#title insurance company
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iastitlesearch-blog · 1 year ago
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At Indus Abstract Services LLC, we have keyed a number of title documents effectively and our expertise vests in complete title plant indexing services.
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stevenashley · 2 years ago
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Benefits Of A Title Insurance Policy
A title insurance policy would protect you from potential defects while getting a house on a mortgage. If there are title defects that you can't find out by searching the public records, get a policy from a title insurance company in New Jersey. If you get a lender's title insurance policy, the interest of your mortgage lender will also be protected. Visit url: https://www.sjsatitle.com/
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zhongrin · 1 year ago
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"i really hope you don't have any more work for the rest of this year. fingers crossed [client] isn't giving us more work, but if they do i'm dumping it to january."
"here's my performance evaluation for the team this year: you guys didn't take enough day offs, so make sure to do so next year."
"friendly reminder to remember to log out from all work apps when you go on your holidays!"
"cancelling this meeting session because of festive season. happy holidays all!"
;w; dear gods, i love my coworkers and the working culture in this company so much
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tj-crochets · 2 years ago
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Inexplicably just got two letters from Aetna asking for additional information for prescription drug prior authorization in the state of Florida. Couple of things wrong with that: - the prior authorizations have already been approved - I don’t live in the state of Florida and never have - the information it asks for is information I cannot provide, only my doctor can, and she’s named on the paperwork so they definitely know how to send her the letters - I’m not in Florida???? Why Florida?????
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lakeareatitle · 1 month ago
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Protect Your Investment with Comprehensive Title Insurance Today!
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Protect your property investment with comprehensive title insurance from a trusted provider. Our title insurance policy in Lake Charles, Louisiana, safeguards homeowners and lenders against title defects, legal disputes, and unforeseen claims. With years of industry experience, we ensure a smooth closing process and offer peace of mind for residential and commercial properties. Contact Lake Area Title at 337-433-9436 for more details!
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digitalcreationsllc · 11 months ago
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First American Takes IT Systems Offline After Cyberattack
First American Financial Corporation, the second-largest title insurance company in the US, has experienced a cyberattack and has taken some systems offline to contain the impact.
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parvej121 · 1 year ago
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Insurance: Protecting Your Real Estate Investment
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When you purchase a home or any piece of real estate, it's a significant investment, both financially and emotionally. You spend countless hours searching for the perfect property, secure a mortgage, and go through the intricate process of closing the deal. While you're likely aware of the importance of homeowner's insurance, there's another type of insurance that often goes overlooked but plays a vital role in safeguarding your investment: title insurance.
What is Title Insurance?
Title insurance is a specialized form of insurance that protects homeowners and lenders from financial losses related to defects in a property's title. A property's title is a legal document that establishes ownership and the right to use and possess the property. It also includes any claims or liens against the property, such as unpaid taxes, mortgages, or easements.
When you buy a property, you want to be certain that the seller has a clear and marketable title, which means there are no legal issues that could affect your ownership rights. Title insurance ensures that you are protected if any hidden title defects or legal problems arise after the purchase.
Why Do You Need Title Insurance?
Protection Against Unknown Title Issues: Title insurance provides you with protection against any undiscovered title problems that may arise in the future. Even a meticulous title search can't guarantee that every potential issue will be uncovered. Title insurance offers peace of mind, knowing that you won't be financially responsible for addressing these issues.
2. Safeguarding Your Investment: Your home is likely one of the most significant investments you'll ever make. Title insurance helps protect your investment by minimizing the risk of unexpected title disputes that could result in financial loss or even the loss of your property.
For more information visit → learnwithvm.com
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assuredplus · 2 years ago
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How many types of unsecured loans are available in India?
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In India, there are several types of unsecured loans available to borrowers. Here are some common types:
1)Personal Loans: These are versatile loans that can be used for various purposes, such as funding medical expenses, home renovations, or travel. Personal loans will be avail based on the customer's credit score and income.
2)Credit Card Loans: Credit card companies offer pre-approved loans known as credit card loans or cash advances. Borrowers can withdraw cash against their credit limit and repay it over time.
3)Education Loans: These loans are designed to finance education expenses, including tuition fees, books, and living costs. Education loans typically have flexible repayment terms and competitive interest rates.
4)Medical Loans: These loans are specifically tailored to cover medical expenses, including surgeries, treatments, or hospital bills. Some financial institutions offer medical loans with special features like zero-interest EMIs or cashless hospitalization.
5)Wedding Loans: Wedding loans help individuals cover the expenses associated with weddings, including venue bookings, catering, decorations, and other related costs. These loans are designed to provide funds upfront and can be repaid over a specified period.
6)Consumer Durable Loans: These loans allow individuals to purchase consumer durables such as electronic appliances, furniture, or home appliances. The loan amount is typically repaid in equated monthly instalments (EMIs) over a fixed tenure.
It’s important to note that the availability and terms of unsecured loans can vary among financial institutions, and interest rates may differ based on the borrower’s credit history and income.
The specific documents required for unsecured loans in India may vary depending on the lender and the type of loan. However, usually, the following documents are commonly needed:
1)dentity proof: A valid government-issued ID such as an Aadhaar card, PAN card, passport, or driver’s license.
2)Address proof: Documents like an Aadhaar card, passport, utility bills (electricity, water, gas), or rental agreement that establish your residential address.
3)Income proof: Salary slips, bank statements, Form 16, or income tax returns (ITR) for the past few months or years, depending on the lender’s requirements.
4)Employment proof: Proof of employment, such as an employment letter, offer letter, or appointment letter from your current employer.
5)Bank statements: Typically, bank statements for the past six months or a year, show your income, expenses, and financial transactions.
6)Photographs: Recent passport-sized photographs.
7)Loan application form: The lender’s application form, is filled out with accurate and complete information.
It’s important to note that these are general requirements, and additional documents may be requested based on the lender’s policies and the specific loan product you are applying for. It’s recommended to check with the lender or financial institution for the precise documentation needed.
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titleservices · 2 years ago
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Title closing services provider is the best way to ease the process of property buying.
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Do you need help in between the bulky documents of real estate property buying? Well, this is where title closing services in Virginia come into play. A title-closing company's responsibility is to ensure that all the documents relating to real estate transactions are in order. Also, a closing agent is provided in Virginia for closing services. As well as providing insurance protection for buyers and lenders, these companies also provide legal counseling to ensure that legal issues do not arise during the real estate transaction.
Contact us for more details.
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fatliberation · 6 months ago
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hi, i'm a fat person who is just starting to learn to love and appreciate my body and i'm very new to the fat community and all that.
i was wondering if you could maybe explain the term ob*se and how it is a slur. i've never heard anything about it being a slur before(like i said, i'm very new here) and was wondering if you could tell me the origin and history of the word or mayy provide links to resources about it? i want to know more about fat history and how to support my community but i'm unsure of how to start
Welcome!
Obesity is recognized as a slur by fat communities because it's a stigmatizing term that medicalizes fat bodies, typically in the absence of disease. Aside from the word literally translating to "having eaten oneself fat" in latin, obesity (as a medical diagnosis) straight up doesn't actually exist. The only measure that we have to diagnose people with obesity is the BMI, which has been widely proven to be an ineffective measure of health.
The BMI was created in the 1800s by a statistician named Adolphe Quetelet, who did NOT sudy medicine, to gather statistics of the average height and weight of ONLY white, european, upper-middle class men to assist the government in allocating resources. It was never intended as a measure of individual body fat, build, or health. 
Quetelet is also credited with founding the field of anthropometry, including the racist pseudoscience of phrenology. Quetelet’s l’homme moyen would be used as a measurement of fitness to parent, and as a scientific justification for eugenics.
Studies have observed that about 30% of so-called "normal weight" people are "unhealthy" whereas about 50% of so-called "overweight" people are “healthy”. Thus, using the BMI as an indicator of health results in the misclassification of some 75 million people in the United States alone. "Healthy" lifestyle habits are associated with a significant decrease in mortality regardless of baseline body mass index.  
While epidemiologists use BMI to calculate national "obesity" rates, the distinctions can be arbitrary. In 1998, the National Institutes of Health lowered the overweight threshold from 27.8 to 25—branding roughly 29 million Americans as "overweight" overnight—to match international guidelines. Articles about the "obesity epidemic" often use this pseudo-statistic to create a false fear mongering rate at which the United States is becoming fatter. Critics have also noted that those guidelines were drafted in part by the International Obesity Task Force, whose two principal funders were companies making weight loss drugs. Interesting!!!
So... how can you diagnose a person with a disease (and sell them medications) solely based upon an outdated measure that was never meant to indicate health in the first place? Especially when "obesity” has no proven causative role in the onset of any chronic condition?
There is a reason as to why fatness was declared a disease by the NIH in 1998, and some of it had to do with acknowledging fatness as something that is NOT just about a lack of willpower - but that's a very complicated post for another time. You can learn more about it in the two part series of Maintenance Phase titled The Body Mass Index and The Obesity Epidemic.
Aside from being overtly incorrect as a medical tool, the BMI is used to deny certain medical treatments and gender-affirming care, as well insurance coverage. Employers still often offer bonuses to workers who lower their BMI. Although science recognizes the BMI as deeply flawed, it's going to be tough to get rid of. It has been a long standing and effective tool for the oppression of fat people and the profit of the weight loss industry.
More sources and extra reading material:
How the Use of BMI Fetishizes White Embodiment and Racializes Fat Phobia by Sabrina Strings
The Bizarre and Racist History of the BMI by Aubrey Gordon
The Racist and Problematic History of the Body Mass Index by Adele Jackson-Gibson
What's Wrong With The War on Obesity? by Lily O'Hara, et al.
Fearing The Black Body: The Racial Origins of Fat Phobia by Sabrina Strings
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lovelyhan · 9 months ago
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— melting point ⟢
rumor has it that icy department head of pledis insurance has something going on with her loyal secretary, wonwoo. well, she does—it's just not the kind of behind-closed-doors business one would expect for them to partake in.
★ FEATURING; secretary!wonwoo x afab!oc
★ WORD COUNT; 12.3k words
★ TAGS; coworkers to lovers, revenge fic, angst, smut
★ WARNINGS; blackmailing, manipulation, mentions of past bullying, graphic sexual content (MINORS DNI)
★ NOTES; hi... it's been forever, hasn't it? i missed tumblr a lot, and have decided to grace the tags with this fic after months of radio silence heheh ! this was a commissioned piece on twt which i tweaked to fit my tumblr audience better! cheers to 5k followers even in my absence t__t you guys are the best!
★ PS; i'm sorry i can't be bothered to dig up my taglist and tag those who filled it up T T
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There’s a saying in PLEDIS Insurance that goes: enjoy your coffee early because once the Ice Queen is in, it’ll turn just as cold as she is. 
Of course, the words were merely thrown around in jest. Something that bored employees come up with in the break room whenever they’re careless enough to think their little jokes won’t reach said ice queen’s ears. But still—they’re just jokes. As long as they worked enough to satisfy their salaries’ worth, Emma the Ice Queen would always turn a blind eye. She might be cold, but she isn’t completely heartless.
Most of the time.
“Good morning, ma’am,” her secretary, Wonwoo, greeted with a curt nod as she entered her office. 
Emma scoffed before setting her things down on her work desk, the frown on her face only worsening when she sees the elegantly wrapped gift box in front of her. “What's this?” 
Wonwoo swallowed thickly, like he was nervous. Wonwoo never gets nervous.
“We have an...unforeseen circumstance,” he prefaced before tapping away on the iPad in his arms. “Sir Leo from the Choi group wants to pursue you.”
“Unforeseen?” Emma repeated. “Wonwoo, this is completely foreseen. Isn't it our from the start is to make them fall in love, only for us to expose their dirty secrets in the end?”
He looked as if he wanted to agree. But after turning the screen of his iPad so Emma could see the article written on some shoddy newsletter, her brows furrowed together in confusion.
A Race for the Inheritance: How the Choi Group’s Next Generation of Ambitious Youngbloods Will Do Everything to Get Their Fill of Old Money. 
The title itself didn’t give Emma much context of what exactly was making Wonwoo—her ever-composed secretary—lose his composure. It’s natural to see the sons and daughters of a powerful business conglomerate fight each other for their rights to the family inheritance. But after reading through what the rest of the article had to offer, the pieces of the puzzle suddenly started to fit.
“They're seeing who gets to get married first?” Emma laughed incredulously before handing the iPad back to Wonwoo. “Does Leo really think he can get me to become his lover—even more so his wife—after everything he did to me in high school?”
Wonwoo breathed in deeply. “Miss Emma, we both know the answer to that. If it were all up to you, you could easily put him to shame and reject him. But his interests somewhat align with the director’s interests as well…”
Ah. Her father’s interests.
“No,” she answered sharply. “Even if he kicks me out of my position, I’m not going to be wed to that prick.”
“Are you sure about that?” Wonwoo sighed before adjusting his glasses. “Miss Emma, we both know you love your work more than anything. And you're chronically attached to this company even if you despise the executives. Sir Leo has good leverage over you, sad to say.”
There was something irritating about hearing Wonwoo call his ex-best friend Sir, as if he was underneath some scumbag of a human being like Leo. But then again, years have passed since then. Lots of things have changed. 
But Emma’s grudges hold steadfast, still.
“Hmph, whatever.” She dismissed the matter with a nonchalant wave before unwrapping the gift box in front of her. “Was this from Leo, too? Is he on a deadline or something?”
“Hmm, first one that gets married before December gets the rights to the inheritance,” Wonwoo informed her as he picked the clutter of ribbons off Emma’s desk and pocketed them in his coat for later disposal. “Do you want me to look up the progress of his siblings and cousins? We can sabotage him while it's still early.”
Emma didn’t respond right away—preoccupied with unwrapping Leo's so-called gift. But when she sees a red velvet box with an engagement ring and a folded letter inside, she begrudgingly realized that Leo wouldn’t be as easy a target as her other high school bullies.
No, this man really was rotten to the core.
By the time you’re reading this, I’m sure you already heard the news. You know what to do, right, Emma?
Or should I say, wifey? ;)
“Send this back to him. Now.”
Wonwoo nodded obediently as Emma pushed Leo's cursed gift box away from her. “Alright. Anything else I can do for you? Like…have someone plant a snake in his bedroom or something?”
Despite the sour mood that Leo undoubtedly put her in this morning, Wonwoo's little idea of a joke made the corners of her mouth turn up into a small smile. The offer was tempting, but in the end, she shook her head and booted up the PC on her desk instead.
“As much as I want his death by a snake bite to headline the news, Leo doesn’t deserve to get out of this the easy way.” Emma muttered as she started browsing through the hard-drive she’d hooked up onto the computer. “And lucky for us, I finally got the evidence to send his suspiciously prosperous career down into a spiral.”
Wonwoo raised an eyebrow before taking a peek behind her. “What's that? Money laundering records? Tax fraud?” 
No. It was really something as simple as—
“Footage of a mass orgy he participated in,” Emma casually told her secretary as she clicked on the only video on the hard drive. “Might not look like a big deal compared to what we had to go through with Ezra, but Leo belongs to a family of devout Catholics. Good thing your contact from Leo's favorite bar had some use. All I did was ask around and he quickly spilled all the details with the right amount of money.”
Wonwoo chuckled as he flashed her an impressed look. “As far as I know, I’m the one who’s supposed to do the dirty work for you. Why are you directly involving yourself in matters you can leave to me?” 
The lewd video continued to play on her screen—muted, of course—and one could easily make out Leo Choi's face amongst the crowd of sex-depraved freaks. Once they sent this over anonymously to each and every person who might think that scumbag deserved to inherit his family’s wealth, it would be all over for him.
“‘Cause we’re a team, Wonwoo,” she chuckled. “You’ve done your fair share of work when we took down Gavin and Ezra. But admittedly…I've got more bones to pick with Leo. I think it’s only fair for me to orchestrate his downfall with my own two hands.”
“Right…” Wonwoo agreed with a hint of fondness in his tone that completely went over Emma’s head—far too triumphant with her newfound ammunition. 
“We’re a team.”
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But it wasn’t always that way.
Wonwoo was actually more deeply involved in Emma’s mission to exact revenge on the people who’ve wronged her years ago than one would otherwise expect. He’d been best friends with Leo since they were kids, and when they eventually met Gavin and Ezra in their high school basketball team, the four of them were quite inseparable. 
But despite being his best friend, Wonwoo knew that Leo could be quite…off-putting with his behavior sometimes.
“Hey, look at that,” Sixteen year-old Leo scoffed before gesturing towards the loud girl earning amused stares in the cafeteria. “She's so fucking loud. Is she the new transfer student?”
Gavin snickered as he took a bite out of his lunch. “How'd she even get in here? Our tuition isn't a joke, and she doesn't really look like she can afford it. The kid of a maid, maybe?”
“Or she could be one of those financial scholarship kids,” Ezra pitched in with a shrug. “Though she doesn't look very bright if we're being honest.”
Wonwoo didn’t offer anything to the conversation, merely eating his food quietly as his friends talked smack about the new transfer student in their class. Emma Rodriguez was like a piece of meat thrown into a pit of vipers. Some might like her—like the classmates who were howling with laughter because of her antics—but others looked at her with disdain. 
She didn’t belong to any wealthy well-known families like every other kid in their grade. The girl simply popped out of nowhere like an eyesore, according to Leo. Wonwoo didn’t really mind her presence though. She made the boring monotone of his school days a bit more bearable with her energy.
But what Wonwoo thought was just his friends’ surface-level dislike for a girl who behaved differently from the others in their grade turned out to be something else.
Something worse.
He wasn’t stupid. He knew what bullying was, and was well-aware that what his friends constantly did to Emma wasn’t something that normal high schoolers did. Leo was the most vicious about it, and Wonwoo never really got to know his reasons for doing all those horrible things. 
But whenever they spotted Emma horsing around in the hallways, Leo would always be the first one to come up to her—calling her names like fraud, gold digger, and the like. Gavin and Ezra followed each and every time, and they were usually the ones who pushed her around for no real reason.
And Wonwoo? Wonwoo was the one who always stood a few feet away every time his friends decided they were in the mood to pick on the transfer student. The one who always stayed quiet and pretended nothing unsightly was happening in front of him.
The one whose gaze Emma always tried to silently catch, hoping he’d be the one to stop his friends from harassing her. 
But he never did.
That cycle of three boys bullying a once bright and bubbly transfer student became commonplace. Before their third year in high school came to a close, Emma suddenly vanished off the radar. She didn’t attend their classes, nor was she there in the completion ceremonies at the end of every school year. 
Most of the kids around Wonwoo didn’t really give two shits about her sudden disappearance. Word around the street was that she transferred out because of the heavy harassment she was getting, not just from his friends, but also the rest of the students from their grade. They didn’t think Emma was funny because of her silly antics and loud jokes anymore.
Everyone started to collectively think of her as a nuisance, and the fact that she had no familial connections to protect herself with only fed into the senseless yet oh-so popular trend of crushing Emma Rodriguez’s hopes and dreams into the ground.
It was almost like Wonwoo was the only person in their entire grade who felt the tiniest bit of pity for her. But he told himself long ago that someone like him had no right to feel sorry for someone he never bothered trying to help. 
The years passed by in a flash. After Emma’s disappearance, Wonwoo quit the basketball team and  completely cut off his friends and everyone else who actively hurt her. He didn’t really know why either—all he knew was that he couldn’t stomach the idea of keeping those connections despite what they drove Emma to do. 
Of course, he knew he wasn’t completely innocent either. But it wasn’t too late to be a decent person, right?
Wonwoo simply went through the motions of graduating high school, then college, before pursuing a career in the vicious world of the corporate hierarchy. But instead of gunning for executive positions like his fellow fresh grads dared to dream, he worked his way up without using his family’s prestige to his own advantage. 
In fact, Wonwoo realized he liked working closely with his bosses. That’s why he became the designated secretary to all the finance department heads who walked through the doors of PLEDIS Insurance. He was content with being a jack-of-all-trades kind of guy who’s at the beck and call of someone else—a tool who worked on the sidelines. He never really wanted to be the face of any company anyway.
But then, in his fifth year on the job, he was told that there were a couple of changes in PLEDIS’ executive board. The boss he’d been working under was set to retire and he’d be replaced with a new one—someone younger and full of promise, as the head of human resources dramatically explained to him. 
It wasn’t really a deal breaker or anything. As long as Wonwoo got paid, he’d gladly work for even the most terrible of people in this industry.
But on the day his new boss was set to start, he was haunted by a ghost from the past instead.
Wonwoo hasn’t spared a single thought for Emma Rodriguez in God knows how long. Yet the moment she stepped into the office, he recognized her almost immediately. There was no trace of that girl people called gold digger and other derogatory names because of her appearance. This was a woman with her head held high—someone who oozed confidence in every stride with a gaze sharper than her winged eyeliner. 
Yet Wonwoo couldn’t be mistaken. This really was Emma Rodriguez.
He wondered if she remembered him, too. The boy who kept quiet about those who bullied her in those few crucial years of her life. Wonwoo even considered apologizing for not doing anything to help her when he should have. 
“Ah, Wonwoo Jeon?” Emma repeated his name with a dismissive air, almost like she was wholly uninterested in him. “The one who just watched when Gavin Kim pushed me in the muddy courtyard at school? The one who pretended not to see when Leo Choi splashed paint all over my uniform? Of course I remember you.”
God. Was this her exacting retribution?
For the next few days since she came into the office, Wonwoo helped Emma get used to the feel of things in the Finance Department. At least, that was his intention. 
From the looks of it, Emma already knew the ins-and-outs of managing a company’s cash inflow and outflow, as well as the other gritty, more technical details that came with accounting for each and every cent. She managed to prepare and present several sets of data that his previous boss had trouble organizing to the current board of directors within two days’ time. 
Her work ethic was admirable—she got the job done quickly and efficiently, and that made her earn the respect of her subordinates faster than Wonwoo had seen them warm up to their previous bosses. It would have been the perfect relationship between the new department head and her employees, if it weren’t for Emma’s stone cold behavior towards other people. 
Not only did she look different from the Emma he knew in high school, but she acted differently too. Wonwoo couldn’t picture this Emma purposely making a fool out of herself just to make the people around her laugh. This Emma wanted the entire team to get the work handed to them done as soon as possible, and if they did, the most they’d receive in return is a mere nod in approval and nothing else.
It was for that reason that employees would start calling her the Ice Queen. Though she wasn’t some tyrant that gave people an unreasonable workload—she was actually very lenient and fair about the division of tasks—her people skills needed a little work. 
That or Emma was purposely shutting everyone out with her chilly attitude. 
Wonwoo had a few clues as to why she’d want to do that, but he’s a secretary, not a therapist. The only thing he could do about it was to keep his silence.
But then came a day when Emma asked him to come into her office to do something he completely expected from her but didn’t at the same time.
“Are you still in touch with Leo, Gavin, and Ezra?” she asked him, not even bothering to look up from the report she’s reading off her PC.
The question caught Wonwoo off-guard and it was obvious Emma caught on to his reaction if the tiny smirk that curved across her lips was anything to go by. Still, he took it in stride—breathing in through his nose as he thought about his answer.
He hasn’t been in touch with any of them since his high school graduation. All their attempts at reaching out to Wonwoo to invite him for a quick game of ball or a round of drinks somewhere in the city were all ignored. Not even turned down—ignored. 
Leo was the most persistent about it. After all, they were best friends. But after several years of Wonwoo not even bothering to give their invites a single glance, Leo stopped reaching out altogether. Wonwoo's life became a lot more peaceful since he cut ties with them, and he never really regretted the decision to do so. 
But perhaps the universe really was telling him to pay the price for his past inaction now that Emma was bringing up the past on a regular Wednesday afternoon. 
“No, ma’am,” he told her honestly. “Do you want me to reach out to them? Their contact details are pretty easy to get our hands on.”
Emma sighed quietly before meeting his gaze, an unreadable look hovering across her face. “Mmm. Yeah, I’d like that. But aren't you going to ask why I want to contact them again?”
He wanted to, but Wonwoo learned that in his line of work, the last thing he should do was ask questions. It made him wonder if Emma was purposely setting him up on some sort of conversational bear trap, but seeing as he didn’t really have anything to lose by giving, he chose to relent. 
“...Why?”
The silence of her office rang in his ears as Emma typed away on her keyboard. It was a mechanical one with tactile switches that matched the color of her desktop wallpaper. He didn’t take her to be someone who cared enough about aesthetics to that degree, but then again, Wonwoo never really got a chance to get to know her back then. 
He was too much of a coward to do so.
Once she was done, Emma got up from her ergonomic chair (which also matched her desktop setup), leveling her gaze with Wonwoo's even if the latter was easily a head taller than she was. Something about the glint in her eyes made him swallow the lump in his throat. Not to mention that sweet yet chilly smile that graced her bright red lips.
“It’s really simple, Wonwoo,” she told him with a laugh. 
“I want revenge.” 
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And that’s how their little team was formed.
It was a two-person job. Emma entrusted Wonwoo with digging up the information she needed about the three men she wanted to bring down, all while she was in charge of putting their plans into motion by heading over to the front lines. 
Gavin was an easy target. Unlike the other two, he’s the only one who pursued professional basketball and for a while, he amassed quite the number of fans and admirers because of his outstanding plays. What’s more was that he managed to wife up a beauty queen who’s already conquered the international stage a few years back. Now with their first baby on the way, one would think that Gavin Kim has a picture perfect life.
But further down the road, talk about how he’s actually a womanizing wife beater started to seep out of the cracks and crevices of the athletic industry. The allegations were serious, but no one really bothered batting an eye. It’s normal. Lots of athletes are like that. We can't do anything about it.
It was easy to get a hold of which gym Gavin frequents to maintain his physique. He preferred working out in public facilities instead of the one provided for his team because it gave him all the freedom to ogle and flirt with other women who just happened to be hitting the gym on days he was on the prowl. 
Wonwoo even added a little footnote in the file he prepared that said likes to engage in post-workout coitus in the shower rooms. Emma rolled her eyes in disgust when she read it, but made sure to keep it in mind.
The day finally came when she’d collect enough evidence to ruin Gavin’s career. Emma hasn’t dropped by the gym in a while—work having sapped her energy too much to let her psych herself back into working out. But she realized she didn’t have to act out too much because the moment she started operating the treadmill right next to Gavin’s, he was already checking her out.
He didn’t seem to recognize who she was, unlike Wonwoo. But then again Gavin was easily the stupidest out of her trio of high school bullies. This man was all brawn and no brains, which was why it was all too easy for Emma to seduce him in the showers of this shoddy gym not thirty minutes since she’d arrived.
It wasn’t the most pleasant experience. The last thing Emma wanted was to have this idiotic man inside of her so she offered to go on her knees and blow him instead—something that Gavin was all too happy to relent to. 
He didn’t even boast a cock of considerable size. It probably wasn’t any longer than her middle finger, and for a split second, she wondered why his beauty queen wife stayed with him despite having a cock that didn’t back up his cocky attitude. It was probably the money.
Emma didn’t waste much time though. Wonwoo visited this gym only a few hours prior to plant a bug somewhere inside the specific shower stall they were currently occupying. She just had to hope she and Gavin were positioned well enough so the camera would get a full view of what they were doing. 
It was the longest twenty minutes of Emma’s life, and she had to go home right away to disinfect her mouth about ten times, but hey. All in the name of vengeance, right?
At around eight in the evening on that same Saturday, her phone lit up with an email notification from Wonwoo. 
From: Wonwoo Jeon  Subject: CLASSIFIED Good evening, Miss Emma. I hope this message finds you well. I retrieved our bug from the gym earlier today and extracted the videos taken before properly disposing of it. Attached to this email is the MP4 file of our evidence against Mr. Gavin Kim. Around the time this message arrives to you, I have simultaneously sent said evidence to Mr. Kim’s managers, sponsors, teammates, other colleagues, and of course, his wife.  The only difference between their emails and yours is that this is a self-destructing message. Once you’ve closed this window, it will be deleted from your inbox without a trace. So if you are interested in watching the video below, best save it to your device of choice for better perusal. If you have any further questions and concerns, I am merely a text message away.  Regards,  Wonwoo Jeon Secretary, Finance and Logistics Department PLEDIS Insurance 
Like hell she was going to watch it.
The moment Emma finished reading through Wonwoo's overly formal email, she quickly exited the window and, true to his word, the message itself had disappeared. Despite being a fairly new player to the game, she had to commend all the precautions Wonwoo was setting to make sure her plans were a success. 
It made her wonder if his previous bosses have also asked him to do shady things under the company’s nose in the past. Whether or not that's true, she was reaping the benefits of his expertise, so she had no room for complaints. 
As long as she had Wonwoo, she’d get to punish everyone who wronged her without fail.
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Gavin’s downfall followed soon after. 
Tabloids were their best friend in that scenario. The thumbnail of the video that Wonwoo spread around like some virus that wouldn’t stop replicating headlined every single paper, talking about how one of the most promising basketball stars of their generation had fallen prey to his own vices.
It was a good thing that not only was Wonwoo careful enough to not leave digital footprints as he sent out those emails, but he also edited the video to keep Emma’s identity a secret. As Gavin’s world started to crumble before his eyes—him being kicked off the starting roster of the team, his wife leaving him behind, and the public execution of his reputation—Emma simply shared a bottle of aged wine from Tuscany with the man who helped her pull off a wonderful performance.
“You’re not too bad,” she mused as she took a small sip, crossing her legs from where she’s seated unceremoniously on the edge of her desk. “You're surprisingly more on-board with this plan than I thought. If I didn't know any better, I'd think you were never friends with Gavin in the first place.” 
Wonwoo retained his stoic demeanor, not having touched the glass Emma offered him simply because it was against company regulations to intoxicate himself on the job. “If my boss tells me to ruin someone's life, I'm mandated to do it. I’m just doing what’s written on my job description, ma’am.”
Emma’s lips stretched into a grin as she threw her head back with a laugh. She leaned in closer to Wonwoo, who seemed wholly unfazed by the fact that the gesture granted him an ample view of her cleavage through her blouse. 
“Does your job description cover watching and editing your boss' sex scandal so you can mass send it to hundreds of people?” She giggled before leaning back to take another sip of her drink. “You’re in the green for now, Wonwoo. Keep it up and I might just have a pay raise arranged for you with HR if our next escapade is a success.”
He hummed in understanding. “Who’s next?”
In usual Emma fashion, she didn’t give him a straight answer right away. Instead, she hopped back to the carpeted floor of her office—not even wobbling in those thin heels she’s wearing—before rounding her desk to access her computer. 
“Have you been watching TV lately? Primetime soap operas?” she asked him as she clicked away on her screen. 
Wonwoo shook his head. “They don’t really interest me, ma’am.”
“I figured they wouldn’t. But this might.”
Emma gestured for him to peer at her monitor and Wonwoo wordlessly followed suit, getting up from his seat and standing behind her. Flashed on the screen was an article from a more reputable news outlet that featured two co-stars who played the main couple in a popular network’s newest drama. 
“Ezra Lee and Alaina Park…” Wonwoo muttered under his breath before his eyes flickered to Emma. “You have any leads I can work with?”
His boss chuckled before looking up at him with an expectant smile. “Someone's determined. I never thought I’d get to see someone so eager to do the dirty work for me.”
Wonwoo shrugged. “Miss Emma, I'm not sure if you're aware but desk work gets boring sometimes. You’re right. This is a lot more interesting.”
“Alright, then,” Emma chuckled before retrieving both of their wine glasses and handing Wonwoo's back to him. “Unlike Gavin, I don't have a lot of surface-level leads with Ezra. He’s a celebrity—their reputation needs to be squeaky clean, so it makes sense why I can’t dig up anything about him through regular means. But this should be a piece of cake for you, right?”
Wonwoo stared at the bright red liquor inside the expensive glass, gaze darting to the wicked smile playing on Emma’s lips. If he looked a little closer, he would be able to tell that the shade of her lipstick matches the color of the liquor in her hands. 
He took it from her grasp with a sigh, clinking the edges of their glasses together before downing the entire thing in one fell swoop. The wine was aged well, and had somewhat of a sweet aftertaste, but despite the appealing flavor, Wonwoo reminded himself to never drink on the job ever again. 
“I’ll get back to you once I have the information you need.”
Wonwoo swiftly left Emma’s office after that little victory party. Even with his new sideline of being his boss’s lead henchman, he still had a lot of work to do for PLEDIS Insurance. And that included telling the other employees to quit horsing around in the break room when their designated lunch break ended hours ago.
“Sir Wonwoo,” one of said employees, Soonyoung, snickered before throwing an arm over Wonwoo's shoulders. “You've been hanging out in Miss Emma's office pretty frequently. Is there something going on? You became close real quickly.”
“Yeah” said one Seokmin, who’s still snacking on a wafer despite Wonwoo's scolding. “Boss, we know you're not the fuck-your-way-up kind of guy, but who knows, right? But with your position right now, do you really need it?”
Seungkwan, the last member of their unruly trio, slapped Seokmin’s arm with a scowl. “Hey! Do you really have to say it to his face? Oh, boss, if you make a report about these two, please know I have nothing to do with whatever they're saying.”
Soonyoung snickered. “Are you sure about that? Weren't you the one who first noticed that Sir Wonwoo was stepping inside Miss Emma's office more frequently—”
“Hey! Boss told us to scram, didn't he?! Let's go.”
Seungkwan quickly ushered his two friends out of the break room, scolding them in a hushed tone before they all went back to their respective cubicles. Wonwoo shook his head with a sigh, muttering something about inevitable rumors as he made himself a cup of coffee.
Was that how they perceived Wonwoo’s sudden closeness with the department head? That he was fucking Emma in the solitude of her office? Well, the idea of a boss having illicit relations with their secretary wasn’t too far-fetched. He’s heard about how the head of the Advertising Department gets frisky with his secretary through the corporate grapevine. But just because it was a popular trope among the employees’ strange fantasies, it didn’t mean it applied to himself and Emma as well.
They were strictly professional: he did the dirty work and she paid him in full. That was all there was to it.
(But what people don’t know was that editing Gavin’s scandal wasn’t exactly the walk in the park Emma thought it was.
Despite being one of the most indifferent people in the company, Wonwoo was still a man. Seeing his boss, whose body would be coveted by anyone who dared to want her, in such a compromising position excited an…unexpected physiological reaction out of him.
His resolve was as sturdy as steel, however. Instead of taking care of the obvious problem in his pants as he edited the scandalous video, Wonwoo dealt with it by taking a long, cold shower until all the blood that rushed down south started circulating properly again.
He told himself not to think about it come morning.)
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“A drug den?”
Even Emma was baffled by the news that Wonwoo brought her the following week—a scowl of disbelief permanently etched on her face as she scanned the file her secretary prepared for her. Wonwoo merely stood at her side, waiting for her to finish going through the data he’s gathered. 
And he sure hoped she understood every single word printed on it. He practically risked his life trying to investigate Ezra’s secret business. No wonder it was so hard to dig up any dirt on him—dead men tell no tales after all.
“This is…” Emma swallowed thickly before continuing, “way above my expectations. If he was just getting faded on his own with a private dealer, I'd understand. Lots of celebrities do recreational drugs. But for him to head an entire operation? Where'd he find the time on top of his taping schedules?” 
Wonwoo sighed. “I would’ve been able to investigate further if his men weren't so meticulous. They're fiercely loyal to Ezra. Couldn’t bribe him like we did with Gavin’s gym coach.” 
“And you made sure to keep your identity under lockdown?”
“Positive.”
Emma drummed her fingers across the smooth surface of her work desk—brows furrowed as she stared into nothingness. Though they’ve only been working together for roughly six months at most, Wonwoo knew her well enough to realize she hit a wall.
It made him wonder if this was where she would draw the line. Their success with Gavin gave them both an unexpected high, sure, but Wonwoo recognized that this game they were playing was a dangerous one. The people they were trying to take down had more money and connections than the two of them could ever hope to get their hands on. 
But one thing that he failed to recognize right away about Emma was that she’s always been grossly ambitious. 
“The file you gave me also mentioned na he was hoping to insure his new house in Incheon,” she pointed out. “Care to tell me why you decided to include that?”
“I know you told me not to involve the company in this as much as we can, but I couldn’t think of any other way to penetrate into his circle.” Wonwoo adjusted his necktie, suddenly feeling like he’s being watched by the hawk that was his boss. “I’ve been told that he’s wary of people. Side effects of the cocaine, probably. Though the info broker sounded like he was joking, it’s best to be wary of him. If he can hide behind the protection of his management and his family, we need to play our cards right and protect ourselves, too.”
Emma took a moment to process what her secretary just told her, nodding slowly before closing the folder containing Ezra’s file and locking it inside a hidden drawer beneath her desk. 
“Oh, Wonwoo. If only all men were as intelligent as you are,” she sighed, getting up from her seat before pinching his face. “Good work. Let's go out for drinks later. My treat.”
Wonwoo's face twisted with confusion. “For what? Doing my job?”
Emma rolled her eyes. “For going above and beyond every single time. You think you're only good at doing dirty work? At being my errand boy? You never fall behind your quotas here in the office either, you know. I think that in itself is a cause for celebration.”
Now that she’s reasoned it out, Wonwoo was even more weirded out by this strange turn of events. In the six months that Emma Rodriguez has spent as the head of PLEDIS Insurance’s Finance head, she never failed to uphold that arctic cold façade. She treated both executives and regular employees with the same degree of cut-throat harshness. 
And that’s when Wonwoo realized that she didn’t really treat him the way she treated them.
Huh. Did the Ice Queen have a melting point after all?
Despite his extensive protests, however, Wonwoo let Emma rope him into grabbing dinner and drinks at a food hub several districts away from their office. The fewer people who could recognize them outside, the better. Of course, he pleaded and reminded her several times that she was his boss and she really didn’t have to—
“Hey! Keep drinking!” Emma slurred with a huff, face red from the alcohol as she pushed another pint of beer into Wonwoo's face. “Why aren't you drunk yet, huh, Wonwoo Jeon? Are you God? Maybe that's why you're so good at obtaining information for me. Ah! No! Maybe you're the devil! Right, what we're doing isn't exactly good nor is it legal…”
Wonwoo exhaled long and hard as his boss continued blabbering nonsense across from him at their shared table. One glance at the smartwatch on his wrist told him that it was near midnight and that he should probably bring Emma home before she could make a scene. 
But…maybe they could stay for a few minutes more.
“Miss Emma? Are you sleepy?”
“Hm? Why would I be sleepy? We're drinking, aren't we?” 
“You're half-asleep on the table, so.”
At the prospect of being called out, Emma quickly shot into an upright position—looking around to see if anyone caught her drooling. When she realized she was in the clear, she narrowed her eyes at Wonwoo.
“Not a word about this in the office,” she warned, using one of the finished barbecue sticks on their empty plates to threaten him. “But...yeah. Alcohol makes me sleepy. Drive me home.”
Not even a please. This woman was really shameless even when drunk.
Not a peep of complaint was heard from Wonwoo when he drove Emma all the way to her condo unit in uptown Poblacion. Though he had to practically carry her inside and even help her out of her clothes and into her pajamas (at her request, not his own initiative), he simply told himself this was all part of his job. 
When his boss was safely tucked in bed, he was ready to bid her farewell and head back to his own place to catch up on some sleep. But for someone who was intoxicated beyond belief, Emma was still quite aware of her surroundings. The moment Wonwoo took a step away from her bed, her hand shot out to grab ahold of his wrist, making Wonwoo look back at her with an eyebrow raised.
“Wonwoo,” she murmured, face still smothered in her pillows despite her tight grip. “Can you stay?” 
“There's nowhere for me to sleep,” he chuckled. “I should go.”
“Then sleep next to me.”
The furrow on his brow merely deepened. He’d ask her to repeat what she said, but Wonwoo could recognize that Emma wasn’t really in the headspace to be reasonable right now. So instead of refuting her wish, Wonwoo carefully pried her fingers off his wrist so he could take off his work coat and fold it neatly on top of her vanity table.
This is all part of the job, he told himself.
Wonwoo laid on his boss’ duvet perfectly still. He didn’t want to make the mistake of touching her when he didn’t have explicit permission to do so. He was merely told to sleep next to her after all—nothing else.
But about fifteen minutes after he lied next to her, Emma shifted on her side of the bed—turning to him with a sleepy look in her eyes.
“You know,” she whispered, so softly, he would’ve missed it if he wasn’t as observant as he was. “I hoped...so hard back then that you would help me when I needed it. But you never did.”
Emma probably won’t remember what she mumbled in her drunken stupor in the morning. But the sadness and honesty that underlined her words sent him back about ten years into the past. To a time when he was a much greater evil than those who directly wronged her.
An apology sizzled across the tip of his tongue—something that’s a decade overdue. But before Wonwoo could hope to let her hear his piece, Emma’s breathing had become even and shallow. 
She was already fast asleep.
He sighed, staring up at the dainty ceiling of her bedroom as he chuckled helplessly to himself.
“That’s why I’m making up for it now.”
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If Gavin’s case was a walk in the park, Ezra’s was an Olympic-level marathon.
Wonwoo didn’t want to dwell on the details anymore. To cut it short: he was going to cross out ‘exposing a notorious drug lord’ off his bucket list without thinking of doing it again ever. While he managed to get out unscathed during his investigation, it just so happened that their final altercation with Ezra ended up putting Wonwoo in the hospital. 
But so what if he fractured a couple of ribs trying to save Emma from being killed by that drug-addicted lunatic? As long as their goal to bring Emma’s enemies down was achieved, he’d gladly sustain any life-threatening injuries.
Which was, admittedly…strange. 
Long before Emma came into the picture as his boss, Wonwoo never would’ve pictured himself risking his neck for the benefit of someone else. Though he had an entire arsenal of skills and knowledge at his disposal, it would take more than just his generous salary to get him to put them to good use.
But with Emma, he found himself utilizing whatever means to help her exact her revenge—on people he once called his friends, much less.
He must be going insane. 
“Wonwoo…?”
Funnily enough, he ended up recalling everything that happened over the past two weeks first before recognizing that he was just regaining consciousness in the intensive care unit. Wonwoo's eyes hurt because of how bright the fluorescent lights were overhead, but for some reason, he didn’t flinch away from her relieved smile when it was a million watts brighter than the hospital’s indoor lighting.
“Good…day, ma’am,” he croaked out awkwardly, belatedly realizing that he didn’t know what time it was. “What day is it? Did someone fix your schedule for today? Did someone go over your meal plans in my stead? Were you—”
His endless stream of questions was interrupted by hacking fit—making Emma scramble for a glass of water on the table by his hospital bed, a concerned look lining her gaze.
“Don't talk too much,” she scolded him as he finished his drink. “You’ve been out for two days, idiot.”
Two days? 
Needless to say, he couldn’t do a thing about it once his boss started fussing over him. She called over doctors she personally knew and handpicked only the most competent of nurses to look after Wonwoo. How Emma could be the judge of that, Wonwoo wasn’t very sure, but he gladly let her take care of him for a change. 
After all, they successfully concluded another chapter in Emma’s little revenge story.
“When are we going to start with Leo?”
Wonwoo brought the matter up about three days after he woke up, right in the middle of eating the stale hospital food served to him for dinner. Emma, who was snacking on some takeout fast food, hummed before tossing a french fry into her mouth.
“You're not even healed yet, and you're thinking about work?” she sighed before pointing a fry in his direction. “I’m still paying you your regular wage even if you're stuck here. You don’t have to worry about making ends meet so much, Wonwoo. You just need to rest—”
“But I don’t want to rest, I want to be useful to you,” he interrupted her gruffly, which was strange of him because he never interrupted his employers. 
For a moment, Wonwoo thought he’d be on the receiving end of a verbal lashing even if he was still recovering. Emma never let other people talk back to her without consequences. But instead, his boss threw her head back with a laugh that bordered on a snort. It’s a look that Wonwoo had seen on her time and time again—a look that he noticed Emma only showed to him. 
Back then, he didn’t really think of her smile all that much. But now…
“You’re being useful enough just by being alive, Jeon,” she reassured him, that grin of hers unwavering. “Enough questions about Leo. I'm not even thinking about him yet because compared to the previous two? He’s a lot easier to track down.”
Wonwoo shot her a puzzled look. “What do you mean?”
“Same approach lang with Ezra.” She flashed him a toothy smile. “We’re going to get him to insure some of his properties under PLEDIS. But instead of us going to him, he'll be going to us instead.”
“I…? Sorry, ma’am. I don’t follow.”
Emma stifled a soft laugh behind her palm, unwrapping the burger included in her takeout meal before taking a bite of considerable size. “The Choi Corporation is expanding a chain of shopping malls somewhere in Jeju. Leo Choi personally contacted our CEO and there we have it: another big shot client.”
Another person to drag down to hell.
“Is that good enough for you?” 
Wonwoo was still processing the news as they both finished up their respective meals. He should probably be glad that Emma didn’t decide to put their secret operation on hold just because he was out of commission. But something about how smoothly they’re progressing into the next phase of Emma’s big revenge plan that made him wary of treading any further. 
He felt like he was being paranoid—probably the aftermath of almost crossing to the other side because of what happened with the Ezra incident. Wonwoo couldn’t help but be wary of any and all threats to both his life and Emma’s, and it was for a good reason.
“Okay,” Wonwoo breathed, wincing a little when he felt the spot where his ribs broke ache at how fast he inhaled. “What do you want me to do for now? Investigate? Trace his whereabouts?”
Emma’s smile suddenly turned ice cold. “I want you to rest, Wonwoo. Do I have to keep repeating myself?”
“But—”
“No buts. Boss’ orders—I'm your boss, right?” 
Ah, there’s the Ice Queen they all knew and loved. 
Fine. Maybe he could use a break from all that quote-unquote field work he just did. But one thing about his entire hospitalization still remained unanswered.
“What did you tell HR? About…this?” Wonwoo gestured towards his battered but healing body. “You’ve got the charisma, but I’m pretty sure it’s difficult even for you to go into cahoots with the other employees of PLEDIS. Much more, our human resources head.”
Emma waved away his concerns with a shake of her head. “You're so persistent, aren't you? Don’t think about HR. Or Leo. Or the rest of our plans. Can’t you be a normal salaryman and be happy that you have a break from all the things I make you do?”
“I told you, Miss Emma. I just want to make myself useful.”
“And I told you that you're the least useful in your current state. So give. It. A. Rest,” she threatened, putting emphasis on every syllable. 
But behind her intimidating façade was someone who actually cared for him. The details were still a bit muddled in Wonwoo's head, but he remembered being rushed to the hospital in an ambulance. Remembered how Emma never let go of his hand as they made the trip all the way. And how he heard her pray for him to make it out alive despite being a well-known agnostic.
Once their conversation had mellowed down, he laid back against the steady elevation of his bed, watching the scenic city lights glimmer outside the window of his hospital room—just behind the woman who made his life a lot more interesting.
He couldn’t wait to be useful to her again.
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“I hate this. I fucking hate this so much.”
Wonwoo spared his employer a quick glance as she practically glared at her reflection in the full-length mirror. He’d been browsing through a sports car catalog tucked underneath the hotel’s coffee table, but watching Emma have a furious meltdown about her wedding was more worth his time. 
“You're the one who said that there'll more benefits if you accepted the marriage proposal,” her secretary reminded, crossing his legs as he leaned back on the couch he was sitting on. “Don’t say I didn’t warn you.”
“Of course I was just…gaslighting myself about this entire fucked up situation!” Emma growled as she stomped over to him with a scowl. “Can’t fucking believe my dad agreed to marry me off just like that, too. After all his talk that I needed to love whoever I'm supposed to marry...”
Wonwoo shrugged. “Anyone can be blinded by money—especially if it's from the Chois.”
“Even you?”
It’s a question that sunk into the room with a rhetorical implication. Emma was quick to exchange the earrings her stylist chose for her with something more suited to her taste—a pair that didn’t sparkle all that much but was worth more than six months of Wonwoo's salary. In her reflection on the vanity mirror, he could clearly see the way her red lips parted in concentration as she clipped the earrings in place. 
“No,” Wonwoo responded even if he knew she wasn’t looking for an answer. “I’m more easily blinded by other things, ma’am.”
Emma glanced behind her with a puzzled look, not getting his drift. “Like what?” 
Wonwoo didn’t dare think twice. 
He got up from his once comfortable position on the couch, closing the distance that sat between him and Emma in long, calculated strides. She didn’t seem fazed by his sudden need to walk over, but the moment Wonwoo was behind her, she stiffened when he reached a hand in front of her face. Then, with a firm yet featherlight touch, her secretary wiped off the lipstick that stained past her lip line with his fingers—not once breaking eye contact with her in the mirror. 
“It wouldn’t be fun if I told you, now would it?” He smiled before pulling his hand back. “I need to keep you on your toes sometimes, too, Miss Emma.”
He half-expected her to scoff and brush off his attempt at being smart with her. Emma was a no-nonsense kind of person, and with the wedding happening soon, Wonwoo understood why she’d be more high-strung than usual. 
But instead of acting the way she always did with him, Emma took Wonwoo by surprise when she fisted his silken necktie in her manicured nails, tugging him down so that their eyes were leveled with each other. Normally, that wouldn’t be enough to wrestle Wonwoo into complete submission, but this was his boss they were talking about.
There’s a glint in those sharp eyes of hers that had his heart beating off the charts. This wasn’t the gaze of someone entitled the Ice Queen of their office. No, there’s something warm in there—borderline sensual. And before Wonwoo could even hope to figure out what it was, Emma was already closing her eyes and sealing their lips together like some unspoken pact. 
It’s an inconsequential kiss. Wonwoo has made out with both men and women alike—all desperate gasps and lust-fueled passion—but somehow, none of those experiences could hold a candle to the way Emma Rodriguez pecked his lips for a fraction of a second before pulling away. 
“You're getting more and more insufferable,” she muttered, resting her forehead against his. “You were never this cheeky before. What happened?”
You, he wanted to tell her. You happened.
At that point, Wonwoo's brain was merely operating on carnal instinct alone. He lunged forward to capture her lips again, making her gasp in surprise as he snaked a strong arm around her waist. Thank fucking god Emma’s wedding dress had a simple design—no pretentious frills to obstruct his movements. 
Despite the fact that this woman—his boss—was getting married in less than two hours, Wonwoo couldn’t even give a damn. He swiped all the makeup boxes and accessories off the vanity table, propping Emma up on the horizontal surface as he kissed her until she saw stars. 
“Wonwoo,” she sighed against his lips, thighs inching apart as he bunched the long hem of her gown up to her waist. He wondered distantly if Emma was going to ask him to stop—to see reason. But the glazed look in her eyes told him otherwise.
“More.”
Wonwoo wanted nothing more than to give her more. He’d do everything she could ever dream of asking him. Never mind the fact that it was more than a little messed up for him to consider fucking his boss right before she’s married off to the man who tormented her endlessly at sixteen. 
Nobody else mattered—not Leo, not the director, not even Emma’s intricate revenge plot that was years in the making. At that moment, only the two of them existed, only separated by a few layers of clothing before they could finally become one. 
But Wonwoo was abruptly reminded why he always chose reason before ambition long before he met Emma. Dreams and delusions were bound to end when you least expected them to. Reality, on the other hand, would always remind you of life’s harshest truths.
“Miss Emma?” They both could hear the voice of Leo's personal assistant outside the door to the hotel room, preceded by a few short knocks. “It’s time for your prenup shoot. Director Rodriguez is also looking for Sir Wonwoo. Is he in there with you?”
Whatever dream the two of them have fabricated only minutes ago had been erased from existence—all that was left was a bride-to-be with her dress ruffled in all the wrong places, and a pitiful secretary with red lipstick stains adorning his face.
“Yeah, he’s here with me,” Emma yelled over to the doorway, eyes refusing to part from Wonwoo's. “We’ll be down soon. Thanks, Christina.”
“Okay, ma’am. I'll just wait for you in the lobby.”
Wonwoo counted to ten before peeling himself away from Emma, quickly striding towards the bathroom to get some tissues both for himself and his employer. But while he was wiping off the lipstick on the corners of his mouth, Wonwoo immediately noticed the shift in the atmosphere.
Emma was already busy straightening herself out—smoothing down the creases in her gown and retouching her makeup as best as she could without her stylists. Wonwoo wouldn’t have minded the silence, it’s exactly the kind of setting he preferred working in. 
But just when he thought he’d managed to melt the Ice Queen’s heart over the past year, she turned arctic cold all over again. 
“After the wedding, tell my driver to accompany me to Leo's penthouse. Though I despise the idea, we have to go home together to keep up the act for everyone to see.” She gave her orders the same way she used to tell Wonwoo to sort the company’s financial reports—straight to business with little room for playing around. “Other than that, I don't have any more orders. You can rest easy for the day, Wonwoo.”
He felt like he should say something to address what just happened between them five minutes ago. To ask why she was pretending as if they weren’t breathing each other in like all the oxygen on the planet had gone in a flash. But Wonwoo wasn’t some desperate fool that overestimated his place in Emma’s life. 
“Duly noted, ma’am,” he muttered with the same degree of aloofness she’d just given him before tossing the soiled tissues in the trash. “I’ll be waiting for you outside.”
Emma didn’t even break face as Wonwoo's footsteps resounded on the carpeted floor. She didn’t even spare him a second glance. But then again…
He was her secretary, and she was his employer. 
That was all there was to it.
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Much to Wonwoo's surprise, Leo's case was closed much sooner than he thought it would be.
Before Emma could even make it to the cathedral, the commotion had already started. Wonwoo had arrived earlier in the venue with Emma’s father, the director of PLEDIS Insurance, and were just about to take their seats among the other principal sponsors when the television screens mounted all over the church suddenly started playing a video.
A video that Wonwoo has already seen before.
He didn’t have to glance at Leo to know that he was sporting the most horrified look he could muster upon seeing one of your many sex scandals having an impromptu screening at the cathedral. Collective gasps and disgusted remarks were heard in a chorus of murmurs that reached all the way up to the high ceilings. 
Wonwoo could hear Leo's assistant, Christina—who turned out to be part of the sex parties her boss secretly indulged in—barking orders for the church staff to cut the feed. But it was too late. Those who needed to see the truth have already gotten their fill.
Recognizing that his daughter couldn’t possibly be wed to a man with a reputation that’s been tarnished in a church, of all places, Director Rodriguez ordered Wonwoo to contact the bridal car driver and tell him to send Emma straight home instead. It’s a job that Wonwoo got done fairly quickly, and despite the numerous text messages that Emma sent him demanding answers about what happened, he didn’t respond to any of them right away. 
After a few hours of digging around, Wonwoo eventually found out that one of Leo's cousins was behind the public exposé. Apparently, said cousin was able to obtain the same footage that Emma acquired and was able to sabotage Leo's attempt at seizing their family riches before Emma could even put her plans into motion. 
Well, at least someone else already did the dirty work for them.
As usual, Wonwoo collated all the information he’s gathered in a concise email. This was how he kept Emma up to speed about their progress—through self-destructing emails. He informed her about the involvement of Leo's cousin and how the trash had taken itself out, ensuring that Leo Choi had fallen from the false pedestal he’s clung onto for years.  
Their behind-the-scenes mission has been fulfilled.
While he didn’t expect Emma to respond enthusiastically, receiving radio silence in return wasn’t something Wonwoo had anticipated either. But he opted not to read into it much. She must’ve been royally pissed that Leo's demise wasn’t brought about by her own hand, and Wonwoo respected that.
The following Monday after the canceled wedding, however, he ended up finding out the reason behind her silence. 
“Boss,” sobbed Seokmin when Wonwoo timed in at the office. “Please don't leave!”
Immediately backing him up was Soonyoung, who didn’t hesitate to hug Wonwoo, even giving him a few pats on the shoulder as if they were old drinking buddies. “It's okay, Sir Wonwoo. You've been here long enough. Maybe it's about time you found your path elsewhere.”
…Huh?
“What are you talking about?” Wonwoo voiced out his confusion. “You’re speaking like I got fired.”
As if on cue, the third member of their trio walked in on the conversation as he sipped on his usual iced americano. Seungkwan stared at Wonwoo with a puzzled expression before saying:
“But weren't you fired, sir? Miss Emma announced it this morning, but I think she left right away after, too.”
Not privy to the way the pieces started to click in his head, Seokmin and Soonyoung kept consoling Wonwoo as he made his way to his (old) cubicle. Emma had been one step ahead too—someone already having packed away most of his belongings in storage boxes. Not to mention the notice of contract termination sitting on his desk. Effective immediately, it says.
“I really don't get it though” Seungkwan droned behind him. “You? The best secretary in the city? Fired just like that?”
Seokmin nodded. “I don't understand it either. You two were business-as-usual after the wedding. Miss Emma must've been so pissed that she didn't get married that she laid off the boss here.”
“True,” Soonyoung agreed with a snicker. “Boss, maybe Miss Emma's just being unreasonable. I bet she'll be begging for you to come back in a few days' time.”
Yeah. That’s what the situation would seem like to an outsider. But Wonwoo knew perfectly well that Emma wasn’t bluffing about this. She fired him for a reason that’s been stewing for more than a decade. Even if Gavin, Ezra, and Leo have had their taste of justice, Emma’s revenge plot wasn’t finished like Wonwoo thought it was.
Because Wonwoo was one of her targets all along, too.
I hoped...so hard back then that you would help me when I needed it. But you never did.
“Where is she?” 
Seungkwan perked up. “Uh, maybe she went home? She told us something about feeling a bit under the weather?”
Seokmin nodded. “She's probably in her penthouse or something. If i were you, I'd start making it up to her.”
“Hey, you're talking like they're actually dating,” Soonyoung scolded with a laugh.
Not even bothering to thank them, Wonwoo turned on his heel and made a beeline for the office entrance—dead set on doing exactly what Seokmin jokingly suggested.
This is why I'm making it up to you, he mused with an exasperated air as he buckled up in his car. 
Can’t you just let me in?
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Emma spent her first Monday after the entire wedding disaster with Leo holed up in her unit—stuffing herself full of ice cream. The only reason she bothered going to the office today was to formally announce that her secretary Wonwoo Jeon was fired—just like she’d been planning since the moment she met him again as her secretary after all these goddamn years.
Her high school bullies have been put in their place. Her fifteen-year revenge plot was finally over.
But why did she feel so fucking depressed about it?
She sighed pitifully when she realized she’d already emptied her tub of double dutch ice cream, finally deigning to get up from the couch to deposit it in the kitchen for later disposal. But just when she was about to continue moping in her living room, the doorbell to her unit buzzed from the entrance, making her glance that way curiously.
It could be her next-door neighbor. A kind, elderly woman who lived with her daughter. She borrowed Emma’s rosemary spices yesterday—something that she barely used because she often opted to go for food deliveries instead of whipping up her own meals. 
With that reasoning in mind, she didn’t bother checking who was at the door through the peephole. She simply undid the locks before opening the door—only to come face-to-face with—
“Hey,” Wonwoo sighed as he jammed his foot between the door and the doorframe. “Ma’am, please talk to me first. Did you think I wouldn't catch onto what you were trying to do?”
“Why do I have to explain myself to you? You’re fired, right?” Emma growled as she pushed the door with her back, but sadly, Wonwoo easily overpowered her. At least he was decent enough to not let himself in—he simply lingered out in the hallway with a placid look on his face. “What?”
“Emma,” her ex-secretary addressed her for the first time without any formalities. “If you fired me as vengeance for not helping you all those years ago, I get it. I deserve it, even. But after what happened sa hotel…
“You can’t convince me there’s nothing between us anymore.”
Her breath hitched, face growing warm at the reminder of that intimate moment they shared hours before she was supposed to get married. Whenever she closed her eyes, she could still feel Wonwoo's mouth on hers. But that wasn’t a thought that was healthy to entertain at the moment.
“What are you saying? That was all part of the plan, you know?” She bluffed with a mirthless laugh, fully turning to face him as she crossed her arms. “Make you smitten enough with me to let your guard down. Look, you didn't expect me to fire you, did you?”
“No, but you can’t fool me, Emma,” Wonwoo chuckled with a self-satisfied smirk. “You wanted me too—that was real. If I’m mistaken, then make me leave. Call security on me. If I’m the nuisance you so desperately want me to be, then get rid of me here and now.”
The silence was thick between them. Emma was practically shaking with frustration as Wonwoo stared down at her with that overconfident look on his face. She wanted nothing but to punch him, hit him, slap him—
Kiss him.
Maybe Wonwoo was right. Maybe Emma did want him more than she led herself to believe. 
Because why the hell did she fist the front of Wonwoo's work shirt before pulling him inside her penthouse? Why did she slam him against the door, earning a sexy groan from him as she crushed their lips together?
Was this a healthy way to deal with your current predicament? No—definitely not. But it felt too fucking good to pass up on.
Wonwoo, however, was all too quick to regain control—hooking one of Emma’s thighs around his waist as she gasped into his mouth. She could practically feel him smirk against her lips, and though she’s loath to admit, it only made her want him even more.
“You’re not getting rid of me that easily,” he chuckled before peppering her neck with love bites. “You might need to kill me first before I stop pursuing you.”
Emma spared him a breathless laugh that quickly melted into a moan when Wonwoo's hand found itself inside her oversized sleep shirt. “If I didn’t know better, I’d think you were obsessed with me, Jeon.”
His fingers were warm against her skin, and Emma couldn’t help the full-on shudder that racked her body when Wonwoo grazed her bare nipples. The smile on his face was wicked—dangerous, even. 
“Maybe I am,” he chuckled, his breath fanning against her flushed face.
“What would you do if I was obsessed with you, Ma’am?”
Emma was well aware that Wonwoo knew the answer to his own question. It was obvious in the way he quickly picked her up from the floor, fully wrapping both her legs around his waist as he carried her towards her bedroom. But despite the carnal urgency in his grip, Wonwoo was awfully gentle as he laid her down on the mattress.
“Last chance to kick me out,” he murmured against her ear as he started unbuttoning his shirt. “You could exact your revenge on me even better, ‘no? I’m giving you the leeway to frame me for forced entry…among other things.”
God. She knew Wonwoo was a little crazy when he accepted Emma’s orders to help her make his old best friends suffer. But the way he looked at her with such crazed desire further confirmed her suspicions.
And she didn’t want her men any other way.
“Fuck me, Wonwoo,” she told him clearly before stripping her own clothes and laying herself bare for him to feast on—eyes lidded, desiring him just as much as he did her. “That’s an order.”
He shook his head with a chuckle, and Emma had to force herself not to drool over his perfectly built torso. If she had more patience, she would’ve taken her time worshiping every inch of Wonwoo's body, but he’d already set a fire in the pit of her stomach. One that she fully expected him to deal with sooner than later.
“So wet for me,” he observed with a lopsided smirk, pressing their foreheads together as he lathered his fingers with her slick. “Have you always wanted me this way? Do you touch yourself to the thought of me, Miss Emma?”
Yes. Fuck, yes. 
“That’s none of your business, Jeon,” Emma stubbornly insisted, keeping herself from moaning when his lips descended onto one of her hardened nipples. 
Wonwoo made good on the opportunity, using the fingers he’d used to feel up her slick cunt to rub her essence across the other bud he wasn’t suckling on. The effect was near immediate—Emma throwing her head back with a pretty little whimper as Wonwoo started to massage her breasts. 
Fuck. He’d always dreamed of getting to smother his face between them.
“Wonwoo,” she gasped out loud, hips bucking desperately when he bit down on her sensitive flesh. “F-Fuck me. Now.” 
“Demanding.” He pulled away from her sensitive nipples with a pop, staring up at her with a lustful gaze. “You enjoy ordering me around too much, you know?”
“You enjoy being ordered around, too,” Emma pointed out with a scoff, trying her best not to moan too loudly when Wonwoo's fingers started to toy with her leaking cunt again. “Just—I need you. Please.”
Ah, he never thought the day would come when he’d hear Emma Rodriguez begging for his cock.
“Okay, Ice Queen,” he relented with a playful laugh, kicking his underwear and trousers off as he pumped his already hard length. “Since you're so eager for me to fuck you, I’m not going to prep you anymore. You better not cry when my cock splits you open, okay?”
Hearing him talk so lewdly to her made her pussy gush with excitement. What’s more was that, not only was her secretary blessed with a face and body that gods would covet, but his cock was something she was afraid she’d keep looking for even when he was done with her.
He was awfully careful when he first pushed inside of her, sharp eyes riveted on her face as it twisted with both pain and pleasure alike. His size was something that one needed getting used to, and he wasn’t about to make his first time with Emma uncomfortable for her.
No, he wanted her to keep thinking about him even after they’ve had their fill of each other.
“Squeezing me so fucking tight,” he rasped against her neck, licking a long stripe along the column of her throat to make her shiver. “Too bad you already fired me. I always wondered what it would feel like to bend you over and fuck you in your office.” 
He could feel her pussy squeeze his cock even tighter at the shameless image she put in her head, making Wonwoo smirk with pride as he started to move. Emma mewled his name, grabbing his face as he chased his lips. He was all too willing to give her what she wanted, meeting her with an open-mouthed kiss as their tongues clashed together in time with his thrusts.
“W-Wonwoo,” she moaned into his mouth, hips eagerly meeting his. “Deeper. Fuck me deeper.”
And fuck her deeper, he did—Emma’s got him wrapped around her pretty manicured fingers, after all. 
Wonwoo was relentless with the way he pounded her into the bed, the sound of skin slapping against skin ringing much too loudly in his ears. But he didn’t fucking care. The feel of Emma’s velvet pussy walls pulsing around his cock sent his mind into a frenzy—fucking her until the bedframe creaked, until Emma was begging him to give her more, more, more—
All of a sudden, she gasped, “Coming, coming—!” 
If being inside her was life-changing, feeling her cum around his cock sent Wonwoo straight to heaven. Her cunt spasmed deliciously as Wonwoo helped her ride out her high—lips locked together as they breathed each other in. 
“Cum inside me,” she murmured deliriously into his mouth, practically rubbing her breasts—sensitive and littered with all the marks Wonwoo left on them—against his toned chest. “Make me yours, Jeon.”
He didn’t have to be told twice.
“God, I love you,” he sighed a little mindlessly, and those carelessly uttered words made Emma’s eyes widen with surprise before losing herself to the feeling of delirium. 
Wonwoo spilled his load inside her quivering cunt with a long-winded moan, feeling like he’d been shot through the head and was experiencing a level of euphoria that bordered on illegal. Emma moaned at the feel of his warm cum filling her to the brim, bringing him down for another sloppy kiss as the heat of the moment started to dissipate in the quiet atmosphere of their bedroom.
As their breaths started to settle, Emma was the first to glance at him—to meet his eyes. Wonwoo couldn’t find any trace of the arctic cold Ice Queen that practically told him to scram the other day at the hotel.
No, it was just Emma. 
His Emma.
“Can I still take back my verdict?” she muttered softly, inching closer to bury her face in his chest. Wonwoo instinctively pulled her in for a tender embrace, kissing the crown of her head with a smile.
“You mean the contract termination?” Wonwoo chuckled. “Take it up to HR, Miss Emma. I’m just a lowly secretary.”
All of a sudden, Emma rolled over so that she was seated upright on the bed. Wonwoo had to keep himself from groaning at the sight of her—hair disheveled and body sporting all his marks. Seeing her freshly fucked by him was doing things to his libido. 
“You’re not just my secretary, Wonwoo,” she sighed, twiddling with her fingers awkwardly. “I…I wasn’t going to fire you anymore. I got used to your company. I…
“I fell in love with you.” 
The words floated between them like a cloud that couldn’t easily be swept up by the wind. Wonwoo offered her a comforting smile before pulling her into a firm kiss.
“Yet you fired me anyway,” he pointed out with a laugh. “Why? You couldn’t deal with the fact that you fell in love with one of your high school bullies?”
That earned him a punch in the shoulder. “You’re not one of them. You’re different.”
“And you’re in love with me too, no? You said it yourself. Since when?”
Shaking his head, Wonwoo then pressed a soft, featherlight kiss on her nose—one that had Emma’s heart fluttering like she was a schoolgirl.
Gosh, this man. He’s fifteen years too late.
“Maybe I’ve always been a little in love with you. Who knows?” Wonwoo spared her a Cheshire cat smile. “There’s more where that came from though.”
Emma punched him in the chest this time—a bit too close to the spot where he broke a few ribs months prior. But he didn’t care.
She could send him to hell and back and he’d do it for her in a heartbeat.
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From: Wonwoo Jeon 
Subject: NOT-SO CLASSIFIED
Good evening, Miss Emma. I hope this message finds you well.
I heard that you dealt with quite a stressful client today. I’m very sorry that I wasn’t here to help you with the matter as I was given tasks to do elsewhere. In order to make up for this lapse on my part, I am cordially inviting you to dinner at 7PM tonight after work. 
Rest assured, the expenses shall be shouldered by me and your only job is to sit and look gorgeous as I wine and dine you for the evening. Sincerely hoping for your most favorable response.
Regards, 
Wonwoo Jeon
Secretary, Finance and Logistics Department
PLEDIS Insurance 
Your boyfriend :)
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end notes: this wasnt thoroughly proofread so if you spot some strange errors (aka sentences in a different language bc this fic was partly in filipino) here and there, pretend you didn't see em! as always, ur feedback means everything to me so scream in the tags or my ask as much as you want ^__^
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iastitlesearch-blog · 1 year ago
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adverbally · 4 months ago
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We Can Lock the World Outside
Written for the @steddieangstyaugust prompt “Moonlight” | wc: 979 | rated: G | cw: none | tags: migraine, chronic illness, hurt/comfort, author is a spoonie projecting onto Steve | title from “Sometimes” by Erasure
———
It’s dark out when Eddie gets home, which isn’t unusual. All the lights in the apartment are off, which is.
Juggling grocery bags from his stop on the way, Eddie has already let the door slam shut behind him by the time he becomes aware of the darkness surrounding him. “Stevie? I’m home!” he yells, flicking the light switch on with some awkward elbow maneuvering. The sudden brightness leaves him blinking across the room.
The large, blanket-covered lump on the couch shudders with a muffled groan.
Eddie cringes as he realizes his mistake. Steve must have a migraine.
He stretches his elbow out to shut the light back off before making his way to the kitchen in the dark. He puts the groceries away as quietly as he can and grabs a bag of frozen peas from the freezer before tip-toeing back into the living room.
In the moonlight shining through the cracks in the blinds, Eddie can make out the shape Steve curled up on the couch. Almost all of him is cocooned in the quilt from their bed, though he has left his nose and mouth visible. Even with most of his face covered, Eddie can tell that his expression is creased with pain.
Crouching down beside the couch, Eddie whispers, “I’m sorry, baby,” so quiet he’s not sure Steve hears him at first.
“S’okay, you didn’t know,” he mumbles back.
Eddie holds up the bag of frozen peas, knowing that Steve will recognize the smell and crinkling of the package even if he can’t see it.
“You’re the best.” He sounds so relieved and grateful for such a simple gesture. It kills Eddie that after all these years, Steve is still surprised when people take care of him.
Slowly and carefully, Eddie helps unwrap the blanket burrito enough that he can drape the bag of peas over Steve’s head. “Good?” he asks, trying to gauge if his placement was correct. At Steve’s affirmative noise, he tucks the quilt back into its original shape so the fabric will hold the cold pack in place.
“Thank you,” Steve croaks.
“They’ve been bad lately.” Eddie shifts out of his squat to sit cross-legged on the floor beside him.
Steve’s mouth twitches downward, barely visible in the moonlight. His next exhale comes as a shaky sigh. “Yeah. And getting worse.”
Eddie knows what that means - more frequent, more severe, more debilitating. “We gotta do something. Get you checked out, at least,” he suggests softly.
“I know,” Steve agrees, sounding utterly miserable. It’s a conversation they’ve had a few times– not just between the two of them, but also with many of the Party parents who have become concerned with Steve’s health.
Eddie knows how much Steve struggles with the migraines. It goes beyond the pain, though that’s no walk in the park. It’s the hours before when the level of noise in his classroom becomes overwhelming, when Steve’s vision starts to flicker and fuzz, when he becomes so nauseated that he sometimes has to camp out in the bathroom so he will be near the toilet. It’s even the days after, when he can still feel phantom traces of the pain like a bruise, when he’s too exhausted to move and his brain won’t cooperate with him.
But Eddie also knows that it’s difficult for Steve to find time during the school day to call around and ask about a consultation. He might even need to leave town to see a specialist, and then there will be bloodwork and scans and the hassle of dealing with the insurance company… It amounts to a Herculean task, even for someone healthy.
“I know,” Eddie parrots, hoping Steve can hear the sympathy and concern underlying the words.
He must, because Steve squirms within his quilted fortress until he’s able to stick his hand out through the opening he left for his face. Eddie takes Steve’s hand in both of his, rubbing circles into the soft skin with his thumbs before he leans down to kiss it.
“Do you think you can eat something? I can bring you some toast, maybe a banana if they’re still good?”
Steve frowns. “Maybe in a little while. I don’t know if I can sit up yet.”
“Did you take any painkillers?” Eddie is pretty sure he already knows the answer based on the bottle of Tylenol that was left on the kitchen counter.
“Yeah.” Steve squeezes Eddie’s hands before tucking his arm back into his nest. “I’m just gonna enjoy my frozen peas and maybe nap a little more.”
“I can sit with you, if you want,” Eddie offers. They’ve spent hours and hours doing that, with Steve sprawled out across the couch, his head in Eddie’s lap while he rubs his back through the blankets.
Steve ducks his head a little so he can see Eddie through the opening of his cocoon. In the cool glow of the moonlight, the dark shadows and tension beneath his eyes are more pronounced. He looks utterly exhausted. “You don’t mind?”
Eddie makes eye contact with Steve as deliberately as possible. “I never mind taking care of you.” It doesn’t seem to have sunk in at any point in the last seven years, but Eddie will never stop reminding Steve that he’s not a burden.
Carefully, Eddie helps Steve leverage his body into a partially-upright position that leaves room for Eddie to sit on the couch, then guides him back to recline with his head on Eddie’s thigh. The bag of frozen peas makes Eddie’s hip cold, even through the layers of the quilt. They probably have about half an hour before the thawing peas make a mess and Eddie’s stomach starts to growl. But for now, he’s content to sit in the dark with Steve, petting his shoulder, watching the quilt’s fabric shift under the light of the moon.
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lakeareatitle · 3 months ago
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anominous-user · 6 months ago
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Double Indemnity, Veritas Ratio and Aventurine
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This was originally a part of my compilation post as a short analysis on the Double Indemnity references, linking to this great thread by Manya on Twitter. However, I've recently watched the movie and found that the parallels run much deeper than just the mission name and the light cone itself, plus as the short synopsis I've read online. Since there isn't really an in-depth attempt at an analysis on the film in relation to the way Aventurine and Ratio present themselves throughout Penacony, I thought I'd take a stab at doing just that. I will also be bringing up things from Manya's thread as well as another thread that has some extra points.
Disclaimer that I... don't do analyses very often. Or write, in general — I'm someone who likes to illustrate their thoughts (in the artistic sense) more than write. There's just something about these two that makes me want to rip into them so badly, so here we are. If there's anything you'd like to add or correct me on, feel free to let me know in the replies or reblogs, or asks. This ended up being a rather extensive deep dive into the movie and its influences on the pairing, so please keep that in mind when pressing Read More.
There are two distinct layers on display in Ratio and Aventurine's relationship throughout Penacony, which are references to the two most important relationships in the movie — where they act like they hate/don’t know each other, and where they trust each other.
SPOILER WARNING for the entire movie, by the way. You can watch the film for free here on archive.org, as well as follow along with the screenplay here. I will also be taking dialogue and such from the screenplay, and cite quotes from the original novel in its own dedicated section. SPOILER WARNING for the Cat Among Pigeons Trailblaze mission, as well.
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CONTENT WARNING FOR MENTIONS OF SUICIDE. YOU HAVE BEEN WARNED.
To start, Double Indemnity (1944) is a film noir by Billy Wilder (and co-written by Raymond Chandler) based on the novel of the same name by James M. Cain (1927). There are stark differences between the movie adaptation and the original novel which I will get into later on in this post, albeit in a smaller section, as this analysis is mainly focused on the movie adaptation. I will talk about the basics (summaries for the movie and the game, specifically the Penacony mission in tandem with Ratio and Aventurine) before diving into the character and scene parallels, among other things.
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[THE NAME]
The term "double indemnity" is a clause in which if there’s a case of accidental death of a statistically rare variety, the insurance company has to pay out multiple of the original amount. This excludes deaths by murder, suicide, gross negligence, and natural causes.
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The part of the mission in Cat Among Pigeons where Ratio and Aventurine meet with Sunday is named after the movie. And before we get further into things, let's get this part out of the way: The Chinese name used in the mission is the CN title of the movie, so there's no liberties taken with the localization — this makes it clear that it’s a nod to the movie and not localization doing its own thing like with the mission name for Heaven Is A Place On Earth (EN) / This Side of Paradise (人间天堂) (CN).
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[SUMMARY OF THE 1944 MOVIE]
Here I summarised the important parts that will eventually be relevant in the analysis related to the game.
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Insurance salesman Walter Neff, wounded from a gunshot, enters his office and confesses his crime on a dictaphone to his boss Barton Keyes, the claims manager. Much earlier, he had met Phyllis Dietrichson, the wife of Mr. Dietrichson and former nurse. Neff had initially wanted to meet Mr. Dietrichson because of car insurance. Phyllis claims her husband is mean to her and that his life insurance goes to his daughter Lola. With Neff seduced by Phyllis, they eventually brew up a scheme to murder Mr. Dietrichson in such a way that they activate the "double indemnity" clause, and the plan goes off almost perfectly. Initially, the death is labeled a suicide by the president of the company, Norton. 
Keyes finds the whole situation suspicious, and starts to suspect Phyllis may have had an accomplice. The label on the death goes from accidental, to suicide, to then murder. When it’s ruled that the husband had no idea of the accidental policy, the company refuses to pay. Neff befriends Phyllis’ stepdaughter Lola, and after finding out Phyllis may have played a part in the death of her father’s previous wife, Neff begins to fear for Lola and himself, as the life insurance would go all towards her, not Phyllis.
After the plan begins to unravel as a witness is found, it comes out that Lola’s boyfriend Nino Zachette has been visiting Phyllis every night after the murder. Neff goes to confront Phyllis, intending to kill her. Phyllis has her own plans, and ends up shooting him, but is unable to fire any more shots once she realises she did love him. Neff kills her in two shots. Soon after telling Zachette not to go inside the house, Neff drives to his office to record the confession. When Keyes arrives, Neff tells him he will go to Mexico, but he collapses before he could get out of the building.
[THE PENACONY MISSION TIMELINE]
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I won’t be summarising the entirety of Aventurine and Ratio’s endeavours from the beginning of their relationship to their final conversation in Heaven Is A Place On Earth the same way as I summarised the plot of the movie, so I will instead present a timeline. Bolded parts means they are important and have clear parallels, and texts that are in [brackets] and italics stand for the names of either the light cone, or the mission names.
[Final Victor] Their first meeting. Ratio’s ideals are turned on its head as he finally meets his match.
Several missions happen in-between their first encounter and the Penacony project. They come to grow so close and trusting with each other that they can guess, understand each other’s thoughts, way of thinking and minds even in high stakes missions. Enough to pull off the Prisoner’s Dilemma (Aventurine’s E1) and Stag Hunt Game (Aventurine’s E6) and come out on top.
Aventurine turns towards Ratio for assisting him in the Penacony project. Ratio's involvement in the project is implied to be done without the knowledge of Jade, Topaz, and the IPC in general, as he was only sent to Penacony to represent the Intelligentsia Guild, and the two other Stonehearts never mention Ratio.
Aventurine and Ratio cook up the plan to deceive Sunday before ever setting foot on Penacony. Aventurine does not tell Ratio the entirety of his plan.
Aventurine convinces Topaz and Jade to trust him with their Cornerstones. Aventurine also breaks his own Cornerstone and hides it along with the jade within a bag of gift money.
[The Youth Who Chase Dreams] They enter Penacony in the Reverie Hotel. Aventurine is taken to the side by Sunday and has all his valuables taken, which includes the gift money that contains the broken aventurine stone, the jade, and the case containing the topaz.
Aventurine and Ratio speak in a “private” room about how Aventurine messed up the plan. After faking an argument to the all-seeing eyes of Sunday, Ratio leaves in a huff.
Ratio, wearing his alabaster head, is seen around Golden Hour in the (Dusk) Auction House by March 7th.
[Double Indemnity] Ratio meets up with Sunday and “exposes” Aventurine to him. Sunday buys his “betrayal”, and is now in possession of the topaz and jade. Note that this is in truth Ratio betraying Sunday all along.
Ratio meets up with Aventurine again at the bar. Ratio tells Aventurine Sunday wants to see him again.
They go to Dewlight Pavilion and solve a bunch of puzzles to prove their worth to Sunday.
They meet up with Sunday. Sunday forces Aventurine to tell the truth using his Harmony powers. Ratio cannot watch on. It ends with Aventurine taking the gift money with his Cornerstone.
[Heaven Is A Place On Earth] They are in Golden Hour. Ratio tries to pry Aventurine about his plan, but Aventurine reins him in to stop breaking character. Ratio gives him the Mundanite’s Insight before leaving. This is their final conversation before Aventurine’s grandest death.
Now how exactly does the word “double indemnity” relate to their mission in-game? What is their payout? For the IPC, this would be Penacony itself — Aventurine, as the IPC ambassador, handing in the Jade Cornerstone as well as orchestrating a huge show for everybody to witness his death, means the IPC have a reason to reclaim the former prison frontier. As for Ratio, his payout would be information on Penacony’s Stellaron, although whether or not this was actually something he sought out is debatable. And Aventurine? It’s highly implied that he seeks an audience with Diamond, and breaking the Aventurine Cornerstone is a one way trip to getting into hot water with Diamond. With Aventurine’s self-destructive behaviour, however, it would also make sense to say that death would be his potential payout, had he taken that path in the realm of IX.
Compared to the movie, the timeline happens in reverse and opposite in some aspects. I will get into it later. As for the intended parallels, these are pretty clear and cut:
Veritas Ratio - Walter Neff
Aventurine - Phyllis Dietrichson
Sunday - Mr. Dietrichson
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There is one other character who I feel also is represented in Ratio, but I won’t bring them up until later down the line.
For the sake of this analysis, I won’t be exploring Sunday’s parallel to Mr. Dietrichson, as there isn’t much on Dietrichson’s character in the first place in both the movie and the novel. He just kind of exists to be a bastard that is killed off at the halfway point. Plus, the analysis is specifically hyper focused on the other two.
[SO, WHAT’S THE PLAN?]
To make things less confusing in the long run whenever I mention the words “scheme” and “plan”, I will be going through the details of Phyllis and Neff’s scheme, and Aventurine and Ratio’s plan respectively. Anything that happens after either pair separate from another isn’t going to be included. Written in a way for the plans to have gone perfectly with no outside problems.
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Phyllis and Neff —> Mr. Dietrichson
Goal: Activate the double indemnity clause by killing Mr. Dietrichson and making it look like a freak train accident
Payout: Twice or more of the face value of the life insurance ($100,000)
Main Actor: Walter Neff    |    Accomplice: Phyllis Dietrichson
During the entire time until the payout, Phyllis and Neff have to make sure to any outsiders that they look like complete strangers instead of lovers in an affair.
Step-by-step:
Neff convinces Mr. Dietrichson to sign the policy with the clause without him suspecting foul play, preferably with a third party to act as an alibi. This is done discreetly, making Mr. Dietrichson not read the policy closely and being told to just sign.
Neff and Phyllis talk to each other about small details through the phone (specified to be never at Phyllis’ own house and never when Neff was in his office) and in the marketplace only, to make their meetings look accidental. They shouldn’t be seen nor tracked together, after all.
Phyllis asks Mr. Dietrichson to take the train. She will be the one driving him to the train station.
On the night of the murder, after making sure his alibi is airtight, Neff sneaks into their residence and hides in their car in the second row seating, behind the front row passenger seat. He wears the same colour of clothes as Mr. Dietrichson.
Phyllis and Mr. Dietrichson get inside the car — Phyllis in the driver’s seat and Mr. Dietrichson in the passenger seat. Phyllis drives. On the way to the train station, she makes a detour into an alley. She honks the horn three times.
After the third honk, Neff breaks Mr. Dietrichson’s neck. The body is then hidden in the second row seating under a rug.
They drive to the train station. Phyllis helps Neff, now posing as Mr. Dietrichson, onto the train. The train leaves the station.
Neff makes it to the observation platform of the parlour car and drops onto the train tracks when nobody else is there.
Phyllis is at the dump beside the tracks. She makes the car blink twice as a signal.
The two drag Mr. Dietrichson’s corpse onto the tracks.
They leave.
When Phyllis eventually gets questioned by the insurance company, she pretends she has no idea what they are talking about and eventually storms off.
Phyllis and Neff continue to lay low until the insurance company pays out.
Profit!
Actual Result: The actual murder plan goes almost smoothly, with a bonus of Mr. Dietrichson having broken a leg. But with him not filing a claim for the broken leg, a witness at the observation platform, and Zachette visiting Phyllis every night after the murder, Keyes works out the murder scheme on his own, but pins the blame on Phyllis and Zachette, not Neff.
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Now for Aventurine and Ratio. You can skip this section if you understand how deep their act goes, but to those who need a refresher, here’s a thorough explanation:
Aventurine and Ratio —> Sunday
Goal: Collect the aventurine stone without Sunday knowing, ruin the dream (and create the grandest death)
Payout: Penacony for the IPC, information on the Stellaron for Ratio, a meeting with Diamond / death for Aventurine
Main Actor: Aventurine    |    Accomplice: Veritas Ratio
From the moment they step onto Penacony, they are under Sunday’s ever present and watchful eyes. “Privacy” is a foreign word to The Family. They have to act like they don’t like each other’s company the entire time and feed Sunday information through indirect means so that the eventual “betrayal” by Ratio seems truthful to Sunday. Despite what it looks like, they are closer than one would ever think, and Ratio would never sell out a person purely for information.
Step-by-step:
After Sunday takes away the bag of gift money and box, Aventurine and Ratio talk in a room in the Reverie Hotel.
Aventurine establishes the Cornerstones’ importance, and how he lost the gift money and the case containing the Cornerstones to Sunday. Ratio turns to leave, saying “some idiot ruined everything”, meaning the Cornerstones were vital to their plan. (Note that Ratio is not wearing his alabaster head while saying it to said “idiot”.)
Aventurine then proceeds to downplay the importance of the Cornerstones, stating they are “nothing more than a few rocks” and “who cares if they are gone”. This lets Sunday know that something suspicious may be going on for him to act like it’s nothing, and the mention of multiple stones, and leaves him to look up what a Cornerstone is to the Ten Stonehearts of the IPC.
Ratio points out his absurd choice of outfit, mentioning the Attini Peacock and their song.
Ratio implies that without the aventurine stone, he is useless to the IPC. He also establishes that Aventurine is from Sigonia(-IV), and points out the mark on his neck. To Sunday, this means that Aventurine is shackled to the IPC, and how Aventurine may possibly go through extreme lengths to get the stone back, because a death sentence always looms above him.
Aventurine claims Ratio had done his homework on his background, which can be taken that this is their very first time working together. (It isn’t, and it only takes one look to know that Aventurine is an Avgin because of his unique eyes, so this comment does not make sense even in a “sincere” way, a running theme for the interaction.)
Ratio mentions how the true goal is to reclaim Penacony for the IPC, establishing their ulterior motive for attending the banquet.
Ratio asks if Aventurine went to pre-school in Sigonia after saying trust was reliant on cooperation. Aventurine mentions how he didn’t go to school and how he doesn’t have any parents. He even brings up how friends are weapons of the Avgins. This tells Sunday that the Avgins supposedly are good at manipulation and potentially sees Ratio possibly betraying Aventurine due to his carelessness with his “friends”. Sunday would also then research about the Avgins in general (and research about Sigonia-IV comes straight from the Intelligentsia Guild.)
Ratio goes to Dewlight Pavilion in Sunday’s Mansion and exposes a part of Aventurine’s “plan”. When being handed the suitcase, Ratio opens it up due to his apparent high status in the IPC. He tells Sunday that the Cornerstone in the suitcase is a topaz, not an aventurine, and that the real aventurine stone is in the bag of gift money. This is a double betrayal — on Aventurine (who knows) and Sunday (who doesn’t). Note that while Ratio is not officially an IPC member in name — the Intelligentsia Guild (which is run by the IPC head of the Technology Department Yabuli) frequently collaborates with the IPC. Either Aventurine had given him access to the box, or Ratio’s status in general is ambiguous enough for Sunday not to question him further. He then explains parts of Aventurine’s gamble to Sunday in order to sell the betrayal. Note that Ratio does not ever mention Aventurine’s race to Sunday.
Ratio brings Aventurine to Sunday. Aventurine offers help in the investigation of Robin's death, requesting the gift money and the box in return.
Sunday objects to the trade offer. Aventurine then asks for just the bag. A classic car insurance sales tactic. Sunday then interrogates Aventurine, and uses everything Ratio and Aventurine brought up in the Reverie Hotel conversation and their interactions in the Mansion, as well as aspects that Ratio had brought up to Sunday himself.
Aventurine feigns defeat and ignorance enough so that Sunday willingly lets him go with the gift bag. After all is said and done, Aventurine leaves with the gift money, where the Aventurine Cornerstone is stored all along.
Ratio and Aventurine continue to pretend they dislike each other until they go their separate ways for their respective goals and plans. Aventurine would go on to orchestrate his own demise at the hands of Acheron, and Ratio… lurks in the shadows like the owl he is.
Profit!
Actual Result: The plan goes perfectly, even with minor hiccups like Ratio coming close to breaking character several times and Aventurine being sentenced to execution by Sunday.
This is how Sunday uses the information he gathered against Aventurine:
• Sunday going on a tirade about the way Aventurine dresses and how he’s not one to take risks — Ratio’s comment about Aventurine’s outfit being peacock-esque and how he’s “short of a feather or two”. • “Do you own a Cornerstone?” — Ratio talked about the aventurine stone. • “Did you hand over the Cornerstone to The Family when you entered Penacony?” — Aventurine mentioned the box containing the Cornerstones. • “Does the Cornerstone you handed over to The Family belong to you?” — Aventurine specifically pluralized the word Cornerstone and “a bunch of rocks” when talking to Ratio. • “Is your Cornerstone in this room right now?” — The box in the room supposedly contained Aventurine’s own cornerstone, when Aventurine mentioned multiple stones. • “Are you an Avgin from Sigonia?” —Aventurine mentioned that he’s an Avgin, and Ratio brought up Sigonia. • “Do the Avgins have any ability to read, control, and manipulate one’s own or another’s minds?” — Aventurine’s comment on how friends are weapons, as well as Sunday’s own research on the Avgins, leading him to find out about the negative stereotypes associated with them. • “Do you love your family more than yourself?” — His lost parents. “All the Avgins were killed in a massacre. Am I right?” — Based on Sunday’s research into his background. • “Are you your clan’s sole survivor?” — Same as the last point. “Do you hate and wish to destroy this world with your own hands?” — Ratio mentioned the IPC’s goal to regain Penacony, and Aventurine’s whole shtick is “all or nothing”. • “Can you swear that at this very moment, the aventurine stone is safe and sound in this box?” — Repeat.
As seen here, both duos have convoluted plans that involve the deception of one or more parties while also pretending that the relationship between each other isn’t as close as in reality. Unless you knew both of them personally and their histories, there was no way you could tell that they have something else going on. 
On to the next point: Comparing Aventurine and Ratio with Phyllis and Neff.
[NEFF & PHYLLIS — RATIO & AVENTURINE]
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With the short summaries of the movie and the mission out of the way, let’s look at Phyllis and Neff as characters and how Aventurine and Ratio are similar or opposite to them.
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Starting off with Aventurine and Phyllis. Here is where they are the most similar:
Phyllis is blonde and described as a provocative woman. Aventurine is also a blond and eyes Ratio provocatively in the Final Victor light cone.
Phyllis was put under surveillance after Keyes starts figuring out that the so-called accidental death/suicide may have been a murder after all. Similarly, Aventurine was watched by Sunday the entire time in Penacony.
Phyllis never tells Neff how she's seeing another man on the side to possibly kill him too (as well as how she was responsible for the death of her husband‘s previous wife). Aventurine also didn't tell Ratio the entirety of his plan of his own death.
Phyllis puts on a somewhat helpless act at first but is incredibly capable of making things go her way, having everything seemingly wrapped around her finger. Aventurine — even when putting on a facade that masks his true motives — always comes out at the top.
Now the differences between Aventurine and Phyllis:
Phyllis does not care about her family and has no issue with killing her husband, his previous wife, and possibly her daughter Lola. Opposite of that, Aventurine is a family man… with no family left, as well as feeling an insane level of survivor’s guilt.
Really, Phyllis just… does not care at all about anyone but herself and the money. Aventurine, while he uses every trick in the book to get out on top, does care about the way Jade and Topaz had entrusted him with their Cornerstones, in spite of the stones being worth their lives. 
Phyllis also uses other people to her advantage to get what she wants, often behind other people's backs, with the way she treats Neff and Zachette. Aventurine does as well (what with him making deals with the Trailblazer while also making a deal with Black Swan that involves the Trailblazer). The difference here is Phyllis uses her allure deliberately to seduce men while Aventurine simply uses others as pawns while also allowing others to do the same to himself.
Phyllis makes no attempt at compromising the policy when questioned by Norton. Aventurine ends up compromising by only taking the gift money (which is exactly what he needs).
The wig that Barbara Stanwyck (the actress of Phyllis) wore was chosen to make her look as “sleazy” as possible, make her look insincere and a fraud, a manipulator. A sort of cheapness. Aventurine’s flashy peacock-esque outfit can be sort of seen as something similar, except the outfit isn’t cheap.
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Moving on to Ratio’s similarities to Neff… There isn’t much to extrapolate here as Ratio is more of a side character in the grand scheme of Penacony, however this is what I’ve figured out.
Neff has dark hair. Ratio has dark purple hair.
Neff almost never refers to Phyllis by her name when speaking with her, only as “baby”. The few times he refers to her as Phyllis or Mrs. Dietrichson is during their first conversations and when he has to act like he doesn’t know her. Ratio never calls Aventurine by his name when he’s around him — only as “gambler”, sometimes “damned” or “dear” (EN-only) gambler. Only in the Aventurine's Keeping Up With Star Rail episode does Ratio repeatedly say his name, and yet he still calls him by monikers like “gambler” or, bafflingly, a “system of chaos devoid of logic”.
Both Neff and Ratio committed two betrayals: Neff on Mr. Dietrichson and Keyes, and Ratio on Sunday and Aventurine. With the former cases it was to reach the end of the trolley line, and with the latter it was on a man who had put his trust in him.
As for the differences…
Neff is described as someone who’s not smart by his peers. Ratio is someone who is repeatedly idolised and put on a pedestal by other people.
Neff is excellent at pretending to not know nor care for Phyllis whenever he speaks about her with Keyes or when he and she are in a place that could land them in hot water (the office, the mansion when there are witnesses). His acting is on the same level as Phyllis. With Ratio it’s… complicated. While he does pull off the hater act well, he straight up isn’t great at pretending not to care about Aventurine’s wellbeing.
Instead of getting his gunshot wound treated in the hospital like a normal person, Neff makes the absolutely brilliant decision of driving to his office and talking to a dictaphone for hours. Needless to say, this is something a medical doctor like Ratio would never do.
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Now here's the thing. Though it's very easy to just look at Phyllis and Neff in the movie and go "okay, Aventurine is Phyllis and Ratio is Neff — end of story" and leave it at that, I find that they both take from the two leads in different ways. Let me explain. Beginning with Aventurine and Neff…
Neff is the one who hatches the plan and encourages Phyllis to go through and claim the double indemnity clause in the first place. He is also the key player of his own risky plan, having to fake being the husband to enter the train as well as fake the death. Aventurine puts himself at great risk just by being in Sunday’s presence, and hoping that Sunday wouldn’t figure out that the green stone he had uncovered wasn’t the aventurine stone.
Adding onto the last point, Neff had fantasised about pulling off the perfect murder for a long time — the catalyst was simply him meeting Phyllis. Aventurine presumably sought out Ratio alone for his plan against Sunday.
Neff makes a roulette wheel analogy and talks about a pile of blue and yellow poker chips (the latter in the script only). I don‘t even have to explain why this is relevant here. (Aventurine’s Ultimate features a roulette wheel and the motif is on his belt, thigh strap, and back, too. And of course, Aventurine is all about his chips.)
Neff has certain ways to hide when he’s nervous, which include hiding his hands in his pockets when they were shaking, putting on glasses so people couldn’t see his eyes. Aventurine hides his left hand behind his back when he’s nervous: Future Aventurine says that "they don't know the other hand is below the table, clutching [his] chips for dear life", and in multiple occasions such as the Final Victor LC, his character trailer, and even in his boss form in the overworld you can see that Aventurine hides his left hand behind his back. And he is also seen with his glasses on sometimes.
Neff says a bunch of stuff to make sure that Phyllis acts her part and does not act out of character (i.e. during their interactions at the market), like how Aventurine repeatedly tries to get Ratio back on track from his subpar acting.
Neff is always one step ahead of the game, and the only reason the plan blows up in his face is due to outside forces that he could not have foreseen (a witness, Keyes figuring out the plan, the broken leg). Aventurine meanwhile plays 5D chess and even with the odds against him, he uses everything he can to come out on the top (i. e. getting Acheron to kill him in the dream).
Even after coming home on the night of the murder, Neff still felt that everything could have gone wrong. Aventurine, with his blessed luck, occasionally wavers and fears everything could go wrong whenever he takes a gamble.
Neff was not put under surveillance by Keyes due to him being extensive with his alibi. After witnessing Robin’s death with eyewitnesses at the scene, the Family had accepted Aventurine’s alibi, though he would be under watch from the Bloodhounds according to Ratio.
Neff talks about the entire murder scheme to the dictaphone. Aventurine during Cat Among Pigeons also retells his plan, albeit in a more convoluted manner, what with his future self and all.
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Continuing with Ratio and Phyllis, even with their personalities and motivations being quite different, they do have a few commonalities.
Phyllis was a nurse. Ratio is a medical doctor.
Her name is Greek of origin. Veritas Ratio, though his name is Latin, has Greco-Roman influences throughout his entire character.
The very first scene Phyllis appears in has her wearing a bath towel around her torso. Ratio loves to take baths to clear his mind.
Phyllis was instructed by Neff to be at the market every morning at eleven buying things. Ratio is seen in an auction house with his alabaster head on so no one could recognize him.
Phyllis mostly acts as an accomplice to the scheme, being the one to convince her husband to take the train instead. She is also generally seen only when Neff is involved. Ratio plays the same role as well, only really appearing in the story in relation to Aventurine as well as being the accomplice in Aventurine’s own death. Even him standing in the auction house randomly can be explained by the theory that he and Aventurine had attempted to destabilise Penacony’s economy through a pump and dump scheme.
With these pointers out of the way, let’s take a closer look at select scenes from the film and their relation to the mission and the pair. 
[THE PHONE CALL — THE REVERIE HOTEL]
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Before the murder, there is a scene with a phone call between Phyllis and Neff discussing the plan while Keyes is in the same room as Neff. Neff has to make sure that Keyes doesn’t think of anything of the phone call, so he acts like he’s calling a “Margie”, and says a bunch of stuff that sounds innocent out of context (“Can’t I call you back, ‘Margie’?” “What color did you pick out?” “Navy blue. I like that fine”), but are actually hinting at the real plan all along (the suit that Mr. Dietrichson wears.)
In a roundabout way, the conversation between Ratio and Aventurine in the Reverie Hotel can be seen as the opposite of that scene — with the two talking about their supposed plan out loud on Penacony ground, a place where the Family (and in turn, Sunday) has eyes everywhere. Despite being in a “private” room, they still act like they hate each other while airing out details that really do not make sense to air out if they really did meet the first time in Penacony (which they didn’t — they’ve been on several missions beforehand). It’s almost like they want a secret third person to know what they were doing, instead of trying to be hushed up about it. The TVs in the room that Sunday can look through based on Inherently Unjust Destiny — A Moment Among The Stars, the Bloodhound statue that disappears upon being inspected, the owl clock on the left which side eyes Ratio and Aventurine, all point to that Sunday is watching their every move, listening to every word.
Rewinding back to before the phone call, in one of the encounters at the marketplace where they “accidentally” run into each other, Phyllis talks about how the trip was off. How her husband wouldn’t get on the train, which was vital for their plan, because of a broken leg. All this, while pretending to be strangers by the passersby. You could say that the part where Ratio almost leaves because Aventurine had “ruined the plan” is the opposite of this, as the husband breaking his leg was something they couldn’t account for, while Aventurine “being short of a few feathers” was entirely part of the plan.
[QUESTIONING PHYLLIS — THE INTERROGATION]
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This section is going to be a little longer as I will cover two scenes in the movie in a more detailed manner — Mr. Dietrichson signing the policy, and Phyllis being questioned — and how they are represented in the Sunday-Aventurine interrogation and the prior conversation between Ratio and Sunday in multitudes of ways.
Going about their plan, Neff has to make sure that Mr. Dietrichson signs the policy with the double indemnity clause without him knowing the details, all the while having Phyllis (and Lola) in the same room. He and Phyllis have to pretend that they don’t know each other, and that this is just the standard accidental insurance process, instead of signing what would be his downfall. To sell it, he gets Mr. Dietrichson to sign two “copies” of the form, except with Mr. Dietrichson’s second signature, he’s duped into signing the accident insurance policy with the respective clause.
You can tie this to how Ratio goes to Sunday in order to “expose” the lie that the suitcase didn’t actually contain the Aventurine Cornerstone, as well as there being more than one Cornerstone involved in the scheme. Ratio must make sure that Sunday truly believes that he dislikes Aventurine’s company, while also making sure that Sunday doesn’t figure out the actual aventurine stone is broken and hidden in the gift bag. The scheme turns out to be successful, as Sunday retrieves the two Cornerstones, but not the aventurine stone, and truly does think that the green stone he has in his possession is the aventurine.
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This whole scene with Sunday is also reminiscent of the interrogation scene in the middle of the movie, where Phyllis was questioned by the boss (Norton) who was deducing that Mr. Dietrichson's death was a suicide, not accidental death. Neff, Phyllis, Keyes and Norton were all in the same room, and Neff and Phyllis had to act like they never knew the other. Phyllis acts like she knows nothing about what Norton insinuates about her husband and eventually, Phyllis explodes in anger and storms out the room, even slamming the door. Her act is very believable to any outsider.
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Now back to the Ratio and Sunday conversation. One glaring difference between the movie and here is that his acting isn’t great compared to either Phyllis nor Neff. It never was throughout the Penacony mission. He even comes very close to breaking character several times, and is even defending Aventurine in a somewhat aggressive manner during his one-on-one conversation with Sunday, as in he literally tells Sunday to see a shrink. It’s very different from the way he was acting in Herta Space Station — like Ratio cares about Aventurine too much to keep his hands off.
It's also worth pointing out that Neff doesn't speak a word when Phyllis was being interrogated. Similarly, Ratio is silent throughout the entire scene with Sunday and Aventurine, with his only “line” being a “hm”. When Aventurine calls him a wretch to his face, all he does is look to the side. In fact, he can only look at Aventurine when the other isn’t staring back. Almost like him uttering a single word would give them away. Or his acting is terrible when it has to do with Aventurine, as he has no issue doing the same thing in Crown of the Mundane and Divine (Mundane Troubles).
So, Sunday finds out about the Cornerstones and reveals them to Aventurine, and reasons that he cannot give them back to him because Aventurine had lied. Note that in that same scene, Aventurine attempted to use the two murders that had occurred beforehand against Sunday to retrieve his own cornerstone. Similarly, when it was revealed that Mr. Dietrichson did not know about the accident policy and that the so-called “accidental death” was not, in fact, accidental, the insurance company refused to pay out the money.
Unlike the movie, this was all planned, however. The double-crossing by Ratio, the gift money being the only thing required for Aventurine’s real plan. All of it was an act of betrayal against Sunday, in the same manner as the meticulous planning as Mr. Dietrichson’s murder — To sign the policy, get him to take the train, kill him on the way, and to have Neff pose as the husband on the train until the time is right to get off and lay the body on the tracks. A key difference is that they could not have expected their scheme to be busted wide open due to forces outside of their control, while Ratio and Aventurine went straight down the line for the both of them no matter what.
From here on out, we can conclude that the way Ratio and Aventurine present themselves in Penacony to onlookers is in line with Neff and Phyllis.
[“GOODBYE, BABY” — FINAL VICTOR]
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And now for the (in)famous light cone, Final Victor. The thing that truly kickstarted the Ratio and Aventurine ship in the fanbase, and the partnership between the two in general. It’s a direct reference to the final confrontation between Neff and Phyllis in the movie.
I’ll fire through all the similarities between the two scenes.
During the respective scenes, Aventurine and Phyllis both outsmart their partner one way or the other: Aventurine with his one-sided game of Russian Roulette, and Phyllis hiding her gun underneath the cushions until Neff turned away.
The guns are owned by Phyllis and Aventurine, not Neff and Ratio.
Phyllis couldn’t bring herself to fire any more shots after she realised she truly did love Neff. Ratio could do nothing but watch as Aventurine did what he did — he couldn’t even pull away if the LC animation is anything to go by him struggling as Aventurine firmly keeps the gun to his chest.
Neff says he doesn’t buy (believe) that Phyllis loved him. She then goes “I’m not asking you to buy […]”. The LC description has Aventurine ask Ratio “You don’t believe me?”, while in the LC animation Ratio straight up says “You expect me to believe you?” and Aventurine answering “Why not, doctor/professor?”
The visual composition of the LC and the scene are nearly identical, from the lighting to the posing to the way Aventurine looks at Ratio — Aventurine and Ratio are even wearing different outfits to fit the scene better. The background in the LC is also like the blinders in the movie, just horizontal.
In the shot where Phyllis’ face is more visible, the way she looks at Neff is strikingly like the way provocatively looks at Ratio. Even their eyes have a visible shine — Phyllis’ eyes brightly shining the moment she realised she really fell in love with Neff, and Aventurine having just a little light return to his eyes in that specific moment.
And now the differences!
Neff holds the gun in his right hand. Aventurine makes Ratio hold his gun in his left.
Neff is the one who takes the gun from Phyllis‘ hand. Aventurine is the one who places the gun in Ratio’s hand and fires it.
Three gunshots are fired. In the movie, Phyllis shoots the first shot and Neff the second and third. Aventurine unloads the gun and leaves only one bullet for this game of Russian Roulette. He pulls the trigger three times, but they all turn out to be blanks.
Phyllis does not break her façade of not smiling until the very last moment where she gets shot. Aventurine is smiling the entire time according to the light cone description, whilst in the animation, it’s only when he guides the gun to his chest that he puts it on.
So, you know how Neff meets Phyllis and it all goes off the rails from there. The way Neff goes from a decent guy to willingly involve himself in a murder scheme, having his morals corrupted by Phyllis. His world having been turned upside down the moment he lays eyes on Phyllis in that first meeting. Doesn’t that sound like something that happened with the Final Victor LC? Ratio, a man all about logic and rationality — a scholar with eight PhDs to his name — all of that is flipped on its head the moment Aventurine pulls out his gun in their first meeting and forces Ratio to play a game of Russian roulette with him. Aventurine casually gambles using his own life like it’s nothing and seemingly without fear (barring his hidden left hand). All or nothing — and yet Aventurine comes out alive after three blanks. Poetic, considering there’s a consumable in the game called “All or Nothing” which features a broken chess piece and a poker chip bound together by a tie. The poker chip obviously represents the gambler, but the chess piece specifically stands for Ratio because he plays chess in his character trailer, his Keeping Up With Star Rail episode and his introduction is centred around him playing chess with himself. Plus, the design of the chess piece has golden accents, similar to his own chess set. In the end, Aventurine will always be the final victor.
Furthermore, Neff had deduced that Phyllis wanted to kill her husband and initially wanted no part in it, but in a subsequent visit it was his own idea that they trigger the double indemnity clause for more money. As the movie progresses though, he starts to have his doubts (thanks in part to him befriending Lola) and makes the move to kill Phyllis when everything starts to come to light. It’s strikingly similar to how Ratio initially wanted no part in whatever Aventurine had in mind when they first met, but in the subsequent missions where they were paired up, he willingly goes along with Aventurine's risky plans, and they come to trust each other. Enough so that Aventurine and Ratio can go to Penacony all on their own and put on an act, knowing that nobody in the IPC other than them can enter the Dreamscape. The mutual respect grew over time, instead of burning passionately before quickly fizzling out like in the movie.
Basically, in one scene, three shots (blanks) start a relationship, and in the other, it ends a relationship. In the anan magazine interview with Aventurine, he says himself that “form[ing] an alliance with just one bullet” with Ratio was one of his personal achievements. The moment itself was so impactful for both parties that it was immortalised and turned into a light cone.
[THE ENDING — GOLDEN HOUR]
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The ending of Double Indemnity that made it into the final cut has Neff continue his confession on the dictaphone until he realised that he wasn’t alone in the room. Keyes had come inside at some point, but none had said a thing, only listening to a dead man speak of his crime. When Neff sees Keyes, they talk for a moment, Neff says he plans on fleeing to Mexico. Keyes does not think he will make it. He tries to leave, only to collapse at the front of the elevator, Keyes following just behind him. Neff attempts to light a cigar but is too weak to do so, so Keyes does it for him.
Parts of the ending can still be attributed to the interrogation scene between Sunday and Aventurine, so I’ll make this quick before moving on to the conversation in Heaven Is A Place On Earth, Ratio and Aventurine’s final conversation together. Once Sunday mentions how quickly Aventurine gave up the suitcase, he inflicts the Harmony’s consecration on him, which forces Aventurine to confess everything that Sunday asks of. In a way, it’s the opposite of what happens in the movie — where Neff willingly tells the truth about the murder to his coworker. Aventurine does not like Sunday, and Neff is close to Keyes. Ratio also does not speak, similarly to how Keyes didn’t speak and stood silently off to the side.
Post-interrogation in Golden Hour, Ratio worriedly prods at Aventurine and asks him about his plan. He then gives him the Mundanite’s Insight with the Doctor’s Advice inside when Aventurine tells him to leave. Throughout Heaven Is A Place On Earth, Aventurine gets weaker and his head starts to buzz, until he falls to the ground before he can hand in the final gems. Similarly, Neff progressively grows weaker as he records his confession. Keyes says he’s going to call a doctor and Neff says he’s planning to go to Mexico. And when Neff collapses near the elevator, they talk one final time and Keyes lights Neff’s cigar as the other was too weak to do so himself.
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[OPPOSITE TIMELINES AND DEVELOPMENTS]
Remember how I said the way certain events happen in the movie and the game are mostly opposite and reverse of one another? 
The Final Victor LC is the first meeting of Ratio and Aventurine, and Neff killing Phyllis is their final meeting.
Between that first and last meeting between Phyllis and Neff’s whirlwind romance, their relationship becomes strained which ultimately leads to Neff not trusting whatever Phyllis has to say at the end point of the movie. As for Ratio and Aventurine, the exact opposite had happened, to the point where Ratio trusts Aventurine enough to go along with his plans even if they went against his own ideals. The basis of the mission involved Veritas Ratio, whose full name includes the Latin word for “truth”, lying the entire time on Penacony.
Aventurine is sentenced to the gallows by Sunday after his unwilling interrogation. The movie starts and ends with Neff willingly confessing everything to Keyes.
It bears repeating, but I have to make it so clear that the trust between Ratio and Aventurine runs incredibly deep. Being able to predict what your partner says and thinks and plans in a mission as critical as the Penacony project is not something first-time co-workers can pull off flawlessly. All the while having to put on masks that prevent you from speaking sincerely towards one another lest you rat yourselves out. You have no way of contacting outside reinforcements from within Penacony, as the rest of the IPC are barred from entering. To be able to play everybody for fools while said fools believe you yourselves have handed your case on a silver platter requires a lot — trust, knowledge of the other, past experience, and so on. With Phyllis and Neff, the trust they had had been snuffed out when Neff grew closer to Lola and found out what kind of person Phyllis truly was on the inside. Phyllis did not trust nor love Neff enough and was going behind his back to meet with Zachette to possibly take Neff and Lola out. And the whole reason Neff wanted to perpetrate the murder was due to him being initially taken by Phyllis' appearance, which single handedly got the ball rolling on the crime.
Now then, how come trust is one of the defining aspects of Aventurine and Ratio’s relationship, when Phyllis and Neff’s trust eventually lead to both their deaths at the hands of the other? Sure, this can be explained away with the opposite theory, but there’s one other relationship involving Neff which I haven’t brought up in excruciating detail yet. The other side of Ratio and Aventurine’s relationship.
[NEFF & KEYES — AVENTURINE & RATIO]
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Here is where it gets more interesting — while Phyllis and Neff are at the centre point of the movie, there is another character to whom Neff has a close relationship with — Keyes. It’s also the only relationship with no pretences, at least, until the whole murder thing happened and Neff had to hide his involvement from Keyes. Watching the movie, I couldn't help but feel there was something more to the two than meets the eye. I knew that queer readings of the film existed, but I didn't think too much of them until now. And though Aventurine and Ratio parallel Phyllis and Neff respectively, the fact that they also have traits of their opposite means that it wouldn’t be completely out of the question if parts of their relationship were also influenced by Keyes and Neff on a deeper and personal level. Let me explain.
Keyes and Neff were intimate friends for eleven years and have shown mutual respect and trust towards one another. They understood each other on a level not seen with Phyllis and Neff. Even after hearing Neff confess his crimes through the dictaphone (and eventually standing in the same room while Neff confessed), he still cared for the other man, and stayed with him when Neff collapsed at the front door. The only reason Keyes hadn’t deduced that it was Neff who was behind the murder was because he had his absolute trust in him. Keyes is also Neff’s boss, and they are always seen exchanging playful banter when they are on screen together. Neff even says the words “I love you, too” twice in the movie — first at the beginning and second at the end, as the final line. There’s also the persistent theme of Neff lighting Keyes’ cigarettes (which happens in every scene where they are face-to-face), except in the end where it’s Keyes who lights Neff’s.
Doesn’t that sound familiar? Mutual respect, caring too much about the other person, the immense amount of trust… Ratio says he’s even the manager of the Penacony project (which may or may not be a lie), and despite their banter being laced with them acting as “enemies”, you can tell that in Dewlight Pavilion pre-Sunday confrontation that Aventurine genuinely likes Ratio’s company and believes him to be a reliable person. From the way he acts carefree in his words to the thoughts in his head, as seen in the mission descriptions for Double Indemnity. Their interactions in that specific mission are possibly the closest thing to their normal way of speaking that we get to see on Penacony.
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Not to mention, this is the way Neff describes Keyes. He even says (not in the script) “you never fooled me with your song and dance, not for a second.” Apart from the line about the cigar ashes, doesn’t this ring a bell to a certain doctor? “Jerk” with a heart of gold?
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After solving the puzzle with the statues, Ratio jokingly offers Aventurine to join the Genius Society. Aventurine then goes "Really? I thought you’ve given up on that already", and then Ratio says it was, in fact, a joke. Solving the puzzle through brute force has Ratio telling Aventurine that the Council of Mundanites (which Ratio himself is a part of) should consider him a member. In the movie, where the scene with the phone call with Neff and Phyllis reiterating details of their plan happens, Keyes actually offered Neff a better job (specifically a desk job, as Keyes’ assistant). The two pairs saw the other as smart, equals, and were invested in each other’s careers one way or another.
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Because of all this, the character parallels for this side of the relationship are as follows:
Aventurine - Walter Neff
Veritas Ratio - Barton Keyes
With the way I’ve talked about how Aventurine and Ratio take from both leads in terms, it does fit to say that Aventurine is Neff, and Ratio is Keyes in this layer of their relationship. Since we’re on the topic of Keyes, let me also go through some similarities with him and Ratio specifically.
Keyes says the words “dimwitted amateurs” in his first on-screen conversation with Neff. You can’t have Dr. Ratio without him talking about idiocy in some way.
Keyes almost only appears in the movie in relation to Neff, and barring a single interaction in Neff’s house, is also only seen in the office. Same with Phyllis, Ratio also only ever appears regarding Aventurine.
Keyes genuinely wanted the best for Neff, even offering to celebrate with him when he thought the case truly had been busted wide open by forces when Zachette entered the picture. You could say the same for Ratio, as he hoped that Aventurine wouldn’t dwell on the past according to his response on Aventurine’s Interview, as well as telling him to “stay alive/live on (CN)” and wishing him the best of luck in his Doctor’s Advice note.
Whether or not you believe that there was more going on with Neff and Keyes is up to you, but what matters is that the two were very close. Just like Ratio and Aventurine.
[THE ORIGINAL FILM ENDING]
Something that I hadn’t seen brought up is the original ending of Double Indemnity, where Neff is executed in a gas chamber while Keyes watches on, shocked, and afterwards leaves somberly. The ending was taken out because they were worried about the Hays Code, but I felt it was important to bring it up, because in a way, you can kind of see the Sunday interrogation scene as Sunday sending Aventurine to his death in seventeen system hours. And Ratio doesn’t speak at all in that scene, and Keyes doesn’t either according to the script.
Another thing that’s noteworthy is that Wilder himself said “the story was about the two guys” in Conversations with Wilder. The two guys in question are Keyes and Neff.
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[THE NOVEL]
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With the original film ending covered, now it is time to bring up the novel by James M. Cain. I bought the book just to read about the differences between the adaptation and the original source material, and to list a few more similarities and opposites I could gather. For this section alone, due to the changes in the (last) names of certain characters, I will be referring to Walter Huff (Neff in the movie) as Walter, and Mr. Dietrichson as Nirdlinger. The plot is pretty much the same as the movie’s apart from a couple of changes so there isn’t a need to recount everything.
From my two read-throughs of the novel, these are the following passages that stood out to me the most. Starting with Aventurine:
Walter, as a top businessman of the company, knows how to sway a deal and to get what he truly wants with what the other gives him. Aventurine is the same, reliant on his intuition, experience and whatever information he has on the table to claim the win. Him luring out Sparkle in Heaven Is A Place On Earth and his conversation with Acheron in the Nihility is indicative of that.
• "But you sell as many people as I do, you don't go by what they say. You feel it, how the deal is going. And after a while I knew this woman didn't care anything about the Automobile Club. Maybe the husband did, but she didn't. There was something else, and this was nothing but a stall. I figured it would be some kind of a proposition to split the commission, maybe so she could get a ten-spot out of it without the husband knowing. There's plenty of that going on. And I was just wondering what I would say to her." 
Phyllis, like in the movie, had been hiding her true intentions of talking to Walter in their first conversations, always saying things that she didn’t actually mean. In a similar vein, Aventurine consistently says stuff but almost never truly means any of it, which is all part of his façade.
• "And I could feel it again, that she wasn't saying what she meant. It was the same as it was the first afternoon I met her, that there was something else, besides what she was telling me. And I couldn't shake it off, that I had to call it on her."
When discussing the murder plan with Phyllis, Walter makes this comment, kind of like how Aventurine seems to operate in a way where he has a plan, but is ready to improvise and think fast when needed.
• "And then it's one of those things where you've got to watch for your chance, and you can't plan it in advance, and know where you're going to come out to the last decimal point."
Remember the roulette wheel line from the movie? In the novel, the gambling metaphor that Walter makes about the insurance business goes on for two paragraphs, mentioning a gambling wheel, stack of chips, a place with a big casino and the little ivory ball, even about a bet on the table. Walter also talks about how he thinks of tricks at night after being in the business for so long, and how he could game the system. Needless to say, insanely reminiscent of Aventurine.
• "You think I’m nuts? All right, maybe I am. But you spend fifteen years in the business I’m in, and maybe a little better than that, it’s the friend of the widow, the orphan, and the needy in time of trouble? It’s not. It’s the biggest gambling wheel in the world. It don’t look like it, but it is, from the way they figure the percentage on the oo to the look on their face when they cash your chips. You bet that your house will burn down, they bet it won’t, that’s all. What fools you is that you didn’t want your house to burn down when you made the bet, and so you forget it’s a bet. To them, a bet is a bet, and a hedge bet don’t look any different than any other bet. But there comes a time, maybe, when you do want your house to burn down, when the money is worth more than the house. And right there is where the trouble starts." • "Alright, I’m an agent. I’m a croupier in that game. I know all their tricks, I lie awake thinking up tricks, so I’ll be ready for them when they come at me. And then one night I think up a trick, and get to thinking I could crook the wheel myself if I could only put a plant out there to put down my bet." • "I had seen so many houses burned down, so many cars wrecked, so many corpses with blue holes in their temples, so many awful things that people had pulled to crook the wheel, that that stuff didn’t seem real to me anymore. If you don’t understand that, go to Monte Carlo or some other place where there’s a big casino, sit at a table, and watch the face of the man that spins the little ivory ball. After you’ve watched it a while, ask yourself how much he would care if you went out and plugged yourself in the head. His eyes might drop when he heard the shot, but it wouldn’t be from the worry whether you lived or died. It would be to make sure you didn’t leave a bet on the table, that he would have to cash for your estate. No, he wouldn’t care."
Returning home from the murder, Walter attempted to pray, but was unable to do it. Some time passed and after speaking to Phyllis, he prayed. Aventurine presumably hadn’t done the prayer ever since the day of the massacre, and the first time he does it again, he does it with his child self.
• "I went to the dining room and took a drink. I took another drink. I started mumbling to myself, trying to get so I could talk. I had to have something to mumble. I thought of the Lord's Prayer. I mumbled that, a couple of times. I tried to mumble it another time, and couldn't remember how it went." • "That night I did something I hadn’t done in years. I prayed."
Phyllis in the book is much more inclined towards death than her movie version, even thinking of herself as a personification of death. She’s killed ten other people (including infants) prior to the events of the novel. Something to keep in mind as Aventurine had mentioned several times that he attempted to kill himself in the dream, plus his leadup to his “grandest death”. Just like Phyllis, he’s even killed at least a few people before, though the circumstances of that were less on his own volition and more so for the sake of his survival (i.e. the death game in the maze involving the 34 other slaves where he was the winner and another time where he murdered his own master). Instead of Phyllis playing the active role of Death towards everybody else, Aventurine himself dances with Death with every gamble, every time his luck comes into play. Danse Macabre.
• "But there’s something in me, I don’t know what. Maybe I’m crazy. But there’s something in me that loves Death. I think of myself as Death, sometimes." • "Walter, The time has come. For me to meet my bridegroom [Death]. The only one I ever loved."
Moving on to Ratio:
Walter says several times that it’s hard to get along with Keyes, and how he says nice things after getting you all worked up. A hard-headed man to get along with, but damn good at his job. Sound like someone familiar?
• "That would be like Keyes, that even when he wanted to say something nice to you, he had to make you sore first."  • "It makes your head ache to be around him, but he’s the best claim man on the Coast, and he was the one I was afraid of."
Keyes sees Walter as smarter than half the fools in the company. Ratio can only stand the company of Aventurine in regards to the IPC.
• "Walter, I'm not beefing with you. I know you said he ought to be investigated. I've got your memo right here on my desk. That's what I wanted to tell you. If other departments of this company would show half the sense that you show—" • "Oh, he confessed. He's taking a plea tomorrow morning, and that ends it. But my point is, that if you, just by looking at that man, could have your suspicions, why couldn't they—! Oh well, what's the use? I just wanted you to know it."
After going on a rant about the H.S. Nirdlinger case (Phyllis’ husband) and how Norton is doing a horrible job, he ends it by saying that it’s sheer stupidity. “Supreme idiocy”, anybody?
• "You can’t take many body blows like this and last. Holy smoke. Fifty thousand bucks, and all from dumbness. Just sheer, willful, stupidity!"
Phyllis’ former occupation as a nurse is more elaborated on, including her specialization — pulmonary diseases. One of Ratio’s crowning achievements is curing lithogenesis, the “King of Diseases”.
• "She’s one of the best nurses in the city of Los Angeles. […] She’s a nurse, and she specialized in pulmonary diseases. She would know the time of crisis, almost to a minute, as well as any doctor would."
As for the murder scheme, they talk about it a lot more explicitly in the novel. Specifically, Walter mentions how a single person cannot get away with it and that it requires more people to be involved. How everything is known to the party committing the crime, but not the victim. And most importantly: Audacity.
"Say, this is a beauty, if I do say it myself. I didn't spend all this time in the business for nothing, did I? Listen, he knows all about this policy, and yet he don't know a thing about it. He applies for it, in writing, and yet he don't apply for it. He pays me for it with his own check, and yet he don't pay me. He has an accident happen to him and yet he don't have an accident happen to him. He gets on the train, and yet he don't get on it."
"The first is, help. One person can't get away with it, that is unless they're going to admit it and plead the unwritten law or something. It takes more than one. The second is, the time, the place, the way, all known in advance—to us, but not him. The third is, audacity. That's the one that all amateur murderers forget. They know the first two, sometimes, but that third, only a professional knows. There comes a time in any murder when the only thing that can see you through is audacity, and I can't tell you why."
"And if we want to get away with it, we've got to do it the way they do it, […]" "Be bold?" "Be bold. It's the only way."
"I still don't know—what we're going to do." "You'll know. You'll know in plenty of time."
"We were right up with it, the moment of audacity that has to be be part of any successful murder."
It fits the situation that Aventurine and Ratio find themselves in extremely well: For the first point— Aventurine would not be able to get away with simply airing out details by himself, as that would immediately cast suspicion on him. Having another person accompany him who not only isn’t really a part of the IPC in name (as the IPC and The Family have a strenuous relationship) but would probably be able to get closer to Sunday because of that means they can simply bounce off each other without risking as much suspicion with a one-man army. Which is exactly what Ratio and Aventurine do in the conversations they have on Penacony. Secondly — they knew how Sunday operates: as a control freak, he leaves no stone unturned, which is how he became Head of the Oak Family, so their acting required them to give off the impression that a. they hated each other, b. Ratio would go against Aventurine’s wishes and expose him in return for knowledge, c. there were only the two Cornerstones that were hidden. This would give Sunday the illusion of control, and lead to Sunday to lower his guard long enough for Aventurine to take the gift money in the end. The pair knew this in advance, but not Sunday. And thirdly — the plan hinged on a high-level of risk. From breaking the Aventurine Cornerstone, to hoping that Sunday wouldn’t find it in the gift bag, to not telling Ratio what the true plan is (meaning Ratio had to figure it out on his own later on), to Sunday even buying Ratio’s story, it was practically the only way they could go about it. “Charming audacity”, indeed.
An interesting aspect about the novel is that the ending of the novel is divergent from the movie’s final cut and the original ending: Phyllis and Walter commit suicide during a ferry ride to Mexico. The main reason this was changed for the movie was because of the Hays Code, and they wouldn’t allow a double suicide to be screened without reprecussions for criminals. There’s also a bunch of other aspects that differentiate the novel from the movie (no narration-confession as the confession happens in a hospital, less characterization for Keyes and instead a bigger focus on Lola and her boyfriend, the focus on the murderous aspect of Walter and Phyllis’ relationship instead of actual romance, Walter falling in love with Lola (with an unfortunately large age gap attached), etc.)
As for the ending, this wouldn’t even be the first romance media reference related to Aventurine and Ratio where both the leads die, with the other being The Happy Prince and San Junipero (in relation to the EN-only Heaven Is A Place On Earth reference), which I normally would chalk up as a coincidence, though with the opposite line-of-thought I have going on here (and the fact that it’s three out of four media references where the couple die at the end…), I think it’s reasonable to say that Ratio and Aventurine will get that happy ending. Subverting expectations, hopefully.
[THE HAYS CODE — LGBT CENSORSHIP IN CHINA]
I’ve brought up the Hays code twice now in the previous two sections, but I haven’t actually explained what exactly it entails.
The Hays Code (also known as the Motion Picture Production Code) is a set of rules and guidelines imposed on all American films from around 1934 to 1968, intended to make films less scandalous, morally acceptable and more “safe” for the general audiences. Some of the “Don’ts” and “Be Carefuls” include but are not limited to…
(Don’t) Pointed profanity
(Don’t) Inference of sex perversion (which includes homosexuality)
(Don’t) Nudity
(Be Careful) Sympathy for criminals
(Be Careful) Use of firearms
(Be Careful) Man and woman in bed together
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What does this have to do with a Chinese gacha game released in 2023? If you know a little bit about miHoYo’s past, you would know that pre-censorship laws being upheld to a much stronger and stricter degree, they had no problem showcasing their gay couples in Guns Girl Z (Honkai Gakuen 2/GGZ) and Honkai Impact 3rd, with the main three being Bronya/Seele, Kiana/Mei (admittedly the latter one is a more recent example, from 2023), and Sakura/Kallen. Ever since the Bronya and Seele kiss, censorship in regards to LGBT content ramped up, causing the kiss to be removed on the CN side, and they had to lay low with the way they present two same-sex characters who are meant to be together. They can’t explicitly say that two female or male characters are romantically involved, but they can lace their dynamics with references for those “in the know” — Subtext. Just enough to imply something more but not too much that they get censored to hell and back.
So what I’m getting at is this: The trouble that Double Indemnity had to go through in order to be made while also keeping the dialogue of Phyllis and Neff as flirtatious as they could under the Hays Code among other things is quite similar to the way Ratio and Aventurine are presented as of now. We never see them interact outside of Penacony (at least up until 2.2, when this post was drafted), so we can only infer those interactions specifically until they actually talk without the fear of being found out by Sunday. But, there’s still some small moments scattered here and there, such as when Aventurine goes near Ratio in the Dewlight Pavilion Sandpit, he exclaims that “the view here is breathtaking” (he can only see Ratio’s chest from that distance) and that Ratio could “easily squash [him] with just a pinch”. Ratio then goes “If that is your wish, I will do so without a moment’s hesitation.” Not to mention the (in)famous “Doctor, you’re huge!” quote.
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It’s not a coincidence that Ratio and Aventurine have three explicit references to romance media (Double Indemnity, Spellbound, Oscar Wilde’s The Happy Prince), possibly even four if you take the EN-only Heaven Is A Place On Earth as a reference to Black Mirror’s San Junipero. It’s not a coincidence that the storylines or characters of said references parallel the pairing, from surface-level to deep cuts. It’s not a coincidence that the CN voice actors were asked to “tone it down” by the voice director when it came to their chemistry. It’s not a coincidence that Aventurine has only flirted with (three) men throughout Penacony, even referring to a Bloodhound NPC as a “hunk of a man” inside his thoughts, all the while ignoring Himeko and Robin when it came to their looks — women who are known across the cosmos with a myriad of adoring fans. There are so many other so-called “coincidences” related to the two that you could make an iceberg just based on versions 2.0-2.2 as well as content miHoYo themselves have put out on social media. They absolutely knew what they were doing, and were trying to get their point across through subtle means — the extent they went to with the Double Indemnity reference while also keeping it under wraps from a “surface” level point of view is proof of this — the implications are there if you take the time to look for them, and are simply hard to ignore or deny once you do find them.
[CONCLUSION]
This was supposed to be short considering the other analyses I’ve seen were also pretty short in comparison, but I couldn’t get the movie out of my head and ended up getting carried away in the brainrot. I hope you could follow along with my line of thinking, even with the absurd length of this post, and the thirty-image limit. I tried to supplement context with some links to videos and wiki pages among other sources wherever I can to get around it.
I will end it with this though — the love in the movie turned out to be fake and a farce, going off track from what was a passionate romance in the beginning because of the murder scheme. Meanwhile, the whole reason why Ratio and Aventurine can pull off whatever they want is because of their immense trust in one another. What was initially shown to be distrust in the Final Victor LC grew into something more, for Ratio, someone who would have never put faith into mere chance and probability before this, put his trust in Aventurine, of all people.
TL;DR — (I get it, it’s over ten thousand words.)
Not only is the relationship between Neff and Phyllis represented in the deception and acting side of Ratio and Aventurine, but the real and trusting side is shown in Neff and Keyes. They have a fascinating, multi-layered dynamic that is extremely fun to pick apart once you realise what’s going on underneath the bickering and “hatred” they display.
Many thanks to Manya again for making the original thread on the movie. I wouldn’t be here comparing the game and movie myself if it weren’t for that.
By the way, I really do believe that Shaoji totally watched this movie at least once and really wanted that Double Indemnity AU for his OCs. I know exactly how it feels.
Other points I'd like to mention that didn't fit anywhere else in the main analysis and/or don’t hold much significance, have nothing to do with the Penacony mission, or may even be considered reaching (...if some of the other points weren’t). Just some potentially interesting side bits.
Phyllis honks three times to signal Neff to go for the kill. That, and the three gunshots in the confrontation. Aventurine is all about the number three.
The height difference Aventurine and Ratio have going on is close to Phyllis and Neff’s.
Phyllis had killed her husband’s previous wife and went on to marry Mr. Dietrichson, pretty much taking the wife’s place. Aventurine killed his previous master, and had taken certain attributes from him like his wristwatch and the rings on his hand and the “all or nothing” mantra.
When calling Ratio a wretch (bastard), Aventurine smiles for a moment. This is exclusive to the EN, KR and JP voiceovers, as in CN, he does not smile at all. (Most definitely a quirk from the AI they use for lip syncing, but the smile is something that’s been pointed out quite a few times so I thought I’d mention it here.)
Sunday specifically says in the CN version that he knew of Aventurine's plans the moment Aventurine left the mansion, meaning that he realized he had been played the fool the moment Ratio and Aventurine talked in Golden Hour
In the description for the "All or Nothing" consumable, teenage Aventurine says this specific line: "Temptation is a virtue for mortals, whereas hesitation proves to be a fatal flaw for gamblers." According to Ratio, this is Aventurine's motto - he says as such in Aventurine's Keeping Up With Star Rail episode. Note that in the anan interview he explicitly says he does not have a motto, and yet Ratio in the video says otherwise. They definitely have to know each other for a while for Ratio to even know this.
A big reason why Neff even pulled off the murder scheme in the first place was because he wanted to see if his good friend Keyes could figure it out, the Mundane Troubles Trailblaze Continuance showcases Ratio attempting to teach the Herta Space Station researches a lesson to not trust the Genius society as much as they did.
In Keyes’ first scene he’s exposing a worker for writing a policy on his truck that he claimed had burnt down on its own, when he was the one who burnt it down. Ratio gets into an Ace Attorney-style argument with the Trailblazer in Mundane Troubles.
Neff talks repeatedly about how it won’t be sloppy. Nothing weak. And how it’ll be perfect to Phyllis, and how she’s going to do it and he’s going to help her. Doing it right — “straight down the line”. Beautifully ironic, considering what happens in the movie, and even more ironic as Ratio and Aventurine’s scheme went exactly the way they wanted to in the end. Straight down the line.
#honkai star rail#double indemnity#veritas ratio#aventurine#golden ratio#ratiorine#an attempt at analysis by one a-u#relationship analysis#you know what‚ i guess i can tag the other names of this ship#aventio#raturine#you could make a fucking tierlist of these names#um‚ dynamics (yk what i mean) dont really matter here in the analysis just fyi if youre wondering its general enough#also if you're wondering about the compilation thread - its not done. it'll take a while (a long while.)#this post was so long it was initially just a tumblr draft that i then put into google docs. and it ended up being over 2k+ words long#is this a research paper‚ thesis‚ or essay? who knows! this just started as just a short analysis after watching the movie on may 5#final word count according to docs (excluding alt text): 13013 - 43 pages with formatting#i wish i could have added more images to this‚ 10k words vs 30 images really is not doing me any favours…#plus‚ i hit the character limit for alt text for one of the images.#if you see me mixing up british and american spelling‚ you probably have!#oh yeah. if any of the links happen to break at some point. do tell. i have everything backed up#there also may be multiple links strung together‚ just so you know.#I link videos using the EN and CN voiceovers. Just keep that in mind if the jump between two languages seems sudden.#I had to copy and paste this thing from the original tumblr draft onto a new post because tumblr wouldn't let me edit the old one anymore.#Feels just like when I was finalising my song comic…#(Note: I had to do this three times.)#I started this at May 5 as a way to pass the time before 2.2. You can probably tell how that turned out.#Did you know there is a limit to the amount of links you can add to a single tumblr post? It's 100. I hit that limit as well.#So if you want context for some of these parts... just ask.#I'm gonna stop here before I hit the tag limit (30) as well LMAOO (never mind I just did.)
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