#compound interest benefits

[cyber-soul-smartz]

Mastering Financial Literacy: A Complete Guide

Unlock your path to financial freedom! Dive into our comprehensive guide on financial literacy, budgeting, saving, investing, and retirement planning. Share your thoughts, ask questions, and join the conversation to take control of your financial future.

The Concept of Financial Literacy Financial Literacy Concept                Did you know that one in five American adults would rather spend more time planning their vacations than managing their finances? A survey by MyBankTracker  (n.d.) revealed that nearly 20.1 percent of American adults spend more time researching travel details than handling their money matters, yet 34 percent use an…

[borngeniusworld]

A Dive into the Psychology of Wealth

Unveiling the Intricacies of Money: A Dive into the Psychology of Wealth In a world dominated by financial transactions and economic pursuits, our relationship with money extends far beyond the tangible bills and digital numbers in our bank accounts. The intricate dance between our emotions, behaviors, and financial decisions shapes what is known as the psychology of money. In this exploration,…

[yourqueenb]

RWB unfortunately only gets worse as the weeks go by 💀 MC is as two-dimensional as they come. And literally her every waking moment is spent either talking to/about Drew, hanging out with Drew, or thinking about Drew. It’s pathetic and annoying. Genuinely don’t think any of the MCs in PB’s other cheap romances were this damn bad. And the thing is that if Drew were even remotely as interesting and attractive as they try to make him out to be, maybe the story could still be a bit fun despite all of this. But he has about as much draw as a bonfire would on the hottest day of summer in Death Valley

[wise-life]

7 Proven and Effective Strategies for Building a Retirement Nest Egg

Planning for a secure retirement is a critical aspect of financial health. Many people find themselves asking, “How do I start saving for retirement?” and “What are the best ways to build a retirement nest egg?” With the right strategies and guidance, these questions become less daunting. As a financial coach at Wise Life University, I’ve helped countless individuals navigate the complexities of…

[canadianmoneytalk]

Video: The First Million is the Hardest

I discuss why #mathematically #thefirstmillion is the hardest, and why things get easier once you get past the first #million. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The…

[personal-finance8]

You'll loss 7 CRORES I Watch this before it's too LATE

The Shocking Power of Compound Interest Explained (Start Investing Now!) Ever heard about compound interest but not sure what it really means? Money growth tips - This video breaks it down simply: The earlier you start investing, the more your money grows thanks to the magic of compounding! See how a 14% CAGR can turn a Rs. 20,000 monthly investment into a HUGE difference between starting at 30 vs 40 years old. Don't wait any longer! The best time to invest was yesterday, but the next best time is NOW! Click here to watch and learn how to unlock the power of compounding for your future!

[kc22invesmentsblog]

The Significance of Homeownership: Building Personal Wealth

Owning a home has long been considered a cornerstone of the American dream. Beyond just providing shelter, homeownership holds the potential to become the largest source of personal wealth for many individuals. In this blog post, we will explore the various reasons why homeownership is often seen as a powerful means to build personal wealth and discuss the key factors that contribute to this…

[oscarisaacasimov]

How to Save for Retirement

Good news: There's a lot about retirement savings that you DO NOT have to thoroughly understand to make savvy investments. You don't have to be a math person or have a traditional job or have a "5 year plan".

1) Start saving as early as you can. The one financial advantage we have over the older generations is TIME, so USE IT. Starting early means making "free money," your interest earns interest that will be paid back to you. The amount you save in the early years is expected to double every decade, so the more years with an account, the more free money.

2) Start today if you haven't yet. I mean it. Even if it's only 50-100 / month. You will have an account earning free money in your name, and it's easy to add more funds later when the basics are already set up. If you don't have access to a 401(k) or similar, open an IRA (the Roth IRA kind is for those with a low income and a low tax payment in the springs). NOW is more important than which type of account.

3) Choose an "index fund" with a "target date" around the age you expect to retire. Index funds are basically a tiny sliver of the whole economy around you - stocks for companies large and small, bonds for the US government, real estate, international components. Index funds provide better returns for a lower fee than "actively managed" funds, where the professional's guess wrong more often than not. If you are investing in an index, or piece of the market, than the market can never leave you behind. Target dates mean more higher risk, higher reward stocks in the earliest years, and gradually adjusting to more stable and steady bonds as you near retirement and have less time to recoop a loss. If any of this sounds scary or complicated, this is the common and proven best way to invest over a lifetime.

4) If your employer offers a retirement match contribution (often 2% - 5% of your takehome pay), invest at least that much of your own pay, because again we love FREE MONEY.

5) Increase your retirement payments to yourself anytime life gets easier. Significant raise at work? Moved to a cheaper town? Paid off your car / house / student loans / day care years? Send some of that new monthly money straight into the retirement fund.

6) Your eventual goal is to save 15% of your annual income toward retirement. If this seems insane, start where you can, and aim to add an additional 1-2% with every new year.

7) "Set it and forget it." DO NOT TOUCH your retirement money. Don't even look at it. Maybe once / year if you are curious. The road of compound interest will include some downturns with the stock market is down. This is normal for everyone, but keeping that steady investment through highs & lows is the best strategy for longterm growth of your money.

7b) It is not a kindness to your children to pull money out of your retirement savings on their behalf. You'll lose that much money plus the years of "free money" accumulation plus some early withdrawal fees &/ weird tasks. This makes you more likely to become financially dependent on your kids during your retirement. Not a favor in the long run.

8 ) "If investing feels fun and exciting, then you are not investing, you are gambling." If you are intrigued by the idea of investing in particular companies or trying to time the market - cool. Take some money that wouldn't be disastrous to lose and try your luck - the odds are not in your favor. But your retirement plan must be slow and steady. Source

[wonnieaura]

financial knowledge for the girlies 🤍🍓💸

Develop a budget: Creating and sticking to a budget can help you better understand your income and expenses, and learn how to prioritize your spending.

Save regularly: Saving money is crucial for achieving financial stability. You can set up automatic transfers to a savings account so you won't be tempted to spend the money.

Pay off debt: High-interest debt can hinder your financial progress. Make a plan to pay off your debts and focus on high-interest debts first.

Invest wisely: Investing can help your money grow over time. Look for low-cost index funds, which can give you broad exposure to the market at a low cost.

Understand compound interest: Compound interest is the interest you earn on interest. By investing consistently, the power of compound interest can help you build wealth over time.

Research before making big financial decisions: Before making a major decision, such as buying a house or car, research different options and weigh the costs and benefits.

Learn from your mistakes: Every failure or setback can teach you something valuable. Use these experiences to inform your future financial decisions.

Get professional advice: Seek advice from a financial advisor if you're unsure about your financial decisions. They can provide guidance on investments, retirement planning, and tax strategies.

Be aware of scams: Scammers can take advantage of financial illiteracy. Be cautious when someone offers an investment that's too good to be true.

Continuous learning: Financial knowledge is constantly changing, so stay informed by regularly reading financial news, books, and attending classes or webinars.

[sgt-tombstone]

au where Johnny never joined the military (his knee got fucked up before he could and they wouldn’t let him enlist) but it’s okay because that means he got to go to college and study engineering, which is the closest he could get to being a civilian demolitions expert

Anyway, the city his college is in has an army base nearby, which means that every dating app he opens is flooded with army boys looking to marry the first person who so much as looks at them the right way. Johnny’s never been relationship-oriented; he likes hookups too much to settle down like that, but he loves scrolling through to drool over all of the gym pictures

And then one catches his eye. Simon. He doesn’t show his face on his profile, but his muscles more than make up for it. His appearance, though, isn’t what Johnny is most interested in, because his bio says…

Anyone interested in committing marriage fraud?

And that’s… something.

So of course Johnny swipes. He doesn’t expect to match, because Simon looks like a Greek God, and he almost throws his phone across the room when the little heart appears, telling him that he and Simon have both swiped on each other. Which means that Simon swiped on him first. It’s a heady feeling, but he’s not really sure why.

John: marriage fraud?

It’s not his strongest first message, but sue him, he’s curious.

Simon: I’m not interested in a relationship or even sex, but I have a very vested interest in being able to move off base

John: so, what? we get married and then…?

Simon: we don’t have to live together or even like each other. You can finish your studies, get the tax benefits, and live your life as you choose while I get to move off base and maintain my privacy

Honestly, it sounds like a win/win to Johnny. He’s not struggling financially per se, but being able to live exactly as he is while also gleaning tax benefits is… an attractive choice.

John: and if I meet someone else that I’m serious about?

Simon: I have no qualms about an uncontested divorce

John: let’s meet up for lunch and discuss the details

———

Lunch is a simple affair, just a local restaurant, frequented by students and soldiers alike, so they both fit in well. Simon is unfairly attractive, even if he only reveals the bottom half of his face to eat or drink. He’s massive and blond and his eyes do something to Johnny’s insides that he can’t bring himself to dissect further. They chat over their food, sharing details about themselves. Johnny shares more than Simon, and he has a hunch that that’s on purpose, but he doesn’t mind. They click instantly, and Johnny can tell that Simon is taken aback by that. It’s sweet, almost, the way that such a large military man is floundering in the face of genuine human connection. After they’ve finished, they turn to business.

With a quiet, deep voice, Simon lays out his entire plan, and Johnny is fully on board. He’s ready to sign the papers today, but they legally have to wait a month.

It’s the longest month of Johnny’s life.

They text constantly, or as constantly as they can. Sometimes Johnny feels inordinately young and sometimes very inferior; while he’s talking Simon’s ear off about some explosive compound used in building demolitions, Simon is off… doing god knows what, god knows where, serving the country. But Simon always listens, always sounds engaged over the phone when they call, always has follow-up questions that show he’s actually interested. And while Simon can’t talk much about his work, he can talk about details. Small stuff; the awful food, the hot dust where he’s stationed, the day-to-day activities that don’t give away too much. Johnny learns that he’s a lieutenant, a sniper (though that’s more through context clues than anything else), that he wears a mask all the time to protect himself, that he doesn’t like scrambled eggs (or at least, not military scrambled eggs), that he has a very complex skincare routine, that he respects the hell out of his captain. That he’s a good man, or tries to be. That he’s a sweetheart, deep down, despite trying to hide it.

They eventually get married, down at the courthouse, with Simon’s captain, Price, and Johnny’s best mate, Kyle, as witnesses.

And then life goes on. Johnny continues his studies, continues going to parties and hooking up with people every weekend, continues living his life. He assumes that Simon does the same. They keep in contact, for the most part, except when Simon’s in the field and he can’t have his phone, but he always brings back little inconsequential stories when he returns. It’s nice, in a way. They’d never exchanged rings, but sometimes Johnny wishes they had, just so he had something tangible to tie him to his husband.

I’m not sure how it would end, though…

Maybe it would be Sweet Home Alabama style, where Johnny finds someone that he thinks he loves and has to get Simon to sign the divorce papers, only to realize at the last minute that he really doesn’t want to, that he’s been in love with Simon all along

Maybe Simon gets medically discharged and ends up moving in with Johnny, where they both dance around their feelings for each other, despite already being married

Maybe they just… realize one day, that they’ve slowly but surely fallen in love with each other over the years and suddenly, nothing else matters because they’ve got a lot of lost time to make up for

[fangswbenefits]

Sweet Girl

Summary: Miguel isn’t all that excited about you joining spider society, so why and how does he enter a spiral of maddening obsession?

Pairing: Miguel O’Hara x spider-woman!reader

Miguel POV. Obsessed Miguel. Soft/inexperienced reader. Pining.

This is more an of an introduction to my current series Frustration. You don’t have to read the first 3 parts to enjoy this.

Miguel crossed his arms as he stood on the lowered platform.

He was waiting.

And he hated being kept waiting.

Tense minutes went by until a swirling flash of light tore through the space continuum right in front of him.

Jessica Drew stepped out first, followed closely by Peter B. Parker.

And you.

You seemed so out of it, that Miguel wondered how a spider person could have been this badly affected by a mere dimensional travel.

As you tumbled out of the portal, you immediately lurched forward. “Oh, I’m going to be sick.”

Without further warning, you emptied the content of your stomach onto the floor.

Amazing.

Arching an eyebrow, he glared at Jess who was patting your back reassuringly.

“It’s her first time, Miguel,” she frowned lightly, helping you straighten up.

Peter offered you a tissue. “Oh, I remember my first time. My intestines were not the same for a week, and I do-”

Miguel immediately cut him off, not at all interested in hearing about Peter Parker’s bowl movements. “Welcome to Nueva York,” he stepped out of the platform, extending his hand to you. “I’m Miguel O’Hara.”

You cleared your throat and shook his hand. “So… you’re the boss.”

“I’m the boss.”

Miguel saw your eyes scanning him him up and down, widening slightly. “You’re… big.”

Peter snorted and Jessica chuckled.

But he could only roll his eyes. “You’ll eventually get used to your portal jumps.”

You scanned the room with curious eyes. “That portal really needs stabilisation,” you then mumbled, adjusting your suit. “The motion sickness…”

He scoffed. “You’re a spider-woman. I’m sure you can manage motion sickness.”

“Well… it’s not the same as swinging around in your web,” you retorted with a light shrug.

Jessica patted your shoulder. “That’s why we recruited you. Your intel might be able to helps us with some of these… instabilities.”

You immediately smiled brightly. “Oh, sure! I can’t wait to get started. This place looks so cool.”

Miguel groaned inwardly. Amateurs.

He had scanned your file thoroughly and had been against your recruitment initially, but Jess had brought up valid points in your favour, despite the fact that you had only been bitten less than six months ago.

Inexperienced and ambitious.

These two hardly ever worked together, but your vast knowledge in tech compounds had made him give Jess the benefit of the doubt.

“Follow me. I’ll have to draw blood to run some tests and Lyla here will fill you in later on other procedures.”

The hologram popped in obnoxiously by your shoulder. “If he asks nicely, that is.”

Your mouth dropped open in absolute bewilderment. “Woah! AI? That is really, really awesome!”

“Thank you, pumpkin,” she grinned with a wink.

Miguel paced through the long halled that stretched out towards Lab 1, with you following close by, as Peter and Jess flanked you.

From the corner of his eye, he saw you glaring out of the tall windows, completely transfixed by the the countless skyscrapers that sprawled out as far as the eye could see.

“You built this?” your voice echoed in sheer wonder.

“Yes.”

“All of this?”

“Miguel is really gifted with technology,” Peter chimed in proudly.

“Woah…”

That tingled his ego nicely.

As the four of you walked inside the lab, the surrounding spiders at work glanced over, voicing their greetings.

“Take a seat.”

You immediately did as he said with Jessica standing next to you, hand on your shoulder.

Miguel put his gloves on and readied the material for the blood testing.

“Give me your arm.”

“So you’re a tech guy…” you started, and he gripped your forearm, rolled the sleeve of your suit up with fingers probing for a vein. “What else?”

“A geneticist.”

“Nice! So you’re like a two for one type of deal?”

Once he found what he was looking for, he aligned the tube with your skin. “This will sting a bit.”

Before you could reply, you let out a gasp at the sudden intrusion.

“And you work at the lab, too?”

“Do you always ask so many questions?” Miguel said, waiting for the tube to fill in.

You nodded with a warm smile. “I just like to know what I’m getting myself into.”

You had no idea, but Miguel was testing you, trying to gather as much of your personality as he could. He enjoyed piecing people together like puzzles. It stroked his sense of control.

“I thought Jessica had briefed you.”

“I did,” she immediately said.

“Yet you’re the one drawing my blood,” you chirped happily, your eyes fixed on his.

Well, maybe you had an idea.

Miguel felt the corner of his lips turn into a faint smile.

Good.

He needed perceptive people around.

He pulled away from from you slightly and pressed a cotton pad to the small puncture.

Sliding open one of the drawers nearby, he grabbed a watch, never letting go of your arm.

“This is a dimensional travel watch,” he explain, snapping it snugly around your wrist. “Keep it with you at all times.”

He let go of you and you seized the moment to inspect it closer, fascination never leaving your face.

“Let me guess… you also built this,” you said with a chuckle, pressing on the screen a few times.

He reached out his hand to stop you. “This is not a toy. Lyla will inform you on how to properly use it.”

You nodded firmly.

“Welcome to spider society.”

It didn’t take long for Miguel to start walking in on you sleeping in the lab.

For the fourth time.

He was all too familiar with the riveting excitement that came with scientific progress that often led to many sleepless nights.

But he still couldn’t allow this to keep happening.

Halting a few inches away from you, he took a moment to access the situation: you sat hunched over the lab table, head resting on folded arms and a string of drool dangling from the corner of your mouth.

A heavy sigh parted his lips.

He tapped his foot once on the leg of your chair, causing you to jolt upright with a yelp, nearly falling back from the loss of balance as the chair swayed dangerously.

But Miguel was fast enough to prevent that by steadying you with a firm grip on your shoulder. You then leaned forward, panting and clutching at your chest.

“Good morning.”

You turned your head to stare at him, deep bags under your eyes and sleep lines covering your face. “Miguel! Oh — hi! I’m… oh my… that was such a scare!”

His crimson eyes narrowed slightly. “It’s the fourth time this week.”

Trying to regain some composure, you straightened your clothes and wiped the string of drool trailing down your chin with the back of your hand.

“Right. I was… uh…” you paused abruptly and looked around, as if momentarily disoriented. “Oh. Yeah! I am — was working on running some diagnostics and must have dozed off waiting for the results… and-”

He clicked his tongue and spun your chair around, effectively silencing you, his eyes boring into yours. “This isn’t going to happen again. You need to rest.”

You swallowed. “I was resting…”

Miguel didn’t have neither the patience nor the time for this.

“You need proper rest,” he pressed on with a scowl. “Jessica scouted you for a reason, and if you’re too sleep-deprived to work, you’re of no use to us.”

You broke eye contact with him, lowering your head. “I’m sorry…”

The sincerity in your voice took him slightly aback, and he relaxed his face, wondering if he had perhaps been too harsh.

You were chewing on your lip, staring down at your entwined hands.

He had no idea why, but his heart skipped a beat.

Probably stress.

“Look,” he tried again, softer this time. “I know what it’s like to want more. To do more. I’ve been there,” he then crouched, so he could eye-level with you. “But you can’t keep pushing yourself like this. We have time to figure this out.”

You looked to the side, hesitating at first. “I… was talking to other spiders and some mentioned they feel the side effects of motion sickness if they use the portal more than twice a day,” you went on with newfound confidence, gripping the pad on the table and lighting up the screen. “I’m close to getting the chips to work and ther-”

Miguel pinched the bridge of his nose. “Stop. Stop.”

You did.

“What part of me saying you need to sleep didn’t you understand?”

“I don’t mind sacrificing a few nights of sleep if it means I can help other spiders,” you said, a flash of defiance crossing your eyes. “Seriously, Miguel. I need to get this done… I need it.”

Miguel’s strictness shattered.

He then saw a reflection of himself staring right at him.

So much of your determination and persistence reminded him of his early days as a scientist. The struggle, the hunger for results, the need to achieve something that could help so many…

“I know you’re looking out for me,” you went on, placing one hand on his shoulder and giving it a soft squeeze. “And I’m grateful, but science and progress don’t wait. I know I can be helpful, so let me.”

For the first time in a very long time, Miguel O’Hara was left speechless.

“Please don’t fire me,” you laughed nervously.

He blinked a couple of times and stared down at his watch.

6:14AM

“You can come back in twelve hours.”

Your eyes widened in sheer excitement, lips parting into a wide smile.

He quicky lifted one finger. “If you try to sneak in, I’ll know.”

Your smile faltered, as he saw right through your intentions.

“And I’ll have you sent back to your dimension faster than you can say Nueva York. Got it?”

You lifted one hand in a salute and nodded.

He scowled. “And… stop hanging around Hobie.”

Dropping your hand, you bolted forward from your chair to hug him, wrapping your arms tightly around his neck. “Thank you, thank you, thank you!”

The sudden motion nearly caused him to topple over and you immediately let go of him, as he rose to his full height again.

“Oh! Sorry!” you stepped away, patting his arm apologetically.

He blinked.

Then, grabbing your pad, you began tapping rapidly. “I’m uploading all the data to your watch, so please take a look.”

He blinked again.

You gathered your backpack and threw him a final warm smile. “If you find anything important, please let me know!”

Miguel nodded curtly, but remained rooted in place, as you hurried across the lab and past the sliding door.

His heart skipped a beat for the second time that day.

Then it dawned on him: the last person who had hugged him had been Gabriella.

Miguel should probably call himself a hypocrite.

He was heavily against you or any other spider dozing off in the lab, but he had been indulging in this quite often as of late.

By the time he rose from his slumber, and sat back on his padded chair, he realised something soft had been placed around his shoulders.

He tugged on it and was met with a blanket covered in tiny prints of Peter B. Parker’s face.

This was definitely Mayday’s.

“What…” he drawled out, blinking a few times to adjust his eyes to the brightness that poured in from the windows.

The clock on the wall marked nine in the morning.

He stared down at his desk to find a handwritten note next to a plate of… empanadas?

“Hi~

wanted to wake you up, but you were sleeping so soundly and I didn’t want to disturb you. I found Mayday’s blankie on my lab desk — I suspect Hobie is sneaking her around to pull a prank on me hehe xOx

P.S. Jess told me you like empanadas, so I tried making some for you. Hope you like them~ (I’m crossing my fingers)

P.S. 2 You need proper rest :)”

You.

It had been you.

He glared at the plate containing the pastries, and grabbed one.

His heightened senses allowed him to immediately get flooded with an overwhelming delicious smell.

Taking a bite, he fluttered his eyes shut, allowing the overwhelming combination of flavours to take over.

It tasted so, so good.

It tasted like home.

He rose to his feet and walked out, scanning the lab for traces of you.

But he was met with Jessica instead who had just walked in.

“Oh, you look terrible.”

He swallowed what was left in his mouth. “Thanks.”

Her gaze dropped to your hand. “Oh! Did she make those for you?”

“Uh… yes.”

He felt ridiculous for having mumbled it like that.

The two of them paced along the corridors and into Lab 2, where you were sitting, back turned to them, visibly engrossed in your tasks.

“How’s she been doing?”

He took another bite. “Good. She’s persistent and focused. Those are good traits to have in this field.”

“She reminds me of yourself.”

Miguel wasn’t surprised in the slightest, because it was an undeniable fact.

“Hopefully, she won’t make the same mistakes I did.”

“Oh, I’m sure she’ll make some along the way,” she shrugged casually. “And she’ll learn from them, as you did.”

Miguel kept his gaze fixed on you and felt a strange need arise in him.

To look after you.

He took the last bite and savoured it in silence, as Jessica eyed him curiously.

“She really is a sweet girl,” she ended up saying lovingly. “She asked me what your comfort food was.”

Sweet girl.

He let the name replay in his head, and determined he liked the sound of it. It was fitting.

“Go on. Say it.”

Miguel arched an eyebrow at this. “Say what?”

Jess threw him a smug look. “That I was right for recruiting her. That you were wrong.”

In truth, Miguel hated having to admit to his mistakes, and it wasn’t even related to his ego or inability to take criticism.

As he had come to learn the hard way, his mistakes would usually lead to catastrophic consequences.

But when it came to you, he had no problem admitting he had been in the wrong. You had proved to be quite capable of handling a multitude of tasks.

… and now you were starting to grow on him.

“Yes. You were right, Jessica,” he mumbled, his eyes fixed on you. “She really is… something.”

She patted his back a few times. “Are you turning into a softie, Miguel?”

He scowled. “No.”

“Go ahead and thank her, then,” she said with a smile.

Miguel didn’t like being told what to do. He had every intention of letting you know he was grateful for your efforts.

But it had to be in his own way.

He parted ways with Jess and mad his way to you.

“Hey.”

You turned in your chair, bearing that kind smile he had grown so accustomed to. “Hi! You’re awake.”

“Cearly,” he grumbled with a shrug.

“Did you like the empanadas?”

He nodded. “They tasted amazing. Thank you.”

Like home.

“Great!” you beamed, your smile never wavering. “You looked really adorable while sleeping. Sorry for not waking you up.”

Adorable…?

He felt a lump form in his throat. Your energy was contagious, and he considered embracing it.

But he didn’t want to cave in…

He was a stubborn man by nature.

But he also didn’t want you to think he was too cold and distant like many in Nueva York thought.

“I want to show you something,” he said, tapping on his watch.

You waited expectantly and the screen in front of your flickered momentarily before a video started playing.

File: Gabriella.006

He didn’t even bother staring at the screen. He already knew by heart its content, and he didn’t want to revist the pain today.

No.

His eyes were fixed on you, instead.

He knew Lyla had already mentioned the event that led to him deciding to protect the multiverse.

He knew you knew of Gabriella.

Of what he had done.

Your smile dropped as the video went on, even though the sound of giggles and splashing water echoed around you.

“I’m not showing you this for you to feel bad for me.”

You shook your head, parting your eyes from the screen. “That didn’t even cross my mind.”

He paused the video.

“Right.”

Your eyes held kindness and your voice became softer. “I know why you’re showing this to me.”

He highly doubted it, but he waited for you to go on.

“We take care of each other here,” you began, twirling your chair to fully face bim. “And that means being open to showing vulnerabilities.”

He remained silent, digesting your words.

“Am I wrong?”

Partially, but he wouldn’t tell you that. The justification he had settled for in his head didn’t come close to your own.

And his heart skipped a beat.

He grown used to it happening whenever around you, but this time it felt more alarming.

More urgent.

“Miguel?”

You were eyeing him with concern, your hand reaching out to touch his arm.

He snapped out of his thoughts, and took a step back. “Send me the files you were working on yesterday. I need to check the coding.”

You gave him a nod, and he saw understanding soften your expression. He had expected you to press him on for an answer, but he was grateful you hadn’t.

“Oh, and… thank you, again. For… you know…” he drawled out as he ran a hand through his hair.

“You got it, Miguel,” you said, smiling sweetly.

Sweet girl.

His sweet girl.

It took Miguel one week to start dreaming about you.

At first, it would be a conglomerate of nonsensical blobs with your face or voice here and there. But as days went by, some began to take shape.

Your shape.

Nowadays, it would be your face and voice that would keep him company after tiring missions.

He had gotten quite fond of it.

Until things took a turn.

And he would wake up with a throbbing ache in between his legs, begging for relief.

That was when he knew he was letting his admiration for you get the best of him.

As he rose from his bed and walked to the tall window in his bedroom, he saw the sun lighting up the horizon line, bathing Nueva York in rays of orange and yellow.

He had built all of this in the hopes of a better future.

But now he started longing for one that had you in it somehow.

As a fellow spider.

A fellow scientist.

A friend, even.

He squinted as his sensitive eyes became increasingly sore from the intense light, so he moved to his bedside table and grabbed the peace of paper you had left him days ago.

Your handwriting mirrored your personality: graceful and captivating.

Maybe he should have tossed it away, but he couldn’t bring himself to do so.

Walking into his living room, he booted up the screens on the wall.

There was this crescendo inside him that urged him to look for you.

He tapped through various sections of the lan, but he found you near the refrigeration area, tapping on your chin with a pencil, as you glared at the screens in front of you.

He wanted to call you.

To hear your voice first thing in the morning.

To commend you for being up so early already and committing to your duties.

Suddenly, he saw your lips turn into a soft knowing smile, and he knew you must have figured something out.

Of course you had.

Your perception and tenacity were unmatched.

As much as he wanted to talk to you, he decided against it.

In his mind, he was too undeserving of anything more than a friendship with you.

He convinced himself that he was not good enough, and that he was meant to watch you from afar.

You were just like a flame. Too close and it burns. Too far away and it freezes.

He grazed his thumb across the screen, close to you.

His sweet, sweet girl.

It would be better off this way. Not for him, of course. He was already in too deep. But it would be better for you.

You deserved better.

But he still craved you.

Miguel recognised the feeling that was started to seep into his heart and mind. He had almost forgotten how suffocating that felt.

He couldn’t tear his eyes from your face.

He couldn’t tear his heart from your hold.

The level of despair was unmistakable and he knew exactly what this feeling was.

Frustration.

Next part (if you can’t access it, click here)

Masterlist

[hyperlexichypatia]

This post reminded me of it, but my partner has observed that in contemporary gender discourse, maleness is so linked to adulthood and femaleness is so linked to childhood, that there are no "boys" or "women," only "men" and "girls."

This isn't exactly new -- for as long as patriarchy has existed, women have been infantilized, and "adult woman" has been treated as something of an oxymoron. Hegemonic beauty standards for women emphasize youthfulness, if not actual neoteny, and older women are considered "too old" to be attractive without ever quite being old enough to make their own decisions. There may be cultural allowances for the occasional older "wise woman," but a "wise woman" is always dangerously close to being a madwoman, or a witch. No matter how wise a woman is, she is never quite a rational agent. As Hanna K put it, "as a woman you're always either too young or too old for things, because the perfect age is when you're a man."

But the framing of underage boys as "men" has shifted, depending on popular conceptualizations of childhood and gender roles. Sometimes children of any gender are essentially feminized and grouped with women (the entire framing of "women and children" as a category). In the U.S. in the 21st century, the rise of men's rights and aggressively sexist ideology has correlated with an increased emphasis on little boys as "men" -- thus slogans like "Teach your son to be a man before his teacher teaches him to be a woman."

Of course, thanks to ageism and patriarchy (which literally means, not "rule by men," but "rule by fathers"), boys don't get any of the social benefits of being considered "men." They don't get to vote, make their own medical decisions, or have any of their own adult rights. They might have a little more childhood freedom than girls, if they're presumed to be sturdier and less vulnerable to "predators," but, for the most part, being considered "men" as young boys doesn't really get boys any more access to adult rights. What it does get them is aggressively gender-policed, often with violence. A little boy being "a man" means that he's not allowed to wear colors, have feelings, or experience the developmental stages of childhood.

This shifts in young adulthood, as boys forced into the role of "manhood" become actual men. As I've written about, I believe the trend of considering young adults "children" is harmful to everyone, but primarily to young women, young queer and trans people, and young disabled people. Abled, cisgender, heterosexual young men are rarely denied the rights and autonomy of adulthood due to "brain maturity."

What's particularly interesting is that, because transphobes misgender trans people as their birth-assigned genders, they constantly frame trans girls as "men" and trans men as "girls." A 10 year old trans girl on her elementary school soccer team is a "MAN using MAN STRENGTH on helpless GIRLS," while a 40 year old trans man is a "Poor confused little girl." Anyone assigned male at birth is born a scary, intimidating adult, while anyone female assigned at birth never becomes old enough to make xyr own decisions.

Feminist responses have also really fluctuated. Occasionally, feminists have played into the idea of little boys as "men," especially in trans-exclusionary rhetoric, or in one notorious case where members of a women's separatist compound were warned about "a man" who turned out to be a 6-month-old infant. There's periodic discourse around "Empowering our girls" or "Raising our boys with gentle masculinity," but for the most part, my problem with mainstream feminist rhetoric in general is that it tends to frame children solely as a labor imposed on women by men, not as subjects (and specifically, as an oppressed class) at all.

Second-wave feminists pushed back hard on calling adult women "girls" -- but they didn't necessarily view "women" as capable of autonomous decision-making, either. Adult women were women, but they might still need to be protected from their own false consciousness. As laws in the U.S., around medical privacy and autonomy, like HIPAA, started more firmly linking the concepts of autonomy with legal adulthood, and fixing the age of majority at 18, third-wave feminists embraced referring to women as "girls." Sometimes this was in an intentionally empowering way ("girl power," "girl boss"), which also served to shield women (mostly white, mostly bourgeois/wealthy) from criticism of their participation in racism and capitalism. But it also served to reinforce the narrative of women as "girls" needing to be protected from "men" (and their own choices).

I'm still hoping for a feminist politic that is pro-child, pro-youth, pro-disability, pro-autonomy, pro-equality, that rejects the infantilization of women, the adultification of boys, the objectification of children, the misgendering of trans people, and the imposition of gender roles.

[scarletskiesinthepaths]

Levi's Intelligence

Levi's intelligence is often overlooked, probably because he's compared directly to Erwin and Hange. Erwin and Hange are both extraordinarily intelligent, but Levi is immensely intelligent himself. He is able to read people (better than any other character), and he knows how to make the best use of what he has available. Many other users have done a wonderful job expanding on Levi's emotional intelligence, so I wanted to expand on some of his feats of general intelligence:

I. Ability to Both Think Long-Term and Make Quick Decisions While in the Midst of Battle

After Historia and Eren are captured by Kenny and the MPs, Levi avoids immediately chasing after them—similarly to how he approached the situation with the Female Titan. The overall strategic goal still remained keeping Historia and Eren safe, but Levi was able to recognize in the moment that chasing after them would not have successfully led to achieving that objective. Levi adapted his tactics, and the Scouts were overall more successful in their mission because of it.

Without Erwin, Levi is able to lead his remaining team to safety and take down an MP compound without casualties. They are all able to regroup and come up with a plan to rescue Eren and Historia because of Levi's quick thinking and long-term planning during this battle.

II. The Reeves Negotiation

Much has been said about Levi's kindness and compassion in this arc, about how he's interested in saving the city of Trost at no tangible benefit to himself (and after being directly mistreated by its citizens earlier in the same arc), but what I want to bring attention to is (1) that he was able to recognize the opportunity for a negotiation and (2) his skills at bargaining.

Directly after taking down the MP compound (Chapter 54: "Location of the Counterattack"), Levi and his team encounter Dimo Reeves, the boss for the Reeves Company as well as the merchant responsible for blocking the Trost gate earlier in the series. Levi is able to intuit that there is more to Dimo Reeves' "deal" with the MPs than meets the eye, so he brings Dimo Reeves outside to look over Trost together and converse. This demonstrates Levi's skill at reading people. No other character had indicated an interest in holding a conversation about Dimo's motives.

Dimo reveals how the Reeves Company has been at the mercy of the Interior MPs and how he has been following the MPs' orders to avoid getting immediately killed and losing everything—to protect his employees and their families. This conversation directly leads to a negotiation and then a deal being formed between the Scouts and the Reeves Company.

When Levi is laying out the conditions for the deal, it is evident that Dimo does not seem initially receptive. Levi uses the word "trust," which Dimo balks at.

However, Levi's third condition, which is actually the most unimportant and superfluous one, results in Dimo accepting the deal. Why?

"Seems you're even greedier than a merchant." Dimo says this, as he is familiar at interacting with and respects other merchants. Levi added the third condition in, not simply because he wants tea and other luxurious goods, but because it brings himself down to Dimo's level. Without this condition, the deal may not have gone through. It is exactly this condition that results in Dimo "trusting" Levi as an equal.

This negotiation is also more evidence toward Levi's ability to think long-term. This deal between the Scouts and the Reeves Company benefits the Scouts for the remainder of the series.

III. Luring Kenny Into a Bar

Expanding on Levi's ability to make quick decisions while in the midst of battle, one of the best examples of this is Levi's first encounter with Kenny during the Uprising arc, where Levi lures Kenny into a bar and is able to defeat him as a result.

This goes beyond Ackerman prowess, as that is more related to superhuman strength and heightened combat reflexes. This is specifically a feat of intelligence; it's a sign of Levi's ingenuity—using aspects of the environment to his advantage. By luring Kenny into a bar, Levi is able to procure a weapon to even the playing field. Kenny himself is impressed and adds in that Levi was not taught these tactics by him. Some of the specific tactics of note:

III.a Use of Reflection

Levi is able to procure a shotgun while simultaneously taking cover from Kenny. He converses with Kenny to keep Kenny focused on him and not the bar's patrons, and even though Levi is facing away from Kenny, he uses the reflection off the alcohol's glass to properly aim the shotgun.

III.b Chair and Figuring Out the Firearms' Weakness

Levi knew he was going to be ambushed from up top as soon as he left the bar, so he threw a chair out the window to both distract and waste his opponents' shots. I'm fairly certain Levi was the first one to notice the main weakness of the anti-personnel vertical maneuvering equipment.

The main weakness, as Armin explains above in a later chapter, is that they need to reload after shooting twice. Levi first threw a chair, forcing one of his opponents to shoot twice, kills that opponent, and then uses that opponent's body as a shield against the other two guys' shots.

IV. Final Battle - Infers Immediately Armin is Alive

This one is pretty self-explanatory, but Levi is the first to infer that Armin has to be alive, given the way Titan powers work. As such, Levi is able to keep the others focused on the battle in front of them, knowing that Armin is alive and unharmed. This again speaks to Levi's quick thinking while in the midst of battle; it is often more difficult to make these sorts of judgments while in a fight-or-flight situation. Keep in mind as well that Levi is also grievously injured here, so it is even more impressive, how quickly he's able to make this inference.

V. Final Battle - Leadership and Planning

Full stop, the Alliance would not have succeeded without Levi, and part of that is because of Levi's ability to take charge and come up with a plan. This is the plan that they followed throughout the entire duration of the Battle of Heaven and Earth, and it is a plan Levi came up with, directly in response to an unexpected change in circumstances.

This again shows off Levi's skill in adjusting tactics to achieve a strategic objective. Even though the commanders are the ones often in charge of this, Levi is clearly very capable and adept at this himself. Right before this panel, everyone was arguing on how to proceed. Levi came up with the best overall plan, and in addition to that, formulated the two teams required to carry out that plan.

[sexymemecoin]

The Rise of DeFi: Revolutionizing the Financial Landscape

Decentralized Finance (DeFi) has emerged as one of the most transformative sectors within the cryptocurrency industry. By leveraging blockchain technology, DeFi aims to recreate and improve upon traditional financial systems, offering a more inclusive, transparent, and efficient financial ecosystem. This article explores the fundamental aspects of DeFi, its key components, benefits, challenges, and notable projects, including a brief mention of Sexy Meme Coin.

What is DeFi?

DeFi stands for Decentralized Finance, a movement that utilizes blockchain technology to build an open and permissionless financial system. Unlike traditional financial systems that rely on centralized intermediaries like banks and brokerages, DeFi operates on decentralized networks, allowing users to interact directly with financial services. This decentralization is achieved through smart contracts, which are self-executing contracts with the terms of the agreement directly written into code.

Key Components of DeFi

Decentralized Exchanges (DEXs): DEXs allow users to trade cryptocurrencies directly with one another without the need for a central authority. Platforms like Uniswap, SushiSwap, and PancakeSwap have gained popularity for their ability to provide liquidity and facilitate peer-to-peer trading.

Lending and Borrowing Platforms: DeFi lending platforms like Aave, Compound, and MakerDAO enable users to lend their assets to earn interest or borrow assets by providing collateral. These platforms use smart contracts to automate the lending process, ensuring transparency and efficiency.

Stablecoins: Stablecoins are cryptocurrencies pegged to stable assets like fiat currencies to reduce volatility. They are crucial for DeFi as they provide a stable medium of exchange and store of value. Popular stablecoins include Tether (USDT), USD Coin (USDC), and Dai (DAI).

Yield Farming and Liquidity Mining: Yield farming involves providing liquidity to DeFi protocols in exchange for rewards, often in the form of additional tokens. Liquidity mining is a similar concept where users earn rewards for providing liquidity to specific pools. These practices incentivize participation and enhance liquidity within the DeFi ecosystem.

Insurance Protocols: DeFi insurance protocols like Nexus Mutual and Cover Protocol offer coverage against risks such as smart contract failures and hacks. These platforms aim to provide users with security and peace of mind when engaging with DeFi services.

Benefits of DeFi

Financial Inclusion: DeFi opens up access to financial services for individuals who are unbanked or underbanked, particularly in regions with limited access to traditional banking infrastructure. Anyone with an internet connection can participate in DeFi, democratizing access to financial services.

Transparency and Trust: DeFi operates on public blockchains, providing transparency for all transactions. This transparency reduces the need for trust in intermediaries and allows users to verify and audit transactions independently.

Efficiency and Speed: DeFi eliminates the need for intermediaries, reducing costs and increasing the speed of transactions. Smart contracts automate processes that would typically require manual intervention, enhancing efficiency.

Innovation and Flexibility: The open-source nature of DeFi allows developers to innovate and build new financial products and services. This continuous innovation leads to the creation of diverse and flexible financial instruments.

Challenges Facing DeFi

Security Risks: DeFi platforms are susceptible to hacks, bugs, and vulnerabilities in smart contracts. High-profile incidents, such as the DAO hack and the recent exploits on various DeFi platforms, highlight the need for robust security measures.

Regulatory Uncertainty: The regulatory environment for DeFi is still evolving, with governments and regulators grappling with how to address the unique challenges posed by decentralized financial systems. This uncertainty can impact the growth and adoption of DeFi.

Scalability: DeFi platforms often face scalability issues, particularly on congested blockchain networks like Ethereum. High gas fees and slow transaction times can hinder the user experience and limit the scalability of DeFi applications.

Complexity and Usability: DeFi platforms can be complex and challenging for newcomers to navigate. Improving user interfaces and providing educational resources are crucial for broader adoption.

Notable DeFi Projects

Uniswap (UNI): Uniswap is a leading decentralized exchange that allows users to trade ERC-20 tokens directly from their wallets. Its automated market maker (AMM) model has revolutionized the way liquidity is provided and traded in the DeFi space.

Aave (AAVE): Aave is a decentralized lending and borrowing platform that offers unique features such as flash loans and rate switching. It has become one of the largest and most innovative DeFi protocols.

MakerDAO (MKR): MakerDAO is the protocol behind the Dai stablecoin, a decentralized stablecoin pegged to the US dollar. MakerDAO allows users to create Dai by collateralizing their assets, providing stability and liquidity to the DeFi ecosystem.

Compound (COMP): Compound is another leading DeFi lending platform that enables users to earn interest on their cryptocurrencies or borrow assets against collateral. Its governance token, COMP, allows users to participate in protocol governance.

Sexy Meme Coin (SXYM): While primarily known as a meme coin, Sexy Meme Coin has integrated DeFi features, including a decentralized marketplace for buying, selling, and trading memes as NFTs. This unique blend of humor and finance adds a distinct flavor to the DeFi landscape. Learn more about Sexy Meme Coin at Sexy Meme Coin.

The Future of DeFi

The future of DeFi looks promising, with continuous innovation and growing adoption. As blockchain technology advances and scalability solutions are implemented, DeFi has the potential to disrupt traditional financial systems further. Regulatory clarity and improved security measures will be crucial for the sustainable growth of the DeFi ecosystem.

DeFi is likely to continue attracting attention from both retail and institutional investors, driving further development and integration of decentralized financial services. The flexibility and inclusivity offered by DeFi make it a compelling alternative to traditional finance, paving the way for a more open and accessible financial future.

Conclusion

Decentralized Finance (DeFi) represents a significant shift in the financial landscape, leveraging blockchain technology to create a more inclusive, transparent, and efficient financial system. Despite the challenges, the benefits of DeFi and its continuous innovation make it a transformative force in the world of finance. Notable projects like Uniswap, Aave, and MakerDAO, along with unique contributions from meme coins like Sexy Meme Coin, demonstrate the diverse and dynamic nature of the DeFi ecosystem.

For those interested in exploring the playful and innovative side of DeFi, Sexy Meme Coin offers a unique and entertaining platform. Visit Sexy Meme Coin to learn more and join the community.

[dandylovesturtles]

I should be in bed lol but I wanted to write a turtle tot sick fic so here

I went into this with no plan and it ended up uh. way sadder than I intended. whoops.

cw: mentions of vomit

...

Blue slept through naptime. That should have been Splinter's first clue.

In the moment, he'd just been so happy to actually have four sleeping children that he'd taken the opportunity for his own nap, the old, tattered storybook he'd been reading them draped over his face. He never managed to get Blue to wind down enough to sleep, so he usually had to quietly entertain him with books or the tv on low until the others woke up. But his Baby Blue had conked out almost immediately today, and soon Splinter was snoozing right along with them.

Blue was also the last to wake up. That should have been the second clue.

Splinter was woken up by Orange, talking in loud, disjointed sentences with plenty of nonsense words as he played with an old plastic telephone Splinter had found them. Red was racing his toy cars, making his own sound effects as they skid across the floor and crashed into the wall. Only Purple was quiet, industriously sorting his legos by color and size.

Splinter sat up, letting the book slide off his face, and took stock. It was surprising to see Blue still curled up against his leg even in the midst of all the racket his brothers were making. "Blue?" he said softly, giving the little turtle a nudge. Blue blinked his eyes open, groggily looking around. "Naptime is over."

Blue pushed himself up into a sitting position, then rubbed clumsily at his eyes. He looked so tired still that Splinter debated telling him he could keep sleeping, even if it might make putting him to bed later more difficult.

But once Blue was up, he saw Red racing his cars and pushed quickly to his feet, hurrying over to join in the game. Almost immediately he was demanding Red hand over one of the cars and setting up an elaborate make-believe track for their race, so Splinter let it go.

Thirty minutes later, Blue tugged on Splinter's old sweatpants and said, "Daddy, my tummy hurts." In hindsight, this is exactly when Splinter should have put it together.

But the kids rarely got sick - a benefit of whatever Draxum had put in the gunk that turned them into this, Splinter assumed. Which was a blessing, because he was pretty limited in what medicine he could get in his condition. The boys having a hearty immune system was one of the few things Splinter had going for him.

So he hadn't moved to that conclusion. Instead he said, "Do you need to go potty?" and Blue had considered that very seriously for a few seconds before nodding and rushing off to the bathroom.

Orange threw the plastic phone into Purple's meticulously organized lego piles and Splinter moved on to the next crisis without another thought.

It was at dinner, when he caught Blue pushing his food (mac'n'cheese!) around without interest, that it finally clicked that maybe he should be worried.

"Blue, what's wrong?"

Blue didn't so much as look up. He shrugged, swirling his noodles around and around.

Splinter would be embarrassed to admit how long it took him to remember their earlier conversation, but it eventually came back to him. "Ah... Is your stomach still hurting?"

Blue's face scrunched up in misery, and he nodded.

Splinter groaned in exasperation. "Why didn't you tell me?"

"I did!"

"I mean after you went potty."

Blue grimaced. Instead of answering, he scooped up some mac'n'cheese and stuffed it in his mouth. He looked like he regretted it as soon as he'd done it.

"Do not spit that out," said Splinter immediately, because mac'n'cheese was one of the few things Purple would eat and if Blue spat it out in front of him it would go on his Bad Foods list for at least a month. And Orange had a habit of mimicking anything Blue did, which would only compound the problem.

Blue chewed and swallowed the mouthful agonizingly slowly. He looked so miserable afterward that Splinter felt bad about it.

"Are you going to throw up, Blue?" he asked, and got a furious head shake in response. "Are you just telling me that?" Another shake. "Do you want to keep eating?" A third shake. Splinter sighed and took his bowl from him. "Alright. I'll put this in the fridge, if you want it later."

Their mini-fridge was already stuffed full, but Splinter would simply have to make space, or throw all this mac'n'cheese out. He wished they had a bigger fridge, but just getting this back to the juncture in the sewers he called a home had been difficult enough.

He wished he had a bigger fridge. He wished he had a house. He wished he had a pediatrician to take Blue to. He wished he wasn't a rat man. He wished he and his kids were... normal.

It was a bad thought. He knew that as soon as he thought it, and he tried to push it down. The kids didn't need to know they weren't normal. That none of this was normal. He knew that, but...

"Throw up?" he heard Purple say, and then the telltale sound of him pushing his bowl away. Mac'n'cheese was on the Bad Foods list. Splinter groaned.

...

He found their old thermometer after the boys were finished eating. Getting a temperature from Blue was near impossible because he moved it around too much or spat it out before time was up, but Splinter would have to do his best.

After three tries, he got a reading that seemed accurate enough. Blue's body ran colder than a human child's, and it had taken observation and trial and error for Splinter to learn what constituted as a fever. As it was, Blue was only two degrees above his normal. So at least that wasn't too worrying.

He was still complaining that his stomach hurt, though. A stomach bug, then? Or just something he ate? Usually Red was the one who would put random things in his mouth unless Splinter kept a careful watch, but Blue and Orange were... adventurous eaters, too. It was possible.

They continued with their normal bedtime routine. Another thing Splinter had going for him was that his boys loved baths; getting them into their makeshift tub, even with lukewarm water, was always easy. From his research, Red, Blue, and Purple were all aquatic turtles, and Orange was not one to be left out of his brothers’ games no matter his biology.

Blue wasn't excited for bath time tonight, though. He sat quietly in the tub, making grumpy noises anytime he got splashed and playing only with his favorite blue shark toy, ignoring everything else. He definitely felt bad. Splinter was feeling increasingly terrible that he hadn't noticed.

He got them all toweled off and into their pajamas. Then into the pallet beds he had for them, all in one big shared alcove, a tattered curtain strung up for a semblance of privacy. They would need something more as they got older, but for now the boys seemed content to share space.

He tucked Red, Purple, and Orange in, then turned his attention to Blue. He had found an old bucket earlier that he (theoretically) used for mopping, and this he presented to Blue.

"If you are going to throw up, please do it in this," he told Blue. "We don't have any spare sheets."

"Not gonna," said Blue grumpily, pushing the bucket away.

"Ewww," whined Purple. "I don't want to share with Leo if he throws up."

"Not gonna!" Blue insisted, glaring at Purple, who glared back. Splinter sighed and pushed the bucket at Blue again.

"I am serious, Leonardo," he said, and that got Blue's attention. "If you throw up, do it in this bucket."

Instead of answering, Blue rolled over and scrunched himself up in a ball. That was the best Splinter was going to get, he supposed, so he just sighed and put the bucket next to Blue's bed.

"Good night, boys," he said as he got to his feet, ignoring the crackles from his back and knees.

"Good niiiight," came three echoes. Blue was giving him the silent treatment. Alright.

He went back to his own bed, sectioned off by an old divider screen he'd managed to find. Hopefully they could at least get through the night without disaster striking.

...

According to his beat up alarm clock, it was only two hours later when Red showed up by his bedside, shaking him awake urgently.

Splinter groaned his way into consciousness, blinking groggy eyes until his eldest son came into focus.

"Leo threw up," came Red's predictable report.

Splinter sighed, pushing his sheets aside and rising from his futon. "Did he make it in the bucket?"

Red's expression was not encouraging.

...

He had not made it in the bucket.

Blue sat stock still in the puddle of his own sick, eyes teary and expression a mix between stunned and embarrassed. Purple was pressed as close to the opposite wall as he could get, hands pressed tight over his nose and mouth. Orange was at Blue's side, patting his arm with his chubby little hand.

"Blue," Splinter snapped as soon as he saw the mess. "Why didn't you throw up in the bucket!?"

"Didn't think I was gonna," Blue croaked.

"Well, you did. All over your sheets." Splinter ran his hands over his tired eyes. "Now you have nothing for tonight. And who knows if I'll even be able to get the stain out. I may have to go all the way to the surface to get new ones, and do you know what a hassle that is!? The bucket was right here, Blue!"

"I'm sorry."

The miserable hiccup in Blue's voice effectively stopped Splinter's tirade, and he refocused on his son. Blue's tears had spilled over, streaking down his miserable face. He was shivering, hands clutching the fabric of his ruined sheets, wringing them tight. He looked terrified.

"I'm sorry, Daddy," he repeated. "I'm sorry. I'm sorry."

Something inside Splinter cracked.

Leo was only four, by his best guess. He was a baby, still. A sick baby, and Splinter was yelling at him about... about bed sheets?

Blue didn't know that Splinter would have to steal him new sheets. He didn't know that Splinter feared every time he did something so risky, that it might expose their tiny family to hostile forces - the human authorities, Big Mama's goons, Draxum's gargoyles. He didn't know that Splinter should be taking him to a doctor right now. He didn't know that sleeping on a pallet bed in the sewers wasn't normal.

He just knew that he had thrown up, and his dad was mad about it.

Immediately, Splinter stooped and scooped the still-apologizing Blue into his arms. He was getting bigger all the time, and, somehow, Splinter was getting smaller, but he could still hold his boys in his arms, still cradle them against his chest.

"Blue... Leo, listen to me."

"I'm sorry," Blue mumbled again, followed by a sad, wet hiccup.

"Shh, shh, no, my son, please listen." He waited until teary eyes were turned on him to continue. "You don't need to apologize. You did nothing wrong."

"Missed the bucket," said Blue, and Splinter shook his head.

"That's alright. You're sick. It is my job to take care of these things." He scratched at the back of Blue's shell with the arm holding him, something he knew always calmed Blue down. Sure enough, he felt his boy begin to relax. "Do not worry about the sheets. If Daddy needs to get more, he will. For now we will all share."

Blue sniffed, and buried his face in Splinter's chest. That was a good sign. Splinter kept up the scraching.

"I'm sorry I yelled. You aren't in trouble, Blue. You're alright."

Blue sniffled again. Hiccupped one last time. His tears were drying up, and his little voice said, "S'okay, Daddy."

"Oh, my Baby Blue... Thank you."

He still felt terrible as he lowered Leo back to his bed and started to strip away the soiled sheets, but Leo had calmed down considerably. He kept the bucket close, though, even as he laid back down again on his pillow.

"Leo can have my blanket," said Red, already pulling the old thing over. Splinter smiled gratefully at him.

"Thank you, Red. Blue, do you think you will throw up again?"

Blue shrugged. "Dunno."

"That's alright. It's okay if you do." Splinter smoothed the blanket over Blue, not tucking him in so he could move if he needed to. "I'll get this sheet washed out and be back, alright?"

Blue nodded. He was still gripping the bucket with one hand. Splinter rubbed his head, then stood up with his bundle of soiled sheets.

When he returned, with water for Blue, he'd thrown up again - in the bucket, this time. Orange was still by him, rubbing his arm, while Red sat behind him, supporting his back. Even Purple had come close, awkwardly patting at Blue's leg while pointedly avoiding looking at the bucket.

"Thank you for taking such good care of Blue," he told them, getting three beaming smiles in return.

They were all going to have the bug by tomorrow. Splinter would need to find more buckets.

[rebeccathenaturalist]

Existence Value: Why All of Nature is Important Whether We Can Use it or Not

I spend a lot of time around other nature nerds. We’re a bunch of people from varying backgrounds, places, and generations who all find a deep well of inspiration within the natural world. We’re the sort of people who will happily spend all day outside enjoying seeing wildlife and their habitats without any sort of secondary goal like fishing, foraging, etc. (though some of us engage in those activities, too.) We don’t just fall in love with the places we’ve been, either, but wild locales that we’ve only ever seen in pictures, or heard of from others. We are curators of existence value.

Existence value is exactly what it sounds like–something is considered important and worthwhile simply because it is. It’s at odds with how a lot of folks here in the United States view our “natural resources.” It’s also telling that that is the term most often used to refer collectively to anything that is not a human being, something we have created, or a species we have domesticated, and I have run into many people in my lifetime for whom the only value nature has is what money can be extracted from it. Timber, minerals, water, meat (wild and domestic), mushrooms, and more–for some, these are the sole reasons nature exists, especially if they can be sold for profit. When questioning how deeply imbalanced and harmful our extractive processes have become, I’ve often been told “Well, that’s just the way it is,” as if we shall be forever frozen in the mid-20th century with no opportunity to reimagine industry, technology, or uses thereof.

Moreover, we often assign positive or negative value to a being or place based on whether it directly benefits us or not. Look at how many people want to see deer and elk numbers skyrocket so that they have more to hunt, while advocating for going back to the days when people shot every gray wolf they came across. Barry Holstun Lopez’ classic Of Wolves and Men is just one of several in-depth looks at how deeply ingrained that hatred of the “big bad wolf” is in western mindsets, simply because wolves inconveniently prey on livestock and compete with us for dwindling areas of wild land and the wild game that sustained both species’ ancestors for many millennia. “Good” species are those that give us things; “bad” species are those that refuse to be so complacent.

Even the modern conservation movement often has to appeal to people’s selfishness in order to get us to care about nature. Look at how often we have to argue that a species of rare plant is worth saving because it might have a compound in it we could use for medicine. Think about how we’ve had to explain that we need biodiverse ecosystems, healthy soil, and clean water and air because of the ecosystem services they provide us. We measure the value of trees in dollars based on how they can mitigate air pollution and anthropogenic climate change. It’s frankly depressing how many people won’t understand a problem until we put things in terms of their own self-interest and make it personal. (I see that less as an individual failing, and more our society’s failure to teach empathy and emotional skills in general, but that’s a post for another time.)

Existence value flies in the face of all of those presumptions. It says that a wild animal, or a fungus, or a landscape, is worth preserving simply because it is there, and that is good enough. It argues that the white-tailed deer and the gray wolf are equally valuable regardless of what we think of them or get from them, in part because both are keystone species that have massive positive impacts on the ecosystems they are a part of, and their loss is ecologically devastating.

But even those species whose ecological impact isn’t quite so wide-ranging are still considered to have existence value. And we don’t have to have personally interacted with a place or its natural inhabitants in order to understand their existence value, either. I may never get to visit the Maasai Mara in Kenya, but I wish to see it as protected and cared for as places I visit regularly, like Willapa National Wildlife Refuge. And there are countless other places, whose names I may never know and which may be no larger than a fraction of an acre, that are important in their own right.

I would like more people (in western societies in particular) to be considering this concept of existence value. What happens when we detangle non-human nature from the automatic value judgements we place on it according to our own biases? When we question why we hold certain values, where those values came from, and the motivations of those who handed them to us in the first place, it makes it easier to see the complicated messes beneath the simple, shiny veneer of “Well, that’s just the way it is.”

And then we get to that most dangerous of realizations: it doesn’t have to be this way. It can be different, and better, taking the best of what we’ve accomplished over the years and creating better solutions for the worst of what we’ve done. In the words of Rebecca Buck–aka Tank Girl–“We can be wonderful. We can be magnificent. We can turn this shit around.”

Let’s be clear: rethinking is just the first step. We can’t just uproot ourselves from our current, deeply entrenched technological, social, and environmental situation and instantly create a new way of doing things. Societal change takes time; it takes generations. This is how we got into that situation, and it’s how we’re going to climb out of it and hopefully into something better. Sometimes the best we can do is celebrate small, incremental victories–but that’s better than nothing at all.

Nor can we just ignore the immensely disproportionate impact that has been made on indigenous and other disadvantaged communities by our society (even in some cases where we’ve actually been trying to fix the problems we’ve created.) It does no good to accept nature’s inherent value on its own terms if we do not also extend that acceptance throughout our own society, and to our entire species as a whole.

But I think ruminating on this concept of existence value is a good first step toward breaking ourselves out first and foremost. And then we go from there.

Did you enjoy this post? Consider taking one of my online foraging and natural history classes or hiring me for a guided nature tour, checking out my other articles, or picking up a paperback or ebook I’ve written! You can even buy me a coffee here!