#student money

[incognitopolls]

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[prussianmemes]

arguing with a friend over not all zoomers abandoning normal wallets. i love my george costanza oversized dad wallet. how could you not love a pocket office...

let me hear your wisdom in notes!!!

[thepioden]

One thing that is often overlooked with federal student loan forgiveness is that for every outstanding loan, the federal government is giving taxpayer money to a massive private fintech contractor to service that loan. It actively costs the government money to have loans outstanding. It is more expensive for the government to have someone who is on a low or no-pay income driven plan sit on that debt for 20 years than it would be to just forgive it outright today.

So like. Your tax dollars could go to relieving the debt burden of some struggling millennial OR they can line the pockets of Aidvantage's CEO, but that money is being spent either way.

[thesecrethistori-an]

Breakfast for a very slow morning that should not be a slow morning

PhD Day 27: I have 4 days to finish my grant application and I still feel lost but I guess the only way out is through

[moonwoodhollow]

"Okay, so this is my ... uhm desk setup and yeah, as you can see I love horror movies and photography, yeah ... and I collect DnD miniatures, uhm, what else is there to say? [...]" - Henry, wannabe streamer with 5 subscribers

[nin-nyan-ve]

बारा.

Nihilism and Absurdism

one/?

[plushri-moved]

edited 22/02/2024 - my mum helped me raise the match goal from £100 to £200

edited again 22/02/2024 - I met and exceeded my goal! Donations are still very welcome because I think it's really impactful to show our collective donations, I will close this on the 27th when I am paid and can make my donation

Idea credit goes to @ibtisams and I was inspired by @stuckinapril and @geekydragon !

I am doing a donation match!

I will match every pound donated, from now until next week, up to £200! I will donate £50 regardless of the outcome.

-

1. Donate any amount you can to one of the places below:

UNRWA | Palestine children's relief fund | esims (link is a how to guide!) | Operation olive branch (any family that resonates with you)

2. Send me proof/receipt showing the date and amount, cross out any other information you wish

(currency does not matter, I will convert it and donate the equivalent in GBP)

3. I will update in the reblogs how much has been donated so far, and will make my matched donation on the 27th of February (when I get paid the money I plan to donate)

I'm currently planning on splitting my donation across the above sources, but I will donate £200 total.

-

If we meet the match goal we will raise £400 for people who desperately need it right now! It's easy to feel a small donation doesn't help, so hopefully this is a way to illustrate how it all does really add up.

Any amount helps, if you have £1 to spare please do, but if you can donate more I urge you to

If you have nothing to spare, please reblog and do your daily click

[inkskinned]

oh you know it's all latestage capitalism but the thing is. how are you supposed to be a person inside of this. a person trying to be a better version of yourself.

oh, you started working young, which was kind of hard, but it's just the way stuff works sometimes. and it was 2008 and your family couldn't afford heat. but it's fine, you grow a spine and get used to the professional world and besides it was the suburbs we're talking about here, like, your life could have been actually hard, so what if your father lost his job and you can't afford to move or turn the lights back on. and once you start making money, it's good. you keep doing that. because now they're relying on you. so you have to do that.

oh you were in thousands of dollars of debt at 17 years old so that you could go to school, because you have to go to school if you want to get a "real" job. you even did it "right", you worked parttime and attended community college before you transferred to a public school. you were under so many merit scholarships.

which is fine. you pick yourself up and you say like, okay. i graduated college. i'm holding down a job. i'm doing the Adult Thing, which looks and acts like this, according to all the books i've read. you start with the shitty job and then you climb that corporate ladder.

but the shitty job doesn't cover rent and you stretch yourself too-thin so you get sick. good luck with that. the shitty job no longer pays for your meals. everyone asks why you don't just move, but there's nowhere to move to. and with what money are you going to be moving? and then the loans come back, because they were never going to forgive them, because you were 17 and trying to do the right thing, which was stupid. people are now saying you shouldn't have even gone to school.

which is fine. but because you have no other option, so you do the shitty job, and you apply every day for like 5 new ones, and despite the fact everyone says "there's no one who wants to work!" it's actually just that nobody is fucking hiring so you can either work for 13 dollars an hour in the shitty place you know (where at least you have a passingly friendly relationship with the manager) or you can start from scratch again with a different 13 dollars an hour without knowing how much abuse from the new job you'll be taking.

and if you quit you lose your insurance. if you quit you lose your housing. if you quit, you'll be another burnout kid. the lazy ones. these assholes, look at them!

and you come home to a family dinner and you hear from your father the same old thing. how he worked hard at his job and yes it sucked for a while but he was able to provide for the family and then the house and the dog and the rest of barbie's dream vacation. how the insurance did cover some of it. how you just really need to start speaking up more in manager conversations so they know you're a go-getter. you want to tell him - did you know we're actually doing more now hourly than any previous generation? - but you can't remember where you heard that statistic, and you're far too tired for the fucking argument. and then he starts in on his usual bit. where's the house? where's your kids? where's your ambition.

the same job the same money the same hours doesn't do it anymore. the same nose-to-the-grindstone now just shreds your face off. there's no such thing as upwards mobility, not really. and as far as you're aware, the money certainly is not trickling. you do the soulless stupid shit you signed up for because you fucking have to or else you literally risk your life (food, the apartment, the insurance), but it's not getting you anything. you download the stupid "save more" app and you budget and you do every right thing and then the price of eggs is 7 dollars and you say - oh great! another thing i have to fucking worry about now!

and you go to your stupid job and everyone in your father's generation just tells you to be better about being an adult. they have their homes and their savings account and their bailout and they say. well have you tried not drinking starbucks. well your generation just spends too much on clothing. well you might just be too addicted to travelling. and you - because you need the job - you bite your tongue and don't say i am being held prisoner and you're suggesting i stop pacing my cell if i don't like the scenery and you don't say what the fuck do you think i've been doing with my money and you don't say i haven't spent a cent on something nice in literally forever much less coffee you arrogant asshole. you open and close your bank app and check your loans and check your credit score and check fucking zillow and ziprecruiter and apartments.com just one time more. and still they give you that demeaning little grin and say - see, what you need is -

what you need is for your meds to stop being so fucking expensive. what you need is for the housing bubble to explode into dust. what you need is for billionaires to choke on their wealth. what you need is actual help. what you will get is more economic advice from people who are older-and-wiser.

and above you, almost in a glimmer, you can see the wedged smile of your debt getting toothier, wider.

[rabbitlantern]

If you could also add your age range in the tags that would be helpful (no other personal info plz). I’m using the results to help bulk up a research page I need for a uni art project (the brief sucks but it must be done)

[tariah23]

It’s so over for privileged kids (not really, I’m sure their wealthy parents will figure something out-)

[grandapplewit]

Harem AU where Shen Yuan transmigrates into one of Bingge’s wives shortly after he returns from the other world. After a brief (and frantic) realization that’s she’s a woman (and always has been, but we’re not getting into that right now), she delves deep into this harem drama she’s been thrust into. It’s not until she comes face to face with Luo Bingge that she realizes just WHICH harem drama she’s living, and immediately sets about making his life as good as she can manage. Oh, harem infighting is causing strain on his containers? Simply nudge Liu Mingyan and Sha Hualing into working together to manage the harem. The Northern Desert is hinging on disaster because of clerical neglect? One of her harem sisters has a brother who’s in need of a job, no stress. Luo Binghe’s kids are unruly and there’s no clear successor? She has a college degree and a little sister, teaching a dozen or so demonic children is a breeze! All in the name of giving Luo Binghe the time to find a new wife, of course, one who will disperse with the need for this sprawling harem, and once that happens she’s free to travel and document monsters to her hearts content.

[retrogamingblog2]

[suntails]

🐙⚔️

[incognitopolls]

We ask your questions so you don’t have to! Submit your questions to have them posted anonymously as polls.

[no-tengo-ojos]

I fucking LOVE having mutuals, they’re all so fun and I would kill if any of them asked me to

[jacquesthepigeon]

Can ML release and massively fuck up S6 already? I need something to focus on that isn’t as sad and pathetic as the realities of working adult life