#high-interest rates
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Why am I Not Able to Get Out of Debt, Even When I Am Making Money?
Debt can feel like a never-ending cycle, particularly frustrating when you’re employed and earning an income. If you find yourself unable to break free from the shackles of debt despite having a steady paycheck, it’s important to closely examine the reasons why this might be happening. Living Beyond Your Means The most common reason people struggle with debt is that they live beyond their…
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#debt repayment strategies#emergency fund importance#high-interest rates#income vs inflation#lifestyle inflation#living beyond your means#managing personal debt#minimum payment trap#psychological spending#strategic financial planning
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Consequences of Credit Card Default: Navigating the Pitfalls of Missed Payments
Introduction In the fast-paced world of evolving payment gateways in India, the credit card has maintained its popularity despite the emergence of various alternatives. This article explores the repercussions of frequently missing credit card payments, shedding light on the nuances of credit card default. Understanding Credit Card Default What constitutes a credit card default? When delving into…
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#asset acquisition#avoid defaulting#blocked credit card account#consequences#credit card default#credit card EMIs#credit score impact#financial credibility#financial health#financial turmoil#high-interest rates#legal action#missed payments#proactive measures#responsible credit usage#timely payments
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Jawbone finds out Fabian's parent left him alone in Seacaster Manor and insists he move into Mordred. He's collecting Bad Kids like Pokemon cards. The way he can still get Riz eventhough his parent doesn't suck is by getting Sklonda into the parent polycule.
#unfortunately Gorgug has nice AND unfuckable parents#no hate to the thistlegirlies but y'all are too cute to register as romantic interests#at this rate fig will be siblings with 4/5 bad kids#fantasy high junior year spoilers#fantasy high junior year#fantasy high#fhjy#d20#dimension 20#fabian aramais seacaster#jawbone o'shaughnessey#riz gukgak#sklonda gukgak#mera speaks
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do you guys ever think abt v1 getting stained more and more with blood as they go thru hell and ending up looking like v2. like ik that not how it work but man even in death theyre still there yknow. like how v1 keeps v2 alive technically thru their arms.
#always found it interesting that often i cant tell which is which in v4v art unless its coloured#even so with the blood on v1 often its hard to tell as well#perhaps during the v2 battles v1 ends up looking exactly like v2 basically#especially with the knuckleblaster#this also makes me think about how in fanart a lot of the times#especially for v4v but this applies to basically any ship fanart#its always just a mess of tangled limbs and metal#you cant separate one from another#thats the connection between violence and romance here i think#‘o mah gahh my shape language and clear silouhettes’#sometimes happy mistakes happen and become glorious#like how genetic mutations lead to an overall stronger species with a high survival rate#you can tell im running on 6 hrs of sleep#ultrakill#v4v#i still love v4v#i think im just a sucker for hatefucking intrinsically entertwined enemies that feel no technical attraction to each other#its because i cant feel romantic attraction well thats why 😂
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Increase of housing prices in the EU from 2015 to 2023.
Some highlights:
Bulgaria at an +86,7% increase and the Czech Republic at +111,7%
Hungary breaking the damn chart with its +172,5% increase
Croatia at +79,9%
Latvia (+90,9%), Lithuania (+114,2%), and Estonia (+97,7%) each going above the 90th percentile.
#p: mine#housing crisis#apparently there was no data for Greece available#there are other countries with very high rates but these are the ones I wanted to focus on#I also find it interesting that Romania seems to be doing so much better than us yet again#like i'm happy for you but please share your secrets??? how did you achieve this???
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so i started this show and it just gets worse and worseeeee not only did it lift the romance subplot directly from twilight (and not well) but they also are trying to play the forbidden love angle hard in the fantasy racism vein except it's a "cross-species" relationship between the two whitest people i've ever seen in my life and there are three people of color in the whole (first season of the) show who aren't villains and it seems that every other episode (and sometimes ebery episode and sometimes twice an episode!) there is a man physically or magically subjugating a woman and i keep waiting for the big reveal at the end to be stolen from fucking rainbow rowell
#yes i read 'carry on' by rainbow rowell in middle school what else could you have possibly expected from me. anyway she gives me simon snow#vibes and not in a good way and she's even blonde while her british vampire boyfriend has dark dark hair and just. you will never be basil.#also i hate to be that guy but the writing has made me physically recoil and the acting almost reads as silly but mostly as middling :/ and#i wanted and expected more from matthew goode bc i really liked him in downton but i guess this is a 2018 bbc modern vampire fantasty serie#like i guess.#also there's SO much shit about bloodlines and maybe i'm gay with a blood disorder amd a family history of adoption but like. who fucking#careeessssssssss it ahould not be that serious. why is it that serious.#also the fantasy racism kind of reads like it's mesnt to be? homophobic adjacent? like there's a Lot of 'love who you love' talk going on#for the single most bland heterosexual relationship i've ever seen on a screen like there is so little chemistry? so little#anyway it's called 'a discovery of witches' and i'd recommend not watching it 🫶 or if you do then watch it on 1.5x speed#it's been decent background noise for knitting bc i kinda sorta care about the plot but if miss a chunk bc i'm in the lace chart zone i do#not care and i do not have to go back to catch it bc the writing is so transparent#there was another series it stole from that's escaping me atm but when i noticed it pissed me off a touch. hmm maybe it will come back to m#a post#do not watch this show#I REMEMBERED they wanted the juliette holding diana captive moment to be joaquin's 'i want to watch you fuck her' from sense8 SOOOOO BAD bu#it WASN'T bc they were too afraid to lean into anything that would make juliette interesting at all. for being all about the world's most#special blonde woman this show does not seem to like women very much. sad! well there's other shows#OH ALSO ALSO there are 3 magical 'creature' species which are witch + vampire + femon except the demons don't seem? to have any magical#abilities that humans don't have besides sensing the species of other creatures? like witches can cast spells and vampires do their various#vampire things but demons have nothing going for them except disproportionately high rates of homelessness and suicide?? like girl what are#we doingggggggg what are we doing here !! what's their deal why does no one care !! can they do anything or no !! god this show sucks
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also just to continue my "fuck dave ramsey" posting, his most famous idea is the "debt snowball." first off, this assumes you like. actually have the spare income to pay off tens of thousands of dollars in debt in like half a year, so lets just ignore how stupid that is.
but the idea is, you list all of your debts from smallest to largest, and pay off the smallest one first. then you take the minimum payments you were making towards that one, combine it with the next smallest one, and pay THAT one off, until you've paid off everything.
we're also ignoring that this presumes you won't be getting any MORE debt, so like. just don't have any medical issues or broken appliances or car crashes or whatever i guess.
but the thing that gets me. that REALLY pisses me off here.
is that ITS NOT EVEN GOOD ADVICE????
like, sure, it sounds nice. it looks clean on paper. and it feels pretty good to say "i've paid off six different credit cards!" but it's focusing on the completely wrong thing. you SHOULD be paying attention to *which debt has the highest interest rate.* it doesn't mean shit if you pay off your $200 debt but your fastest-growing debt has accrued $300 more in the meantime.
i haven't even gone to accounting school yet but like basic math says if you want to save money in the long run, you should try and find ways to actually shrink the TOTAL amount of debt, not just the NUMBER of debts you have.
#and thats not necessarily gonna be by paying off that high-interest rate debt either#sometimes the best strategy is to take out a lower interest rate card and use THAT to pay off the larger one#or even refi your mortgage#since that usually has the lowest interest rate of all#its COMPLICATED and its WHY ACCOUNTANTS EXIST#again. there's no easy change-your-life solution#it needs to be specific to your circumstances
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F-14 FUN FACT OF THE DAY #32
The marginal stall rate of the F-14 Tomcat with the wings swept back to 68 degrees is approximately 220 to 230 knots. This means that the aircraft had to maintain a minimum of 220 knots to remain in the air.
#FFFOTD#F-14 FUN FACT OF THE DAY#F-14 Tomcat#that’s very low high rate btw#SOURCE: F-14 Tomcast podcast#F-14 Tomcast#go listen rn#a bit more factual than fun#but still very interesting#top gun
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i like statistics so I think it would be really interesting to make a google forms survey asking people to rate the utdr + uty characters from 1-5 and share it across a bunch of social media sites. and the survey would have a question like "which social media did you find this survey from?" or "which social media do you frequent the most?" to see how the results differ. I have the impression that Martlet and Ceroba would be really popular with people from reddit while Starlo would be a lot more popular with people from tumblr/twitter.
#something im also curious about is if flowey showed up twice (for vanilla ut / uty) would he have any significant difference in his rating#this turned out to be more focused on uty but it would also be interesting to see any common patterns#like maybe most people who gave sans 5 also gave papyrus 5. or people who gave martlet 5 gave flowey 1 lol#additionally I would like to include separate categories for flowey and asriel to see how perceptions of them differ#i get the feeling that people who gave flowey a high rating are also likely to rate asriel highly but not so much the other way around
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"#also can we talk about how lorenz is apparently looking for a bride and how#his dad hasn't arranged a wedding since he was 4 to a noble heiress or something?#the barbarians had that with Ingrid and Glenn" I was thinking how weird that is since the empire also does it (Ferd with Bern) but iirc there was that shadow text about someone from Daphnel being in an arranged marriage so I guess House Gloucester is a "the person chooses who to marry not the parents"? Then I thought about (1/2)
Greg's deal with Ludwig to marry their heirs was interesting on paper, but cancelled due to Bernie being, well, Bernie.
You can interpret kid!Emile meeting kid!Constance as Baron Bartels wanting to secure a wedding between his son and the elusive House Nuvelle's heir... but that's only conjecture.
But let's be serious a moment, doylist wise, we couldn't have too many arranged marriages, because the player is supposed to be able to ship whoever they want and even have Billy marry everyone - even the disembodied gremlin in their head :(
There was nothing taboo, or said to be taboo in Nopes, about Matthias snagging an Adrestian to Barbarian Land (tm), or House Gautier frowning because Lady Gautier 1 was an Adrestian - if she was a noble... it opens another can of worms, can you imagine Miklan being Caspar's cousin, if Lady Gautier 1 was, idk, a noble daughter from House Bergliez? Let say she was, Miklan couldn't inherit Gautier because no crust, but what about his stance/role/title in Bergliez? Could he just roll over Caspar's older bro (never named) if he had more muhrit or something like that, and become Leopold's heir - even if he's part Faerghan?
As you noticed, we had instances of arranged marriages with the shadow note about House Daphnel - are we really supposed to believe the traditional House Gloucester, who puts much emphasis on its lineage and what not, would have let Lorenz pick anyone (even if he has his own criteria!) while Erwin wouldn't have arranged anything at his birth??
Jugdral wise we could have some "doomed by inheritance" pairings in the second gen, where Patty would have to return to Jungby as its Duchess if her bro Faval inherits something else (or died),even if she married, say, Ced who's staying as the King of Silesse.
But for all of its supposed "Jugdral inspiration", Fodlan didn't go there, so we will never know what happens with international marriages and their potential consequences.
Fodlan HC : Ionius's great-grandmother (who was a concubine!) was a scion of House Blaiddyd so Gertrude, Supreme Leader's second oldest sister, popped up a minor crust of Blaiddyd at birth.
Of course tensions arose between Gertrude's mom and Ionius (because the relationships between Faerghus and Adrestia were soured since Lambert beat Ludwig during the Battle of the Eagle and the Lion during their year together at GM) and she was exiled. Gertrude was designed to be the first kid to be "experimented upon".
#anon#replies#FE16#10k years of lore everyone#iirc i think Anette mentions how GM welcoming students from all parts of the world encourages 'international' friendships and bonds#so it's an incentive to uh not fight ?#now that i think about it with the playable cast bar the supposed uwu friendship between the lords#we don't see anyone being friendly - to the point of being upset to fight them - with a member of another house#maybe bar constance who's naturally affiliated to the BE and regrets having to fight Mercie#3 nopes#rhea's masterplan to make garreg mach a matchmaking center#'if those people befriend each other they won't kill each other right? or at least think twice before doing it?'#of course the words of the archbishop of that time were twisted in 'fuck don't fight'#Seteth burnt that record even if the underlaying message wasn't that offensive#all jokes aside#if wedding/marriages and alliances were so important#Sylvain's philandering would have disastrous consequences but i guess Fodlan wasn't interested#in having serious writing about those issues and prefered to get the high school AU trope of 'the fuckboy'#Rip House Hresvelg's genealogy at this rate the kids can basically pop up any of the known crests at birth lol
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random fact: if you see a surname that ends in -nen, there's a distinct possibility that the person has finnish and/or karelian ancestry or at least is/has been married to someone who does. further elevated likelihood if this person is from the great lakes region of north america.
inspired by the VA Carrie Keranen making my "that's a finnish fucking surname" senses tingle. one of the corporals of my recruit squad in military training literally had the same surname, just with ä, which unsurprisingly has been replaced with a there :')
#finnish -nen surnames originate in eastern finland#which is why finnish and/or karelian ancestry is likely#and the great lakes region particularly upper michigan and northern minnesota have high rates of finnish ancestry among the population#in copper country in upper michigan notably like 20+% of the population has finnish ancestry#a lot of finns immigrated for jobs in the copper mines#finns soon got a rather bad reputation because they were a bit too willing to fight for their rights as workers#i'd like to one day visit copper country bc it would be interesting to see how this shows#and any like finnish diaspora culture
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At the bus stop one time there was a gaggle of preschoolers waiting to catch the bus for a field trip day, and someone walked past with a couple of friendly little dogs, to great general delight.
But after a little bit, the dogs were getting overwhelmed, and the preschoolers were gently coaxed to back off so the person with the dogs could continue on. Specifically, one of the preschool teachers said, "Sometimes, when you're small, being surrounded by big people can be a bit scary and overwhelming. Even if they are friendly."
This was recieved as great wisdom: after all, the preschoolers were also small, and understood how scary and overwhelming big people could be! And the dogs were indeed even smaller than the preschoolers, so it made sense.
What was funny and charming was that, upon absorbing and reflecting on this wisdom, they all felt the need to tell it to one another. In tones of great insight, they turned to one another and said, "Did you know? Sometimes when you are small, being surrounded by big people can be scary and overwhelming! Even if they are friendly!" Back and forth, without any particular concern that they were all saying the same thing. Have reached comprehension of an insight, it must be shared!
I must say that this behavior is less charming in tumblr users than in preschoolers. Not least because tumblr users, having gained a little analytical skill to misuse, insist on Summarizing and Generalizing and Unifying the insights they repeat, quickly turning any interesting new information into formulaic dogmatic mush.
#i made the mistake of looking in the notes of the beach sand post i reblogged to see if anyone else had interesting comments#And the rate at which it went from like#1) person states with moderate confidence an opinion based on their personal observations#2) multiple people reply with “wow thats so insightful!” (aka it aligns with my preconceived notions of how things work)#3) someone else adds additional personal observations which are not really relevant but which can be absorbed into the narrative#4) people start outright stating the underlying belief on which this bias is constructed as if it were a fresh insight#5) general derisive attitude towards people who haven't seen the Obviously Correct solution to this complex real world problem yet#It's very.......#It's not like it's a high stakes post but it's such a microcosm of the whole dogmatic phenomenon#Also this js a more specific gripe to My Field or w/e#But the degree to which people react to the problems caused by the whole “Control of Nature” era of engineering#with this equally reductive “Nature will Fix Everything” type of attitude#Is sooooo frustrating.#Yes a great many of our current problems could have been avoided if we had not made massive changes to ecosystem processes on the assumptio#That they were simple and we understood them. And that they would respond in predictable ways.#the simplicity in retrospect of “wow we Should Not have done that” does not mean that they are simple to undo!#You can't go back in time. You can't turn back the clock on chaotic processes#Which is. Almost every process ever.#Restoration is hard! Returning to previous regimes of sediment or flooding or fire is tricky and full of foibles!#Moving towards a future which doesn't suck as much even if the past cant be recreated is also uncertain and difficult!#It's frustrating to see people act all high and mighty about how they Respect Nature unlike whoever is making all these decisions#When their understanding of the natural processes in question is AS simplistic as the people who caused the whole mess back in 1910 or w/e#Like I'm not saying there's not bad interests standing in the way of functional restoration on all levels#That's very much a fight to be fought.#But looking at that fight-in-process and saying “wow none of you Respect Nature like me uwu let nature fix it”#Is.#Ugh.
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I say this with the deepest sense of hatred imaginable, fuck this article
#‘read more’ no I don’t think I will#hey google why was this a recommended article. wanna tell me why that is. wanna tell me why you thought I’d like this shit#there’s a difference between an opinion piece and literal ableism lmao fuck you man#this especially hits a nerve for me because I was a quote unquote snobby kid who was really just autistic#yeah hate to break it to you but I wasn’t locking myself in my room everyday and destroying things and screaming because I was bored#it was because I had debilitating anxiety and sensory overload that I didn’t understand or know how to deal with#pretty funny how the ‘snobby’ behavior stopped almost the second I got on meds and learned coping skills. huh. interesting#actually fuck this by the way this makes me so angry I can’t even verbalize it#yes there are kids who are just Being Kids. but ever stop to consider that maybe they’re going through something they can’t verbalize#saying that autistic behaviors are bratty is So fucking damaging. ppl will internalize it and turn that stress towards themselves#meltdowns that would’ve otherwise been outward get internalized and start self destructive behavior#my fucking source? points at myself#and using the term ‘functioning’ also pisses me the hell off#yeah I’m ‘high functioning’ until I’m Not and I can’t talk or move#also Nobody is just handing out autism diagnoses left and right to random kids who are defiant sometimes#my brother in Christ I would like to see a source for that. where’s the proof that this is happening other than rising autism rates#fuck you fuck you and most importantly actually just plain fuck you#I’ve been treated like shit by total strangers because I have selective mutism. that shit is traumatic#I wasn’t fucking Misbehaving when an old fuck starting publically yelling at me and berating me because I didn’t say hi back to him#I wasnt being ‘defiant’ when I could barely leave my fucking room for weeks afterwards and had panic attacks every fucking day#why the fuck would anyone let this article be published#tw ableism#so sorry for not being ladylike! it’s not the Victorian era you dipshit! I’m not trying to be rude I am autistic#but apparently autism doesn’t work like that so oh ok I guess I’m just a bad person. thanks for confirming my suspicions
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UK / US college tuition fees has to b the biggest scam in history of edu. cation
#like wdym i now owe an extra 10k bc of interest rate 4 years after graduating#i litcherally had 2 hrs of class per week sometimes#max 9 hours#the only reason i got my current jobz was bc of my Masters in france#which was ... btw... FREE#and actually paid me while giving me wurk experience#bref#et oui u could say it was my decision etc. etc.#mais at 18 with no more experience beyond high school litcheral teenagers shouldnt have to be making such great financial decisions
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I step away from tumblr for like two seconds and now everyone has mole interest
where do I find this mole and how do I catch his interests?
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art class is so strange because i practically roleplay being a generic cis guy during it on account of who i sit with (3 generic cis guys). like we talk about the most ‘normal’ stuff its wild…
#its also strange as hell sometimes bc theyre all at least somewhat rich and today we talked about houses and this dude is like#‘oh yeah its funny we sold our house when interest rates were really high so we got way more than its worth haha’#girl what are you a landlord. another guy (the one i sit next to . whos also my friend of many years) was describing the house he’s#moving into soon and hes like ‘yeah weve got a gym in a seperate building with a bathroom and every bedroom has a bathroom and we have#3 lounge rooms for some reason haha and 2 washing machines lol…’#meanwhile im sitting there like. PARDON?#theres also the 3rd guy who sits with us who thankfully wasnt here today and hes kind of just a horrible person
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