#living beyond your means

[indembminsk]

Why am I Not Able to Get Out of Debt, Even When I Am Making Money?

Debt can feel like a never-ending cycle, particularly frustrating when you’re employed and earning an income. If you find yourself unable to break free from the shackles of debt despite having a steady paycheck, it’s important to closely examine the reasons why this might be happening. Living Beyond Your Means The most common reason people struggle with debt is that they live beyond their…

[transmasccofee]

thinking yet again about Saiki‘s’s final choice in the series being “I’d rather live with my powers than die without them” bc that is seriously the single best ending of a disability narrative I’ve seen. Fuck.

[crazyhickofftheirrocker]

Lads, when Lisa finds out Betsy is responsible for Carla getting hurt in the robbery next week...

[cosmic-vacuum]

Planner/Recorder layout

not very necessary to make but will be efficient, adjust if needed

Can be done on applications like google docs though I'd advise reducing screen-time before it permanently damages our eyes. [reason I suggest this "planner" method: keeps the work over the time arranged systematically and every time we open the planner, what we're doing and the results will lay documented in front]

(There isn't a need of any "material resource" which some of us might assume we "don't have and so can't do it", I know because I've been there. If we desire, we can make even a single, daily-life resource to be tool for victory. Don't let anything of the sort stop you, make use of what you have. It's you who has to grow and not the pile of tools.)

pictorial representation at the end

VERY IMPORTANT: It's important one understands that the goal we're chasing is not to make our work "aesthetically beautiful", it is to help us record the practical efforts we put not the superficial ones.

ONE: Pick out a notebook or a diary of any type whether it be fresh or used (let's save resource) , which shall pose as a planner for the next two months. Again, the aim is not pseudo-gratification from beautifying this planner.

TWO: On the first page (of the notebook or from wherever you begin the record), draw a small-sized calendar for the months coming under this two month journey.

THREE: Break down your goal into months, then into weeks. Divide the two months into different phases, each represented by a week.

My planner has nine weeks over two months. You all can check out on your own planner 👍

FOUR: The page right after the calendar (leave the remaining space empty for now) should now contain columns with each week and the fragmented goals you must fulfill written under that along with the dates falling under the week.

FIVE: Enclose the portion with all dates falling under the week in a box. People preparing for entrances or even just studying can highlight one specific date falling on the same weekday every week as "full-week-revision-day".

SIX: On the page right after the one where all the weeks and their goals have been penned down, make a time table for your day.

Important: Do NOT do things of the sort where we're going into details like "6:00am to 6:05am - brushing teeth".

There is a way to make time tables: it's not an absolute replica of how your day is supposed to go like ideally but is meant to provide structure to the day.

[I'll put up a separate post on how to get that done properly because it's going to take up a portion of this post otherwise]

SEVEN: Under the time table, draw a line and put down the heading "WEEKLY PROGRESS" and leave the area blank for now.

EIGHT: The page starts with the heading "Week 1". Right underneath, put down all dates lying under the week and the work distribution for each one of the days.

Remember: We are all human beings not AI bots. These daily goals MUST be practically achievable. It can't be, say— I'm going to finish a whole damn textbook or even chapter from scratch in a day, or I'm going to jump directly to a hundred pushups from zero.

Be real to yourself and the world. Understand your capabilities and aid growth of self not diappointment.

NINE: One all daily goals of the week have been listed too, draw a centrally placed small line for a mild differentiation and then put down the date of the first day.

Whatever you will be planning to do on one day must be noted and planned before you sleep the previous day— a productive day begins a night before.

TEN: Record your mind in this space now. People who push their limits and work hard to attain certain goals also go through a "mental metamorphosis" and become stronger identities.

There will be several revelations along this journey so my personal opinion to it is whenever some heavy words— be it sad, hurtful, motivating, elating, or even those we feel about the world through the journey —happen to emerge in your mind, pen them down.

(Don't worry about anyone reading all this. As long as there is dedication in one's mind and results at the end, no one truly can question.)

I've just quickly drawn it over in Microsoft Paint but this is an overview in case something isn't clear above—

(in case you can, save the images and put white over all text then get it printed and use that instead of bothering to write it all down)

[quotelr]

Some friends would persuade you to buy a lot of expensive materialistic things, but wouldn't dare to give you a single dime if you were to find yourself in a financial crisis. So be very careful my dear friends, and stay clear from people who push you to live beyond your means. They are definitely not in your life to favor your destiny.

[camgoloud]

you ever just. become overwhelmed by a sudden out-of-nowhere wave of tenderness and affection and longing for reconnection directed towards someone to whom you no longer speak for Very Good Reasons

[nabaath-areng]

Having to micromanage your entire physical battery day in and day out is so exhausting, especially when your ability fluctuates without rhyme or reason with every single day. I'm starting to have to reframe how I view and tackle my task lists because otherwise the grief and frustration becomes so much that I get nothing done. I'd love to complete the entire list today, but I'm gonna have to limit myself to ticking off two tasks just so I don't burn myself out to the point of being unable to do anything later...

[wavesoutbeingtossed]

I don't know if it's the fresh blanket of snow on everything or the beginning of the new year that's just making me wax philosophical on this sleepy Saturday or whatever, but keeping on with the theme of how comforting it is that Taylor's music is so relatable and resonant for such a wide spectrum of emotions and experiences, I think one of the things I'm increasingly grateful for is how well she captures these moments writing in a "IYKYK" kind of way. Up until recent years she was rarely explicit about them, but even in her metaphor and poetry she perfectly encapsulates these experiences.

There have been so many lyrics that I've heard and on first listen I've thought, I feel this in my bones because I've lived it, and I'm so grateful that she has written something that speaks to it. And it's why I have so, so much empathy for her and am so happy she finds her own comfort in her writing as a way to get through them.

[dailycocotama]

Day 75: tfw you were a cocotama contractor in life somewhere in the world of Ultrakill

[m-chromatic]

Nowadays to me Shaplin neo or gasterfied shaplin is kind of a “canon” (you know. My OC fancanon not actual deltarune canon) grey area because while the idea is cool and all i think her actual reaction to any of the genuinely fucked up stuff that messed up the secret bosses would be

[itspileofgoodthings]

the boys I teach have been so unpleasant to me this week but the boys I used to teach have been really sweet and tbh it helps so much.

[s0fter-sin]

wow so watcher just singlehandedly killed their channel

[lilidawnonthemoon]

10 YEARS WITH GFRIEND 🤍🩵💜

January 16th 2015

« I may seem like a clear glass bead but I won’t break that easily »

[dannybobany]

Fnaf au where William figures out how to actually resurrect cc and then the aftons just have to live with that— not only is cc undead now but dad is freaking victor Frankenstein !! (like, literally, I imagine William discovered how to harvest remnant from recently deceased corpses rather then killing anyone himself, thus the mci doesn’t happen and Charlie doesn’t die either)

They just have to pretend this is normal and fine

[rocketbirdie]

dont apologize for going insane im putting my rambles out there to also find insane people 🤝🤝🤝 but yeah i haven't played rebirth yet but seeing people complain on the basis of "it's not og" is ALWAYS crazy to me because it's SUPER clear, in both an in-universe and out-of-universe sense that it's like. Explicitly not OG. It's so explicitly about breaking the chains of og and that's super super interesting. remakeverse is like it's own beast and its very cool and it's also making me lose my mind because the "what if"'s are so beautiful but also [breaking down about the original timeline] THERE WAS SO MUCH LOVE THERE TOO AND IT DIDN'T CHANGE ANYTHING!!!! HEAD IN HANDS. anyway thats to say i agree with all of your thoughts thank u for the insane food

EXACTLYYYYY AAUUUGHHHH the mind-screw of it all..... the implications........

[imfullofworms]