#financial tracking app

[paytrackster]

Manage Your Finances Easily with Our Personal Finance App

Our personal finance app is designed to help you track expenses, set budgets, and achieve your financial goals. Stay on top of your finances and make smarter money decisions with our intuitive app.

[aahsoka]

rocket money i cannot budget my way out of poverty shut uppppppp

[justposting1]

Subscriptions Are Ruining Our Lives: Here's Why They're Everywhere Now

From Cars to Printers: How the Subscription Model is Reshaping Ownership and Our Wallets Why Subscriptions Are Taking Over—and How to Break Free In today’s world, almost everything seems to require a subscription. From your streaming services and software to your printer ink, refrigerators, and even your car features, subscriptions have infiltrated every corner of our lives. What started as a…

[budgetmanagementapp]

The Psychological Benefits of Tracking Your Expenses with an App

Can you believe how many people struggle with their mental health just because their financial stability is in a topsy-turvy state? Well, according to a survey by MarketWatch, 94% of people say they sacrifice their mental health to get by financially and 92% say financial stress has caused adverse physical effects like headaches, loss of sleep, etc.

Source: https://www.marketwatch.com/guides/banking/financial-stress/#:~:text=Key%20Findings&text=94%25%20say%20they%20sacrifice%20their,sleep%2C%20headaches%2C%20etc.)

Believe it or not, money is more than just numbers in your bank account because it’s deeply intertwined with your emotions and mental state. Stress over finances can lead to anxiety, sleepless nights, and even relationship issues. However, you can take control of your finances whenever you want and cultivate healthy spending habits that can transform your mental well-being. How? Well, we are talking about using an app for monthly expenses.

Reducing Financial Anxiety

One of the most immediate benefits of tracking your expenses with an app is less financial anxiety. Being uncertain about your spending can create a constant undercurrent of stress. You might wonder, “Am I spending too much?” or “Will I have enough to cover my bills?”

With an expense tracker, you can get real-time insights into your financial habits, and eliminate the unknown. You can know exactly where your money is going, make informed decisions, and avoid the dreaded end-of-the-month panic. Having this sense of control can significantly reduce anxiety and help you feel more at ease about your financial situation.

More Financial Awareness

Knowledge is power, and when it comes to handling your finances, awareness is more vital than anything. When you track your expenses, you can get a clear understanding of your spending patterns, and this awareness can empower you to make conscious choices about where and how you spend your money.

For instance, you might discover that you are spending more on dining out than you realized, and using the app, you can decide to cut back, allocate more funds towards savings, or invest in something that brings you long-term satisfaction.

Cultivating a Mindful Spending Habit

Tracking your expenses encourages mindfulness in spending—an essential practice for both financial and psychological health. When you log each expense, you become more aware of your financial behavior, prompting you to pause and reflect before making a purchase.

This mindful approach helps you differentiate between needs and wants, allowing you to prioritize what truly matters. As a result, you are less likely to engage in impulsive spending that could lead to buyer’s remorse. Instead, you cultivate a thoughtful spending habit that aligns with your values and goals, bringing a sense of satisfaction and contentment.

It’s a Wrap!

Managing your finances doesn’t have to be rocket science. You can start simple and save more with an app for monthly expenses like Kashify. With features like categorizing spending and automatic transfers to your savings account, the app can help you assign a new definition to financial wellness. To know more, download Kashify from your official app store today, and get started with an expense manager right at your fingertips!

Blog Source: https://budgetmanagementapp.wordpress.com/2024/12/07/the-psychological-benefits-of-tracking-your-expenses-with-an-app/  

[wise-life]

How to Manage Finances in a Marriage?

Managing finances in a marriage can be challenging, but with the right approach and mindset, it can also be a rewarding experience. When couples learn to handle their money wisely, they build a stronger foundation for their relationship. Financial planning for couples, budgeting tips for newlyweds, money management in marriage, and joint finances are essential topics that every couple should…

[taazaofferss]

GroMo Referral Code O9DZ7530 Earn 50000 Every Month

GroMo Referral Code O9DZ7530 Earn 50000 Every Month ☘️ {Get the Latest Offers Loot and Deals by Joining Our @Taazaoffers Telegram Channel For Free, Join Now and Get the Latest Update Every Offer} ☘️ GroMo Referral Code “O9DZ7530″ is for GroMo App Refer and Earn Offer. Get ₹250 Sign up bonus joining and refer and earn ₹500 for each Successful Referral on the first sale this account Opening lots of…

[i-cant-sing]

Mmmhhh thinking about Yandere Batfam reacting to a reader who runs a very popular blog where she absolutely bashes Batman and Robins- and the batfam takes your criticism very seriously. Maybe not at first, but then Damian (the easiest to tick) got pissed off when you wrote how "he's just a kid in a cheap Halloween costume" and when Damian gets pissed off, he whines. He whines and whines and whines until Dick and Bruce finally listen to him and do something about it. That's when they find out about the extensive threads about them, criticising meticulously each and every action of theirs, how they're causing more financial harm to Gotham and allowing themselves to be idolised and causing more people to comit crimes just so that they could have their 5 seconds of fame with Batman. And ofc theirs a whole page about the Batsignal.

I mean, Damian and Tim have already found out who runs the page (though they had a little bit of a hard time sniffing u out. You were good at covering your tracks). While Damian and Tim are busy going to "have a talk with you", Bruce is at home reading your entire blog about Batfam and realising how some of your points.... kinda makes sense. So, he buys the app where you write your blogs, then has Damian bring you over to the Wayne offices, where he explains he just wanted to meet the person running the blog that generates the most readers on the app. You, just a 23 year old student who's blogging as a side hustle.

You're obviously stunned because why are you meeting Bruce Wayne and also confused because again, why are you here exactly??? Bruce just says that he likes your insights and would like to know more, and he's happy to pay you by the hour you spend talking to him and also on the blog.

He's very much determined to make Batman and Robins be good in your mind, and not that he cares much about what people think about him, it doesn't hurt to have good PR for heroes, lest people should try revolting against Justice league and only end up hurting themselves. There's only so much he could do to calm his metahuman friends.

You're again- CONFUSED, but you like money. The only thing you tell him is that you get to write whatever you want, complete creative control and that you can write about anyone you wish. Ofc, it doesn't register to Bruce that you could possibly write against his family- against his name.

So in the beginning, things are going great. Reader continues making calculated judgements and comments about Batfam and how they could possibly improve themselves, the batfam takes note and tries to do most of the things. Then you'd write something that could almost be seen as praise for "changing their old ways" and they all feel a little bit proud. They don't realise it but some members of the batfam (like damian and Dick) start craving your approval of their actions.

Perhaps something happens, maybe you don't find it fun to write about the bats anymore, so you shift your mind towards a new topic-

The Wayne's.

You research a bit, finding it a little odd at Bruve Wayne's generosity to be adopting random ass kids, a super duper clean record, no scandals or anything- it just- it doesn't feel right. No one's that clean. They have to be hiding something.

So when u can't find anything against them, you let your imagination go wild and start making conspiracy theories, kinda feel like reader goes in her gossip girl era to stir things up so that someone would come forward with something- anything.

Bruce's eyes almost bulge out as he reads the blog's headline-

"The secrets of Gotham's favourite billionaire playboy!"

Shit- did you figure out he's batman?

Nope. In fact, you covered everything but that. From theories about him adopting troubled kids for PR, to the Wayne family actually being a chauvinist cult, to conspiracies about his ties with the Rothschild, his philanthropic donations being a front for illegal activity, the Wayne Manor holding lavish nsfw parties, and even a classic "they drink virgin maiden blood!"

Bruce stood in your apartment, eyes narrowing at your sleeping form on the couch.

"Bruce? What- how did you get in?" You don't remember unlocking your door.

"What is the meaning of this?" He pulled up your article on his phone.

"Huh?" You took a closer look, rubbing the sleep out of your eyes. "Oh. Yeah, I wrote that."

"Why?"

You shrugged. "I was bored."

"What?" Bruce could feel himself getting angry. How could you be so nonchalant about the lies you wrote?

"You know this isn't true." "I do." "Then why did you write it?" "I told you, I was bored. Besides, you told me I could write about anyone." You get up with a sigh. "I don't get why you're so worried about this. Barely anyone reads this stuff."

Bruce's brows went up. "There's a 1000 plus views on this already!"

"What?" your eyes twinkled. "A thousand already? Its not even been 24 hours since I posted. Wow, people really do enjoy conspiracy-" you shut up when you saw his glare. "Right, sorry."

"Take it down, now." Bruce orders, brow twitching when you just walk past him and into the kitchen, pouring yourself some coffee. "Why?" you asks after taking a sip.

He glares at you. "Because it isnt true-"

"Then give me something that is."

Bruce stared at you. Is this... is this your way of wanting an interview?

You sighed. "Look, just let me interview you family, I promise to only write the truth and only the truth. No conspiracies, I swear."

"Or I could just fire you. Better yet, have you sued for defamation."

You nodded. "You could, but honestly that would only bring more attention to the articles and more conspiracies would arise. Besides, you and I both know you cant stop me from writing even if I'm in jail."

Bruce watched you walk upto him, holding your phone in your hand. "Come on, just one week- one week at your place, I'll even let you read the article before I post it. If you dont like it, I'll delete it."

I mean... it did sound like a pretty good bargain. Besides, at his home, youd be in a more supervised space.

So here you are, standing in the lobby of the Wayne manor as a posh butler leads you to Bruce's office. Of course Alfred will be a part of your articles. He's too fancy to not be.

And so over the course of a week, you dont really find anything particularly intriguing about the family, even after you interviewed each member. You're mentally groaning at the thought of writing yet another boring article... that is until you accidentally discover the batcave (ok not accidentally, u hid a recorder in Bruce's office and u heard the man discussing about it with Dick)

Anyways, it didnt take long for you to discover the cave, and it took you even less for you to write a scandalous article.

"RICH MAN COSPLAYS AND PRACTICES HIS JUJUTSU SKILLS ON THE MENTALLY ILL! SEE PICTURES OF WHERE HE ROLEPLAYS IN MASKS!"

Unfortunately, before you hit "post", your phone is snatched and you're knocked out.

When you come to, Bruce is sitting in front of you looking beyond pissed while you're tied up in your seat.

"We had a deal, Y/n." Bruce gritted out.

"So? Deal was off the moment I found out you were Batman." You shrugged.

"We had a deal-"

"You really expect me to just pretend like I'm blind after I found out who you really are? Do you think anyone would just give up on a scoop this big?" You tilt your head at him.

Bruce narrowed his eyes at you. "Scoop? Thats what this is to you?"

You nodded. "Sure, you're a hero who fights crime and brings "peace" to Gotham, but who knows for sure? After all, thats how you want the world to see you." You lean as far as your restraints allow you. "I dont trust you, Bruce. Not one bit. There's just- this gut feeling about you. Nothing personal, but I dont get good vibes from you."

"Is that so?" Bruce raised his brow before sighing. "I guess there's no reason to let you go then."

"What?"

He nodded to himself. "Yes, if I let you go now, you'll only cause more trouble for me, but also for yourself. If you post content like that, people will target you- yes, I definitely cant let you go. You're an impulsive idiot who'd endanger herself just to not be bored."

Your eyes widen. "You cant kill me."

Bruce scoffed. "Dont be ridiculous, I can, but I wont. I just want to take care of you, protect you from yourself." He stood up. "I did a little bit of research on you too, yknow? You keep your personal life super private, I have to give credit to you, it wasnt easy to find out about your family. But... money makes the mare go."

Your throat dried as you saw a glint in his eyes. He knew... he couldnt-

Bruce's footsteps echoed as he neared you and ruffled your hair. "Poor you... having to deal with a schizoprenic mom." He leaned down to smile gently at you, but you could sense the sinister intent.

"Dont worry, she'll be taken care of at Gotham Asylum while you stay with us."

girl idk where i was going with this, i just needed to get it out of my drafts (i have another long incomplete draft about platonic yandere dick x gymnast reader where he basically is intrigued by this mini tonya harding who lives for her dead beat father's approval who doesnt give a shit about her unless she comes first. so its upto dick to adopt u and make u a part of batfam)

[thatgirlie-diaries]

Things I do to take care of myself

Inspired by @theambitiouswoman

Hello girlies! On this blog I'm going to write down all the habits I do to take care of my self. These ones I have been practicing them since a long time and I know they maintain me healthy, happy, balanced and stress free. I hope I can inspire you to discover the habits that make you feel your best and start doing some of the things I do!

My habits

Have a morning and night routine to follow

Sleep 8 hours on a consistent schedule

Eat at least one fruit a day, along three healthy meals and drink enough water

Pray when I wake up

Do yoga in the morning and meditate at night

Do my skincare 2 times daily (morning and night)

Have an "everything shower" 2x times per week

Listen to positive affirmations in the morning

Dress up pretty every time I'm going out

Listen a podcast daily

Read one chapter of a book daily

Dedicate one hour for introspective journaling and healing yoga + meditation 2xtimes per week

Use less than 4 hours my phone (15 minutes max on every social media app)

Unfollow any account that doesn't make me feel good with myself or consume content that doesn't inspire me

Study a language 30 minutes - 1 hour 3x times per week

Spend time with my loved ones during the week

Write down a journal entry before sleep

Be productive and focus on my tasks to be free the more time possible

Make a daily to-do list

Maintain my personal space clean

Take my daily supplements after breakfast

Look from time to time my vision boards

Dedicate time to prepare my meals and make lunch for university (instead of spending)

Keep track of my financial movementes

Focus on living in the present and be carefree about life

Smile, be kind and maintain the calm with people

On my free time do things I love ( like blogging, gaming, watch YT, etc)

Be mindful of all the sensorial stimulation (use less screens and earphones)

Respect when my body needs to rest

Have a optimistic mindset that works in my favor

Play with and take care of my pets (my happy pills)

Have a "Sunday reset" routine dedicated to deep cleaning, laundry, weekly review and planning, self-care, etc

See you on the next blog! 𑄽𑄺ྀ

[legendary-pink-dot]

Please, Mr Postman

Pairing: Joel Miller x female reader

Rating: 18+ Explicit

Warnings: Unprotected PiV sex, butt play, creampie, oral (f receiving), and lots of sex toys. No ages mentioned or alluded to. Reader is married. There are themes of infidelity, blackmail and stalking, but Reader is fully consenting and willing. Mailman Joel is a sleaze, consider youself duly warned.

Word Count: 4.3K (by far the longest thing I've ever written, whew)

Summary: Every morning at 9am sharp, you take your coffee to the front room and listen for his mail truck.

Notes: Poking my nose out of my hiatus hidey-hole to write this as a gift for my very very dear friend @magpiepills for the prompt "Stole your mail and uses it to sexually blackmail you mailman Joel". I love you, my sweet Bat. 💜 Giant thanks to @for-a-longlongtime for the last-minute rapid beta read. Much love to my sluts for cheerleading: @youandmeand5bucks @exquisiteserotonin @arcanefox207 @sparklefarts38 @redhotkitchen I have never written Joel before, so please be kind. Thank you and enjoy.

Please, Mr Postman - Joel Miller x f!reader

Every morning at 9am sharp, you take your coffee to the front room and listen for his mail truck. The squeak of the rusted brake pads as he parks at the end of the block is a melody, as distinctive to you now as the chimes of the classic ice cream trucks from your childhood, eliciting a Pavlovian response of salivating over the treats it held within.

Life was easy and carefree at that age. You didn't have responsibilities, grown-up worries, or this present burden of being a Stepford wife to a rich man who occasionally did some illegal activities. He was kind to you and you loved him, desired him even, but despite being a criminal he was boring. He was not the adventurous, filthy man in bed you secretly hoped for. But you knew things about his work that made it dangerous to leave, and financially he made sure you were kept comfortable enough to not want to tell. So you stayed. And here you were, marooned in a leafy suburb, stuck at home all day and fantasizing about the hot new mailman. What a cliche you've become.

The mailman's name was Joel. And he really did command attention.

Salt and pepper hair that curled around the edge of his blue cap. Dark brown eyes that showed a few flecks of amber the rare times you've seen them up close. A strong nose with a neatly trimmed mustache and gorgeous facial scruff. Large hands that could football-hold an entire package in each.

And speaking of packages: his looked prodigious. It looked obscene what he was carrying around in those standard issue United States Postal Service shorts. You dreamed about it at night -- how thick his cock must be and how you'd lick it like those sweet summer popsicle treats -- as your husband snored beside you after giving you one pitiful orgasm and then immediately coming himself and falling asleep.

You never thought anyone could be attractive in such a dumpy grey uniform, but somehow Joel found a way.

In the summer heat he always rolled up the edges of his pleated shorts, a thick pocket chain clacking along his meaty thigh. Light hair dusted his tanned legs. His black leather belt was cinched tight, further emphasizing his delicious bulge. The sleeves of his polo shirt were similarly rolled and showed off well-toned forearms from all the lifting and carrying. In short: he was a dream.

But you'd never go further than look. You loved your husband, for all his faults. You'd even placed a big order of sex toys last week in the hopes he'd be willing to spice things up in the bedroom. The tracking app says it's out for delivery, and right on cue, Joel comes walking up your driveway cradling a large cardboard box in his hands. Damn, he looks good today.

"Mornin', ma'am," he drawls politely. You think he winks at you, or maybe it's just the sun hitting his eyes. "Got a big one for you today."

You move to take it, but he shakes his head. "It's heavy. Let me put it inside for ya."

The thought of him being inside your home makes you tingle. You don't even think to consider that postal workers aren't supposed to go past a customer's front step.

You hold the door open and Joel stomps through, leaving bootprints of dirt on your "Home Sweet Home" welcome mat.

"Ma'am? Where d'ya want it?" He sounds amused, and you realize with a start that he's been standing in your entranceway for an awkward length of time. You'd been too busy ogling his legs, and more, in those rolled-up shorts. Was it your imagination, or was he not wearing underwear?

"On the coffee table, please." You lead him to the sitting room beside the entranceway. It's your happy place, your sanctuary, the spot you have your morning coffee in as you listen for the siren song of his mail truck.

Joel gently places the box on the coffee table and turns to you.

"I'll just wait here while you check that everythin's in order."

"What… what do you mean?" You feel your cheeks heat. Fortunately the box was nondescript, but it did give off a brown paper wrapping porn vibe.

"It's insured for $700. Must be some expensive stuff. 'S my job to write a report if anything's broken."

Nervous sweat starts beading down your back. "It… it's okay… I can report online if there's a problem…"

"'S no trouble. Let's just take a quick peek." Joel's already pulled his keychain ceramic boxknife out of his shorts, slitting the box open before you can say a word.

You stand there mortified and unable to speak as Joel opens the flaps, pushes aside the cushioning packets, and stares at the huge assortment of boxed sex toys.

"Well, well, darlin'. What do we have here?" His voice is a mixture of amusement and something deep and growling. Predatory.

Your face burns in embarrassment. "You… you can go now," you manage to squeak. "Please."

"Don't think so, sweetheart. Gotta check that everythin's in good working order." His boxknife shicks open the first product, a G-spot vibe from the looks of the box. Just before he can unwrap it, you find your voice. You hope you sound self-assured and assertive.

"That's enough. Please leave. My husband will be home any minute."

Joel smirks as he continues to rifle through the box. "Naw. He won't. Just did my route on Pine Street and saw him gettin' busy with that blonde divorcee in the cul-de-sac. Miz Perkins, wasn't it? Big tits."

It's a gut punch, and it makes you forget that this suddenly skeezy mailman is in your home and looking at your new collection of sex toys. An affair? He wouldn't. Not YOUR husband. Not your husband who rarely wants to do anything interesting in bed…

"Sorry, darlin." Joel pulls you out of your thoughts. "Fuck that guy. Wanna have some fun?" He pulls the vibe out of the box and waves it in front of you with a lopsided smirk.

This is too much to deal with. Your head is spinning, a mixture of emotions running through you. Including lust, incredibly enough. This mailman appears to be the take-charge dominant you wish your husband was.

"No. Like I said, you can leave now." You manage to say it firmer this time despite the gushing between your thighs. "Just go."

"Think I'll stay," he says, crossing the space between you in one step and pushing you backwards onto the sofa. "Don't want me reporting your ol' man to the authorities, now do ya?"

"Wha… what?"

He chuckles at your comically large-eyed look of shock. "Yeah, know all about it. Been readin' yer mail," he says matter-of-factly. "He's shit at covering his tracks. Who sends fake invoices through the mail? With his real address too. Amazin' he hasn't been caught yet."

"You've been reading our mail?! I should report you!" Who is this guy?

Joel looms menacingly over your prone figure. You didn't dare move. "Sure, darlin. Postal employees got a responsibility to report crime. I'll be fine," he smiles, leaning back a little, but not enough for you to escape. "But the Postmaster General don't take too kindly to mail fraud, or those aidin' and abettin'. That's a felony."

"But it's not a felony for a mailman to read people's mail?"

"Tell you what," he drawls, still in that matter-of-fact tone that should be so very wrong in this situation. He rifles through the box and pulls out a hot pink butt plug, wiggling it at you. "You're gonna let me try out some of these toys on ya, and I won't report him."

Blackmail shouldn't turn you on, shouldn't turn anyone on, but it does. You're only human, and besides, you definitely don't want to go to prison. You can't control your reaction as your upper half shrinks back into the sofa while your lower half stretches out towards Joel, the hem of your sundress hiking up like it has a mind of its own. He gives you a wolfish grin and rests a broad, heavy hand on your knee.

"Jus' what I thought, sweetheart. Seen you watchin' me out the window every mornin'. You been wantin' me to stuff your pretty little mailslot, haven't ya?"

A whimper escapes your throat. "Yes. Please," you whisper, thighs sticky between your panties and suddenly aching.

"Okay, honey. Gonna start easy with this lil' thing." He holds up a clit sucker, shaped like a penguin with a little pink bow around its neck, and switches it on to test it. It springs into life immediately. "Ah, great. Love how companies pre-charge things now-a-days."

How can he be so conversational about this? Does he blackmail all the married women in the neighbourhood? Well, maybe just the ones who have something to hide. Like you. You silently thank the heavens for sending you an attractive skeeze, at least. And Joel is so very, very attractive.

You spread your legs for him.

He ruches your sundress up your thighs and whistles appreciatively, the sound going straight to your core. "No panties? And gushin' out of that tight little snatch already? Didn't take ya for such a filthy girl."

"It's… it's hot out," you stammer, unable to think straight.

"About to get hotter," he smirks again, and damn that attitude is doing things for you. "You ready, sweetheart?"

You nod, and he keeps eye contact as he nestles your clit into the little penguin's mouth and switches it on.

Your back arches and you nearly scream out loud.

The sensation is warm, and there's no direct contact but it's like your clit is being gently suckled. You've never felt anything like it. It's only been three seconds and your hips are already squirming to chase more.

His hand presses lightly on your hip to give you something to brace against as he clicks the intensity button up a couple notches, and it's like waves upon waves of the absolute perfect pressure on your clit. The buildup in your core is so fast that you don't even realize you're coming until it's almost over. You also hadn't noticed that you'd grabbed his muscled forearm and sunk your nails into it, leaving little half-moon indentations in his tanned skin.

"That was… wow." Your gasps echo around the quiet sitting room. Joel doesn't say a word, just reverently watches your pussy pulse and gush out a few drops of slick. "Thanks." You wish it had lasted longer and were sad it was over. Oh well, a nice memory for the next time you think about Joel, or try out some of these toys with your husband.

You start to push your sundress down, assuming he'll leave now and half-grateful for it, but he grabs your shoulder and forces you back down into the pillows.

"Where you off to? I'm just gettin' started with you, darlin'."

"But…."

"But nothin'. Ain't done till I say so."

All you can do is stare at him, unsure if you should be angry, turned on, or plotting an escape.

He undoes his leather belt and slowly, threateningly, slides it out through the loops on his uniform shorts. "Don't make me use this, sweetheart. Gonna be a good girl for me now, ain't ya?" The depth and tone of his voice say he isn't joking.

You gulp, still tingly from your rapid orgasm. And ready for another one, you think as you make eye contact with Joel, feeling a bit bolder now. We're here, I let him do that much already, might as well go for it.…

The penguin gets discarded as Joel carelessly tosses it to the carpet and takes the hot pink butt plug out of the box again, running a finger along the curve of its long but slim length. "Hmmm. Pretty. This for you, or your husband?"

"Uh… me…"

"Ah, ah" he tuts. "You really are a nasty girl. You take one of these before?"

You shake your head, suddenly shy. You hadn't even wanted your husband to know about the butt plug, thinking he was so sexless that he'd be disgusted. Apparently not, if he's railing Ms Perkins with the big tits over on Pine Street.

"S'okay. Gonna slide it in real good for ya." While you shove a little sofa pillow under your hips, Joel combs through the box on the coffee table and pulls out a bottle of lube. He pops the cap and drizzles some over the plug, and you gulp again imagining it inside your ass. A faint scent of synthetic vanilla fills the air and for some reason it calms you, allowing you to relax your muscles as Joel slides the plug along your crack, rubbing and smearing the lube around your asshole.

"You like that?"

You do. You really do.

Your little moan spurs him on and he gently presses the generously lubed tip of the plug against your hole, just the teensiest bit. You look up at his face, that stupidly attractive face of a skeezy mailman who is sexually blackmailing you, and find yourself desperately wanting to feel his scruff on your inner thighs.

Apparently he's a mind reader, too. He smiles and lowers his head to your crotch, and licks your clit with his wide tongue at the same moment he presses a bit more of the plug into your ass. You nearly scream for the second time in minutes.

"That's it, honey," he breathes against your core, wiggling the tip of the plug in and out and hitting nerves you didn't even know existed back there, making your hips jump involuntarily. "Openin' up so nice for me."

A few more mind-numbing, distracting licks of your clit and the plug slides all the way in with a little pop. You're equal parts turned on and proud.

"Well, ain't that a pretty sight," Joel whistles appreciatively. He pulls up to sit back and just stares at you all spread out on the sofa with one leg hiked over the back, your sundress balled up over your stomach. He taps the pink flared base of the plug a few times like he's idly flicking away a cigarette. It wiggles inside you and you squirm and squeal. Actually squeal. You're still mad and weirded out and other things, but you're feeling too good to give up now and you're starting to not care how easily you're caving to this man.

"Lessee what other treats we got in here." He rifles through the box again. His face falls into a comical droop of sadness and he sighs loudly, holding up a little box marked 'Girth Extender Sleeve'.

"Oh, sweetheart. I'm so sorry." The condescension in his voice shouldn't turn you on this much. "Yer old man got a tiny dick? Not fuckin' you proper? No wonder you been starin' at me every day, desperate for a real man."

Before you can protest -- he's not tiny, I just wanted to spice things up, well okay maybe he could use a bit of help -- he unzips his uniform shorts and pulls out his hard cock, holding it at the base so you can take a good look. "Got a special delivery for ya, baby."

Yeah, Joel definitely doesn't need any artificial enhancement.

His cock is thick. Not super long, but probably one of the thickest you've seen, outside the few porn films you watched when you were younger and more uninhibited. There's foreskin covering what looks like a large mushroom head, and a prominent pulsing vein running up one side. It all looks delicious, and you unconsciously lick your lips as he smirks at how you take it all in.

"You want it real bad, dontcha?" He fists himself a few times, his foreskin sliding on the downstroke to give you a peek at the thick head. "Yeah, you sure do. Never knew I had such a little slut livin' on my route."

Shuffling forward, he grabs your thighs and spreads them wider. The head of his cock feels impossibly heavy as he slaps it on your clit, making you gush a little with every hit.

"Joel, will you… can you lick me again for a bit?" Your squeaky voice is impossibly needy and pathetic.

"Naw," he says, flicking the base of the butt plug again and making your hips jump. The plug was so comfortable that you'd already forgotten it was in there. "Gotta finish my route. Can't talk to customers with my face smellin' of pussy, ya know. I'm representin' the United States Postal Service out there."

"Oh, does the USPS regularly fuck its customers too?"

"Sure does, darlin'. Bends 'em over and gives it to 'em hard with the price hikes every year."

He roughly pulls you up and bends you over the sofa arm, positioning you like the personal little fuckdoll you are for him.

"Got the next best thing though." He slips on a tiny purple fingertip vibe, your free gift from the toy company for such a large order. With such thick fingers, it looks like he's wearing an upside-down Ring Pop. It gives a loud rumble when he switches it on, and he laughs as he tugs his shorts down over his thighs. "Cheap ass shit. Hope the battery lasts. But it don't take you long anyway, right sweetheart?" He reaches around your hips, lifts your sundress and presses the vibe straight on your bare clit without any preamble, and your hips slam backwards into his crotch as you scream again, his cock jostling the base of the butt plug and sending shockwaves both up and down your core at the same time.

"Yeah. Thought so."

Amid the mixed sensations suddenly comes a new one: the thick head of his cock slipping into your cunt as he swirls the vibe around your clit, not letting it rest in any one spot long enough for your liking.

"… Wait! No condom?"

"Naw. You're on the pill, right?" He doesn't wait for your answer, as if he already knows.

Normally you don't enjoy this position but you're too far gone now, pushing your hips back and encouraging him deeper in, more than wet enough from all the playing to take him in.

"Greedy little slut, ain't ya?" He feeds you another inch, pauses, then another, torturously slow as you stretch around his thickness. "Tight little snatch feels so good. Miz Perkins with the big tits probably don't feel this sweet." Joel demeaning your husband like this and throwing the adultery in your face should make you mad -- at both of them -- but it only turns you on more, beads of sweat dripping down your spine as he slides all the way in to the hilt, giving you a few moments of grace to adjust to the size of him.

One strap falls down your shoulder, letting your tit pop out of your sundress and he palms it roughly, giving it an exploratory squeeze. The finger vibe is still buzzing and he swipes it across your nipple, the nubby texture chafing just before the point of pain. "Nice. You like that? Let's add somethin'."

Mentholated 'arousal balm' was another of your free gifts, and not something you'd ever thought to try. Joel twists open the little tin and dips the finger vibe in it.

"That smells strong, do we have to?" Wooziness hits you as the peppermint smell goes straight up your nostrils.

"Like I said, baby, gotta make sure everythin' works. Else I gotta do a return," chides Joel, tossing the tiny tin on the floor. You watch it roll under the baseboard heater as he grabs your hips roughly and repositions you. "Real fucking pain, returns. Lotsa paperwork."

He brings the now-mentholated finger vibe back to your clit, and two seconds later it feels like your entire pussy is on fire.

Thank goodness he didn't put any on my a--

Joel moves the base of the butt plug aside and presses the finger vibe against your asshole.

The menthol soaks into your tender membranes and it's so, so cold and hot at the same time. Your brain melts along with it.

Everything is lit up now and you squirm as he slides his hardness back into your pussy and gives a few experimental thrusts. "Tight fuckin' snatch," he mutters, your walls clenching around him in time with his finger flicking at the plug, your entire lower half burning but not in a terrible way. "But could be tighter." He suddenly pulls his cock out and you whine, loudly and needily.

"Please, Joel."

"Please what, darlin'?"

"Put… put it back in? Please."

"All in good time. Gotta give those walls an extra little stamp."

You look over your shoulder to see him drizzling lube into the girth sleeve and slipping it onto his cock. He's already so thick that it's a tight fit, the soft tube slipping off a couple times before he finally stretches it enough so it can slide all the way on, pulling it down so his large head pokes out of the top. You clench involuntarily.

"Umm. That's not gonna fit."

"Sure it will, honey," he drawls. "Didn't think you could take that pretty little pink plug, right? And look at ya now."

He's got a point.

"Gonna stuff that little slot full to the brim and turn ya into a size queen. Open wide, baby."

He's merciless as he slides back inside, at a curved angle since you're turned slightly to brace both your hands against the back of the sofa. The extender is smooth and feels just like his skin, and you're powerless to resist the incredible feeling of the extra width. He was exactly right: you felt full. With the thick pressure in your cunt pushing against the plug in your ass, you felt more stuffed than you ever had in your life, and what's more your pussy is still burning from the menthol balm. It was overwhelming but also glorious. In that second you knew it would be impossible not to think of Joel next time your husband fucked you, even if he wore this toy. Stupid sexy blackmailing mailman.

Baby animals had more stability in their legs than you do right now, your thighs spasming uncontrollably as Joel palms the vibe around your clit while holding almost half your waist in the span of his other large paw. He fucks into you hard from behind until you're so close to coming you can taste it. With the extender, his cock is hitting spots inside you that you didn't even know you had. A heavy chain pops out of the neck of his polo shirt and hits your nape with a loud clank as he slams into you from behind, the cheap poly-rayon blend of his polo shirt chafing your shoulders in a delicious burn as his chest presses close against your back and his hips smack against your ass, jostling the butt plug with every thrust.

whirrrrrr goes the finger vibe as the tiny cheap battery dies, and he slaps your clit hard with the vibe one, two, three times and you come, yelling for the nth time since he left his bootprints on your welcome mat that morning. His grunts are loud and lewd as he fucks you through it, easing up only to make his thrusts shallower so he can reach a hand between you and gently pull out the butt plug with a little 'pop'. He tosses it and the finger vibe onto your pristine off-white carpet, not even bothering to aim for the opened box on the coffee table.

"So fuckin' tight," he wheezes hoarsely, "I gotta extra big load for ya," and he presses his hips so hard against your ass that you almost fall over the sofa arm, his voice faltering as he groans and you feel hot spurts of his come coating the inside of your pussy, as deep as he can put it.

You slump forward onto the sofa and he pulls out, both of you heaving. The fiery balm has mellowed to a gentle tingle and your core is pleasantly warm. Stretched out. Fucked out.

"Welp, gotta get back to my route." It's been only a minute and his matter-of-fact conversational tone has already returned. You peer over your shoulder and watch him pull his shorts back on, rolling up the hems and slicking his belt back into the loops, tucking his polo shirt back in with practiced efficiency.

"Will I see you again?" You hate how pathetic you sound, and you must be a real sight too, half naked with a sweaty rolled-up sundress stuck to your back, your ass still up in the air like you're waiting for him to stick it right back in and rail you again immediately.

"Oh, I'm sure we'll be seein' each other again real soon," he says smoothly.

As you stand up, knees a little weak, a drop of cum drips down your thighs. "Glad I'm on the pill," you mutter to yourself as you pat down your wrinkled sundress and pause at the mess of packaging and boxes littering your sitting room.

"About that, darlin'." Joel smiles, pausing by your front door. "Miz Perkins over on Pine Street orders sugar pills and well, you know, packages get mixed up sometimes on the route. Might wanna check you got the right pills."

Joel slams the door and the mail slot squeaks rhythmically as you stand there, horrified, listening to him whistle a jaunty tune as he walks down your driveway and back to his mail route.

[theambitiouswoman]

Wealth Building: Money Topics You Should Learn About If You Want To Make More Money

Budgeting: This means keeping track of how much money you have and how you spend it. It helps you save money and plan for your needs.

Investing: This is like putting your money to work so it can grow over time. It's like planting seeds to grow a money tree.

Saving: Saving is when you put some money aside for later. It's like keeping some of your treats for another day.

Debt Management: This is about handling money you owe to others, like loans or credit cards. You want to pay it back without owing too much.

Credit Scores: Think of this like a report card for your money habits. It helps others decide if they can trust you with money.

Taxation: Taxes are like a fee you pay to the government. You need to understand how they work and how to pay them correctly.

Retirement Planning: This is making sure you have enough money to live comfortably when you're older and no longer working.

Estate Planning: This is like making a plan for your stuff and money after you're no longer here.

Insurance: It's like paying for protection. You give some money to an insurance company, and they help you if something bad happens.

Investment Options: These are different ways to make your money grow, like buying parts of companies or putting money in a savings account.

Financial Markets: These are places where people buy and sell things like stocks and bonds. It can affect your investments.

Risk Management: This is about being careful with your money and making smart choices to avoid losing it.

Passive Income: This is money you get without having to work for it, like rent from a property you own.

Entrepreneurship: It's like starting your own business. You create something and try to make money from it.

Behavioral Finance: This is about understanding how your feelings and thoughts can affect how you use money. You want to make good choices even when you feel worried or excited.

Financial Goals: These are like wishes for your money. You need a plan to make them come true.

Financial Tools and Apps: These are like helpers on your phone or computer that can make it easier to manage your money.

Real Estate: This is about buying and owning property, like a house or land, to make money.

Asset Protection: It's about keeping your money safe from problems or people who want to take it.

Philanthropy: This means giving money to help others, like donating to charities or causes you care about.

Compounding Interest: This is like a money snowball. When you save or invest your money, it can grow over time. As it grows, you earn even more money on the money you already earned.

Credit Cards: When you borrow money or use a credit card to buy things, you need to show you can pay it back on time. This helps you build a good reputation with money. The better your reputation, the easier it is to borrow more money when you need it.

Alternate Currencies: These are like different kinds of money that aren't like the coins and bills you're used to like Crypto. It's digital money that's not controlled by a government. Some people use it for online shopping, and others think of it as a way to invest, like buying special tokens for a game.

[molsno]

speaking of driving and spyware, I was on the phone with my car insurance company today, and they asked me if I wanted to sign up for an optional program. if I agreed, I would have to install an app on my phone that, while I'm driving, monitors my speed, braking, turns, location, and phone usage. if, at the end of 6 months, they give me an A or B score, then I would get a discount on my insurance. conversely, if they gave me a C or lower, then my insurance would become more expensive. not only do they have no obligation to explain their scoring criteria in detail, as well as having an extremely obvious financial incentive to be as harsh as possible while grading my driving, it's also just fucking creepy having anyone track every single thing I do in my car, let alone a private company. obviously, I said no, and the agent didn't press the issue (even he said he doesn't like being monitored). I feel bad for all the people who actually get suckered into this program

[goddessinnerglow]

Become Your Best Version Before 2025 - Day 13

Financial Planning and Budgeting

Hello Goddesses! I know that talking about money, can feel scary or boring, but after working on our stress management tools yesterday, it's perfect timing to address something that's often a huge source of stress for many of us: finances.

First things first: if thinking about money makes you want to hide under your blanket, you're not alone. But taking control of your finances isn't about becoming a math genius or never buying another coffee again. It's about making friends with your money so it can help you live your best life.

Let's break this down into bite-sized pieces that won't give you a headache:

Start Where You Are

Remember when you first learned to ride a bike? You didn't start by doing tricks, you started with training wheels. Money management is the same way! First step: just look at your current situation. Open those banking apps you've been avoiding. Take a deep breath and look at your statements. Knowledge is power, even if it's a bit scary at first.

The Money Map Exercise

Grab a piece of paper (or open your notes app) and let's do something simple:

Write down all your income sources

List your regular monthly expenses (yes, including those sneaky subscriptions!)

Don't forget those irregular expenses like annual fees or seasonal costs

Look at what's left (or what's missing)

Congratulations! You've just created your first basic budget outline.

The 50/30/20 Guideline

Here's a popular way to think about your money:

50% for needs (rent, groceries, utilities)

30% for wants (fun stuff, shopping, entertainment)

20% for future you (savings, debt payment, investments)

These numbers might not work for everyone, especially depending on where you live. The important thing is to have some kind of plan that works for YOU.

Smart Money Habits You Can Start Today

The 24-Hour Rule: For non-essential purchases over a certain amount (you decide the number!), wait 24 hours before buying. You'd be surprised how many "must-haves" become "maybe nots" overnight!

Bill Calendar: Set up a simple calendar with all your bill due dates. Future you will be so grateful!

Automate Your Savings: Even if it's just $5 a week, set up automatic transfers to a savings account. It's like hiding money from yourself!

Track Your Spending: For just one week, write down every single purchase. No judging, just observing. You might find some surprising patterns!

The Emergency Fund Challenge

Let's start building that safety net! Even $500 in savings can make a huge difference in an emergency. Start with a goal of saving just $25 this week. Too much? Start with $10. Too little? Make it $50. The amount isn't as important as getting started.

Money Goals That Make Sense

Instead of vague goals like "save more," try specific ones like:

Save enough for three months of basic expenses by December 2025

Pay off one credit card by summer

Create a "fun fund" for that hobby you've been wanting to try

Your financial journey is exactly that, YOURS. You don't need to compare yourself to anyone else. The person on Instagram showing off their investment portfolio might still be paying off massive debt. Focus on your own path!

Your mission for today:

Look at your bank statement (I know, scary, but you can do it!)

Pick ONE money habit from this post to try this week

Set ONE specific financial goal for 2025

See you tomorrow for Day 14! Remember, every financial decision you make today is a gift to your future self.

[heathermooch]

I really wish it was talked about more how exhausting it is to constantly have your phone selling your data on things that are so personal. My phone is listening in on my therapy appointments and getting Reels on depression. Speaking about how I’m afraid my cat may have cancer and being fed Tiktok video algorithm videos of people in hospice, their life before & after diagnosis, confessing to a friend how you’re starting to get physical effects from being overweight and now finding a slew of workout recommendations & finspo. I don’t get to be human, because there is an all-seeing group of numbers who are trying to recreate my human experience for me. Interspersed with Wegovy ads, Temu trash, the AI Coca Cola slop. It makes me and millions of other people feel alone. A product to a company I have no idea I was a line item more. Worthy only with my eyes, tracking every millisecond I watch a storytime about the worst day of someone’s life. This is not how life is supposed to be like. But hey, at least if I get more apathetic, I can be sold for another Better Help ad, self-conscious to be sold for a HelloFresh subscription, or if I’m lucky enough to be shown 15 minutes into scrolling, content from a friend so I can have the algorithm push a sponsored VRBO video of a cool experience to have with friends. Self-censorship like unalive or G@za just to get our points across so the platform can trick some corporation into believing it's a safe platform to sell on.

I’ve been deleting social media apps from my phone when I don’t use it. I “ask” apps to disable the location, microphone & camera access, which should never be a suggestion. I click “only necessary” cookies when visiting sites even if I have to press that button every time a new page loads on their domain. I avoid Facebook almost altogether due to its predilection for AI engagement bait. I stopped using Twitter last year after the rage bait & bot problem became apparent. I was asked by someone much younger than me why Tumblr feels like the old internet, and I said without really thinking about it, there isn’t a financial incentive for people to be upset with each other. And you know what, as poignant as it was, it made me realize why I’ve spent most of my time on Tumblr lately. Because I feel less like a product.

So yes, maybe it is harder to get a hold of me. Maybe I don’t post on social media like I used to. But I’m trying to find even the smallest modicum of control over and peace over a piece of technology I need for my livelihood. And I can’t believe, over 20 years after it’s mass public introduction, we still have lawmakers who feign ignorance on how the internet works to not enact true change in the US. All while the suicide rate for children rises, having thousands of professionals point to social media algorithms, just to be struck down by one billionaire cuck making a well-placed & timed donation. Say I'm preaching to the choir, talking to my echo chamber, but I'm not the one who coded the echo chamber.

[ros3ybabe]

September Stuff 🎀

Hello lovelies <3 With the start of a new month having arrived, I thought I'd make a post about my goals, reminders, appointments, and just life overall for this month! Hopefully this will help keep me on track with what needs to be accomplished this month <3

Goals 🩷

- Academic -

Study for TEAS exam minimum of 20 days this month

Stay ahead of my online Intro to Business course

Rewrite and review class notes weekly

Attend all classes (Allowing myself 2 class abscnes IF necessary)

- Health -

Follow workout split + goals (minimum 3 days of exercise a week)

Get 7 to 9 hours of quality sleep a night

Consistently take necessary medications

Track nutrition and fitness progress

- Personal -

Study Japanese every day (Goal = 30/30) + attend italki lesson

Finish reading 2 books (1 non fiction, 1 fiction)

Consistent daily self care practices (journaling, skincare, haircare)

Establish a morning routine

Appointments 💕

Therapy (Reoccuring weekly) Friday, September 13th, 9am

Nails 💅, Friday, September 13th, 2pm

Italki Japanese Lesson, Friday, September 20th, 10am

Psych Doc Follow Up, Friday, September 20th, 1pm

Reminders 💗

cancel tattoo consultation

reschedule canceled doctors appointment

pick up prescription from pharmacy

budget both paychecks

grocery restock around the 13th

write financial aid appeal letter ASAP

sign up for TEAS exam website/app

continue to job search for a new job

don't neglect self care because mental and physical health is just as important as achieving all these goals

So, there's a little glimpse into my life this month. I plan to accomplish as much as possible while also taking care of myself because I know my limits and what I am truly capable of <3 I want to get back to my daily updates, which was also a motivator to set some goals for September, to give myself some guidance. So, expect to hear from me more often <3

til next time lovelies 🩷

[multifacetedjem]

Urgent help needed for my sister.

I am reaching out with a heavy heart and a deep sense of urgency. My sister is currently in a terrifying and dangerous situation. She had to flee a violent domestic relationship and sought refuge in Jamaica, but unfortunately, her abuser tracked her down and is now threatening her safety and trying to abduct her child.

Despite her efforts to protect herself and her child with a restraining order, the abuser is exploiting the fact that they are no longer in the U.S. to violate it. My sister is now hiding in fear for her life, and she needs our help more than ever.

We are trying to support her in any way we can, but she urgently needs financial assistance to ensure her safety and to make the necessary arrangements for her and her child's security.

If you are able to help, please consider sending any amount you can spare through Cash App. You can send funds to me at $jgmckj, and I will ensure they reach her directly. Alternatively, you can send funds straight to her Cash App at $camillef10.

Every little bit helps and is deeply appreciated. Your support means the world to us during this incredibly difficult time. Please keep her in your thoughts and prayers.

Thank you from the bottom of my heart for your generosity and support.