#health insurance sector
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ujaglobaladvisory · 5 days ago
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Healthcare Industry in India | UJA Market Report
The Indian healthcare sector is one of the largest sectors in terms of both revenue and employment.
The Indian healthcare industry is experiencing remarkable growth, with private equity and venture capital investments exceeding INR 84.3 billion in the first five months of 2024 alone, reflecting a 220% increase compared to the previous year.
The hospital industry in India accounts for 80% of the total healthcare market.
With a compound annual growth rate (CAGR) exceeding 8%, India’s hospital industry is projected to reach INR 16,315.6 billion by 2032.
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culmaer-sideblog · 6 months ago
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please forgive me, but I need to complain and over-share or my brain is going to explode please feel free to ignore
#I'm not doing well.#the last two places I worked (in a tourism-adjacent sector) closed. broadly speaking due to post-lockdown financial issues#for the past year at my current job I've been earning less than half what I used to. this was the only offer I got at the time and#I haven't found anything better since. this is not sustainable I'm barely making it each month...#I live with my parents and cancelled my health insurance I don't know how else to reduce my budget. it's depressing tbh#the solution is obviously to find a better job but that's just not happening and I'm beginning to feel discouraged.#I hate being negative it's a very unattractive character trait but I just feel myself slipping and spiraling#I know I should be taking short courses or volunteering to boost my cv but like when ! and how !#I can't afford to work less but I get home at 20h so even evening courses are tricky. I work every other saturday too so weekends are out#and like I do need to rest at some point you can't be depressed and burnt out that's a terrible combo#was looking at a dtp/typesetting short course and 1) I'll need a new computer that can actually run design programs#and 2) the course itself is like 2 month's salaries which I cannot realistically save right now#and yet I'm still ''over-qualified'' for entry level positions because I went to uni. well maybe that's just a polite excuse#because as interesting as my humanities degrees were they didn't equip me with any practical or marketable skills#besides being good at reading and writing. but AI can do that for free now so that's not helpful#I always thought I was reasonably intelligent but I cannot solve this puzzle. there must be a creative solution that I'm missing#but i feel so stuck and trapped#and at least once a week some poor soul stumbles in to the office practically begging for a job so I feel bad for complaining#a little truly is better than nothing#but thank god we elected more pro-business capitalists into government that really is going to be great for us workers (sarcasm)#also I should acknowledge#I am getting some déjà vu. I feel like I've vented about this topic before#the difference is. back then it was a potential concern. now the concern has materialised into reality and rendered the situation desperate
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townpostin · 6 months ago
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Jharkhand Launches Employee Health Coverage Plan
Tata AIG to provide Rs 5 lakh insurance for state workers State initiative aims to enhance healthcare access for government employees, including retirees. RANCHI – The Jharkhand government has recently launched a comprehensive health insurance scheme specifically designed for its workforce. This initiative aims to provide extensive coverage and support to the employees, ensuring their well-being…
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manasastuff-blog · 9 months ago
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"Ayushman Bharat Diwas"#trending#viral
 we delve into the significance of Ayushman Bharat Diwas, a day dedicated to celebrating the importance of the Ayushman Bharat Yojana in India. Ayushman Bharat Diwas marks the anniversary of the launch of this ambitious healthcare scheme, which aims to provide financial protection to over 50 crore Indians for their health needs. Join us as we explore the impact of this initiative on the healthcare sector and the lives of the people it serves. Learn about the key features of Ayushman Bharat Yojana and how it is transforming the healthcare landscape in India.
Call : 7799799221
Website : www.manasadefenceacademy.com
#ayushmanbharatdiwas #ayushmanbharatyojana #healthcarescheme #healthinsurance #healthcaretransformation #indiahealthcare #financialprotection #healthcaresector #universalhealthcoverage #healthneeds #anniversarycelebration #publichealthinitiative #healthcarelandscape #healthcarepolicy #healthandwellness #indiangovernmentscheme #healthcarebenefits #healthcaresystem #healthforall #affordablehealthcare#trending#viral#india#vizag#visakhapatnam#andhrapradesh
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sayruq · 8 months ago
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The Malawi government has finally spoken out on the arrest of Malawian farm workers in Israel, clarifying that 12 out of 40 individuals detained are from the country. According to Minister of Information Moses Kunkuyu, the 40 individuals, representing 13 nationalities, were arrested for leaving their designated work stations and seeking employment in town without proper authorization. Kunkuyu revealed that the group, including the 12 Malawians, had abandoned their farm work to seek jobs at a bakery in Bnei Brak, violating Israel’s labor laws and regulations.
Malawi and Israel signed a labor export deal in 2022, allowing Malawi to send unskilled laborers to Israel to work in various sectors, including agriculture and construction. The deal aimed to generate more foreign exchange revenue for Malawi and provide employment opportunities for its citizens. Under the deal, Malawian workers are expected to work in Israel for a maximum of 5 years, with a minimum salary of $1,500 per month. The deal also includes provisions for workers’ safety, health insurance, and protection from exploitation. However, the deal has faced criticism and controversy, with some opposition politicians and human rights organizations expressing concerns about the secrecy surrounding the deal and the potential risks to workers’ safety.
The arrest of the Malawian workers has raised concerns about the treatment of foreign workers in Israel and the effectiveness of the labor deal in protecting their rights. Human rights organizations have called on the Malawian government to take action to ensure the safe return of the detained workers and to review the labor deal to prevent similar incidents in the future. The incident has also sparked debate about the benefits and risks of labor export deals and the need for greater transparency and accountability in such agreements.
The mistreatment of foreign workers in Israel is well documented and would explain why the 45 workers escaped the farm to look for work elsewhere
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esotericalchemist · 3 months ago
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𝐕𝐞𝐧𝐮𝐬: 𝐚𝐭𝐭𝐫𝐚𝐜𝐭 𝐰𝐞𝐚𝐥𝐭𝐡 ⋆ ˚。⋆୨୧˚
Masterlist - YouTube (subliminals)
In astrology, Venus represents the essence of attraction, guiding how you draw love, beauty, and wealth into your life. It symbolizes your values and desires, particularly when it comes to relationships, pleasure, and material abundance. Venus reveals your approach to money, showing not just how you earn, but how you appreciate and manage what you have. It also speaks to your relationship with luxury, comfort, and the things that bring you joy. Understanding your Venus sign offers insights into how you can align your financial path with your emotional and aesthetic needs, allowing you to attract wealth in a way that feels natural and fulfilling. By tapping into the energy of your Venus sign, you can create a harmonious flow of prosperity, rooted in what brings you true satisfaction and happiness.
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𝐀𝐫𝐢𝐞𝐬 𝐕𝐞𝐧𝐮𝐬
For those with Venus in Aries, attracting wealth is all about embracing your bold, independent, and assertive nature. Aries Venus thrives on quick decisions and a competitive edge, so financial success often comes when you're willing to take risks, start new projects, and go after opportunities where you can stand out. You're likely to attract abundance by being fearless, stepping into leadership roles, and not hesitating to explore fresh ventures. With this placement, wealth is closely tied to your willingness to act and push forward confidently. The more you channel your pioneering spirit, the more doors open for financial prosperity.
Through the Houses:
1st House: Wealth flows when you embrace your individuality and confidence. By stepping into the spotlight and owning your unique qualities, you naturally draw attention and resources toward yourself.
2nd House: Your financial success is directly linked to taking action. You’re motivated to earn through entrepreneurial efforts, bold ventures, and quick-thinking initiatives that allow you to create wealth from scratch.
3rd House: Money comes through communication, writing, sales, or short-term projects. Your ability to network, act swiftly, and seize local opportunities can drive financial growth.
4th House: Financial gain may come through real estate, home-based projects, or family-related ventures. Invest in your personal space, and take charge of innovative ideas connected to property or domestic life.
5th House: Creative pursuits, entrepreneurship, and speculative ventures are tied to your financial success. Use your competitive edge in the arts, entertainment, or even sports industries to attract wealth.
6th House: Hard work pays off when you bring energy and a proactive mindset. You can attract money through leadership in everyday work, service-oriented jobs, or the health and fitness sectors, solving problems quickly for financial gain.
7th House: Partnerships, both business and personal, play a major role in your wealth creation. While you’ll need to collaborate, you’ll often take the lead in these relationships, driving the ventures toward success.
8th House: Wealth may come from joint ventures, investments, or other people’s resources. Financial transformations and taking strategic risks in areas like taxes, inheritance, or insurance can lead to prosperity.
9th House: Money could be gained through higher education, travel, or international ventures. Your bold ideas and willingness to explore new philosophies and global opportunities can inspire financial growth.
10th House: Career success—and the wealth that follows—depends on your leadership and initiative. You’ll attract financial opportunities by seeking recognition, going after promotions, or starting your own business.
11th House: Financial growth comes through your social network and group affiliations. By leading within communities or taking charge of bold initiatives in areas like technology, innovation, or social causes, you attract wealth.
12th House: Behind-the-scenes work, spiritual pursuits, or hidden resources like grants and donations could be sources of wealth. Embracing solitude and taking charge of your inner world may unexpectedly lead to financial rewards.
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𝐓𝐚𝐮𝐫𝐮𝐬 𝐕𝐞𝐧𝐮𝐬
For Venus in Taurus, attracting wealth revolves around stability, patience, and a natural affinity for material comfort. As Venus is at home in Taurus, this placement provides a strong ability to manifest financial abundance. Wealth comes when you focus on long-term goals, steady effort, and nurturing your resources. You naturally draw in prosperity by creating tangible results and valuing the process of building security. Your practical and grounded approach allows you to accumulate wealth gradually, with a keen focus on luxury, comfort, and sustainability.
Through the Houses:
1st House: Financial success flows when you present yourself as confident, stable, and reliable. Your grounded nature and charm naturally attract wealth opportunities, often tied to how you carry yourself or express your values.
2nd House: This is the prime placement for Venus in Taurus. You have a natural talent for attracting money through investments, personal efforts, and financial stability. You build wealth through slow, consistent growth and wise material choices.
3rd House: Wealth can come through communication, writing, or local ventures. You may find financial success in marketing, sales, or networking, particularly through projects that focus on lasting value and stability.
4th House: Financial security is tied to property, home-based ventures, or family inheritance. Building wealth through real estate, or investing in family-oriented projects, provides a solid foundation for long-term financial success.
5th House: You can attract financial abundance through creative expression, entertainment, or speculative ventures. Money flows when you tap into your artistic talents or work on luxury projects that reflect beauty and quality.
6th House: Consistency and dependability in your work lead to financial success. Steady growth in your career, particularly in service-based industries or health and wellness fields, will build a solid financial foundation over time.
7th House: Partnerships, both business and personal, are key to your financial growth. You attract wealth through stable, long-term relationships, where both parties share a mutual vision of security and loyalty.
8th House: Wealth may come from joint ventures, inheritances, or shared resources. You have a natural ability to manage investments and grow money through transformative financial partnerships.
9th House: Money can be gained through higher education, international ventures, or global business. Your patience and focus on long-term goals bring wealth through teaching, publishing, or pursuing broad, expansive opportunities.
10th House: Financial success is closely tied to your career and public image. You attract wealth by building a solid reputation and advancing steadily in your profession, particularly in fields like luxury, real estate, or the arts.
11th House: Your social network and community play a big role in financial growth. By leading or participating in groups that align with your values, you’ll attract wealth through long-term ventures, especially in social or technological innovation.
12th House: Wealth may come from hidden or unexpected sources, such as behind-the-scenes work, charitable endeavors, or spiritual pursuits. Slowly building wealth through private or healing professions can bring financial success.
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𝐆𝐞𝐦𝐢𝐧𝐢 𝐕𝐞𝐧𝐮𝐬
For Venus in Gemini, attracting wealth comes through leveraging your communication skills, adaptability, and intellectual interests. This placement thrives in dynamic environments where quick thinking, networking, and versatility are essential. You draw in abundance by staying curious, open to new ideas, and building connections that lead to financial opportunities. Whether through writing, teaching, or speaking, your intellect and social skills are the key to unlocking wealth. Financial success often comes from exploring multiple income streams, staying flexible, and using your wit to navigate opportunities.
Through the Houses:
1st House: Financial success comes from how you engage with others—your charm, curiosity, and adaptability open doors. Present yourself as communicative and approachable, and you’ll naturally attract wealth through social interactions.
2nd House: Your intellectual skills are a direct path to earning money. Writing, teaching, or selling ideas are lucrative ways to build wealth. By diversifying your income streams, you’ll keep things stimulating while attracting financial growth.
3rd House: Money comes through communication-based fields like writing, speaking, or short-term projects. Networking and staying attuned to trends, particularly in media or marketing, will help you generate financial opportunities.
4th House: Financial stability might stem from intellectual home projects, such as freelance writing or working in real estate. Family businesses tied to teaching, communication, or technology can be strong sources of wealth.
5th House: Creative pursuits, especially those involving writing, media, or speculative ventures, are tied to financial success. Investing in art, entertainment, or even emerging markets like cryptocurrency can also be profitable.
6th House: You attract wealth by using your intellectual talents in your daily work. Financial success comes from work that involves communication, technology, or writing. Staying adaptable and versatile will keep your income steady.
7th House: Financial growth is linked to partnerships where intellectual exchange is central. You attract wealth through collaborations in business or personal relationships, especially when ideas are shared and developed into ventures.
8th House: Joint financial ventures and investments, especially those involving intellectual collaboration, can be lucrative. You may find financial transformation through research, innovation, or partnerships that involve shared resources.
9th House: Wealth can be attracted through higher education, publishing, or global travel. Teaching, writing, or intellectual pursuits that have a broad impact will bring financial rewards, especially on an international scale.
10th House: Communication and intellectual pursuits are key to your career success. Wealth comes through adaptability in professional environments, such as media, public speaking, or networking, where you can showcase your quick-thinking nature.
11th House: Social networks, technology, and innovation are your financial allies. Engage with communities that align with your ideas, and wealth will flow through collaborative ventures in technology or social causes.
12th House: Financial success may come from intellectual work done behind the scenes, such as research or writing in solitude. Spiritual or psychological pursuits, or hidden opportunities in these areas, can also bring unexpected wealth.
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𝐂𝐚𝐧𝐜𝐞𝐫 𝐕𝐞𝐧𝐮𝐬
For Venus in Cancer, attracting wealth comes from tapping into your emotional intelligence, nurturing nature, and strong connection to home and family. Venus in Cancer thrives when it feels emotionally secure, and financial success follows when you invest in ventures that offer both material and emotional stability. You draw wealth by creating safe, comforting environments, whether through home-based businesses, real estate, or family enterprises. Your ability to care for others, build meaningful relationships, and prioritize emotional fulfillment leads to financial abundance.
Through the Houses:
1st House: You attract wealth by presenting yourself as nurturing, empathetic, and emotionally intelligent. Your ability to connect with others on a deep level draws financial opportunities, often through personal relationships and your caring nature.
2nd House: Financial success is closely tied to your home and family. You build wealth through property investments, family businesses, or by creating a stable financial foundation that supports your loved ones and provides long-term security.
3rd House: Money comes through communication that reflects emotional intelligence, such as writing, teaching, or counseling. You may also attract wealth through sibling relationships or short-term projects that involve nurturing others.
4th House: Wealth flows through real estate, home-based businesses, or family ventures. Your ability to create a comfortable, nurturing environment at home leads to financial abundance, particularly when you invest in property or family-oriented projects.
5th House: Financial success comes through creative endeavors that evoke strong emotional connections, or through activities related to children and family. You attract wealth by investing in artistic projects or businesses that involve nurturing and caregiving.
6th House: You attract money through caregiving professions, health, or nurturing roles. Fields like healthcare, therapy, or social services, where emotional intelligence and empathy are essential, can bring financial success and fulfillment.
7th House: Partnerships are key to your financial growth. Whether in business or marriage, you attract wealth through emotionally connected, supportive relationships that foster mutual growth and create a stable financial foundation.
8th House: Wealth may come from joint ventures, inheritances, or other people’s resources. Your deep emotional connections with partners can lead to financial transformations, allowing you to share and manage wealth effectively.
9th House: You attract wealth through emotionally fulfilling ventures related to travel, education, or spiritual growth. Teaching, nurturing others on a global scale, or engaging in meaningful cultural or spiritual exchanges can lead to financial success.
10th House: Career success and financial abundance are linked to emotionally fulfilling work, particularly in real estate, caring professions, or roles that provide security and comfort to others. You attract wealth by nurturing others through your professional life.
11th House: Financial growth comes through your emotional connections within groups or communities. You attract wealth by leading or nurturing social causes, particularly those focused on emotional well-being, family, or group support.
12th House: Wealth may come from hidden sources, spiritual pursuits, or behind-the-scenes efforts. Your compassion and emotional depth can attract financial opportunities in healing, caregiving, or charitable work.
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𝐋𝐞𝐨 𝐕𝐞𝐧𝐮𝐬
For Venus in Leo, attracting wealth is all about embracing your creativity, confidence, and desire for the spotlight. This placement thrives when you can express yourself boldly, drawing money through artistic endeavors, entertainment, or leadership roles. You attract wealth by owning your charisma, inspiring others, and creating something of value that highlights your talents. Financial success follows when you are able to shine, whether it's through a creative project, a business, or a leadership position. Your magnetic personality naturally draws abundance when you're in spaces that allow you to express your uniqueness.
Through the Houses:
1st House: Financial success is linked to how confidently and boldly you present yourself. By embracing your natural leadership qualities and taking center stage, you attract wealth and recognition effortlessly.
2nd House: You can attract money through luxury ventures or creative talents. Financial success is tied to activities that bring you joy, such as indulging in your artistic skills or leadership abilities, allowing you to earn through self-expression.
3rd House: Wealth may come through communication, creative writing, or media-related projects. Your charismatic, expressive nature can lead to financial opportunities through public speaking or local ventures where you showcase your flair.
4th House: Financial success could come through property investments, home-based businesses, or family ventures. You may also attract wealth by transforming your home into a space of creativity and luxury or through creative real estate projects.
5th House: This is a highly favorable placement for Venus in Leo to attract wealth. Financial success comes through artistic endeavors, entertainment, or speculative ventures. You might find money flowing through the arts, sports, or investments in entertainment.
6th House: You attract wealth through leadership roles in your daily work. Financial success follows when you bring creativity and passion into your job. You may also find opportunities in fields related to the arts or luxury services.
7th House: Partnerships play a crucial role in your financial success. Wealth may come through business or marriage relationships where creativity, collaboration, and leadership are key. You thrive when you can express your flair alongside a partner.
8th House: Wealth may come through joint financial ventures, inheritances, or other people’s resources. Financial transformation is possible through bold investments, particularly in creative or artistic fields, or through dynamic partnerships.
9th House: You can attract wealth through teaching, travel, or international ventures. Financial success comes when you take on opportunities that allow you to shine on a global scale, such as publishing or sharing your expertise in a way that inspires others.
10th House: Career success is closely tied to creative leadership roles. You attract money by being recognized for your talents and passion. Financial success comes from being at the forefront of your profession, particularly in industries where you can express your creativity.
11th House: You attract wealth through your social network and involvement in large groups or organizations. Leading in creative or entertainment-based groups, or social causes where you can inspire others, brings financial rewards.
12th House: Financial success may come from behind-the-scenes work, such as creative projects done in solitude or spiritual endeavors. You might also attract wealth through charitable work or personal, reflective creative pursuits.
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𝐕𝐢𝐫𝐠𝐨 𝐕𝐞𝐧𝐮𝐬
For Venus in Virgo, attracting wealth revolves around your practical, analytical, and detail-oriented mindset. Venus in this sign thrives in environments where organization, efficiency, and service are key. Financial success comes from applying your talents in fields that demand precision, whether it's in healthcare, service industries, or professions that benefit from your meticulous nature. You draw money by offering value through problem-solving, improving systems, and being of service to others. Your careful, methodical approach to finances allows you to build wealth gradually and sensibly, focusing on sustainable growth.
Through the Houses:
1st House: Financial success comes from presenting yourself as dependable and detail-oriented. Your ability to solve problems efficiently and with precision naturally attracts wealth, as people recognize your analytical skills and practical value.
2nd House: You attract wealth through careful budgeting, service-based work, and practical investments. Financial success stems from your ability to plan meticulously and manage money wisely, ensuring slow and steady growth.
3rd House: Wealth may come through communication-based professions, such as writing, editing, or teaching. Your ability to convey well-researched, thoughtful insights can lead to financial success, particularly in areas requiring intellectual precision.
4th House: Financial success is linked to your home environment. You might attract wealth by managing family finances, working in real estate, or operating a home-based business where your organizational skills can shine.
5th House: You attract wealth through creative endeavors that are structured and well-planned. Financial success may come through teaching, wellness projects, or health-related creative ventures. Analyzing speculative investments can also bring profitable outcomes.
6th House: This placement is ideal for Venus in Virgo to attract wealth. You build financial success through hard work, attention to detail, and offering practical services. Health, wellness, or service-oriented careers provide a steady path to wealth.
7th House: Financial growth comes through partnerships and collaborations. You attract wealth by being a valuable problem-solver in business or personal relationships. Financial success is linked to partnerships that appreciate your meticulous and organized approach.
8th House: Money may come through shared resources, joint ventures, or investments. You manage other people’s finances with care, attracting wealth by offering practical, transformative solutions in financial partnerships.
9th House: Financial success may come through teaching, publishing, or international business. You attract wealth through intellectual pursuits that emphasize practical application, where your attention to detail and research is valued.
10th House: Career success is tied to your meticulous and organized approach to work. Financial growth comes from service-based careers, health and wellness industries, or roles where you can streamline processes and improve efficiency.
11th House: You attract wealth through social networks or organizations that value practicality and intellectual rigor. Financial success comes from working with groups that focus on service, improvement, or the exchange of helpful, detailed ideas.
12th House: Financial success may come through behind-the-scenes work, research, or spiritual and healing professions. You attract wealth by offering practical, often overlooked solutions in areas where deep insight and discretion are needed.
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𝐋𝐢𝐛𝐫𝐚 𝐕𝐞𝐧𝐮𝐬
For Venus in Libra, attracting wealth revolves around your charm, diplomacy, and ability to build strong social connections. Venus thrives in Libra, a sign focused on balance and harmony, making you naturally adept at drawing wealth through relationships, partnerships, and an appreciation for beauty. Financial success comes when you leverage your sense of fairness, aesthetic sensibility, and social skills. Whether through negotiation, business collaborations, or creative endeavors, you attract money by creating harmony, cultivating relationships, and using your natural grace to foster balance in your environment.
Through the Houses:
1st House: Financial success comes from how you present yourself—graceful, balanced, and charming. Your sociability and ability to build strong relationships naturally attract wealth and opportunities through your public image and interactions.
2nd House: You attract wealth through partnerships and ventures related to luxury, beauty, or aesthetics. Financial success follows when you align your personal values with those of others, often earning through design, social work, or luxury goods.
3rd House: Wealth comes through communication, writing, or social media where you can charm and connect with others. Building harmonious relationships in your local environment will lead to financial opportunities, especially through negotiation or collaboration.
4th House: Financial success may stem from home-based businesses, real estate, or creating a beautiful, harmonious home environment. You can attract wealth through property investments or family-related ventures that emphasize design and balance.
5th House: You attract wealth through creative endeavors or projects related to beauty, art, or aesthetics. Financial success may also come from speculative ventures, particularly in the arts or entertainment, where balance and harmony play a key role.
6th House: Financial success comes through service-oriented roles where balance and fairness are essential. Careers in law, social justice, healthcare, or roles that involve creating harmony in the workplace will bring wealth, particularly when aesthetics or fairness are valued.
7th House: Wealth is closely tied to partnerships, both in marriage and business. You attract financial success through balanced, harmonious relationships and collaborations that focus on mutual financial goals and shared values.
8th House: Joint financial ventures, investments, or other people’s resources may be significant sources of wealth. You attract money by negotiating fair and balanced financial partnerships, and financial transformation comes through equitable agreements.
9th House: Financial success may come through higher education, law, or international ventures focused on diplomacy or justice. You attract wealth by promoting balance and harmony in global or educational settings, especially in fields like law or teaching.
10th House: Career success and financial growth are linked to leadership roles that emphasize beauty, balance, or justice. You attract wealth through fields like law, design, or diplomacy, where fairness and aesthetics are central to your reputation and professional path.
11th House: Financial success is linked to your social network and involvement in group activities. You attract wealth by working harmoniously with like-minded individuals or through organizations focused on fairness, beauty, or social causes.
12th House: Wealth may come from behind-the-scenes work, charity, or spiritual endeavors. You attract financial success through private ventures or by creating balance in hidden areas, such as managing finances for charitable organizations or engaging in spiritual work.
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𝐒𝐜𝐨𝐫𝐩𝐢𝐨 𝐕𝐞𝐧𝐮𝐬
For Venus in Scorpio, attracting wealth is all about harnessing your deep, transformative energy and laser-focused determination. This placement thrives in environments where you can uncover hidden opportunities and dive beneath the surface to gain control over financial resources. You attract wealth by taking calculated risks, especially in areas related to investments, joint finances, and transformative ventures. Scorpio Venus has a magnetic attraction to power, so financial success often involves profound changes and navigating complex financial dynamics, such as shared resources or inheritances. Embracing your desire for transformation and confidently tackling financial challenges leads to significant wealth-building.
Through the Houses:
1st House: Financial success comes from projecting intensity, focus, and magnetic confidence. You naturally attract wealth by exuding power and an ability to handle resources, often drawing financial opportunities your way through your strong presence and resourcefulness.
2nd House: You attract wealth by uncovering hidden financial opportunities and making strategic, long-term investments. Success comes from careful management of resources and the willingness to take calculated risks, particularly in building and sustaining wealth over time.
3rd House: Wealth may come through intense communication, research, or writing, especially in fields where secrets or hidden truths are revealed. Success could be found in areas like psychology, investigative journalism, or any profession requiring depth and intensity.
4th House: Financial success is tied to property, inheritance, or deep family connections. You attract wealth by transforming family resources or through real estate investments. Profound changes in your home life or family dynamics may also play a role in financial growth.
5th House: You attract wealth through passionate creative ventures or speculative investments that carry an element of risk. Financial success may come from intense projects in areas like entertainment, art, or the stock market, where deep emotional investment fuels success.
6th House: Wealth is gained through transformative work in fields like psychology, medicine, or crisis management. Your ability to focus deeply on your job, especially in service roles that require handling challenging situations, leads to financial success.
7th House: Financial success comes through deeply transformative partnerships, whether in business or romance. You attract wealth by forming committed relationships where resources are shared, and financial growth occurs through mutual investments and joint ventures.
8th House: This is a highly favorable placement for Venus in Scorpio. Wealth comes through joint ventures, inheritances, or managing other people’s resources. Financial transformation occurs through bold investments, strategic handling of shared assets, and navigating taxes or inheritances.
9th House: You attract wealth through deep philosophical exploration, transformative education, or foreign ventures. Success may come from international investments, higher learning, or ventures that require a strategic, intense approach to uncovering new opportunities.
10th House: Career success is linked to your ability to transform and take control in professional environments. You attract wealth by excelling in fields like finance, psychology, research, or crisis management, where your intense focus and leadership are key assets.
11th House: Financial success is closely tied to your powerful social connections. You attract wealth through deep, transformative relationships within groups or organizations, particularly in areas involving shared resources, financial ventures, or communal transformations.
12th House: Wealth may come from hidden sources, behind-the-scenes work, or transformative spiritual or psychological efforts. You attract financial success by focusing on inner work, managing hidden assets, or engaging in spiritual or charitable ventures that bring profound personal growth and financial rewards.
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𝐒𝐚𝐠𝐢𝐭𝐭𝐚𝐫𝐢𝐮𝐬 𝐕𝐞𝐧𝐮𝐬
For Venus in Sagittarius, attracting wealth involves embracing your adventurous, optimistic, and freedom-loving spirit. You thrive when exploring new opportunities in travel, education, or philosophical pursuits. Your financial success is deeply connected to ventures that expand your horizons and align with your personal values of growth and exploration. Whether through international business, teaching, or publishing, you attract wealth by seeking experiences that inspire both personal and financial growth. The key to financial success lies in pursuing opportunities that resonate with your desire for adventure, truth, and learning.
Through the Houses:
1st House: Financial success comes from presenting yourself as adventurous, open-minded, and optimistic. You naturally attract wealth through your vibrant personality and opportunities linked to travel, education, and cultural exchanges.
2nd House: You attract wealth by seeking new financial ventures, particularly those related to education, international business, or travel. Financial success is tied to investing in opportunities that broaden your horizons and reflect your values of exploration and freedom.
3rd House: Wealth may come through communication, writing, or teaching, particularly in areas that involve sharing knowledge and expanding minds. Financial success is likely through intellectual pursuits, travel-related writing, or media projects that inspire others.
4th House: Financial success can come through property or family ventures tied to education or travel. You attract wealth by creating a home environment focused on growth and learning, possibly earning through international real estate or family-owned educational projects.
5th House: Wealth flows through creative projects or speculative investments, especially in areas related to travel, education, or philosophical exploration. Financial success may come from creative ventures that inspire others to think broadly and embrace growth.
6th House: You attract wealth through work in service roles that involve teaching, travel, or higher learning. Financial success comes from roles that allow you to spread knowledge, inspire others, and work in international or educational settings.
7th House: Financial success is closely tied to partnerships, both business and romantic, that value freedom and exploration. You attract wealth through relationships built on shared goals related to travel, education, or philosophical pursuits.
8th House: Wealth may come through joint financial ventures, investments, or inheritances involving travel or education. Financial transformation occurs through bold, adventurous financial decisions or partnerships focused on deep exploration and growth.
9th House: This is an ideal placement for Venus in Sagittarius. You attract wealth through higher education, international ventures, teaching, or publishing. Financial success comes from expanding your knowledge and sharing it with others, especially on a global scale.
10th House: Career success is linked to leadership roles in fields like education, international business, or travel. You attract wealth by pursuing professional opportunities that allow you to inspire others and encourage exploration and growth.
11th House: Financial success is connected to your social network and involvement in groups focused on education, travel, or philosophy. You attract wealth by leading communities that value expansion, learning, and personal growth.
12th House: Wealth may come from hidden sources, spiritual work, or international ventures. Financial success is drawn from behind-the-scenes efforts or by aligning your spiritual beliefs with ventures that offer both personal and financial growth.
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𝐂𝐚𝐩𝐫𝐢𝐜𝐨𝐫𝐧 𝐕𝐞𝐧𝐮𝐬
For Venus in Capricorn, attracting wealth is all about discipline, structure, and long-term vision. Venus in this sign thrives on building a secure financial foundation through hard work, responsibility, and a methodical approach to managing resources. You attract wealth by focusing on steady, long-term growth rather than chasing short-term gains, often finding success in traditional, well-established industries. Your financial success comes through consistent effort, wise investments, and a strong sense of ambition. Wealth flows when you commit to ventures that promise longevity, maintain discipline, and stay focused on sustainable financial growth.
Through the Houses:
1st House: Financial success comes from presenting yourself as ambitious, responsible, and disciplined. Your public image reflects a strong work ethic, and you attract wealth through opportunities where your determined approach and desire for stability are recognized.
2nd House: You attract money through careful, long-term financial planning and investments. Financial success comes from steadily building wealth over time, particularly through traditional industries or ventures that offer stable returns.
3rd House: Wealth may come through structured communication, writing, or business projects that require careful planning and persistence. Financial success is achieved through intellectual endeavors that have long-term potential and value.
4th House: Financial success is often tied to real estate, property investments, or family businesses. You attract wealth by creating stability in your home and family life, and you may build lasting financial security through real estate or legacy planning.
5th House: You attract wealth through practical and structured creative endeavors. Financial success may come from investments in fields that blend creativity with structure, such as architecture, traditional arts, or engineering, where long-term planning is key.
6th House: Financial success comes through hard work, discipline, and responsibility in your daily work life. You attract wealth by staying focused on long-term career goals, particularly in fields like corporate business, government, or finance, where structure and ambition are rewarded.
7th House: Financial growth is tied to partnerships, particularly in business. You attract wealth through long-term, stable partnerships, where both parties share a focus on building a solid financial future and working toward mutual goals.
8th House: Wealth may come through joint ventures, investments, or carefully managing shared resources. Financial success is achieved through disciplined handling of other people’s money or through inheritances, where a strategic approach to long-term investments pays off.
9th House: You attract wealth through disciplined educational or international pursuits. Financial success may come from higher education, law, or structured travel-related ventures that combine personal growth with long-term financial potential.
10th House: Career success comes from leadership roles that value discipline, responsibility, and structure. You attract wealth by building a solid professional reputation over time, often finding financial success in established industries like business, law, or politics.
11th House: Financial success is linked to your involvement in structured groups or organizations. You attract wealth by leading or participating in social networks and communities that focus on long-term growth, ambition, and success.
12th House: Wealth may come from behind-the-scenes work or through spiritual or charitable endeavors. Financial success comes from disciplined efforts in solitude or private ventures that offer long-term financial security, often in areas that others overlook.
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𝐀𝐪𝐮𝐚𝐫𝐢𝐮𝐬 𝐕𝐞𝐧𝐮𝐬
For Venus in Aquarius, attracting wealth revolves around your innovative, unconventional, and forward-thinking approach. Venus in Aquarius thrives in exploring new ideas, technologies, and social connections that push boundaries. You naturally attract wealth by embracing your uniqueness and being open to progressive financial ventures. Financial success is often tied to your involvement in technology, humanitarian efforts, or social causes. You find wealth when you combine intellectual creativity with a sense of purpose, focusing on futuristic or community-driven financial goals that align with the greater good.
Through the Houses:
1st House: Financial success comes from presenting yourself as innovative, unique, and open-minded. You attract wealth by showcasing your individuality and unconventional thinking, often drawing opportunities through tech-related or progressive ventures.
2nd House: You attract money through modern, forward-thinking ventures such as technology, social causes, or innovation. Financial success comes from investing in futuristic projects and earning through your social networks or involvement in the community.
3rd House: Wealth comes through communication, writing, or intellectual pursuits centered on innovation and social change. Financial success may stem from networking, teaching, or working in fields related to technology, social justice, or progressive ideas.
4th House: Financial success may be linked to unconventional home-based ventures or real estate. You attract wealth by applying modern ideas to property investments or by creating a unique, progressive home environment or family business.
5th House: You attract wealth through creative, innovative endeavors, often involving technology or speculative ventures in cutting-edge industries. Financial success comes from thinking outside the box in areas like entertainment, tech, or futuristic arts.
6th House: Financial success comes from working in service-oriented roles tied to social causes, innovation, or technology. You attract wealth by focusing on improving the collective, especially in fields like science, technology, or social reform.
7th House: Financial success is closely tied to unconventional partnerships or collaborations. You attract wealth through relationships with forward-thinking individuals who share your vision, particularly in business or social ventures focused on technology or progressive goals.
8th House: Wealth may come through joint financial ventures, investments, or managing other people’s resources in innovative ways. You attract wealth by transforming shared resources through tech-driven or unconventional methods, particularly in fields related to social causes.
9th House: You attract wealth through higher education, international ventures, or philosophical pursuits that promote progressive ideals. Financial success may come from teaching, publishing, or travel, particularly when focused on forward-thinking or humanitarian efforts.
10th House: Career success and financial growth come from leadership roles in innovative or progressive fields. You attract wealth by excelling in industries like technology, science, or social reform, often achieving financial success through careers that promote change and advancement.
11th House: Financial success is linked to your social network and community involvement. You attract wealth by leading groups or organizations focused on innovation, technology, or humanitarian causes, particularly when working within futuristic or socially conscious industries.
12th House: Wealth may come from behind-the-scenes work or involvement in charitable, spiritual, or humanitarian efforts. Financial success is often found through private ventures or by working in fields that focus on helping the collective in unconventional or innovative ways.
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𝐏𝐢𝐬𝐜𝐞𝐬 𝐕𝐞𝐧𝐮𝐬
For Venus in Pisces, attracting wealth involves channeling your imaginative, compassionate, and spiritual energy into your work. Venus in this sign thrives when it combines creativity with a deep emotional or spiritual connection, allowing you to attract wealth by following your intuition and engaging in endeavors that inspire and uplift others. Financial success comes from artistic, healing, or spiritual professions that resonate on an emotional level. Your compassionate and idealistic approach to money enables you to draw abundance by offering value through emotional fulfillment and service to others. Wealth flows when your financial path aligns with your spiritual or artistic vision.
Through the Houses:
1st House: Financial success is linked to how you present yourself—compassionate, imaginative, and spiritually connected. You attract wealth by embracing your artistic and empathetic side, often finding opportunities in creative or healing professions.
2nd House: You attract money through intuitive and creative means. Financial success comes from artistic ventures, spiritual work, or compassionate service. Professions in beauty, art, or healing can be financially rewarding for you.
3rd House: Wealth comes through communication or artistic expression, particularly when you use your empathy and imagination. Financial success is likely in writing, teaching, or creative projects that deeply inspire or emotionally touch others.
4th House: Financial success may come through property, real estate, or creating a nurturing, spiritual home environment. You can attract wealth by transforming your home into a healing or creative space or through family-related ventures.
5th House: You attract wealth through artistic and creative endeavors that are emotionally or spiritually connected. Financial success comes from engaging in music, film, visual arts, or any creative field that deeply resonates with others' emotions.
6th House: You attract wealth by working in compassionate service or healing professions. Financial success stems from serving others in ways that align with your spiritual or artistic values, particularly in healthcare, wellness, or charitable roles.
7th House: Financial success is linked to relationships and partnerships that are deeply spiritual or compassionate. You attract wealth through business or romantic relationships rooted in emotional or spiritual bonds.
8th House: Wealth may come from joint financial ventures, inheritances, or other people’s resources, particularly when connected to healing or spiritual transformation. Managing shared resources with compassion and intuition can lead to financial success.
9th House: You attract wealth through spiritual or creative teaching, travel, or higher education. Financial success may come from working in fields related to art, spirituality, or humanitarian service that reach a global or expansive audience.
10th House: Career success is linked to roles where creativity, compassion, and spirituality are central. You attract wealth by pursuing careers in healing, the arts, or spiritual guidance, often gaining recognition for your emotional depth and intuitive abilities.
11th House: Financial success comes through your social network, especially in communities focused on spirituality, healing, or creative arts. You attract wealth by engaging with groups or organizations that aim to uplift and inspire.
12th House: Wealth may come from behind-the-scenes work, spiritual endeavors, or artistic expression. Financial success arises through compassionate service, charity, or spiritual healing, especially in fields where you work quietly and intuitively.
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Masterlist - YouTube (subliminals)
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creepyscritches · 2 months ago
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I read your post about open enrollment for the ACA and was hoping you might expand on why you believe it would take years to dismantle. I've been terrified that with a Republican house/senate, Trump could just snap his fingers and make it go away within months of taking office. I'd love some reassurance that that's not possible.
Hiya, sure I can share some thoughts on the matter! First, it's very important to understand the ACA is a huuuuuuuuuuuuge system with subject matter experts in dozens of places throughout the process. I'm one of those SMEs, but I am at the end of the process where the revenue is generated, so my insight is limited on the public facing pieces.
What this means is that I am professionally embedded in the ACA in a position that exists purely to show what conditions people are treated for and then generate that data into what's called a "risk score". There's about 6 pages I could write on it, but the takeaway is that the ACA is
1) intricately interwoven with the federal government
2) increasingly profitable, sustainable, and growing (it is STILL a for-profit system if you can believe it)
3) wholeheartedly invested in by the largest insurance companies in the country LARGELY due to the fact that they finally learned the rules of how to make the ACA a thriving center of business
4) since the big issuers are arm+leg invested in the ACA, there is a lot of resistance politically and on an industry level to leave it behind (think of the lobbyists, politicians, corporations that will fight tooth and nail to protect their profit + investment)
The process to calculate a risk score takes roughly 2 years. There is an audit for the concurrent year and then a vigorous retro audit for the prev year - - this is a rolling cycle every year. Medicare has a similar process. These are RVP + RADV audits if you would like the jargon.
Eliminating the ACA abruptly is as internally laughable as us finishing the RADV audit ahead of schedule. If Trump were to blow the ACA into smithereens on day 1, he would be drowning in issuer complaints and an economic health sector that is essentially bleeding out. You cut off the RVP early? We have half of next RADV stuck in the gears now. You cut off the RADV early? No issuer will get their "risk adjusted" payments for services rendered in the prev benefit year (to an extent, again very complex multi-process system).
The ACA is GREAT for the public and should be defended on that basis alone. However, the inner capitalistic nature of the ACA is a powerful armor that has conservatives + liberals defending it on a basis of capital + market growth. It's not sexy, but it makes too much money consistently for the system to be easily dismantled.
Or at least that's what I can tell you from the money center of the ACA. they don't bring us up in political conversation because we are confusing to seasoned professionals, boring to industry outsiders, and consistently we are anathema to the anti-ACA talking points.
I am already preparing for next year's RVP for this window of open enrollment. That RVP process will feed into the RADV in 2026. In 2025, we begin the RADV for 2024. If nothing else, the slow fucking gears of CMS will keep the ACA alive until we finish our work at the end of the process. I highly doubt that will be the only reason the ACA is safeguarded, but it is a powerful type of support to pair with people protecting the ACA for other reasons.
I work every day to show, defend, and educate on how many diagnoses are managed thru my company's ACA plans. My specialty is cancer and I see a lot of it. The revenue drive comes from the Medical Loss Ratio (MLR) rule stating only 20% MAX of profit may go to the issuer + the 80% at a minimum must go back to the customer or be invested in expanding benefits. The more people on the plan using it, the higher that 20% becomes for the issuer and the more impactful that 80% becomes for the next year of benefit growth. It is remarkably profitable once issuers stop seeking out "healthy populations". The ACA is a functional method for issuers to tap into a stable customer base (sick/chronic ill customers) that turns a profit, grows, and builds strong consumer bases in each state.
The industry can never walk away from this overnight - - this is the preferred investment for many big players. Changing the direction of those businesses will be a monumental effort that takes years (at least 2 with the audits). In the meantime, you still have benefits, you still have care, and you still have reason to sign up. Let us deal with the bureaucracy bullshit, go get your care and know you have benefits thru 2025 and we will be working to keep it that way for 2026 and forward. This is a wing of the federal government, it is not a jenga tower like Trump wishes.
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batboyblog · 7 months ago
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Things Biden and the Democrats did, this week #20
May 24-31 2024
The EPA awards $900 million to school districts across the country to replace diesel fueled school buses with cleaner alternatives. The money will go to 530 school districts across nearly every state, DC, tribal community, and US territory. The funds will help replace 3,400 buses with cleaner alternatives, 92% of the new buses will be 100% green electric. This adds to the $3 billion the Biden administration has already spent to replace 8,500 school buses across 1,000 school districts in the last 2 years.
For the first time the federal government released guidelines for Voluntary Carbon Markets. Voluntary Carbon Markets are a system by which companies off set their carbon emissions by funding project to fight climate change like investing in wind or solar power. Critics have changed that companies are using them just for PR and their funding often goes to projects that would happen any ways thus not offsetting emissions. The new guidelines seek to insure integrity in the Carbon Markets and make sure they make a meaningful impact. It also pushes companies to address emissions first and use offsets only as a last resort.
The IRS announced it'll take its direct file program nationwide in 2025. In 2024 140,000 tax payers in 12 states used the direct file pilot program and the IRS now plans to bring it to all Americans next tax season. Right now the program is only for simple W-2 returns with no side income but the IRS has plans to expand it to more complex filings in the future. This is one of the many projects at the IRS being funded through President Biden's Inflation Reduction Act.
The White House announced steps to boost nuclear energy in America. Nuclear power in the single largest green energy source in the country accounting for 19% of America's total energy. Boosting Nuclear energy is a key part of the Biden administration's strategy to reach a carbon free electricity sector by 2035. The administration has invested in bring the Palisades nuclear plant in Michigan back on-line, and extending the life of Diablo Canyon in California. In addition the Military will be deploying new small modular nuclear reactors and microreactors to power its installations. The Administration is setting up a task force to help combat the delays and cost overruns that have often derailed new nuclear projects and the Administration is supporting two Gen III+ SMR demonstration projects to highlight the safety and efficiency of the next generation of nuclear power.
The Department of Agriculture announced $824 million in new funding to protect livestock health and combat H5N1. The funding will go toward early detection, vaccine research, and supporting farmers impacted. The USDA is also launching a nation wide Dairy Herd Status Pilot Program, hopefully this program will give us a live look at the health of America's dairy herd and help with early detection. The Biden Administration has reacted quickly and proactively to the early cases of H5N1 to make sure it doesn't spread to the human population and become another pandemic situation.
The White House announced a partnership with 21 states to help supercharge America's aging energy grid. Years of little to no investment in America's Infrastructure has left our energy grid lagging behind the 21st century tech. This partnership aims to squeeze all the energy we can out of our current system while we rush to update and modernize. Last month the administration announced a plan to lay 100,000 miles of new transmission lines over the next five years. The 21 states all with Democratic governors are Arizona, California, Colorado, Connecticut, Delaware, Hawaii, Illinois, Kentucky, Maine, Maryland, Massachusetts, Michigan, New Jersey, New Mexico, New York, North Carolina, Oregon, Pennsylvania, Rhode Island, Washington, and Wisconsin.
The Department of Transportation announced $343 million to update 8 of America's oldest and busiest transportation stations for disability accessibility. These include the MBTA's the Green Line's light-rail B and C branches in Boston,  Cleveland's Blue Line, New Orleans'  St. Charles Streetcar route, and projects in San Francisco and New York City and other locations
The Department of interior announced two projects for water in Western states. $179 million for drought resilience projects in California and Utah and $242 million for expanding water access in California, Colorado and Washington. The projects should help support drinking water for 6.4 million people every year.
HUD announced $150 million for affordable housing for tribal communities. This adds to the over $1 billion dollars for tribal housing announced earlier in the month. Neil Whitegull of the Ho-Chunk Nation said at the announcement "I know a lot of times as Native Americans we've been here and we've seen people that have said, ‘Oh yeah, we'd like to help Indians.’ And they take a picture and they go away. We never see it, But there's been a commitment here, with the increase in funding, grants, and this administration that is bringing their folks out. And there's a real commitment, I think, to Native American tribes that we've never seen before."
Secretary of State Antony Blinken pledged $135 million to help Moldavia. Since the outbreak of Russia's war against neighboring Ukraine the US has given $774 million in aid to tiny Moldavia. Moldavia has long been dependent on Russian energy but thanks to US investment in the countries energy security Moldavia is breaking away from Russia and moving forward with EU membership.
The US and Guatemala launched the "Youth With Purpose” initiative. The initiative will be run through the Central America Service Corps, launched in 2022 by Vice President Harris the CASC is part of the Biden Administration's efforts to improve life in Central America. The Youth With Purpose program will train 25,000 young Guatemalans and connect with with service projects throughout the country.
Bonus: Today, May 31st 2024, is the last day of the Affordable Connectivity Program. The program helped 23 million Americans connect to the internet while saving them $30 to $75 dollars every month. Despite repeated calls from President Biden Republicans in Congress have refused to act to renew the program. The White House has worked with private companies to get them to agree to extend the savings to the end of 2024. The Biden Administration has invested $90 Billion high-speed internet investments. Such as $42.45 billion for Broadband Equity, Access, and Deployment, $1 billion for the The Middle Mile program laying 12,000 miles of regional fiber networks, and distributed nearly 30,000 connected devices to students and communities, including more than 3,600 through the Tribal Broadband Connectivity Program
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mostlysignssomeportents · 4 months ago
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What the fuck is a PBM?
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TOMORROW (Sept 24), I'll be speaking IN PERSON at the BOSTON PUBLIC LIBRARY!
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Terminal-stage capitalism owes its long senescence to its many defensive mechanisms, and it's only by defeating these that we can put it out of its misery. "The Shield of Boringness" is one of the necrocapitalist's most effective defenses, so it behooves us to attack it head-on.
The Shield of Boringness is Dana Claire's extremely useful term for anything so dull that you simply can't hold any conception of it in your mind for any length of time. In the finance sector, they call this "MEGO," which stands for "My Eyes Glaze Over," a term of art for financial arrangements made so performatively complex that only the most exquisitely melted brain-geniuses can hope to unravel their spaghetti logic. The rest of us are meant to simply heft those thick, dense prospectuses in two hands, shrug, and assume, "a pile of shit this big must have a pony under it."
MEGO and its Shield of Boringness are key to all of terminal-stage capitalism's stupidest scams. Cloaking obvious swindles in a lot of complex language and Byzantine payment schemes can make them seem respectable just long enough for the scammers to relieve you of all your inconvenient cash and assets, though, eventually, you're bound to notice that something is missing.
If you spent the years leading up to the Great Financial Crisis baffled by "CDOs," "synthetic CDOs," "ARMs" and other swindler nonsense, you experienced the Shield of Boringness. If you bet your house and/or your retirement savings on these things, you experienced MEGO. If, after the bubble popped, you finally came to understand that these "exotic financial instruments" were just scams, you experienced Stein's Law ("anything that can't go forever eventually stops"). If today you no longer remember what a CDO is, you are once again experiencing the Shield of Boringness.
As bad as 2008 was, it wasn't even close to the end of terminal stage capitalism. The market has soldiered on, with complex swindles like carbon offset trading, metaverse, cryptocurrency, financialized solar installation, and (of course) AI. In addition to these new swindles, we're still playing the hits, finding new ways to make the worst scams of the 2000s even worse.
That brings me to the American health industry, and the absurdly complex, ridiculously corrupt Pharmacy Benefit Managers (PBMs), a pathology that has only metastasized since 2008.
On at least 20 separate occasions, I have taken it upon myself to figure out how the PBM swindle works, and nevertheless, every time they come up, I have to go back and figure it out again, because PBMs have the most powerful Shield of Boringness out of the whole Monster Manual of terminal-stage capitalism's trash mobs.
PBMs are back in the news because the FTC is now suing the largest of these for their role in ripping off diabetics with sky-high insulin prices. This has kicked off a fresh round of "what the fuck is a PBM, anyway?" explainers of extremely variable quality. Unsurprisingly, the best of these comes from Matt Stoller:
https://www.thebignewsletter.com/p/monopoly-round-up-lina-khan-pharma
Stoller starts by pointing out that Americans have a proud tradition of getting phucked by pharma companies. As far back as the 1950s, Tennessee Senator Estes Kefauver was holding hearings on the scams that pharma companies were using to ensure that Americans paid more for their pills than virtually anyone else in the world.
But since the 2010s, Americans have found themselves paying eye-popping, sky-high, ridiculous drug prices. Eli Lilly's Humolog insulin sold for $21 in 1999; by 2017, the price was $274 – a 1,200% increase! This isn't your grampa's price gouging!
Where do these absurd prices come from? The story starts in the 2000s, when the GW Bush administration encouraged health insurers to create "high deductible" plans, where patients were expected to pay out of pocket for receiving care, until they hit a multi-thousand-dollar threshold, and then their insurance would kick in. Along with "co-pays" and other junk fees, these deductibles were called "cost sharing," and they were sold as a way to prevent the "abuse" of the health care system.
The economists who crafted terminal-stage capitalism's intellectual rationalizations claimed the reason Americans paid so much more for health care than their socialized-medicine using cousins in the rest of the world had nothing to do with the fact that America treats health as a source of profits, while the rest of the world treats health as a human right.
No, the actual root of America's health industry's problems was the moral defects of Americans. Because insured Americans could just go see the doctor whenever they felt like it, they had no incentive to minimize their use of the system. Any time one of these unhinged hypochondriacs got a little sniffle, they could treat themselves to a doctor's visit, enjoying those waiting-room magazines and the pleasure of arranging a sick day with HR, without bearing any of the true costs:
https://pluralistic.net/2021/06/27/the-doctrine-of-moral-hazard/
"Cost sharing" was supposed to create "skin in the game" for every insured American, creating a little pain-point that stung you every time you thought about treating yourself to a luxurious doctor's visit. Now, these payments bit hardest on the poorest workers, because if you're making minimum wage, at $10 co-pay hurts a lot more than it does if you're making six figures. What's more, VPs and the C-suite were offered "gold-plated" plans with low/no deductibles or co-pays, because executives understand the value of a dollar in the way that mere working slobs can't ever hope to comprehend. They can be trusted to only use the doctor when it's truly warranted.
So now you have these high-deductible plans creeping into every workplace. Then along comes Obama and the Affordable Care Act, a compromise that maintains health care as a for-profit enterprise (still not a human right!) but seeks to create universal coverage by requiring every American to buy a plan, requiring insurers to offer plans to every American, and uses public money to subsidize the for-profit health industry to glue it together.
Predictably, the cheapest insurance offered on the Obamacare exchanges – and ultimately, by employers – had sky-high deductibles and co-pays. That way, insurers could pocket a fat public subsidy, offer an "insurance" plan that was cheap enough for even the most marginally employed people to afford, but still offer no coverage until their customers had spent thousands of dollars out-of-pocket in a given year.
That's the background: GWB created high-deductible plans, Obama supercharged them. Keep that in your mind as we go through the MEGO procedures of the PBM sector.
Your insurer has a list of drugs they'll cover, called the "formulary." The formulary also specifies how much the insurance company is willing to pay your pharmacist for these drugs. Creating the formulary and paying pharmacies for dispensing drugs is a lot of tedious work, and insurance outsources this to third parties, called – wait for it – Pharmacy Benefits Managers.
The prices in the formulary the PBM prepares for your insurance company are called the "list prices." These are meant to represent the "sticker price" of the drug, what a pharmacist would charge you if you wandered in off the street with no insurance, but somehow in possession of a valid prescription.
But, as Stoller writes, these "list prices" aren't actually ever charged to anyone. The list price is like the "full price" on the pricetags at a discount furniture place where everything is always "on sale" at 50% off – and whose semi-disposable sofas and balsa-wood dining room chairs are never actually sold at full price.
One theoretical advantage of a PBM is that it can get lower prices because it bargains for all the people in a given insurer's plan. If you're the pharma giant Sanofi and you want your Lantus insulin to be available to any of the people who must use OptumRX's formulary, you have to convince OptumRX to include you in that formulary.
OptumRX – like all PBMs – demands "rebates" from pharma companies if they want to be included in the formulary. On its face, this is similar to the practices of, say, NICE – the UK agency that bargains for medicine on behalf of the NHS, which also bargains with pharma companies for access to everyone in the UK and gets very good deals as a result.
But OptumRX doesn't bargain for a lower list price. They bargain for a bigger rebate. That means that the "price" is still very high, but OptumRX ends up paying a tiny fraction of it, thanks to that rebate. In the OptumRX formulary, Lantus insulin lists for $403. But Sanofi, who make Lantus, rebate $339 of that to OptumRX, leaving just $64 for Lantus.
Here's where the scam hits. Your insurer charges you a deductible based on the list price – $404 – not on the $64 that OptumRX actually pays for your insulin. If you're in a high-deductible plan and you haven't met your cap yet, you're going to pay $404 for your insulin, even though the actual price for it is $64.
Now, you'd think that your insurer would put a stop to this. They chose the PBM, the PBM is ripping off their customers, so it's their job to smack the PBM around and make it cut this shit out. So why would the insurers tolerate this nonsense?
Here's why: the PBMs are divisions of the big health insurance companies. Unitedhealth owns OptumRx; Aetna owns Caremark, and Cigna owns Expressscripts. So it's not the PBM that's ripping you off, it's your own insurance company. They're not just making you pay for drugs that you're supposedly covered for – they're pocketing the deductible you pay for those drugs.
Now, there's one more entity with power over the PBM that you'd hope would step in on your behalf: your boss. After all, your employer is the entity that actually chooses the insurer and negotiates with them on your behalf. Your boss is in the driver's seat; you're just along for the ride.
It would be pretty funny if the answer to this was that the health insurance company bought your employer, too, and so your boss, the PBM and the insurer were all the same guy, busily swapping hats, paying for a call center full of tormented drones who each have three phones on their desks: one labeled "insurer"; the second, "PBM" and the final one "HR."
But no, the insurers haven't bought out the company you work for (yet). Rather, they've bought off your boss – they're sharing kickbacks with your employer for all the deductibles and co-pays you're being suckered into paying. There's so much money (your money) sloshing around in the PBM scamoverse that anytime someone might get in the way of you being ripped off, they just get cut in for a share of the loot.
That is how the PBM scam works: they're fronts for health insurers who exploit the existence of high-deductible plans in order to get huge kickbacks from pharma makers, and massive fees from you. They split the loot with your boss, whose payout goes up when you get screwed harder.
But wait, there's more! After all, Big Pharma isn't some kind of easily pushed-around weakling. They're big. Why don't they push back against these massive rebates? Because they can afford to pay bribes and smaller companies making cheaper drugs can't. Whether it's a little biotech upstart with a cheaper molecule, or a generics maker who's producing drugs at a fraction of the list price, they just don't have the giant cash reserves it takes to buy their way into the PBMs' formularies. Doubtless, the Big Pharma companies would prefer to pay smaller kickbacks, but from Big Pharma's perspective, the optimum amount of bribes extracted by a PBM isn't zero – far from it. For Big Pharma, the optimal number is one cent higher than "the maximum amount of bribes that a smaller company can afford."
The purpose of a system is what it does. The PBM system makes sure that Americans only have access to the most expensive drugs, and that they pay the highest possible prices for them, and this enriches both insurance companies and employers, while protecting the Big Pharma cartel from upstarts.
Which is why the FTC is suing the PBMs for price-fixing. As Stoller points out, they're using their powers under Section 5 of the FTC Act here, which allows them to shut down "unfair methods of competition":
https://pluralistic.net/2023/01/10/the-courage-to-govern/#whos-in-charge
The case will be adjudicated by an administrative law judge, in a process that's much faster than a federal court case. Once the FTC proves that the PBM scam is illegal when applied to insulin, they'll have a much easier time attacking the scam when it comes to every other drug (the insulin scam has just about run its course, with federally mandated $35 insulin coming online, just as a generation of post-insulin diabetes treatments hit the market).
Obviously the PBMs aren't taking this lying down. Cigna/Expressscripts has actually sued the FTC for libel over the market study it conducted, in which the agency described in pitiless, factual detail how Cigna was ripping us all off. The case is being fought by a low-level Reagan-era monster named Rick Rule, whom Stoller characterizes as a guy who "hangs around in bars and picks up lonely multi-national corporations" (!!).
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The libel claim is a nonstarter, but it's still wild. It's like one of those movies where they want to show you how bad the cockroaches are, so there's a bit where the exterminator shows up and the roaches form a chorus line and do a kind of Busby Berkeley number:
https://www.46brooklyn.com/news/2024-09-20-the-carlton-report
So here we are: the FTC has set out to euthanize some rentiers, ridding the world of a layer of useless economic middlemen whose sole reason for existing is to make pharmaceuticals as expensive as possible, by colluding with the pharma cartel, the insurance cartel and your boss. This conspiracy exists in plain sight, hidden by the Shield of Boringness. If I've done my job, you now understand how this MEGO scam works – and if you forget all that ten minutes later (as is likely, given the nature of MEGO), that's OK: just remember that this thing is a giant fucking scam, and if you ever need to refresh yourself on the details, you can always re-read this post.
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The paperback edition of The Lost Cause, my nationally bestselling, hopeful solarpunk novel is out this month!
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If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2024/09/23/shield-of-boringness/#some-men-rob-you-with-a-fountain-pen
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Image: Flying Logos (modified) https://commons.wikimedia.org/wiki/File:Over_$1,000,000_dollars_in_USD_$100_bill_stacks.png
CC BY-SA 4.0 https://creativecommons.org/licenses/by-sa/4.0/deed.en
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transit-fag · 1 year ago
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So one argument I have heard when talking about unions is the idea that unions are only needed by people who do manual labor, there are 2 things wrong with this statement
A large amount of blue collar workers in the US like Coal Miners, Factory Workers, and Lumber workers are not unionized, this is because of corporate greed destroying the strong unions in these sectors in the 60s and that makes the lives of these people so much worse because they often work in some of the lowest paying fields in the us.
Any workers can be mistreated by management. People like Baristas work in poor conditions for their mental health and are frequently paid low wages for their work. Unions are there to insure workers get compensation for their work in all fields not just ones that are dangerous.
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hyperlexichypatia · 6 months ago
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I think the way nonprofits and public agencies are funded leads us to adopt some of the worst aspects of a capitalist mindset towards our service users.
In a business, the goal is clear: Generate profit. Sell more product, to generate more profit. Recruit more customers, to generate more profit. Upsell customers to a more expensive product, to generate more profit. Convince customers to keep coming back and buying more things, to generate more profit.
Manipulation is built into the process, and it's understood by all parties. When a business does something "for you," it's in the hopes that you'll buy (or keep buying, or buy more of, or persuade other people to buy) their product. When a company offers free ice cream with your insurance quote, it's not because they like you and and want you to have ice cream; it's because they want you to come for the ice cream, stay for the insurance quote, and buy their insurance policy before you leave, so they can get your money. Everybody knows this.
Nonprofits and public agencies theoretically don't have this motive. Theoretically, the services we offer are for you, the service user. Theoretically, there is no profit motive, and thus no motive for manipulation. Theoretically, whether or not people choose to use the services we offer has no effect on us, so our only goal in promoting or raising awareness of our services is so that potential users can know about them and decide whether or not to use them.
Theoretically.
But in reality, public agencies and nonprofits are funded by governments, foundations, and donors. They demand "data" to justify their funding, and a major source of "data" is the number of service users. Markers of success have to be measurable and numerical, even if that metric doesn't really make sense. So even if there's not directly a profit motive for recruiting service users as "paying customers," there can still be a financial incentive for recruiting as many service users as possible, including using "sales" techniques like giveaways and gimmicks.
Now, this isn't inherently a bad thing -- after all, people in the nonprofit sector want people to use our services, so we want to get the word out about what we have to offer. I'm not saying it's inherently wrong for a nonprofit to use a raffle or a giveaway or a pizza party or whatever to get the word out and recruit new service users.
But since the services we offer are supposed to be for the service users' own benefit, sometimes the attitude around promoting them slips into the idea that the people we're ostensibly trying to serve have to be manipulated or bribed or tricked into accepting services for their own good, because they don't know or care what's good for them.
This can get into some really unfortunate implications territory in the context of the demographics of people who tend to work at nonprofits and public agencies, compared to the demographics of people those agencies tend to serve.
Attitudes can quickly morph into "Those People don't care about their children's health/education/etc., so we have to trick and manipulate and bribe them with food and prizes."
There's a difference between "Giveaways are a fun way to get the word out about our services" and "Those People don't care about their children's diabetes risk unless we make them sit through a lecture before we give them food." And way too many public agency and nonprofit workers, in private, in what they think is a sympathetic audience, are way too open about saying the latter.
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leebrontide · 6 months ago
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The cloudstrike bluescreenapalooza has kind of highlighted to me that nobody really talked about the HUGE ransomwear attack that happened earlier this year in the medical sector. It was US specific but still a huge deal.
It's technical but there's something called a clearinghouse, that handles the actual payment side of insurance claims. Basically, they make it so the money from your insurance provider actually gets to your doctor.
Change Healthcare works with many insurance companies and is responsible for about 1/3rd of ALL US medical claims.
And they got hacked. And they paid out 22 million.
And what ended up happening is basically many many many...possibly most? health providers just...didn't get paid. For like several months. With no information on when they'd get paid again.
Now, if you're a huge hospital conglomerate, and you know the money will come EVENTUALLY, you can talk to the bank and be fine.
But if you're, like me, a single therapist, working for yourself, you're kind of hosed. Or a small dental practice, or basically anyone not hiding under a corporate umbrella.
So if your small office recently shut it's doors, this may be why. They just didn't make it.
As it happened I was still getting paper checks instead of direct transfers because of some paperwork schenanagins I was actually trying to fix before all this went down, so I was completely unaffected and in fact wasn't sure what was happening till I went to my providers consult group and saw all my fellow therapists looking haggard and grim talking about how they were gonna try to avoid foreclosure on their home.
Between these and the huge student loan ransomware attack last year...idk idk I just think maybe massive corporations that millions of people depend on for their basic needs should be regulated to hell and back so they stop slacking to save $ and then screw everyone over with no personal accountability.
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townpostin · 6 months ago
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Teachers Plan Hunger Strike Over Unfulfilled Demands
Jharkhand Educators to Fast on August 5 for Career Progression and Workload Relief All Jharkhand Primary Teachers’ Organization escalates protest, citing multiple unaddressed issues affecting education quality and teacher welfare. SERAIKELA – The All Jharkhand Primary Teachers’ Organization has announced a hunger strike at the state headquarters on August 5, intensifying their campaign for…
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covid-safer-hotties · 2 months ago
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Also preserved in our archive
By Kevin Kavanagh, MD
Finally, a masking initiative I can support. I’m not talking about the misdirected efforts of emerging mask bans, one the latest in my home state of Kentucky. Instead, we need to emulate the NIH, which, on November 4, initiated a masking requirement at all National Institutes of Health (NIH) patient care areas. Our nation needs to come to grips with the fact that the pandemic is NOT over; the virus is very dangerous and poses risks to everyone. NIH is masking up, and so should we.
COVID-19 and long COVID are not old people’s diseases. Recent studies paint a bleak picture of long COVID and its effect on adults and children. The Naval Medical Research Command reported that almost 25% of studied Marines, most of whom had asymptomatic or mild acute COVID-19, “reported physical, cognitive, or psychiatric long-term sequelae of (COVID-19) infection.”
The economic impact is profound. Public health reports from Australia estimated that long COVID has caused a 0.5% loss in GDP. In New Zealand, a country of 5.7 million people, it is estimated the loss is 1.23 billion US dollars per year. The best study from the United States is from 2022 by the Brookings Institute that estimated 2 to 4 million individuals in the United States are not working because of long COVID. Since then, we have essentially handled this problem by not counting. However, the health care sector has been hit especially hard. A recent study from the United Kingdom found 33% of healthcare workers suffer from long COVID.
Most disturbing is the lasting brain damage from the virus, causing a decrease in cognition and executive function, damage resulting in poor judgment, and risky behavior. I seldom see anyone wearing a mask, and too few are up to date with their COVID-19 boosters. We are ignoring the pandemic and nonchalantly spreading the virus.
This phenomenon is occurring nationally. Recently, the American Automobile Association reported a spike in risky behavior associated with the pandemic, behavior manifested by an increase in speeding, driving under the influence of alcohol, and a decrease in seatbelt use. And a study in the Journal of Neurology found those who have had COVID-19 have higher rates of auto accidents.
Patients who have experienced COVID-19 with changes in their sense of smell are at an increased risk of developing “behavioral, functional and structural brain alterations” in the portion of the brain that controls emotion. COVID-19 has been found to diminish executive function in over half of patients with cognitive complaints, such as brain fog, memory loss, and lower I.Q. In Sweden, the insurance company, IF, found that almost a third of young adults have “brain fog”. In the Netherlands, there has been a 40% increase in adults seeking medical care for cognitive difficulties.
One only needs to look at what is happening in our communities and around the world to realize that people have a short fuse, and societies have become powder kegs of confrontations and violence.
SARS-CoV-2, the virus that causes COVID-19, can also undergo transformation, allowing it to better infect the brain. Recently, Jacob Class and colleagues in Nature Microbiology demonstrated that SARS-CoV-2 can lose its furin cleavage site, which is responsible for cellular entry (using the ACE2/TMPRSS2 receptor). This adaptation is hypothesized to optimize the virus’s ability to infect the brain using an alternate cellular entry pathway (Astrocytes or brain cells do not have observable ACE2 receptors).
Evolutionary pressure may be selected for viral mutations that allow SARS-CoV-2 to infect the brain, specifically the frontal lobes. In at least some individuals, this damage would increase risky and confrontational behavior, promoting the spread of this virus. This process would then repeat itself in the newly infected, further spreading the virus. This is not a pathogen to be taken lightly.
In Kentucky, we could possibly be seeing this scenario play out. A mask ban enacted in public venues will increase viral spread. Even outdoors, if you are within 6 feet of an infected person, large droplet spread can easily occur. Any proposed or enacted mask ban is anti-public health and will result in needless cases of long COVID, death, and disability. It will adversely impact our economy and the mental health of our citizens.
We must break this cycle of infections and disability. Clean indoor air, the wearing of N95 masks in public places, and vaccinations are keys to preventing new cases of acute COVID-19 and long COVID.
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thefugitivesaint · 7 months ago
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''The Age of Surveillance Capitalism: The Fight for a Human Future at the New Frontier of Power'' by Shoshana Zuboff, 2018 "I define surveillance capitalism as the unilateral claiming of private human experience as free raw material for translation into behavioral data. These data are then computed and packaged as prediction products and sold into behavioral futures markets — business customers with a commercial interest in knowing what we will do now, soon, and later. It was Google that first learned how to capture surplus behavioral data, more than what they needed for services, and used it to compute prediction products that they could sell to their business customers, in this case advertisers. But I argue that surveillance capitalism is no more restricted to that initial context than, for example, mass production was restricted to the fabrication of Model T’s. Right from the start at Google it was understood that users were unlikely to agree to this unilateral claiming of their experience and its translation into behavioral data. It was understood that these methods had to be undetectable. So from the start the logic reflected the social relations of the one-way mirror. They were able to see and to take — and to do this in a way that we could not contest because we had no way to know what was happening. We rushed to the internet expecting empowerment, the democratization of knowledge, and help with real problems, but surveillance capitalism really was just too lucrative to resist. This economic logic has now spread beyond the tech companies to new surveillance–based ecosystems in virtually every economic sector, from insurance to automobiles to health, education, finance, to every product described as “smart” and every service described as “personalized.” By now it’s very difficult to participate effectively in society without interfacing with these same channels that are supply chains for surveillance capitalism’s data flows." from an interview with Shoshana Zuboff in the Harvard Gazette in March of 2019. It's an interesting interview that I suggest you peruse.
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esotericalchemist · 4 months ago
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𝟏𝟏𝐭𝐡 𝐇𝐨𝐮𝐬𝐞 - 𝐖𝐡𝐞𝐫𝐞 𝐭𝐨 𝐟𝐢𝐧𝐝 𝐠𝐚𝐢𝐧𝐬?
Masterlist - YouTube (subliminals)
In Vedic Astrology, the eleventh house is known as the House of Gains and represents your aspirations, income, and the fulfillment of desires. This house shows how and where you are likely to achieve success and material wealth in life. The placement of the ruling planet of your eleventh house, as well as any planets within it, offers insight into the sources of your financial gains, social connections, and overall prosperity. Essentially, understanding the eleventh house helps you see where opportunities for growth and abundance may manifest in your life.
𝐀𝐫𝐢𝐞𝐬 𝟏𝟏𝐭𝐡 𝐇𝐨𝐮𝐬𝐞
With Aries influencing your eleventh house, you tackle friendships, goals, and financial gains with enthusiasm, boldness, and a trailblazing attitude. You’re likely to secure wealth by being assertive, taking calculated risks, and pursuing competitive or entrepreneurial paths. Your friends and social networks are often key to your success, frequently drawn from dynamic or high-energy environments.
Mars in the Houses (Mars is the ruler of Aries)
Mars in the 1st House: Your gains come from personal drive, leadership, and independent projects. For example, you might start a business like a fitness studio, using your energy and visibility to promote your brand and grow your venture.
Mars in the 2nd House: Wealth tends to flow from managing finances, property, or physical assets. You might find success through real estate investments, or in financial sectors such as banking, perhaps working as a stockbroker or in property management.
Mars in the 3rd House: Profits are linked to communication, marketing, media, or travel. You might thrive in advertising, writing for publications, or running a travel blog, turning your communication skills into financial gain.
Mars in the 4th House: Your wealth could come from real estate, family inheritance, or home-based businesses. For instance, you might profit from buying and renovating homes or establish a successful home business, such as property management or interior design.
Mars in the 5th House: Creative projects, speculative investments, or entertainment ventures may be lucrative for you. This could mean profiting from stock market investments, cryptocurrency, or finding success in the arts as a performer or artist.
Mars in the 6th House: Hard work, health-related fields, or competitive industries could bring financial rewards. You might build wealth through a career in healthcare, as a personal trainer, or by excelling in a demanding legal profession, gaining success by overcoming obstacles.
Mars in the 7th House: Financial gains are often tied to partnerships—whether personal or business-related. You could team up with someone to start a business like a law firm or gain wealth through marriage to a prominent or driven partner.
Mars in the 8th House: Joint ventures, inheritances, or industries focusing on transformation, such as finance or psychology, could bring you wealth. You might inherit assets or succeed through business partnerships or roles in fields like investment banking or insurance.
Mars in the 9th House: Wealth may arise from education, law, travel, or publishing. You could build success as a professor, lawyer, or publisher, or by pursuing international opportunities, such as work in the travel industry.
Mars in the 10th House: Career achievements, leadership positions, or public recognition are key to your financial success. You might rise to a leadership role, like CEO or political figure, where your ambition and dynamic energy lead you to the top.
Mars in the 11th House: Your wealth may stem from your social circles, technology, or large organizations. You could benefit by working in the tech industry, founding an innovative business, or through influential friends who open doors to profitable opportunities.
Mars in the 12th House: Profits come from behind-the-scenes efforts, foreign ventures, or spiritual pursuits. You might gain financially by working in hospitals, charitable organizations, or through businesses tied to travel, import/export, or spiritual guidance.
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𝐓𝐚𝐮𝐫𝐮𝐬 𝟏𝟏𝐭𝐡 𝐇𝐨𝐮𝐬𝐞
With Taurus governing your eleventh house, your approach to wealth and gains is grounded, patient, and often centered around material security. You favor slow, steady growth, and may build your financial success through reliable investments or artistic ventures. Friendships and social networks can be significant in your financial development, particularly when aligned with shared values or tied to industries focused on luxury and beauty.
Venus in the Houses (Venus is the ruler of Taurus)
Venus in the 1st House: You are likely to attract wealth through your charm, physical appeal, and the way you present yourself. For instance, you could succeed in beauty, fashion, or personal branding—becoming a successful influencer or model, where your appearance and social magnetism are vital assets.
Venus in the 2nd House: Wealth flows through careful handling of finances, luxury goods, or industries related to beauty and aesthetics. You might find financial success in areas like fine art, jewelry, or running a high-end boutique. This placement supports a steady income in beauty or fashion-related businesses.
Venus in the 3rd House: Financial success arises through communication, media, or education, particularly in artistic fields. You could thrive as a writer, work in advertising or public relations, or make money from teaching or speaking on topics related to beauty or luxury.
Venus in the 4th House: Gains are often tied to property, real estate, or home-based ventures, particularly those related to comfort and aesthetics. You might generate wealth by flipping houses, engaging in interior design, or running a family business. Inheritance or familial wealth could also play a role.
Venus in the 5th House: Your financial success may come from creative endeavors, entertainment, or speculative investments. You could profit from acting, filmmaking, or other artistic projects. Additionally, this placement can indicate gains through stock market investments, particularly in sectors related to art or entertainment.
Venus in the 6th House: Profits are earned through service, health, or beauty-related industries. You might build wealth by working in areas like cosmetology, health spas, or wellness centers. A talent for creating a harmonious work environment could also lead to financial success in these fields.
Venus in the 7th House: Gains often come through partnerships, whether in marriage or business. You may benefit financially through a significant relationship or business collaboration, particularly with someone involved in luxury, legal fields, or the arts. Joint ventures in creative industries could be very profitable.
Venus in the 8th House: Wealth may come from inheritances, shared resources, or transformative industries. You might gain through an inheritance, or profit from partnerships in finance, psychology, or the arts. This placement can also suggest financial gains through investments or using other people’s assets effectively.
Venus in the 9th House: Financial success is connected to education, law, or travel, especially in beauty or luxury industries. You might earn through international fashion, tourism, or by teaching beauty-related subjects at a university. There’s also potential for profit from foreign investments or luxury travel enterprises.
Venus in the 10th House: Wealth comes from career success, public recognition, or artistic achievements. You might thrive in high-profile roles within the arts, luxury markets, or fashion industry. This placement is highly favorable for building wealth through a career in design, beauty, or entertainment.
Venus in the 11th House: Gains are tied to social networks, large organizations, or technology, particularly within the luxury or beauty sectors. You could profit from working in social media marketing or technology platforms related to fashion or beauty. Friendships and connections in elite circles may also lead to financial opportunities.
Venus in the 12th House: Profits come from behind-the-scenes work, foreign ventures, or spiritual and artistic pursuits. You might find financial success through working in luxury hotels or resorts abroad, or by being involved in art projects that promote beauty or tranquility. Investments in foreign luxury markets could also be rewarding.
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𝐆𝐞𝐦𝐢𝐧𝐢 𝟏𝟏𝐭𝐡 𝐇𝐨𝐮𝐬𝐞
With Gemini ruling your eleventh house, your approach to financial gains is driven by intellect, communication, and adaptability. You may accumulate wealth through industries such as writing, media, technology, or education, where your ability to communicate ideas clearly and multitask proves invaluable. Social networks and friendships can be instrumental in your financial success, and you tend to thrive in environments where flexibility and quick thinking are required to stay ahead in an ever-evolving world.
Mercury in the Houses (Ruler of Gemini)
Mercury in the 1st House: Financial success comes from your personal communication skills, fast thinking, and intellectual pursuits. For example, you may achieve wealth as a public speaker, teacher, or writer, where your ability to express yourself clearly and think on your feet directly contributes to your success.
Mercury in the 2nd House: Wealth is generated through intellectual work, business, or trade, especially in fields involving communication or technology. You might find financial success by managing a tech startup, working in sales, or running a communications-based business, such as publishing or e-commerce.
Mercury in the 3rd House: Profits are tied to communication, writing, journalism, or short-distance travel. You could earn money as a journalist, blogger, or in public relations, using your communication skills to promote products, services, or ideas.
Mercury in the 4th House: You may gain wealth through real estate, family businesses, or intellectual work done from home. For example, running an online business, freelancing, or writing from home could be highly profitable. There is also potential for success in educational ventures related to real estate or family enterprises.
Mercury in the 5th House: Wealth can be accumulated through creative pursuits, entertainment, or speculative investments. You might succeed financially by writing screenplays, managing creative projects, or working in the entertainment industry. This placement also suggests potential gains from stock market investments or other speculative ventures.
Mercury in the 6th House: Profits come from service-oriented industries, health, or work involving communication or technology. For instance, you might find financial success working as a healthcare administrator, medical transcriptionist, or by managing digital solutions in the healthcare sector.
Mercury in the 7th House: Financial gains are often linked to partnerships, both personal and business, and intellectual collaborations. You may benefit by working with a business partner in legal, consulting, or writing fields. Marriage or partnerships in these industries may also bring financial advantages.
Mercury in the 8th House: Wealth is earned through joint ventures, inheritances, or industries that focus on transformation and finance. You might thrive in managing other people’s money, such as in financial planning or investments, or profit through publishing books on psychology or the occult.
Mercury in the 9th House: Profits come from teaching, law, travel, or publishing, especially on international platforms. For example, you might gain wealth by working as a professor, lawyer, or writer, particularly if your work involves education, international law, or travel blogging.
Mercury in the 10th House: Wealth is tied to career achievements, public speaking, or intellectual endeavors. You could succeed financially as a high-profile journalist, politician, or public speaker, where your communication skills and intellectual abilities propel your career forward.
Mercury in the 11th House: Gains are linked to social networks, technology, or large organizations, particularly those involving communication. You might profit by managing online platforms, social media businesses, or through connections with tech companies, where your ability to network and communicate pays off financially.
Mercury in the 12th House: Financial success comes from behind-the-scenes work, foreign ventures, or intellectual and spiritual pursuits. You might earn through research, spiritual writing, or working in foreign lands as a consultant or writer, especially on topics related to international affairs or spiritual matters.
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𝐂𝐚𝐧𝐜𝐞𝐫 𝟏𝟏𝐭𝐡 𝐇𝐨𝐮𝐬𝐞
With Cancer ruling your eleventh house, your approach to financial gains is deeply influenced by emotional connections, nurturing relationships, and home-related ventures. You are likely to accumulate wealth through businesses that promote comfort, security, or caregiving, such as hospitality, food, real estate, or childcare. Your social networks and friendships often play a crucial role in your financial success, providing both emotional support and practical assistance.
Moon in the Houses (Ruler of Cancer)
Moon in the 1st House: Your financial gains are tied to self-driven efforts and emotional expression. For example, you might succeed by becoming a public figure in nurturing roles, such as a therapist, chef, or lifestyle coach, where you can connect with others through your emotions and personal brand.
Moon in the 2nd House: Wealth comes from a strong desire for financial security and possibly from family resources. You might accumulate wealth through real estate investments, family-run businesses, or careers related to food, home goods, or caregiving, such as owning a family restaurant or working in childcare.
Moon in the 3rd House: Profits arise through communication, media, or relationships within your local community. You might earn by writing about family, home life, or food, or through local ventures like running a café or bakery. Short-distance travel or involvement in local businesses can also bring financial success.
Moon in the 4th House: Gains are connected to family, real estate, or home-based businesses. You may profit from buying and selling properties, managing rentals, or running a business from home, such as interior design, home decor, or even a bed-and-breakfast.
Moon in the 5th House: Wealth comes from creative endeavors, children, or emotionally fulfilling projects. You could find financial success by working on projects related to children, such as writing children’s books or running a daycare. Speculative ventures, particularly those that resonate with family values, could also prove profitable.
Moon in the 6th House: Financial success is tied to service-oriented professions, health, or caregiving roles. You might earn money by working in healthcare, nutrition, or any field that involves caring for others, such as being a nurse, dietitian, or personal caregiver.
Moon in the 7th House: Wealth comes through partnerships, marriage, or collaborative ventures. You may benefit from a business partnership or marriage, particularly in caregiving or hospitality-related industries, such as real estate, family-owned businesses, or ventures focused on comfort and security.
Moon in the 8th House: Financial gains may come from inheritances, shared resources, or transformative industries. You could inherit family wealth or benefit from joint ventures in industries like psychology, emotional healing, or those dealing with death and transformation, such as funeral services.
Moon in the 9th House: Wealth arises from higher education, travel, or teaching in nurturing roles. You might profit from teaching caregiving or hospitality-related subjects, or by working in real estate or hospitality abroad. Writing or publishing on family, home, or caregiving topics can also bring financial rewards.
Moon in the 10th House: Your financial success is closely tied to career achievements in caregiving or public service roles. You might excel in public careers related to healthcare, food, or hospitality, such as managing a chain of hotels or leading a family business in the food or service industry.
Moon in the 11th House: Financial gains come through social networks, community involvement, or large organizations focused on caregiving and emotional well-being. You could profit by working in healthcare, social work, or community welfare organizations, or by leveraging supportive friendships and networks to create financial opportunities.
Moon in the 12th House: Profits are earned through behind-the-scenes work, foreign ventures, or roles involving emotional and spiritual healing. You might gain wealth by working in hospitals, spiritual retreats, or through caregiving roles in secluded settings like a hospice. Overseas ventures related to caregiving, or spiritual services, may also bring financial success.
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𝐋𝐞𝐨 𝟏𝟏𝐭𝐡 𝐇𝐨𝐮𝐬𝐞
With Leo ruling your eleventh house, you pursue financial gains with a sense of confidence, creativity, and a desire for recognition. Leadership roles, creative ventures, and public visibility are likely to be avenues for accumulating wealth. Your social networks can significantly influence your success, particularly when they involve influential or creative individuals. Your drive to express your individuality and stand out pushes you toward financial success, especially in areas where you can shine and take on prominent roles.
Sun in the Houses (Ruler of Leo)
Sun in the 1st House: Financial gains come through personal charisma, leadership, and self-promotion. You might achieve wealth by being the face of a business, becoming a public figure, or stepping into leadership roles where your confidence and presence attract opportunities—such as becoming an entrepreneur, actor, or leader in a visible field.
Sun in the 2nd House: Wealth is earned through personal assets, financial management, and a focus on material security. You could profit from investments in luxury goods, art, or jewelry, or by taking leadership roles in industries related to wealth management or high-end markets. Your focus on stability and value makes you financially successful.
Sun in the 3rd House: Profits arise through communication, media, and entrepreneurial ventures involving short-distance travel or education. You might gain wealth by working in media, public speaking, or by leading a business that focuses on writing, marketing, or teaching.
Sun in the 4th House: Wealth comes through real estate, family businesses, or home-related industries. You may accumulate wealth by managing property, working in real estate, or profiting from family enterprises. This placement also favors ventures focused on luxury home environments, such as interior design or property development.
Sun in the 5th House: Your financial success comes from creative endeavors, entertainment, or speculative investments. You could thrive in careers involving acting, performing, or creating luxury goods. Additionally, speculative markets like stocks or investments in industries related to children, education, or entertainment could lead to wealth.
Sun in the 6th House: Wealth is gained through service-oriented professions, health industries, or leadership in daily work routines. You might find financial success by managing teams in healthcare, leading service industries, or excelling in high-profile positions that involve helping others, such as fitness or wellness management.
Sun in the 7th House: Gains come through partnerships, marriage, or collaborative business ventures. You may accumulate wealth through a significant partnership, whether in marriage or business, especially in high-profile fields like law, entertainment, or public relations. Taking a leadership role in joint ventures can also be a path to financial success.
Sun in the 8th House: Wealth may come from joint ventures, inheritances, or transformative industries. You could gain financially through family inheritance or by working in fields such as psychology, investments, or life-transition industries like insurance, counseling, or financial planning.
Sun in the 9th House: Profits arise from teaching, travel, law, or publishing, particularly in high-profile or international roles. You may gain wealth as a well-known educator, lawyer, or author. Opportunities in travel or working within global industries, such as luxury tourism or international business, can also lead to financial success.
Sun in the 10th House: Financial success is linked to career achievements, leadership roles, and public authority. You could become wealthy by taking on leadership positions in large corporations, government, or entertainment industries. Public recognition and respect for your work often translate into financial rewards.
Sun in the 11th House: Wealth comes from social networks, large organizations, or technology. You could profit from networking with influential individuals or working in large corporations or tech-based industries. This placement is ideal for standing out and taking leadership roles in media, technology, or large organizations.
Sun in the 12th House: Financial gains are achieved through behind-the-scenes work, foreign ventures, or spiritual and creative pursuits. You might build wealth by working in secluded settings such as hospitals, spiritual retreats, or foreign countries. Creative projects related to introspection, art, or spirituality can also be sources of financial success.
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𝐕𝐢𝐫𝐠𝐨 𝟏𝟏𝐭𝐡 𝐇𝐨𝐮𝐬𝐞
With Virgo ruling your eleventh house, your approach to financial gains is practical, detail-oriented, and focused on efficiency. You are likely to accumulate wealth through work related to service, health, research, or intellectual pursuits. Success comes from refining systems, improving processes, and maintaining a methodical approach to your goals. Your social networks tend to be composed of hardworking, dedicated individuals who share your values. Your ability to analyze, organize, and solve problems ensures steady and sustainable financial growth over time.
Mercury in the Houses (ruler of Virgo)
Mercury in the 1st House: Financial gains come through your intelligence, communication skills, and self-promotion. For example, you might find success by using your analytical mind and problem-solving abilities in fields like consulting, writing, or teaching, where you can establish yourself as an expert.
Mercury in the 2nd House: Wealth is earned through intellectual work, business, or fields involving communication. You may thrive in careers such as accounting, bookkeeping, or managing small businesses, where attention to detail and financial management skills are crucial to your success.
Mercury in the 3rd House: Profits arise from writing, media, communication, or local businesses. You could earn by working as a journalist, editor, or teacher, or through running a local business. Communication-based work, such as starting a blog focused on health, wellness, or practical advice, may also be profitable.
Mercury in the 4th House: Gains are linked to home-based businesses, family enterprises, or real estate. You might succeed by running a family business, working from home as a consultant, or investing in property. This placement also favors careers in home improvement services or real estate management.
Mercury in the 5th House: Wealth comes from creative projects, education, or speculative ventures. You could achieve financial success by working in children's education, teaching, or coaching. Alternatively, you might profit from creative writing or speculative investments like the stock market or gambling.
Mercury in the 6th House: Profits are earned through health-related fields, service-oriented work, or administrative roles. You could find financial success by working in healthcare management, as a nutritionist, or in wellness-related industries, where your organizational skills and attention to detail are vital assets.
Mercury in the 7th House: Wealth comes through partnerships, collaborations, or legal work. You may benefit from working with a business partner on intellectual ventures, writing contracts, or consulting in fields like mediation, counseling, or legal advice.
Mercury in the 8th House: Financial gains are tied to joint ventures, investments, or transformative industries. You might earn through financial planning, investment management, or by working in research, psychology, or therapeutic industries that focus on personal or financial transformation.
Mercury in the 9th House: Profits arise from teaching, travel, law, or publishing. You might find success in education, international business, or travel-related industries, such as becoming a travel blogger. Writing or publishing, especially on academic or philosophical topics, can also lead to wealth.
Mercury in the 10th House: Wealth is linked to career achievements in intellectual or communication-driven roles. You could thrive in high-level administrative positions, corporate communication roles, or as an expert consultant in your chosen field, where your intellect and organizational abilities shine.
Mercury in the 11th House: Gains come from social networks, technology, or large organizations. You might profit from working in tech, analytics, or science-based industries, or by leveraging a large network of business or intellectual connections to create financial opportunities.
Mercury in the 12th House: Financial success comes from behind-the-scenes work, foreign ventures, or research. You could earn by working in secluded environments like hospitals or research institutions, or through intellectual pursuits abroad, such as becoming a translator, international consultant, or academic researcher.
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𝐋𝐢𝐛𝐫𝐚 𝟏𝟏𝐭𝐡 𝐇𝐨𝐮𝐬𝐞
With Libra ruling your eleventh house, your approach to financial gains is driven by balance, harmony, and social relationships. You may accumulate wealth through collaborations, partnerships, and connections in fields related to beauty, art, law, or diplomacy. Your friendships and social networks are essential to your financial success, often helping you form important alliances. Creating peace and harmony in group settings or within partnerships is likely to open doors for lucrative opportunities.
Venus in the Houses (ruler of Libra)
Venus in the 1st House: Financial gains come through your personal charm, appearance, and social appeal. For instance, you might succeed in industries like fashion, beauty, or public relations, where your ability to present yourself in an attractive and harmonious manner brings lucrative opportunities.
Venus in the 2nd House: Wealth is earned through luxury goods, aesthetics, or careful financial management. You might thrive by working in the fashion industry, running a high-end boutique, or managing a jewelry business. Your appreciation for beauty and material comfort will likely guide you toward financial success.
Venus in the 3rd House: Profits arise through communication, media, or education, especially in artistic fields. You could gain financially by writing about beauty, fashion, or relationships, or by working in advertising, public relations, or media. Your ability to communicate artistic or aesthetic ideas effectively leads to financial gains.
Venus in the 4th House: Gains come from real estate, family businesses, or ventures related to home and beauty. You might profit from interior design, property management, or home-based beauty services. Family wealth or engaging in industries that enhance comfort and beauty within domestic spaces can also contribute to your financial success.
Venus in the 5th House: Wealth is generated through creative endeavors, entertainment, or speculative ventures. You might succeed in the arts, acting, or through performing. Additionally, investments in luxury or fashion-related industries may bring financial rewards. Romantic partnerships or ventures involving children could also be lucrative.
Venus in the 6th House: Profits come from service-oriented work, health, or beauty industries. You may earn by working in wellness, fashion, or beauty services, such as being a beautician, personal stylist, or running a health spa. Your ability to create harmonious environments in the workplace will further boost your income.
Venus in the 7th House: Gains come through partnerships, marriage, or legal work. You might profit from a marriage or business partnership, especially in beauty, law, or fashion. Collaborative ventures in fields like wedding planning, relationship counseling, or law could lead to significant financial gains.
Venus in the 8th House: Wealth comes from inheritances, joint ventures, or industries focused on transformation. You might gain through shared resources, marriage, or by working in financial planning or psychology. Joint investments, luxury services, or industries like cosmetic surgery could also lead to financial success.
Venus in the 9th House: Profits arise from teaching, travel, law, or publishing, particularly in areas related to beauty or relationships. You might earn money by teaching or writing about relationships, law, or artistic topics. Businesses involving luxury travel or beauty tourism may also be highly profitable.
Venus in the 10th House: Wealth comes from career achievements in the public sphere, particularly in beauty, law, or the arts. You could thrive by holding a prominent position in the fashion or beauty industry, or as a public figure in law, diplomacy, or entertainment. Public recognition for your work in aesthetic fields will likely lead to financial success.
Venus in the 11th House: Gains come through social networks, large organizations, or technology, particularly in fields related to beauty or luxury. You might profit by working in fashion technology, social media marketing, or through influential friends in high-end sectors. Networking with creative professionals can introduce lucrative opportunities.
Venus in the 12th House: Financial success comes from behind-the-scenes work, foreign lands, or spiritual and artistic endeavors. You might earn wealth by working in luxury hotels, wellness retreats, or through charitable work that promotes beauty and harmony. Artistic projects in secluded environments or abroad could also bring financial rewards.
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𝐒𝐜𝐨𝐫𝐩𝐢𝐨 𝟏𝟏𝐭𝐡 𝐇𝐨𝐮𝐬𝐞
With Scorpio ruling the eleventh house, your approach to financial gains is strategic, intense, and often transformative. You tend to accumulate wealth through deep emotional relationships, joint ventures, or industries tied to finance, psychology, and transformation. Your social networks are likely to include powerful and influential individuals, and you may leverage these connections to access hidden resources or manage shared assets. Your determination and ability to navigate complex situations help you achieve long-term financial success.
Mars in the Houses (ruler of Scorpio)
Mars in the 1st House: Financial gains come through your personal drive, ambition, and assertive actions. You may accumulate wealth by starting your own business, taking on leadership roles, or working in high-energy fields like sports, fitness, or entrepreneurship, where quick decision-making and initiative are key.
Mars in the 2nd House: Wealth is earned through physical assets, assertive financial management, or industries tied to material goods. You might gain by investing in real estate, working in property management, or industries related to construction or metals. Your proactive approach to financial matters ensures solid material growth.
Mars in the 3rd House: Profits arise from communication, writing, or media-related ventures. You might build wealth by working in journalism, marketing, or running a media company. Quick thinking and direct communication are your assets, and industries like sales or short-term travel can also lead to financial success.
Mars in the 4th House: Financial success comes through real estate, family inheritances, or home-based businesses. You might accumulate wealth by investing in property, renovating homes, or managing a family business. Ventures related to real estate or home improvements, such as house flipping, can prove highly profitable.
Mars in the 5th House: Wealth comes from creative ventures, speculative investments, or entertainment industries. You could succeed as an actor, director, or in any creative field, especially those involving risk, like the stock market or cryptocurrency. Your willingness to take calculated risks could lead to significant financial rewards.
Mars in the 6th House: Profits come from service-oriented professions, health fields, or competitive industries. You may achieve financial success in healthcare as a surgeon or physical trainer, or by excelling in competitive environments like law, the military, or corporate sectors. Your perseverance and work ethic lead to consistent financial gains.
Mars in the 7th House: Financial gains are tied to partnerships, alliances, or marriage. You might profit from a strategic business partnership in fields like law, finance, or consulting. Alternatively, wealth may come through marriage, particularly if your partner works in a high-energy or competitive industry.
Mars in the 8th House: Wealth comes from joint ventures, inheritances, or industries focused on transformation. You could build financial success by managing other people’s resources in roles like investment banking, financial planning, or insurance. Inheritance or working in fields like psychology, healing, or transformative services could also bring wealth.
Mars in the 9th House: Profits arise from teaching, law, international business, or travel-related industries. You might gain by working as a professor, lawyer, or through international business ventures. Travel, foreign investments, or industries like adventure tourism or higher education can also be financially rewarding.
Mars in the 10th House: Wealth is tied to career achievements, public recognition, and leadership roles. You may achieve financial success by leading large organizations or taking on prominent roles in competitive fields like finance, military, or government. Your ambition and determination push you toward the top, where financial rewards follow.
Mars in the 11th House: Gains come through social networks, large organizations, or collective ventures. You might profit by working in technology, finance, or large-scale enterprises. Your ability to network within influential circles and lead group initiatives opens up significant financial opportunities.
Mars in the 12th House: Financial success comes from behind-the-scenes work, foreign investments, or industries related to healing and spirituality. You could build wealth by working in hospitals, prisons, or spiritual retreats. Investments abroad or in transformative fields, such as therapy or hidden resources, could also be lucrative.
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𝐒𝐚𝐠𝐢𝐭𝐭𝐚𝐫𝐢𝐮𝐬 𝟏𝟏𝐭𝐡 𝐇𝐨𝐮𝐬𝐞
With Sagittarius ruling your eleventh house, your approach to financial gains is characterized by expansiveness, optimism, and a focus on growth, higher learning, and adventure. Wealth may come from teaching, international business, publishing, law, or travel-related endeavors. Your social circles are broad and diverse, often including individuals from various cultural and intellectual backgrounds. Financial success is likely to come by embracing opportunities that involve exploration, education, or philosophical pursuits, allowing you to expand your horizons.
Jupiter in the Houses (ruler of Sagittarius)
Jupiter in the 1st House: Gains come through personal charisma, leadership, and an optimistic outlook. Example: You could achieve wealth as a teacher, motivational speaker, or entrepreneur, where your confidence and expansive nature draw financial opportunities. Your leadership abilities and ability to inspire others help you attract success.
Jupiter in the 2nd House: Wealth is earned through investments, teaching, or industries tied to higher learning and travel. Example: You might accumulate wealth through international trade, real estate investments abroad, or by working in education, such as owning language schools or cultural institutions. Your ability to manage resources with a long-term perspective is key to your success.
Jupiter in the 3rd House: Profits arise from communication, writing, media, or short-distance travel, often connected to educational or philosophical topics. Example: You could earn by publishing books on travel, education, or philosophy, or by working in media that promotes intellectual growth. Local teaching ventures, educational tours, or creating content that inspires learning may also bring wealth.
Jupiter in the 4th House: Gains come from real estate, family businesses, or educational ventures related to the home. Example: You might profit from real estate investments, especially in culturally significant properties, or by running a family business involving education, such as homeschooling consulting or online educational programs.
Jupiter in the 5th House: Wealth is derived from creative pursuits, teaching, or speculative investments in educational or intellectual ventures. Example: You could build wealth by running educational programs for children, teaching creative subjects, or investing in entertainment or intellectual property. Your ability to inspire others through your creativity often leads to financial rewards.
Jupiter in the 6th House: Profits come through service industries, health, or teaching, particularly in educational or travel-related fields. Example: You might earn by teaching at universities, managing educational institutions, or working in healthcare sectors with an emphasis on wellness and travel, such as retreats or international health services.
Jupiter in the 7th House: Gains come through partnerships, collaborations, or legal work, especially in international or educational fields. Example: You could profit from a business or legal partnership that deals with international law, education, or foreign investments. Collaborative ventures that focus on growth, expansion, and global reach lead to significant financial success.
Jupiter in the 8th House: Wealth comes from joint ventures, inheritances, or transformation-based industries like finance or psychology. Example: You might gain financially through shared resources, investments, or inheritances. Working in transformative fields, such as financial planning, educational funding, or psychological counseling, could also bring wealth.
Jupiter in the 9th House: Profits arise from teaching, law, travel, or publishing, particularly in global or philosophical fields. Example: You might earn wealth as a professor, lawyer, or travel consultant. International business ventures, such as starting an educational travel company or publishing books on philosophy, could lead to significant financial success.
Jupiter in the 10th House: Wealth is tied to career achievements, public leadership, and authority in fields related to education, law, or travel. Example: You could gain wealth through high-profile roles in education, law, or as a public figure in global initiatives. Leadership in international business or educational reform could result in substantial financial rewards.
Jupiter in the 11th House: Gains come through social networks, large organizations, or technology, especially in education or travel. Example: You might profit by working with large educational or travel organizations, or by networking in intellectual and global circles. Involvement in global educational programs or travel technology startups could bring financial success.
Jupiter in the 12th House: Profits come from behind-the-scenes work, foreign lands, or spiritual and intellectual pursuits. Example: You might gain wealth by working in spiritual retreats, universities abroad, or industries related to foreign investments or educational ventures. Teaching or consulting in secluded or spiritual environments can also be lucrative, particularly in roles that focus on personal growth or spirituality.
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𝐂𝐚𝐩𝐫𝐢𝐜𝐨𝐫𝐧 𝟏𝟏𝐭𝐡 𝐇𝐨𝐮𝐬𝐞
With Capricorn ruling your eleventh house, you take a disciplined, methodical approach to achieving financial gains, often focusing on long-term planning, hard work, and responsibility. Financial success may come through structured industries like business, government, real estate, or leadership roles. Your social networks are likely to include influential or authoritative figures, and you may achieve wealth by aligning yourself with institutions or steadily advancing within your chosen field. You are driven by the desire for stability, and your success often stems from careful, strategic efforts.
Saturn in the Houses (ruler of Capricorn)
Saturn in the 1st House: Financial gains come through personal discipline, leadership, and perseverance. Example: You might achieve wealth by taking on leadership roles where your reputation and hard work are essential. Becoming a CEO or rising in a field that values responsibility and structure could lead to long-term financial success.
Saturn in the 2nd House: Wealth is earned through careful financial planning, savings, and long-term investments. Example: You may accumulate wealth through cautious investments in real estate or by working in finance, accountancy, or banking. Your disciplined approach to managing money ensures steady financial rewards over time.
Saturn in the 3rd House: Profits arise from communication, writing, or media ventures that require discipline and long-term effort. Example: You might earn by working in publishing, journalism, or technical writing. Success in these fields comes from years of consistent effort and attention to detail, with financial rewards building slowly over time.
Saturn in the 4th House: Gains come through real estate, family businesses, or property-related investments. Example: You could profit by investing in real estate or managing family assets. Building wealth through property or home-based businesses, with a focus on long-term growth, can lead to financial security.
Saturn in the 5th House: Wealth is generated through creative endeavors, speculative investments, or education-related ventures. Example: You might earn by working in industries like film production, education management, or through long-term investments in stocks or real estate. Your structured approach to creative projects or speculative ventures ensures sustainable financial growth.
Saturn in the 6th House: Profits come from service-oriented industries, health, or disciplined work routines. Example: You may gain wealth by working in healthcare management, legal services, or in careers where service, structure, and discipline are essential, such as HR or law enforcement. Consistent work in these fields can lead to long-term financial success.
Saturn in the 7th House: Financial gains come through partnerships, business alliances, or legal work, often developed over time. Example: You could profit from long-term business partnerships or legal agreements in structured fields like law, real estate, or corporate business. Marrying a successful partner in a traditional field might also bring financial benefits.
Saturn in the 8th House: Wealth comes through joint ventures, inheritances, or managing shared resources. Example: You may achieve financial success by managing other people’s money or assets, working in fields like banking, finance, or insurance. Carefully handling joint ventures or family inheritances can also lead to long-term wealth.
Saturn in the 9th House: Profits arise from teaching, law, publishing, or international business, especially in structured fields. Example: You could earn wealth by building a career in academia, law, or international trade. Long-term involvement in publishing or large educational institutions, such as universities or think tanks, can also bring financial success.
Saturn in the 10th House: Wealth comes from career achievements, leadership roles, and authority in large organizations. Example: You may achieve financial success by steadily climbing the corporate ladder or taking leadership roles in business, government, or large institutions. Your dedication to long-term career goals brings substantial financial rewards.
Saturn in the 11th House: Financial gains come through social networks, large organizations, or collective efforts, often tied to responsibility and long-term planning. Example: You could profit by working in industries like technology or finance, where your network connects you to influential individuals and organizations. Building wealth through large companies, NGOs, or group ventures focused on long-term goals is a viable path.
Saturn in the 12th House: Wealth comes from behind-the-scenes work, foreign lands, or industries related to healing and institutions. Example: You might gain wealth by working in hospitals, prisons, or charitable organizations, particularly in roles that require discipline and structure. Long-term investments abroad or work in secluded environments may also bring financial success.
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𝐀𝐪𝐮𝐚𝐫𝐢𝐮𝐬 𝟏𝟏𝐭𝐡 𝐇𝐨𝐮𝐬𝐞
With Aquarius ruling your eleventh house, your approach to financial gains is innovative, forward-thinking, and often tied to collective efforts, large organizations, or social causes. You are likely to accumulate wealth through long-term planning in industries such as technology, social reform, or intellectual pursuits. Your social networks, friendships, and collaborations are key to your financial success, and you may benefit from working within groups or organizations that focus on future growth or humanitarian efforts.
Saturn in the Houses (ruler of Aquarius)
Saturn in the 1st House: Financial gains come through personal discipline, leadership, and a structured approach to self-development. Example: You might achieve wealth by assuming leadership roles in technology, science, or social reform, where steady, long-term effort and responsibility are rewarded. Your ability to remain methodical and patient leads to financial success in these fields.
Saturn in the 2nd House: Wealth is accumulated through careful financial planning, long-term investments, and a conservative approach to resources. Example: You could gain wealth through disciplined investments in real estate, technology, or infrastructure. A patient approach to saving and building resources slowly will lead to significant financial stability over time.
Saturn in the 3rd House: Profits arise from communication, media, or tech-related industries that require perseverance and long-term effort. Example: You might earn by working in journalism, media production, or education, particularly in technical or innovative subjects. Careers in writing, teaching, or media focused on technology or social progress could lead to financial rewards after years of hard work.
Saturn in the 4th House: Gains come from real estate, family businesses, or property management, emphasizing long-term stability. Example: You could profit from managing family properties, investing in real estate, or working in property management or construction. Your disciplined and structured approach to building assets will create long-term financial stability through real estate.
Saturn in the 5th House: Wealth comes from creative endeavors, speculative investments, or education, achieved through slow and disciplined effort. Example: You may find financial success in structured creative fields, such as directing films, or by making well-researched investments in stocks or real estate. Your methodical approach to speculative ventures pays off in the long run.
Saturn in the 6th House: Profits come from service-oriented professions, health, or routine work, particularly in tech or efficiency-driven industries. Example: You could earn by managing teams in healthcare or technology, or by working in fields like IT or engineering. Your disciplined approach to work and service ensures financial stability, especially in industries focused on innovation and progress.
Saturn in the 7th House: Gains come through partnerships, business alliances, or legal work, particularly in tech, law, or structured industries. Example: You might gain wealth through a business partnership in fields like technology, law, or social reform. Long-term collaborations or marrying a partner in a structured industry may also bring financial benefits.
Saturn in the 8th House: Wealth comes from joint ventures, inheritances, or managing shared resources. Example: You may accumulate wealth by managing other people’s money, such as in banking, finance, or insurance. Careful and long-term planning in joint financial ventures or through inheritances can lead to financial success.
Saturn in the 9th House: Profits arise from teaching, law, travel, or publishing, particularly in intellectual or technology-related fields. Example: You could earn wealth as a professor, lawyer, or through publishing work related to science, technology, or social structures. Long-term ventures in international business or higher education will also lead to financial success.
Saturn in the 10th House: Wealth is tied to career achievements in leadership roles, especially in large organizations or government. Example: You might achieve financial success by rising to leadership positions in large corporations, tech companies, or governmental institutions. Your disciplined and steady approach to career advancement ensures significant rewards over time.
Saturn in the 11th House: Gains come from social networks, large organizations, or collective ventures, especially those focused on innovation or social progress. Example: You might profit from working with large organizations or humanitarian groups, or by leveraging your connections with influential people in tech or social causes. Long-term involvement in collective projects will bring financial stability and success.
Saturn in the 12th House: Profits come through behind-the-scenes work, foreign lands, or industries related to healing or institutional work. Example: You may gain wealth by working in hospitals, prisons, or charitable organizations, particularly in administrative or managerial roles. Long-term investments in foreign markets or work abroad in institutional settings can also lead to financial success.
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𝐏𝐢𝐬𝐜𝐞𝐬 𝟏𝟏𝐭𝐡 𝐇𝐨𝐮𝐬𝐞
With Pisces ruling your eleventh house, your approach to financial gains is intuitive, creative, and often tied to spiritual or imaginative endeavors. You may find success in artistic ventures, healing professions, or charitable work, and industries related to water, spirituality, or creativity may also be sources of wealth. You tend to follow your inner vision, and your empathetic and spiritually inclined social networks can help guide you toward success. Your wealth is likely to be linked to your ability to dream big and connect with higher ideals.
Jupiter in the Houses (ruler of Pisces)
Jupiter in the 1st House: Financial gains come through personal growth, optimism, and leadership in creative or spiritual fields. Example: You might achieve wealth through public speaking, coaching, or becoming a spiritual leader. Your expansive personality and ability to inspire others can open up financial opportunities in creative or spiritual ventures.
Jupiter in the 2nd House: Wealth is earned through investments, teaching, or industries related to spirituality, healing, or creativity. Example: You could gain financially by working in wellness, holistic health, or education, with investments in art, music, or spiritual projects providing long-term financial rewards.
Jupiter in the 3rd House: Profits arise from communication, writing, or media ventures with a focus on creative or spiritual themes. Example: You may earn by writing books on spirituality or creativity, or by running a blog, podcast, or media platform that explores healing, the arts, or personal growth.
Jupiter in the 4th House: Gains come from real estate, family businesses, or ventures related to spirituality or healing at home. Example: You might profit from running a spiritual retreat, yoga studio, or investing in peaceful real estate that promotes healing and well-being. Holistic home businesses could also bring financial success.
Jupiter in the 5th House: Wealth is derived from creative endeavors, entertainment, or speculative investments, especially in the arts or spiritual education. Example: You could succeed financially by working in entertainment, acting, or teaching creative arts. Investments in artistic or spiritual ventures, such as music, film, or alternative education, may also be rewarding.
Jupiter in the 6th House: Profits come through service-oriented professions, health, or routine work, especially in healing, spiritual, or creative fields. Example: You may gain wealth by working as a healer, counselor, or wellness practitioner. Managing spiritual retreats, health clinics, or creative workspaces could bring steady financial growth over time.
Jupiter in the 7th House: Gains are achieved through partnerships, collaborations, or legal work, particularly in spiritual, creative, or healing industries. Example: You could profit from collaborating with a partner in a spiritual business or healing center. A marriage or partnership with someone in these fields might also bring financial success through shared ventures.
Jupiter in the 8th House: Wealth comes through joint ventures, inheritances, or industries related to finance, psychology, or spiritual transformation. Example: You could accumulate wealth by managing other people’s money or working in investment banking, or by running a business focused on psychology, healing, or esoteric practices. Inheritances or shared resources may also play a significant role in your financial success.
Jupiter in the 9th House: Profits arise from teaching, law, travel, or publishing, particularly in spiritual or creative fields. Example: You might earn wealth as a professor of spirituality or philosophy, or by writing and publishing books on creativity, personal growth, or spiritual topics. International work or teaching in foreign countries could also bring financial success.
Jupiter in the 10th House: Wealth comes from career achievements in leadership roles related to spirituality, creativity, or healing professions. Example: You may gain wealth by becoming a spiritual leader, motivational speaker, or public figure in the arts. Running a successful business or organization in healing, creativity, or spirituality can lead to long-term financial success.
Jupiter in the 11th House: Gains come through social networks, large organizations, or collective ventures involving spirituality, creativity, or humanitarian work. Example: You might profit from working with charitable organizations, creative collectives, or spiritual groups. Networking with individuals in the arts, healing, or spiritual communities will open up financial opportunities for you.
Jupiter in the 12th House: Profits come from behind-the-scenes work, foreign lands, or industries related to spirituality, healing, or charitable work. Example: You could gain wealth by working in hospitals, spiritual retreats, or other healing institutions, or through international work related to healing and spirituality. Long-term involvement in charitable work or esoteric fields could bring significant financial rewards.
Masterlist
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