#financial acquisition services
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Strategic Financial Acquisition Services
At DAB Financial Solutions Group, we are experts in financial services, accounting, and Australian tax law and compliance. Our highly skilled and dedicated team of professionals is committed to providing tailored solutions to meet the unique needs of our clients. As part of our extensive range of services, we can help identify the most appropriate funding sources, develop Information Memorandums, Investor Pitch decks, coach presenters, develop supporting financial information to raise finance for all types of business growth or acquisition purposes. To find out more, contact us at [email protected] or call us on 1300 004 322.
Comprehensive Finance Acquisition Services
Our finance acquisition services are designed to provide businesses and individuals with comprehensive support throughout the entire acquisition process. We work closely with our clients to identify the most suitable financing options and ensure a smooth and efficient acquisition experience.
Advisory and Strategy Development
We begin by conducting an in-depth analysis of your financial position and business objectives to develop a tailored acquisition strategy. This includes assessing the target company’s financial health, potential synergies, and risks involved in the acquisition. Our goal is to help you make informed decisions and maximize the value of your investment.
Financing Options and Structuring
Our expert team will identify and evaluate various financing options to determine the most suitable solution for your acquisition. This may include bank loans, private equity funding, mezzanine financing, or other specialized financing options. We work diligently to structure the financing in the most tax-efficient and cost-effective manner possible, ensuring that your acquisition is both financially viable and compliant with Australian tax laws.
Due Diligence and Negotiation Support
At DAB Financial Solutions Group, we understand the importance of thorough due diligence in the acquisition process. Our team will perform a comprehensive financial, tax, and legal review of the target company to identify any potential issues that may impact the success of the acquisition. We will also provide expert guidance throughout the negotiation process, ensuring that your interests are well-represented and that the final terms of the acquisition are favourable.
Integration and Post-Acquisition Support
Our support does not end with the completion of the acquisition. We provide ongoing assistance with the integration of the target company into your existing operations, ensuring a seamless transition and the realization of synergies. Additionally, we offer post-acquisition support to help you manage any tax or compliance issues that may arise, allowing you to focus on growing your business.
Our Expert Team
Our team at DAB Financial Solutions Group comprises industry-leading experts in finance, accounting, and Australian tax law. With our extensive knowledge and experience, we are well-equipped to guide you through the complex acquisition process and ensure the best possible outcomes for your business.
Why Choose DAB Financial Solutions Group
At DAB Financial Solutions Group, we provide exceptional service and comprehensive solutions to our clients. By choosing us as your finance acquisition partner, you can expect:
Tailored acquisition strategies and financing solutions
In-depth due diligence and expert negotiation support
Comprehensive tax law and compliance guidance
Ongoing post-acquisition support and integration assistance
A highly skilled and experienced team of professionals
To learn more about our finance acquisition services or to schedule a consultation, please contact us at [email protected] or call us on 1300 004 322. Let DAB Financial Solutions Group be your trusted partner in achieving your business goals.
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What to Look For: Key Steps in M&A Due Diligence
ASC Group has a wealth of experience in Due diligence for Mergers and Acquisitions. ASC Group offers Due diligence for M&A in India. ASC Group has been in business for over 25 years. If you have any questions about Due diligence for Mergers and Acquisitions, please call us on 9999043311. We are available 24 hours a day.
#Financial Due Diligence#Due Diligence process#Due Diligence services#Financial Due Diligence Services#M&A Due Diligence Services#Due diligence for Mergers and Acquisitions#Due Diligence Solutions#Due Diligence Merger Acquisition#Merger Due Diligence#Due Diligence Audit
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Mergers And Acquisitions Servies in Dubai - LGA Auditing UAE
LGA Auditing UAE offers expert Mergers and Acquisitions (M&A) services in Dubai, guiding businesses through seamless transactions with strategic insights and comprehensive due diligence. Our team ensures a smooth, efficient process from valuation to integration, helping clients maximize value and achieve growth.
#Mergers And Acquisition#LGA Auditing UAE#Auditing Firm Dubai#Financial Audit Services#Tax Compliance Dubai#Internal Audits UAE#External Auditing Experts#Accounting and Auditing#VAT Audits Dubai#Corporate Audit Solutions#Risk Management Dubai#Financial Statement Audit#Audit and Assurance Dubai#Business Compliance Audits#Dubai Audit Consultants
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6 Easy Steps to Choose the Right Banking Recruitment Agency
Selecting the right banking recruitment agency can be a distinct advantage for both work searchers and banking foundations. The correct office can smooth out the employing system, guaranteeing that competitors with the right abilities and capabilities are coordinated with the right jobs. The following are six simple tasks to assist you with picking the best financial enlistment organization to address your issues.
1. Define Your Requirements
Before you start your advantage, it's squeezing to have a reasonable comprehension of what you really want from a banking recruitment agency. For work searchers, this recommends perceiving the sort of financial positions you're amped up for, for example, retail banking, experience banking, or cash related appraisal. For banks and monetary foundations, this integrates finishing up the particular positions you really want to fill, for example, credit specialists, consistence arranged specialists, or branch supervisors.
By framing your necessities, you can limit your rundown of expected organizations to those that have practical experience in your specific area of interest. For example, on the off chance that you're searching for significant level leaders, you could zero in on organizations with a solid history in chief hunt inside the financial area.
2. Check Their Industry Expertise
Banking is a specific field, so picking an enlistment office with profound industry knowledge is significant. Search for organizations that have a demonstrated history in banking recruitment and figure out the subtleties of different financial jobs. You can survey their aptitude by exploring their site, perusing client tributes, and requesting contextual investigations or examples of overcoming adversity.
A recruitment agency with a solid spotlight on financial will have laid out associations with industry experts and a superior handle of the abilities and capabilities expected for various jobs. This ability will be important in tracking down the right applicants or open positions.
3. Evaluate Their Recruitment Process
Understanding how an enlistment office leads its hunt and determination cycle can give you knowledge into their viability. Get some information about their way to deal with obtaining competitors, screening cycles, and how they guarantee that up-and-comers are ideal for the jobs they're filling.
For job seekers, ask about how the office coordinates your abilities and vocation objectives with accessible open doors. For bosses, it's crucial for know how the office surveys possibility to guarantee they meet your particular necessities and organizational culture.
An agency that uses a rigorous and transparent recruitment process is more likely to deliver high-quality candidates or job matches.
4. Consider Their Reputation and Reviews
Reputation speaks volumes about the effectiveness of a recruitment agency. Research online reviews, request references, and look for suggestions from associates or industry contacts. A respectable organization will have positive input from the two clients and competitors and a past filled with effective situations.
Pay attention to reviews that notice the office's correspondence, impressive skill, and capacity to comprehend client needs. These elements are significant in guaranteeing a smooth and fruitful enrollment process.
5. Assess Their Communication and Support
Effective communication is key to a successful partnership with a recruitment agency. Assess how well the organization speaks with you during the underlying phases of commitment. Is it true that they are receptive to your requests? Do they give clear and opportune updates?
For job seekers, great help from the office remembers standard updates for requests for employment and useful criticism. For businesses, it includes straightforward correspondence about the advancement of the enrollment interaction and any difficulties experienced.
An agency that focuses on correspondence and backing is bound to give a positive and useful experience.
Conclusion
Choosing the right banking recruitment agency involves careful consideration and due diligence. By characterizing your necessities, assessing industry ability, understanding the enlistment interaction, really taking a look at notoriety and surveys, evaluating correspondence and backing, and exploring expenses and terms, you can go with an educated choice. The right agency like Alliance Recruitment Agency will assist with smoothing out your pursuit of employment or enlistment process, prompting effective results for the two up-and-comers and businesses. Carve out opportunity to follow these means, and you’ll be well on your way to finding a recruitment partner that meets your needs effectively. Contact us now.
#Banking Recruitment Agencies#Banking Jobs#Recruitment Solutions#Hiring Agencies#Financial Sector Recruitment#Recruitment Tips#Job Placement Services#Banking Industry Experts#Recruitment Process#Talent Acquisition#Employment Agencies#Banking Talent#Career in Banking#Job Seekers in Banking
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How Global Dealmakers are Leveraging AI
New Post has been published on https://thedigitalinsider.com/how-global-dealmakers-are-leveraging-ai/
How Global Dealmakers are Leveraging AI
Artificial Intelligence (AI), including generative AI (GenAI), is rapidly revolutionizing business processes and challenging traditional operational models across industries. The mergers and acquisitions (M&A) industry is no exception.
Large language models (LLM) and GenAI are particularly well-suited to support industries reliant on processing and analyzing vast amounts of data. Financial services, especially the management of capital transactions like M&A, stand to benefit significantly due to the complex and time-sensitive nature of the work. For example, when it comes to buying or selling a business, one of the most challenging parts of the M&A process is organizing and preparing the files needed for review by potential investors or purchasers. AI can help streamline this process significantly. An AI algorithm that understands M&A, can sift through a deal’s data and suggest categories, as well as appropriate folder locations, for the files, transforming an activity that used to take weeks to one that is complete in just minutes.
Dealmakers have already seen the benefits of AI’s ability to improve processes and efficiencies, particularly in due diligence, where AI-powered document analysis can substantially expedite information processing. In fact, a Datasite survey of 500 global dealmakers in the US, UK, Germany and France found that most dealmakers see productivity as the biggest benefit of using AI in their business.
AI is also making other parts of the dealmaking process more efficient. For instance, AI can assist in identifying potential M&A targets by analyzing vast datasets and market trends, particularly beneficial for those pursuing programmatic M&A strategies. By using anonymized private equity and other transaction activity from within a closed and secure platform, some AI-powered applications are already helping dealmakers get better and faster deal targets.
AI can also aid in the valuation process by providing objective analyses based on historical data and market factors. However, while AI can enhance accuracy and efficiency in valuations, human judgment remains essential, especially in evaluating qualitative factors and forecasting.
Additionally, by automating repetitive and time-consuming tasks, AI enables dealmakers to focus on strategic-level decisions and creative thinking. Achieving a balance between AI and human involvement is, in fact, key to maximizing productivity and outcomes.
Yet, despite this awareness of AI’s potential benefits, there is still a gap between familiarity and adoption in the M&A industry. While many dealmakers said they have personally reaped the benefits of the technology, 60% said adoption of AI at their own organizations was low, or that they were still using it only experimentally. Furthermore, over 70% of global dealmakers want the technology regulated before it is incorporated into any of their existing processes, citing concerns around data privacy and security, job displacement, quality control, intellectual property, and bias.
For this, the government is stepping in. The EU has introduced the AI Act and the US has published a blueprint for an AI bill of rights and an executive order that requires companies to perform safety tests and reporting on AI systems. As regulatory measures catch up with technological advancements, financial services institutions are sure to play a crucial role in shaping the responsible and effective use of AI in dealmaking.
Looking ahead, AI is only set to further evolve how deals are managed, driving further efficiencies and innovations in M&A dealmaking processes. While striking a balance between human involvement and AI is key, there is no doubt that we will continue to see AI implementation in the M&A field.
#acquisitions#ai#AI systems#AI-powered#algorithm#amp#analyses#Analysis#applications#artificial#Artificial Intelligence#awareness#Bias#Business#Companies#data#data privacy#data privacy and security#datasets#deal#Dealmakers#deals#efficiency#equity#eu#executive order#financial#financial services#France#gap
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Fintech start-up Rauva buys Banco Empresas Montepio for €30m Rauva's CEO and founder, Jon Fath, says the start-up is on its way to become one of Portugal’s first unicorns. https://www.fintechfutures.com/2023/09/fintech-start-up-rauva-buys-banco-empresas-montepio-for-e30m/
#Banking#Cards#Corporate & Commercial Banking#Digital#Financial Services/Finserv#Lending#Mergers & Acquisitions/M&A#Mobile#SME#Start-up#Super-app#Banco Empresas Montepio#Banco Montepio#homepage-featured-4#Rauva#Tyler Pathe#What the FinTech
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In the age of digital transformation, the role of a Real Estate Fund Administrator has become indispensable for ensuring the smooth operation and growth of real estate funds. Fundtec’s commitment to innovation, industry expertise, and client-centric approach positions it as a key partner in navigating the complexities of fund administration. As the financial landscape continues to evolve, Fundtec remains dedicated to delivering cutting-edge solutions that drive the success of real estate funds and other investment vehicles.
#Real Estate Fund Administration#Property Accounting#Investor Services#Net Asset Value (NAV) Calculation#Property Valuation#Lease Management#Compliance Management#Regulatory Reporting#Asset Appraisal#Portfolio Analysis#Investor Relations#Reconciliation#Property Acquisition#Asset Disposition#Fund Performance Reporting#Property Due Diligence#Real Estate Investment Trust (REIT) Administration#Asset Management#Financial Reporting#Real Estate Fund Technology
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I hate that you can't see a tweet thread anymore if you're not logged into Twitter (as a gesture of disrespect I refuse to call it by its rebranded name). Here is a copypasta of a thread from Dan Olson, a Canadian documentary filmmaker, expanding upon camera quality, the guilt trips Somerton used to goose his Patreon subscriptions, and how the best tools will never make up for lack of dedication or patience. I have added clarifications in [[double brackets]] where I feel it is necessary.
START OF THREAD
Okay, so, back in April I snapped at James in reply to a tweet that was linking to this video (which James has since delisted but not deleted) and I want to talk about the full context of that but I don't want to make a video, put your beatdown memes away. [[The video has since been deleted. I can see the title of the video is "Maybe the end (not an April Fool's Day thing".]]
The first bit of context is that I initially got keyed into James to fact-check his claims about indie filmmaking in Canada. As a filmmaker the entire Telos venture was immediately obvious as a juvenile fantasy dreamed up by someone with no idea how to make a movie.
Just wild claims about their plans that weren't worth debunking because they bordered Not Even Wrong. But in watching one of these pitch videos I noticed that he had a $4000 current-gen camera in the background as a prop, and that seemed both pretentious and weird.
You don't use your best camera as a prop, you use your second best camera as a prop. So being an obsessive weirdo I needed to know, and I watched his BTS stuff until I spotted his main rig, a $6000 camera with about $1000 in accessories.
Now, these in isolation are unremarkable because his Patreon at the time was bringing in ~$8000 per month, his channel was a full on Business business, and so investing in some professional equipment of that level is maybe a bit indulgent but justifiable.
What was weird is that he doesn't shoot multi-cam, doesn't shoot outdoors, doesn't shoot on location, and in a studio the two cameras kinda really step on each others' toes. Basically if you already have one and don't need a B cam there's no reason to get the other.
Again, on its own, this says nothing, it's just indicative of poor financial decisions, maybe impulsive purchasing, Gear Acquisition Syndrome. Biblical sins, but not crimes.
Paired with the constantly inflating fantasy scope of the Telos films it was clearly an expression of a very, very common bad filmmaker habit of "if I just get the right gear then my movie will basically make itself" Buying stuff because it feels like progress.
At the end of February he tweets "I want to start shooting anamorphic" and then three weeks later in March he posts the worst, out of focus, under-exposed "I just got a new lens!" video I've ever seen, showing off his trash-covered bedroom.
Based on what's available for his cameras and the lead time, that's enough time to get a Laowa Nanomorph or Sirui Saturn from B&H but not enough time to get a Great Joy from the UK or a Vazen from China. And with the flaring blah blah blah, $1300 lens.
Again, [gear acquisition syndrome] is not a crime and these lenses are budget options. Bit of a pointless impulse purchase since he only used it for the Showgirls video. But this is what he was doing just a few weeks before that above video came out: effortlessly impulse purchasing lenses.
James has (had?) a habit of regularly, aggressively driving viewers to Patreon by claiming that videos were getting demonetized. While tacky, it is something a lot of queer YouTubers have dealt with, so there's precedent there. But people were noticing he did it a lot.
Mid-March he humble brags about needing to work so hard to make 6 videos in April because he has over-booked sponsorships.
Then March 29th James posts this whole incel screed on Twitter about how sex work should be "subsidized as a mental health service."
[two image descriptions.
1. "For the majority of people sex (and human contact) can be imperative to a healthy state of mind. A kind and talented sex worker can make someone feel wanted for the first time in their life. I know sex workers who have pulled people back from suicide just by being there for them." 2. "Not only should (sex work) be legal, but it should be subsidized as a mental health service."]
He spends several days getting absolutely *roasted* for this, just dragged across the pavement and read for filth, and doubles down in the replies the whole way.
So this is the context immediately surrounding James waking up on Friday, and posts the above video and the below tweet.
[image description: "We just got the lowest Patreon payout we've gotten in well over a year. Like, a "maybe we need to rethink things" kind of amount... NOT an April Fools Day thing btw. But I don't know if we'll be making videos much longer."]
Now, this unfolds in kinda two directions. The first is that I'm convinced he was just lying about this income shock in the first place.
There's a million theoretical edge cases about what maybe happened and if maybe he just misunderstood the data or saw a glitch and panicked, maybe one of those happened, I don't believe it, I think he just lied because he was salty about getting dragged and felt owed a win.
A big tell to me is that he doesn't blame Patreon. He says he doesn't know what happened, but let's be real, Patreon screws up all the time, they're the first people anyone blames if anything confusing happens, just as a reflex action, even if it's completely not their fault.
The only reason to not blame Patreon is if you already know that it's not their fault and that any investigation on their part might reveal embarrassing details.
Instead he indirectly blames his viewers for not watching enough, not sharing enough, and not turning on auto-renew.
So regardless of the unknowable truth, this segues into the second, far more offensive direction of the messaging itself. "I don't know if we'll be making videos much longer." "Maybe the end" He explicitly framed this as an immediate existential threat to his channel.
In the video he is vague about everything, leaves a ton of hazy room for plausible deniability on how long the channel can keep going, but the messaging is "I need more patrons right this minute or my YouTube channel is over."
He repeatedly evokes all the "fun stuff" they had planned that would never see the light of day if this didn't turn around right away.
And his audience received this message loud and clear. Tons of people making far, far, far less than him left very heartfelt messages about digging a little deeper to subscribe or up their pledge or unsubscribe from other channels to move their pledge to his.
1200 new patrons in one day.
Since I simply don't believe the income shock was real in the first place that would put his post-"Maybe the end" Patreon income at around $10,000 per month. US. Add YouTube income, he's spent the last seven months making around $18,000 per month.
I have seen creators scale back their capabilities to the bone purely to keep making videos for the love of just, like, making stuff even as their funding evaporated and they needed to go back to a desk job to cover their bills.
You'd have to be so outstandingly reckless with your finances as a channel that a one month spook leads immediately to "channel over, sorry about all the fun stuff we won't get to do with you, our patrons, specifically because you, our patrons, aren't giving us enough money"
And not a spook where you then spend a couple weeks crunching numbers. Oh no. A shock so violent where less than two hours later you're weeping on camera about the channel being over.
Three weeks later he brought a brand new Sony FX6v for $8000 CAD to add to his pile of cinema cameras despite the fact that he was, but scant moments earlier, in such a precarious position that a single bad month would kill his channel.
He stole your money, and for that I'm profoundly sad and angry. That's why I snapped at him in April. I'm sorry I couldn't give you the full context then, and I'm sorry if that anger upset you.
END OF THREAD
#james somerton#dan olson#hbomberguy#jesus christ tumblr#it won't let me format things the way i want#because this website is sometimes a piece of shit
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LinkedIn: https://www.linkedin.com/company/resurgent-india-limited/ Facebook: https://www.facebook.com/resurgentindialtd Twitter: https://twitter.com/iResurgentIndia Instagram: https://www.instagram.com/resurgentindialtd
#Company valuation#Business valuation#Valuation services#Investor guide#Financial analysis#Market analysis#Asset valuation#Industry analysis#Mergers and acquisitions#Investment analysis
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People Represented in each House
Including niche examples
1H
Yourself, your persona. You as an individual. Your role models (projection of your ideal self)
2H
Business partners, business collaborators, acting/modelling/any agency you are under. Podcasters you listen to, literal social media influencers, salesman, your self esteem mentors,your real estate agent, your savings coach, your bank, your stockbroker
2H includes people who influence how you earn money. 2H represents people who can influence your personal values and your self esteem E.g a Ben Shapiro to a politically curious individual, the kardashians to a teenage girl. 2nd house can also represent people involved in the maintenance, acquisition and management of your possessions and finances
3H
Your siblings, your neighbours, your relatives like extended family, peers and acquaintances like the people in your class you know of but don’t talk to enough to say they’re your friend, peers, acquaintances, colleagues/coworkers, professors, educational teachers, speaking coach, language teacher
3H is related to intellectual pursuits, learning, just all forms of intellectual development, mercury sits well here. It’s about the people who you interact with daily as they influence your way of communication The individuals here would influence your communication style, interests and knowledge
4H
Your mother (mother figure if you don’t have a mother), your parents but particularly your mother figure, the collective of your whole family, ancestors, caregivers, people that live in your house like your flatmates, your housemates, housekeepers, butlers
4H represents the physical home, the mother, familial connections, nurturers etc. so the people here would be the ones living in it and those who have influence in your domestic life
5H
Your children, your inner child, you as a parent, your nieces, your nephews, romantic partners (short term), artistic partners E.g co-writers, collaborators, people involved in your projects, your students, your mentees, your investors, your hook up partners, people who you gamble or just play games with.
5H represents children, creativity, your mentoring to others, gambling, fun, joyful light love affairs, it’s also ruled by Leo. So we have these people involved with these themes
6H
Coworkers, colleagues, employees, staff (individuals who work under you or provide a service to you), your doctor, your contractors, your nurses, your teammates, your healthcare providers, your therapist, your career coach, your internship mentor, your assistants, your service providers, your pets, your gym colleagues, your fitness instructor, your nutritionist, your organiser, your HR department, your vet
6H represents work environment, daily routines, service, health and well-being, these are the people that you find under that setting
7H
Romantic partners, your spouse, life partner, your closest friends, confidants, allies, your supporters, your business partners, anyone you form a pact with, your clients, your customers (the kind you engage with in professional settings), your lawyers, your legal team, your competitors, your opponents, your matchmaker, your wedding planner, your relationship therapist
7H ruled by Libra represents all relationships that also includes bad ones btw, business relationships, marriage, 7H represents companions, partnerships, professional relationships, legal matters, professional representation so the people that fall under this house would be those that build relationships with you
8H
Financial partners/advisors, therapists, inheritors, beneficiaries (who you inherit from), occult teachers, your intimate long term sexual partners, your accountant, your councillors, your psychologist, your insurance agents, your estate planners, your morticians
8H is associated with death, sex, psychology, transformation, joint resources etc. and so these are the kind of people that 8H would represent
9H
Your professors, your teachers, your spiritual leaders, your priest, your pastor, your favourite scholars, your favourite philosophers, your lawyers, your judges, your legal advisors, your authors, your educational materials, your foreign friends, your foreign connections.
alike to 3H in education but 9H rules higher education so it’s an octave higher than 3H in terms of the teachers associated with it. 9H also represents justice and law so it would include people that work in this field that you encounter
10H
Your father, your boss, your mentor, your manager, people of authority, your parents (father in particular), influential figures you look up to, e.g your fave celebrities, government, politicians, your PR team, your publishers, you as a role model, your admirers like the people who look up to you, influencers, your business, icons
10H association with self-image and reputation and classic Saturn authority would include those who are involved in those themes
11H
Friends, peers. Social activists, humanitarians, philanthropists, inventors, forecasters, visionaries, leaders, community organisers, trendsetters
different from 3H in the sense that with 11H friends, you actually share the same goals and interests in mind whereas with 3H it’s mostly an exchange of communication about these parts of yourself and they are less as significant in your social life compared to 11H type of friends
12H
Spiritual beings, your religion, spiritual forces, your subconscious mind, artists, creative people, writers, hospital patients, prisoners, monks, religious people, volunteers, dreamers, charities.
12H represents those that can derive what is within their inner secluded world and bring it into reality. It’s associated with empathy, mental/spiritual state, seclusion and the bed. The people here would be those that would retreat, help others and tap into realms beyond the physical)
#astro placements#astro notes#astro posts#astrology#astrology observations#1st house#2nd house#3rd house#4th house#5th house#6th house#7th house#8th house#9th house#10th house#11th house#12th house#learning astrology#astro community#astro observations#people in the houses#what each house represents#houses in astrology
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Denise Hearn and Vass Bednar’s “The Big Fix”
If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2024/12/05/ted-rogers-is-a-dope/#galen-weston-is-even-worse
The Canadian national identity involves a lot of sneering at the US, but when it comes to oligarchy, Canada makes America look positively amateurish.
If you'd like an essay-formatted version of this thread to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2024/12/05/ted-rogers-is-a-dope/#galen-weston-is-even-worse
Canada's monopolists may be big fish in a small pond, but holy moly are they big, compared to the size of that pond. In their new book, The Big Fix: How Companies Capture Markets and Harm Canadians, Denise Hearn and Vass Bednar lay bare the price-gouging, policy-corrupting ripoff machines that run the Great White North:
https://sutherlandhousebooks.com/product/the-big-fix/
From telecoms to groceries to pharmacies to the resource sector, Canada is a playground for a handful of supremely powerful men from dynastic families, who have bought their way to dominance, consuming small businesses by the hundreds and periodically merging with one another.
Hearn and Bednar tell this story and explain all the ways that Canadian firms use their market power to reduce quality, raise prices, abuse workers and starve suppliers, even as they capture the government and the regulators who are supposed to be overseeing them.
The odd thing is that Canada has been in the antitrust game for a long time: Canada passed its first antitrust law in 1889, a year before the USA got around to inaugurating its trustbusting era with the passage of the Sherman Act. But despite this early start, Canada's ultra-rich have successfully used the threat of American corporate juggernauts to defend the idea of Made-in-Canada monopolies, as homegrown King Kongs that will keep the nation safe from Yankee Godzillas.
Canada's Competition Bureau is underfunded and underpowered. In its entire history, the agency has never prevented a merger – not even once. This set the stage for Canada's dominant businesses to become many-tentacled conglomerates, like Canadian Tire, which owns Mark's Work Warehouse, Helly Hansen, SportChek, Nevada Bob's Golf, The Fitness Source, Party City, and, of course, a bank.
A surprising number of Canadian conglomerates end up turning into banks: Loblaw has a bank. So does Rogers. Why do these corrupt, price-gouging companies all go into "financial services?" As Hearn and Bednar explain, owning a bank is the key to financialization, with the company's finances disappearing into a black box that absorbs taxation attempts and liabilities like a black hole eating a solar system.
Of course, the neat packaging up of vast swathes of Canada's economy into these financialized and inscrutable mega-firms makes them awfully convenient acquisition targets for US and offshore private equity firms. When the Competition Bureau (inevitably) fails to block those acquisitions, whole chunks of the Canadian economy disappear into foreign hands.
This is a short book, but it's packed with a lot of easily digested detail about how these scams work: how monopolies use cross-subsidies (when one profitable business is used to prop up an unprofitable business in order to kill potential competitors) and market power to rip Canadians off and screw workers.
But the title of the book is The Big Fix, so it's not all doom and gloom. Hearn and Bednar note that Canadians and their elected reps are getting sick of this shit, and a bill to substantially beefed up Canadian competition law passed Parliament unanimously last year.
This is part of a wave of antitrust fever that's sweeping the world's governments, notably the US under Biden, where antitrust enforcers did more in the past four years than their predecessors accomplished over the previous 40 years.
Hearn and Bednar propose a follow-on agenda for Canadian lawmakers and bureaucrats: they call for a "whole of government" approach to dismantling Canada's monopolies, whereby each ministry would be charged with combing through its enabling legislation to find latent powers that could be mobilized against monopolies, and then using those powers.
The authors freely admit that this is an American import, modeled on Biden's July 2021 Executive Order on monopolies, which set out 72 action items for different parts of the administration, virtually all of which were accomplished:
https://www.eff.org/deeplinks/2021/08/party-its-1979-og-antitrust-back-baby
What the authors don't mention is that this plan was actually cooked up by a Canadian: Columbia law professor Tim Wu, who served in the White House as Biden's tech antitrust czar, and who grew up in Toronto (we've known each other since elementary school!).
Wu's plan has been field tested. It worked. It was exciting and effective. There's something weirdly fitting about finding the answer to Canada's monopoly problems coming from America, but only because a Canadian had to go there to find a receptive audience for it.
The Big Fix is a fantastic primer on the uniquely Canadian monopoly problem, a fast read that transcends being a mere economics primer or history lesson. It's a book that will fire you up, make you angry, make you determined, and explain what comes next.
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Michael Sheen’s extraordinary gesture as he pays off debts of hundreds of people
He plays an angel on screen and he has proven he is an angel in real life by undertaking an extraordinary gesture. In an unprecedented move the actor has used his own money to write off personal debts of hundreds of people in South Wales
It’s been confirmed that Michael, who famously plays angel Aziraphale in Good Omens, has brought light and relief to many families struggling with debt with this wonderful act of benevolence.
The move was not publicly announced by the Port Talbot star, but was uncovered by fans who spotted posts on Facebook in local community groups from a television production company called Full Fat TV.
The posts read: ‘Actor Michael Sheen has been campaigning for a fairer credit system for years and in an extraordinary gesture, he has used his own money to write off personal debts for hundreds of people in South Wales. If you have received a letter from a company called Ten Acquisitions the good news is that Michael has paid off some of your debt and he’d love to hear from you. The details of how to get in touch with him are in the letter.’
Intrigued by the posts which appealed to those who had received letters from a company called Ten Acquisitions confirming that Michael had paid off debts, one fan took to X to ask him directly if the posts were true.
Fans wondered if it was somebody using his name as a scam, but the actor in replies on his X account confirmed the posts were neither clickbait nor a scam.
He wrote: ‘It’s not clickbait. I want to clarify, because we want people to get in touch.’
The campaigning Welshman, a long time advocate for a fairer credit system, has teamed up with the production company to film a documentary about the plight of those struggling due to unfair financing.
On Monday, Michael appeared in Parliament where he joined calls for a fair banking act to tackle the credit crisis affecting people and businesses.
In 2022-2023, more than 9 million were declined for credit, with millions relying on pay-day-lenders and buy-now-pay-later schemes with high interest rates. At its worst, lack of access to affordable credit means hundreds of thousands of people find themselves turning to loan sharks, while viable businesses remain stuck, unable to develop and create jobs. Campaigners are calling for a Fair Banking Act to help ensure that everyone can access essential financial services and support.
Speaking at the event in Parliament on Monday, Michael said: “Anyone can find themselves in a place where they need credit to make ends meet or to get through a difficult time. The lack of affordable credit for people on lower incomes is harming individuals and families, but also businesses and communities. Whole regions are seeing their growth held back. We can’t keep waiting and hoping that things will get better. We need something to change now. The Fair Banking Act could be the thing which really makes the difference”.
"We can’t keep waiting and hoping that things will get better. We need something to change now."@michaelsheen has joined calls for a #FairBankingAct to tackle credit crisis affecting people and businesses.
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𝕽𝖊𝖇𝖊𝖑𝖑𝖎𝖔𝖓 𝖆𝖓𝖉 𝕺𝖘𝖙𝖗𝖆𝖈𝖎𝖟𝖆𝖙𝖎𝖔𝖓
𝕷𝖎𝖑𝖎𝖙𝖍 𝕿𝖍𝖗𝖔𝖚𝖌𝖍 𝖙𝖍𝖊 𝕳𝖔𝖚𝖘𝖊𝖘
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Lilith, often referred to as the Dark Moon, derives her name from ancient mythology. According to various legends, she was the first wife of Adam before Eve, but her fierce independence and refusal to submit led to her expulsion from Eden. This captivating backstory sets the tone for Lilith's energy in astrology – one of defiance, authenticity, and a touch of rebellion.
As we explore Lilith's journey through the astrological houses, we embark on a cosmic adventure that sheds light on how her presence can stir feelings of rebellion and ostracization. Buckle up for a voyage that unearths the intricate interplay between Lilith's influence and the unique energies of each house, encouraging us to break away from the ordinary and embrace our true selves. 🌟
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Lilith in the 1st House (Aries): You rebel against societal norms and may feel ostracized for your unique appearance or assertive presence. You're unapologetically yourself, but others might find you intimidating or unconventional. On the darker side, Lilith's presence can fuel a sense of inner conflict and rebellion that leads to a constant struggle between asserting your individuality and fitting in. This internal battle may result in impulsive decisions and intense mood swings that make it challenging to maintain stable relationships.
Lilith in the 2nd House (Taurus): You resist conforming to material expectations and might feel rejected for not valuing possessions as others do. Money and security aren't your top priorities, which can create tensions with those who prioritize them. In the shadows, Lilith's energy might manifest as a deep-seated fear of financial instability, pushing you to resist the acquisition of material possessions at all costs. This could lead to a cycle of financial mismanagement or even unhealthy attachments to money and material comforts.
Lilith in the 3rd House (Gemini): You challenge traditional communication methods and may feel like an outcast in local circles. Your ideas and style of expression can be seen as provocative, leading to misunderstandings or exclusion. On a darker note, Lilith's influence can foster an attitude of stubborn defiance against learning conventions, which might lead to intellectual isolation or difficulties in maintaining open and harmonious communication with those around you.
Lilith in the 4th House (Cancer): You rebel against family traditions and might feel alienated from your roots. You strive for emotional independence, which can clash with familial expectations and make you feel like an outsider within your own family. In its shadow form, Lilith can bring about intense family conflicts and a feeling of alienation from your roots. This might lead to a persistent struggle to find a sense of belonging, as well as challenges in forming deep emotional connections with family members.
Lilith in the 5th House (Leo): You resist societal norms of creativity and self-expression, potentially leading to feeling like an outsider in artistic or recreational circles. Your approach to fun and self-discovery is unique and might be misunderstood. In its darker expression, Lilith's energy can contribute to a heightened fear of rejection and creative self-doubt. This might lead to a hesitancy to express yourself artistically and difficulty finding joy in leisure activities due to a lingering sense of being judged or misunderstood.
Lilith in the 6th House (Virgo): You rebel against routine and may feel ostracized for your unconventional work habits. Health and service-related expectations might not align with your approach, making you feel like an outsider in these areas. On a more somber note, Lilith's influence might lead to a strong aversion to authority figures or a tendency to rebel against conventional work structures. This can result in struggles with finding stable employment or maintaining a healthy work-life balance.
Lilith in the 7th House (Libra): You resist societal expectations in partnerships, leading to feelings of rejection or exclusion in romantic relationships. Your desire for equality and independence can challenge traditional relationship dynamics. In its darker aspects, Lilith can intensify relationship issues by fueling a sense of mistrust and fear of vulnerability. You might find yourself repeatedly attracting partners who challenge your sense of independence, leading to a cycle of power struggles and emotional turmoil.
Lilith in the 8th House (Scorpio): You rebel against taboos and might feel ostracized due to your interest in darker, hidden, or unconventional subjects. Your depth and intensity can make others uncomfortable or unwilling to engage with you. In its shadows, Lilith's energy can prompt an obsession with the darker aspects of life, leading to a fascination with taboos and secrets. This can contribute to difficulties in forming deep and meaningful connections with others, as your intensity may be too overwhelming for some.
Lilith in the 9th House (Sagittarius): You challenge conventional beliefs and may feel like an outsider in matters of spirituality and philosophy. Your quest for personal truth might lead to feelings of isolation within traditional religious or philosophical groups. In its darker influence, Lilith might fuel a sense of isolation and rebellion against traditional belief systems. This can lead to a constant search for personal truth, but the rejection of mainstream ideologies might result in feeling disconnected from a broader sense of spiritual community.
Lilith in the 10th House (Capricorn): You resist conforming to societal expectations of success and authority, potentially making you feel like an outcast in professional settings. Your pursuit of individual recognition can be at odds with conventional career paths. On a darker note, Lilith's energy can trigger a deep fear of failure or inadequacy, leading to a relentless pursuit of success and recognition. This might result in burning yourself out while attempting to live up to societal expectations and ignoring your authentic desires.
Lilith in the 11th House (Aquarius): You rebel against groupthink and might feel excluded from social circles due to your unconventional ideals. Your desire for true friendship and equality might lead to feelings of isolation within peer groups. In its shadow form, Lilith might drive you to reject social norms to the point of self-isolation. This might result in difficulties forming or maintaining friendships, as your fierce individualism and resistance to conformity could make it hard to find a like-minded community.
Lilith in the 12th House (Pisces): You challenge hidden fears and might feel like an outsider due to your psychic or intuitive tendencies. Your ability to tap into the subconscious might be unsettling for others, leading to your isolation in spiritual or mystical pursuits. In its darker aspects, Lilith's energy can intensify feelings of inner turmoil and isolation. Your intuitive and psychic abilities might lead to overwhelming experiences that you struggle to process, causing you to retreat further into a world of isolation and secrecy. video games
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Remember, Lilith's energy encourages you to embrace your authenticity even if it means facing rejection or ostracization. These challenges can ultimately lead you to find like-minded individuals who appreciate your unique perspective.
#astrology observations#astrology notes#astrology#astrology rants#aquarius placements#cancer placements#sagittarius placements#aries placements#capricorn placements#gemini placements#pisces placements#leo placements#virgo placements#libra placements#taurus placements#scorpio placements#lilith in 3rd house#lilith in 1st house#lilith in 2nd house#lilith in 4th house#lilith in 5th house#lilith in 6th house#lilith in 7th house#lilith in 8th house#lilith in 9th house#lilith in 10th house#lilith in 11th house#lilith in 12th house
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When a company decides they want to take their business venture forward and have it publicly traded, the Securities and Exchange commission (SEC) mandates the heads or owner of the company file a S-4 registration statement. This gives possible investors a background on the owners of the stock in questions past business dealings. Did they exceed expectations for growth in their previous companies? Was there any litigation or leans? What were the profit margins? This enables investors to make an educated and thoughtful decision before investing.
Since the 80’s it has been Trump’s priority to portray wealth. The golden decor, the foreign model wife, huge 747s with his name plastered on them, his name plastered on buildings, hotels and skyscrapers worldwide. This giving the illusion of success. What’s lesser known is often the buildings that bare his name do not belong to him nor are they financially affiliated with him. Some are. Some are just a marketing stunt that the name, Trump, brings luxury to, or used to, mind.
When the idea of making Truth Social a publicly traded company was introduced it was mandated that a S-4 registration statement be made public before the SPAC, Digital World Acquisition Corp could move forward with the merger of Truth Social and Technology Group Corp. it reads as follows.
Entities associated with President Trump have filed for bankruptcy protection. The Trump Taj Mahal, which was built and owned by President Trump, filed for chapter 11 bankruptcy in 1991. The Trump plaza, the Trump Castle, The Plaza Hotel, all owned by President Trump at the time, filed for chapter 11 bankruptcy in 1992. THCR, which was founded by President Trump in 1995, filed for chapter 11 bankruptcy in 2004. Trump Entertainment Resorts, Inc, the new name given to Trump Hotels and Casino Resort after its 2004 bankruptcy, declared bankruptcy in 2009. While all the forgoing were different businesses than TMTG, there can be no guarantee that TMTG’s performance will exceed the performance of those entities.
It continues,
Trump Shuttle, Inc, launched by president Trump in 1989, defaulted on its loans in 1990 and ceased to exist by 1992. Trump University, founded by President Trump in 2005, ceased operations in 2011 amid lawsuits and investigations regarding the company’s business practices. Trump vodka, a brand of vodka produced by Drinks Americas under license from the Trump Organization, was introduced in 2005 and discontinued in 2011. Trump Mortgage,LLC a financial services company founded by President Trump in 2006, ceased operations in 2007. GoTrump.com, a travel site founded by President Trump in 2006, ceased operations in 2007. Trump Steaks, a brand of steak and other meats founded by President Trump in 2007, discontinued sales two months after its launch. While all these businesses were in different industries than TMTG, there can be no guarantee that TMTG’s performance will exceed the performance of these entities.
I couldn’t have said it better myself. It’s all a lie. An illusion. Smoke and mirrors. The fortune Trump’s father left to him, Trump squandered quicker than he could recover, leading to a lifetime of shady deals, loans from foreign banks, failed get rich schemes and grifting.
Oh my the grift is strong in that one. From digital trading cards, NFT’s, ugly sneakers, bobble head dolls, $100k watches, madeIn china, sold from a strip mall in Wyoming, there’s ornaments, a $60 Bible, also made in china for $4, where the gold edged pages stick together, heck! He’ll even sell you a piece of the suit he was wearing when he was shot at in PA.
Another financial stronghold of Trump is to simply screw over people. Whether it’s not paying contractors who worked on his properties, not paying employees at his hotels, confiscating their tips as well, suing models who worked at his agencies for defamation, a charity, The Trump Foundation, was found guilty of fraud, stealing from those in need to line his pockets, or trying to cut out the very people who created his TMTG company in the first place. Trump doesn’t seem to care who he stiffs, as long as it benefits him.
The new and most lucrative venture is campaign donations. Whether it’s billionaire oligarchs who are buying favor, or little old Mr and Mrs MAGAdonia, Trump will happily take your money.
Lord knows he needs it. Between owning his rape victim 90 some million dollars and counting. The over half a billion dollars he scammed from New York he has to pay back. The hundreds of millions of dollars in lawyer fees. Not to mention upcoming cases and his lavish lifestyle. Things might get tight.
As you can see it’s a fake. A failed businessman who couldn’t just take the money his father left him and sit on an investment. He wanted fame. He wanted power.
After a lifetime of pursuing fame and power, a lifetime of fraud, cheating, grifting, ripping people off, and skirting the system has come back to haunt him. Accountability is knocking. Eventually it will kick in the door.
#election 2024#traitor trump#politics#kamala harris#vote blue#donald trump#republicans#news#the left#gop#american people#america#independents#harris waltz#trump24#harris walz 2024#trump is a threat to democracy#trump 2024#money#maga 2024#maga cult#trump vance 2024#vote kamala#vote vote vote#women voters#liberty#love#joy#democracy#declaration of independence
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Life Spa Resort, under the inspired leadership of African American founders Allen and Melissa Brown, proudly announces the launch of a fundraising campaign to raise $12 million to open the Poconos' first Black-owned hotel spa resort. With a proven track record as successful entrepreneurs holding nearly $2 million in commercial real estate assets since 2021, the Browns are poised to transform the Poconos into a premier destination for health and relaxation.
Embarking on a Groundbreaking Journey
Allen and Melissa are currently in contract and looking to close the acquisition of the resort property by mid-September. Development will commence immediately thereafter, including the installation of state-of-the-art social wellness hydrotherapy pools that can accommodate 200-300 people at a time.
Transforming Wellness in the Poconos
The focus of Life Spa Resort is to establish a hydrotherapy and spa facility that is unparalleled in the region. Hydrotherapy, known for its significant health benefits, will be the cornerstone of their offerings. The resort will cater to up to 200 guests daily, providing treatments that promote relaxation, rejuvenation, and healing in a serene setting.
Support from Early Backers
Life Spa Resort invites early backers to join this transformative project by contributing as little as $10. Backers can gain lifetime memberships and enjoy benefits including spa treatments at discounts of up to 80%. This unique opportunity allows individuals to be part of a pioneering wellness community from the ground up. Moreover, lifetime early backers will be able to use their benefits at any and all locations that Life Spa Resort opens in the future, ensuring enduring value across a growing network of wellness destinations.
Investor Opportunity
Accredited investors are sought for this venture under Regulation D, Rule 506(c), which allows public solicitation of a private offering to those who meet the SEC's criteria for accreditation. The Private Placement Memorandum, available for detailed review on Life Spa Resort's website, presents a compelling investment opportunity. Investors can expect projected returns of 12-15% annually, emphasizing the robust financial model and growth potential of Life Spa Resort. The Memorandum includes clear investment terms and extensive plans for facilities such as hydrotherapy pools, specialized sauna rooms, and a comprehensive suite of wellness services.
About the Owners
Allen and Melissa Brown have been pivotal figures in the hospitality and real estate sectors since 2021, managing multiple successful properties and building a strong financial foundation. Their commitment to creating a legacy of health, relaxation, and financial prosperity through innovative projects like Life Spa Resort is poised to redefine industry standards. They have also maintained Airbnb Super-host status for three years, further highlighting their commitment to excellence in hospitality and guest services. Visit LifeSpaResort.com for more information.
Also, be sure to follow the resort on Facebook and Instagram.
#fortheculture❤️🖤💚🙋🏿♂️🤴🏿🌍🎤#blackpowerinthismfer❤️🖤💚🙋🏿♂️🤴🏿✊🏿🎤#supportblackentrepreneurs#melanin excellence
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Don't ask what I'm doing I'm not doing anything (VBS Data Stream guys look at it)
Kohane An Akito Toya and Luka
(actually nice and finished looking lyrics under cut)
Eventually, all walls meet demolition
So Wall Street had to keep the tradition
Their financial systems resigned to ignition
And out of the ashes, we have arisen
An empire is forged in the fire of ambition
In business, there isn't the time for attrition
Invest to suppress then ingest competition
Then each acquisition is new ammunition
When governments crumble and fall to the floor
That was paved with the graves of a corporate war
A fundament funded in blood just to shore
A foundation for founding our covenant
Born of a need for control of societal entropy
Enterprise at the price of your indemnity
Chart out the course and of course you were meant to be
Bent to the will of a corporate entity
Arasaka Security. You're in safe hands
We're the light in your screens, we're the lead in your veins
Then you wake from your dreams, so we can sell them again
In the light we distract with the shiny and new
So you're blind to the fact that the product is you
So let your brain dance and replay the dream
But don't drown in the data stream
'Cause we see where you are and we see where you go
'Cause we know what you own and we own what you know
From the top of all our towers, the corridors of power clearly need rewiring
Arasaka saw the spark and then embarked upon the path to turn that spark to lightning
There's no autonomous megalopolis so populous or prosperous you could reside in
And every citizen that's living in this city is a digit on the charts we're climbing
Political systems are too inefficient
They split like the atom and burned in the fission
Now every department and every decision
Defer to the herds of our corporate divisions
If you don't remember the ballot you cast
It's printed on every receipt you were passed
Each time you selected our products and services
We were elected in each of your purchases
What's left to do when you've got the monopoly?
Turn the consumer into the commodity
It isn't hard where you've hardware neurology
Honestly, do read the company policy
Take information and trade it for wealth
You pay it in each augmentation we sell
It's easy to cut out the middleman
When he's cut out most of himself
Arasaka Finance. Investing in your future
(chorus)
All that you say on the net we composite
To maps that go straight from your head to your pocket
Complain if you want, you're still making deposits
Of data — each day you log on is a profit
Society currently lists electronic
So isn't conducting resistance ironic?
We've plenty of skeletons locked in our closets
But yours are assembled from old-stock hydraulics
So lucky we know just the pieces you need
All plucked from your social media feeds
The places you go and the posts that you read
All snatched for a new algorithm to feed
Now, holding our gold isn't par for the brand
Our silver is sat in the palm of your hand
Quit whining and sign on the line in the sand
The supply does not get to make the demands
(chorus)
Arasaka Manufacturing. Building a better tomorrow
Name, age, qualifications
Race, faith, career aspirations
Political leaning, daily commute
Marital status, favourite fruit
Family, browser, medical history
Hobbies, interests, brand affinity
Fashion, style, your occupation
Gender identity, orientation
Lifestyle choices, dietary needs
The marketing contact you choose to receive
Posts, likes, employers, friends
Social bias, exploitable trends
Tastes, culture, phone of choice
Facial structure, the tone of your voice
If it's inside your head, we know
You can't escape the ebb and flow
(chorus)
When guiding the hand of the market
If it's holding a cheque or a gun
The fingers go deep in your pockets
And you can live under the thumb
You seem so surprised, what did you expect?
We're thinking outside of that box that you checked
The terms were presented in full to inspect
You scrolled to the end just to get to "Accept"
Arasaka would like to know your location
Arasaka would like to know your location
Arasaka would like to know your location
Arasaka would like to know your location
#this song is way longer than I thought it was#can you tell i got a little lazier as i went on#it's difficult to switch a color back and forth for each letter#also you might notice that some of the lyrics i wrote are not the same as i highlighted#that's because#i changed my mind#about who should sing what#this is just for fun#it probably wouldn't ever happen#but it would be cool right#project sekai#pjsk#vbs#vivid bad squad#vbs luka#kohane azusawa#vbs kohane#pjsk kohane#project sekai kohane#an shiraishi#an vbs#vbs akito#vbs toya#shiraishi an#akito shinonome#pjsk akito#akito project sekai#the data stream#the stupendium#cyberpunk 2077
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