#raising finance

[bitchesgetriches]

Everything You Need to Know about How to Increase Your Income

Make more money at the job you have

One of the simplest ways to increase your income is to just make your current employer pay you more. But while it may be simple, it ain’t always easy.

Santa Isn’t Coming and Neither Is Your Promotion: How To Get Promoted

How I Chessmastered Myself Into a Promotion at Work

The First Time I Asked for a Raise

You Need To Ask for a Fucking Raise

Ask the Bitches: “Can I Quit With Unvested Funds? Or Am I Walking Away From Too Much Money?” 

The Ultimate Guide to Growing Your Salary

Make more money at your next job

All that said, you’re statistically more likely to increase your income faster by job hopping! So if your current employer doesn’t want to pay you more, leave that sinking ship behind in pursuit of a higher salary.

Job Hopping vs. Career Loyalty by the Numbers

The Fascinating Results of Our Job Hopping vs. Career Loyalty Poll

How NOT to Determine Your Salary

When It Comes to Salary Negotiations, Are You Asking for Enough?

What To Do When You’re Asked About Your Salary Requirements in a Job Interview

If Your Employer Refuses To Negotiate Salary, Try These 11 Creative Counteroffers

Season 4, Episode 9: “I’m on the Wrong Career Path. How Do I Convince a New Industry To Take a Chance on Me?” 

Invest your way to more money

Of course there are some who say the true path to wealth is passive income: when you stop working for your money and instead let your money work for you. And they’re not wrong! Here’s how we recommend you increase your income passively.

When Money in the Bank Is a Bad Thing: Understanding Inflation and Depreciation

Investing Deathmatch: Investing in the Stock Market vs. Just… Not 

What’s the REAL Rate of Return on the Stock Market?

Dafuq Is a Retirement Plan and Why Do You Need One? 

Procrastinating on Opening a Retirement Account? Here’s 3 Ways That’ll Fuck You Over.

Season 4, Episode 1: “Index Funds Include Unethical Companies. Can I Still Invest in Them, or Does That Make Me a Monster?” 

Small Business Investing: A Kinder, Gentler Alternative to the Stock Market 

The Dark Magic of Financial Horcruxes: How and Why to Diversify Your Assets 

Make more money through side hustles

When it comes to side hustles, we have traditionally advocated caution. The last thing you want to do is burn out in pursuit of a second income stream. But with enough wits and fortitude, a side hustle could help you increase your income by leaps and bounds.

Romanticizing the Side Hustle: When 1 Job Isn’t Enough

Season 2, Episode 9: “I Use My Free Time to Volunteer. Should I Focus on Making Money Instead?”

Stop Undervaluing Your Freelance Work, You Darling Fool

Freelancer, Protect Thyself… With a Fair Contract 

Season 4, Episode 10: “I’m a Freelance Artist. How Do I Price My Work Fairly Without Losing Clients?”

Ask the Bitches: My Boss Won’t Give Me a Contract and I’m Freaking Out 

“Independent Contractor” My Ass: How to Stop Wage Theft Through Worker Misclassification 

Becoming a Millennial Entrepreneur (In the Midst of a Pandemic) With Katelyn Magnuson 

11 Awful Mistakes I Made as a Self-employed Freelancer, and How You Can Avoid Them

The Magic of Unclaimed Property: How I Made $1,900 in 10 Minutes by Being a Disorganized Mess

I Am a Craigslist Samurai and so Can You: How to Sell Used Stuff Online

What to do when you make more money

Once you increase your income, you might find yourself… not quite bored, but finding you have a little more bandwidth to handle the stuff that matters. It can be a jarring transition! Here are our thoughts on the matter.

Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?” 

Season 3, Episode 4: “The More Money I Save, the More I’m Scared To Lose It. Can I Break the Cycle of Financial Anxiety?” 

How to Avoid Lifestyle Inflation … and When to Embrace It

Ask the Bitches: I Know How to Struggle and Fight, but I Don’t Know How to Succeed

Update: I Know How to Struggle and Fight, but I Don’t Know How to Succeed 

The FIRE Movement, Explained 

I Was Happy to Marry a Poor Man. Then Things Changed.

I Have Become the Rich Relative I Always Wanted 

Believing in Miracles: A Conversation with Chris Dane Owens on Money, Creativity, and Self-Funding Art 

I Now Make More Money Than My Husband, and It’s Great for Our Marriage 

Season 2, Episode 1: “I’m Financially Stable, but My Friends Aren’t. The Guilt Is Crushing!”

The Resignation Checklist: 25 Sneaky Ways To Bleed Your Employer Dry Before Quitting

Advocate for systemic change

We don’t endorse an attitude of “I got mine.” So once you increase your income, there are lots of ways to use your newfound financial breathing room for good! Lift as you climb, my friend. Here are a few ways to do so:

Wallet Activism: Using Your Money for Good with Author Tanja Hester 

Woke at Work: How to Inject Your Values into Your Boring, Lame-Ass Job 

Raising the Minimum Wage Would Make All Our Lives Better

Post a Salary Range in the Job Description, You Fucking Cowards

1 Easy Way All Allies Can Help Close the Gender and Racial Pay Gap

The Truth About Unions: What Has Organized Labor Done for You? 

How To Support a Labor Strike with 3 Simple Steps

Everything in moderation

One last thing, my lambs: don’t crush your spirit while chasing the goal of a higher income. Working hard is hard work. If you find these tactics are leaving you exhausted and demoralized, you might be on the road to burnout. And that road leads nowhere good!

That’s why we just released our glorious new Burnout Workshop. Click the button below to take a peek!

Get the Burnout Workshop Here!

[cherryblossomsatsea]

Can’t stop thinking about modern!Rilla who starts a skincare brand with Una Meredith and they 100% make it to the top.

(Bonus points for Persis Ford marketing them all the way to the moon!)

[thereadmind]

- credit @realalexclark on YouTube

Don’t pay your kids to do chores, reward them for creativity and effort to create value.

[teabutmakeitazure]

i think one of my many gripes about being a girl is being expected to know certain things and then being scolded for not knowing things. i am expected to know how to set the tv on its stand or on the wall when i was never allowed to even touch it beyond its side controls five minutes before i was asked to fix it. i am expected to know how to fix a computer's system unit when i was told off from touching anything aside the power button growing up. i am expected to know how a multitude of other things work when i was always scolded for asking questions or trying to open up my toys to see their working when growing up. i am expected to know how to set up a house from scratch, that springs belong with foam in a sofa, how to set up an internet connection, how to take off a wall socket and fix the wiring behind it, and so on when i was not allowed anything beyond setting up the kitchen, turning the wifi router on/off, and never answered when i asked why some plugs have two pins while some have three.

[thegreenleavesofspringinsunlight]

Actually no you know what, I'm still thinking about last Sunday's sermon. In like the least three minutes, the pastor managed to pounce on my absolute biggest insecurity as a Christian, but more on that anon.

The whole sermon was supposed to be about young men, which I expected to feel like being dragged backwards by the hair through beds of hot coals embedded with broken glass (you know, like usual) because I happen to have boys that I know I'm not raising well. And there was a certain amount of squirming, but he also interspersed a few how-to's in with his "Here's what your Happy Christian Family (tm) should look like! 😃😃 But don't worry if it doesn't, you can always get there 😁" (which always leaves me screaming "HOW! How do I get from HERE to THERE" but I digress) which was a nice change of pace.

But he kept going off on tangents that were just... encouragement? And admittedly I don't know how much I would've gotten out of it if I hadn't been praying about exactly that the previous night. But one of the passages that came to me right after I was done praying (or while I still was kinda?) was Joseph on that throne in Egypt looking at his brothers and saying "What you meant for evil God intended for good" and then the pastor the next morning was like "and Joseph was there in Egypt and was telling his brothers what you meant for evil God meant for good" and I was all *Leonardo di Caprio pointing meme*

BUT ANYWAY in the last couple of minutes he was like

"So the charge is simply: believe the blessing. He's putting the blessing upon you. He's blessing you; He knows all about you. And He's blessing you. He's pleased with you.* So, that's the charge. Believe the blessing. Receive the blessing, with believing hearts. Now - the Lord bless you and keep you, the Lord make His face shine upon you, and be gracious unto you. The Lord lift up His countenance upon you, and grant you His peace. And amen."

*me, still blubbering over "He's pleased with you" (I have a really, really, really hard time with that one. What do you MEAN He's pleased with me, that's impossible, have you seen me?!?! I am nothing but a failure and a disaster top to bottom.

Anyway.)

[writterings]

i feel like a harm reduction mindset should be applied to most things. like, harm reduction as in "i am giving you the researched and objective facts of your [x often perceived risky behavior] so you can make your own informed decisions, free of judgement or moralization on my part." like im not even talking about stuff like health or whatever im straight up talking about personal finance courses. why do so many of them just tell you what to do without giving you the full scope of what your choices are or how some legal stuff works.

[shmowder]

first I'm forced to learn about stocks just to manipulate the market in this stupid rpg maker game (affectionate) and now I'm having stupid thoughts like "huh wonder how bitcoins are minted" and "So it's just GPUs playing lottery?" while brushing my teeth or taking a piss

[ahotknife]

one day i’ll be a lesbian trophy wife but only honorarily because i #love to be employed

[hollywoodsargeant]

x

logan rang the nasdaq exchange (stock market) closing bell in times square today

[v-e-l-v-e-t-g-o-l-d-m-i-n-e]

I wanted so badly for my job to fire me so I could be able to search for a new one without struggling, but last month the hr lady called me to say they're giving me a raise, so I guess it's not happening anytime soon

[suusoh]

mommy johan on the mind again fellas.

[bitchesgetriches]

Raising the Minimum Wage Would Make All Our Lives Better 

[sanskriti-2751]

What is Mutual Fund?

A mutual fund is a type of investment vehicle that pools money from multiple investors to invest in a diversified portfolio of securities such as stocks, bonds, and other assets. Investments in securities are spread across a wide cross-section of industries and sectors and thus the risk is reduced.

It is managed by a professional fund manager or an asset management company (AMC) who makes investment decisions on behalf of the investors.

Mutual funds offer good investment opportunities to the investors. Like all investments, they also carry certain risks

SEBI formulates policies and regulates the mutual funds to protect the interest of the investors.

OVERVIEW OF MUTUAL FUNDS INDUSTRY IN INDIA

The mutual fund industry in India was set up through a combination of regulatory changes, legislative reforms and the entry of various market players.

Unit Trust of India- UTI was founded in 1964, which is when the mutual fund sector in India first started to take off. To mobilize public funds and invest them in the capital markets, UTI was established as a statutory body under the UTI Act, 1963. The idea of mutual funds was greatly popularized in India because to UTI.

Regulatory Framework-In India, the mutual fund industry's regulatory structure began to take shape in the 1990s. The Securities and Exchange Board of India (SEBI) Act, which established SEBI as the governing body for the Indian securities markets, was passed in 1993. Among other market intermediaries, SEBI was responsible with regulating and supervising mutual funds.

The SEBI (Mutual Funds) Regulations,1996- This regulation established the legal foundation for the establishment, administration, and operation of mutual funds in India. These regulations outlined the standards for investor protection, investment restrictions, disclosure requirements, and eligibility requirements for asset management companies (AMCs).

Introduction of Private Sector Mutual Funds: UTI was the only active mutual fund provider in India prior to 1993. Private sector mutual funds were nevertheless permitted to enter the market as a result of the liberalization of the financial sector and the opening up of the Indian economy. Many domestic and foreign financial organizations launched their own AMCs and entered the mutual fund industry.

Product Line Evolution: The mutual fund sector in India has grown and increased its product selection throughout the years. Mutual funds initially mainly offered income and growth opportunities. To address various investor needs and risk profiles, the industry did, however, offer a wider range of products, such as equity funds, debt funds, balanced funds, and specialist sector funds.

Investor Education and Awareness: Serious efforts have been made to educate and raise investor awareness in order to encourage investor involvement in mutual funds. Industry groups, AMCs, and SEBI have run investor awareness campaigns, distributed instructional materials, and supported systems for resolving investor complaints. Systematic Investment Plans (SIPs) were introduced, and this was a significant factor in luring individual investors

Technological Advancements-The mutual fund sector in India has embraced technological development, making it possible for investors to access and invest in mutual funds through online platforms and mobile applications. Investors can now transact, track their investments, and get mutual fund information more easily thanks to digital platforms.

The mutual fund industry in India has developed into a strong and regulated sector through regulatory changes, market competition, and investor-centric initiatives. The sector keeps expanding, drawing in more investors and providing them with a wide variety of investment possibilities around the nation.

[fortrivmph]

i have to compile all the development i've done with @forlibcrty but birch is well and truly one of the most fucked characters in the entire series for what he did to the kenways. like there is so much i could say but one of the things we were rolling around was the fact that birch, obsessed as he is with the precursors, was probably equally intrigued by the rumours of some assassins being able to activate pieces of eden or see isu symbols, and this contributed to him wanting to acquire an assassin child for himself. haytham's conclusion that birch was in it for the money rings hollow to me when it's clear that 1) the money quickly ran out and 2) a lot of it was spent indoctrinating and housing haytham. and buying that fuckass chateau.

[anotherpapercut]

if you're a sane human being who possesses a reasonable amount of common sense with extra time/a flexible schedule consider applying or nominating yourself to be on a library board