#importance of financial report

[theinnovativeindianaccountant]

The Indian Accountant. is an accounting company headquartered in Kolkata, India, with operations globally. Our experienced staff of professionals includes Certified Public Accountants (CPAs), Enrolled Agents (EAs), Chartered Accountants (CA-India), and other professional staff in various stages of certification

[vimesbootstheory]

"I have completed the initial review of your business plan and cash flow and overall, you've done a great job putting everything together! Often we have recommendations and changes to help strengthen one's application, however, I don't see any significant gaps in what you've presented."

this is great. I'm going to get a good grade in applying for a business loan, something that is both normal to want and possible to achieve.

[cyber-soul-smartz]

Mastering Financial Literacy: A Complete Guide

Unlock your path to financial freedom! Dive into our comprehensive guide on financial literacy, budgeting, saving, investing, and retirement planning. Share your thoughts, ask questions, and join the conversation to take control of your financial future.

The Concept of Financial Literacy Financial Literacy Concept                Did you know that one in five American adults would rather spend more time planning their vacations than managing their finances? A survey by MyBankTracker  (n.d.) revealed that nearly 20.1 percent of American adults spend more time researching travel details than handling their money matters, yet 34 percent use an…

[boreal-sea]

Who is Kamala Harris?

These are all from her Wikipedia page. I have picked the top 5 for each of these sections. Maybe you think other things are more important, these are just the things that stood out to me:

Highlights as District Attorney of San Francisco:

was tough on gun crime: created a gun crime unit, set 90-day minimum sentences, raised bail for gun-related crimes, and prosecuted all assault weapon possession cases as felonies.

created a hate crimes unit specifically focused on LGBTQ hate crimes against children and teens in school.

was (and is) against the death penalty; during her time as DA did not cave to pressure in several cases to seek the death penalty.

helped create the San Francisco Reentry Division, aimed at helping prisoners reintegrate after their sentences are through; the program became a national model.

refused to enforce prop 8, which was at the time California's ban on gay marriage.

Highlights as Attorney General of California

introduced the Homeowner Bill of Rights and fought against banks, mortgage companies, and credit card companies.

fought for financial reimbursement for public employee and teacher pensions.

fought for environmental protections and secured settlements and indictments against several oil companies for oil spills.

conducted a review of implicit bias in policing and the use of deadly force and introduced implicit bias training.

declared a law that California law enforcement had to collect and report police violence.

Highlights as a California Senator:

condemned Trump's Muslim ban.

opposed Trump's appointments of Betsy DeVos and Jeff Sessions, his nomination of Neil Gorsuch, and voted against confirming Kavanaugh.

tried to make lynching a federal hate crime.

urged the Trump administration to investigate the persecution of Uyghur Muslims in China.

voted to convict Trump on charges of abuse of power and obstruction of Congress.

Highlights as Vice president:

as President of the Senate, cast the tie-breaking vote in the Senate that ensured the passing of the American Rescue Act.

has cast more tie-breaking votes than any other Vice president in US history - she is responsible for many of the achievements of the Biden administration actually passing the Senate.

created task forces on corruption and human trafficking.

created a women's empowerment program.

has criticized Israel's actions during the current conflict in Gaza and called for an immediate ceasefire.

[sunriseovergotham]

esha clinging to his morals like a buoy in the storm

[pastadoughie]

many people were confused about some of my previous posts, so for the sake of clarity i am condensing everything! tumblr has extremely transphobic moderation practices, often flagging completely innocent posts as explicit, solely for containing trans women in them or mentioning transgenderism. while letting untagged porn in sfw tags (ive literally seen porn tagged as "sfw agere") and blatent hatespeech, especially twards trans people (just look at the "gender critical" tag) go completely unchecked recently the CEO of tumblr had a big public hissyfit about people (rightfully) calling him transmysogenistic, going into random trans womens dms to harrass them, and saying that predstrogen saying she "hopes he explodes with hammers and then explodes again and hammers fly everywhere" is a death threat and saying he is calling the FBI on her (repeatedly misgendering her and calling her "it") and many bloggers, apon speaking out about it or even making harmless jokes (one trans woman posted a picture of a car and a hammer with the caption "reblog to scare matt" and got nuked for it) and many are very very angry (rightfully) about this whole affair and tumblr in general. if you would like to look into it i reccomend scrolling the "predstrogen" tag as she is the case most people are talking about at the moment. So, what can we do? this is clearly an ongoing issue, and, dispite having lost a lawsuit about their transphobic moderation in the past (see : https://www.documentcloud.org/documents/21274288-tumblr-nycchr-settlement) its clearly not gonna stop with just user complaints, as staff members are perfectly content to just go scorched earth on users who even so much as lightly poke fun at them well if you want to help you should contact the human rights commision (i will give clear details further down) ! you dont have to be in the US, nor be an adult to file, and it only takes a few minutes. this is the best and most effective method to fix this, because it hits tumblr where it hurts. human rights acencies have a lot of legal and financial power and tumblr CAN NOT just ignore them, and given that this will be the seccond time this is happening, the commisions shouldnt be playing nice anymore eaither. its really important that AS MANY PEOPLE AS POSSIBLE FILE, and with different examples! while maybe your case might not be enough to prop up a lawsuit on its own, we need to prove a general trend. so every little bit counts! to respond to another question abt this ive gotten, as for what exactly to report, you should a) write about an act of discrimination youve recieved on tumblr that was eaither administered by a staff member OR that staff refused to give adequate moderation action in for example : a terf posted some blatent hatespeech targeted twards you, and you reported them, and staff looked at the issue and refused to persecute it. example 2 : you were unfairly flagged, deleted, or otherwise punished by a staff member and you are queer ( AND the post they banned you for has some kind of tie to your gender, ex : a sfw transition progress photo ) OR b) if you have not personally recieved something like that, please look for other peoples stories (THEY SHOULDNT BE HARD TO FIND, within the last couple of hours trans people have been being banned LEFT AND RIGHT for trying to speak on this. i would reccomend checking some of the tags related to what happened with predstrogen) and you should describe that incident as best as possible (be sure to disclose that you are speaking for someone else, ideally you should tell the story of someone you know, if possible.) you can also mention any reports you have made twards people posting blatent hatespeech that, opon reveiwing tumblr refused to prosecute dispite it being very obviously against terms of service. just so nobody gets confused about the filing process, im laying it out in more plain languadge!!

first you should email the SF HRC (san francisco human rights commision), at hrc.info@sfgov.org and say something along these lines :

Hello, I am [full name] from [country or state] and I am filing a complaint against Tumblr, witch is owned by the parent company Automattic Inc. located at 60 29th St, San Francisco, CA 94110.

Tumblr has had previous issues with the NYC DHR for their moderation being unfairly biased against trans women (see : https://www.documentcloud.org/documents/21274288-tumblr-nycchr-settlement).

Despite a legally binding agreement with the NYC DHR, staff members still regularly harrass users based on their gender or sexual orientations. For example : on [date of most recent infraction] [describe incident] (if you are describing an incident that did not happen to you specifically, say something like) This incident involves the user [username] who I am not affiliated with (or/) who I am filing on behalf of.

I can be reached for further inquiries about this incident at [email you want to talk over] or [phone number you want to talk over]. (if you would like to be anonymous) However, In the event of legal prosecution against Automattic I would refer to be kept anonymous, where possible, in court proceedings. alternatively, you can also call the SF HRC at : 415-252-2500, you can use the above text as a starting point for this as well, next you want to fill out the form for the NYC DHR (new york city department of human rights) here : https://www.nyc.gov/site/cchr/about/report-discrimination.page for company you wanna put : Automattic and/or Tumblr for address you wanna put : 770 Broadway, New York, NY 10003 for phone number you wanna put : (646) 513-4321 and for category of discrimination you can put : Discriminatory harassment and basis of discrimination you can put : Gender; Gender identity you can then use a similar script on the written section of the form. when describing a specific incident, you should attach as many screenshots and links as possible! (for links, include both a live link and an archival link, so take a capture with the internet archive and have that as an alternative, incase a staff member gets petty.) this should only take a few minutes at most, and it helps alot! you can fill this out if you are a minor, and you dont have to be a us resident, please please take the time!!! and, just to clarify because there are many posts going around that are confused about this tumblr moved offices to san francisco recently, so their main HQ is at : 60 29th St, San Francisco, CA 94110 they DO still have an office in new york city, and thats where their PREVIOUS HQ was, the address is : 770 Broadway, New York, NY 10003

[lbtc]

Active listening is vital in coaching and mentoring, fostering trust and effective communication. It enhances guidance and problem-solving, contributing to overall personal and professional development. Read More - https://www.lbtc.co.uk/leadership-soft-skills-blog/why-is-active-listening-essential-in-coaching-and-mentoring-infographic/

[feminist-space]

"To help prevent errors, debt collection agencies must follow specific state and federal laws when contacting you about debt or reporting negative information about your borrowing habits to the three major credit bureaus. This is why debt validation letters are so important. If you’ve been contacted by a collection agency but never received a debt validation letter from them, you should request proof that the debt is both legitimate and accurate. To help you, this guide covers everything you need to know about debt validation.

A debt validation letter is written communication in which you demand to confirm you have an outstanding debt. The Fair Debt Collection Practices Act (FDCPA) gives everyone the right to request verification of the debt from the collection agencies before attempting to collect it or making a derogatory report about it on someone’s credit report. If you’ve been contacted by a collection agency, you can expect them to send you one of these letters within five business days.

A debt validation letter reports the specifics of your debt from a collection agency. The letter reports what you owe, who you need to pay and when you must pay.

The letter needs to include very specific information:

-The company or person you owe money to

-The date you entered into a financial agreement with the creditor

-How much money you currently owe on the debt

-When you’re required to pay the debt before the agency escalates the case

Debt collectors may attempt to collect a debt from you without sending a debt validation letter. If this happens, you have the right to request the agency provide you with proof you owe the money before they can report the debt to the credit bureaus. Debt collectors must provide written evidence of how much you owe via a debt validation letter. Without this documentation, a collection agency will have a hard time proving you owe a specific amount.

There are several reasons debt validation is important."

Read the full piece here:

[psychotrenny]

I think one of Imperialism's most evil strategies is the national scale torture you'll see inflicted on countries that dare to dream of freedom. Like it's not just about overthrowing the anti-imperialist regime itself, but utterly breaking the very social, economic and in turn psychological foundations it's built upon. Prolonged periods of destruction that are as systematic as they are sadistic with the aim of making life unlivable until the government either collapses or gives in, accepting whatever concessions are forced upon them as the nation is remoulded into an dependent and obedient little neocolony.

Sometimes an imperialist power will act directly to achieve this (just take the gratuitous and deliberate destruction of civil infrastructure during the bombings of Yugoslavia and Iraq), but the preferred strategy is to employ local proxies. Groups like RENAMO in Mozambique or the Contras of Nicaragua. Bands of reactionaries, traitors and general desperadoes are gathered up, trained, armed and transported over the border at the expense of the Imperialists and their local collaborators. These armed groups have no interest in build mass support, of representing an alternative way of life. Their only purpose is destruction; killing, torturing, looting, burning whatever they can in order to bring their country to its knees. Frequently targeting important nodes in the networks that sustain the nation and the people's faith in it (bridges, rail depots, factories, hospitals and schools) but ultimately happy to attack whatever they can; every house burned or person tortured contributes to the climate of terror and corrosion of government credibility. Because when they kill these groups don't like to do it cleanly; their attacks generate countless reports immolation, disembowelment, victims hacked to pieces and left to bleed. But when possible they prefer to leave their victims alive and capable of further spreading their terror, inflicting the most vicious sorts of rape and mutilation on a mass scale

It's not just just evil for the sake of evil mind you. The cruelty has a point; human destruction to accompany the physical. Every person killed is someone who can no longer contribute to the development of the nation, while even living yet physically and psychologically broken victim places further strain on their country's increasingly fragile support systems. Meanwhile the terror of these actions spreads the impact beyond their immediate victims. The murder and torture of peasants makes the survivors too scared to go back into their fields, slowly starving the nation as the rural economy grind to a halt. The gruesome deaths of traders and travelers leaves the survivors too terrified to continue their business, shutting down the distributive networks that make national development and often life itself possible. The terror unleashed on foreign professionals can prompt the survivors to flee and discourage newcomers from arriving, depriving the underdeveloped economic and education systems of the skilled workers they need to improve or even function. And every broken body, ever broken mind, is proof of the government's weakness and ineptitude; a humiliating failure to protect their own people that demoralises supporters and empowers dissenters. The motivated sadism of these terrorist attacks is a microcosm of the motivated sadism displayed by their Imperialist backers

But why go to all this trouble? Why not just send in the paratroopers or organise a coup to end those troublesome regimes quickly? Sometimes it's a matter of possibility. As great as they are, the powers of Imperialist nations are not unlimited. All manner of constraints (domestic unrest, international condemnation which advantages dangerous rivals, the simple financial and human costs of such operations) limit what actions are viable or desirable. This is especially significant when the targets are motivated and disciplined anti-imperialists with a base of deep-rooted popular support, the sort of regime that won't go down to a simple commando raid or bribe to the right general. But sometimes, it's not enough to merely cut down a dissenting government; you have to salt the earth and make sure nothing similar ever grows back. I'll finish with the words of an anonymous Jesuit priest, talking about Nicaragua yet in terms widely relevant enough to be published in John Saul's conclusion to A Difficult Road: The Transition to Socialism in Mozambique (1985):

In Chile the Americans made a mistake. They cut off the revolution too abruptly. They killed the revolution but, as we can see from recent developments there, they didn't kill the dream. In Nicaragua, they're trying to kill the dream

[corpseedgroup]

How ESG Investing Can Create Financial Returns

ESG (Environmental, Social, and Governance) investing is a type of investment strategy that considers not only the financial performance of a company, but also its impact on the environment and society, as well as its governance structure. ESG investing can create financial returns in several ways:

Improved long-term financial performance: Companies that prioritize ESG factors are more likely to have better long-term financial performance than those that do not. This is because they are better positioned to identify and mitigate risks, such as environmental or social risks, that could impact their financial performance in the long run.

Reduced risk: ESG investing can help reduce risk by identifying companies that are more resilient to environmental or social changes. For example, a company that prioritizes reducing its carbon emissions may be less vulnerable to future carbon taxes or regulations.

Increased customer loyalty: Consumers are increasingly aware of the impact their purchases have on the environment and society, and are more likely to support companies that prioritize ESG factors. This can lead to increased customer loyalty and revenue for companies that prioritize ESG factors.

Lower cost of capital: Companies that prioritize ESG factors may be more attractive to investors, who may be willing to provide capital at a lower cost. This is because investors recognize that these companies are better positioned to identify and manage risks, which reduces the likelihood of financial losses.

In summary, ESG investing can create financial returns by improving long-term financial performance, reducing risk, increasing customer loyalty, and lowering the cost of capital.

Does ESG investing generate higher returns?

There is evidence that ESG investing can generate higher returns, although the relationship between ESG financial performance is complex and can vary across different markets, industries, and time periods. Some studies suggest that companies that prioritize ESG factors may outperform those that do not, while others have found little or no relationship between ESG factors and financial performance.

One possible explanation for the potential outperformance of ESG investments is that companies that prioritize ESG factors may be better positioned to identify and mitigate risks that could impact their financial performance in the long run. For example, companies that are proactive in reducing their carbon footprint may be better positioned to comply with future carbon regulations, reducing the risk of financial penalties or reputation damage.

In addition, investors are increasingly interested in supporting companies that prioritize ESG factors, which can lead to increased demand for these investments and potentially higher returns. However, it is important to note that ESG investing is still a relatively new and evolving field, and the potential for higher returns is not guaranteed.

Ultimately, the relationship between ESG environmental factors performance is complex and may depend on a variety of factors. Investors who are interested in ESG investing should carefully evaluate the potential risks and returns of these investments, and consider working with a financial advisor who can provide guidance and expertise in this area.

How does ESG improve financial performance?

ESG environmental and social governance factors can improve financial performance in several ways:

Risk mitigation: Companies that prioritize ESG factors are better positioned to identify and mitigate risks that could impact their financial performance in the long run. For example, companies that prioritize environmental factors may be better positioned to respond to regulations related to carbon emissions or water usage, reducing the risk of financial penalties or reputational damage.

Cost savings: Companies that prioritize ESG factors may be able to reduce costs by improving efficiency, reducing waste, or implementing sustainable practices. For example, a company that prioritizes energy efficiency may be able to reduce its energy costs, improving its financial performance.

Innovation and competitive advantage: Companies that prioritize ESG factors may be better positioned to innovate and develop new products or services that meet evolving customer and societal needs. This can lead to a competitive advantage and potentially higher financial returns.

Stakeholder engagement: Companies that prioritize ESG factors may be better positioned to engage with stakeholders, such as employees, customers, and communities. This can lead to increased loyalty and trust, which can translate into higher financial returns.

Long-term value creation: Companies that prioritize ESG factors may be better positioned to create long-term value for shareholders by balancing financial performance with social and environmental impact. This can lead to more sustainable growth and potentially higher financial returns over the long term.

In summary, ESG factors can improve financial performance by reducing risk, generating cost savings, fostering innovation and competitive advantage, engaging stakeholders, and creating long-term value.

What is the rate of return for ESG investing?

The rate of return for ESG (Environmental, Social, and Governance) investing can vary depending on the specific investments made, as well as broader market and economic conditions. Like any type of investment, there is no guaranteed rate of return for ESG Reporting.

However, there is evidence to suggest that ESG investing can generate competitive or even superior returns over the long run. For example, a study by MSCI found that companies with strong ESG performance had higher profitability, higher dividend payouts, and lower volatility than those with weak ESG performance. Another study by Harvard Business School found that companies with high ESG performance outperformed those with low ESG performance by up to 4.8% per year.

It is important to note that ESG investing is a relatively new and evolving field, and there is still some debate among experts about the potential returns and risks of these investments. In addition, the rate of return for ESG investments may depend on a variety of factors, such as the specific ESG criteria used, the industry and market conditions, and the investment strategy employed.

Investors who are interested in ESG investing should carefully evaluate the potential risks and returns of these investments, and consider working with a financial advisor who can provide guidance and expertise in this area.

Environmental Social Governance (ESG) investing

Environmental Social Governance (ESG) investing is an investment strategy that considers not only the financial performance of a company, but also its impact on the environment and society, as well as its governance structure. ESG investors seek to invest in companies that prioritize ESG factors and are committed to sustainability report and responsible business practices.

ESG investing can be used across a wide range of asset classes, including stocks, bonds, and funds. ESG investors use a variety of criteria to evaluate companies, including factors such as carbon emissions, labor practices, board diversity, and community engagement.

ESG investing has become increasingly popular in recent years, as investors have become more aware of the potential risks and opportunities associated with environmental and social issues. ESG investing can help investors align their investments with their values and promote positive social and environmental outcomes, while also potentially generating competitive returns.

However, it is important to note that ESG investing is not without its challenges and controversies. There is still some debate among experts about the effectiveness and consistency of ESG criteria, as well as the potential trade-offs between financial returns and social or environmental impact. Investors who are interested in ESG reports and ratings should carefully evaluate the potential risks and benefits of these investments, and consider working with a financial advisor who can provide guidance and expertise in this area.

Read more This Blog :- What is ESG? An Environmental, Social and Governance Guide

[theinnovativeindianaccountant]

The Indian Accountant. is an accounting company headquartered in Kolkata, India, with operations globally. Our experienced staff of professionals includes Certified Public Accountants (CPAs), Enrolled Agents (EAs), Chartered Accountants (CA-India), and other professional staff in various stages of certification

[maplebellsmods]

Join a Country Club Mod

Hello! Unfortunately, Rock Ridge Country Club has closed down due to financial mismanagement and embezzlement. However, your sims now can join an even better club: Cedar Creek Country Club!

I’m excited to announce that I’ve completely reworked the Country Club mod from scratch. This mod holds a special place in my heart as it was the first one I ever made, and I’m thrilled to present it with improved quality and new features.

If you’ve used my previous Country Club mod, you’ll notice both differences and similarities. So, how does the new mod work? Your sim can apply to become a member of Cedar Creek Country Club. This time, the process is more challenging, with the possibility of rejection, requiring more effort both financially and mentally.

However, the application process is streamlined for a smoother experience. Steps to become a member:

Pay Application Fee: This is a 5000 simoleon nonrefundable fee.

Fill out Application Form

Schedule Interview: Choose between two time slots and attend within 24 hours.

Write Letter of Interest

Submit Reference Letters: Cedar Creek requires two reference letters from current members. Your sim can ask a member directly or post on the Cedar Creek community forums. If a member is interested, they may call and offer to write a reference letter. This method is more challenging.

Attend Information Session (Optional): If you have questions about the club or application process, attend an information session available on weekdays.

• Household Funds

• Fame Level

• Reputation

• Job Type and Level

• Charisma

• Interview Outcome

These elements can greatly increase your chances of getting accepted into the country club.​

Once they become a member and pay the $10,000 initiation fee, your entire household will also gain Cedar Creek membership.

As a Cedar Creek member, there are ongoing fees to pay. You can choose to pay annually (over four weeks) or quarterly (over one week). It’s important to stay on top of these payments to maintain your membership. There are many activities your sim can partake in with family and friends. You can find these options on the computer in the Country Club pie menu.​

Your sim can try to appeal to the country club if they have been rejected, kicked out, or blacklisted. The chances of getting another shot are very low, but high charisma can significantly help.

If they get lucky and are invited to meet with the admissions committee, they have a few hours to attend the meeting and must commit immediately. If they were previously kicked out, they will still need to pay the initiation fee again.

Lot Trait

I have also added a Country Club lot trait with the mod. So as a Cedar Creek member if you don't feel like going to rabbit hole activities you use the country club lot trait and use it on any lot.

I wanted the Country Club lot trait to be customizable, so random members won’t show up automatically; you need to assign members to make it exclusive.

You can assign members by left-shift clicking on the computer and finding the option under the country club pie menu. There are a few social interactions available for different sims at the country club, depending on their roles.

The lot trait is straightforward, but the key is to assign members. You can also remove members using the same method.

Does this mod require any DLC?

No, it does not.

What else do I need for the mod?

Lumpinou's Mood Pack Mod, so it is required for the mod to work properly.

You can get the mod here.

If you already have it great! But make sure it's up to date. Otherwise, it will break the UI

XML injector

I'm experiencing some weird bugs!

Let me know, please.

Report it here: Mod Bug Report

How to install the mod?

Electronic Arts/The Sims 4/Mods <--- Unzip the file and make sure it's placed in this path.

Public Jun 23

Download Here

[memecucker]

Eilat is situated on Israel’s southern coast on the Red Sea, linking the country to Asia and the Indian Ocean without the need to transit the Suez Canal, but its volumes had been in decline since a Q4 2022 spike saw the facility handle 124,000 tonnes, doubling its Q1 levels that year.

However, in a meeting with the Knesset’s Economic Affairs Committee on 7 July, CEO Gideon Golbert said there had been no activity at the port for eight months and no revenues coming in.

The port mainly handles bulk cargoes, potash and car imports as well as some containers is considerably smaller than the country’s Mediterranean ports of Ashdod and Haifa, but the effects of the Houthi attacks have clearly affected the Israeli trade.

On a broader scale the Houthi actions have diverted hundreds of container vessels every week on a much longer journey, some 4,000 miles longer, around the African cape to Europe, increasing the fuel costs, and emissions, with the first increment of the EU ETS introduced in January this year.

Conversely the Middle East conflict has given a significant boost to the secondhand container ship market, reports Alphaliner.

[gothhabiba]

hey guys, I could use your help with something! Sue is a Black disabled mother, migrant, and PhD student at Newcastle University who urgently needs solidarity. Newcastle University is reporting her to the Home Office in retaliation for her complaint about her abusive supervisor, in full awareness of her Stage 5 kidney disease. this is a life-and-death situation.

here's how you can help:

retweet Unis Resist Border Control's tweet about Sue's abusive situation at the University of Newcastle

sign the open letter to Newcastle University by 22 May

pass a motion with your UCU branch (template here)

donate to help Sue find a kidney donor, apply to Leave to Remain, pay solicitor fees, and cover living costs

Sue's story from the #WeAreAllSue toolkit:

In 2022, Sue Agazie, high-achieving in her field, was promised financial support for her tuition fees through scholarships and paid opportunities and enrolled into the PhD programme at Newcastle University Business School with this understanding. When Sue arrived in the UK in 2023, however, she learned that all of this financial promise was a lie; the scholarships that she had been promised never materialised. Instead, she has gone into horrific debt and is having trouble surviving.

For almost a year, Sue sought financial support for herself and her family, including grants and opportunities that would burnish the reputation of her supervisor and university as a whole. However, in that year, her supervisor not only prevented her from applying to scholarships and paid opportunities, but further controlled her research and day-to-day quality of life, with a high-level of surveillance, inappropriate supervisory practices, and escalating harassment of both her and her family.

These practices include this supervisor repeatedly preventing Sue from taking part in important professional development activities, such as research presentations, within the Business School. He also isolated her from her senior colleagues, forbidding her from attending particular activities they were facilitating, or spreading malicious rumours about them. Further, the primary supervisor repeatedly ignored Sue's pleas for support on funding applications and other opportunities that would alleviate the precarious financial situation into which she had been placed, telling her to “stop sending me links to scholarships”.

This behaviour would culminate in the primary supervisor verbally abusing Sue a number of times, and maligning Sue’s husband, alleging that he has been too lazy to financially support her. These inappropriate supervisory practices belie Newcastle University’s commitment to gender equality under the Athena SWAN Charter, for which it holds a Silver award, and for which the Business School holds a Bronze award.

An environment of terror and retaliation

This environment of surveillance, harassment, and terror has grossly impacted the health of Sue as well as that of her spouse and children. In particular, her kidney condition escalated to stage 5 kidney disease, a severe and terminal illness that causes disablement and time-sensitive, highly-delicate medical needs, during this ordeal. The National Kidney Foundation in the United States indicates that “stress and uncontrolled reactions to stress” can “lead to kidney damage.” These compounding issues have also understandably affected Sue's studies, although she has bravely persisted in her research, meeting important deadlines.

Sue raised these issues using relevant avenues of informal complaint, including her supervisory teams and student support services; there are multiple complaints that have been raised in this department. However, she did not receive sufficient support. Further, her severe health issues were not treated with the urgency and importance that they deserved. In October and November 2023, Sue's supervisor accused her of allegedly plagiarising his work in what Sue sees as a malicious act of retaliation and victimisation over her informal complaint, and an attempt to sabotage her reputation not just at Newcastle University, but to prestigious global networks. Following all of this mistreatment, Sue filed a formal complaint against her supervisor in February 2024.

Newcastle University is closing ranks

The university came back to Sue on 5 March 2024 with its response, alleging that she had fabricated the complaint against her supervisor in retaliation for his accusations of research misconduct against her, painting this vulnerable, disabled African student as a malicious liar. The supervisor even denies the relevance of her terminal illness and implicates her young child's behaviour in his response, while maintaining that her terminal illness "has nothing to do with her studies or work pressure here". Sue maintains: “During the time that I was supervised by the primary PhD supervisor, he neither kept in regular communication about my disability nor did he signpost me to relevant services within and outside of Newcastle University that could help me. It is dangerous for the primary supervisor to maintain that my disability would not have affected my studies. His comments show a gross level of disability discrimination that does not befit the reputation that Newcastle University seeks to cultivate as an inclusive place.”

Now, the university is claiming that Sue is not "engaging" sufficiently with the programme, and is threatening to report her to the Home Office, despite a written promise in January 2024 that her status would be unaffected due to the ongoing complaint process, and full knowledge of her terminal stage 5 kidney failure. Adding more insult to injury, Newcastle University Accommodation Service has been hounding Sue for rent arrears, even though they know she is critically ill and in a complaint with the university, surviving with the support of Food & Solidarity. Sue has pleaded with the university’s Accommodation Service for a rent freeze, indicating her urgent health complications and her complaint underway with the university. In all correspondences, the Accommodation Service has ignored Sue’s pleas for clemency. There is real fear that the Accommodation Service will evict Sue, her husband and their child. This will, no doubt, cause real precarity to Sue’s already fragile health condition.

We are appalled that the Newcastle University Business School is utilising obvious misogynoirist tropes to close ranks around a disabled Black migrant student who has been treated horribly, and weaponising her precarious migrant status against her as she attempts to seek justice. We are also aware that Sue is not the only student in this situation and that there have been other complaints in this department. It is a stark illustration of the pernicious institutional racism at Russell Group universities that a disabled Black migrant woman with caring responsibilities has been treated this way not only by a supervisor, but by the institution, as well as the abject way these universities instrumentalise migrant students from the Global South as sources of income that they can afterwards dispose of.

Sue maintains that this ordeal has not diminished her resolve to complete her PhD studies at Newcastle University Business School. She says, “I want to finish my PhD research. But for that to happen, Newcastle University must provide the necessary support for a disabled student in a non-abusive environment. I hope that the university listens to me and we can come to a resolution on this matter soon.”

[circeyoru]

The Only Reason _ Part 3

[Yandere!Sung Jinwoo x Worker!Reader - Mana Chaos AU]

Part 1 — Part 2 — Part 3 (here)

“Sung Jinwoo is an S-Rank Hunter…”

“Another one…”

“It’s been 2 years since Cha Hae-In too.”

Nowadays, the emergence of an S-Rank Hunter and some A-Rank Hunters was like a demon had crawled out of hell and into the human world to cause destruction. Strong Hunters were seen and painted as a double-edged sword. On one hand, they could bring about peace to normal—non-awakened—individuals by closing gates and raiding dungeons. On the other hand, they could bring about destruction in their wake due to <Outrage> and the innocence would be harmed. 

Protocols like an awakened Hunter must report to the EMI instead of the Hunter Association because they have to keep track of stronger Hunters. Hunters must continuously measure their mana levels in case of a reawakening into a higher rank. It was unavoidable, no matter which country, because they prioritized ordinary people more. 

Perhaps the only place where EMI regulations can’t touch is America. After what Thomas Andre had done, he singlehandedly protected his fellow Hunters and announced to the EMI that they couldn’t have their way with people who worked to protect them from the dangers known as gates and dungeons. There were some Hunters that escaped to America to join Thomas and his stance, there were also some that were unluckily caught by the EMI, and some that didn’t do anything. Such is the sway of a National Level Hunter. 

Unlike Thomas, who had no weaknesses to use against, Jinwoo was different. His family, his mother and younger sister, were dependent on the society and their system. So, against his better judgement, Jinwoo bowed to the whims of the EMI and was taken in as SM-10. 

In the facility, he underwent several tests to draw a profile for him since he was fundamentally different from his E-Rank file. Anyone could see at a glance. Jinwoo kept his cards hidden because the more capable he was, the greater the danger his loved ones would be in. He was doing everything for his family. Upon capture, he was promised that his family would receive financial support so long as he behaved himself. 

A cowardly but effective threat and compromise that he agreed. 

Still, he hated the people who worked in this accursed building. All those labourers who hid behind a mask and voice changer donned uniforms that displayed their station. Throughout his days, he observed a few groups of workers. 

First was the type that he frequently came into contact with: Guard. As their station name, they guarded things, from equipment to rooms and even Hunter cells. They were the ones that handled conflict and violence, even the heavy lifting, if any. Those who were higher ranked were called Warden; however, he only saw them during his testing sessions when they were making his profile. They all wear black masks—Warden’s mask is black with a white scratch mark over the right eyehole—and black soldier uniforms.

Second was the type that constantly changes to the point he doesn’t even keep track of: Supervisor. Contrary to their high-standing title, they do the smallest and most insignificant tasks, like delivering supplies, checking Hunter cells, and being an owl so passing messages. They were low-ranking workers that most wouldn’t bat an eye to if gone. Perhaps that’s why they have a grey uniform and a grey mask. Their code went as high as the hundreds, going to the thousands. 

Third was the type that he hated most: Investigator or Researcher. They were the ones who administered the tests and punishments to the Hunters, and they monitored them inside their cell. Under their glances, a Hunter is reduced to a mere lab rat. They were individuals connected to the EMI but needed to be more important to make a—any—difference in the building. However, they were respected in some sense because some did aim for the betterment of the Hunters staying in the building. They wear a white mask with a mocking grin and a white uniform, complete with a lab coat.

Last was the type that intrigued him the most: Personnel. Though their code suggests they have people in the hundreds, there was actually only a handful of them in the building. The highest number he saw was 12. They were the ones with the most authority and well-respected individuals among the other groups, their work and station varied from individual to individual. They were the ones that stayed in the building the longest, and a new Personnel would only join their ranks if they carried confidential information about the EMI. 

One would notice there doesn’t seem to be a highest position or individual, but the Personnel were the ones who acted as the say of the facility. None had absolute power to keep each other in check, and in case a threat was targeted, if one fell, the other would continue in the other’s place. The smaller the number, the bigger their authority, it seems. 

Personnel 001 was once his observer during the tests, when he could let loose. After all the observation and boredom, Jinwoo accidentally killed them and was quickly restrained. He paid close attention to what happened. Would another observe him? Would there be a new Personnel in their ranks? What would happen?

Turns out, you happened.

Personnel’s clothing is ever-changing. They have free reign over what they want to wear; needless to say, they have no uniform. They only have to wear a lab coat over their usual outfits, and that’s it. One could mistake them for Investigators, but the distinct code would be shown on their coat at the area over their heart. They have a white mask with reflective black glasses covering their eyeholes. 

Yet when you came in, you were void of that mask that hides one’s expression and face. Still, your poker face was impressive. You appeared expressionless and reminded him of a doll. You neither introduced yourself nor showcased your station, different from Personnel 001, who was practically shouting at him that they were the ones in power in this facility. At first glance, he knew you were different from all the rest. 

“You’re hiding your cards. SM-10.” Your words held knowledge and confidence, stating a fact rather than questioning him. Your arm hugged a black clipboard with a small stack of papers clipped while your other hand held a pen. If you weren’t wearing a lab coat, you’d appear like a strict teacher or lab researcher.

He couldn’t help but let a smile spread over his lips, “What makes you think that?”

“You’re holding back.” You turned to the Guards stationed within the cell to leave you alone. Yes, a Personnel has the authority to be alone with a Hunter, but if it were a Supervisor, they must be with at least two to three Guards. “You killed Personnel 001, why? Be honest.”

There was a shine in your eyes that he noticed. He couldn’t tell what it was, though he wanted to be coy. “You’re not the only ones observing. Why not make it mutual?”

That was his first meeting with you. 

With his Shadows, he watched you and your daily activities. You were practically glued to your work; you came to work early but left late. You have a good relationship with the other coworkers, and most respect you, evident by the nodding heads you receive in the hallways. You also seem to care for Hunters in their cells, inspecting the cell quality and making things more bearable for Hunters like him. 

Thanks to him, more and better changes happened after Personnel 001 was removed. By then, he figured out that whether it was a company setting or a guild setting, 001 was the guild master, and you were the vice master. Once 001 was gone, you had more authority and implemented changes, of course, with the agreement of your other Personnel co-workers. 

In that case, that makes you a lot more interesting. You realized his strength and power, you wanted an improved and more sophisticated place for Hunter, different from how the facility was supposed to be, and you have been treating everyone human. 

Jinwoo concluded that he wanted to stay and get closer to you. With you in charge, his family was practically safe as well. He’ll stay and protect your spot at the top. Yet why were you pushing him away? It infuriated him. Still, he was thankful for the other Personnels’ fear over setting an S-Rank loose in public that he could prove to you how wrong you were to fight for his release.

While showing his point, he reduced the Personnel to perhaps 6 remaining—that already includes you. From 12 to 6, he cut off 4, and then there was 001 as well, so one Personnel died through other means. Either way, he made his point.

You were the only Personnel he liked and could resolve his <Outrage>.

That already bound you to him, and none would harm you unless they wanted the country to fall to ruins. 

The two of you share secrets, and slowly, he got you to open up, showing only him a side of you that you hide behind an invisible mask. You’re the only one for him, he’ll make it so that he’s the only one for you. 

He realized that his emotions and feelings for you turned a bit twisted over time. That Guard 149 that stared at you a little too long? Their leg was somehow caught between the double doors, so they can’t work here anymore, right? That Investigator 083 that was standing so close to you that your arms were touching? An experiment backfired and their arms were amputated. Another Guard that is coded 761 was asking you out? They got into a car accident and died. 

Jinwoo was careful. You never pointed fingers at him nor suspected it was him at all. You were very naive and innocent; he loves that about you. You care for your workers, yet at the same time, you also don’t. He got his answer when he finally communicated with the other S-Rank Hunters during the end of the Jeju Raid.

“Personnel 002? Oh, I’d say that person cares about Hunters more.”

“Haha, Personnel 002 has been very accommodating, unlike the other ones.”

“You can’t compare Personnel 002 with the others, it’s not a fair comparison.”

“I always enjoy my time with Personnel 002.”

“You’re lucky SM-10, I wish I could have Personnel 002 come to my place often.”

The other S-Rank Hunters only had good things to say about you. As expected, you were biased against Hunters and silently helped them more. Though, he was more enraptured to hear you giving him special care and attention. In private, his smile grew wide as he chuckled to himself. “Ah… You’ll be the death of me… Personnel 002.”

Note: Ta da! Part 3's out and this is Jinwoo's side of the story, if it wasn't obvious to you!! A bit of boring history, but it's what it is~ Hope you guys liked this one!

Circe Y.

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[tangledinink]

Hello sorry for tagging. I am very sick, my asthma is at its maximum level, my nose freezes, I have no medicine or food. I am in bad shape financially, I am a black disabled, who uses multiple medications, I pay for my food and lodging

Unfortunately I do not have all the resources to keep me safe, that is why I need your help, whatever you can contribute to me will be of great help.

Okay kids, are you ready for a lesson in SPOTTING ONLINE SCAMS????

*please don't message this person or harass them-- i do recommend that you report and block them, however.

right now it's incredibly important to give time, attention, and money to online fundraisers. but it's also incredibly important not to let scammers take advantage of that and steal money that could actually save lives right now.

firstly-- if we go to this person's blog, and navigate to "archive--"

this person's blog has only existed for a few days, only has a handful of generic posts (many reblogged multiple times,) and made their first reblog the same day that they posted their "fundraiser" post. this is a MASSIVE red flag.

please also note that neither their ask nor post actually mention palestine or gaza at all, but it's still tagged with "free palestine" and "gaza."

though this one should obviously be taken with a grain of salt, it is also worth noting the poor grammar here, because this can be (but isn't always!!!) another red flag. Note also that all the details are really vague and don't quite make sense... user describes "enduring cold" and their "nose freezing" though it's the middle of the summer. This user says that they're "sick," but doesn't really offer any further details about this. This user says that they need money for "resources," but don't elaborate on what exactly they need. They vaguely elude to a need for lodging, caretakers, and medicine, but don't actually give us any details-- despite this they have a "$1200" goal. What is this specific goal of $1200 for? Is that the cost of their medication? Overdue medical bills? Cost for rent this month?... They also apologize in their ask for "tagging" me... but they didn't tag me. They sent me an ask.

Another red flag is that their link labeled "Fundraiser link" leads directly to a Paypal donation page rather than a gofundme or anything else. If someone chooses to collect aid through paypal, venmo, etc. instead of through a gofundme, that's not a huge issue in and of itself... but it is fishy that it's mislabeled like this.

And if we GOOGLE this user's tumblr name or paypal name, we can find results like this:

This also led me to find them on @/kyra45's blog on their list of current scam accounts.

Despite all this, they have close to 100 reblogs from well-meaning people trying to signal boost and ask for donations on their behalf.

With the current situation in Palestine and the amount of actual, legitimate fundraisers and donations being circulated right now, for Palestine, Sudan, the Congo, or otherwise, it is more important than ever to be aware of people who are trying to take advantage of the situation for their own personal gain. Whenever possible, please take the time to do some due diligence when you receive messages like this and check to see if a fundraiser is legitimate! It always sucks for someone to be the victim of a scam and lose money to someone playing pretend on the internet... but it sucks even more when that money could have gone to people in actual, acute, dire need.

Here's some more information about spotting scams on tumblr! Shoutout to tumblr user kyra45 for compiling this, and for all the other hard work they do-- thanks.

Here's an actual, vetted, and legitimate campaign that could use your support. After receiving this ask, I went and donated. If you have the means to do so, it would be amazing if you did so, too.

[ see ALL gaza funds campaigns here ]