanent Court of Arbitration in the Hague ruled in 2016 that that had no basis under international law. Other than that, the UN Convention on the Law of the Sea (UNCLOS) said that China’s historic rights on the territory no longer exists. So basically, the West Philippine Sea belongs to the Philippines.

However, China rejects that decision. They have harassed, intimidated, and even used armed conflict on our vessels. China Coast Guard (CCG) vessels had even used a water cannon against our ships TWICE, in which one incident resulted to getting seven Navy personnel wounded.

Worse, there are also allegations of a spy being planted here. Alice Guo, one of the mayors in Tarlac (a city in the Philippines) had mysteriously risen to power despite having no prior experience or connections whatsoever. Literally no one even knew her in her town. She just claims to live in a simple farm. However, she owns a luxury sports car and a helicopter. And somehow, everything regarding her past is inconsistent; she doesn’t know what her mother’s name was, who she grew up with, no school documents, hell she didn’t even have a birth certificate up until she was 17 years old. This was all brought up because she was involved in the criminal activities (like human trafficking, scams, etc.) of the Philippine Offshore Gaming Operator (POGO) which also has the Chinese involved.

The US has also been taking advantage of the situation by deploying 9 EDCA sites (military bases) for a supposed military pact, but former US Marine Intelligence Officer Scott Ritter has admitted to using the Philippines as a tool to gain leverage over the Chinese.

What has our government done regarding this dispute? They’re too busy infighting to focus on the bigger picture and on how to settle on an agreement with China.

I just want to take the time to speak up and make people more aware about the ongoing dispute. I know that this has been going on for several years now, but my memory and knowledge about the topic may be a bit wonky so I apologize in advance if I had said anything wrong. You can add more information regarding this or correct the information that I've given if I phrased things wrong.

Regardless, I do know one thing: the West Philippine Sea is ours.

Sources:

https://www.reuters.com/world/asia-pacific/south-china-sea-why-are-china-philippines-tensions-heating-up-2024-04-11/

https://www.youtube.com/live/aOrmFJXyAVI?si=P9rPJkJM6BF0NIbW (check 1:57:00)

[shithowdy]

wow i just got a scam caller that actually spoofed the service number and caller ID of my bank? which is why i actually answered it, but i hesitated to identify myself and when they identified themselves as representing "visa mastercard" and then asked "you know what experian is, right?" i just hung up.

but, uh. ballsy?? i understand why seniors and easily-trusting or anxious people fall for this constantly.

[mostlysignssomeportents]

This is your brain on fraud apologetics

In 1998, two Stanford students published a paper in Computer Networks entitled “The Anatomy of a Large-Scale Hypertextual Web Search Engine,” in which they wrote, “Advertising funded search engines will be inherently biased towards the advertisers and away from the needs of consumers.”

https://research.google/pubs/pub334/

If you’d like an essay-formatted version of this post to read or share, here’s a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/02/24/passive-income/#swiss-cheese-security

The co-authors were Lawrence Page and Sergey Brin, and the “large-scale hypertextual web search-engine” they were describing was their new project, which they called “Google.” They were 100% correct — prescient, even!

On Wednesday night, a friend came over to watch some TV with us. We ordered out. We got scammed. We searched for a great local Thai place we like called Kiin and clicked a sponsored link for a Wix site called “Kiinthaila.com.” We should have clicked the third link down (kiinthaiburbank.com).

We got scammed. The Wix site was a lookalike for Kiin Thai, which marked up their prices by 15% and relayed the order to our local, mom-and-pop, one-branch restaurant. The restaurant knew it, too — they called us and told us they were canceling the order, and said we could still come get our food, but we’d have to call Amex to reverse the charge.

As it turned out, the scammers double-billed us for our order. I called Amex, who advised us to call back in a couple days when the charge posted to cancel it — in other words, they were treating it as a regular customer dispute, and not a systemic, widespread fraud (there’s no way this scammer is just doing this for one restaurant).

In the grand scheme of things, this is a minor hassle, but boy, it’s haunting to watch the quarter-century old prophecy of Brin and Page coming true. Search Google for carpenters, plumbers, gas-stations, locksmiths, concert tickets, entry visas, jobs at the US Post Office or (not making this up) tech support for Google products, and the top result will be a paid ad for a scam. Sometimes it’s several of the top ads.

This kind of “intermediation” business is actually revered in business-schools. As Douglas Rushkoff has written, the modern business wisdom reveres “going meta” — not doing anything useful, but rather, creating a chokepoint between people who do useful things and people who want to pay for those things, and squatting there, collecting rent:

https://rushkoff.medium.com/going-meta-d42c6a09225e

It’s the ultimate passive income/rise and grind side-hustle: It wouldn’t surprise me in the least to discover a whole festering nest of creeps on Tiktok talking about how they pay Mechanical Turks to produce these lookalike sites at scale.

This mindset is so pervasive that people running companies with billions in revenue and massive hoards of venture capital run exactly the same scam. During lockdown, companies like Doordash, Grubhub and Uber Eats stood up predatory lookalike websites for local restaurants, without their consent, and played monster-in-the-middle, tricking diners into ordering through them:

https://pluralistic.net/2020/09/19/we-are-beautiful/#man-in-the-middle

These delivery app companies were playing a classic enshittification game: first they directed surpluses to customers to lock them in (heavily discounting food), then they directed surplus to restaurants (preferential search results, free delivery, low commissions) — then, having locked in both consumers and producers, they harvested the surplus for themselves.

Today, delivery apps charge massive premiums to both eaters and restaurants, load up every order with junk fees, and clone the most successful restaurants out of ghost kitchens — shipping containers in parking lots crammed with low-waged workers cranking out orders for 15 different fake “virtual restaurants”:

https://pluralistic.net/2020/12/01/autophagic-buckeyes/#subsidized-autophagia

Delivery apps speedran the enshittification cycle, but Google took a slower path to get there. The company has locked in billions of users (e.g. by paying billions to be the default search on Safari and Firefox and using legal bullying to block third party Android device-makers from pre-installing browsers other than Chrome). For years, it’s been leveraging our lock-in to prey on small businesses, getting them to set up Google Business Profiles.

These profiles are supposed to help Google distinguish between real sellers and scammers. But Kiin Thai has a Google Business Profile, and searching for “kiin thai burbank” brings up a “Knowledge Panel” with the correct website address — on a page that is headed with a link to a scam website for the same business. Google, in other words, has everything it needs to flag lookalike sites and confirm them with their registered owners. It would cost Google money to do this — engineer-time to build and maintain the system, content moderator time to manually check flagged listings, and lost ad-revenue from scammers — but letting the scams flourish makes Google money, at the expense of Google users and Google business customers.

Now, Google has an answer for this: they tell merchants who are being impersonated by ad-buying scammers that all they need to do is outbid them for the top ad-spot. This is a common approach — Amazon has a $31b/year “ad business” that’s mostly its own platform sellers bidding against each other to show you fake results for your query. The first five screens of Amazon search results are 50% ads:

https://pluralistic.net/2022/11/28/enshittification/#relentless-payola

This is “going meta,” so naturally, Meta is doing it too: Facebook and Instagram have announced a $12/month “verification” badge that will let you report impersonation and tweak the algorithm to make it more likely that the posts you make are shown to the people who explicitly asked to see them:

https://www.vox.com/recode/2023/2/21/23609375/meta-verified-twitter-blue-checkmark-badge-instagram-facebook

The corollary of this, of course, is that if you don’t pay, they won’t police your impersonators, and they won’t show your posts to the people who asked to see them. This is pure enshittification — the surplus from users and business customers is harvested for the benefit of the platform owners:

https://pluralistic.net/2023/01/21/potemkin-ai/#hey-guys

The idea that merchants should master the platforms as a means of keeping us safe from their impersonators is a hollow joke. For one thing, the rules change all the time, as the platforms endlessly twiddle the knobs that determine what gets shown to whom:

https://doctorow.medium.com/twiddler-1b5c9690cce6

And they refuse to tell anyone what the rules are, because if they told you what the rules were, you’d be able to bypass them. Content moderation is the only infosec domain where “security through obscurity” doesn’t get laughed out of the room:

https://doctorow.medium.com/como-is-infosec-307f87004563

Worse: the one thing the platforms do hunt down and exterminate with extreme prejudice is anything that users or business-customers use to twiddle back — add-ons and plugins and jailbreaks that override their poor choices with better ones:

https://www.theverge.com/2022/9/29/23378541/the-og-app-instagram-clone-pulled-from-app-store

As I was submitting complaints about the fake Kiin scam-site (and Amex’s handling of my fraud call) to the FTC, the California Attorney General, the Consumer Finance Protection Bureau and Wix, I wrote a little Twitter thread about what a gross scam this is:

https://twitter.com/doctorow/status/1628948906657878016

The thread got more than two million reads and got picked up by Hacker News and other sites. While most of the responses evinced solidarity and frustration and recounted similar incidents in other domains, a significant plurality of the replies were scam apologetics — messages from people who wanted to explain why this wasn’t a problem after all.

The most common of these was victim-blaming: “you should have used an adblocker” or “never click the sponsored link.” Of course, I do use an ad-blocker — but this order was placed with a mobile browser, after an absentminded query into the Google search-box permanently placed on the home screen, which opens results in Chrome (where I don’t have an ad-blocker, so I can see material behind an ad-blocker-blocker), not Firefox (which does have an ad-blocker).

Now, I also have a PiHole on my home LAN, which blocks most ads even in a default browser — but earlier this day, I’d been on a public wifi network that was erroneously blocking a website (the always excellent superpunch.net) so I’d turned my wifi off, which meant the connection came over my phone’s 5G connection, bypassing the PiHole:

https://pluralistic.net/2022/04/28/shut-yer-pi-hole/

“Don’t click a sponsored link” — well, the irony here is that if you habitually use a browser with an ad-blocker, and you backstop it with a PiHole, you never see sponsored links, so it’s easy to miss the tiny “Sponsored” notification beside the search result. That goes double if you’re relaxing with a dinner guest on the sofa and ordering dinner while chatting.

There’s a name for this kind of security failure: the Swiss Cheese Model. We all have multiple defenses (in my case: foreknowledge of Google’s ad-scam problem, an ad-blocker in my browser, LAN-wide ad sinkholing). We also have multiple vulnerabilities (in my case: forgetting I was on 5G, being distracted by conversation, using a mobile device with a permanent insecure search bar on the homescreen, and being so accustomed to ad-blocked results that I got out of the habit of checking whether a result was an ad).

If you think you aren’t vulnerable to scams, you’re wrong — and your confidence in your invulnerability actually increases your risk. This isn’t the first time I’ve been scammed, and it won’t be the last — and every time, it’s been a Swiss Cheese failure, where all the holes in all my defenses lined up for a brief instant and left me vulnerable:

https://locusmag.com/2010/05/cory-doctorow-persistence-pays-parasites/

Other apologetics: “just call the restaurant rather than using its website.” Look, I know the people who say this don’t think I have a time-machine I can use to travel back to the 1980s and retrieve a Yellow Pages, but it’s hard not to snark at them, just the same. Scammers don’t just set up fake websites for your local businesses — they staff them with fake call-centers, too. The same search that takes you to a fake website will also take you to a fake phone number.

Finally, there’s “What do you expect Google to do? They can’t possibly detect this kind of scam.” But they can. Indeed, they are better situated to discover these scams than anyone else, because they have their business profiles, with verified contact information for the merchants being impersonated. When they get an ad that seems to be for the same business but to a different website, they could interrupt the ad process to confirm it with their verified contact info.

Instead, they choose to avoid the expense, and pocket the ad revenue. If a company promises to “to organize the world’s information and make it universally accessible and useful,” I think we have the right to demand these kinds of basic countermeasures:

https://www.google.com/search/howsearchworks/our-approach/

The same goes for Amex: when a merchant is scamming customers, they shouldn’t treat complaints as “chargebacks” — they should treat them as reports of a crime in progress. Amex has the bird’s eye view of their transaction flow and when a customer reports a scam, they can backtrack it to see if the same scammer is doing this with other merchants — but the credit card companies make money by not chasing down fraud:

https://www.buzzfeednews.com/article/rosalindadams/mastercard-visa-fraud

Wix also has platform-scale analytics that they could use to detect and interdict this kind of fraud — when a scammer creates a hundred lookalike websites for restaurants and uses Wix’s merchant services to process payments for them, that could trigger human review — but it didn’t.

Where do all of these apologetics come from? Why are people so eager to leap to the defense of scammers and their adtech and fintech enablers? Why is there such an impulse to victim-blame?

I think it’s fear: in their hearts, people — especially techies — know that they, too, are vulnerable to these ripoffs, but they don’t want to admit it. They want to convince themselves that the person who got scammed made an easily avoidable mistake, and that they themselves will never make a similar mistake.

This is doubly true for readerships on tech-heavy forums like Twitter or (especially) Hacker News. These readers know just how many vulnerabilities there are — how many holes are in their Swiss cheese — and they are also overexposed to rise-and-grind/passive income rhetoric.

This produces a powerful cognitive dissonance: “If all the ‘entrepreneurs’ I worship are just laying traps for the unwary, and if I am sometimes unwary, then I’m cheering on the authors of my future enduring misery.” The only way to resolve this dissonance — short of re-evaluating your view of platform capitalism or questioning your own immunity to scams — is to blame the victim.

The median Hacker News reader has to somehow resolve the tension between “just install an adblocker” and “Chrome’s extension sandbox is a dumpster fire and it’s basically impossible to know whether any add-on you install can steal every keystroke and all your other data”:

https://mattfrisbie.substack.com/p/spy-chrome-extension

In my Twitter thread, I called this “the worst of all possible timelines.” Everything we do is mediated by gigantic, surveillant monopolists that spy on us comprehensively from asshole to appetite — but none of them, not a 20th century payment giant nor a 21st century search giant — can bestir itself to use that data to keep us safe from scams.

Next Thu (Mar 2) I'll be in Brussels for Antitrust, Regulation and the Political Economy, along with a who's-who of European and US trustbusters. It's livestreamed, and both in-person and virtual attendance are free:

https://www.brusselsconference.com/registration

On Fri (Mar 3), I'll be in Graz for the Elevate Festival:

https://elevate.at/diskurs/programm/event/e23doctorow/

[Image ID: A modified version of Hieronymus Bosch's painting 'The Conjurer,' which depicts a scam artist playing a shell-game for a group of gawking rubes. The image has been modified so that the scam artist's table has a Google logo and the pea he is triumphantly holding aloft bears the 'Sponsored' wordmark that appears alongside Google search results.]

[yuri-for-businesswomen]

men feel more sorry for western men being „scammed“ by global south women than the fact most impoverished women with no access to education/viable income in tourist destinations are raised to believe the best thing that can happen to them is a western man falling in love with them and taking them with him. and then they complain that some white guy‘s abroad „girlfriend“ who he sends a monthly allowance to after meeting her on vacation (surely not with the expectation of sex whenever he visits or for her to become his dependent live-in maid and sex doll if he decides to marry her so she gets a visa) has other boyfriends who send her allowances like she isnt just playing the game she was forced into. people describing sex tourism and sex tourist relationships as „mutually beneficial arrangement“ fuck you it could not be more unequal. im actually so embarrassed for white people who go on vacation in countries that are not white dominant and feel flattered by the attention. youre not special people just hope for a better life and know that white tourists tend to have money and/or if youre a white woman they consider you more „valuable“ because they devalue their own women and fetishise whiteness 🙏 trust me that 20 years younger underprivileged person is not in love with you and im sure deep down you know that but carry on because you like that you hold all the power in the relationship. but yeah aww those poor people just looking for love lmao