#and Financial Planning

[ipasantosh]

Diploma in Taxation 

[theambitiouswoman]

Basic Financial Rules To Live By 💰✨

Create a plan that shows how much money you get and how much you spend. This helps you see where your money goes.

Set aside a part of your money as savings. Try to save at least 10-20% of what you earn.

Be careful with borrowing money, especially if you have to pay back a lot of extra money (interest).

Save some money for unexpected things like medical bills or losing your job. Aim to have enough to cover your living costs for a few months.

Put your saved money into different things that can make it grow, like stocks or real estate. Be patient, as it takes time.

Don't spend more money than you make. Stick to buying what you really need, not just what you want.

Decide what you want to do with your money, both in the short term (like a vacation) and long term (like retirement).

Set up automatic transfers to your savings and bills so you don't forget to save or pay your bills on time.

Make saving money a top priority before spending on other things.

Regularly look at your money situation, adjust your plan as needed, and see how your investments are doing.

Pay your bills on time and use credit wisely (like credit cards) to keep a good credit score, which can help you get better deals on loans.

Save money for when you're older and don't work anymore. Use retirement accounts to help with this.

Think before you buy things. Don't buy something just because you want it; think if it's necessary.

Keep learning about how money works and how to make smart money choices.

Only use your emergency fund for real unexpected problems, not for things you just want to buy.

[saikikdoodles]

Mermay [ daily click 🇵🇸 ]

[dotted-clouds]

Guess who is opening emergency commissions because a personal issue regarding school just landed on my lap...

Reblogs are appreciated. Contact me on [Twitter], Tumblr Messages, Ko-Fi Messages, or email [dottedclouds.work@gmail.com]

Ko-Fi Link: https://ko-fi.com/dottedclouds

[mylittleredgirl]

cutting off the top and bottom of tv shows filmed in 4:3 aspect ratio to squeeze into 16:9 is Bad and the original tv directors should be allowed to commit crimes about it. sometimes you just know this episode was a gorgeous piece of art in its original format and now it’s like it was filmed by a toddler with a zoom lens. let me see people’s whole foreheads i’m begging.

[alwaysbewoke]

this is why prenups are important because you have to leave her. she's not an adult. she's a child in an adult body who wants this guy to just be a walking, talking atm machine with a dick. she's clearly contributing nothing but wants him to work himself to death so that she can have a social media worthy life. this is why men need to continue asking "what does she bring to the table?" or they will find themselves in this situation.

[thashining]

"I never owed on taxes till trumps tax plan. I've owed every year since"

"Are we Great yet?"

[naomiknight-17]

Hey so

It's my birthday, and my husband's glasses broke and the frames needed to be replaced which is like $170

So I'm just putting it out there, if anyone wants to help us pay for that. It's uh. Kind of important. It would be a nice birthday gift to have help with this expense.

[clockwaysarts]

*rubs face tiredly*

I really wish I was well enough to get my store open again and start casting again.

[cozy2000]

FINALLY GOT THIS COMM FROM @captyns IM SO HAPPY THANK YOU <3333333333333333

[theambitiouswoman]

Wealth Building: Money Topics You Should Learn About If You Want To Make More Money

Budgeting: This means keeping track of how much money you have and how you spend it. It helps you save money and plan for your needs.

Investing: This is like putting your money to work so it can grow over time. It's like planting seeds to grow a money tree.

Saving: Saving is when you put some money aside for later. It's like keeping some of your treats for another day.

Debt Management: This is about handling money you owe to others, like loans or credit cards. You want to pay it back without owing too much.

Credit Scores: Think of this like a report card for your money habits. It helps others decide if they can trust you with money.

Taxation: Taxes are like a fee you pay to the government. You need to understand how they work and how to pay them correctly.

Retirement Planning: This is making sure you have enough money to live comfortably when you're older and no longer working.

Estate Planning: This is like making a plan for your stuff and money after you're no longer here.

Insurance: It's like paying for protection. You give some money to an insurance company, and they help you if something bad happens.

Investment Options: These are different ways to make your money grow, like buying parts of companies or putting money in a savings account.

Financial Markets: These are places where people buy and sell things like stocks and bonds. It can affect your investments.

Risk Management: This is about being careful with your money and making smart choices to avoid losing it.

Passive Income: This is money you get without having to work for it, like rent from a property you own.

Entrepreneurship: It's like starting your own business. You create something and try to make money from it.

Behavioral Finance: This is about understanding how your feelings and thoughts can affect how you use money. You want to make good choices even when you feel worried or excited.

Financial Goals: These are like wishes for your money. You need a plan to make them come true.

Financial Tools and Apps: These are like helpers on your phone or computer that can make it easier to manage your money.

Real Estate: This is about buying and owning property, like a house or land, to make money.

Asset Protection: It's about keeping your money safe from problems or people who want to take it.

Philanthropy: This means giving money to help others, like donating to charities or causes you care about.

Compounding Interest: This is like a money snowball. When you save or invest your money, it can grow over time. As it grows, you earn even more money on the money you already earned.

Credit Cards: When you borrow money or use a credit card to buy things, you need to show you can pay it back on time. This helps you build a good reputation with money. The better your reputation, the easier it is to borrow more money when you need it.

Alternate Currencies: These are like different kinds of money that aren't like the coins and bills you're used to like Crypto. It's digital money that's not controlled by a government. Some people use it for online shopping, and others think of it as a way to invest, like buying special tokens for a game.

[johaerys-writes]

Hey, um, so.... I started a patreon

[mayday396]

Okay formal Post.

Singaporean here, as a person in a country living in what is basically a Trade market between China and the United States of America.

About Xiaohongshu, please remember behind the Social Media, China is still suffering in its own way and it's written in the guidelines please read it carefully

I just want to say God DAM you guys are petty, this is good by the way this is the good kinda Petty.

Now not all of China is a bustling City just like how not all America is a Cowboy standoff in the Desert, and just like how America is a melting pot of different people and Accents, China has more than one Ethnicity and dialects that just so happen to live in the same general Area.

So don't surprise when someone from Yunnan is speaking differently from someone in Beijing, they are both Chinese but different Dialects.

LGBTQ+ rights in China, it has been Legal since 1997 and the community has been thriving there however it's tightly knit, don't do anything stupid because there is no anti-discrimination provision or Legal Action, and Activism over there is different to ward off America's Individualistic Ideals.

Think of it as China's LGBTQ+ party as a Chinese Hotpot Session where everyone eat at the same table and converse in current affairs with peaceful and differing affairs all while your Uncles and Aunties(Older Gays) get Drunk on Huangjiu and Baijiu

The American LGBTQ+ party is raiding Villages and screaming Liberty and freedom while having civil war on the other side about differing opinions, screaming in someone else's face after accidentally misgendering someone and saying you're not the Problem

Working hours in China vary sometimes it has a 996 working hour system, which requires employees to work 12 hours a day, 6 days a week. BUT this is Illegal and some Companies still adopt it.

Standard working hours is Eight hours per day and 44 hours per week, in Chinese Culture it is normal to overwork but not in the way you think, it's mostly to impress your Boss and increase your standing in the company, know your Worth but put your All to it.

ALSO SAVE MONEY, I know you guys get taxed for everything but if you intend to move to China, start saving and do some Financial Planning.

Parents and Grandparents always taught us that it is perfectly fine to have Several metal boxes of Cash stashed away in your Home because just in case of Governmental Downfall you'll have something to live for

But in all seriousness, start saving you aren't gonna get your Perfect Xiaohongshu Rich FYP looking lifestyle if you don't save, you have to save and DON'T BUY EXCESS, BUY WHAT YOU NEED.

China censor free speech, but really all you gotta do to survive is not do anything stupid

End of Formal post

Okay bye

[dozydawn]

Sposabella, 1988.

Model: Ann Marie Regal.

[tinystepsforward]

i also realise there's people who are gonna be like "you expect me to believe that tony tinystepsforward is 29, disabled, a sex worker of nearly a decade, worked at automattic for six years, and someone who does as much organising with local trans and prison abolitionist and sex worker spaces as they seem to imply" and frankly you can believe i'm lying if you want, that's your right, just block me or w/e you don't have to be here. but yes i do in fact both work to eat and work for a better world. i just happen to be the kind of person who really struggles with inertia and is always doing a million things. kiasu, as my singaporean friends still call me, though i don't think i fit the classic archetype there at all — it's not a fomo thing as much as a having poor judgement about the feasibility of the ways i want to be generous with my time and energy and skills. i'm working on it. i would like to learn how to rest.

[fuzzyghost]