#emergency fund importance

[indembminsk]

Why am I Not Able to Get Out of Debt, Even When I Am Making Money?

Debt can feel like a never-ending cycle, particularly frustrating when you’re employed and earning an income. If you find yourself unable to break free from the shackles of debt despite having a steady paycheck, it’s important to closely examine the reasons why this might be happening. Living Beyond Your Means The most common reason people struggle with debt is that they live beyond their…

[hayanahed]

Emergency: Help Evacuate My Family From GAZA WAR

Dear Humanity,

I'm Haya from Gaza , from a family of 8 people: my parents, two sons, and four daughters (two of them suffer from allergies).

I've witnessed the evidence of the tragedy that has struck our lives in Gaza, where my family and I have survived amidst numerous previous wars. But today, we face the most dangerous and fierce battle in the current war. The urgent need intensifies for us, as we have nothing left and are unable to secure our basic needs such as food, water, and safe shelter.

Here is our story - On October 7th, our lives changed forever, my family and I evacuated from northern Gaza to southern Gaza, hoping to return soon, but it wasn't meant to be. Our home was surrounded, burned, and then completely destroyed, Our home, once a fortress of hope, now lay in ruins, a stark reminder of our shattered dreams.

The night before we left from the north to the south was terrifying. Shelling sounds were everywhere, making a loud noise that felt like it went through our souls. Every explosions shook the ground like earthquakes, sending shockwaves of fear through our trembling bodies. filling us with fear. The air smelled of destruction and blood, making it hard to breathe. When dawn came, we saw the devastation around us, realizing our home was now a symbol of loss and despair.

We ran into the streets and with each step we took into the unknown streets, we felt as if we were plunging deeper into the abyss of our shattered existence, leaving behind everything we own in our home: Clothes, important official documents, the car, and literally it's almost everything - the enormity of our loss weighed heavily upon us.

Our home it was where we found hope, safety, and made precious memories. Losing it felt like losing years of our lives, leaving us adrift amidst the wreckage of our shattered existence.

A brief video depicting the devastation that struck our home and our entire neighborhood in Gaza.

Desperate Plea: Escaping Gaza's Allergy Nightmare

I, Haya, suffer from severe allergy to penicillin-derived medications, and my sister, Amal, also suffers from severe allergies to medications from my family such as Paracetamol and Ibuprofen.

These allergies create a deep sense of fear and anxiety for us, as we live in a constant state of tension and fear of anything that may require a visit to the hospital. We fear being given inappropriate medications due to the unavailability of suitable treatments in Gaza because of war or lack of awareness and not informing the doctor of our allergies, which could lead to serious consequences threatening our lives.

MY Father Income

Our dreams are heading towards oblivion in the labyrinth of an uncertain future

My story, along with my siblings, represents a united team of four individuals, three of whom are skilled programmers and one graphic designer. We work as freelancers in the world of freelancing.

As for my younger sister, she is a student studying at the College of Architecture. She has always carried a big dream in her heart, a dream of being part of changing Gaza, of making it more beautiful and better. She looked forward to the day when she would receive her degree and start building this dream. But the beginning of the war changed everything. The destruction of infrastructure and universities cast shadows of despair over her dreams.

When I think of my brother in Belgium, I can't help but feel deep sadness. He has been suffering from unbearable anxiety and insomnia since the outbreak of the war. Sleep eludes him at night, and his physical and mental health collapses under the weight of these heavy burdens, negatively affecting his performance at work. Problems and challenges pile up in front of him without the slightest opportunity for rest.

We all feel psychological pressure and extreme anxiety. The war hasn't been limited to external attacks but has deeply infiltrated our daily lives. We search among the rubble for a little safety and the basic resources for survival. Every day comes with a new challenge that we must overcome.

As we sway amidst the rubble of shattered dreams, our souls wrestle and our hearts beat strongly challenging the ravages of war.

Our parents earnestly seek a way to rescue us from this hell, feeling the heavy responsibility for every moment we spend under the shadows of fear and destruction. They dream of a safe place where they can build for us a better future, filled with security and hope, for we deserve life in all its meanings of comfort and peace.

Perhaps this fundraising campaign represents a light in the midst of darkness, it is indeed the only hope we cling to firmly.

I appeal to the world as a whole to hear my cry and the mournful cry of my family in Gaza. We need the helping hand that reaches out to wipe our tears and build a bridge to safety.

Your donation is not just a donation; it's an opportunity to rebuild life and brighten a better tomorrow. Be part of our hopeful story, for we need your hand to start anew.

The purpose of the fundraising campaign

The goal of this fundraising campaign is to rescue my family - my parents, my siblings, and me - through the Rafah Crossing to Egypt, which currently requires $5000 per person. This campaign is our only chance to stay alive, and I humbly request your assistance at this critical time. I will provide you with a comprehensive breakdown of the expenses, committing to transparency and clarity.

All of our important links are here https://linktr.ee/hayanahed

Verified by :

⭐️ operation olive branch, number 26 on their spreadsheet. (On Master list)

⭐️ Project watermelon,line 249 on their spreadsheet. Or you could see it as number 212 here is the photo for more clear proof

Thank you for your kindness and support.

.جزاكم الله خيراً

yours sincerely;

Haya Alshawish.

[loansmee]

Explore comprehensive budgeting tips for managing your personal finances with confidence. This guide offers strategies for creating a budget, tracking expenses, and maximizing savings. Learn how to effectively reduce debt, plan for retirement, and invest wisely to secure your financial future. Take control of your finances today and achieve your financial goals with expert advice and practical tools.

[cyber-soul-smartz]

Mastering Financial Literacy: A Complete Guide

Unlock your path to financial freedom! Dive into our comprehensive guide on financial literacy, budgeting, saving, investing, and retirement planning. Share your thoughts, ask questions, and join the conversation to take control of your financial future.

The Concept of Financial Literacy Financial Literacy Concept                Did you know that one in five American adults would rather spend more time planning their vacations than managing their finances? A survey by MyBankTracker  (n.d.) revealed that nearly 20.1 percent of American adults spend more time researching travel details than handling their money matters, yet 34 percent use an…

[roosterfinancial]

Emergency Funds: Why You Need One and How to Build It

Having an emergency fund is a crucial aspect of financial planning. Life is unpredictable, and unexpected expenses can arise at any time. In this comprehensive guide, we will explore the importance of having an emergency fund and provide practical steps to help you build one. The Importance of an Emergency Fund An emergency fund serves as a financial safety net that provides a buffer during…

[pumpyriah]

Please help an unemployed brown mixed disabled trans person sustain their family + help their parents leave venezuela

Hello tumblr dot com users! I'm Ren, a trans and disabled venezuelan trying to get back into art. And as of the 1st of nov 2024 I'm officially unemployed and really, really broke 🥲

If you want a more extended version of our situation you can reffer to my last post thread from months ago, I decided to finally create this one as an updated version.

Summarizing and updating extremely quickly what has happened this last time: The humanitarian Parole is no longer available, The Darien has become way more dangerous and inaccesible to cross and the Panama goverment is going to get toughter, considering this is a mostly usamerican site I hope I don't have to mention what happened this month over there, and obviously there's certainty shit isn't going to get any better from this point onwards. Things have changed so much that my mother started considering emigrating to Spain.

As some of the people close to me know, I really dislike being in the necessity of e-begging without at least offering something in return to people helping me because I don't feel ok doing so otherwise. That's why in this post I have several avenues to help me depending on what anyone might preffer.

Our current plan is to keep saving as much as we can while we wait and hope for a relative of my father to present a Family Reunification TPS while there is still chance, if neither of those don't work or something happens, we'll help either him or my mother go to Spain instead. We are definitively not giving up, but that doesn't mean things didn't get harder.

❗Some of the most urgent needs we're currently trying to cover:

7-12$ Bug poison. We have an extreme problem of cockroach infestation

20-25$ Rispheridona resupply

10-15$ Glasses reparation

6-10$ Shower reparation

+30$ Mother's car revision

+20$ By-Weekly groceries

+15$ General Medicines

You can make as little as a 1 USD donation by simply buying a high quality piece I've done recently!

I'm also currently still offering extremely cheap comms for little chibi doodles like the ones in the pics below!!

Either way. If you can't of don't wish to donate or commission. Please know that just by sharing this around as much as possible is enough to help. Thank you <3

ppal

[ 0 / 8000 ]

[fantasticfilmfanatic-123]

If you have a moment, please support @shaimayasser and their GoFundMe campaign. Shaimaa, her sister Nour, their brothers, Mohammed, Youssef, and Saleh, their mother, Rawda, and their father, Yasser, are in Gaza. They are all being forced to live in a small tent after their home in northern Gaza was destroyed by bombs. They were forced to flee south, witnessing horrific things throughout! This family had such high hopes for the future. Shaimaa was training to be a nurse and was travelling to America to receive treatment for burns, and now she cannot get the procedure! Mohammed was about to graduate high school before this genocide began and is now suffering an injury to his foot and burns. He also received injuries to his chest, which he needed an operation for. Since then, he has been experiencing shortness of breath and is struggling to eat, and he may need another operation soon! Please, this family desperately needs our help! Their campaign is only at €974 of their €30K goal! If you can, please donate to help them! If you cannot donate, share their campaign as much as possible and make your own posts to help get them more funds.

[toleen-hassouna]

Please help me and my family 🙏

My friends, I would like to start by thanking you for your support and help for me and my family. Unfortunately, my account has been restricted for reasons I do not know. I kindly ask for your assistance in sharing my new account and giving hope to me and my family so we can live in a safe place. 😢 🇵🇸

I am Mohamed Hassouna, and I am communicating with you at a time of unimaginable hardship. I am 33 years old, married to Reham Hassouna, who is 28 years old, and together we have three beautiful children: Toleen, 7 years old, Tin, 5 years old, and Ratel, 2 years old. Our lives have been turned upside down by the devastating war in Gaza, and we are in... Desperately need your help 💔 🇵🇸

In an instant, the calm we knew disappeared. The echoes of war destroyed our existence, and all we were left with were the clothes we were wearing and the fragments of our shattered dreams. When we woke up to the harsh reality of displacement, we found solace in a makeshift tent

The once vibrant corridors of my work have been reduced to rubble, and the merciless hands of conflict have snatched away my means of livelihood.

Please, consider helping us during these critical times. Every donation, regardless of size, brings us one step closer to safety, stability and the opportunity to rebuild our lives 🙏🍉🍉

My campaign was vetted by ✅90-ghost🫂

My campaign number is 320

[sunshine-vx]

Emergency

Families and individuals in Palestine and Gaza in need (Part 2/???) (First list here , third list here)

Information below

Hello all

As I'm sure many of you know, there has been a genocide against Palestinians and overall extreme violence in Palestine and Gaza. This has resulted in many families and individuals being displaced, and in desperate need of help. These families and individuals need funds to be able to leave Gaza so that their lives will no longer be at such high risk.

This post is the second post following a first list, where I listed other individuals and families in need. Because I was having issues updating the first list, I will made this post to continue posting about individuals and families in need. This list will be edited and/or updated as I find more families and individuals in need. As of recently, I have also had issues updating this second list, so I made a third list continuing the first and second lists, right here.

Below will be the individuals and families in need I have found thus far. Further updates will be on the third list.

Continuing from the first list, (which I will link right here)-

11: A young man named Ahmed Iyad needs funds to escape the genocide and violence in Gaza. His life is at constant risk, and he needs to leave.

Here is the link to a Twitter post about it, which includes a gofundme where you can donate:

And here is the actual gofundme where you donate:

12: A person named Fayez Najdi and their family need funds to escape the violence and genocide in Gaza. Their lives are at constant risk, and they need to leave.

Here is a link to a Twitter post about it, which includes a gofundme where you can donate:

And here is the actual gofundme where you can donate:

13: A man named Ali Zrqa and his family need funds to escape the violence and genocide in Gaza. Their lives are at constant risk, and they need to leave.

Here is the link to a Twitter post about it, which includes a gofundme where you can donate:

And here is the actual gofundme where you can donate:

14: A mother named Maryam Ayyad is a part of a family of 7. Their lives are at constant risk, and they need to leave.

Here is a Twitter post about it, which includes a gofundme where you can donate:

And here is the actual gofundme where you can donate:

15: A 16 year old named Muhammad Karam is a part of a family of 8, and they need funds to afford necessities so that they can live.

Here is a link to an Instagram post about it, which lists a gofundme link where you can donate:

And here is the link to the actual gofundme where you can donate:

16: A father named Mohammed Ahmed and his family- his wife and 4 daughters- need funds to escape the violence and genocide in Gaza. Their lives are at constant risk and they need to leave.

Here is a link to a Twitter post about it, which includes a gofundme where you can donate: https://x.com/tallume_07/status/1810665114405581218?t=QC_F49rQHOTWEc5r2d8_5Q&s=19

And here is the actual gofundme where you can donate:

17: A student named Muhanned needs funds to escape the violence and genocide in Gaza. His life is at constant risk, and he needs to leave.

Here is a Twitter post about it, which includes a gofundme where you can donate:

And here is the actual gofundme where you can donate:

18: A man named Mustafa Abu hamam and his family need funds to be able to live and establish a new life. Their lives are at constant risk and they need help.

Here is a link to a Twitter post about it, which includes a gofundme where you can donate:

And here is the actual gofundme where you can donate:

19: An unnamed 19 year old Palestinian man and his family are in desperate need of medicine and other necessities so that they may live and see a free Palestine. Their lives are at constant risk and they need help.

Here is an Instagram post talking about it, which lists a link to his Paypal where you can donate:

Thank you all

[silenceaartist]

Palestine Gofundmes 🍉

​

@monashehab - @danashehab - @fahedshehab-new

Hey nice person reading this, could you help a Palestinian family evacuate from Gaza? The Shehab family has been fundraising since May and is €64,180/€85,000 away from completion!

Every penny counts but if you can't donate it you can help by sharing their campaign to reach more people, please if you can help these people feel safe and have their hopes restored 💙

[Verificed]

@jaberhj jaberfamily1

Jaber Alhaj lives in Kuwait but needs help to evacuate his wife Muna and their 2-year-old son Hashem from Gaza, where they are constantly in fear of violence. Also, their small business that supported their family was completely destroyed by the bombings. Please help this family reunite and rebuild their lives.

Goal: $205/$29,0000

[Verificed]

@jomana-ha @mohmoud-j

Jumana’s husband’s family has been through a terrible ordeal where one of their family members died because he could not have surgery to leave the Gaza Strip. 5 days later, his brothers-in-law and sister-in-law were seriously injured after their home was targeted, with the brother-in-law having to have two feet and a hand amputated.

They now require urgent medical care and need to leave the Gaza Strip for treatment, including fitting prosthetics for the brother-in-law. The money raised will go towards the evacuation fees for the family of 16 people, 8 adults and 8 children. Please do not hesitate to help them with at least a penny if you can, they are in dire need of medical help and to be in a safer environment. Goal: $19,767/$60,000

[Verificed]

@supportgaza

Mahmoud Khalaf, a PhD student in Ireland, was evacuated from Gaza by his Irish college after 5 months of suffering the horrors of war, but sadly his family remained there, living with constant anguish about their lives and he is asking for support to reunite with them and start over together.

Goal: €34,139/€55,000

[Verificed]

https://gofund.me/5b65f63c

@abedallahmusallam

Abedallah is a hard-working student who dreamed of becoming a doctor and was about to start university until the terror attacks in Gaza began and destroyed his dreams, his home, his life. He is seeking help to evacuate, rebuild his home and complete his studies to become an incredible doctor.

Goal: US$ 21.205/US$ 80,000

[Verificed]

@mohammadayyad1 @voice-of-tareq-family3

Tareq Ayyad and his family are in Gaza and are suffering terrible consequences of the war. Their home was bombed and since 2023 they have been moving from place to place in search of safety. Due to the circumstances, they cannot continue with the family business. His family is made up of many age groups, which means that the children are without school and the older ones without medicine for chronic diseases. The family is made up of 13 members who are waiting for your support so that they can restructure themselves and have a comfortable life again.

Goal: US$ 14.500/US$ 92,900

[Verificed]

From river to sea palestine will be free 🍉💙

[hossam97]

Emergency: Help Evacuate My Family From GAZA WAR

Dear Humanity,

I'm Hossam from Gaza , from a family of 4 people: my mam and two daughters .

I've witnessed the evidence of the tragedy that has struck our lives in Gaza, where my family and I have survived amidst numerous previous wars. But today, we face the most dangerous and fierce battle in the current war. The urgent need intensifies for us, as we have nothing left and are unable to secure our basic needs such as food, water, and safe shelter.

Here is our story - On October 7th, our lives changed forever, my family and I evacuated from northern Gaza to southern Gaza, hoping to return soon, but it wasn't meant to be. Our home was surrounded, burned, and then completely destroyed, Our home, once a fortress of hope, now lay in ruins, a stark reminder of our shattered dreams.

The night before we left from the north to the south was terrifying. Shelling sounds were everywhere, making a loud noise that felt like it went through our souls. Every explosions shook the ground like earthquakes, sending shockwaves of fear through our trembling bodies. filling us with fear. The air smelled of destruction and blood, making it hard to breathe. When dawn came, we saw the devastation around us, realizing our home was now a symbol of loss and despair.

I was looking at the faces of the people around me, old and young, everyone was scared, everyone was trembling, everyone was asking about his fate.

Everyone is asking where we are going who will receive us if all the houses we know are demolished.

We had nothing but the path of danger, either we walk it and see what the end of this road is, or we stay hidden and expose ourselves to greater danger.

We ran into the streets and with each step we took into the unknown streets, we felt as if we were plunging deeper into the abyss of our shattered existence, leaving behind everything we own in our home: Clothes, important official documents, the car, and literally it's almost everything - the enormity of our loss weighed heavily upon us.

The number around us started to decrease, there was only a little left. I look at the clock and I see it approaching the morning hours. My family and I were walking, burdened with fatigue and sadness. We looked and saw us. When the rockets rained on the place where we were, we walked a distance of at least 14 kilometers. Then we reached another house. We entered. Everyone washed his hands. We stayed for a while. And the people around us rushed and raced. So we left the house, where we only sat for a period not exceeding an hour. We went to the hospital to hide there a week later the second house was demolished and we were literally nothing.

The hospital, which houses more than 20,000 people, has become our home where we sleep, eat, and do our needs before. Before the seventh of October, one of us used to shower at the time he wanted and wash his clothes at the time he wanted. Then we washed once or twice a week, if we could and we were injured, we washed our clothes once or twice, and they were spread on the roof of the hospital, and the sounds of shelling and bullets sent fear inside us.

Before the seventh of October we slept here

And then we slept here.

We used to dry our clothes in our private house safely and reassuringly without seeing anything for others and no one seeing us.

But then we were under the whiz of bullets, doing that, and I will attach a video clip that you will find on my page.

I appeal to the world as a whole to hear my cry and the mournful cry of my family in Gaza. We need the helping hand that reaches out to wipe our tears and build a bridge to safety.

Your donation is not just a donation; it's an opportunity to rebuild life and brighten a better tomorrow. Be part of our hopeful story, for we need your hand to start anew.

And that's why we seek salvation, we hope that you become our salvation, help us survive by donating, every tear counts, every feeling matters, and every soul is sacred.

Your donation means the world to us!

[batwynn]

Hello! You may know me as Batwynn or Brahn from around the internets. I’ve created this Kofi fund for a friend who is in a really bad situation with their parents and must remain anonymous for their safety. Right now, their most urgent need is to get their emotional support cat and best friend to the vet. It is VERY urgent as the cat is passing some blood in her urine. EVERY donation will receive a free art from me, but you must come give me your request info via Tumblr, Instagram, twitter, etc! More info: They need funds both to get to the vet and for blood work, urine tests, and the general vet fees. The next goal will be to get them both out of the unsafe environment they are currently trapped in with their parents. Any additional donations will go directly towards moving out asap.

Important note: Some of you might know who this is for as we share a fandom, but please be aware that they need to remain anonymous for their safety and to make sure any funds they receive aren't stolen by their abusers.

As always, every little bit helps! I will keep everyone updated here and on Kofi, and please don't hesitate to message me with your donation art request! If you are unable to donate, please signal boost this as much as possible! You never know who could see it and make a HUGE difference for them!

[burnt-sierra]

P🍉lestinian Support Masterpost (Pt.1)

The following will list gofundme pages and details

Do your part. Our fellow humans need us. If you cannot donate, reblog.

If any are fraudulent let me know asap with evidence

To be vetted is to be proven legitimate. I go in one by one to check if each page has been vetted.

Part 2 | Part 3 | Part 4 | Part 5

⬇️⬇️⬇️

————————————————————————

Tumblr acc not available (@basel-1995)

CHF8,644 raised of CHF60,000 goal at time of this post (subject to inaccuracy)

Vetted: Unknown

————————————————————————

Tumblr acc not available (@bilalblal)

kr2,508 SEK raised of kr70,000 goal at time of this post (subject to inaccuracy)

Vetted: Unknown

————————————————————————

Tumblr acc not available (@mohammedalanqer)

€61,722 raised of €70,000 goal at time of this post (subject to inaccuracy)

Vetted: Yes

————————————————————————

Tumblr acc @emansalem

€5,414 raised of €33,000 goal at time of this post (subject to inaccuracy)

Vetted: Yes

————————————————————————

Tumblr acc not available (@eyadeyadsblog)

CHF11,364 raised of CHF20,000 goal at time of this post (subject to inaccuracy)

Vetted: Unknown

————————————————————————

Tumblr acc @ashraffblog

€25,913 raised of €30,000 goal at time of this post (subject to inaccuracy)

Vetted: Yes

————————————————————————

Tumblr acc @fidaa-family

$58,799 raised of $75,000 goal at time of this post (subject to inaccuracy)

Vetted: Yes

————————————————————————

Tumblr acc @asmaa2005

$10,910 raised of $50,000 goal at time of this post (subject to inaccuracy)

Vetted: Yes

————————————————————————

Tumblr acc @asmaayyad

€25,595 raised of €45,000 goal at time of this post (subject to inaccuracy)

Vetted: Yes

————————————————————————

Tumblr acc @hayanahed

€93,093 raised of €100,000 goal at time of this post (subject to inaccuracy)

Vetted: Yes

————————————————————————

Go to part 2 🇵🇸

[sorrcha]

life update: had to leave my job thanks to long covid. i'll most likely have a job again by late november, just one that doesn't pay as well.

i don't need to open commissions yet, but requests are open. i'll take as many as i can get- especially since i'll have a lot more free time starting in two weeks.

while i don't need additional financial support right now, many others do. i'd like to nudge anyone reading this towards gaza funds and world vision. gaza funds hosts fundraisers for palestinian families. world vision provides hurricane relief to the southern united states.

[cryptical-creativez]

Hello, I hope you are all well. I am Mohammed, a Palestinian from the besieged northern Gaza Strip. I was shot in my left hand by an explosive bullet and I need a bone graft and to build my home and the home of my two children, Ameer and Mamlak, who was born in the war and whose father is far away in Egypt due to the siege and war. He has not met them except for pictures. I ask you to support my newly created campaign to help my family survive the horrific war on Gaza to safety and peace. Life has become extremely harsh, difficult, full of hardships and painful suffering. We lack all the basic necessities and essentials of life such as food, water, medicine and other needs. The war has taken everything beautiful from us, leaving us homeless, displaced and unemployed. Everything is difficult and impossible to obtain. Water and living conditions are inaccessible and incredibly unreachable. The war has made our lives desperate and hopeless. My family of thirteen has been going through the hardest days they have ever experienced in almost twelve months due to the catastrophic war. The rise in prices of all essential necessities of life has complicated our living conditions, especially when all our savings have been spent on the least necessities and needs. A photo taken of me injured and the children who need to be evacuated. 😭😭😭That's why I'm asking you now to ease our burdens and the burdens of our lives through your contribution. You can help my family survive by donating whatever you can or reposting my messages My campaign 90-ghoset&@appsa has been documented.

Hello! Thank you for sharing your story with me. I can not imagine the strength it took you to reach out. I can't imagine the pain and hardship you've experienced either. I will spread your message as far as I can. Thank you, Mohammed. 🙏🇵🇸❤️

[scatterbrainedcoree]

DONT SCROLL PAST WITHOUT READING

Marcellus Williams is on death row for a crime he didn’t commit, we need people like you to do the bare minimum and sign the petition

Update: he is using the name Khaliifah now so we own it to him to use that name, rest in peace Khaliifah, I hope you can find peace in the afterlife