#insurance savings plan
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Savings Plans - Buy Best Saving Plan Online in India 2024
Savings Plan
A savings plan helps you get guaranteed returns against fixed monthly or yearly premiums. Further, these plans also offer a life cover that helps safeguard your family’s financial future.
What are Savings Plan?
An insurance savings plan is a financial tool that combines the benefits of a robust savings strategy with the security of insurance and guaranteed returns. Understanding how an insurance savings plan works can help you build a strong foundation for financial security. The best insurance savings plan offers a systematic approach to consistently setting aside a portion of your income, allowing you to accumulate funds over time. It provides a disciplined framework for allocating resources wisely, managing expenses effectively, and prioritizing your financial goals. By opting for an insurance savings plan, you can also adopt healthy financial habits and be better prepared to handle unexpected challenges and expenses.
Types of Savings Plan Saving money is ideal for financial planning, ensuring a user has a safety net for emergencies, future expenses, andlong-term plans. Savings plans are tailored to meet different needs and preferences. From traditional options like fixed deposits tomoderninvestment avenues like mutual funds, understand the diverse savings plans available in India.
Fixed Deposits Fixed deposits are India's most popular andcommonsavings instruments. Banks and financial institutions offer them as a way to allow individuals to deposit an amount for a fixed period at a predecided interest rate. Fixed deposits also provide capital protection and a guaranteed return, making them a secure option for conservative investors.
Recurring Deposits Recurring Deposits (RDs)are one of the commonfamiliar savings option for people who wish to deposit a fixed amount regularly, often monthly, for a pre-decided period. RDs offer flexibility regarding investment amount and duration, and they are agood optionfor individuals who build savings through disciplined and regularintervals..
Public Provident Fund (PPF) Public Provident Fund is astableand long-term plan the Government of India offers. PPF accounts have a lock-in period of 15 years, offergoodinterest rates, and offer tax benefits under Section 80C of the Income Tax Act. They also suit people looking for tax-efficient long-term savings with guaranteed returns.
National Savings Certificate National Savings Certificate is an instrument with a fixed maturity period and interest rates offered by the Government of India. NSC offers tax benefits under Section 80C and can be bought from post offices across India. It also provides a safe and reliable avenue for people looking to accumulate savings over a fixed period.
Sukanya Samriddhi Yojana SSY (Sukanya Samriddhi Yojana) is a savings plan for girls to promote their education and contribute towards their marriage expenses. It offers impressive interest rates, tax benefits under Section 80C, and partial withdrawal options after the girl child is of a certain age. SSY is a great savings option for parents looking to secure their daughter's tomorrow.
Employee Provident Fund Employee Provident Fund is an unavoidable savings scheme after retirement for employees in India. Both the employer and the employee contribute towards the fund, and the amount collated can be withdrawn at retirement or in case of emergency. It also offers tax benefits and is an essential retirement savings tool.
Mutual Funds MFs are schemes that collect funds from multiple investors to put money into a wide-ranging portfolio. They also offer a range of options catering todifferentrisk management profiles and investment plans. Italso offersprofessional management, liquidity, and a great chance for higher returns over the long-term goals.
Unit-Linked Insurance Plans ULIPs combine insurance coverage and investment options, allowing policyholders to invest in various fund options basis on the risk appetite and financial goals. Unit-linked Insurance Plans also offer flexibility, and potential for wealth creation, making it a great choice for long-term financial planning.
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love how my shitty health insurance chose THE perfect time to expire. just really impeccable timing
#pentababbles#it expired on november 1st out of nowhere#i was on my dad's health plan but he got a job with a separate health plan and forgot to renew his other insurance#i was supposed to be able to stay covered under united healthcare until 2026.#sure that would've only given me two more years but at least then i'd have time to plan what to do next#what's especially annoying is how much trouble i had with my insurance previously when i tried switching my pcp#and this happens to be THE time of year when i typically get sick#just this september i was hospitalized for a severe asthma attack/respiratory infection combo#which could've been prevented if i could've gotten my asthma medicine from my allergist sooner#but ofc i had to go thru a ridiculous snafu dealing with doctors and insurance just to get a damn referral#and literally on the day my insurance ran out i caught a cold.#i'm running low on my antidepressants and my asthma medicine already.#i have a little money in my savings for emergency so if worse comes to worse i can at least get my medicines refilled#but. i can't go back to the doctor for more tests bc it'll cost too much.#i only have a part time job as an assistant teacher. i only get paid hourly and it's not that much#even if i did get a salaried position at this job the insurance benefits aren't that great and the pay is much better#plus since i work with kids they're very germy so i'm always at risk of getting sick and having to go to the doctor#i don't want my insurance to be tied to my job but i need to get a better job anyways. so i can start digging myself out of this hole#i need to get my vaccines updated stockpile lifesaving medications and get a new job with insurance before jan 20#bc i need to survive. i need to outlive the empire no matter what#and i need to be there for my friends
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the difference between the triumph in 'i found you!' and the shame in 'you've found me.' is proof enough!!!
#distext#i feel strongly enough abt this one to tag it#the silt verses#youve found me and the god i unwittingly fed-- it was never yours but it was mine and you stayed because you found me.#blah blah the narrative twists to incorporate the listener's hopes and desires for a happy ending blah blah#but the god is not capable of denying the rapture in the journey. it is in fact all it has to offer.#sebastian being unhappy *now* doesn't mean that the god is unfed. of course not. the journey is eternal.#but the lingering doubt would not have been centered upon his lifelong traveling companion. because that *spoils it!*#there is no journey in staying here. staying here is an ending. and the other narrative can't bloom with such a shadow hanging over it.#hope exists. of course it does. it must. but it isn't like. saccharine and revisionist.#not the decision to stay in the place of potential and never see and ending through.#dev calls him sebastian. whether it's an attention check (are you listening?) or a slipup back to formality it is a fuckup.#in much the same socially inept way that 'let's stay here' was such a desirable idea for your lover this morning you dont even consider NOW#elephant. elephant is what i meant.#anyway. meta fodder for the listener (i dont have the commentary but ive seen the phrase 'coin-flip') vs. watsonian social interactions.#........ frankly i dont think that sebastian gave enough of a fuck to pick a winner between hayward and carpenter either but that is just m#i think there's probably something smart to say about how moving forward this season involves nothing but uncertainty#where even following the cairn maiden to an assured ending leaves the pulsing question of when#but man im just upset. gay sex saved the day solved the mystery and now we're going back to get shotgun married to dodge the draft#if you dont have your own insurance plan your spouse's is fine.#sorry. what was i talking about?#right. there isn't a joy in this. there is no definite moment where the hurt- this trauma. the fog.- would pass and settle into comfort.#and among all of the promises and threats. it would only hurt for a moment.#nope! congrats. scarred for life you have to keep on living and difficult conversations you have to keep on having and continued awkwardnes#can't catch me suicide metaphor i'm gay as fuck. anyways#podcast tag#tsv spoilers
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prescription drug prices in these united states are so bizarre. each single dose of my migraine meds is over $100. like it’s 5 mg. that much gold would cost 31 cents.
#‘your insurance saved you $692 dollars on your medication (singular) this month!’#i mean that’s great and well worth the six months of suffering i spent on five meds that didn’t work to get through your fail first plan#but like you are actually like half of the problem here#i’m fuckin stockpiling this before insurance changes their formulary again i will take expired ones for 10 years i don’t even care
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If i don’t get an update soon on my god damn top surgery insurance negotiation im going to lose my fucking mind
#it’s been just. a fucking absurd amount of time#mostly not their fault in that my dad fucked everything up last year by dropping me from his insurance without prior notification#and i had to go through authorization + LOA negotiations all over again with my new plan once i FINALLY got said plan#and now im at that LOA part again which is almost entirely out of my hands (negotiation of coverage between the clinic and my insurance#cause the clinic is out of network and blah blah blah)#so I don’t really know what’s going on and I just have to wait indefinitely until they contact me. it’s been 3 weeks since I last messaged#them begging for an update. it’s been much longer than that since the LOA thing started#funny that this is Still preferable to if I went with the in-network location I was originally referred to. which I called in January 2024#just to be told the soonest CONSULTATION appointment would be in late January of 2026#again just for the consultation. god knows when the actual surgery would be#so. all things considered I think i chose the best option I could here but ghrgsggsgghh im still losing my mind#I hate having no timeline and no idea what’s going on and I just have to wait and pray#I can’t even start planning or anything re: money + booking a hotel + etc#beyond like. just generally saving money. which I certainly have been trying to (with moderate success)#actually pretty decent success if things keep going the way they currently are + I get my financial aid money throughout the year#does not help though that I have literally no decent point of reference for what my insurance might have me pay out of pocket#like taking a shot in the dark (+ some reddit posts that Might apply)….maybe 4-7K out of pocket?#but I don’t know man. I really do not know#im just hoping going through all this is worthwhile and I don’t waste all this time just to be given an estimate that’s not even that#different from the totally out of pocket cost#at least I have like three different ways of getting massive hotel discounts that’s a godsend#sigh#kibumblabs
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Also, I've gotta get my budget under control. I have a lot of new expenses coming up, and I've gotta start saving money again. UGHGGHH so that's another goal of mine for the rest of the year.
#personal#Rent is going up and I need to get new car insurance and I gotta start paying my parents for my cell phone bill (we're on a family plan)#And I need two crowns on my teeth#and I've gotta start saving for a new car
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with my new insurance, it's official: buying my narcolepsy meds from india on the gray market with bitcoin would be cheaper than getting them from the pharmacy with insurance. woooo america love u private healthcare yeaahhhh babey USA USA USA
#the little pharmacy tag says “your insurance saved you $1799.00 for this one month supply!” no the fuck it didn't#someone somewhere made up fake dollars in monopoly money. that never existed. those just aren't real#i am paying a few extra dollars per month to Not do bitcoin purchases as my A plan and i guess to pay towards my deductible#I'm good for the money I'm not struggling to cough it up or anything I'm just. hgrgehjasbbdbakkanskalamfnanakdkdla.#first time getting Extremely Necessary for Functioning meds on the new insurance and I'm grumbling#i know how much they cost!!! it's not that!! and i know that bc insurance is always delaying things and i have to get it from overseas#like last year when they had over 180 days' accumulated delay in filling things and I ran through my entire stockpile and then some#how do you fuck up HALF THE YEAR in pieces like that???#grumbling#don't know how to redirect this into a useful emotion
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got bad financial news and I'm going through the seven stages of grief about it
#cipher talk#My job didn't work me this past summer regularly so I made half the income I should#So I'm trying to save up money in case that happens again#They didn't plan that; they had a summer position lined up for me but we lost three contracts#Anyway I'm trying to save up something. Just in case#But my step fathers car insurance isn't getting renewed come November and he's implied he won't add me to the new one#And I just got a new one at a frankly murderous rate (270$ a month)#Went to visit him and asked him about proff I was on it and I was never added at all. Just my car#So I have to tell my insurance that and they'll definitely raise my rate#And if it's over 330 a month I'm just gonna have. To cancel it and ask if they'll refund my deposit#Previously I was paying him 150 for it every month so long as I had work (so not over the summer)#So I've gone through 'maybe I should get married' to 'maybe I should just die'#I'll be barely scraping by.#Like. As it is with the 270 ill have 130 left over every month IF my job works me during fall and winter break#And I want to back on hrt. But it'll cost me.#And I need new tires. And other car repairs#And I would like to have spending money.#And if it raises to 330 I'll have 70 left over. Every fucking month#Unless I stop saving for summer. In which case I have 270 left over.
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Designing a virtual pet application which promotes household recycling actions for Gen A (children between the age of 7-11) and drawing up the illustrations for it. It's so cutesy and well-oiled, I am impressed with myself
I'm adding mini quizes, daily missions (home tasks, such as collecting all the PET bottles and handing them in). There's even gamification elements (think of Duolingo's earning points, streaks, competing and connecting with friends, etc), and a planet earth to keep as your pet and will blossom with the more points you earn 🌍🌸
Actually a freak project gone serious!
#Didn't plan on adding a new project but this one will up the overall quality so much (+ I hadn't created for kids yet as the target users!)#Might feel groovy later and intermediately post some fun visual updates on here this or next week#I'm thinking of narrowing down the research sections on 2 other projects so this one + the travel insurance app become highlighted cases#Less is more. Plus it'll save so much time and frustration#Which means I can land a job + get my hands on actual briefings and real projects much sooner 🙏#personal#UX
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why is having a social life so expensiveeee
#my biggest expenses apart from rent and health care because germany has an insurance provider system and not a tax-based state system#(i feel bamboozled' how is this 'free' healthcare)#so anyway my biggest expenses apart from those are food and going out#but i can save a lot of money on food if i plan and budget really well#it's not a nice way to live but it's doabel#doable#but a social life however
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another day another why must my mom make everything as difficult as possible
#girl i did not want you to be attached to my health insurance at all but unfortunately you made a decision w/o my knowledge that#meant i could only be claimed as your dependent! i do not want you do be involved! it was not in my plans to have to include you!#so stop getting mad over having to be involved already dawg i have medications i need to take and i cannot even Ponder top surgery (life#saving care btw) until i get it back. and even then its a year-2 yrs at least process. so. you canguess i may be eager to get it back#the whole reason i lost it in the first place was because my mom purposefully took me off after i moved out#(she lied and said she didnt but she did)#but instead its “ooohhhh why do you hate me so much ooohhh youre so selfish and lazy ohhhhh dont u care about my problems”#like girl do not act like i wasnt giving you ultimatums for like 2 years before i moved out u know why i dont want to be aorund u#the only positive is reading that text message at 8am kept me awake so i didnt overlseep today#which is a win. i would love to stop oversleeping. but i am so stressed
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my mum out of nowhere threatened to check my bank account bc 'girls your age are saving money for their wedding' 😃 let's be so serious right now
#ameera speaks#for a year i only made £200 a month and had spent all of my money when my brother tricked me into paying his car insurance (told me it was#a one time purchase and then had me pay it solo without telling me) £120 on driving lessons. my lunch at work. and then like the actual#stuff i wanted and NOW im making a substantial amount of money and ive rebuilt my savings account and shes mad#like i dont wanna show off or anything u guys but im not like broke (right now) like i kust got paid and no moneys been takej out of my#account yet AND i told her the other day that im planning on finally bidgetig my monthly expenses so i can save more money#but every thing i do with good intentions she twists and deforms#ALSO it must be known u guys. im no where near getting married#no one wants me
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Beginning to really wonder how much of my financial concern is manufactured and handed to me as opposed to something I'm genuinely concerned by
#bc like. i'm getting by just fine. i don't have anything to be reasonably worried about#but also when i was a kid my father would break down my mother's paycheck and basically explain how broke we were#and that May Have Affected Me Somewhat#as well as just. the way you consistently see the advice to just save! don't get takeout! necessities! and i'm not intent on living like#a monk nor am i intent on being on that grindset for financial gain#it's like i don't intrinsically care but i have so many messages given to me about how i need to care a lot and it puts me in a weird spot#i am simultaneously standing still and moving at mach speeds#i mean right now i just need a safety net while in between jobs; after that i need to save up to move out of state bc the uh#political situation and upcoming presidential election don't seem very sustainable for someone like me anymore#they weren't to begin with but i don't wanna stick around to see how bad it's gonna get#but it's like. okay and then what? save for what? going back to school i guess? idk#i feel like i keep asking myself what i'm trying to accomplish and keep trying to force myself to have answers#here and now when i have to be okay with taking things one step at a time instead of having everything here and now#it's simultaneously fine and terrible and i am holding two conflicting yet equal truths#i feel i may have a clearer head once i leave my current job. i'm trying to look but nothing feels appealing given how#burnt out i already feel. i dread going back into my workplace and i fear it's showing to the patients and i don't want that#i want a month off to rediscover who i am as a person outside of getting yelled at in retail and then pick something back up#could be feasible. genuinely could be. i need to sort out the health insurance aspect but. that's lowkey the plan?#to construct a financial safety net and then slam on the breaks for a while; see if i can strike up a deal with the staff about me#coming in for specific tasks bc we already know i'm quick and efficient with the inventory so i do have a little leverage#you know what. this is getting some of it off my chest and i'm starting to feel confident again lmao#i won't be doing weekends starting either next week or the week after so that's a start! i just think i want everything done right now#bc i'm afraid i won't have the chance again but i will. i definitely will#i just need to let myself get to that point; it's just the immense drain from the register work and the Everything that comes with retail#also having to accept that it's okay to leave this; there's not something wrong with me like. ''not being able to handle it'' or w/e#no mindfulness or detachment could've saved me; it was shit and i'm hitting the bricks and that's all there is to it#i've been thinking a lot about it all lately bc it's what's most prominent in my life rn of course#idk. pondering. introspecting. as i am wont to do#anyways if you've read all this you're a real mvp and i am kissing you on the hand#shai speaks
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Navigating Your Federal Retirement Journey: Essential Training for FERS Employees
For federal employees enrolled in the Federal Employees Retirement System (FERS), planning for retirement is a complex and often daunting task. With a myriad of unique provisions, annuity options, and retirement strategies, it's crucial for FERS employees to receive the appropriate training to make informed decisions about their financial future. In this article, we will explore various training programs available to FERS employees to help them navigate the intricacies of the FERS retirement system.
FERS Annuity Training
Understanding the FERS annuity system is fundamental to planning a successful retirement. FERS annuity training provides federal employees with the knowledge they need to calculate their annuity benefits accurately. This training covers the different components of the FERS annuity, such as the Basic Benefit, Social Security, and the Thrift Savings Plan (TSP). By participating in this training, FERS employees can ensure they make well-informed choices when it comes to their retirement income.
FERS Special Provision Employee Training
FERS Special Provision Employees have unique retirement rules and benefits that differ from the standard FERS guidelines. Specialized training programs are available to help this subset of federal employees understand their specific retirement options. This training delves into the nuances of special provisions, such as law enforcement, military service, or specific agency requirements, ensuring that these employees are well-prepared for retirement under their unique circumstances.
FERS Retirement Training
General FERS retirement training provides comprehensive insights into the retirement process for all FERS employees. This program covers the eligibility criteria, annuity calculation methods, and other essential aspects of the FERS retirement system. FERS retirement training offers a solid foundation for planning retirement and making crucial decisions regarding annuity options.
FERS Law Enforcement Officer Retirement
Law enforcement officers under the FERS system have distinct retirement needs and regulations. Specialized training programs for law enforcement officers address these unique requirements, covering topics like the Law Enforcement Officer (LEO) retirement category, service credit, and eligibility criteria. This training helps law enforcement officers make informed choices about their retirement.
Federal Employee TSP Strategies Training Tampa
The Thrift Savings Plan (TSP) is a key component of the FERS retirement system, allowing federal employees to save for retirement. Training programs in locations like Tampa focus on TSP investment strategies, helping employees understand how to maximize their TSP accounts to secure a comfortable retirement. These programs cover investment options, contribution limits, and withdrawal strategies.
FERS Special Retirement Supplement Training Workshops Orlando
The FERS Special Retirement Supplement is designed to bridge the gap between federal retirement and Social Security benefits. Training workshops in locations like Orlando provide valuable insights into how this supplement works, when it applies, and how it impacts retirement income. Understanding the supplement is critical for FERS employees who retire before becoming eligible for Social Security.
ChFEBC Retirement Training Texas
Chartered Federal Employee Benefits Consultants (ChFEBC) offer specialized retirement training in Texas. These consultants are well-versed in the intricacies of the FERS system and provide personalized guidance to federal employees. ChFEBC retirement training in Texas caters to the specific needs of each employee, offering tailored solutions and strategies to ensure a successful retirement.
FERS Survivor Benefit Training Orlando
FERS Survivor Benefit Training in Orlando addresses the important topic of survivor benefits. It is essential for FERS employees to understand the survivor annuity options available to their spouses and beneficiaries in the event of their passing. This training covers the eligibility criteria, annuity amounts, and the impact on survivor finances.
Conclusion
Navigating the Federal Employees Retirement System (FERS) can be a complex and challenging journey. To ensure a smooth transition into retirement and make informed decisions, FERS employees should take advantage of the various training programs available. Whether it's annuity training, special provision employee training, or Thrift Savings Plan strategies, these programs offer the knowledge and expertise needed to secure a comfortable retirement. By investing in proper FERS training, federal employees can make well-informed choices and embark on their retirement journey with confidence.
#fers special provision employee training#fers special retirement supplement workshops#thrift savings plan - tsp training orlando#Federal Group Life Insurance FEGLI Workshops Phoenix#FERS Law Enforcement Officer Retirement Training Workshops Kansas City#FERS Firefighter Retirement Training
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people who have bought cosplays! what price is reasonable
#especially uniform types!#there are some that run around 40-60. i think thats reasonable#however! there are also some that run up to 120. i will admit that the quality does appear to be markedly better#this is for kny specifically lmao now that i know i got the table and im doing the wig im in here for real i guess lmao#i was kinda planning to just get the uniform and if the haori specifically was bad i could redo that and the spats#but like. id really rather not LMAO#but ALSO.......................... a 60$ markup...........#i saved a significant amount of money splitting the table but i did also lose up to 90 just for insurance. so =s#also it doesnt help im already on a spending streak today. on stuff i Need but adfhgdfg#OHH I COULD CHEAT.... teacher kyojuro#way to make me feel worse about not becoming a teacher agdhfg ���😭😭😭😭😭😭
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Look.
I have made you a chart. A very simple chart.
People say "You have to draw the line somewhere, and Biden has crossed it-" and my response is "Trump has crossed way more lines than Biden".
These categories are based off of actual policy enacted by both of these men while they were in office.
If the ONLY LINE YOU CARE ABOUT is line 12, you have an incredible amount of privilege, AND YOU DO NOT CARE ABOUT PALESTINIANS. You obviously have nothing to fear from a Trump presidency, and you do not give a fuck if a ceasefire actually occurs. You are obviously fine if your queer, disabled, and marginalized loved ones are hurt. You clearly don't care about the status of American democracy, which Trump has openly stated he plans to destroy on day 1 he is in office.
EDIT:
Ok fine, I spent 3 hours compiling sources for all of these, you can find that below the cut.
I'll give at least one link per subject area. There are of course many more sources to be read on these subject areas and no post could possibly give someone a full education on these subjects.
Biden and trans rights: https://www.hrc.org/resources/president-bidens-pro-lgbtq-timeline
Trump and trans rights: https://www.aclu.org/news/lgbtq-rights/trump-on-lgbtq-rights-rolling-back-protections-and-criminalizing-gender-nonconformity
The two sources above show how Biden has done a lot of work to promote trans rights, and how Trump did a lot of work to hurt trans rights.
Biden on abortion access: https://www.cnn.com/2022/07/08/politics/what-is-in-biden-abortion-executive-order/index.html
Trump on abortion access: https://apnews.com/article/abortion-trump-republican-presidential-election-2024-585faf025a1416d13d2fbc23da8d8637
Biden openly supports access to abortion and has taken steps to protect those rights at a federal level even after Roe v Wade was overturned. Trump, on the other hand, was the man who appointed the judges who helped overturn Roe v Wade and he openly brags about how proud he is of that decision. He also states that he believes individual states should have the final say in whether or not abortion is legal, and that he trusts them to "do the right thing", meaning he supports stronger abortion bans.
Biden on environmental reform: https://www.whitehouse.gov/briefing-room/statements-releases/2021/10/07/fact-sheet-president-biden-restores-protections-for-three-national-monuments-and-renews-american-leadership-to-steward-lands-waters-and-cultural-resources/
Trump on environmental reform: https://www.nytimes.com/interactive/2020/climate/trump-environment-rollbacks-list.html
Biden has made major steps forward for environmental reform. He has restored protections that Trump rolled back. He has enacted many executive orders and more to promote environmental protections, including rejoining the Paris Accords, which Trump withdrew the USA from. Trump is also well known for spreading conspiracy theories and lies about global climate change, calling it a "Chinese hoax".
Biden on healthcare and prescription reform: https://www.hhs.gov/about/news/2023/06/09/biden-administration-announces-savings-43-prescription-drugs-part-cost-saving-measures-president-bidens-inflation-reduction-act.html
Trump on healthcare reform: https://www.cnn.com/2024/01/07/politics/obamacare-health-insurance-ending-trump/index.html
I'm rolling healthcare and prescriptions and vaccines and public health all into one category here since they are related. Biden has lowered drug costs, expanded access to medicaid, and ACA enrollment has risen during his presidency. He has also made it so medical debt no longer applies to a person's credit score. He signed many executive orders during his first few weeks in office in order to get a handle on Trump's grievous mishandling of the COVID pandemic. Trump also wants to end the ACA. Trump is well known for refusing to wear a mask during the pandemic, encouraging the use of hydroxylchloroquine to "treat" COVID, and being openly anti-vaxx.
Biden on student loan forgiveness: https://www.ed.gov/news/press-releases/biden-harris-administration-announces-additional-77-billion-approved-student-debt-relief-160000-borrowers
Trump on student loan forgiveness: https://www.forbes.com/sites/adamminsky/2024/06/20/trump-knocks-bidens-vile-student-loan-forgiveness-plans-suggests-reversal/
Trump wants to reverse the student loan forgiveness plans Biden has enacted. Biden has already forgiven billions of dollars in loans and continues to work towards forgiving more.
Infrastructure funding:
I'm putting these links next together because they are all about infrastructure.
In general, Trump's "achievements" for infrastructure were to destroy environmental protections to speed up projects. Many of his plans were ineffective due to the fact that he did not clearly outline where the money was going to come from, and he was unwilling to raise taxes to pay for the projects. He was unable (and unwilling) to pass a bipartisan infrastructure bill during his 4 years in office. He did sign a few disaster relief bills. He did not enthusiastically promote renewable energy infrastructure. He created "Infrastructure Weeks" that the federal government then failed to fund. Trump did not do nothing for infrastructure, but his no-tax stance and his dislike for renewable energy means the contributions he made to American infrastructure were not as much as he claimed they were, nor as much as they could have been. Basically, he made a lot of promises, and delivered on very few of them. He is not "against" infrastructure, but he's certainly against funding it.
Biden was able to pass that bipartisan bill after taking office. The Bipartisan Infrastructure Plan that Trump tried to prevent from passing during Biden's term contains concrete funding sources and step by step plans to rebuild America's infrastructure. If you want to read the plan, you can find it here: https://www.whitehouse.gov/build/guidebook/. Biden has done far more for American infrastructure than Trump did, most notably by actually getting the bipartisan bill through congress.
Biden on Racial Equity: https://www.npr.org/sections/president-biden-takes-office/2021/01/26/960725707/biden-aims-to-advance-racial-equity-with-executive-actions
Trump on Racial Equity: https://www.axios.com/2024/04/01/trump-reverse-racism-civil-rights https://www.bbc.com/news/av/world-us-canada-37230916
Trump's racist policies are loud and clear for everyone to hear. We all heard him call Mexicans "Drug dealers, criminals, rapists". We all watched as he enacted travel bans on people from majority-Muslim nations. Biden, on the other hand, has done quite a lot during his term to attempt to reconcile racism in this country, including reversing Trump's "Muslim ban" the first day he was in office.
Biden on DEI: https://www.whitehouse.gov/briefing-room/presidential-actions/2021/06/25/executive-order-on-diversity-equity-inclusion-and-accessibility-in-the-federal-workforce/
Trump on DEI: https://www.msn.com/en-us/news/politics/trump-tried-to-crush-the-dei-revolution-heres-how-he-might-finish-the-job/ar-BB1jg3gz
Biden supports DEI and has signed executive orders and passed laws that support DEI on the federal level. Trump absolutely hates DEI and wants to eradicate it.
Biden on criminal justice reform: https://time.com/6155084/biden-criminal-justice-reform/
Trump on criminal justice reform: https://www.vox.com/2020-presidential-election/21418911/donald-trump-crime-criminal-justice-policy-record https://www.theatlantic.com/politics/archive/2024/05/trumps-extreme-plans-crime/678502/
From pardons for non-violent marijuana convictions to reducing the federal government's reliance on private prisons, Biden has done a lot in four years to reform our criminal justice system on the federal level. Meanwhile, Trump has described himself as "tough on crime". He advocates for more policing, including "stop and frisk" activities. Ironically it's actually quite difficult to find sources about what Trump thinks about crime, because almost all of the search results are about his own crimes.
Biden on military support for Israel: https://www.nbcnews.com/politics/national-security/biden-obama-divide-closely-support-israel-rcna127107
Trump on military support for Israel: https://www.vox.com/politics/353037/trump-gaza-israel-protests-biden-election-2024
Biden supports Israel financially and militarily and promotes holding Israel close. So did Trump. Trump was also very pro-Israel during his time in office and even moved the embassy to Jerusalem and declared Jerusalem the capitol of Israel, a move that inflamed attitudes in the region.
Biden on a ceasefire: https://www.usatoday.com/story/news/world/2024/06/05/gaza-israel-hamas-cease-fire-plan-biden/73967659007/
Trump on a ceasefire: https://www.nbcnews.com/politics/donald-trump/trump-israel-gaza-finish-problem-rcna141905
Trump has tried to be quiet on the issue but recently said he wants Israel to "finish the problem". He of course claims he could have prevented the whole problem. Trump also openly stated after Oct 7th that he would bar immigrants who support Hamas from the country and send in officers to American protests to arrest anyone supporting Hamas.
Biden meanwhile has been quietly urging Netanyahu to accept a ceasefire deal for months, including the most recent announcement earlier in June, though it seems as though that deal has finally fallen through as well.
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