#savings strategies

[my-financials]

The FIRE Movement: A Comprehensive Guide to Financial Independence and Early Retirement

Introduction In recent years, a revolutionary concept has emerged in the realm of personal finance, captivating the imagination of young adults worldwide. Known as the FIRE movement, which stands for Financial Independence, Retire Early, this philosophy offers more than just financial advice—it proposes a radical shift in lifestyle. This in-depth guide explores the intricacies of the FIRE…

[profinancialfitness]

Financial planning is crucial for securing a stable and prosperous future. It involves managing money, setting goals, creating budgets, and making informed investment decisions. Whether you’re an individual or a business owner, understanding and implementing sound financial strategies can significantly impact your financial well-being.

[willsandtrusts]

Discover how to leverage rising interest rates and high inflation for your financial benefit with Wills and Trusts Wealth Management. Our guide covers various saving strategies, from easy access and fixed-rate savings accounts to ISAs and smart investment options, tailored for different saving goals. Learn how to make your money work harder in today's economic environment and secure your financial future. Contact us for expert advice and personalised investment strategies.

[kizzer55555]

DP x DC: The Most Dangerous Card Game

Ok so Danny has essentially claimed earth as his. And he is fully aware that there are constant threats to the planet. Now he can’t stop a threat that originates on earth (that’s something he’ll leave to the Justice league) but he can do something about outside threats. Doing some research on ancient spells, rituals, and artifacts, he cast a world wide barrier on the planet to protect it from hostile threats so they cannot enter. This will prevent another Pariah Dark incident. However, barriers like this come at a price. You see, there are two ways to make a barrier. Either make one powered up by your own energy and power (which would be constantly draining) or set up a barrier with rules. The way magic works is that nothing can be absolutely indestructible. It must have a weakness. The most powerful barriers weren’t the ones reinforced with layer after layer of protective charms and buffed up with power. Those could eventually be destroyed either by being overpowered, wearing them down, or by cutting off the original power source. No, the most powerful barriers were the ones with a deliberate weakness. A barrier indestructible except for one spot. A cage that can only be opened from the outside. Or that can only be passed with a key or by solving a riddle. So Danny chooses this type of barrier and does the necessary ritual and pours in enough power to make it. And he adds his condition for anyone to enter. 

Now the Justice league? Find out about the barrier when Trigon attempts to attack, they were preparing after he threatened what he would do once he got to earth. How he would destroy them. The Justice league tried to take the fight to him first but were utterly destroyed, so they retreated home to tend to their injuries, and fortify earth for one. Last. Stand. Only when Trigon makes his big entrance…he’s stopped.

The Justice league watch in awe as this thin see-through barrier with beautiful green swirls and speckled white lights like stars apears blocking Trigon and his army’s advance. The barrier looks so thin and fragile yet no matter how hard the warlord hits, none of his attacks can get through and neither can he damage said barrier. That’s when Constantine and Zatanna recognizes what this barrier is. Something only a powerful entity could create. For a moment, the league is filled with hope that Trigon can’t get through yet Constantine also explains that it’s not impenetrable. And clearly Trigon knows this too for he calls out a challenge. 

And that’s when, in a flash of light, a tiny glowing teenager appears. He looked absolutly minuscule compared to Trigon and yet practically glowed with power (this isn’t a King Danny AU though).

And that is when the conditions for passing the barrier are revealed. And the Justice realize that the only thing stopping Trigon and his army from decimating earth. The only way he can get through….is by beating this glowing teenager in a card game. 

Not just any card game though. The most convoluted game Sam, Danny, and Tucker invented themselves. It’s like the infinite realms version of magic the gathering, combined with Pokémon, and chess. And Danny is the master. So sit down Trigon and let’s play.

(The most intense card game of the Justice league’s life).

After Danny wins, this happens a few more times with outer word beings and possibly even demons attempting to invade earth, yet none have been able to beat the mysterious teenager in a card game. Constantine might even take a crack at it and try to figure out how to play. He’s really bad though. Every time this happens, the Justice league worry that this might be the time the teenager looses. Yet every time, he wins (even if only barely). 

Meanwhile, Danny, Sam, and Tucker have gotten addicted to the game and play it almost daily. Some teachers might seem them playing the game are are like ‘awww how cute’ not realizing this game is literally saving the world. Jazz is just happy they aren’t spending as much time on their screens playing Doomed.

[phonification]

ive been thinking about taco and balloon forming a little alliance post s1/ pre s2 where they'd (begrudgingly) work together planning on how to break into hotel OJ to steal stuff to take back to their makeshift camp like food, blankets, pillows, etc,,, anything that could be useful to them

[thewisestdino]

YEAH, I DONT KNOW IF YOU LIKE ME SOMETIMES I THINK YOU MIGHT HATE ME SOMETIMES I THINK I MIGHT HATE YOU MAYBE YOU JUST WANNA BE ME

[formosusiniquis]

steddie relationship reveal coming not from the kids walking in on them or accidental pda but because Eddie's combat balance suddenly gets better and they realize it's cause Steve (the better strategist) is helping him with the combat prep. They know it's love cause Eddie threatened to shave Tews and blame it on Dustin the one time he picked up the wrong notebook/no one gets to see Eddie's DnD planning

[19silvermirrors]

SQQ is strategically encircling YQY with his arms (YQY totally approves) 🥰

[aroaessidhe]

ace books: f/f YA

the romance is a subplot in most of these!

Arden Grey - contemporary, ace lebsian MC

You Don't Have A Shot - contemporary, queer ace MC

Forward March - contemporary, ace lesbian MC

The Summer Love Strategy - contemporary, demi-aroace LI

Earthbound Hearts - contemporary + a little sff, ace lesbian MC

The Facts and Legends of Callie Catwell - contemporary + a little sff, sapphic ace MC

The Art of Saving The World - sci-fi, ace lesbian MC

Belle Révolte - high fantasy - 1/2 MCs is bi ace

Queen of Coin and Whispers - 1/2 MCs is a demi-coded lesbian

Here Goes Nothing - questioning bi/pan ace MC

Thanks For Listening - ace MC

Six Angry Girls - contemporary, 1/2 MCs is sapphic ace

#aspec books / aspec database / tumblr masterpost

[tainbocuailnge]

thing is i still think it'd be possible to turn fgo into a game that is fun to play but it would require getting rid of their ridiculous fear of making permanently available and replayable content so it's never gonna happen

[meanya]

Now seems like a good time to introduce a strategy to all my ADHD peers that I've invented so I wouldn't be Late to everything!

It's called...

✨️ Disaster Time ✨️

You know that feeling when you wait til the last second to do something and THEN it seems like THAT'S when everything goes wrong??? Right when you need everything to go smoothly?

You're thinking "the office is only 10 minutes away, so I'll leave 10 minutes before my appointment time!" And THAT'S when it happens; You forget to brush your hair, you can't find your keys, your wallet is missing, your GPS is glitchy, there's traffic, there's a detour, you hit every red light, there's no parking, you enter the wrong door, you can't find the room, etc. There's always SOMETHING.

I used to get SO MAD when everything would go wrong while I was on a time crunch. It seemed like when I least expected it, suddenly every object that could possibly get in my way would get in my way. I used to think, "The universe is out to get me 😔 No matter what I do, everything is gonna go wrong."

And that's when a switch went off in my mind...

Everything is gonna go wrong when I least expect it to!!!

Therefore -> I should stop being surprised and just. Expect it to!!

Every time!

Hence, the invention of ✨️Disaster Time✨️

Disaster Time (noun) the extra time you alot for disasters.

If you just KNOW something's gonna go wrong and then just PLAN for something to go wrong! Then you'll always be ready for it!

Because something is always is gonna happen, right? Something is always gonna go wrong. You don't know what's gonna go wrong, so instead of hoping nothing goes wrong and then being disappointed when something does go wrong, just alot some Disaster Time!

So you think to yourself "the office is only 10 minutes away, so if I give myself 10 extra minutes of Disaster Time for when The Disaster happens, then I'll leave 20 minutes before my appointment time."

Your assignment's due at midnight? Disaster Time! Make it due at 11:40 to account for when the [internet goes out / file gets corrupt / website doesn't load / grammar errors pop up ]

Your hangout is at 8pm? Disaster Time! Give yourself 10 extra minutes to [find your missing phone / stop and grab some gas / brush your hair / quickly eat a snack]

Work at 9? Disaster time! Leave 15 minutes earlier for when [you spill coffee on your shirt / your car light goes off / you forgot something and have to go back]

People used to tell me to do things "early" but I have adhd and time blindness! "Early" doesn't exist!!! "Early" is an abstract concept! And "early" isn't as motivating as "The Last Second"

So instead, alot a set amount of Disaster Time and adjust your "last second" to account for that pesky inevitable Disaster, and you'll always be on time!

If you EXPECT that everything will go wrong EVERY time and just *account* for that when you plan, then you'll always be on time!

[rolandkaros]

really a shame holger rune isn't actually a homo because he would be a huge hit all around with the non-tennis gays. like easy way to get a massive fanbase. holger are you writing this down. homosexuality is your calling

[dkettchen]

coding makes you feel so smart and so stupid sometimes

[mapsofnonexistentplaces]

truly cannot make the recommendation enough if you have the sims just clear out all the bullshit auto generated families and make sims of like ocs and characters and people you know. i’m not at my computer right now so i can’t get examples until tomorrow but there is nothing funnier than forcing my liszt sim to become best friends with harry du bois and wayne radiotv and princess celestia because they all just happened to be on the same lot together

[uncanny-tranny]

r u chill w non transitioning ppl?

Why wouldn't I be? At one point, every trans person who is transitioning was once someone who wasn't (whether or not that was a choice or their need is a separate discussion).

Hatred of any kind of trans person is not a Righteous or Good Thing - every single trans person has their place, their entitlement to safety, community, and respect of who they are

[zorialdiamond-blog]

This Friday's mood: casually losing it over this choice in an IS2 event