#insurance back office service

[insuserve]

Insurance Agency Outsourcing Services – How to Meet Key Industry Issues

Know the key challenges that the Insurance industry faces now. Need for Insurance Agency Outsourcing services. How do Brokers, agents, and underwriters face a daily battle to overcome massive challenges? For more details, visit: https://www.insuserve.com/blog/how-insurance-agency-outsourcing-help-overcome-key-industry-challenges/

[policycheckingautomation]

What is business process outsourcing?

Business process outsourcing, or BPO, is the process of hiring a party outside of the firm to execute regular business operations.

An organization can concentrate more of its resources on BPO-enabled operations that give it a competitive edge, superior performance, and better quality. BPO providers are in a good position to accomplish the work with increased accuracy, efficiency, and speed because business processes are their primary focus. BPO Services helps you to focus on your core business development.

[backofficeoperations]

How back office operations will help in growth & success of a company?

Back office operations play an important role in the growth and success of a company in several ways:

Back Office operations are responsible for managing administrative tasks such as accounting, data entry, and human resources. By automating and streamlining these processes, companies can improve their productivity and efficiency, allowing them to focus on core business functions and strategic initiatives.

By providing timely and accurate data, back office operations can help ensure that customer inquiries and orders are handled efficiently and effectively, leading to improved customer satisfaction and loyalty.

Back Office Operations Increase efficiency and productivity, reduces cost, helps in better decision making, provides critical data and insights, improves customer service and helps in scalability.

[cleo-fox]

Unraveled

Summary: It was all fun and games until Loki started wearing that goddamn sweater.

Pairing: Loki x Female Reader

Warnings: Smut, 18+, Minors DNI, dirty talk, praise kink, teasing, orgasm delay, sex, vaginal fingering, godly refractory periods, kitchen sex, semi public sex, Loki in a sweater.

A/N: My explanation for this one is that I saw too many pictures of Tom Hiddleston in a sweater and it gave me thoughts.

Being an Avenger has made you pretty good at rolling with the punches. After your third or fourth encounter with some alien/wizard/android bullshit, your perspective is fundamentally altered and real life seems manageable in a way that it didn’t before. You have to call your insurance company to dispute a claim? Big deal, you’ve negotiated with terrorists; you can handle Garth from Member Services.

The thing is, having that kind of perspective means that the things that do get to you can rattle you a lot more than they should. Natasha had warned you about that, but you were riding high on the thrill of successfully conquering Blue Cross Blue Shield and you kind of got to thinking she was exaggerating.

And then the seasons started to turn and Loki started wearing that goddamn sweater.

You can recognize when someone is out of your league. When you first moved into the Tower, it had been relatively easy for you to assign Loki to that category: he was a god. He’d been featured in last month’s GQ. You were mortal and your most recent press had been a TMZ story featuring unflattering paparazzi photos of you leaving a bodega in your pajamas at seven o’clock in the morning, a bagel halfway into your mouth. You were clearly not the same.

Up until the sweater, you’d managed to keep your cool around Loki and keep your attraction confined to daydreams and the occasional surreptitious lustful glance. Hell, you’d even had the nerve to be proud of yourself for keeping your shit together in front of him.

The sweater lays waste to all of that.

On the surface, it doesn’t seem like a sweater that is capable of completely destroying your carefully constructed composure. It’s a fairly standard crew neck in a deep green so dark it almost looks black at a first glance. But on Loki it just…does things to you. The fabric is well fitted, clinging to his biceps, pulling taut across his chest, emphasizing the line of his pectorals. It somehow accentuates how muscular he is while also still making him look lean and lithe.

The first time he wears it, you find your eyes just trail to him of their own volition, like an incredibly horny moth to the flame. It’s a day of catching yourself staring, panicking, pretending that you were actually looking at something else, and then repeating the process five minutes later when your gaze inevitably wandered again. It almost would have been funny if it didn’t put your blood pressure into the stratosphere.

To make matters worse, at the end of that day’s debriefing, he rises from his chair and raises his arms to the ceiling in a long stretch. The hem of the sweater creeps up, exposing the firm, flat muscles of his stomach, lightly dusted with a trail of hair that meanders in a tantalizing path down to his belt buckle.

You promptly choke on your own spit. Clint claps you hard on the back and asks if you’re okay, which is a question you don’t know how to answer (ultimately, you stick to a thumbs up and mumble something about dust getting caught in your throat). Loki is too preoccupied complaining about the entire concept of office furniture to notice. Or at least you’re pretty sure he doesn’t notice.

You might have been okay if that had been the only incident, but the sweater makes a repeat appearance on Friday. The following Tuesday features the deadly combination of the sweater with a pair of tight, dark wash jeans that nearly send you into cardiac arrest. Your fantasies suddenly become much more frequent and detailed.

You are not really sure what to do about this—it’s not like you can talk to anyone about it, nor can you ask him to stop wearing it without prompting some very uncomfortable questions. The idea that you’ll get used to it is laughable. 

You look at your calendar and note that spring is six months away. At least.

Fucking hell.

*

It’s a Saturday afternoon and in a strange quirk of scheduling, almost everyone is out of town for a mission or a personal obligation, leaving the Tower unusually quiet. As much as you enjoy the daily clatter and chaos that comes with living here, you find a lot of comfort in these moments of quiet, however infrequent they may be.

You intended to make yourself a late afternoon snack. That was the plan, anyway. But as you’re standing at the kitchen counter and cutting up the fruit you just washed, you realize that you’re not entirely alone. From this vantage point, you can see Loki lounging on the couch in the next room and reading.

He’s wearing the sweater. Of course he’s wearing the sweater. And the so-tight-they-should-be-illegal dark wash jeans.

Goddammit.

You have the sense to set the knife down at least. The last thing you need is a trip to the hospital because you got too distracted by your hot colleague while handling a knife.

You let your gaze travel along the firm muscles of his chest. It’s just a sweater. It shouldn’t look this good. It shouldn’t prompt these kinds of thoughts. And yet…

He shifts on the couch and the hem of the sweater creeps up. His hand drops to his belt buckle. It’s entirely appropriate, but the way his long, long fingers are splayed against his stomach makes your mind drop straight to the gutter and wonder what they’d look like wrapped around his rock hard co—

“You know, it’s rude to stare.”

His voice comes from behind you and adrenaline surges through you like an electric shock. The Loki on the couch looks up at you and smirks before disappearing in a shimmer of green.

You wonder if it’s possible to die of embarrassment and a heart attack all at the same time. It certainly feels like you’re about to.

You take a deep breath and try to collect yourself, which feels largely futile. Come on, get it together. You’ve negotiated with terrorists and insurance companies. Shake it off.

You slowly turn around, cheeks burning. Loki is standing right behind you, arms folded across his chest. You swallow.

“I um. I was—I was just…” Words escape you as your brain fires in every direction except a helpful one.

“You were just what?” His expression is intense, but you’re not sure that he’s angry.

“Spacing out,” you say, trying to infuse your voice with confidence that you absolutely do not feel.

He places his hands on the counter behind you, intentionally caging you in with his body. You are overwhelmed by the scent of him—a masculine, wintery musk that makes you want to bury your face against his chest.

“Try again,” he says. His voice is deep enough to rattle your bones.

You swallow. Everything you could possibly say seems wildly inadequate.

Loki has never been one to be at a loss for words, though, and after a moment of terrified silence from you, he continues speaking.

“I’ve noticed something curious over these past few weeks,” he says. “When I wear this sweater, you can’t seem to take your eyes off of me.”

Your heart is pounding. Fucking hell. Have you really been that obvious?

“Now why is that?” he asks, his voice a low purr.

You briefly consider trying to lie again, but the piercing green of his eyes instantly makes you rethink it. “I um…” You swallow hard. “It’s just…it suits you. You…you look good.”

He raises an eyebrow. “I look good?”

You nod.

“Interesting.” His lips twitch in a slight smirk as he looks you up and down. “And how does that make you feel?”

Your heart thuds in your chest, your stomach contorting with a strange combination of fear and desire. You’re still humiliated, but the sound of his voice and the dark intensity of his gaze is intoxicating and incredibly arousing.

“I don’t—I don’t know how to answer that question.”

“Oh, I think you do.” There’s a rawness in his voice that makes your cunt clench.

You shake your head, eyes wide. You’re pretty sure he’s not really mad, but you also don't know where this is going. Surely he’s not making a pass at you…right?

“How does it make you feel to see me in this sweater?” he continues, his voice a low whisper. He pauses for a moment and when you don’t answer, he continues. “Does it…arouse you, perhaps?”

Holy fuck.

This can’t be happening.

You try to think of something clever or sexy, but the bluntness of the question and the fire in his eyes kills whatever remaining brain cells you have left. Mutely, you nod.

There’s that smirk again as he licks his lips. “Are you wet right now?”

Your cheeks burn. You give the tiniest nod possible.

“Hmm.” His hand alights on the button of your jeans. “I believe you Midgardians have a saying that is appropriate here: trust, but verify.” He slips the button free and your heart pounds like a war drum in your chest. 

You cannot believe this is happening.

“You haven’t been entirely truthful in this conversation.” His palm presses flat against your stomach, the tips of his fingers slipping under the waistband of your underwear. “So I’m afraid I’m going to have to see for myself.”

His hand is achingly slow, creeping lower and lower. He watches you intently as his hand cups your sex, seemingly cataloging the way your breath hitches and all the little shivers that run through you.

His middle finger finally slides between your folds and you can’t help but moan.

“Oh, you did lie to me,” he growls, his index finger joining his middle, both sliding up to circle your clit. “You’re not wet, you’re soaked.”

Your legs are already starting to tremble and you grab on to his shoulders to try and steady yourself. The fabric of the sweater is softer than a cloud against your hands.

“Sopping wet,” he continues, trapping your right leg between his thighs and the counter, the heavy weight of his erection pressing eagerly against your hip. “And this is all for me?”

Wordlessly, you nod. There’s no point in denying it—and you don’t think he wants you to, either.

“What am I going to do about this?” he muses. His index and middle fingers lightly circle your clit again and you whimper.

“Don’t stop,” you gasp. “Please don’t stop.”

“Don’t stop?” he says. His tone is one of light curiosity, like you’re just chatting casually about the weather. “But if I continue, you’re almost certainly going to come.”

“Yes,” you gasp. “Please.”

“Oh, you want me to make you come?” You can hear the smirk in his voice. “Right here in the middle of the kitchen?”

You nod.

“Anyone could walk in, though,” he purrs. “Anyone could come in and see me with my fingers buried in your dripping cunt. What would they think if they saw you so utterly debauched and at my mercy, begging for me to make you come?”

“Don’t care…” you gasp. How are you already so close?

He raises an eyebrow. “You don’t care what they’d think if they saw us like this?”

You shake your head.

“Oh, you must be desperate.” He adjusts his hand, his thumb taking up the rhythm on your clit while his index finger sinks into your slick channel, making you gasp.

“Loki, please—”

“Begging already,” he says, not letting up in his rhythm. “Has it been a long time, sweetheart? When did you last feel this good?”

It’s not a question you can answer. You don’t know that anyone ever has made you feel like this. You moan, your hips bucking hard against his hand.

“Poor thing,” he tuts. “You’re clearly desperate for it. What kinds of filthy thoughts have you had about me?” he purrs. “I’ve seen you staring, I’ve heard your breath hitch. Have you touched yourself while thinking of me?”

You manage a nod and his smile turns feral. “When was the last time?”

“Last…last night,” you gasp.

“How many times did you come?”

“F-Four.”

“Filthy girl.” His free hand slides up to cradle the back of your head, his fingers tangling in your hair as he tips your head back. “Next time, all you have to do is ask.”

His mouth covers yours, his tongue pushing past your lips as he slides a second finger into you. You moan into his mouth as the pressure in your hips increases.

“Oh yes, let me hear all of those pretty noises,” he murmurs. “Are you going to let me fuck you against the counter after I make you come?”

You nod, whimpering.

“Good girl,” he purrs. “I think you need to be fucked properly and hard. Is that what you need?”

“Yes,” you gasp.

“Mmm, that’s what I thought. This cunt is just too wet and needy for any other treatment.” He draws back to look at you more fully, giving you a lazy, hungry smile. “You’re about to lose it all over my fingers, aren’t you?”

Your orgasm is cresting, the tingling pressure in your hips becoming unbearable. You nod, lost for words.

With one more smirk, he curls his fingers inside of you. “Come for me, pretty girl, let me see you.”

Your cunt spasms around his thrusting fingers and your whole body shudders as your orgasm overtakes you, your head tipping back as you cry out.

“Oh, that’s it,” he murmurs, “there’s my good girl.”

A shiver runs through you at his words, your hips still moving against his hand, trying to draw out every last ripple of pleasure.

He kisses you as you come down from your high, and you take the opportunity to run your hands over his chest and tentatively feel the hard planes of muscle that you’ve been staring at these last few weeks. But after a few moments, he takes your hand and guides it to his cock.

His preference for leather pants or those sinfully tight dark wash jeans made you suspect that the size of his ego might actually be proportionate to the size of his cock and your initial assessment seems to confirm that theory. You rub your fingers over the denim that covers his thick shaft, feeling yourself grow even wetter at the low groan he makes in the back of his throat.

“Take my cock out.” His voice is so deep and his eyes are so smoldering, it feels like the command goes straight to your cunt. You are practically trembling with anticipation as your shaking hands  make quick work of the button, buckle, and zipper.

You can’t help but suck in a breath when his cock comes into view. He’s long and deliciously thick—big enough to be a little intimidating, but not overwhelmingly so.

He guides your hand to wrap around his shaft. He barely fits in your hand. “Look at what you’ve done to me,” he says, his voice raspy as he guides your hand to stroke his cock. “Feel how hard I am for you, feel how much I want you.”

His cock practically pulses with need, the tip slick with pre-come and you grasp him more firmly, your cunt pulsing as he gives a deeply satisfying groan.

You stroke him from base to tip, squeezing lightly. He groans again. “They told me to stay away from you, you know,” he says.

You aren’t so far gone that you can let this information slip by. “What? Who?”

“Stark. Rogers. Romanoff. My brother.” He reaches behind you and shoves the fruit and cutting board into the side, the knife clattering into the sink. “They saw how I looked at you,” he says. “They saw that I wanted you. They told me you were too good for me. Too sweet.”

You feel your jeans and underwear melt away in a shimmer of green and he lifts you easily onto the counter.

His eyes flash with desire. “I wonder what they’d say if they knew you’d let me fuck you raw in the middle of the kitchen?”

For a brief moment, frustration almost wins out over your lust. “We could have done this sooner?”

His gaze turns serious. “Darling, we could have done this the moment we met, but I’m told a handshake is more appropriate.”

You take a breath, about to embark on a rant about the individuals he’d named and how they hadn’t even asked, they’d just assumed, but Loki puts a hand up against your mouth.

“Don’t make me wait any longer,” he says. There’s a sincerity and a need in his gaze that you’ve never seen before and it’s enough to calm your anger for just a moment.

“Okay,” you say, wrapping your legs around his waist and angling your hips toward his, “but clear your schedule because I’m gonna need you to fuck me a lot to make up for all that time.”

His grin is feral as he pushes into you.

You shiver at the blunt stretch of his cock, your hands gripping his broad shoulders. He indulges in a low groan as his hips press flush against yours.

“If I’d known they were keeping me from this tight cunt, I would’ve done something sooner,” he rasps. “You feel absolutely perfect.”

“Please,” you breathe, “I need—please.”

His hips snap hard against yours and you moan, your head tipping back.

His eyes glitter as he pulls you close, pressing his mouth against your ear. “The next time I have you, I will be sweet and soft.”

“And this time?” you ask, though you think you already know the answer.

“This time—” His mouth presses against the curve of your neck, teeth scraping just this side of too hard against the tender skin. “—I’m going to utterly ruin you.”

His pace is fast and rough—the word possessive comes to mind. You twist the luxurious fabric of his sweater in your hands as his cock hits that sweet, aching spot inside of you, pressing against your sensitive cunt in a way that makes your muscles spasm and clench around him. You moan, a shiver rolling through you as you inch closer to release.

“I’m…fuck, I’m getting close,” you gasp.

His pace abruptly slows and his grin is wide and his eyes are dancing with mirth when he raises his head from your shoulder.

“That was unnecessary,” you say with a scowl.

“Oh, I just want to savor you for a little longer, my love,” he purrs as he settles into an easy and slow pace that still makes your toes curl. “You’re going to take me right over the edge with you and I’ve waited so terribly long to have you.”

“I feel like you’re probably omitting the fact that you like being a tease,” you say.

He grins again, increasing his pace ever so slightly. “Both things can be true.”

He does this a few times—taking up a wicked pace that almost sends you hurtling over the edge, only to slow at the last possible moment, silencing your whimpering protests with a deep and slow kiss that is good enough to make you forgive him until a few minutes later when he does it all over again.

You hold out for as long as you can, but eventually, the ache in your hips overwhelms you.

“Loki,” you breathe when his pace again begins to increase. “Please don’t stop.”

“Don’t stop?” he rasps, somehow finding the concentration to raise an eyebrow. “You’re quite sure?”

You nod.

“You want to come all over my cock?”

Speech is slightly beyond you at this point, but you manage to gasp a desperate plea as you hurtle into the final plateau, right before the fall.

Loki regards you with that same playful look as he fucks you. You wait, unsure of what he’s going to do, your body desperately crying out for your release.

His lips curl into a smile. “Come for me, sweet thing.”

At the sound of his voice, every one of your muscles is tensing and releasing, the slick walls of your cunt clamping down hard on the thick girth of his cock as you shudder and moan.

The remnants of Loki’s composure are fraying, his eyes closed and his jaw slack as he chases his own end. His brow furrows and he throws his head back, letting out a low groan as he comes and you think it might be the best sound you’ve ever heard.

You sag against him as you both come down from your respective highs, his heart beating hard under the soft fabric of his sweater. He reaches for your face, tilting your head back so he can kiss you, impossibly slow and soft.

You’re in the middle of the kitchen. You understand this. In a wholly rational world, you would be quick to hop off the counter, quick to try and negotiate the return of your jeans from whatever pocket dimension he’s sent them to.

Instead, you find yourself wanting to stay in this moment, with his arms wrapped around you, his cock still pulsing inside you as he kisses you breathless.

You count to ten, then twenty. At forty, you draw back slightly, only to have him pull you back into the kiss.

It’s somewhere after one hundred when he trails his lips to your neck and you manage to say what you intended: “We should probably…” you trail off as he sucks at your pulse point, sending a shiver down your spine.

“We should probably what?” he murmurs against your neck, before tracing a lazy figure eight with the tip of his tongue.

It takes you a moment to find that sentence. “Get dressed and such.”

You feel the sharp press of his smile against your skin. “I think not.”

Before you can open your mouth to say anything, the kitchen is fading in a shimmer of green to an unfamiliar bedroom and the two of you tumble into a bed draped in green silk.

“I’d like to stay like this for a while,” he says, a smile playing at his lips as he slowly rolls his hips against you, somehow still impossibly hard. “In fact, I think I need to have you again.”

“I can live with that,” you say. You tug at the fabric of his sweater. “But this is going to have to go.”

His gaze is smoldering and his bare skin is suddenly pressed against yours as the sweater and the rest of your clothes disappear in that familiar shimmer of green.

“Will you like me as much without it?” he asks, rolling his hips against you.

You drag your fingernails up along the firm muscles of his back. “I think I’ll manage.”

“Good,” he says, leaning in to kiss you, “because as I understand it, we have quite a lot of time to make up for.”

[just-a-jock]

Doctors appointment

You’ve always hated the doctors office and appointments. Something about waiting around, taking off work early or even entirely just to be told to get some rest always bothered you. After getting your new insurance your friends and family kept pressing for you to get your yearly physical and ended up crumbling to the pressure. You looked online for the first appointment that wouldn’t interior your work and found a 7PM appointment with Dr.Hendrix.

You were happy to find an appointment outside of normal working outs and shocked to even see it was available but you immediately booked it. Cut to today where you are walking into the clinic, Hendrixxx MD. You saw on the sign sounds more like a porn studio than a doctors office. After checking in, the abnormally attractive nurse showed you to the patient room.

As you sat down you looked around the room filled with pictures of insanely buff gay men all partying

“All my patients, aren’t they attractive”

You jump in the chair from being surprised and then turn around and see the attractive 20-something in doctor getup.

“Hi, my name is Dr. Hendrix. I’ll be helping you today” he said we a confidence of a high school jock. He reached out to shake your hand as you see his shirt strain with every movement clear sign of someone who buys their shirt once size too small.

“It’s nice to meet you” you respond shyly as he smirks

“Now let’s see you’re here for your physical…. Okay can you please change out of your clothes and into this” he said rummaging through his drawer until he pulled out a small beige color brief.

“Uh…. What is that. I’m not putting that on” you respond with a bit of worry and shock

“This is standard for any physical preformed in my clinic. I have to inspect your body and skin and I can’t do that with your clothes on. If you don’t want to then we can cancel this appointment but you will be charged the channel fee which is 200% of the service without insurance” he responded smirking almost like he’s said this exact spiel before.

“And how much would that be” you respond

“Well a normal physical here cost $550 per session so you would have to pay $1100.”

You swallow knowing you don’t have enough in your savings to pay that. After sometime you decide what’s the worse that can happen you do have to get a physical anyways and you are already here. You grab the pair from his hand as he smirks watching you walk to the small bathroom in the office.

Inside you start to change out of your clothes and take a glance at the brief before you put it on. The material felt like spandex very similar to the speedos those annoying instagays wear while at the beach. On the top right corner near the groin you noticed the brand name “Jake”. Finally you put the briefs on, feeling the slick Lycra material against your skin especially against your cock making you shiver.

As you walk back in the exam room you see the doctor smile.

“Great, please sit down and we can begin” he said patting on the examination chair

As you sit down on the cold table as Dr. Hendrix looked over your body and going back and forth from his clipboard. He begins touching your body all over specify your biceps, pecs and abs. You were about to say something until…

“So unfortunately you do have a condition called male hypogonadism. Basically your body doesn’t produce enough testosterone.”

You look at him with shock. You have always been healthy and your precious doctors have never mentioned anything about low testosterone.

“ just to confirm I’m going to need to take a look at your testicles” he said

“What? No, why?” You replied in shock and confusion

“Due to your testicles being the center of testosterone production it would give me a better picture”

After taking sometime to ponder you decide to go with it as you wanted to avoid anything bad in the future. You pull down the briefs and let him inspect your private area. You looked at the ceiling trying to avoid eye contact while examined your parts. You felt like he was down there for a while until you felt a sharp pain right in your balls. Quickly looking down your eye widen seeing a needle being struck inside your sack. Inside the syringe was a semi-viscous off-white liquid being slowly pushed inside. Before you’re even able to react the entirety of the needle has been injected into your balls. You finally push back the doctor and fall back onto the chair quickly pulling up the briefs.

“WHAT THE FUCK, what did you put into me” you scream at him as he gets up from the ground with a smirk

“Calm down, I injected you with a testosterone booster to help your body produce more testosterone naturally”

“I DID NOT GIVE YOU PERMISSION TO DO THAT, I’m going to fucking report you to the medical board and get to clinic closed” you said putting your hands on the side of the chair about to get up

“You really can’t make this easy” he replied as he pressed a button underneath his desk. 4 clamps came out of the chair you were sitting at and locked themselves around your wrist and legs. You fight against the restraints but seem to be holding you tighter the more you fought.

“Now that I finally have you settled I can explain to you the procedure. Normally have plenty of guys coming to my office looking for testosterone boosters to help them bulk up but you just wanted a regular check up. Well I couldn’t have someone like you be a regular at my clinic and representing my work so I decided to change you to be more like the others that come out of her”

“ You won’t fucking get away with this freak, let me go!” You shout at him and simultaneously asking for help.

“Oh but I had even a better idea. My clinic finally got access to a trail run of this new medication which is Testosterone replacement therapy and that’s what I inject in you. Basically the medication is mixed with DNA and injected into the subject. Slowly the medication will rewrite the subjects DNA into the provided template. Of course I wanted to try this out first so I decide for you to be my test dummy.”

Your eyes widen as you realize what he is doing to you.

“Haha yes I inject some of my semen inside your testicle and soon the process will start wor…”

“AHHHH” you screamed as he was caught off. You immediately starts to feel a sharp hot heat radiating from your cock and balls. “Fuck fuck what did you do to me” you say with your eyes closed. Your body starts to involuntarily start to buck in the air.

“I guess the show has started” he responds smirking and siting back in his desk chair

With the repeated bucking in the air you start to notice your cock get insanely hard straining against the speedo. Your balls start to pull like they have their own heart beat. Slowly your cock starts to expand past it’s normal hard state creating a noticeable bulge in the speedo, the growing balls behind it don’t help in hiding it either as it continues to push your cock to forefront of the brief creating a perfect outline of your cock. You feel inside your ball changing as if your old cum is being destroyed. Your cum factories are being invaded and being modified to produce a foreigners substance. The pulsing starts to increased as you knew it has finally taken over and has started to produce the new boosted testosterone. The hormones starts to travel through your body ready to modify the rest to the provided template

“Please…. Stop..” you’re able to squirm before the change continue on.

Next your body hair starts to fall out leaving your body smooth like those typical gay fuckboys you see all over the beach. Though you notice certain areas actually increase in volume and of course the typical fetish zones. Your armpit hair starts to puff up becoming dark and noticeable from a far. And lastly you lock down as your pubes starts to climb up like ivy on a wall until they rest just above the briefs taunting anyone looking at your cock.

As your body hair finishes up the hormone start to target the main cause of gay desire, your muscles. Slowly your legs start to inflate growing large and strong like you have been doing squats since your teenage years along with your ass growing outwards and making your seat a little more comfortable. You do notice your hole slightly relax cementing yourself as the perfect verse . Your biceps grow along to match your new legs until they are the size of footballs. Next you feel the changes concentrate on your core as a set of washboard abs start to manifest on the service of your stomach perfectly completing the exposed pubes from before. You even notice them growing a little more upwards to perfect the change. Lastly came the beautiful set of pecs which started to pump outwards matching the pulses of your balls. They finally create a nice shelf over your abs as your nipples darken and start to point outward. The changes to your muscles settle as your body looks identical to the hot doctor in front of you. You open your eyes and look around thinking the changes are over until your balls start to pulsate once again. The sensation travels up your body until your head feels a massive pressure. Slowly your bone structure starts to morph mimicking that of the doctors. Your lips plump outwards ready to introduce every and all cocks it can find. Your cheekbones move upwards giving you a sharp face and a semi permanent smile. All the fat melts away from your neck leaving behind a jawline that can cut glass and a prominent adams apple. The changes settle thinking the last of it has happened and pleading to the doctor to change you back.

“Please please, I don’t want this. I want to be me” you beg of him

“Oh don’t worry, you’re going to love your life after a while and you won’t even remember your old one” he said pressing another button as the restraints pull you down forcing you to lay backside to the chair as you stair at the ceiling. You hear him opening his drawer again and rummaging around until he starts to walk over to you.

“Now this is the final step before you become the perfect clone” he said placing a pair of oil spill colored glasses. You scream as he slowly places the glass onto your face until they sit perfect. You immediately quiet down as he smirks know it’s working.

Your eyes are forced open as inside the glasses start to display videos of memories foreign to you. All you can do is grunt trying to fight back from these new memories forcing them selfs inside your brain replacing your old. Your mind is completely enthralled and you almost don’t notice the doctor has pulled down your speedo and whispers something under his breath

This will help the reprogramming along. He places something over his….. your cock. You start to freak out knowing the reprogramming has started to take effect your mind not being able to between him and yourself. As he ticks the speedo back into place you notice this foreign object get right around the base of your cock and slowly start to buzz creating an orgasmic feeling making your mind even weaker and more susceptible to the brainwashing.

Your mouth opens as the video starts to play more explicit images and videos. Guys fucking, partying, doing drugs everything typical of a circuit party gay. The buzzing gets even stronger during these parts causing you to moan. Soon your cock starts to produce precum creating a large wet spot at the front of the cream colored brief. Finally with the last of the programming finishing up you finally see

CUM

With that your body shakes as your cock shoots loads of your old cum all over the inside of your speedo which is quickly soaked up. The doctor finally releases you from the restraints as your body gets up you realize you can still hear, feel and see everything but your body does not respond to your thoughts.

“It worked perfectly. You’re a 1 to 1 replica of myself. Now the technology of the reprogramming is still in being worked on so I’ll need you to keep the glasses on for now. Understood”

“yes” your body responds in a foreign voice and against your will

“Great, now here are my keys and I booked you.. I mean me a flight to Hawaii. I’m going to need you to post content on our profile and make sure to tell guys about our clinic. Now enjoy”

Your body leaves the room still in your speedo. The nurse at the front smirks knowing what just happened.

.

.

.

A few weeks later you are staying at a resort working out in the complimentary outdoor gym. You noticed some guy keeps looking at you throughout your workout. He finally comes up to you while you’re working on the dumbbells

“Wow you’re built as hell bro. Got any tips?” He asked

“Haha come to my room and I can show you” I replied smirking as he got the hint.

[robertreich]

The Truth About Trumponomics

Trump and Republicans want to wreck your bank account. Here are 5 things you need to know about Trumponomics.

1.Trump wants tax cuts for the rich, at your expense.

Trump’s tax cuts for the rich and big corporations added about $1.7 trillion to the national debt, with few benefits trickling down to the middle class — in fact, it raised taxes for more than 10 million American families.

Now Trump and Republicans want to make the tax cuts for the rich permanent, blowing up the debt even further. And then they’ll use that debt to justify this:

2. Trump would cut Social Security and Medicare — programs you’ve been paying into!

In every year of his presidency, Trump submitted a budget that tried to cut Social Security and Medicare. And he knows that’s the only way he can even begin to pay for extending his tax cuts for the rich.

3. Trump and his allies are pro-junk fee.

When the Biden administration issued a rule capping credit card late fees at $8, Sen. Tim Scott, a Trump surrogate, tried to overturn it in the Senate. And then a Trump-appointed judge issued a temporary injunction that blocked the rule from taking effect. Eliminating that rule would cost American families an estimated $10 billion a year.

And when the Biden administration required airlines to issue automatic refunds for canceled flights, Trump’s allies in Congress fought to block that too.

When Trump was in office, his administration fought against efforts to rein in airline junk fees.

Corporations nickel and diming us like this makes inflation worse. If Trump gets back in the White House, buckle up for more junk fees.

4. Trump would send health care costs soaring.

Republicans have committed to repealing the Inflation Reduction Act, which would strip Medicare of the ability to negotiate drug prices, and let Big Pharma send the price of insulin and other life-saving medicines back through the roof.

And Trump is still fixated on repealing Obamacare, with no plan to replace it.

TRUMP: Obamacare is a disaster. We’re gonna do something about it.

That would strip coverage from tens of millions of Americans, drive up premiums, and let insurers charge more or deny coverage to people with preexisting conditions.

5, If you’ve got student debt, you’re out of luck with Trump.

In contrast to President Biden, who’s canceled more than $160 billion of student debt so far, Trump is against student debt relief. In his first term, he tried to eliminate the popular Public Service Loan Forgiveness program for people like teachers and nurses, and he’s called the idea of debt relief “unfair.”

What’s unfair, is how student debt hurts not just the roughly 40 million Americans burdened by it, but the entire economy, since Americans with debt have less money to spend, are less likely to start a business, less likely to buy a home, and more likely to rely on government assistance.

The MAGA agenda would make nearly every aspect of your life more expensive, while making the richest Americans even richer.

Teddy Roosevelt’s economic plan was called the Square Deal. Franklin Roosevelt’s was the New Deal.

What Trump is offering is simply a Raw Deal.

[bonny-kookoo]

Jungkook

𝐎𝐟𝐟-𝐃𝐮𝐭𝐲 | Hitskip

"Finding someone who can take care of what you love most when you're no longer able to is a final act of love- and not giving up."

Tags/Warnings: Police Officer!Jungkook, Dog Hybrid!Reader, Partners to lovers?, Alternate law-system/made up laws, crime, futuristic, sci-fi, body-modifications, Fluff, romance, Adult themes (sex, alcohol, mentions of drugs but no consumption), Comedy?, Angst, injury

Length: gonna be added later

There is no taglist for this fic.

-> Masterlist

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Despite basically living together, you and Jungkook aren't really all that close.

You've never went on vacation together or even on a day-trip, mainly due to insurance reasons considering you're owned by the police department, and not Jungkook himself. There's been too many accidents and problems in the past, forcing those rules onto handlers nowadays, and some might argue that it's for the better. The more professional you stay with your partner, the more professional you stay during work as well-

But Jungkook has worries.

Mostly because, while you'll probably be able to stay in service for another ten years maybe, he himself has to resign much sooner rather than later. He's got maybe a year left until his contract ends- and he's been told that to resign it, he will have to go through a rigorous process of evaluation again.

A process he most likely won't pass, due to his past injuries and resulting body mods to keep him mobile.

He's already looking for a potential new handler once he leaves- Taehyung being one of those he's got his eye on, though the new officer might not be the best fit for you, considering how he constantly seems caught off guard by your honestly very normal behavior as a police hybrid. You're not a pet down the line. You're not meant to be cuddly and cute and well behaved- you're meant to take down criminals, fight, and protect, most of all.

Seokjin is out of the question too, since he's got Yoongi- and he's still very much fit for work, despite his previously injured shoulder. He didn't need anything other than a regular operation- now he's back in service, more capable than ever.

Jimin doesn't want to do the handler training- he admits himself that he'd get too attached, and that would just harm his performance and put others in danger.

So who the hell is Jungkook supposed to choose? He doesn't want to just.. leave, and let you be alone until the department decides that you're unfit for anyone else, just for you to end up in a shelter where no one's gonna pick you up because who wants an aggressive former policedog hybrid?

"Jungkook?" You wonder, ripping him out of his thoughts as he looks at you, noticing your upper lip bleeding.

"What happened?" He instantly worries, hands carefully holding your face, thump inspecting your little cut that's bleeding. "Hm?" He asks after letting go to let you talk.

"I don' no'-" You fumble a little, trying not to move your lip too much. "I a'e an' use' a new s'oon" You stumble, and he gets up to grab a tissue for you to hold against it, before he walks towards the kitchen table to inspect the spoon you were talking about, running his finger over the edges-

finding a manufacturing error, tiny metal part not rounded properly, sticking out very sharply- so much so that it almost cuts him too.

"We'll wait a little, if it doesn't stop we'll see someone for it, okay?" He asks, moving the tissue a bit to inspect it- noticing that it's not that deep at all. The most challenging part will most likely rather be for you not to lick it constantly- that's gonna be a pain for him to control.

Well, maybe it was for the best that he didn't get the vacation with you.

He'll have to inspect all the cutlery now anyways, before he can let you eat again.

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Sometimes, Jungkook likes to dream.

What would a life be like if he just.. lived normally together with you? If he was just a regular part of this community, and not an officer feared for all the things people in the same uniform have done in the past?

Maybe you wouldn't be so scarred up from knifes and bullets having pierced your skin. Maybe he wouldn't have to wear his own bodymods- maybe you'd both just be normal, and unaware of the horrors human kind can make reality sometimes. But that's not your shared reality- yours is right now, as Jungkook keeps a hold on back straps of your bulletproof vest and harness you wear to hold you back, waiting for the signal to let you inside the house to search for drugs or other illegal substances. They're currently escorting multiple men out the pretty run-down place to make it safer- when he gets the command over his in-ear piece to let you in. "Alright, let's go." He tells you, letting you go so you can immediately run into the house, checking the living room first.

Your hands move the pillows on the couch, eyes frantically moving in concentration, ears moving and tail wagging. He knows it's actually not from excitement, but to 'move' scent around that might've settled somewhere so you can notice it better. Once you catch something, for example, your tail stills as to not disturb the trail, and not interrupt any traces by moving them around.

You're currently on your hands and knees looking beneath the coffee table, before you move again to walk into the next room- the connecting kitchen on the other side of the main entrance hall. It's cluttered, and Jungkook has to watch out as to not slip on any of the trash, gun still drawn in his hand as a safety precaution, just in case. You're tripping a little here and there, looking and sniffing around, tail going left to right at a rapid pace.

You leave the kitchen, make your way upstairs to the bedrooms, entering one of them on the left side. Jungkook follows, notices how your tail suddenly stops, a clear sign that you've picked up something specific. You're supposed to be searching for drugs right now- and so Jungkook watches now with his gun lowered as you look around more specifically, walking one step, evaluating, walking another step, repeat. You're reacting to something, and he wonders what it might be.

Unbeknownst to him, you found something entirely other than drugs.

You're suddenly sitting down in front of a closet, looking over your shoulder towards him, who walks closer to you now, running a hand over your head. "Good job. What's in here?" He asks, pointing before opening, and you reach out to prevent him from doing so.

"RDX." You tell him, and his eyes widen as he helps you up and instantly away from the closet.

"We found something." Jungkook tells into his ear piece, earning the response to clarify what exactly was found. "Highly possibly explosives. Hybrid indication in the upstairs guest bedroom, inside a blue wooden closet." He explains, receiving the response that a bomb squat has been notified to take care of the potential issue, and to get out of the house immediately. Jungkook does just that, taking your hand to rush out, coworkers outside already having evacuated the immediate area.

"Jungkook?" You wonder, and he instantly turns to check up on you, remembering that he did not give you appropriate positive reinforcement either due to the sudden tension of the situation. It's then that you hold out your hand, drop of blood running down from it. "…can I have a plaster maybe?" You ask meekly, and he instantly holds your hand to take a look at the injury.

"How'd that happen pup-.." He somewhat swallows the petname down, hissing a bit at the nasty wound. "Can you move your fingers?" He asks, and you nod, curling them each to show it to him.

"I didn't cut myself- I think my hand got caught on something maybe when I searched the kitchen.." You mumble, ears lowered and tail between your legs.

"Does it hurt?" He asks, well aware that it has to- skin already red and bruised around the cut skin. You shake your head, but once look at him makes your eyes tear up and bottom lip tremble.

Well, down the line, you're also just a living being with thoughts and feelings, and this is also a side that he's come to know about you. The more.. private one, the one that's usually only presented when you're not on duty.

"Alright come on, then, let's wrap something around that for now, okay?" He soothes, smiling softly as he leads you back to the car.

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Considering how fearless you are in the eye of danger, running after any criminal no matter what without any hesitation, Jungkook can't help but laugh a little as you sniffle into his chest, hiding in his sweater now while your wound is getting stitched in the emergency room. You're quietly whimpering while he runs a hand over your back, nurse smiling amused at the whole scene. "Almost done." He soothes, watching how the nurse finishes up the last few stitches before she cleans it again, and wraps it up.

"Alright, there we go!" The nurse says. "Looks like she's gonna get some time off." She smiles, unable to hide her motherly instincts as you look at her with tearful eyes now, pulling your hand towards you now as if to hide it. "It should be fine in a few days, but since it's in a spot that has a lot of movement, I'd say at least for the rest of the week she shouldn't move it too much." She tells Jungkook, who nods.

Back home, and with the knowledge that you'll truly have time off for an entire week, the actual challenges begin. You're not supposed to move your hand, and you know that- but that doesn't mean you won't try and still use it anyways. You're currently climbing on the kitchen counter, attempting to raid the upper cabinet where Jungkook keeps your favorite snacks- but he's quick in his reflexes, tugging you back and putting you down onto the floor again with your feet.

He can't even really be mad at you.

You're not used to being 'home' like this. You don't know the rules, or general manners- that's something you've not been taught, because as a police hybrid, it's not necessary. One of the main reasons why most hybrids in jobs like yours never get to live in a normal home after they get too old or injured to continue their service.

Most stay at special housings, group homes. Jungkook already dreads the day you'll surely have to live in one as well.

"You're not mute. You can ask if you want something." He chuckles, before he's caught off guard when you hug him. Wordlessly so.

You don't talk much, and if you do, mostly only with him. It's always been like that- unfamiliar people make you anxious and quiet you down.

But right now, you're quiet with him too. He can sense there's something you want to ask- but you don't. You just nod, and apologize quietly, before you leave the kitchen to go into your room- leaving the door ajar however. He slowly walks towards it, knocks on it to ask for entrance- and your ears turn towards him at that. "Can I come in?" He wonders, and you nod.

Jungkook isn't in your room very often. He wants to give you as much privacy as he can, treats you like a person and not just a pet or animal. He also wants to keep things professional and has to keep you at a distance at all times, too. It's a tough challenge.

"You seem to have something on your mind." He says, sitting down next to you on the bed, and you just shrug, pulling up your legs to hug them. "Wanna talk about it?" Jungkook asks, and you shake your head.

He respects that. Sometimes, there's just things you want to keep to yourself- just like himself.

"Jungkook?" You ask suddenly, quietly, and he instantly turns towards you to make sure you know you've got his attention. "Why.. didn't you tell me you'll leave soon?" You ask, and his heart drops.

"I don't even know that yet." He tries to justify, but it's clear that it doesn't help.

"But you're pretty sure." You scold him. "I overheard you talking to Taehyung.. you wanna get rid of me before you'll quit." You huff, and he shakes his head at that.

"That's not true." He denies. "I'm not getting rid of you. I just don't want you to end up alone." He sighs.

"..am I not alone already?" You mumble almost incoherently- but he hears it. "I wanna sleep now." You tell him before he can ask you what you mean-

And your statement is a clear way to tell him that you wouldn't even answer him if he asked anyway.

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It's just patrol. Nothing big.

And yet, the silence inside the car is suffocating him.

You're normally always pretty quiet- but you do chat around whenever there's nothing much going on, or if you're on simple patrol duty like today. However, ever since that moment a few days ago in your room, you've been distant- trying to detach yourself from him, it feels like.

He's never noticed just how close you've gotten until now that you've pulled yourselves apart from one another.

"Man, he's speeding." Jungkook mumbles from the driver's seat, while you perk up just to look up front to see what he's seeing.

The guy is in fact speeding, even if it's not too much. But what's more obvious is the swaying- he's missing a taillight already, and the car clearly has issues staying properly on the road. And when he runs over a stop-sign, Jungkook sighs, and turns on his lights to signal the driver to pull over- and the car does so, almost slamming into a street sign as it clumsily parks at the side of the road.

"I'll be right back." He says, before he steps out, leaving you in the trunk area that's cut off from the backseats by metal bars to keep you safe from people he potentially needs to transport. "Stay alert." Is the last thing he says, before he walks towards the car for a routine check.

Probably a drunk driver. Maybe drugs involved- you'll most likely be taken out for a search in a few minutes, and then you'll clock out an hour later.

But then you hear commotion- Jungkook shouting, and you instantly go into high alert, looking through the metal bars to see him arguing with a tall man who's clearly agitated about something. And then, everything happens so fast that you can't even process it quick enough.

A shot, clear as day, Jungkook running towards the car, opening the trunk where you're in, before he barks out for you to get him- the man running off into a field that you instantly follow after.

You can't really think much about what might've happened where the cars are still parked. You've got tunnel vision, legs keeping you running as fast as you can as you chase the man through the field, trying hard not to lose sight of him.

Unaware that the man is still armed.

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"Did she get him?" Jungkook asks in the hospital, as Seokjin arrives to pick him up. The shot had grazed his body mods and made him lose balance and feeling in his legs and hands- so it had to be fixed in a minor surgery, leaving him mostly unconscious for the past two days.

"Yeah- he was arrested, is awaiting trial. Was terribly wasted and on meth." He offers dryly, causing Jungkook to become suspicious.

"Did.. she sleep at the station while I was gone?" He asks, but he doesn't get an answer until he pulls his coworkers shoulder to make him face him. "Where is she?" He asks, and Seokjin sighs.

"Just focus on healing right now, kook-" He starts, but Jungkook shakes his head, face angry.

"I'm perfectly fine, now answer me." He demands. "Where is she?"

"She got hurt." Seokjin admits. "She's.. in hospital right now, but she'll be fine."

"What happened?" He urges once again. "Seokjin, what fucking happened?" He asks, but the officer refuses to answer, not until Jungkook speaks up again in the car later, on the way to his house. "How bad?" He lowly questions.

"They're not sure." Jin finally comes clean. "If you want, you can see her once she's allowed to have visitors. I can offer you to review the body cam footage too, just to.. prepare yourself." He sighs.

"I should've never let her out." Jungkook runs a hand over his face. "I should've waited for backup-"

"There's no use in that now." Jin offers. "Things happen. It was a stressful situation, you couldn't have known. Things quite literally happened in the span of minutes." He reassures him. "And she did the same. She thought about getting the job done, and she did." He says.

"..so she did catch him?" Jungkook asks.

"Absolutely. Held him down.. well, despite her situation." Jin nods almost proudly. "Jungkook." He takes a deep breath, sighs as he parks in front of the younger man's house. "She.. might not return into service. "

Jungkook doesn't move, eyes becoming distant. He's not sure how bad it must be- but he can assume it by this sentence alone. If you're not returning to service, that the damage done must've been severe.

"Keep your head up, robo-cop." Seokjin pats Jungkook's back- not too much, since he's still recovering. "She's a tough cookie. She'll make it." He tries to reassure.

And Jungkook nods-

hoping he's gonna be right about that.

[cosmerelists]

If Cosmere Characters Had Real-World Jobs (But Not The Obvious Ones)

In this list, I wanted to try to give Cosmere characters jobs in our world while avoiding the jobs that would be the most obvious picks--like, for example, the real world equivalent of whatever their canon job is.

1. Kaladin: Professional Football Player

It's a dangerous job that Kaladin's dad would scoff at, but the other kids in town think it's really cool and also the recruiters are coming through town and, I mean, he's really good at football.

2. Lirin: Public Defender

If we avoid the obvious job (doctor), then Lirin still needs a job where he is doing good, but it's pretty thankless and the general public are suspicious and think he might actually be evil somehow. So I figure: public defender. He's highly educated, helping people who need it, and just getting nothing but grief as a result. Worst of all, his smart son wants to be a FOOTBALL player!

3. Marsh: Masseuse

I feel like people who are good at hemalurgy know about the body and its pressure points and things like that. And frankly, "acupuncturist" felt too on the nose.

4. Shallan: Park Ranger

Shallan HATES to be confined, so no way she's going into an office job. Plus, she likes nature and animals, but I'm trying to avoid the more obvious jobs (like botanist or ecologist). It's just too bad that Shallan is SO bad at staring a campfire, though.

5. Navani: Wedding Planner

Navani is VERY good at managing people and events, as seen when she had to manage everything while Gavilar was off plotting. She's also very organized and literally invented wristwatches. So I think she's be very good at this job.

6. Elend: Grad Student

This one may be too obvious, but I figure something like "politician" or "philosopher" are more obvious. But to me, Elend has major grad student energy.

7. Nale: Insurance Adjuster

Nale is a cop, of course, through and through. But if he wasn't a cop, then he'd need some other job where he uses the rules to screw people over. So I see him as, like, an evil insurance guy who's denying people medical coverage because the company wants him to.

8. Blackthorn-Era Dalinar: Debt Collector

If flashback Dalinar couldn't make a living mowing people down in battle and had to find a less obvious job, then I could see him being the guy to hunt down people and demand money they don't have. He doesn't really care about the money. He just likes the hunt.

9. Adolin: eSports Player

It's a job where you can head-to-head battle people and your dad is vaguely puzzled and thinks you should be doing something more important with your life.

10. Lightsong: Customer Service Agent

In canon, Lightsong's job is to face down a huge line of people and tell them "no" in response to them asking for something they want. So, I mean, I feel like that's equivalent to one of those shitty customer service jobs where you're not really allowed to help people (until, of course, Lightsong goes rogue and does start helping people, but that's another story...)

11. Stormfather: Bus Driver

He has his route, and he's not deviating from it. And if you miss the bus, he's not stopping. He's not going back. You can try to run, but you will not catch up to him.

12. Tress: Mechanic

As a Sprouter, Tress had to figure out how each of the spores worked and how to use them. I just feel like she'd be good at diagnosing issues in machinery and then fixing them.

13. Steris: Programmer

She's precise, she's smart, she likes rules. I think coding would suit her.

14. Yumi: Waitress

She could stack the plates SO high.

15. Marasi: Investigative Reporter

Which, honestly, is what I wish she had been rather than being a cop like in canon. I think it would suit her! She'd get to research, investigate, find the truth...

16. Kelsier: Motivational Speaker

He tells you about the power of smiling no matter what, so that you are never defeated. He tells you to carry something small, some memento or photo, to help you find your motivation. You tells you that no goal is out of reach--you just have to find the right people and the right steps to move forward. And he tells you that the most important thing is to survive.

[ms-demeanor]

any tips for Adult Phone Calls? i've been putting some off and it's going to start costing me money if i don't Get It Together soon, but that pressure just makes it harder!! part of my issue is not knowing what The Script is and part of it is that i find real-time conversation as An Adult really daunting....

Yes!

Okay so a big part of my job is answering phone calls; I am a professional person who answers phone calls from people who would rather not have to call me and who are usually confused and upset by what is happening, which often has the potential to be expensive for them. It's a stressful call to make!

As a professional phone answerer, here are the things that help ME when people call:

Be able to describe the reason that you're calling and what you would like to do about it. This is a simple two-step giving basic background information and your desired outcome so that the person answering the phone can get the process started for you. Examples: "Hi, I'm a new patient referred by Doctor X; I'd like to make an appointment with Dr. Y." "Hi, I tried to use my credit card but it was rejected, I would like to know why." "Hi, I am calling about a late payment; I would like it removed from my record." "Hi, my sink is leaking and I'd like to schedule a visit for repair." "Hi, I think my computer has a virus, I'd like to bring it in to get checked out."

Call when you have some time. Don't call when you've only got five minutes to be on the phone, this could take a while and you will be less stressed if you call when you've got at least ten minutes to half an hour where you won't be interrupted. If you are less stressed, the person taking the call will be less stressed, and the whole process will work better.

Have any account/ticket/serial number/referral information handy. Pre-game the call in your head and think about any questions they might need to ask you, then gather the information they might need. Examples: If you're calling about something like a car or computer hardware, know the basics of make/model/age. If you're calling a financial institution or service provider, have your account number, verification information, etc. handy If you're calling a medical office you might want to have a list of medications as well as your insurance card available.

And here's some information that might make CALLERS more comfortable:

We're not mad at you for making the phone call; talking to you is our job. You're not bothering anyone or imposing on anyone's time. Please make the call instead of churning in panic for weeks or months; it's much easier to fix something or resolve an issue if it's addressed early than if you respond to it months down the line.

You can just say right off the bat that you're not sure about the call or that you don't know what's going on and you need help. You might want to say something like "Hi, I'm having an issue and I don't know the next steps to take to get it resolved; could you please help me?"

You can also just say something like "Hi, thanks for helping me; I'd like to let you know that I have a little trouble using the phone and may need to ask questions as we go or think for a second. Thanks for being patient with me, here's my issue."

There is like a zero percent chance that your call is going to be one of the more stressful things they do that day. The call is stressful for you, it is very routine for them, and they are used to everything from getting screamed at to trying to communicate in languages they don't speak to help callers.

Also: if you have not called this place before, feel free to call it with no plans to speak to anyone just to see how the phone system works. It may be an automated phone system and you can call and pre-navigate the options and take notes for when you're ready to call back, and you may be able to find out more of what the system will ask of you. If you get picked up by a person when you're not ready you can simply say "Oh, I'm sorry, I've got another call coming in, I'll call back, thank you" and hang up.

The Script for most Adult-type phone calls is "I am having X problem and I need help fixing it," and then requests for information and someone either providing a resolution for you issue or escalating it to the next step in the process.

It's hard to pre-plan a script without more details because some people you'll call will have a more difficult script than others (canceling cable, for instance, can be a hassle and there are people out there who have written specific instructions on how to do that) and some will be very easy (scheduling an appointment or opening an account can often be very simple!) but regardless of how difficult the specific script is you can ask for help along the way, and the process will be easier if you've done a little information gathering about your own needs/issues/desired resolution.

Good luck! Please don't let the phone scare you too much! People on the other end of the phone are usually quite happy to help.

If it's something really contentious like dealing with a collections agency, look up specific resource guides because that's where it pays to have a very specific idea in mind of how you're going to approach the problem.

[withgreatpowercomesmyfuckingdick]

Hi! Imma do something rare and actually make content, but its 11 at night and i just had a brain worm

for those of you that don’t know, i work at an accounting office. we do taxes. it is tax season. and now im thinking abt how AGSZC does taxes and what their papers are like and im inflicting it on the rest of you even if its gibberish

Angeal: A godsend. Keeps his forms in order and filed properly, calculates everything else himself like a good man. Papers honestly aren’t too bad, maybe 10-12 just because of his career/insurance plus his doubtless donations to charity, but aside from that. straightforward and done at his kitchen table

Genesis: A fucking NIGHTMARE. no doubt pays someone else to do it. and for fucks sake, i know he invests. constantly and consistently and probably in anything he thinks stands the slightest chance against shinra on the market. his 1099-B is a mess and definitely Not Totaled, so his is the bullshit you have to insert one. investment. at. a time. He’s the type that keeps fucking calling too, I can just tell. but, aside from the 1099-B, he’s probably got simple stuff as well. probably several 1099-INTs from several different bank accounts, maybe a couple 1098s floating around from vacation houses or some shit.

Sephiroth: Does his own. In ridiculously early. Makes almost no personal purchases so hardly has anything to pay. I can’t imagine not having a last name or not knowing his birthday doesn’t end up a legal problem somehow, so he likely has to walk directly into a damn tax office to say hey this is me and this is my shit no, someone isn’t stealing my identity. has one singular document and it’s his W-2. Which is. Fucking astronomical. Like, the number doesn’t even look right. His paycheck as a SOLDIER isn’t taxed, so he doesn’t really get much back on his refund. The only first without a healthcare /insurance form because why tf would Sephiroth have healthcare? What’s he gonna do, get sick?

not getting into how doing his own taxes was definitely a fight between him and Hojo at some point and ended up getting hashed out in a board room. Hojo didn’t like him having the autonomy of filing for himself instead of being claimed ad Hojo’s ‘dependent’. Sephiroth deadass threatened to go to court abt it. The President told Hojo to suck it up so they didn’t have to deal with scandal, Hojo wouldn’t tell Seph his birthday to be difficult, and here we are

Zack: Panicking. Late. Doesn’t know if his forms came in the mail, doesn’t know where he put them most of the time. Scrambles around for a fuck ton of receipts, ultimately has to request Shinra send him his shit again. DEFINITELY pays someone else to do it. W-2, 1095-A, 1099-C(s)(he has several debts i can feel it i love him but he screams bad financial decisions), probably some shit for his bike too. He customs it so I can see him listing some parts he buys for it as work expenses. Jokingly puts some money he gave aerith for flowers and what he spent to make her wagon as donations to charity and it actually goes through because the church is still considered a legal entity. Definitely has to pay late fees.

Cloud: Pays Tifa to do it. Filing for both of them is a nightmare cause all their shit burnt in Nibelheim, so once Edge gets right with the WRO they have to do all their paperwork from scratch and get reassigned SSNs. He genuinely has a fuckton of paperwork from doing the Strife Delivery Service. Luckily, only ‘employee’ he has is Tifa, and even then she doesn’t do things regularly aside from pick up the phone. Doesn’t make his business an LLC until he’s literally forced to due to his number of clients and someone trying to sue him for damages. 1099-NEC for TIfa for sure, then once he’s an LLC, some yearly maintenance to keep legal. Mileage and gas expenses go CRAZY on his self employment form, I fucking bet. I bet Cloud’s handwriting is shit tho. Tifa’s at her desk counting up his gains and losses for fucking ages because his fives look too similar to sixes. Eventually she wrangles him into installing some shit on his phone that counts it up, if only to cure her headache. Funnily enough, he does get veteran benefits from what’s left of Shinra’s shit, reparations of sorts, but he doesn’t keep it. All goes to charity, so that ends up in the books too.

alright, that was unnecessarily in depth and way longer than i planned. good night LMAO

[threepandas]

Bird4Bird Part 3: Yandere Hawks

Did you know? That Fukuoka has the highest concentration of winged Quirks in Japan? Most of them in or around Kyushu. It's a remarkably recent thing too. Used to be farther north, but that slowly died off when the Hero Rising Wing died in action.

Wanna know WHY?

It's because of the fuckin Gyms.

The markets. The specialty doctors offices. The clothing lines that cater to people who have LIMBS sticking out if their backs. All of those? Yeah, they picked up and looked for the next Hero to slap a brand deal on. Because GOD FORBID they serve the community that already existed and needed them.

So folks had to move. Sell their houses.

It was that or take the train for hours each day, after all.

Because? Again. No license? Who CARES if your health suffers! Fucking WALK. Dangerous muscle atrophy and spinal problems? Should have thought about being a HERO! Bleed for the state!

You're not bitter.

You're just routinely pissed enough to spit shards of GLASS.

Doesn't help that YOUR quirk? Oh, YOUR Quirk is one of the BIG ones. One of those "why yes, I CAN bench press a small vehicle, why do you ask?" Sorta quirks. The upkeep is a NIGHTMARE. You live in a god damned SHOEBOX.

You HAVE too! Because FUCKING INSURANCE doesn't cover "frivolous" "luxury" expenses like your Hero-grade gym membership. Which you only NEED because you'd BREAK the normal machines at a standard Avian Quirk Specialty Gym. But good luck trying to agree with the BIGOTS at-!!!

.....breathe. Just.... just breath. In, then out, in, then out.

Not Worth it.

This is workout time. De-stress. Getting to stretch your wings. Work up a swea-OH MOTHER FUCKER!!

Hawks bats his eyelashs, obnoxiously in your opinion, at you and twiddle his fingers in a cheeky lil shit wave. No. NO. This is you day OFF from community service. You were supposed to be FREE of him! How is he HERE?!

You look him dead in the eyes and project MURDER.

His obnoxious grin gets bigger. It's like he WANTS you to fight him! Is... is this bullying? Are you being BULLIED? You're on fuckin PAROLE. The flesh may be so, SO willing to slam him face first through a wall... but the spirit DOESNT WANT TO GO TO JAIL. His ass ain't worth it!

Leave you crimson ass, crow demon! FUCK OFF!

He pouts exaggeratedly at you. Dramatic and fake as shit. "Aaaw, aren't we FRIENDS? Don't you want to hang ooooout~?" NO! I would sell you back to whatever hell dimension you crawled from, for a toothpick I DONT EVEN WANT!

He looks delighted.

Stop that!

You try and ignore him. Finish your work out. But he is so, SO clingy and whiny and LOUD. He's doing on purpose. You know he is. HE knows, you know, he is. You can see it in his eyes. It's the fucking malicious little sparkle.

Is he getting OFF on this? What, does he just LIKE to harrass people? Pick at them?

If he keeps fucking around, he's GONNA find out.

You storm away the second your done. Try to lose him at the changing rooms. Fail. Now he's following you... eating greasy fried chicken... OBNOXIOUSLY. Does he HAVE to FLY while he does that?! The exaggerated noises are COMPLETELY UNNECESSARY!

You spin to rip him a new one, take one look at his smug, victorious expression... and? Actually? Enjoy your fucking chicken. Mama didn't raise a lil bitch. She had a Cutesy Pair Of Angel Wings™ her entire life. Was fetishized to FUCK and back. Learned the fine art of rage and taking no prisoners.

She? She raised a spiteful wrath child with a strong sense of justice.

Fuck yoooooooou.

You hope he CHOKES on that chicken. You begin to turn, but stop. He WAS looking annoyed that his plan didn't work. Why did he just start smirking? He looks entirely too smug and pleased. Not looking AT you. Over your head? Behind-?

"Omg, IS THAT HAWKS~♡?!"

Oh, fuck. You feel the blood drain from you face. His eyes flick down to yours. His PR, fake ass, smile has never been toothier. D...Don't do it. Don't you DARE.

He strikes a photo ready pose. Why YES HE IS~!

You desperately try to get out of the way. You've SEEN the carnage. The poor souls caught in the crossfire. High pitched squeals and thundering feet race closer from behind you. A red feather has by the front of the jacket. You stare down in betrayal. Back up in horror.

You're supposed to be a HERO!

The Fan's cometh. And with a howling curse, you get consumed by the crowd. Hawks laughs, bright and charming above the crowd. His feathers never leaving your body as you get thrown around. Shouldn't have ignored him~

But man, the face you made was pretty cute, too.

Following you was a great idea! He should do it more often~♡

[insuserve]

Applied Epic and Insurance Process Outsourcing – Tools for Powering Agency Growth

Applied Epic and Insurance Process Outsourcing - Tools for Powering Agency Growth As every insurance agent knows, operational tasks can absorb a substantial number of manhours – time that could be better spent communicating with clients, making new connections, and soliciting new business. Relationships are at the core of the insurance industry and focusing on. Read more https://www.insuserve.com/blog/applied-epic-and-insurance-process-outsourcing-tools-for-powering-agency-growth/

[galaxygolfergirl]

Watcher's Expenses

I didn't major in accounting: I took three classes and it grinded my brain to a fine powder. However, after graduating with a business admin degree, being a former eager fan of their videos, and from a cursory glance over their socials, there's a lot to consider in their spending behavior that really could start racking up costs. Some of these things we've already noticed, but there are other things I'd like to highlight, and I'll try to break it down into the different categories of accounting expenses (if I get something wrong, let me know. I was more concentrated in marketing 🤷‍♀️). I'm not going to hypothesize numbers either, as that would take out more time than I'm willing to afford-- you can assume how much everything costs. Anyways, here's my attempt at being a layman forensic accountant:

Note: All of this is assuming they're operating above board and not engaging in any illegal practices such as money laundering, tax evasion, not paying rent, etc.

Operating Expenses

Payroll: 25+ staff salaries and insurance

Overhead Expenses

CEO/founder salaries

Office space leasing or rent (In L.A, one of the most expensive cities in the US)

Utilities (water, electricity, heating, sanitation, etc.)

Insurance

Advertising Costs

Telephone & Internet service

Cloud Storage or mainframe

Office equipment (furniture, computers, printers, etc.)

Office supplies (paper, pens, printer ink, etc.)

Marketing costs (Social media marketing on Instagram, Youtube, SEO for search engines, Twitter, etc. Designing merchandise and posters, art, etc. )

Human Resources (not sure how equipped they are)

Accounting fees

Property taxes

Legal fees

Licensing fees

Website maintenance (For Watchertv.com, Watcherstuff.com, & Watcherentertainment.com)

Expenses regarding merchandising (whoever they contract or outsource for that)

Inventory costs

Potentially maintenance of company vehicles

Subsequent gas mileage for road trips

Depreciation (pertains to tangible assets like buildings and equipment)

Amortization (intangible assets such as patents and trademarks)

Overhead Travel and Entertainment Costs (I think one of the biggest culprits, evident in their videos and posts)

The travel expenses (flights, train trips, rental cars, etc. For main team and scouts)

Hotel expenses for 7-8 people at least, or potentially more

Breakfasts, lunches and dinners with the crew (whether that's fully on their dime or not, I don't know; Ryan stated they like to cover that for the most part)

Recreational activities (vacation destinations, amusement parks, sporting activities etc.)

The location fees

Extraneous Overhead costs (not sure exactly where these fall under, but another culprit, evident in videos and posts)

Paying for guest appearances

Expensive filming & recording equipment (Cameras, sound equipment, editing software subscriptions, etc.)

The overelaborate sets for Ghost files, Mystery Files, Puppet History, Podcasts etc. (Set dressing: Vintage memorabilia, antiquated tech, vintage furniture, props, etc.)

Kitchen & Cooking supplies/equipment

Office food supply; expensive food and drink purchases for videos

Novelty items or miscellaneous purchases (ex. Ghost hunting equipment, outfits, toys, etc.)

Non-Operating Expenses

These are those expenses that cannot be linked back to operating revenue. One of the most common examples of non-operating expenses is interest expense. This is because while interest is the cost of borrowing money from a creditor or a bank, they are not generating any operating income. This makes interest payments a part of non-operating expenses.

Financial Expenses

Potential loan payments, borrowing from creditors or lenders, bank loans, etc.

Variable Expenses

Hiring a large amount of freelancers, overtime expenditure, commissions, etc.

PR consultations (Not sure if they had this before the scandal)

Extraordinary Expenses

Expenses incurred outside your company’s regular business activities and during a large one-time event or transactions. For example, selling land, disposal of a significant asset, laying off of your employees, unexpected machine repairing or replacement, etc.

Accrued Expenses

When your business has incurred an expense but not yet paid for it.

------------------------------------------------------------------------------------------------------------------------

(If there's anything else I'm missing, please feel free to add or correct things)

To a novice or a young entrepreneur, this can be very intimidating if you don't have the education or the support to manage it properly. I know it intimidates the hell out of me and I'm still having to fill in the gaps (again, if I've mislabeled or gotten anything wrong here, please let me know). For the artistic or creative entrepreneur, it can be even harder to reconcile the extent of your creative passions with your ability to operate and scale your business at a sustainable rate. That can lead to irresponsible, selfish, and impulsive decisions that could irreparably harm your brand, which is a whole other beast of its own.

My guess at this point is that their overhead and operation expenses are woefully mismanaged; they've made way too many extraneous purchases, and that they had too much confidence in their audience of formerly 2.93 million to make up for the expenses they failed to cover.

It almost seems as if their internal logic was, "If we make more money, we can keep living the expensive lifestyle that we want and make whatever we want without anyone telling us we can't, and we want to do it NOW, sooner rather than later because we don't want wait and compromise our vision." But as you can see, the reality of fulfilling those ambitions is already compromised by the responsibility of running a business.

And I wrote this in another post here, but I'll state it again: Running a business means you need to be educated on how a business can successfully and efficiently operate. Accounting, marketing, social media marketing, public relations, production, etc; these resources and internet of things is available and at your disposal. If they had invested more time in educating themselves on those aspects and not made this decision based on artistic passion (and/or greed), they would have not gotten the response they got.

Being a graphic designer, I know the creative/passionate side of things but I also got a degree/got educated in business because I wanted to understand how to start a company and run it successfully. If they’re having trouble handling the responsibility of doing that, managing production costs, managing overhead expenses, and especially with compensating their 25+ employees, then they should hire professionals that are sympathetic to their creative interests, but have the education and experience to reign in bad decisions like these.

Anyways, thanks for coming to my TedTalk. What a shitshow this has been.

[enigma2meagain]

RESTRICT Act: The TikTok Ban is a Smokescreen for PATRIOT ACT 2.0. EDIT: KOSA and EARN IT Act are also back.

EDIT: So now we not only have RESTRICT to worry about, but we also have the EARN IT Act and the Kids Online Safety Act to deal with.

See here for my previous post on it. Fuck Blumenthal and Blackburn for trying to bring back two pro-censorship bills on top of the RESTRICT Act.

And Evan provides some insight on it.

EDIT: SO it turns out that Meta IS partly behind this, but it’s also due to Silicon Valley AND the government wanting more power and control. More information in the links provided below.

EDIT: List of Sponsors has been removed for easier reading. You can still find the list in the Link to the bill itself.

EDIT: Meta-related information apparently incorrect. Updated for accuracy.

----

Here is a link to the bill:

----

This RESTRICT Act is EXTREMELY authoritarian and violating privacy and the 1st Amendment. It’s being disguised as being about banning TikTok, but it’s VASTLY overreaching and basically gives far too much power to the government.

How bad is this bill? Bad enough that pretty much every side of the political spectrum opposes this bill once they took a closer look at it beyond the TikTok smokescreen.

The following points were articulated succinctly by tumblr user @logan-galbraith (used with permission):

This act, while saying it's to insure American's personal information will be safe from foreign powers, it goes much deeper than that.

It will give the United States Government the power to remove and ban ANY online service they deem "a security risk" while making it so they do not need just cause and do not need to clarify or release a public statement.

It allows them the power to gather American's data without our knowledge or consent and even force us to submit documentation for anything they wish.

It protects the government from scrutiny on this, and if you try to speak about it and inform people on what it ACTUALLY allows, they can claim it to be false information and charge you.

It prevents you from using a VPN as it's seen as a breach of information security, thus they can charge you. (Uncertain on accuracy. Crossed out until more concrete information is revealed)

Failure to abide by these "guidelines" can lead to a fine up to ONE MILLION DOLLARS and/or 20 YEARS in prison.

And above all it does NOTHING to prevent AMERICAN companies from collecting and selling your data.

It doesn't matter what political party you're on, because BOTH parties in office want this. This is not about sides. This is about the ENTIRE government stripping our rights away so they can keep lining their own pockets.

And that’s what the TikTok ban really is; a smokescreen for Congress to grab more power. This is the PATRIOT ACT VERSION 2. This has BIPARTISAN support and approval from the Biden Administration.

The scary part is that this bill is being approved under THIS administration...and it’s STILL incredibly bad.

What would end up happening if an openly fascist leader were brought into power? All of sudden, ANYONE and ANYTHING could become a target or considered an adversary under the flimsiest of pretenses.

What should YOU do?

Well, the same thing as past horribly invasive bills like EARN IT and KOSA; we make a LOT of noise, and get the word out.

While there has been increasing amounts of negative press and opposition on this bill, it’s hard to tell how much this has really slowed thing down. As such, getting the word out on how bad this bill is CRUCIAL. Make it EXTREMELY CLEAR that the TikTok ban is just a smokescreen, and that this is nakedly authoritarian and dangerously unconstitutional.

And PLEASE call your Senators.

Find your 2 senators numbers here.

Fax them, email them.

Tell them they MUST oppose this bill. Calmly make it clear to them that if they support this bill, then you will vote for someone else who doesn’t go along with this blatant act of authoritarian intent. CONTACT any major human rights and cybersecurity related organizations and let them know about this bill. Get this out to any local news groups that you can.

There’s some petitions by groups like ACLU: https://go.peoplepower.org/letter/tiktok-ban

They are betting on people being blissfully ignorant of this, that it’s “Just about a Silly App”, so they will not expect you to contact them about this. They are trying to weasel this through in order to give themselves more power, and we won’t be able to do anything about it without the risk of being jailed or censored.

Here’s a part of a rough script if you need one. Add in more based on what is relevant:

"Just to make you aware I do not support the TikTok ban and I do not support the Restrict Act. If this bill is passed I will not support any official who supports that bill. Instead, I will be spending all my time and energy supporting your opponents in the primaries."

----

A list of links/citations:

Truthout Article 4/02/2023: Restrict Act Critics Call the Far-Reaching “TikTok Ban” Bill a “Patriot Act 2.0”

Dailydot Article 3/10/2023: “The RESTRICT Act isn’t about banning TikTok—it’s designed to force a sale”

Lawfareblog.com 3/23/2023: “Two New Bills on TikTok and Beyond: The DATA Act and RESTRICT Act”

Reuters Article 3/28/2023: “If TikTok is banned, brace for epic First Amendment fight”

VICE Article 3/29/2023: The 'Insanely Broad' RESTRICT Act Could Ban Much More Than Just TikTok

Reason Article 3/31/2023: The RESTRICT Act Would Restrict a Lot More Than TikTok

ArsTechnica Article 3/31/2023: Meta can’t buy TikTok, so it hired GOP operatives to run a smear campaign

https://twitter.com/evan_greer/status/1642721929013362688?s=46&t=9ilK5pqP73XDblTtTbb4Qg

https://twitter.com/Imani_Barbarin/status/1640527908790837250?t=nTf7qCAcXB1s1RE-fb2Cwg&s=19

----

[bcolfanfic]

Mollie I’m in desperate need of Curt HC’s from the young vet au!!! If you want!! Please don’t let me annoy you about it!!! <3

these are dedicated to @johnslittlespoon bc i associate curt with them <3

most importantly, he ain’t dead! this is an AU and i make the rules, yay

still from new york, still a little crazy

this is in the 21st century and post don’t ask don’t tell being abolished. but people are still people and a handful still give bucky and gale shit when they pick up on their relationship. curt is protective of them and gets into more than one yelling match and/or brawl coming to their defense

puts himself in charge of making the hype up playlists for the field and takes it super seriously. doesn’t take requests either, everyone just has to trust his judgment.

when he gets his leg blown off by a land mine and goes home he says they aren’t allowed to let anyone else make the playlists, he’ll keep doing it from the states.

but before he leaves when he’s still in the hospital in bagram he gets in his head about how he wasn’t doing anything “noble” when he got hurt and was just in the wrong place at the wrong time

bucky tells him that doesn’t mean anything- that his being here at all was noble and nothing can take that away.

curt says he doesn’t know about that, and sees bucky’s face shift.

they change the topic.

the guys are all bummed to see him go home but bucky is *crushed*. gale sits up with him the first couple nights he’s gone and rubs his back while he cries. he just really misses his buddy 💔

when curt gets back to the states he gets a service dog that’s the most spoiled dog on earth. that’s his baby and he names it some goofy human name like tony soprano.

he keeps in touch with everyone while they’re still over seas. but the first people he sees when they’re back stateside are gale and bucky- flying out to visit once they’re settled in wyoming.

he knew bucky wasn’t doing great, but actually seeing how bad he’s doing in the flesh makes his gut twist. especially when he brushes it off. especially when he can see it in gale’s eyes how worried and exhausted he is.

it comes to a head one night when bucky and gale get into argument and bucky goes from 0-100 in about 60 seconds. curt steps in to intervene, tells bucky to come outside with him and smoke to cool off.

bucky tells him to fuck off and mind his business.

“we don’t need a couples therapist, get the fuck outta’ my god damn house.”

“yeah no can do bucky. not letting you talk to gale like this, or me. get outside. now.”

but bucky is stubborn and just doesn’t move. gale looks near tears and before curt can think better of it he smacks bucky upside the head.

“look at what you’re doing to him- you think this shit is cute? when’s the last time he raised his voice at you off the cuff?”

gale tells him to stop, even if he does appreciate someone else trying to get through to him.

tells him to stop because he knows what’s coming when he sees bucky’s bottom lip shake.

bucky bursts into tears and presses his hands into his eyes- mumbling about being too fucked up for all of this as his chest heaves.

“i got my shit too man, come on, let’s go outside.”

bucky follows him this time and they sit out there for 2 hours talking about the war and the government and PTSD and the VA’s office.

which is apparently just as incompetent in new york.

but bucky can’t help but laugh at one of curt’s gripes with them being that his insurance would cover an a-typical prosthetic, not a peg leg from some guy that manufactures them in his garage upstate.

he needed that laugh.

“i put gale through too much. feel like he regrets getting a marriage certificate the second we came back. not settlin’ down with some girl. not like he’d have a hard time getting one.”

“hey- no way. he loves you. wouldn’t be so bent up seeing you hurting if he didn’t. if he wanted out- he wouldn’t be here. you’re the self destructor, all respect. not buck.”

bucky taps his cig in the ash tray on the patio table.

“when you’d get so smart?”

“gotta compensate for havin’ one less leg with something.”

[jenthebug]

I just spent three hours at the county’s human services office, waiting for my number to be called.

There was a woman ranting about everything from wait times to red tape to the satanic conspiracy of vaccines to how the mall is evil for not giving her daughter free water.

There was a hyper little toddler Naruto running up and down the hallway.

So many noisy phones. So few masks.

There was a man who wouldn’t turn down the incessant slot machine noises on his phone, who would then yell at his wife to speak up whenever she spoke. “I’M LOSING MY HEARING FOR CHRISSAKES!” She eventually stopped talking.

There was an employee checking ticket numbers, she was very apologetic about the wait and I felt sorry for her. “Yeah, it’s gonna be about forever until you’re called…”

I got an answer I didn’t like, and the helpful pro tip to come back in the morning for shorter wait times. (Right when I’m dropping Jay off)

Now I have to call HR and the insurance company handling my disability and get letters from them.