#3% apy yall..... THREE PERCENT!!!!
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yall idk wtf is biting me in the ass, maybe its bc i got financially spanked last month but holy shit am i ON TOP of my finances this month
#mine#august is abt to be so boring in the best possible ways lol#i just opened another savings acct with my credit union after i found out#that they have one specifically for compound interest on savings!!!!#3% apy yall..... THREE PERCENT!!!!#AND IT COMPOUNDS#and i didnt even know it but my regular savings acct has compounding interest too!#the way that i was so geeked to find that out was just.... i literally couldnt sleep last night i was so excited#lmfao#goddamn i really am growing up to be an adult huh 💀💀💀#excited over compound interest on my savings acct...... bruh#ALSO i bought my first share of an ETF last night :3#no index funds for me.... yet. vanguard's index funds are EXPENSIVE#lucky for me my brokerage acct also has compound interest so ✌️#gonna try and really be intentional with my money from here on out#i hear everyone online saying that if you start in your 20's youre already ahead of the game#esp on 401ks but.... i really wish i had started sooner ngl LOL#had i known abt compound interest and dcu's incredible apy rates i wouldve switched to them rather than fuckin SANTANDER#god#anyways#now i know better and i intelligently moved most of my money to dcu a couple years ago#BUT STILL#well now hopefully getting started on my finance journey today will be more helpful to me in the future#rather than starting in my 30's lol#im also gonna see abt opening a roth ira as well... if vanguard would like to work on my computer lol#but still. kinda proud of myself! mhmm
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