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FHSA Is Alive And Well For First Time Homeowners! The current FHSA Program allows someone to deposit $8000 per year towards their down payment, and this account acts much like an RSP Account, where you can defer your taxes on that money.
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2024 January Tax News
2024 January Tax News. Expert Fiscaliste provides income tax preparation and consulting services to individuals and businesses. Table of Contents NETFILE service for 2023 tax returns available February 19 February 2, 2024 The Canada Revenue Agency has announced that its services for the online filing of individual income tax returns for the 2023 tax year will be available in mid-February.…
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Savings as a Financial Misnomer
Learn why 'savings' appears in Registered investing vehicles like RESP, RDSP, TFSA, and RRSP. Understand the difference between Savings as a Verb and a Banking Term. Discover how all these accounts can be a HISA but doesn't have to be. #TFSA #FHSA
The word Savings appears in many different Registered investing vehicles. Specifically: The Registered Education Savings Plan (RESP) Registered Disability Savings Plan (RDSP) Tax-Free Savings Account (TFSA) Registered Retirement Savings Plan (RRSP) First Home Savings Account (FHSA) The word savings, in these account descriptions confuses many folks. The word is correct if taken as a Verb…
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Saving for Your First Home: The FHSA Program
Best savings account for your first home downpayment? Oregon offers First-Time Home Buyer Savings Accounts - FTHBSA! Please share with your family and friends about this home buying tip.
Best savings account for your first home downpayment? FHSA explained in 1 minute. Saving for Your First Home: The FHSA Program Are you looking to buy your first home but struggling to save up enough for a down payment? If you’re a resident of Alabama, Colorado, Idaho, Minnesota, Mississippi, Montana, Oregon, or Virginia, you may have access to the FHSA (First Time Home Savings Account) program.…
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FHSA Explained: Your Most Common Questions ANSWERED!
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FHSA (First Home Saver Account) is a crucial financial tool for those aiming to secure their first home. In this informative article, we provide answers to your most common questions about FHSA, shedding light on its benefits and intricacies. Whether you're a first-time homebuyer or just looking to expand your financial knowledge, this guide will help you understand FHSA better.
#FHSA#FirstHomeSaverAccount#HomeBuying#PersonalFinance#RealEstate#FinancialPlanning#Investing#SavingsAccount#Homeownership#PropertyInvestment#Youtube
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Financial System Frustrations
Well, I have officially opened a first home savings account, or an FHSA, as they’re called. It’s a special new tax-free account Canada introduced this year to help people afford the ridiculously priced houses that exist now. For some reason, it took months for my bank to offer such an account. So as soon as he could, my father booked us (my brother and I) appointments and we sat down with a lady…
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Is A Canadian FHSA ("First Home Savings Account") A Reportable Account Under The Canada/US #FATCA IGA?
On August 23, 2023 the Canada Revenue Agency released its latest guidelines for how financial institutions should interpret the Canada/US FATCA IGA. The guidelines are updated annually to reflect changes (which include) evolving financial products. The Canadian “FHSA” (First Home Savings Account) was introduced in 2023. My recommendation is that U.S. citizens living in Canada should have an…
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Financial Planning Before Buying a Home
Becoming a homeowner is one of the most significant goals for many people. However, home ownership comes with a significant financial burden. For the majority of homeowners, the mortgage payments are their biggest outgoings each month. A large portion of a disposable income may go toward paying off the mortgage. If you want to make the most significant investment most people ever make count,…
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#buying a condo#buying a home#canadian personal finance#closing costs#equifax#fhsa#mortgage#mortgage broker#personal finance#personal finance blog#real estate vancouver#transunion
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nothing makes me more depressed than looking up toronto real estate
#@ all my toronto mutuals we need to band together so we can afford a 3 bed and line all the walls w bunkbeds for us all#I just want a 1-2 bed condo why is everything priced like it’s gold plated 😭😭😭#you either get a decent sized shit box or the smallest studio in existence and both are $600k#also nothing pisses me off more than the agents listing the parking spot as a room#like the number of condos w ‘1 underground room’ and it’s the fucking parking lot 😤#my goal once I graduate and get a job there is to get lucky like literally my only hope is that a condo materializes right when I need it#I’ll need to drain my FHSA RRSP and TFSA just for the down payment I want to cry 😭#m#toronto
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god, i should do my taxes this weekend. REALLY DO NOT WANT TO, but. i should.
#eeeuuuugggghhhhh#at least dad will stop pestering me#there's apparently delays with sending refunds to people with FHSA's which is annoying bc i just braved the bank and#changed my TFSA to an FHSA FOR!!! THE!!! REFUND!!! GIVE ME MY MONAAAAAY GOVERNMENT!!
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"Aww, no mention of Haitian Rum Cake?"
"This particular example is from Tortuga, my home island. It has pineapple! Some of the recipes even call for it to be caramelized.~"
"I love caramel and all things caramelized~!!"
"Clearly the lesson to be learned here is that American Christmas kind of sucks."
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2023 August tax news
Table of Contents Upcoming changes to electronic filing requirements for businesses August 26, 2023 For several years, businesses which file more than 50 information returns (slips and summaries) have been required to file those returns by electronic means, rather than paper filing. Effective as of January 1, 2024, that requirement to file electronically will apply whenever more than five such…
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post layton mission fic reqs!
Curated for all of you but inspired by conversations with @silentfallingrain :D. I've tagged the authors where i've been able to, i hope that's okay with everyone!!
To Be So Blind by @purplearrowzandleather-blog (hope it's okay to tag you! :) ) - A really sweet fic about ice and slider looking out for mav after top gun and just being there for the guy
caught up in the patterns by @vannral - post top gun with alive goose, pretty heart breaking for a while but the dialogue is honestly my FAV it really lightens the fic whilst simultaneously tugging your heart strings
flat spin, heading out to sea by @saengak - okay so this fic takes place from the beginning of top gun, but if you want a fic that makes some pretty heavy commentary on society and classism, this is it. it was one of the first big fics i started reading in top gun and i waited every monday morning for it like clockwork.
Folded In Grief by Katastrophe (karrington) poor mav, like honestly the bastard suffers in this but not for too long!
don't let the great whites bite by @mavernick no angsty here! i love this fic sm and mav's characterisation and the fly boys and just ahhh they're having fun!! and ice being there for mav!!!!
don't know how long it's gonna take to feel okay by rosexpetals i love love love the progression of the story tellingin this fic it's so ;fihsa;kfh
watch his six by @shearmouth okay so admittedly i haven't read the last chapter yet, but dude yal YALL i love this fic i eat this up i love it ice is so ;fhsa;khuf;uh i love it okay I LOVE IT the characterisation is delicious
and some shameless self plugs haha
At the end of their rope - mav's at a party a year after top gun and runs into osme people who knew cougar
I'm leaving on a jet plane - my first big top gun fic and now two years old so please excuse well...everything LMAO
Fleeting Love - slighty better writing, angst and icemav getting together
#top gun 1986#pete maverick mitchell#icemav#tom iceman kazansky#iceman x maverick#top gun#ron slider kerner
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"Actually, yes! If you so much as lost a set of keys or a pencil, I can tell you where it is! I actually enjoy helping people find mundane things. They're kind of fun! Much more fun than telling someone where 'their true love' or 'their greatest chance at wealth' is, heh."
Ulan pauses to listen to Elise's question. A game of hide-and-seek will have to wait another time.
"It's not so much as there is magical obfuscation as there is… well, if I took your house keys without you knowing and dropped it in a gutter down the street, you wouldn't know what happened to them if I didn't tell you, no?" The needle spins a big. "The Keys of St. Emilio are a little fancier than ordinary keys, but they are otherwise just that--ordinary keys. Keys to unlock a puzzle box locker that contains the Devil's Eye. There IS magic that is intended to prevent anyone from getting to them, but… at the same time….
"At the same time, Emilio does want those keys to be found--by anyone with a heart and soul wholly devoted in destroying my Master.
"The Sins of the Sea don't know this--but the Keys are imbued by holy magic and guarded by trusted holymen across the world. Emilio has hoped that, one day, there will be brave enough souls--either outsiders altogether or these holymen themselves--who will come together with these Keys and finish the work he has started. But I frankly doubt anyone would… because what he tried to achieve is impossible. And only delayed the inevitable.
"I really would rather that Eye be destroyed altogether. No matter what happens to the souls bound to it."
"... Does that mean if Nabe lost something you could help her find it?" Nabe blurted out, eyes wide. "Like a sock or a Neat Pebble?"
(This of course got a small laugh from the other woman - who seemed less inclined to want to use such powers for herself.)
Elise shook her head, gathering her thoughts to refocus the conversation. "Couldn't they find these keys without your help? Or is there some kind of magical obfuscation to hide them?"
She hoped the answer to the second question was 'yes', if this so-called Master of hers was truly as dangerous as the compass claimed.
Then again... "Wouldn't such magic prevent you from detecting something?"
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