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dollishmehrayan · 6 days ago

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# “WOULD YOU DO ANYTHING FOR ME?, BUY A BIG DIAMOND RING FOR ME?” ── .✦ ( how batboys act when they’re engaged w reader )

dollish note ౨ৎ: I lowkey crashed out over losing Americans on tiktok but this woke up to post on tumblr but hey, also can we talk about how trump used that as a pr stunt && thought we wouldn’t notice wtf like omgg the way many americans caught on, alsoo please leave some motivation for me because I just kinda lost motivation for this app after the tiktok thingy went down 🫠 tags: (batboys x engaged!reader)

DICK GRAYSON ── .✦

Over the moon and not afraid to show it. Dick tells everyone the second you say yes. Alfred? He knows. Random stranger in the grocery store? The metro security guy?, Yep, they know too. He’s got that goofy, lovestruck grin plastered on his face 24/7.

Wedding planning enthusiast. You thought you’d do most of the planning? Wrong. Dick’s fully invested, showing you Pinterest boards of venues, color schemes, and “Do you think Nightwing blue (dollish note: I think ‘#3366CC’ perhaps?) would be tacky for the napkins?”

Gets sappy at random times. You’ll catch him staring at you with a dreamy look, and when you ask why, he just shrugs. “I’m just thinking about how lucky I am.”, “Dick calm down you only proposed like 2 weeks ago.”

Brags to the Batfam constantly. “Guys, I’m going to be a husband! Can you believe it? Me! Richard Grayson!” Bruce pretends to be joyful a bit but he’s done hearing it for the 777x time but even he cracks a small smile when Dick won’t shut up about you.

Practices saying his vows in the mirror. You walked in on him once, and he was mortified. “Okay, but you didn’t hear the good part yet!”, “You literally finished the whole paper !!”

JASON TODD ── .✦

Acts like it’s not a big deal, but it’s huge for him. He’ll play it cool at first, saying something like, “It’s just a ring, babe.” But deep down, he’s nervous, excited, and trying not to let it show.

Keeps the engagement low-key. Jason’s not one for flashy announcements or grand gestures. He wants this to be something special between you two, not the whole world.

Protective x10. Now that you’re officially going to be his spouse, Jason is extra watchful. He’s already looking into ways to keep you safe and makes sure you’re never caught in the crossfire of his vigilante life.

Wants you to be 100% comfortable. He checks in with you constantly about the wedding plans. “We don’t have to do anything big, okay? Just say the word, and it’s done.” He’ll let you take the lead but secretly loves when you include him.

Teases you with the whole “fiancé” thing. “Hey, fiancée. Can you grab my coffee? Oh, did I mention you’re my fiancée now?” It’s his way of hiding how excited he really is.

TIM DRAKE ── .✦

Nervous wreck but totally in love. Tim overthinks everything after proposing. Did he pick the right ring? Did he say the right words? Is he even ready to be a husband? But every time he sees you smile, it calms him down.

Keeps it practical. Tim doesn’t want a huge engagement party or a grand wedding. He’s more focused on what your future together will look like your shared goals, finances, and making sure you’re both on the same page.

Researches marriage like it’s a mission. He has books on successful relationships, listens to podcasts, and even makes a checklist for wedding planning. You find it adorable when he starts using color coded spreadsheets.

Loves when you call him your fiancé. The first time you said it, he blushed so hard he had to look away. Now he’s low-key obsessed with hearing it. “You don’t have to keep calling me that… but don’t stop either.”

Gets emotional when he thinks about the future. You once caught him staring at the engagement ring on your finger, looking teary-eyed. When you asked what was wrong, he said, “I just can’t believe you’re actually mine.” (I would’ve smacked the shit out of him for that, I don’t do romance 🙄💪)

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waytootiredstudent · 3 months ago

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Okay alright sorry for all the sudden German politics influx but lemme explain what happened so far and why Germans are losing it a bit:

The tldr? Our government is getting a divorce and it's turning messy with elections being called early and now being called even earlier.

The longer version?

Okay so, groundwork first:

in Germany there is a coalition currently in power called the Ampel(traffic lights) bc the colours of the party are red, yellow and green (or not anymore or for much longer??). They're centrist slightly more left leaning than right leaning. (You could argue about that I am aware). There has been infighting for as long as this coalition has been going on. It is also the first three party coalition since y know, the Last Time.

So. Enough groundwork. The yellow party (FDP) has a finance minister (Christiane Lindner) it's this guy

You will see him in memes I am sure. We don't like him. He's an asshole and has blocked every meaningful change that the coalition had been trying to accomplish. He also got his finance plan blocked by our highest court because parts were against our Constitution.

(.... I am oversimplifying hard here it's actually more complicated than that and not fully his fault, but it's also not the focus)

What WAS the fault though of him and the FDP was that they had a strong position of "saving money at all costs" which made bigger and bigger rifts with the two other coalition partners who were more leaftleaning. The war in Ukraine, Infrastructure, climate change - there were many places that needed more money and Lidner was like naaahhhhh for no fucking reason other than "oh we need to save money!!"

Long story short there have been arguing all the fucking time and therefore have started to lose approval. Drastically lose approval. As on for the first time since the Last Time there is a far right party in charge for part of the country that is also being investigated for being Nazis. (Oversimplifying again).

Which is. Worrying. You know. Especially with Trump now being elected. It has us all a little skittish.

The finance minister has also now been fired.

You see. We were all still trying to stomach Trump winning the US election, when Scholz, in the same fucking evening, fired Lindner.

And not in a polite way. Nah. Olaf fucking Scholz our Chancellor, notorious for saying literally nothing, and with a running joke that he regularly stops existing bc that man Does Not Take Stances, a spine of wet cardboard, delivered this yesterday evening:

(English subtitles by me you already got this far watch it I spent too much time on this lol)

And it is insane alright. For his standards and German politic standards thats the equivalent of calling Lindner a egomaniacal bitch that has only his self interest at heart and can not be trusted.

Lindner and his party have been pulverised in all recent elections. Which means that after he was fired, the FDP completely withdrew from the coalition and all minister from the FDP resigned.

....well all but one who apparently stayed in his positions because he's leaving the FDP over this. What sort of shitty backstabbing kindergarten fight is this. (Jokes aside hes the minister of transportation and says he needs to stay in office in important projects. Which. True. Having minister resigning en mass is not good)

Alright cool cool cool cool. Current situation yesterday is the following:

So. Trump is president. Fuck.

Lindner got fired! Yaaay!

Wait my goverment is now also falling apart! Fuck.

Which all lead to new elections being called in Germany.

Mind you, that's not usual ok. I know other countries have systems where they can call an election whenever but that is not a thing that normally happens here. We have a schedule alright. (Insert obligatory "Germans and their plans and structure" joke)

So new elections are called for spring, nearly a year early. Cool cool cool. With a right wing rising in Germany and deeply unpopular current leadership. On the eve of motherfucking trump getting elected.

Habeck, leader of the green party and one of the few policians in germany I think is vaguely liked by ppl (the general attitude in German politics is less "I like this guy" and more "you are the least shitty choice I guess") has appearently also nearly started crying after the news broke. So. Yeah.

Now. Let's make this shitshow complete,alright?

There is this party. CDU. They had been in charge for a very long time in Germany. Centrist, right leaning, with the afd on the rising even more right leaning than before. Their current leader is Friedrich Merz, as unpleasant as human beings can go.

He has now called for the new election to be not in a few months but like. To be called next week.

In the current climate.

So yeah. if you're German mutuals and friends are currently going through their own stages of grief - this is why.

#german #german politics #christian lindner #olaf scholz #wahlen #deutsche politik #german elections

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mostlysignssomeportents · 1 year ago

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Paying consumer debts is basically optional in the United States

The vast majority of America's debt collection targets $500-2,000 credit card debts. It is a filthy business, operated by lawless firms who hire unskilled workers drawn from the same economic background as their targets, who routinely and grotesquely flout the law, but only when it comes to the people with the least ability to pay.

America has fairly robust laws to protect debtors from sleazy debt-collection practices, notably the Fair Debt Collection Practices Act (FDCPA), which has been on the books since 1978. The FDCPA puts strict limits on the conduct of debt collectors, and offers real remedies to debtors when they are abused.

But for FDPCA provisions to be honored, they must be understood. The people who collect these debts are almost entirely untrained. The people they collected the debts from are likewise in the dark. The only specialized expertise debt-collection firms concern themselves with are a series of gotcha tricks and semi-automated legal shenanigans that let them take money they don't deserve from people who can't afford to pay it.

There's no better person to explain this dynamic than Patrick McKenzie, a finance and technology expert whose Bits About Money newsletter is absolutely essential reading. No one breaks down the internal operations of the finance sector like McKenzie. His latest edition, "Credit card debt collection," is a fantastic read:

https://www.bitsaboutmoney.com/archive/the-waste-stream-of-consumer-finance/

McKenzie describes how a debt collector who mistook him for a different PJ McKenzie and tried to shake him down for a couple hundred bucks, and how this launched him into a life as a volunteer advocate for debtors who were less equipped to defend themselves from collectors than he was.

McKenzie's conclusion is that "paying consumer debts is basically optional in the United States." If you stand on your rights (which requires that you know your rights), then you will quickly discover that debt collectors don't have – and can't get – the documentation needed to collect on whatever debts they think you owe (even if you really owe them).

The credit card companies are fully aware of this, and bank (literally) on the fact that "the vast majority of consumers, including those with the socioeconomic wherewithal to walk away from their debts, feel themselves morally bound and pay as agreed."

If you find yourself on the business end of a debt collector's harassment campaign, you can generally make it end simply by "carefully sending a series of letters invoking [your] rights under the FDCPA." The debt collector who receives these letters will have bought your debt at five cents on the dollar, and will simply write it off.

By contrast, the mere act of paying anything marks you out as substantially more likely to pay than nearly everyone else on their hit-list. Paying anything doesn't trigger forbearance, it invites a flood of harassing calls and letters, because you've demonstrated that you can be coerced into paying.

But while learning FDCPA rules isn't overly difficult, it's also beyond the wherewithal of the most distressed debtors (and people falsely accused of being debtors). McKenzie recounts that many of the people he helped were living under chaotic circumstances that put seemingly simple things "like writing letters and counting to 30 days" beyond their needs.

This means that the people best able to defend themselves against illegal shakedowns are less likely to be targeted. Instead, debt collectors husband their resources so they can use them "to do abusive and frequently illegal shakedowns of the people the legislation was meant to benefit."

Here's how this debt market works. If you become delinquent in meeting your credit card payments ("delinquent" has a flexible meaning that varies with each issuer), then your debt will be sold to a collector. It is packaged in part of a large spreadsheet – a CSV file – and likely sold to one of 10 large firms that control 75% of the industry.

The "mom and pops" who have the other quarter of the industry might also get your debt, but it's more likely that they'll buy it as a kind of tailings from one of the big guys, who package up the debts they couldn't collect on and sell them at even deeper discounts.

The people who make the calls are often barely better off than the people they're calling. They're minimally trained and required to work at a breakneck pace. Employee turnover is 75-100% annually: imagine the worst call center job in the world, and then make it worse, and make "success" into a moral injury, and you've got the debt-collector rank-and-file.

To improve the yield on this awful process, debt collection companies start by purging these spreadsheets of likely duds: dead people, people with very low credit-scores, and people who appear on a list of debtors who know their rights and are likely to stand on them (that's right, merely insisting on your rights can ensure that the entire debt-collection industry leaves you alone, forever).

The FDPCA gives you rights: for example, you have the right to verify the debt and see the contract you signed when you took it on. The debt collector who calls you almost certainly does not have that contract and can't get it. Your original lender might, but they stopped caring about your debt the minute they sold it to a debt-collector. Their own IT systems are baling-wire-and-spit Rube Goldberg machines that glue together the wheezing computers of all the companies they've bought over the last 25 years. Retrieving your paperwork is a nontrivial task, and the lender doesn't have any reason to perform it.

Debt collectors are bottom feeders. They are buying delinquent debts at 5 cents on the dollar and hoping to recover 8 percent of them; at 7 percent, they're losing money. They aren't "large, nationally scaled, hypercompetent operators" – they're shoestring operations that can only be viable if they hire unskilled workers and fail to train them.

They are subject to automatic damages for illegal behavior, but they still break the law all the time. As McKenzie writes, a debt collector will "commit three federal torts in a few minutes of talking to a debtor then follow up with a confirmation of the same in writing." A statement like "if you don’t pay me I will sue you and then Immigration will take notice of that and yank your green card" makes the requisite three violations: a false threat of legal action, a false statement of affiliation with a federal agency, and "a false alleged consequence for debt nonpayment not provided for in law."

If you know this, you can likely end the process right there. If you don't, buckle in. The one area that debt collectors invest heavily in is the automation that allows them to engage in high-intensity harassment. They use "predictive dialers" to make multiple calls at once, only connecting the collector to the calls that pick up. They will call you repeatedly. They'll call your family, something they're legally prohibited from doing except to get your contact info, but they'll do it anyway, betting that you'll scrape up $250 to keep them from harassing your mother.

These dialing systems are far better organized than any of the company's record keeping about what you owe. A company may sell your debt on and fail to keep track of it, with the effect that multiple collectors will call you about the same debt, and even paying off one of them will not stop the other.

Talking to these people is a bad idea, because the one area where collectors get sophisticated training is in emptying your bank account. If you consent to a "payment plan," they will use your account and routing info to start whacking your bank account, and your bank will let them do it, because the one part of your conversation they reliably record is this payment plan rigamarole. Sending a check won't help – they'll use the account info on the front of your check to undertake "demand debits" from your account, and backstop it with that recorded call.

Any agreement on your part to get on a payment plan transforms the old, low-value debt you incurred with your credit card into a brand new, high value debt that you owe to the bill collector. There's a good chance they'll sell this debt to another collector and take the lump sum – and then the new collector will commence a fresh round of harassment.

McKenzie says you should never talk to a debt collector. Make them put everything in writing. They are almost certain to lie to you and violate your rights, and a written record will help you prove it later. What's more, debt collection agencies just don't have the capacity or competence to engage in written correspondence. Tell them to put it in writing and there's a good chance they'll just give up and move on, hunting softer targets.

One other thing debt collectors due is robo-sue their targets, bulk-filing boilerplate suits against debtors, real and imaginary. If you don't show up for court (which is what usually happens), they'll get a default judgment, and with it, the legal right to raid your bank account and your paycheck. That, in turn, is an asset that, once again, the debt collector can sell to an even scummier bottom-feeder, pocketing a lump sum.

McKenzie doesn't know what will fix this. But Michael Hudson, a renowned scholar of the debt practices of antiquity, has some ideas. Hudson has written eloquently and persuasively about the longstanding practice of jubilee, in which all debts were periodically wiped clean (say, whenever a new king took the throne, or once per generation):

https://pluralistic.net/2020/03/24/grandparents-optional-party/#jubilee

Hudson's core maxim is that "debt's that can't be paid won't be paid." The productive economy will have need for credit to secure the inputs to their processes. Farmers need to borrow every year for labor, seed and fertilizer. If all goes according to plan, the producer pays off the lender after the production is done and the goods are sold.

But even the most competent producer will eventually find themselves unable to pay. The best-prepared farmer can't save every harvest from blight, hailstorms or fire. When the producer can't pay the creditor, they go a little deeper into debt. That debt accumulates, getting worse with interest and with each bad beat.

Run this process long enough and the entire productive economy will be captive to lenders, who will be able to direct production for follies and fripperies. Farmers stop producing the food the people need so they can devote their land to ornamental flowers for creditors' tables. Left to themselves, credit markets produce hereditary castes of lenders and debtors, with lenders exercising ever-more power over debtors.

This is socially destabilizing; you can feel it in McKenzie's eloquent, barely controlled rage at the hopeless structural knot that produces the abusive and predatory debt industry. Hudson's claim is that the rulers of antiquity knew this – and that we forgot it. Jubilee was key to producing long term political stability. Take away Jubilee and civilizations collapse:

https://pluralistic.net/2022/07/08/jubilant/#construire-des-passerelles

Debts that can't be paid won't be paid. Debt collectors know this. It's irrefutable. The point of debt markets isn't to ensure that debts are discharged – it's to ensure that every penny the hereditary debtor class has is transferred to the creditor class, at the hands of their fellow debtors.

In her 2021 Paris Review article "America's Dead Souls," Molly McGhee gives a haunting, wrenching account of the debts her parents incurred and the harassment they endured:

https://www.theparisreview.org/blog/2021/05/17/americas-dead-souls/

After I published on it, many readers wrote in disbelief, insisting that the debt collection practices McGhee described were illegal:

https://pluralistic.net/2021/05/19/zombie-debt/#damnation

And they are illegal. But debt collection is a trade founded on lawlessness, and its core competence is to identify and target people who can't invoke the law in their own defense.

Going to Defcon this weekend? I’m giving a keynote, “An Audacious Plan to Halt the Internet’s Enshittification and Throw it Into Reverse,” today (Aug 12) at 12:30pm, followed by a book signing at the No Starch Press booth at 2:30pm!

https://info.defcon.org/event/?id=50826

I’m kickstarting the audiobook for “The Internet Con: How To Seize the Means of Computation,” a Big Tech disassembly manual to disenshittify the web and bring back the old, good internet. It’s a DRM-free book, which means Audible won’t carry it, so this crowdfunder is essential. Back now to get the audio, Verso hardcover and ebook:

http://seizethemeansofcomputation.org

If you’d like an essay-formatted version of this post to read or share, here’s a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/08/12/do-not-pay/#fair-debt-collection-practices-act

#pluralistic #jubilee #debts that cant be paid wont be paid #Patrick McKenzie #patio11 #bits about money #debt #debt collection #do not pay #bottom feeders #Fair Debt Collection Practices Act #fdcpa #finance #armbreakers

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rafecameronssl4t · 4 months ago

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Ok, question, fem! forced marriage au - how would Rafe react/feel if she brought up ANYTHING about separating, weather that’s flat out divorce or doing it in secret - happy to the public but living in diff spaces/diff lives/maybe even having affairs(?)

Tied bonds || Rafe Cameron x fem!reader

A/n: don't mind me going off slightly in the beginning when its talking about the legality side of it, i was literally studying trusts and estates law a couple days ago lol

Warnings: angst galore!

Word count: 2,801

MASTERLIST (forced marriage au masterlist)

divider by @h-aewo

The heavy oak doors of the estate’s study shut behind you with a quiet but resolute thud, isolating you from the rest of the world. The room, with its high ceilings and ornate furnishings, exudes both the security and suffocation of wealth. The scent of polished mahogany and aged leather permeates the air, a sensory reminder of the legacy you're bound to uphold and the responsibilities weighing on your shoulders.

The dim light from the tall windows casts long shadows across the room, making it feel as though the walls themselves are closing in, urging you to act before time runs out. You sit across from your lawyer at the broad mahogany desk. He’s a man in his 50s, with silver-threaded hair and sharp, calculating eyes. His demeanour exudes quiet authority, the kind of calm that comes from handling the complex finances of wealthy families like yours for decades.

A briefcase sits open beside him, documents meticulously laid out in front of you. These aren’t just numbers and figures on a page—they represent your children’s future, your security, and the small corner of independence you’re desperately trying to carve out for yourself. “Now, given the scale of your family’s assets,” your lawyer begins, his voice smooth and professional, “it’s prudent to separate certain accounts. Some in your name, some under irrevocable trusts for the children. This will not only shield them from potential claims but also provide financial protection in the event of....unforeseen circumstances—marital or otherwise.”

You glance down at the papers, feeling a mixture of relief and apprehension. This was necessary, you remind yourself. You need some semblance of independence, some safeguard for your children. With Rafe’s unpredictable behaviour and the constant pressure from both families, you can’t afford to let everything slip from your control. Your lawyer pulls out another document, sliding it across the desk.

“We’re talking about setting up separate trusts for each of your children. These funds will be distributed to them upon reaching a certain age—18 or 21, depending on your preference. In the meantime, control of the trust can be vested in you alone, ensuring that no one else has access to or influence over these assets, including your husband.”

“And what about Rafe’s side of the family?” you ask, your voice quieter than you intended. “Would they have any legal claim?” The lawyer shakes his head firmly. “No. Not if everything is properly structured. The trusts would be irrevocable, meaning no one—not even your husband—could alter them once established. His family would have no legal right to interfere, regardless of any financial entanglements between the two of you.”

You take a breath, the enormity of it all settling in. This is exactly what you wanted—an impenetrable safeguard. A plan that ensures your children’s future remains under your control, untouched by the unpredictable tides of Rafe’s influence or the demands of your family. “Thank you,” you respond softly, your fingers tracing the edge of the document, the weight of your decision pressing heavily on your chest. “I want everything arranged quietly,” you say softly, your voice carrying the weight of your decision.

“No one else needs to know about this… especially my husband.” The lawyer gives a small, understanding nod. “Discretion is key, as always.” You sign where indicated, feeling a mixture of relief and unease as you watch your name inked onto the page. This is the right thing to do, you remind yourself. For your children, for their future. Yet as you rise from the desk and collect your things, a sense of foreboding lingers.

The heavy oak doors creak open as you step out, and the estate feels impossibly vast around you. Despite the careful planning, you can’t shake the feeling that keeping this from Rafe will lead to complications far greater than you anticipate. With every step you take, the sinking feeling grows. You only hope Rafe doesn’t find out before you’re ready to tell him.

The moment you step through the front door of your home, the tension in the air is palpable. You pause, your coat still in hand, as your eyes land on Rafe. He’s leaning casually against the doorframe, arms crossed, an almost relaxed posture, but the intensity in his gaze betrays any notion of calm. His sharp blue eyes follow your every move, calculating, probing.

"You have a nice little meeting today?" His voice is cold, deceptively casual. But you can hear the edge in it—the suspicion lurking beneath the surface. Your heart skips a beat, anxiety pooling in your chest. Of course, he knows. Rafe always knows. You hang your coat on the rack, avoiding his gaze, trying to maintain some semblance of calm. "I had a few things to take care of. Where are the children?"

You answer nonchalantly, hoping to steer the conversation away from any confrontation. "With Astoria, they wanted to play with their cousins," Rafe answers, his gaze sharp as he pushes off the doorframe, taking a slow, deliberate step toward you, his presence overwhelming as always. "Answer my question," His tone hardens, suspicion fully creeping into his voice now. "I know you met with your lawyer. What are you up to?"

Your pulse quickens as you hold Rafe’s gaze, his eyes narrowing with suspicion. He’s already jumping to conclusions, constructing a narrative that fits his fears. You knew this confrontation was inevitable, but the reality of it still unsettles you, the tension in the room thick and suffocating. "It’s nothing that concerns you," you respond, keeping your tone as even as possible, despite the way your nerves fray under his scrutiny. "Just some family matters."

Rafe scoffs, the sound harsh and filled with disbelief. His jaw clenches as he steps even closer, his towering figure casting a shadow over you, blocking any hope of retreat. His presence is overbearing, the heat of his anger palpable in the air between you. "Family matters?" His voice is dripping with accusation, dark and biting. "Don’t play games with me. I heard enough to know this wasn’t just about your parents or your siblings."

His words cut deeper as his tone drops, low and dangerous. "You’re setting up trust funds. Inheritance management. Without telling me. What the hell are you planning?" His words slam into you, twisting your stomach in knots. His paranoia, the sharpness of his accusations, stings in a way you hadn’t fully prepared for. Of course, you knew he’d react like this, but hearing it out loud—his anger, his distrust—it’s worse than you imagined. You steady your breath, trying to keep your composure.

"It’s for the children, Rafe," you say, your voice soft but firm, though the tightness in your chest makes it difficult to breathe. "I want to make sure they’re taken care of, no matter what happens. That’s all this is." But even as you say it, you can see the suspicion lingering in his eyes, the doubt still gnawing at him, twisting this simple act of protection into something more sinister in his mind.

Rafe glares at you, his eyes dark and intense as they search your face for the slightest hint of deception. His presence feels overwhelming as he steps even closer, the space between you disappearing in an instant. Without breaking eye contact, his hand moves down deliberately, resting on the swell of your belly where your third child grows. His touch, firm and possessive, sends a chill through you.

"You don’t trust me with that?" His voice is low, almost a growl, laced with an edge of disbelief and wounded pride. "You think I wouldn’t look out for my own kids?" His words sting, but it's the subtle accusation in his tone that cuts deeper, as if he can’t comprehend why you would feel the need to act independently. Your frustration bubbles to the surface despite your best efforts to remain calm, your emotions swirling between anger and exhaustion.

"That’s not what this is about," you snap, your voice sharp as the tension between you flares. You're trying to hold it together, but the weight of his misunderstanding—of him always assuming the worst—pushes you to the brink. "I’m doing this to protect them. To protect us. You can’t control everything, Rafe." For a split second, something flickers in his eyes—hurt, maybe—but it vanishes quickly, replaced by his usual defensiveness. He steps closer, his voice lowering, cold and accusatory.

"You’re doing all of this behind my back," he growls. "And I’m supposed to believe it’s just for the kids? You don’t set up secret meetings with lawyers for something as simple as trust funds. It looks more like you’re preparing for something else. Like maybe you’re planning to escape this all." His breath is hot against your ear now, the venom in his words unmistakable. "Is that it? Are you getting ready to leave me?"

His accusation hits you hard, knocking the air from your lungs. The vulnerability behind it cuts deeper than you expected. It’s not just anger simmering in his voice—there’s fear too, buried beneath the suspicion, fear of losing control, of you slipping away. His jaw tightens, but his hand remains firmly pressed against the swell of your stomach, as if anchoring himself to you, to the life you’re carrying.

“And have our children without their father?” you ask, your voice sharp. There’s a flicker of something more beneath the surface—hurt, uncertainty. His eyes search yours, almost pleading. You blink, stunned by the weight of your own question. “Rafe…” you begin, your voice barely a whisper, incredulity lacing your words as you try to make sense of what you’ve just implied. “I’m not leaving you.”

The tension in the room feels suffocating, as if the walls themselves are closing in. You take a breath, steadying yourself, as you step closer, your gaze softening despite the frustration swirling inside you. "This isn’t about that,” you say gently, trying to reach him through the haze of his suspicions. “But I need some control over my life, Rafe. Some protection.” Your voice wavers slightly, but you press on. “I’m not just here to be controlled or managed. I need to know that I’m not just a piece in this game.”

You can feel his breath against your skin, heavy with unspoken fears, and for a brief moment, the façade of his strength cracks. The fear of losing control, of losing you, is palpable, and it clings to the space between you like a storm cloud ready to burst. He exhales sharply, running a hand through his hair, pacing in frustration. "Control. Protection," he mutters under his breath, his movements sharp and agitated. "You think I’m the threat here? You think I wouldn’t protect you? Protect our family?"

You shake your head, stepping back slightly, trying to maintain some distance from the intensity of his emotions. "I never said that," you say, your voice softer now, trying to calm him. "But this is something I need to do. For me. For them." For a long moment, the two of you stand there, locked in a silent standoff. His breathing is heavy, and the anger in his eyes slowly shifts into something else—something more conflicted. He turns away from you, pacing a few steps before running his hands through his hair again.

"This isn’t how marriages are supposed to work," Rafe mutters, more to himself than to you. The words cut deep, piercing through the fragile layer of calm you’ve been clinging to. It’s a painful reminder of what your marriage has become—what it’s always been. The expectations, the compromises, the strain. This life… it’s not what either of you envisioned. You feel the urge to retort, to let loose the frustrations that have built up over the years, but you bite your tongue. Now isn’t the time for that argument.

"I know," you whisper, though you’re not sure if he hears you. The admission feels hollow in the tense silence that follows, the weight of your reality pressing down on both of you. The room feels unbearably heavy, the air thick with unsaid words. Rafe exhales, his broad shoulders sagging ever so slightly, as though some of the fire inside him has been extinguished. He turns his back to you, the physical distance a reflection of the emotional chasm that has been growing between you both.

For a brief moment, you consider stepping closer, reaching out, bridging that gap—but the weight of your decision, of everything you’ve been trying to secure for yourself and the children, holds you back. It’s a boundary you can’t afford to cross right now. "You should’ve told me," he finally says, his voice quieter, but still taut with lingering tension. There’s hurt there, beneath the anger, beneath his instinct to control everything around him.

Your throat tightens at his words, the soft accusation lingering in the space between you. "I didn’t want this to turn into a fight," you admit, your own voice subdued, drained from the confrontation. The fatigue in your bones echoes in your tone. "I just needed to make sure everything was in place. For the kids, for their future." You pause, the weight of your decisions settling on your chest. "I wasn’t trying to hide it from you."

Rafe turns back to face you, his expression a mixture of frustration, hurt, and something more vulnerable—something he rarely lets show. "It feels like you were," he mutters, the edge of accusation still present, though softer now. His blue eyes search yours, looking for answers, reassurance, something to ease the fear behind his suspicion. You hold his gaze, trying to convey the truth behind your words. "I need to feel like I have some control, Rafe," you say gently, your voice steady but laced with an underlying sadness.

"Our lives… they’re not easy. And I know you want to protect us, but I need to protect them too. In my own way." Your heart beats heavily in your chest, each word an attempt to bridge the gap between you, a gap that seems to widen with every conflict. Rafe’s gaze lingers on you, the tension between you both crackling in the air. You take a tentative step forward, closing the physical distance between you, hoping it will ease the emotional one. Just as you stop inches from him, his expression softens slightly.

He reaches for your hand, his grip firm yet tender, and before you can say anything, he brings it up to his lips. The moment feels suspended in time as he presses a kiss to your knuckles, the warmth of his breath brushing against your skin. It’s a gesture so gentle, so unlike the earlier confrontation, that it catches you off guard. The vulnerability in his eyes flickers, almost as if he’s silently asking for forgiveness or offering an unspoken truce.

You feel your heart ache, the gesture disarming you in a way his words couldn’t. It’s as though this kiss is his way of telling you that, despite his anger, despite his suspicions, there’s something deeper binding you together—a love neither of you can deny, even in moments like this. “I’m not the enemy, Y/n,” he repeats softly, his voice rough but sincere, the earlier accusation tempered by this quiet moment.

His lips linger on your skin for just a second longer before he lowers your hand, though he doesn’t let go. You swallow hard, your chest tight with emotion, your voice a whisper as you respond. "I know you're not." The air between you feels different now—quieter, softer, though still tinged with the weight of everything unresolved. For that fleeting moment, it feels as though the two of you are in sync again, even if just barely.

Rafe’s hand remains wrapped around yours, and though the tension between you hasn’t fully dissipated, it’s no longer suffocating. The kiss to your knuckles feels like a promise, fragile but meaningful. As he finally lets go and turns away, you watch him disappear down the hallway, the memory of his lips on your skin lingering long after he's gone. The weight of your choices still presses down on you, but somehow, in that brief exchange, it feels a little lighter.

You know this isn’t over. Rafe’s suspicions won’t vanish overnight, and your need for autonomy remains unresolved. But for now, the confrontation is over. The weight of your decisions, the strain on your already fragile relationship, presses down on you like a heavy cloak. You did the right thing, you remind yourself. This is about protecting your children, about securing a future for them. For now, all you can do is hope that, in time, he’ll come to understand why you did this. Why you needed to.

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