#money spending habits

[allowmetohityouwithmyreblog]

All I’ve been able to think after seeing Deadpool and Wolverine is just

Wow

This movie was the love story Wade thought the first movie was.

Go on, tell me I’m wrong.

[karlydraws]

All the Maid day stuff reminded me of this sketch lying forever in my drafts

[milkoomi]

₊˚⊹ ᰔ a guide to maintaining financial wellness ᝰ.ᐟ

having good money habits can be insanely difficult. i know i personally struggle with impulsive spending, and i’m sure we’ve all fallen victim to the “i’m just treating myself” mindset. financial stress and even financial depression can feel so daunting and overwhelming, so i’m here to help you guys (and myself as well) manage your money better!

let’s begin !!

ᝰ.ᐟ set aside funds

it’s important that when every paycheck hits your bank account to immediately set aside some funds into your savings account. whether it’s 10-20% of your paycheck or even $20-$100, set aside some money into your savings!

it also might help to have that savings account be locked so that you can still put money in, but you can’t take money out. let that savings amount pile up and don’t touch it until you’re absolutely ready to make that big purchase!

ᝰ.ᐟ set aside any cash

get a piggybank or even one of those money organizing binders to set aside any cash that may come your way! keep that cash away from your wallet so you won’t be tempted to use it in any outside purchases. and, same as the first point, that cash will start to pile up!

ᝰ.ᐟ purchase needs rather than wants

let’s start getting out of that “i’m gonna treat myself” mindset!! while it’s nice to treat yourself, we really should only be doing it every once in a while. we can also find different ways of treating/rewarding ourselves that don’t require spending any money! (i can make a separate blog post on this if you guys would like!)

especially when you’re trying to save up for school, a new apartment, a new car, or whatever it may be, it’s really important to keep your purchases to only things that are absolutely necessary.

ᝰ.ᐟ keep track of automatic payments

especially if you have a subscription of any kind, keep track of when those automatic deductions from your account are happening. make note of when your next billing date is and how much you’re being charged for each month/year.

this would also be a good way to determine what subscriptions you really need/want to keep and which ones you can do without and unsubscribe to! i did a full cleanse of my subscriptions list and kept the ones i definitely wanted to keep. sometimes you never really realize how much money your losing when you’re subscribed to things that have no use to you anymore!

ᝰ.ᐟ plan accordingly

when your paycheck comes in and you have all these payments that are coming up yet you still need to buy groceries or get gas or whatever, make sure to plan your funds ahead of time! this way, it’ll help you budget for your groceries & any other necessities as well as help you determine how much money you can set aside into your savings and even calculate how much extra funds you might have to spend on for more personal things!

𝜗𝜚 final notes 𝜗𝜚

don’t let these tips make you feel like you can’t treat yourself to something! as i mentioned earlier, you can still treat yourself to nice things, but it might be best to do it once in a while! i know most of us associate success with money, and to reach success with money we have to learn to be more mindful about how we spend our money and how we manage it.

live and love, babe.

sincerely, juno ⭑.ᐟ

[xxplastic-cubexx]

Read one of your asks which is how I found out that Cherik have a COMIC CANON LOVECHILD WHAAAAAAAAAT

you will address onslaught correctly alright that is their canonical love/hate mpreg brain baby child

[hairtusk]

i'm trying to save £5000 this year so I can move into my own house by next summer, but the second i realise i'm not as broke as i thought I was for a month i'm on ebay looking at mid century modern furniture.... girl you're going to be living with your parents forever !!!!!!!

[softichill]

I shouldn't have a debit card while I'm hyperfixating

[peanit]

while i think the "you'll never buy a house if you go out for coffee" thing is stupid, i also think the treating yourself culture (i.e. i just need a little treat..) is influencing peoples spending habits/consumption in a bad way. you dont need that thing from amazon

[thevoiceofdesertbluffs]

me when a game (for children) i play adds paid (real money, not premium currency) gacha mechanics featuring fantasy animals, starting with unicorns (a highly predatory tactic, especially in the context of children)

[andreajingling]

He’ll get em next time.

[monsterkong]

Rethinking Our Disposable Culture: How to Spend Wisely and Sustainably in the 21st Century 🌍💚

As we delve deeper into the 21st century, our society stands at a crossroads. The path we've been on—characterized by a growing throwaway culture fueled by increased disposable income—is unsustainable. It's time to consider how we might turn the tide.

The Economics of Disposability

Disposable income has undoubtedly improved living standards for many. Yet, this financial flexibility has also led to an increase in disposable products, fast fashion, and rapidly obsolete technologies. This trend is economically beneficial in the short term but environmentally and socially detrimental in the long run. 📉🌎

Rethinking Consumption

To mitigate the impact of throwaway culture, a shift in consumer mentality is essential:

Value-Based Spending: Align your spending with your values. If sustainability matters to you, support brands that prioritize eco-friendly practices.

Invest in Repairability: Choose products designed for longevity and that can be easily repaired, reducing the need to buy new.

Community Engagement: Get involved in or start local initiatives that promote sustainable living, from community gardens to tool-sharing libraries.

Policy and Change

Policy change can also drive significant shifts. Advocating for regulations that require producers to be responsible for the lifecycle of their products can decrease the volume of waste generated.

By adjusting how we view and utilize our disposable income, we can combat the rise of throwaway culture. It's about creating a future where we value what we own, understand the true cost of disposability, and choose a sustainable path forward. 🌍💚

Each of these posts could be adapted for platforms like WordPress, Medium, and Tumblr, considering the audience's preferences and engagement styles on each. For WordPress and Medium, a more formal and informative tone can be used, while Tumblr allows for a more casual and direct conversation style, incorporating relevant images, gifs, and interactive elements to engage the readers effectively.

[lord-shitbox]

drawing jangle x ais rn & cannot stop losing my shit thinking abt this text I got sent the other day

[nightghoulz]

I finished drawing the bare bones sketch of one of my night lord ocs. (Will finish concept before I show it because I WILL change my mind) And I’m proud of the armor but that’s not the point.

Anyways! She will have a brother, though I can’t decide if they will be twins or just siblings. I feel like twin psychic shit (because yay fun night lords powers that drive them nuts) would be cool to explore. But I could do that with siblings too.

I’m finalizing a few design things for now. One, can’t decide what her hair will be. I can only draw teeny nearly bald hair or sanguinius magnus whatever level hair. No in between- and I’m so sick of having to do it so my wrath will decide for me tomorrow (technically later today) maybe the brother will be spared that curse.

Also can’t decide if she should get fucked up by the inquisition or something else. Leaning towards inquisition because I have a cool idea B)

And then she’ll get a gf eventually because I <3 women yay. either sister of battle or inquisition and it won’t work well but we will deal with that as it comes! Maybe a bf. I don’t know whatever comes out looking interesting.

[randomfandomss]

Honestly I expected to be unable to stop thinking about Macbeth once I'd seen it but instead I'm not able to get The Importance of Being Earnest out of my mind...

[astro-b-o-y-d]

Found out yesterday that my new phone can in fact run Cookie Run Kingdom, so I may be in trouble

[ai-the-broccoli]

aaghh I hate health anxiety ocd (or whatever you call it), it's literally doing nothing other than contributing to make my health worse

... wait actually, does anyone have like, tips/advice for that kind of thing? I really think I need some help with this one

[milo-is-rambling]

Need someone rich to decide they want to give me like a thousand dollars to completely change my life