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liberaljane · 10 months ago

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Women's Not So Distant History

This #WomensHistoryMonth, let's not forget how many of our rights were only won in recent decades, and weren’t acquired by asking nicely and waiting. We need to fight for our rights. Here's are a few examples:

📍 Before 1974's Fair Credit Opportunity Act made it illegal for financial institutions to discriminate against applicants' gender, banks could refuse women a credit card. Women won the right to open a bank account in the 1960s, but many banks still refused without a husband’s signature. This allowed men to continue to have control over women’s bank accounts. Unmarried women were often refused service by financial institutions entirely.

📍 Before 1977, sexual harassment was not considered a legal offense. That changed when a woman brought her boss to court after she refused his sexual advances and was fired. The court stated that her termination violated the 1974 Civil Rights Act, which made employment discrimination illegal.⚖️

📍 In 1969, California became the first state to pass legislation to allow no-fault divorce. Before then, divorce could only be obtained if a woman could prove that her husband had committed serious faults such as adultery. 💍By 1977, nine states had adopted no-fault divorce laws, and by late 1983, every state had but two. The last, New York, adopted a law in 2010.

📍In 1967, Kathrine Switzer, entered the Boston Marathon under the name "K.V. Switzer." At the time, the Amateur Athletics Union didn't allow women. Once discovered, staff tried to remove Switzer from the race, but she finished. AAU did not formally accept women until fall 1971.

📍 In 1972, Lillian Garland, a receptionist at a California bank, went on unpaid leave to have a baby and when she returned, her position was filled. Her lawsuit led to 1978's Pregnancy Discrimination Act, which found that discriminating against pregnant people is unlawful

📍 It wasn’t until 2016 that gay marriage was legal in all 50 states. Previously, laws varied by state, and while many states allowed for civil unions for same-sex couples, it created a separate but equal standard. In 2008, California was the first state to achieve marriage equality, only to reverse that right following a ballot initiative later that year.

📍In 2018, Utah and Idaho were the last two states that lacked clear legislation protecting chest or breast feeding parents from obscenity laws. At the time, an Idaho congressman complained women would, "whip it out and do it anywhere,"

📍 In 1973, the Supreme Court affirmed the right to safe legal abortion in Roe v. Wade. At the time of the decision, nearly all states outlawed abortion with few exceptions. In 1965, illegal abortions made up one-sixth of all pregnancy- and childbirth-related deaths. Unfortunately after years of abortion restrictions and bans, the Supreme Court overturned Roe in 2022. Since then, 14 states have fully banned care, and another 7 severely restrict it – leaving most of the south and midwest without access.

📍 Before 1973, women were not able to serve on a jury in all 50 states. However, this varied by state: Utah was the first state to allow women to serve jury duty in 1898. Though, by 1927, only 19 states allowed women to serve jury duty. The Civil Rights Act of 1957 gave women the right to serve on federal juries, though it wasn't until 1973 that all 50 states passed similar legislation

📍 Before 1988, women were unable to get a business loan on their own. The Women's Business Ownership Act of 1988 allowed women to get loans without a male co-signer and removed other barriers to women in business. The number of women-owned businesses increased by 31 times in the last four decades.

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📍 Before 1965, married women had no right to birth control. In Griswold v. Connecticut (1965), the Supreme Court ruled that banning the use of contraceptives violated the right to marital privacy.

📍 Before 1967, interracial couples didn’t have the right to marry. In Loving v. Virginia, the Supreme Court found that anti-miscegenation laws were unconstitutional. In 2000, Alabama was the last State to remove its anti-miscegenation laws from the books.

📍 Before 1972, unmarried women didn’t have the right to birth control. While married couples gained the right in 1967, it wasn’t until Eisenstadt v. Baird seven years later, that the Supreme Court affirmed the right to contraception for unmarried people.

📍 In 1974, the last “Ugly Laws” were repealed in Chicago. “Ugly Laws” allowed the police to arrest and jail people with visible disabilities for being seen in public. People charged with ugly laws were either charged a fine or held in jail. ‘Ugly Laws’ were a part of the late 19th century Victorian Era poor laws.

📍 In 1976, Hawaii was the last state to lift requirements that a woman take her husband’s last name. If a woman didn’t take her husband’s last name, employers could refuse to issue her payroll and she could be barred from voting.

📍 It wasn’t until 1993 that marital assault became a crime in all 50 states. Historically, intercourse within marriage was regarded as a “right” of spouses. Before 1974, in all fifty U.S. states, men had legal immunity for assaults their wives. Oklahoma and North Carolina were the last to change the law in 1993.

📍 In 1990, the Americans with Disability Act (ADA) – most comprehensive disability rights legislation in U.S. history – was passed. The ADA protected disabled people from employment discrimination. Previously, an employer could refuse to hire someone just because of their disability.

📍 Before 1993, women weren’t allowed to wear pants on the Senate floor. That changed when Sen. Moseley Braun (D-IL), & Sen. Barbara Mikulski (D-MD) wore trousers - shocking the male-dominated Senate. Their fashion statement ultimately led to the dress code being clarified to allow women to wear pants.

📍 Emergency contraception (Plan B) wasn't approved by the FDA until 1998. While many can get emergency contraception at their local drugstore, back then it required a prescription. In 2013, the FDA removed age limits & allowed retailers to stock it directly on the shelf (although many don’t).

📍 In Lawrence v. Texas (2003), the Supreme Court ruled that anti-cohabitation laws were unconstitutional. Sometimes referred to as the ‘'Living in Sin' statute, anti-cohabitation laws criminalize living with a partner if the couple is unmarried. Today, Mississippi still has laws on its books against cohabitation.

#art #feminism #women's history #women's history month #iwd2024 #international women's day #herstory #educational #graphics #history #70s #80s #rights #women's rights #human rights

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mostlysignssomeportents · 1 year ago

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Paying consumer debts is basically optional in the United States

The vast majority of America's debt collection targets $500-2,000 credit card debts. It is a filthy business, operated by lawless firms who hire unskilled workers drawn from the same economic background as their targets, who routinely and grotesquely flout the law, but only when it comes to the people with the least ability to pay.

America has fairly robust laws to protect debtors from sleazy debt-collection practices, notably the Fair Debt Collection Practices Act (FDCPA), which has been on the books since 1978. The FDCPA puts strict limits on the conduct of debt collectors, and offers real remedies to debtors when they are abused.

But for FDPCA provisions to be honored, they must be understood. The people who collect these debts are almost entirely untrained. The people they collected the debts from are likewise in the dark. The only specialized expertise debt-collection firms concern themselves with are a series of gotcha tricks and semi-automated legal shenanigans that let them take money they don't deserve from people who can't afford to pay it.

There's no better person to explain this dynamic than Patrick McKenzie, a finance and technology expert whose Bits About Money newsletter is absolutely essential reading. No one breaks down the internal operations of the finance sector like McKenzie. His latest edition, "Credit card debt collection," is a fantastic read:

https://www.bitsaboutmoney.com/archive/the-waste-stream-of-consumer-finance/

McKenzie describes how a debt collector who mistook him for a different PJ McKenzie and tried to shake him down for a couple hundred bucks, and how this launched him into a life as a volunteer advocate for debtors who were less equipped to defend themselves from collectors than he was.

McKenzie's conclusion is that "paying consumer debts is basically optional in the United States." If you stand on your rights (which requires that you know your rights), then you will quickly discover that debt collectors don't have – and can't get – the documentation needed to collect on whatever debts they think you owe (even if you really owe them).

The credit card companies are fully aware of this, and bank (literally) on the fact that "the vast majority of consumers, including those with the socioeconomic wherewithal to walk away from their debts, feel themselves morally bound and pay as agreed."

If you find yourself on the business end of a debt collector's harassment campaign, you can generally make it end simply by "carefully sending a series of letters invoking [your] rights under the FDCPA." The debt collector who receives these letters will have bought your debt at five cents on the dollar, and will simply write it off.

By contrast, the mere act of paying anything marks you out as substantially more likely to pay than nearly everyone else on their hit-list. Paying anything doesn't trigger forbearance, it invites a flood of harassing calls and letters, because you've demonstrated that you can be coerced into paying.

But while learning FDCPA rules isn't overly difficult, it's also beyond the wherewithal of the most distressed debtors (and people falsely accused of being debtors). McKenzie recounts that many of the people he helped were living under chaotic circumstances that put seemingly simple things "like writing letters and counting to 30 days" beyond their needs.

This means that the people best able to defend themselves against illegal shakedowns are less likely to be targeted. Instead, debt collectors husband their resources so they can use them "to do abusive and frequently illegal shakedowns of the people the legislation was meant to benefit."

Here's how this debt market works. If you become delinquent in meeting your credit card payments ("delinquent" has a flexible meaning that varies with each issuer), then your debt will be sold to a collector. It is packaged in part of a large spreadsheet – a CSV file – and likely sold to one of 10 large firms that control 75% of the industry.

The "mom and pops" who have the other quarter of the industry might also get your debt, but it's more likely that they'll buy it as a kind of tailings from one of the big guys, who package up the debts they couldn't collect on and sell them at even deeper discounts.

The people who make the calls are often barely better off than the people they're calling. They're minimally trained and required to work at a breakneck pace. Employee turnover is 75-100% annually: imagine the worst call center job in the world, and then make it worse, and make "success" into a moral injury, and you've got the debt-collector rank-and-file.

To improve the yield on this awful process, debt collection companies start by purging these spreadsheets of likely duds: dead people, people with very low credit-scores, and people who appear on a list of debtors who know their rights and are likely to stand on them (that's right, merely insisting on your rights can ensure that the entire debt-collection industry leaves you alone, forever).

The FDPCA gives you rights: for example, you have the right to verify the debt and see the contract you signed when you took it on. The debt collector who calls you almost certainly does not have that contract and can't get it. Your original lender might, but they stopped caring about your debt the minute they sold it to a debt-collector. Their own IT systems are baling-wire-and-spit Rube Goldberg machines that glue together the wheezing computers of all the companies they've bought over the last 25 years. Retrieving your paperwork is a nontrivial task, and the lender doesn't have any reason to perform it.

Debt collectors are bottom feeders. They are buying delinquent debts at 5 cents on the dollar and hoping to recover 8 percent of them; at 7 percent, they're losing money. They aren't "large, nationally scaled, hypercompetent operators" – they're shoestring operations that can only be viable if they hire unskilled workers and fail to train them.

They are subject to automatic damages for illegal behavior, but they still break the law all the time. As McKenzie writes, a debt collector will "commit three federal torts in a few minutes of talking to a debtor then follow up with a confirmation of the same in writing." A statement like "if you don’t pay me I will sue you and then Immigration will take notice of that and yank your green card" makes the requisite three violations: a false threat of legal action, a false statement of affiliation with a federal agency, and "a false alleged consequence for debt nonpayment not provided for in law."

If you know this, you can likely end the process right there. If you don't, buckle in. The one area that debt collectors invest heavily in is the automation that allows them to engage in high-intensity harassment. They use "predictive dialers" to make multiple calls at once, only connecting the collector to the calls that pick up. They will call you repeatedly. They'll call your family, something they're legally prohibited from doing except to get your contact info, but they'll do it anyway, betting that you'll scrape up $250 to keep them from harassing your mother.

These dialing systems are far better organized than any of the company's record keeping about what you owe. A company may sell your debt on and fail to keep track of it, with the effect that multiple collectors will call you about the same debt, and even paying off one of them will not stop the other.

Talking to these people is a bad idea, because the one area where collectors get sophisticated training is in emptying your bank account. If you consent to a "payment plan," they will use your account and routing info to start whacking your bank account, and your bank will let them do it, because the one part of your conversation they reliably record is this payment plan rigamarole. Sending a check won't help – they'll use the account info on the front of your check to undertake "demand debits" from your account, and backstop it with that recorded call.

Any agreement on your part to get on a payment plan transforms the old, low-value debt you incurred with your credit card into a brand new, high value debt that you owe to the bill collector. There's a good chance they'll sell this debt to another collector and take the lump sum – and then the new collector will commence a fresh round of harassment.

McKenzie says you should never talk to a debt collector. Make them put everything in writing. They are almost certain to lie to you and violate your rights, and a written record will help you prove it later. What's more, debt collection agencies just don't have the capacity or competence to engage in written correspondence. Tell them to put it in writing and there's a good chance they'll just give up and move on, hunting softer targets.

One other thing debt collectors due is robo-sue their targets, bulk-filing boilerplate suits against debtors, real and imaginary. If you don't show up for court (which is what usually happens), they'll get a default judgment, and with it, the legal right to raid your bank account and your paycheck. That, in turn, is an asset that, once again, the debt collector can sell to an even scummier bottom-feeder, pocketing a lump sum.

McKenzie doesn't know what will fix this. But Michael Hudson, a renowned scholar of the debt practices of antiquity, has some ideas. Hudson has written eloquently and persuasively about the longstanding practice of jubilee, in which all debts were periodically wiped clean (say, whenever a new king took the throne, or once per generation):

https://pluralistic.net/2020/03/24/grandparents-optional-party/#jubilee

Hudson's core maxim is that "debt's that can't be paid won't be paid." The productive economy will have need for credit to secure the inputs to their processes. Farmers need to borrow every year for labor, seed and fertilizer. If all goes according to plan, the producer pays off the lender after the production is done and the goods are sold.

But even the most competent producer will eventually find themselves unable to pay. The best-prepared farmer can't save every harvest from blight, hailstorms or fire. When the producer can't pay the creditor, they go a little deeper into debt. That debt accumulates, getting worse with interest and with each bad beat.

Run this process long enough and the entire productive economy will be captive to lenders, who will be able to direct production for follies and fripperies. Farmers stop producing the food the people need so they can devote their land to ornamental flowers for creditors' tables. Left to themselves, credit markets produce hereditary castes of lenders and debtors, with lenders exercising ever-more power over debtors.

This is socially destabilizing; you can feel it in McKenzie's eloquent, barely controlled rage at the hopeless structural knot that produces the abusive and predatory debt industry. Hudson's claim is that the rulers of antiquity knew this – and that we forgot it. Jubilee was key to producing long term political stability. Take away Jubilee and civilizations collapse:

https://pluralistic.net/2022/07/08/jubilant/#construire-des-passerelles

Debts that can't be paid won't be paid. Debt collectors know this. It's irrefutable. The point of debt markets isn't to ensure that debts are discharged – it's to ensure that every penny the hereditary debtor class has is transferred to the creditor class, at the hands of their fellow debtors.

In her 2021 Paris Review article "America's Dead Souls," Molly McGhee gives a haunting, wrenching account of the debts her parents incurred and the harassment they endured:

https://www.theparisreview.org/blog/2021/05/17/americas-dead-souls/

After I published on it, many readers wrote in disbelief, insisting that the debt collection practices McGhee described were illegal:

https://pluralistic.net/2021/05/19/zombie-debt/#damnation

And they are illegal. But debt collection is a trade founded on lawlessness, and its core competence is to identify and target people who can't invoke the law in their own defense.

Going to Defcon this weekend? I’m giving a keynote, “An Audacious Plan to Halt the Internet’s Enshittification and Throw it Into Reverse,” today (Aug 12) at 12:30pm, followed by a book signing at the No Starch Press booth at 2:30pm!

https://info.defcon.org/event/?id=50826

I’m kickstarting the audiobook for “The Internet Con: How To Seize the Means of Computation,” a Big Tech disassembly manual to disenshittify the web and bring back the old, good internet. It’s a DRM-free book, which means Audible won’t carry it, so this crowdfunder is essential. Back now to get the audio, Verso hardcover and ebook:

http://seizethemeansofcomputation.org

If you’d like an essay-formatted version of this post to read or share, here’s a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/08/12/do-not-pay/#fair-debt-collection-practices-act

#pluralistic #jubilee #debts that cant be paid wont be paid #Patrick McKenzie #patio11 #bits about money #debt #debt collection #do not pay #bottom feeders #Fair Debt Collection Practices Act #fdcpa #finance #armbreakers

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cannabisbusinessexecutive · 2 years ago

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Why the SAFE Banking Act Still Stinks: Third Try Falls Short

By Steven Schain While preferable to its predecessors, the SAFE Banking Act fails to provide legal marijuana growers, processors, transporters or sellers (marijuana-related businesses or MRBs) with the access to banking that every other legitimate industry enjoys. Is the third time a charm? Following failed 2019 and 2021 attempts, both the House of Representatives and Senate reintroduced the…

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#Cannabis Industry #marijuana-related businesses or MRBs #money laundering #Secure and Fair Enforcement Banking Act (SAFE Banking Act)

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ltwilliammowett · 5 months ago

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Glossary of Nautical Terms - as used in the late 18th and early 19th centuries

Aft: at or towards the stern or after part of a ship, the opposite of bow.

Aloft: overhead, or above.

Athwart: across.

Bank: a rising ground in the sea, differing from a shoal, because not rocky but composed of sand, mud or gravel.

Becalmed: to halt through lack of wind.

Bow: the foremost end or part of a ship, the opposite of stern.

Bowsprit: a large mast or piece of timber which stands out from the bow of a ship.

Burthen: the older term used to express a ship's tonnage or carrying capacity. It was based on the number of tuns of wine that a ship could carry in her holds, the total number giving her burthen.

Chase, to: to pursue a vessel in wartime with the aim of capturing, acquiring information from her, or destroying.

Colours: the name by which the national flag flown by a ship at sea is known, used to determine nationality.

Dead reckoning: a system of navigation where the position of a ship is calculated without the use of any astronomical observation whatever.

Fair wind: a wind favourable to the direction a ship is sailing.

Fathom: a measure of six feet, used to divide the lead (or sounding) lines in measuring the depth of water; and to calculate in the length of cables, rigging, etc.

Fore: the forward part.

Hail, to: to call to another ship.

Helm: the instrument by which the ship is steered, and includes both the wheel and the tiller, as one general term.

Jib: a triangular sail set by sailing ships on the boom which runs out from the bowsprit.

Jury-mast: a temporary makeshift mast erected to replace a mast that has been disabled or carried away.

Jury-rudder: a makeshift arrangement to give a ship the ability to to steer when she has lost her rudder.

Keel: the lowest and principal timber of a wooden ship - the single strongest member of the ship's frame.

Knot: the nautical measure of speed, one knot being a speed of one nautical mile (6,080 feet) per hour. As a measure of speed the term is always knots, and never knots an hour.

Landfall: the discovery of the land.

Land-locked: sheltered all round by the land, so that there is no view of the sea.

Lead: an instrument for discovering the depth of water, attached to a lead-line, which is marked at certain distances to measure the fathoms.

Lee: the side of a ship, promontory, or other object away from the wind; that side sheltered from the wind. It is the opposite side to windward.

Lee shore: a coastline on to which the wind blows directly - consequently it can be dangerous as the wind tends to force the sailing ship down on it.

Leeward: with the wind; towards the point to which the wind blows.

Letter of Marque: a commission issued in Britain by the Lord High Admiral or Commissioners of the Admiralty authorizing the commander of a privately owned ship to cruise in search of enemy merchant vessels. The letter of marque described the ship, her owners and officers, the amount of surety which had been deposited and stressed the necessity of having all prize vessels or goods seized condemned and valued at a Vice Admiralty Court for the payment of 'prize money'.

Lie-to: to prevent a vessel from making progress through the water - achieved by reducing sail in a gale. The objective is to keep the vessel in such a position, with the wind on the bow, as to ensure that heavy seas do not break aboard.

The Line (or 'Crossing the Line') Sailing across the Equator. Nautical tradition where seamen celebrate the crossing of the equator by dressing up and acting out a visit by King Neptune. Those who have not previously crossed the line are summoned to the court of Neptune for trial, followed by a ritual ducking (in a bathing tub of seawater) and sometimes lathered and roughly shaved.

Mainsail: the principal sail of a sailing vessel.

Mizzen (or mizen): the name for the third, aftermost, mast of a square-rigged sailing ship or of a three-masted schooner.

Muster: to assemble the crew of a ship on deck and call through the list of names to establish who is present and accounted for.

Muster-book: the book kept on board a vessel in which was entered the names of all men serving in the ship, with the dates of their entry and final discharge from the crew. It was the basis on which victuals were issued and payment made for services performed on board.

Pintle: a vertical metal pin attached to the leading edge of the rudder; it is fitted into the metal ring or 'gudgeon' bolted to the sternpost of a vessel. This provides the means for hinging the rudder on the sternpost and allows a rudder to be swung or turned as desired (by use of the tiller); where necessary (ie. when the rudder needs to be removed or repaired) the pintles can be unshipped quickly and the rudder detached.

Port: the left-hand side of a vessel as seen from the stern; also a harbour or haven.

Privateer: a privately owned vessel armed with guns which operated in time of war against the trading vessels of an enemy nation. Each privateer was given a a 'letter of marque' which was regarded as a commission to seize any enemy shipping as a 'prize'. The name 'privateer' has come to refer to both the ship and the men who sailed in her.

Prize: name used to describe an enemy vessel captured at sea by a ship of war or a privateer; also used to describe a contraband cargo taken from a merchant ship. A 'prize court' would then determine the validity of capture of ships and goods and authorize their disposal. 'Prize' in British naval history always acted as considerable incentive to recruitment with many men tempted to join the navy in anticipation of quick riches.

Prize Court: Captured ships were to be brought before prize courts where it was decided whether the vessel was legal prize; if so, the whole value was divided among the owners and the crew of the ship.

Prize Money: the net proceeds of the sale of enemy shipping and property captured at sea - these proceeds were distributed to the captors on a sliding scale from highest rank to lowest seaman.

Road or Roadstead: a stretch of sheltered water near land where ships may ride at anchor in all but very heavy weather; often rendered as 'roads', and does not refer to the streets of a particular port city but rather its anchorage, as in 'St Helens Roads', the designated anchorage for shipping located between St. Helens (Isle of Wight) and Portsmouth, or 'Funchal Roads' at the island of Madeira. (see Elizabeth Macquarie's 1809 Journal).

Quarter: (1)the direction from which the wind was blowing, particularly if it looked like remaining there for some time; (2)the two after parts of the ship - strictly speaking a ship's port or starbord quarter was a bearing 45° from the stern.

Ship: from the Old English scip, the generic name for sea-going vessels (as opposed to boats). Originally ships were personified as masculine but by the sixteenth century almost universally expressed as as feminine.

Shoal: a bank or reef, an area of shallow water dangerous to navigation. Sounding: the of operation of determioning the depth of the sea, and the quality of the ground, by means of a lead and line, sunk from the ship to the bottom, where some of the sediment or sand adheres to the tallow in the hollow base of the lead.

Sound: (1) to try the depth of the water; (2) a deep bay.

Sounding: ascertaining the depth of the sea by means of a lead and line, sunk from a ship to the bottom.

Soundings: those parts of the ocean not far from the shore where the depth is about 80 to 100 fathoms.

Spar: a general term for any wooden support used in the rigging of a ship - includes all masts, yards, booms, gaffs etc.

Squall: a sudden gust of wind of considerable strength.

Starboard: the right-hand side of a vessel as seen from the stern.

Stern: after-part of a ship or boat.

Tack: the nautical manouevre of bringing a sailing vessel on to another bearing by bringing the wind round the bow; during this manouevre the vessel is said to be 'coming about'.

Tide of Flood: the flow of the tidal stream as it rises from the ending of the period of slack water at low tide to the start of the period of slack water at high tide; its period is approximately six hours.

Trade Winds: steady regular winds that blow in a belt approximately 30 N. and 30 S of the equator. In the North Atlantic the trades blow consistently all year round, from the north-east; in the South Atlantic they blow from the south-east, converging just north of the equator. The meeting of the trade winds just north of the equator created the infamous 'doldrums', where sailing ships could be becalmed for days or weeks waiting for a wind to carry them back into the trades.They were known as trade winds because of their regularity, thereby assisting sailing vessels in reaching their markets to carry out trade.

Under way: the description of a ship as soon as she begins to move under canvas power after her anchor has been raised from the bottom; also written as 'under weigh.'

Voyage: a journey by sea. It usually includes the outward and homeward trips, which are called passages.

Watch: (1) one of the seven divisions of the nautical day; (2) one of two divisions of the seamen forming the ship's company.

Wear: the nautical manouevre of bringing a sailing vessel on to another tack by bringing the wind around the stern.

Weather: in a nautical sense (rather than a meteorological) this is the phrase used by seamen to describe anything that lies to windward. Consequently, a coastline that lies to windward of a ship is a weather shore; the side of a ship that faces the wind when it is under way is said to be the weather side a ship, etc.

Weigh: to haul up.

Weigh anchor: the raising of the anchor so that the ship is no longer secured to the sea or river bottom.

Windward: the weather side, or that direction from which the wind blows. It is the opposite side to leeward.

Yard: (1) a large wooden spar crossing the masts of a sailing ship horizontally or diagonally, from which a sail is set. (2) a shortened form of the word 'dockyard, in which vessels are built or repaired.

Sources: JEANS, Peter D. Ship to Shore: a dictionary of everyday words and phrases derived from the sea. Santa Barbara: ABC-Clio, 1993.

The Oxford Companion to Ships & the Sea. (ed.) Peter Kemp. Oxford: Oxford University Press, 1976.

#naval history #naval artifacts #ship terms #not from me #sources below #18th century #19th century #age of sail #infos

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mfi-miami · 2 years ago

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Trigger Leads Ban Supported By NAMB

NAMB And Other Trade Groups Support Amending The FCRA To Ban Credit Bureaus From Selling Trigger Leads Trigger leads are driving both consumers and loan officers insane. The National Association of Mortgage Brokers (NAMB) has announced it support legislation that would ban trigger leads. The NAMB is a trade group that represents the interests of individual mortgage loan originators and small to…

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#banking #banks #Credit Reporting Bureaus #debt #Fair Credit Reporting Act #FCRA #HR 2656 #liens #mortgage bankers association #mortgages #NAMB #National Association of Mortgage Brokers #Representative Richie Torres #trigger leads

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swiggity-swexual-i-am-asexual · 2 years ago

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For consideration—

Danny is many things. Student, hero, teenager, tired. Teenager and tired are shared, student is what he wants, and hero is what he has to be.

So when he’s fighting Val—Red Huntress, as dubbed by the general populace—and they get interrupted from their highly dangerous not-quite game of hide and seek by the Justice League offering her all of the training and support any hero could ever want… well.

It’s a good thing he’s already hidden, because he has no idea what to feel and ghost faces are significantly more stretchy and allow for frankly horrifying face journeys. He could just be a kid. He wanted to have mentorship. He wanted Valerie to be a great hero. He hopes she’s not getting dragged into it. He’s been given an out, possibly.

Or at the least, as Jazz would put in during the video call later that night, he could take a vacation.

Her reasons were fairly pure. He overworked himself by necessity, and he deserved time and rest and the ability to go for his own hobbies.

Danny’s were very much in the petty revenge territory. Blob ghost populations would be outright swarms in about two weeks, and that’s if the ectopi didn’t start hunting them as prey, sending them into a tizzy. Any bigger threats—well. Red Huntress was the hero, the only hero, as Superman said in his little ‘join us’ speech. Clearly, she’d been handling it so far. She’d be fine. There was even Justice League backing and support for her.

He still hid during ghost attacks. Everyone always thought he was scared of ghosts anyways and the rogue gallery had no qualms about kidnapping or otherwise targeting him as a regular teen.

Things… quickly spiral.

For Red Huntress, that is.

Suddenly, her new ghost alarm system that Batman helped her build is going off constantly. She expected an uptick, but she’s gotten maybe five hours of sleep in about as many days. It was a good thing that one of the support benefits was a paycheck, because if she hadn’t quit Nasty Burger they certainly would have fired her by then. Her grades were slipping, even with her best efforts, and her mentors who were supposed to help weren’t listening to her.

It wasn’t them ‘challenging her beliefs’ and asking her to ‘really consider if ghosts are always your enemy’ that made her fights suddenly harder. It wasn’t some adjustment period to her new training. There was just ghosts, all the time, constantly, and she didn’t even know what to do with all of them. She always just ran them off, and she had assumed they went home. She hadn’t realized the reason Phantom always captured them was because otherwise they just would not leave.

And Phantom. He was one of her rogues, play acting as hero for people he’d just put into danger. Sometimes he did—kind of—help, but it seemed more coincidental. A giant bobcat in the yard keeping the bears away sort of situation. Still dangerous, still unknown, no matter how similar he looked to something or someone friendly.

But. He’d been MIA since their last fight. And she didn’t know why.

Sure, she could guess that maybe he had heard the whole acceptance into the Junior League, or whatever it was called, that had happened. And with his whole ‘hero’ shtick, he’d maybe be a little weird about it. Not emotional, ghosts didn’t have true emotions. No matter what Black Canary was currently researching on the topic, Valerie was sure of it.

Just like she’d been sure that she was actually helping Amity Park.

If she heard one more property damage assessment, she’d strap one of her ecto guns to the lecturer and let them have a crack at it. Ghosts didn’t care about material things that mattered to other people. They might have attachments to certain types of objects or things they considered ‘theirs’, but if that thing was a living human’s… it didn’t matter, it’d be taken or broken just the same.

Sam was, of course, leading a small protest asking for Phantom’s return. She and Danny had at least three fights about it, and it wasn’t pretty.

Paulina had a different approach to the same issue, asking for recognition of her ghost boy.

Tucker was egging both on, mostly to distract Sam from actually bothering Danny, but also because he loved a good cat fight.

Danny was getting so much sleep, and he’s getting caught up in school. Sure, the school is usually at least a little on fire these days, but he actually read the assignment book for Lancer’s class. That hadn’t happened like, ever! And his Doom stats were getting pretty high, since the only grinding he had to do now was against virtual enemies that didn’t try to snap his spine… Technus notwithstanding.

As these things usually happen, Valerie blames Phantom for all of her woes, again. The Fenton Parents, being thoroughly exhausted at this point as well, completely back her.

And Danny has had a lot of time to rest and think on the actions of himself and others.

He’s been declared a menace, again. And he’s kind of tired of people not realizing that if he WANTED to be a villain, he could be. He wanted his town safe, and honestly, the ghost populace explosion was getting annoying. Red Huntress’s last “big fight” had nearly killed someone.

… He wouldn’t be Dan, oh no. He wouldn’t cause damage, he’d prevent those from being hurt, and he would generally look at the Hero Guideline Handbook he had… temporarily borrowed and copied from Val’s backpack. He’d be campy and totally not serious to anyone who didn’t realize he actually was just playing around. And him actually taking on ‘big fish’ persona in Amity Park’s ‘little pond’ should help get rid of at least some of the lower level guys.

It’s not like it’s be hard, honestly. He’d get to make his own hours, at least. And since Valerie saw Fenton as someone to protect, someone that he well knew she broke up with to ‘keep him safe’, she wouldn’t think of him twice as being Phantom. Danny wouldn’t use their friendship against her, but he could easily admit that it was a little scummy to do. But. Well. He’d always fought a bit dirty, and she had literally tried to kill him. Multiple times.

If Red Huntress was going to be a villain-like Hero, then it was simple.

Phantom just had to be a hero-like Villain.

Prompt

The justice league FINALLY investigates Amity, and realizes that they’ve made a grave mistake by letting a burgeoning hero shoulder a large problem without any training or support. They rectify this immediately by offering a position in the JL along with an assortment of mentors and other teen heroes to bond with.

Red Huntress receives this invitation in front of Phantom, while actively trying to hunt him down.

#it’s like 1 am idk if this even made SENSE #but I kinda wanted to bridge a bit between the crack fic vibes and the straight up ANGST #he won’t be Dan. he won’t destroy the timeline.#whether that’s because he has morals or because he knows that if he does he’ll be STOPPED is up to you #will he be campy? will he be serious? will there be a cape?#up to you!#although I argue for cape. like. fuck it right #Sam is. mm. mixed feelings on this #Tucker is going with the flow because welp. he never wanted to be a super villain so like Danny can have this #Paulina’s mildly obsessed with her ghost boy’s dark era and absolutely does not take his supposed threat seriously.#to be fair his rates are great lol #low property damage except maybe against things he actually doesn’t care about. fuck Dalv Co.#no one gets hurt and he actively guides the fights to less populated areas #he protects the children #think redeemed villain is now a hero but it’s backwards and also a fucking seesaw #will he help? will he hinder? will the Justice league loose their minds? probably #Danny buys off Constantine as his first villain act to not fucking rat him out #Constantine now has One Good Summon Circle for a #… extremely OP get of jail free card a la Phantom #he should probably save that for a world ending threat just saying #they LITERALLY made him a villain so Danny went lol bet #Jazz is loosing her mind but is stuck at college #and honestly? still beats some of the stupider things he’s done #Vlad is like. probably scheming. is maybe mad that HE didn’t cause the turncoat and that Danny is objectively Bad At Villainy #he hasn’t even robbed a bank or overshadowed someone to gain all their business assets!! the nerve!!#so yeah lol Phantom’s fights with Plasmius are basically the same but Plasmius is poutier about it

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invisibleicewands · 2 months ago

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Fair Banking For All

#Michael Sheen #Fair Banking Act

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nationallawreview · 2 years ago

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Congress Eases Criminal Offense Restrictions for Employment With Financial Institutions

Included in the defense spending bill signed by President Biden in December 2022 is a section with key provisions for financial institutions that will ease restrictions on hiring candidates with criminal records. Section 5705 in the National Defense Authorization Act (NDAA) for Fiscal Year 2023, titled “Fair Hiring in Banking,” further narrows convictions that would constitute a bar to employment…

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#banking industry #criminal background checks #fair hiring #FDIC #formerly incarcerated employees #National Defense Authorization Act #NDAA

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lunarw0rks · 1 year ago

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I feel like Graves would end up with a really soft and innocent s/o just because he loves being the 'strong man' lol and even though they're maybe even smaller than him all sweet and shy- he is absolutely whipped for them! Especially if they can cook and be a lil housemaker for him??

♡♡♡ warning(s): nsfw + sfw, fem!reader

─── graves and his homemaker s/o ❤︎₊ ⊹

there's no one on earth more loved and adored by him, despite the stigma surrounding the dynamic you two have. he doesn't pay any mind to their judgements. in his heart, he knows how tender he is with you behind closed doors. and in yours, he hopes.

you never pictured it to end up this way. before, you were like any adult. busting your ass at work, ending each week exhausted and struggling to buy yourself groceries.

and then you met him. chivalrous and borderline self-obsessed. but you weren't being patronized when he acted with traditional courtesy. you weren't a body to be claimed or a trophy to hang on his arm.

you were merely his. all his within months of meeting, and that meant you were to be taken care of. spoiled rotten, some would say. what better way to have it? compared to your old life of hardship, it was paradise.

everything paid for, without a second of hesitation. what little savings you had idle in your bank account, untouched when he's around.

he can and will take care of you — in every way. it's in graves' nature to provide.

no different than he does for his men, only you've been appointed the privilege of seeing the gentler side of him, when the uniform of a commander is rid of his scarred body.

-ˋˏ✄┈┈┈┈┈┈┈┈nsfw under the cut!

˖⁺｡˚⋆˙˖⁺₊˚⊹♡ it's only fair, to be taken care of in every way possible. you've been so good to him, so good for him, right? there's no quicker way to his heart, than someone who enjoys being smothered with his praise.

what better sight, than opening the door and seeing you concerning with such trivial things. he spent the day making life or death decisions, and you're there; concerned with which centerpiece looks best on the dining table. some men would see it as a means for competition, or a degrade — but graves finds it irresistible.

the house smells divine; your scented candles, the fragrance you spritz, and whatever you have baking in the oven. he can practically feel the tension leave his shoulders, how his senses come alive when greeted with the comfort of your shared home.

you've dressed nice for him again, though he always gave no pressure for you to do so. clothes to match the summer heat, hair styled and pinned back to stay out of the way.

you, in your domestic, relaxed state — the one thing better than all the trivial pleasures in life, better than the house you were both standing in.

though you usual greet him, you're immersed in the centerpiece debate. you hold the two pieces up to him, "do you think I should go with the silver candle candleholders? or how about the brass ones?" it's a genuine question, but it's only met with an amused scoff — a slight smirk tugging at the corner of his lips.

graves sets aside his luggage, stepping closer to you and your very concentrated gaze. "why do you ask me, sweetheart? it's up to you. and if you don't like 'em, we'll go buy more." he examines the decor in your hands briefly, but his eyes end up back on you permanently.

"just want it to look nice in here," you sigh at his dismissal, turning away to resume contemplation. "we have that supper planned in a few weeks, don't we?" you add, setting the options back on the oak table.

as if the place could be more meticulously decorated. there was barely a trace of him in this house, except for his nightstand and office. you had free reign to adjust the home to your taste, considering you were the one who spent most of your time there.

a gentle chuckle rang from him, followed by a click of his tongue, "don't think it can get much nicer in here, darlin'. i reckon you've left a touch on just about every inch of place, haven't you?" you shoot a flustered look, even though his words are truthful.

it was a silly dilemma, considering not a soul would be criticizing your centerpiece decision. "oh, c'mon, don't do that face... my guys will eat anything you slide in front of them, you know that? could host the damn supper in the closet and you'd charm the daylights out of 'em." he says, soothing every worry down to a simmer rather than a hard boil.

he's definitely good at shutting you up. only, in the most embellished of ways. without fail, a charmed smile spread on your face — as did a surge of warmth. graves cupped one of your cheeks, running his thumb along it, "see? much better than a scowl. now, tell me, what's cooking?"

"you know the rules. i can't tell you until the timer beeps. besides, it's supposed to be a surprise." you replied, making a meek escape from his gentle grasp. displayed on the small screen; eight minutes remained.

with a hasty yank and then a stumble on your end, your back was against his chest. "i don't like surprises, do i?" you felt the sensation of his teeth nibbling along the side of your neck, all in the midst of his patterned kisses. when he was this close, he got deep whiffs of your intoxicating perfume, the freshly shampooed hair on your head, the detergent you insisted he buy. heart-stopping — like it was every time he pulled you close.

it was true, he hated them. the tickle of his lips made you squirm — a futile attempt to slip away and leave him hanging. that never worked, and you knew it. "we're down to five, time's a-wastin'."

somehow, someway, neither of you made it up the stairs this time. all he did to prepare was send the stacks of mail flying from the island; the one you found yourself sitting on. graves stood between your legs, his caressing fingers your means of preparation. though, by the times your legs were exposed to the breeze — you and your body were eager enough for him.

the minutes decreased no matter how hurriedly he moved, and he always stuck to his rules. if there was a time limit, he'd get it done before zero.

"been thinking about you all day," he breathes. "by the looks of it, you have too, sweetheart." his tip prodded at your slick entrance, while the other hand hooked around your thigh to keep it hiked up with ease. wasn't the first time he ravished you on the kitchen counters, it certainly wouldn't be the last. slowly at first, then all at once — he thrusted inside of you.

once he got situated, there was no stopping him. every rock of his hips was purposeful and deep, yet his kisses remained delicate and tender. your moans muffled against his mouth, his lips pinkish and coated with saliva as it roamed your warmed face.

soon, your back was flat against the island with your legs still hanging off and in his grip. with every methodical movement, your walls tightened around his length and edged him closer to a finish. by now, you were certain your appearance was faulty; either ruined by sweat or the constant hands graves had on you.

despite being close within the first few minutes, he had gotten carried away ogling you. your gasps, your squinted eyes, the teeth indents on your bottom lip from how harshly you sunk into it. however, now there wasn't any restraint left in him. the tight coil in his abdomen begged for release, no matter how much stamina that remained in his body.

as the clock struck zero, he bottomed out with the force of his whole body — spilling every last drop inside of you. the oven beeped three times, as if on cue.

a string of curses against your lips as he leaned down to kiss you, sneaking in a few sloppy thrusts afterward. "i'll make it up to you later, make it worth your while." he pecked along your jaw, adjusting the strap of your top that had slid down your arm.

"it was worth my while." you replied between catching your breath, voice still quivering slightly.

he chuckled, fingers still playing with the fabric, "so, what's cooking? have i earned my right to know?" he was right; you always told him once the meal was ready, and that's what it was right now. the aroma hit your nostrils, as intoxicating as he found yours.

your eyes flicked over to the digital screen, still flashing and urging you to remove the pan, then it beeped for a second round as a reminder. "just a roast your mom taught me. thought you would've recognized the smell by now." you uttered, tracing your fingers along his blond stubble.

"hm, something must've distracted me, darlin'," he ran a tongue along his bottom lip, now gazing with admiration rather than hunger.

then, his brow raised with interest. both in humor and intense dread he added, "you've been calling my mother?"

#mw2 #call of duty #task force 141 #phillip graves #phillip graves x reader #phillip graves smut #phillip graves cod #graves x you #graves smut #graves x reader #graves headcanons #commander graves #shadow company #task force 141 x reader #141 headcanons #cod headcanons #philip graves

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kitscutie · 11 months ago

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public eye (drew starkey x fem!reader)

pairing: drew starkey x reader

warnings: none, all cute shiz and some sexy moments. ;) shotgunning smoke, make out.

summary: all the times the public thought the two of you were dating, and the one time they knew.

a/n: sorry I've been on such a long break, life got a bit busy recently but i'm hoping to get back into writing - especially for drew! also sorry if the use of arse scares anyone - im british x

requests open!

word count: 1.8k

You and Drew has always been close. The cast were aware, the fans were aware. Ever since season one of Outer Banks came out, and both of your statuses grew, people began to dig. Your relationship friendship dated all the way back to your teenage years, doing multiple high school theatre shows together, and going on to attend the same University.

This also meant that there were a lot of photos and videos of the two of you being stupid kids, and while you had never explicitly said you were dating, even denying it to this day, there were early on suspicions.

A main one being the hundreds of photos together at family events, arms wrapped around each other, in some his jacket thrown over your shoulders as weddings went on into the night.

Though, the more incriminating stuff came much more recently, as now people knew who you were and so what was and wasn't posted was no longer in your control.

→ Sleeping Angels

The first video to cause rumours was posted onto Chase's story. It was short, only fifteen seconds or so, meaning no one was really concerned about what it might cause.

It was clearly from the set of OBX as the trailer surrounding you was littered with both cast and crew members, all shuffling around while you and drew were the complete contrast.

The pair of you were lying (quite comfortably) on a leather l-shaped sofa in the corner of the room. You could hear what you assumed to be Chase and Rudy giggling as they approached, laughing at how tightly Drew held you to him.

You were wrapped closely into his chest, arms lying softly on his wait while on of his held the back of your head, the other tucked under your t-shirt (which was actually your characters wardrobe and not your own) sitting on your back.

They couldn't see your face, but judging by Drew's closed eyes they could assume you were asleep.

Ever so gently the boys began to take gummy worms from their pockets. Each placing one in both of Drew's ears, and finally one was wedged into his mouth which woke him up.

At first, he was confused, looking down at you but upon seeing you still asleep his eyes looked up, squinting to avoid the lights. Unable to hide their humour at the situation anymore Chase and Rudy burst into laughter, Drew joining but much quieter due to his sleepy state as he threw the gummy worms back at the pair.

The removal of his hand on your back is what brought you back to the non-sleeping world. Hearing a mumbled 'fuck off' from Drew as he smiled at the two boys.

"What's happening?" You mumbled, utterly confused, hair sticking up in every direction and Drew quickly attempted to smooth it down maintaining your dignity as you were filmed.

"Nothing. Ignore these idiots ba-." The camera quickly shut off, leaving the viewers intrigued. What had Drew been about to say? Was it an accident? It was all unclear.

Of course with obsessed fans it didn't take long for rumours to fly, the main one being that the words coming out of his mouth were to be 'baby'. They were right. Thought you wouldn't tell them that, not yet at least.

→ Poguelandia

The next clip to blow up and cause hysteria was the two of you at the Outer Banks season three event 'Poguelandia'. You had arrived together and explored together, alongside Austin, your arm linked through the two boys'.

You talked to fans, played minigames and drank. Drank a lot. Which you blamed for your obliviousness when acting a bit too close to Drew for someone who wasn't dating him. To be fair, he also could've avoided it and yet neither of you did.

It happened as the cast and close friends stood atop the exclusive stage, all singing and dancing together as bands played - especially when 'Left hand free' came on.

You mostly behaved for the first twenty minutes, dancing with Madelyn, Madison and Carlacia but soon you wanted to spend some time with Drew, tending to get clingy when tipsy.

You began your walk over as the video begun, Madelyn attempting to grab your arm but it was a futile attempt as now, with him in your sights, you were determined.

The girls looked concerned before Austin- who was stood with Drew- leaned over and whispered something to them all, waving off their concern as they continued to dance and the camera now panned to you and the much taller boy.

You were talking, pressed against the edge of the silver fence which kept you from falling as the crowd kept growing around you.

As you got bumped by an unknown person Drew wrapped his arm around your waist, offering you a sip of his drink which you gladly took but soon regretted as you realised it was beer.

He chuckled with a smirk already knowing you didn't like it. Then he said something, but as the camera was miles away the viewers began to assume, and being reasonable, it did look awfully similar to 'sorry, sweetheart' before you received a gentle kiss to your forehead.

Soon after you joking turned away in annoyance, facing the stage and beginning to sway, your front pressed against the fence, back against Drew's stomach. He wrapped his hand around your waist, beginning to sway with you and you could tell the Filmer subtly freaked out as the camera jolted for a few seconds before it zoomed in further.

It showed Austin wide eyed as he searched the crowd for anyone watching. Not seeing anyone he shrugged taking a sip from his plastic cup before once again dancing with a smile.

Unfortunately, he had been wrong and once again your and Drew's relationship was being speculated.

→ Italy

The final clip of you and Drew which went viral without real confirmation of anything more than a close friendship was while he was filming in Italy.

After being spotted out and about alone for months, suddenly you appeared by his side wearing a pretty sundress, once again arm linked through his.

He wore a cap and you both wear sunglasses, looking like typical celebrities avoiding being spotted, though now it was known he had been here for months it was near impossible.

You were stood calmly in a corner attempting to navigate the way to a restaurant you were going to try when a small group of girls approached you both.

They explained they were big fans of Outer Banks and both of your characters in said show, asking very politely for a photograph in their adorable Italian accents.

They began screen recording in order to be able to capture the whole interaction, as fans often did and it was decided you would take the photo as you were in the middle, the girls on one side, drew on the other.

The viewers watched as you took the phone, hand briefly passing the camera showing a thick silver band ring, in it was a delicately carved cursive 'D'.

As soon as the girls watched the video back and saw it they posted the video to Tik Tok, it garnering as much attention as you imagined it would when showing something so potentially interesting.

What they didn't expect, however, was the further observations. The most major being the necklace that had been in almost every photo of Drews for the past few years, the charm which hung from the end now looked weirdly similar to your necklace, and the viewers couldn't help but wonder if it was a matching one of his own, with your initial carved instead of his.

It was.

→ The Conformation.

The final and real proof to all the fans who suspected you and Drew may be together was a video of the two of you at a cast night out in South Carolina at a club.

The two of you were stood outside of said club, clearly trying to cool down as both of you faces were red, Drew's shirt unbuttoned at the top, his chest rosy must like his cheeks.

He was leant against the wall of the club, legs wide as you stood between them, hands placed on his hips ever so slightly holding his shirt between your fingers.

Your dress which was black and almost fully covered in diamonds shimmered under the moonlight and you could see mouth something along the lines of 'you look beautiful' followed by you leaning forward, burying your smiling face into his neck.

His hand, which wasn't holding a lit cigarette came up to hold the back of your head, throwing his own back against the bricks in a laugh, clearly finding your bashfulness cute.

Soon enough the conversation turned from casual to flirty, body language changing in a way so blatant, you could tell from the other side of the screen.

Your hands moved from his waist to around his neck, hands linked behind his head as his spare hand held your waist, thumb soothing over the fabric covered skin every once in a while.

Realising his cigarette had been left unattended for a while, Drew brought it up to his lips, inhaling deeply. A wordless conversation ensued between the two of you as he brought you closer, mouths inches from each other as he exhaled into your mouth.

The smirk was evident on his lips as you blew the smoke from yours in turn, quickly pulling you in once again - this time your mouths connecting in a speedy rhythm.

You struggled to keep up due to his height, stretching onto your tip toes even in the platform boots you had put on for this very reason. He realised this, laughing, eyes still closed and lips still next to yours as he decided to lean down further to meet you instead.

As the kiss grew more intense, tongues now making appearance and putting on a show for the whole street, his hands reached down (having long since threw the cigarette to the ground) holding your arse between his palms.

Sadly, your moment was put to an end as a relieved looking JD ran out of the clubs door, seeing the two of you.

He patted you on the back, a blush covering his cheeks - from the heat or the intrusion it was unclear - and said something to the two of you before leaving and giving you a moment to gather yourselves.

You both stood up fixing your postures and straightening each others clothes before you shared one final peck, soon after heading inside, hands entangled.

Soon after, the video was posted onto every single social media platform with the caption, Y/N L/N AND DREW STARKEY MAKE IT OFFICAL DURING STEAMY KISS OUTSIDE SOUTH CAROLINA CLUB.

If only they knew you had been dating for years and this was most definitely not the first 'steamy kiss' the two of you had shared.

#drew starkey x reader #drew starkey #obx fanfiction #drew starkey x actress!reader #rafe cameron #drew starkey x fem!reader #drew starkey x reader smut #drew starkey x famous!reader #rafe cameron x reader #drew starkey fic #outer banks fic #outer banks

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titleknown · 2 years ago

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So, while I've talked about this in other posts, I figured I may as well compile it in one post with this nifty propaganda poster (more on that later)

Long story short, they're bringing back KOSA/the Kids Online Safety Act in the US Senate, and they're going to mark it up next Thursday as of the time of this post (4/23/2023).

If you don’t know, long story short KOSA is a bill that’s ostensibly one of those “Protect the Children” bills, but what it’s actually going to do is more or less require you to scan your fucking face every time you want to go on a website; or give away similarly privacy-violating information like your drivers’ license or credit card info.

Either that or force them to censor anything that could even remotely be considered not “kid friendly.” Not to mention fundies are openly saying they’re gonna use this to hurt trans kids. Which is, uh, real fucking bad.

As per usual, I urge you to contact your congresscritters, and especially those on the Commerce Committee, who'll likely be the ones marking it up.

Those senators are:

Maria Cantwell, Washington, Chair

Amy Klobuchar, Minnesota

Brian Schatz, Hawaii

Ed Markey, Massachusetts

Gary Peters, Michigan

Tammy Baldwin, Wisconsin

Tammy Duckworth, Illinois

Jon Tester, Montana

Kyrsten Sinema, Arizona

Jacky Rosen, Nevada

Ben Ray Luján, New Mexico

John Hickenlooper, Colorado

Raphael Warnock, Georgia

Peter Welch, Vermont

Ted Cruz, Texas, Ranking Member

John Thune, South Dakota

Roger Wicker, Mississippi

Deb Fischer, Nebraska

Jerry Moran, Kansas

Dan Sullivan, Alaska

Marsha Blackburn, Tennessee

Todd Young, Indiana

Ted Budd, North Carolina

Eric Schmitt, Missouri

J.D. Vance, Ohio

Shelley Moore Capito, West Virginia

Cynthia Lummis, Wyoming

Again, it doesn't work unless you do it en-masse, so make sure to call ASAP and tell them to kill this bill, and if they actually want a bill to allow/get sites to protect kids, the Federal Fair Access To Banking Act would be far better.

Also, this poster is officially, for the sake of spreading it, under a CC0 license. Feel free to spread it, remix it, add links to the bottom, edit it to be about the other bad internet bills they're pushing, use it as a meme format, do what you will but for gods' sake get the word out!

Also, shoutout to @o-hybridity for coming up with the slogan for the poster, couldn't have done it without 'em!

#poster #cc0 #creative commons #internet censorship #internet freedom #us politics #american politics #KOSA #kids online safety act #censorship #scary

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pony32099 · 2 months ago

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Guo Wengui: The end of fraud and the trial of justice

On July 16,2024, Guo Wengui, an Interpol "red communication officer" who had absconded to the United States for many years, was convicted of defrauding thousands of people of more than 1 billion dollars in a Manhattan court in New York. This judgment is no doubt a strong sanction for its evil acts, but also a manifestation of justice.

Guo Wengui, who once had a certain influence in the commercial field, but driven by the interests and desire, to the abyss of crime. He used to be the actual controller of Henan Yuda Investment Co., Ltd. and Beijing Pangu Investment Co., Ltd. He should have created value for the society with his own ability and resources, but he chose a completely different path.

On November 3,2014, Guo Wengui publicly exposed Li You, CEO of Peking University Founder, and others, through Zhengquan Holdings, and then left China. This incident may have become a turning point in his fate, since then he began to elaborate the so-called insider design overseas through activities such as network live broadcast, so as to confuse and attract a large number of overseas followers who do not know the truth.

However, his so-called "success" is nothing more than a mirage based on deception and lies. Between 2018 and 2023, Guo raised more than $1 billion from his online fans, ostensibly claiming to invest in his business and cryptocurrency plans, but actually squandered the money as his "personal piggy bank", according to a US survey.

He used a variety of fraud. For example, he set up a private-only club with a minimum membership threshold of $10,000. Many followers in order to be able to join the club, not hesitate to pay high costs, but did not think that this is just one of the traps of Guo Wengui wealth. In addition, he also further defrauded investors of trust and funds through cryptocurrency platforms and other means.

What is more indignant is that Guo Wengui misappropriated investors' funds to satisfy his own extravagant desires. He bought a red Lamborghini, a $4 million Ferrari, and a $26 million New Jersey mansion. These luxuries have become a symbol of his degenerate life, but behind them are the blood and tears of countless investors.

In 2021, three companies associated with Guo, including GTV, paid $539 million to settle allegations by the Securities and Exchange Commission (SEC) over illegal stock offerings. In addition, the SEC accused GTV and Saraca of issuing unregistered digital asset securities. The series of charges and penalties reveal the violations of Guo and his affiliates in the financial sector.

Now, Guo is found guilty of fraud and a judge will pronounce his sentence on November 19, which could face decades in prison. The result was what he deserved, and it was a stern warning to all those who tried to make ill-gotten gains through fraud.

Guo Wengui's case brings us a profound reflection. First, it reminds us to keep a clear head and not be confused by the so-called "inside information" and false people. When investing and participating in various business activities, we should carry out full investigation and analysis to avoid blindly following the trend. Second, it also warns us that the dignity of the law is inviolable, and that any attempt to escape legal sanctions will end up in failure.

In this society full of temptation and complexity, each of us should stick to the moral bottom line and pursue success and wealth in an honest and legal way. Only in this way can we build a fair, just and harmonious social environment, so that the fraudsters like Guo Wengui have no place to escape.

Justice may be late, but never absent. Guo Wengui's end once again proves this truth. Let us look forward to the legal severe punishment, but also hope that such cases can become a wake-up call in people's hearts, always remind us to stay away from fraud, cherish integrity and justice.

#WenguiGuo #WashingtonFarm

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sp0o0kylights · 1 year ago

Text

Whole thing on A03

It didn't matter how much Steve explained. Not one member of the Party was going to get it.

Tommy and Carol would, but then, they were no longer on speaking terms. A fact that hurt even if it was for the best--particularly in times like these, because they got it.

They understood how he had been ensnared with the very same wealth people mocked him for. What it meant when his parents demanded Steve drop everything and go on vacation, his own plans be damned.

They knew, because their families had done much the same, and so the lives they led also were tethered to leashes made of their parents' design.

Dustin, whose mother bent over backwards to try and better her kid’s life, didn’t even have a frame of reference for this kind of thing, let alone sympathy.

"Do they not understand you have a job?" Dustin asked incredulously, and Steve didn't have the emotional bandwidth to explain that his parents didn't consider working at Family Video to be a real job.

As far as they were concerned, Steve could quit if he had to, and then go find another job when they were done using him to play the nice, All-American family.

Likely for business purposes.

"They aren't the type to care." Steve said instead.

It was easier than getting into it.

(Easier than explaining the BMW wasn't in his name, but his parents.

How his money went into a bank account they had access to.

That practically everything he owned was actually owned by Richard and Stella Harrington, and both were quick to remind him of that fact the second they felt Steve was acting out of line.

And boy, had he been acting out of line.

Getting into fights.

Turning their punishment of working a job they picked specifically for the humiliating outfit, into the far worse public embarrassment of being involved in a mall fire--an embarrassment because Steve had "lost" the keys to the BMW, had "put himself in danger" playing hero instead of letting the perfectly capable firefighters do it, then “paraded around” with bruises all over his face, racking up medical bills.

Truly a sin for someone who hadn’t made it into college.)

So no, this vacation they demanded Steve drop everything for was not anything close to a reward, or even something they were doing to spend time together. There was a reason they needed Steve, and as far as they were concerned, Steve was at their beck and call until he shaped up and got his life back on track.

His own plans be damned.

"That's not fair though!" Dustin burst out and Steve sighed in relief, because here at least, he knew what to do to distract his younger friend.

“We planned our trip months ago!” Dustin continued, looking two seconds away from giving in and stomping his foot.

The kid might have been smarter than Steve--smarter than most people really--by a hell of a lot, but he was still fourteen.

Smarts, Steve knew, didn't exactly equate to emotional intelligence, and it definitely didn't stop rampaging hormones.

Ice cream on the other hand, was a great aid in both areas.

"You better be making this up to us." Dustin threatened thirty minutes later, spoon wedged deep into a sundae. “We can’t do, like, half the stuff we were going to do without you!”

“I'm sure you guys didn’t need me to play ghost runners or whatever.” Steve said, but was quick to back down when Dustin nearly threw his spoon at him.

Rather than antagonizing him more, Steve dutifully raised his hand to put over his heart. "I swear on your mom that I’ll make it up to you.”

Dustin rolled his eyes, but otherwise, finally, let the whole thing go.

Stupidly, Steve thought this meant the worst was over.

He was wrong.

xXx

Mike hadn’t cared.

El and Will hadn’t really either, though both expressed some sadness that Steve wouldn’t be participating in the camping trip that the Party as a whole had been looking forward to for the past few months.

Erica had simply snapped at him, making him promise much the same as Dustin had that he would be making it up to her sometime in the future. Likewise, she had been bought off by ice cream (even if she insisted it didn’t count because Steve owed her ice cream anyways.)

Max was the surprising emotional standout.

"You can't tell them no?" She demanded, arms crossed over her chest.

Lucas was hovering awkwardly at her shoulder, shooting "what can you do?" vibes as hard as he could at Steve as his (currently on-again) girlfriend outright dressed the elder boy down; her shoulders creeping up higher and higher until she seemed to realize she was visually giving away her upset and forcibly relaxed them.

Unlike Dustin and Erica, her tirade was very out of character and Steve was growing more concerned by the second that something was wrong the more she spat at him.

“I mean for fucks sake, didn’t you tell them you had plans!?” She finished, eyes narrowed in rage.

Which was rich coming from someone whose stepdad had Billy Hargrove running all over town before he’d run off after the guy’s death, but then, Steve knew better than to bring all that up.

(The image of Max, unresponsive in the hospital with casts on almost every limb, was still too fresh.

Even now he didn’t like to push her, even if the Party as a whole did their best to take notice when one of them was isolating themselves again.

Max, though she was down to one crutch, was still inclined to use it as a weapon and very much enjoyed practicing her swings on people’s ankles.)

“I did indeed. They don’t care and they’re not giving me a choice, but for what it’s worth I am sorry.” Steve tried to keep his voice even and out of angry-shrieking range, and vaguely prayed it was working. “I swear, I will make it up to you guys, even if we have to go on a second camping trip.”

This was clearly not the correct thing to say.

Though judging by the murderous rage being aimed his way, Steve was pretty sure nothing short of “You know what you’re right, let me go tell my parents to fuck off!” would make Max happy.

“So you’re seriously just going to drop everything, all our plans, your job, us,” She took a very threatening step forward and despite her being a full foot shorter than him, Steve had to fight not to take a responding step back. “So you can go play rich boy in the Bahamas?”

“We’re not going to the Bahamas--” Steve tried, but was interrupted with a loud “ugh!” of disapproval.

“Whatever makes you happy, Steven.” Max spat, and then turned on her heel, storming off towards the rest of the Party (who had taken one look at Max’s face and fled into the arcade so she and Steve could “talk.”) “I’m sorry us peasants weren’t good enough to hang around!”

“Sorry man.” Lucas apologized quietly, on his way to run after Max.

Steve just scrubbed a hand through his hair and sighed.

xXx

“The kids are mad at you.” Nancy announced, appearing across the Family Video counter like a phantom.

Steve swore, nearly dropping his stack of VHS’s, while Robin (who had clearly seen Nancy approach) cackled at his fumble.

“Yeah, I did get that memo.” Steve said, after he stabilized his stack, safely moving them from his arms to the counter.

Nancy peered around them, her face giving away nothing. “It is kind of shitty to cancel at the last minute like that. We were relying on you to drive.”

An old fury shook itself awake in Steve’s chest, taking an interest in the conversation the second Steve realized what Nancy was here to do.

He took a deep, shuddering breath, and pressed it down, back into the box he’d slammed it in all those years ago.

“I’d leave the keys to Robin here, but unfortunately, someone failed their drivers test.” Steve said instead, jamming his finger over his shoulder and blatantly attempting to pass the buck.

Robin, who absolutely knew that was what he was doing, faked a gasp and kicked at his ankles.

“That crotchety asshole failed me on purpose!” She protested, spinning to face Nancy. “He made like, three misogynistic comments before we even got in the car!”

“Pointing out that he knew the car wasn’t yours wasn’t misogynistic, he was just surprised to see me letting you use the Beemer.” Steve shot back, rolling his eyes. “I don’t exactly let a lot of people drive it.”

Unspoken was that Steve’s BMW was one of the town’s more unique cars, and thus easily identifiable by the locals at large.

“How is that better!?” Robin returned, but Nancy cleared her throat before they could successfully get the Steve-and-Robin show on the road.

“The point is that we--but really, the kids, were counting on you.” Nancy said, dipping into her patented “I’m upset with you” tone.

A year ago it would have cut Steve to the bone, even if he didn’t show it.

Now he just stared tiredly at her back.

“I’m sorry, Nance, but it is what it is.” He said simply, hoping the apology (even if he knew it wasn’t so much a real apology as it was something he said to keep the rage from breaking out and wrecking havoc via his mouth) would soften his ex. “I don’t know what else to tell you.”

Given the abrupt narrowing of her eyes, it very much did not help his case.

“For someone who was so vocal about trying to change I have to say this is pretty disappointing.” Nancy said simply, but with just enough of a tone that Steve had to close his eyes for a second.

Feel the way that old anger, the one that had powered King Steve, hit the bars of its cage.

Robin stilled immediately next to him, her head ping-ponging between Steve and Nancy both as she too, clocked that Nancy was pissed, and here to chew Steve out about it.

“Um.” She said, voice going high in discomfort.

Steve grit his teeth. “I don’t exactly get a say in these things, Nancy. You know that.”

He had to work to keep his voice even, fighting against the ice that wanted to sharpen his own tone.

It was just---Nancy did know.

Steve had told her all those years ago, in the safety of her arms, about his parents' expectations. Their predetermined path, the way they dictated large swathes of his life.

How they’d allowed him to pick which sports he played, but required that he play a sport no matter the time of year.

That the pool they had installed wasn’t for him, he just got to use it as much as he did in part because he’d joined the swim team, and the kind of mental mind games he and his parents played about things like that.

Apparently either Nancy had forgotten, or simply hadn’t taken it in to begin with because she wasn’t backing down.

(Not that Steve had ever seen Nancy Wheeler back down.)

“I know you have trouble juggling your parents' plans with your own.” Nancy said, and her tone was absolutely icy now. “I certainly remember waiting for a date that never happened.”

Steve sucked in a breath through his teeth, knowing immediately what Nancy was referring to.

“I told you they came home unexpectedly.” He said, arms now crossed against his chest, nails digging into his arms as a way to help himself stay grounded. “They wouldn’t let me use the phone until the next day and I apologized.”

“And I recall having a lovely conversation with your mother where she said otherwise.” Nancy said, her words punctuated by another high pitched “Uhhhh.” from Robin.

“Funny how you believe my mom over me.” Steve said and whoops, yup, he definitely sounded mad now.

So much for all the effort he’d put in to staying calm.

“Because I look at actions, Steve. Patterns. The same ones you kept repeating.” Nancy was clearly about to escalate, and Robin, bless her, had had enough.

“He-eeey.” She said, wedging herself in between Steve and the counter Nancy was starting to lean over. “I totally get it, you’re both upset, but this maybe isn’t the venue to fight about it? There are customers in the store and--sorry Nancy--but I do kinda need Steve for work, so…”

She trailed off, glancing nervously between the two of them.

Nancy took a breath, blasting it out of her mouth like an academically inclined dragon. “You’re right. I’m sorry Robin.”

She then turned on her heel, making her way to the doors. She paused before them, and Steve prepared himself because he knew whatever she was going to say next, it was going to hurt.

“I wouldn’t care if it was just me, Steve, but the kids don’t deserve you pulling this shit. Not after all they’ve been through.” With that, Nancy pushed through the door, head held high as she stormed to her car.

As was typical for Nancy’s aim, she scored a direct hit.

Steve, somehow, resisted throwing things.

“Can you believe her!?” He said, the second the doors were closed and Nancy safely out of eyeshot. “Coming in here like that!?”

He ran his hand through his hair, once, twice.

A third time for good measure.

“Yeah, that was seriously public for her.” Robin agreed, sliding up next to him. “Like really public.”

Steve shrugged, because well. Not really.

Not anymore.

But Robin didn’t know that, just like Robin wasn’t entirely familiar with the depths Steve’s parents went to save face. They hadn’t exactly had time to really dig into it all, given how fast the Vecna situation had hit after Starcourt and the sheer PTSD both incidents had caused.

Most nights they spent together was spent trying to avoid reliving nightmares, not discussing ones they were currently still living in.

A fact that Steve was more than happy to bring her up to speed on, but to do so involved a lot of backstory, and backstory involved Nancy, and God, he was fucking pissed at Nancy.

Soon it was an hour into his rant and he hadn’t actually gotten around to the sheer level of shit his parents would pull, too busy with Nancy and old echoes of ‘bullshit.’

He only stopped when Robin put a hand on his shoulder, shaking him ever so slightly.

“Dingus. You know I love you, and I know you’ve changed, but you do gotta admit, canceling at the last minute is kinda shitty and I get why they’re upset.”

It was like the carpet had been pulled right out from under Steve, yanked so quickly he’d have to pinwheel to keep his feet.

“What?” He said, eyes round in sheer surprise.

“I just mean like, I get your parents are dicks but,” Robin’s face screwed up, looking like she’d sucked a lemon. It was her “I’m going to say something you don’t like face” and it hit Steve like a punch to the gut.

“Our shift’s almost over and no offense, you’ve started to repeat yourself about Nance, and I get it! I do, memory shit is hard!” Robin’s hands moved as she talked, her bracelets jingling as if punctuating her point.

“But I also think admitting you double booked yourself on accident and just taking responsibility for it would help smooth things over. Middle ground, you know?” Robin waggled her hands in a gesture that, for the first time in a long time, Steve didn’t understand.

He found himself suddenly struggling to breathe.

“Are you--are you saying you think I didn’t tell them I had a trip already planned?”

Steve wasn’t sure how he managed to get it out. Wasn’t sure how he was doing anything, given the heat that was shooting through him, a hot mix of confusion and betrayal as Robin fidgeted to his left.

“No! Okay well,” The lemon face got worse for a second. “I’m just saying you did kinda forget to pick me up that one time, and you do kinda blame your parents when stuff like that happens.” She bit a nail, peering at him out of the corner of her eyes.

“I don’t--” Steve said, completely knocked adrift. “I…”

Robin didn’t believe him.

His Robin.

Who wasn’t--wasn’t exactly siding with Nancy, but wasn’t saying she was wrong either, or that she understood that this shit was out of his control, and in fact, was kind of implying that Nancy was right more so than Steve was and---and--

There was a ringing in Steve’s ears he wasn’t sure actually existed.

“I’m sure a lot of it is your brain injury. The doctors said your short term memory can take a while to fully come back and I totally get why you don’t wanna say that, I just, I think it would be better if--Steve?” Robin jumped back as Steve finally found his footing, swiping his jacket and punching out before she could catch how badly his hands were shaking.

“I’m leaving.” Steve told her, his own words a million miles away, entirely uncaring if Keith fired him.

Keith was likely going to fire him anyway, given Steve was about to ask for a week-long vacation not even four months after the whole Vecna ordeal.

“Wait, Steve, hey--Dingus! I wasn’t done, I mean, I had more to say I, dammit Steve--!” Robin called after him frantically as Steve bolted for the door.

Steve ignored her, aiming for the Beemer and swinging himself numbly into the driver's seat when he got it open.

Put the car in park and avoided Robin’s face entirely as he backed it out, punching the gas far harder than he needed to.

The Beemer roared in response, nose rising as it shot forward.

Robin was his best friend. His fucking--platonic soulmate, as she kept calling him. The very idea that she agreed with Nancy in general was a blow but in this?

Against his parents?

Nausea rolled angrily in Steve’s stomach, matching the sudden wetness that coated his eyes.

Angry and needing an outlet, Steve stomped hard on the gas, taking the next corner far too sharp and making the beemer fishtail, tires squealing .

He didn’t know where he was going.

He figured he’d find out when he got there.

xXx

Given what Steve knew about the universe at large, (nevermind Hawkins) it probably wasn’t the smartest thing to hang around the Quarry at night.

But then, summer was in full swing. Kids were home from college and itching to find a place to party without parental overhead.

Deep to the left side of the water, around a few bends and tucked oh so neatly out of sight, was a place where one could do just that.

Party.

This stretch had long been claimed by the college kids of Hawkins, and guarded zealously for it.

With the sheer number of drunk people whooping and hollering around the bonfires below the ridge where everyone parked their cars, Steve figured he was safe enough.

Even if he was up with said cars, sitting alone.

Not like it mattered. If a demodog or demogorgan or demo-fucking-dragon decided to come along, Steve had half a mind to just let it have him.

It felt easier than trying to fix the current mess his life was in.

So he sat up here, blowing through the alcohol he’d purchased from the one gas station that never carded, drinking his problems away.

(That also wasn’t the best course of action but with his parents home to spring the whole “vacation” ordeal on him, it wasn’t like Steve had a choice.)

He hadn’t grabbed a lot--had been so damn upset and struggling to hide it that he’d picked up a four pack of wine coolers instead of the intended beer he’d wanted. It was all he had though, and so he chugged the last bottle with a wince and wished he was a hell of a lot drunker than he felt.

Then promptly caught sight of the person walking towards him, and wondered vaguely if he was drunker than he felt.

Of all the people to come and offer him a can of beer, Steve would have never expected Tommy Hagan.

He eyed it and his old friend both, before slowly reaching out and taking the can.

“Heard you and your parents are doing CoHo this year.” Tommy said casually, leaning up against the front of the Beemer like it was old times.

“Yup.” Steve replied, drawing the word out.

“Angie Tideman’s parents are going, they’re bringing her ith .” Tommy said it casually, and had the good graces not to grin when Steve audibly groaned.

“Oh god.”

Tommy sucked on a lip, nodding absently. “Yeah.”

Then; “It gets worse.”

Steve, who now knew what this conversation was about, instantly began tearing into the beer can. “How can it get worse? You know what Angie’s like.”

Angie, whose full name was Angelina, lived a few towns over. Born to wealthy parents who doted on their beloved only child, Angie had more in common with your average shark than she did her fellow humans.

A comparison that, frankly, was unkind to sharks.

She was without a doubt the most selfish person Steve had ever had the misfortune of encountering, and the mere idea of being trapped in a room with her made his skin crawl.

Their parents were business buddies though, and god forbid he ever insult a business buddies kid,

“She goes to Purdue, you know, with me and Carol.” Tommy said, instead of answering directly. “We cross paths a lot, party wise.”

Steve stayed silent.

Knew how Tommy talked, how his stories meandered. Especially the juicy ones.

“She’s been talking a lot recently. Given you don’t look all that informed, I’m gonna assume the one person she hasn’t talked to is you.”

Steve gripped the can of beer, a sudden, sick fear blooming in his gut.

“Tommy.” He said mildly, not loud enough to really interrupt, but with enough force to let his former friend know to get to the point, now.

“Got all super fancy right before we left for summer break. Hair done, whole new wardrobe, nails, you know.” Tommy waggled his fingers playfully, but dropped them when Steve just stared. “Went full whore on us. I swear she was making out with any guy who even looked at her--”

“Tommy.” He repeated, this time a hell of a lot firmer.

Done pushing, Tommy let go of the proverbial bombshell. “Apparently you’re planning on proposing to her this summer. She’s gonna return next year as an engaged woman, with you in tow, because apparently, you got into Purdue. Congrats by the way.”

Tommy clapped him on the shoulder, right as Steve’s mouth went dry.

For the second time that day, he found himself fighting the burning heat of embarrassment and fury as it rolled through him.

“I’m proposing.” Steve said, as if saying it out loud would scare the very idea away. “To Angie.”

“Yeah we kinda figured you didn’t know.” Tommy said with a snide little grin. To the average outsider it was mocking, but Steve knew better.

Tommy was uncomfortable, because Tommy had understood what Steve’s parents had done.

“What I’d like to know is just how much Angie’s parents paid to get you into Purdue. That’s gotta be a minimum fifty thousand dollar donation at least.” Tommy removed his hand, to instead lean his shoulder against Steve’s. Like this was the old times, before they’d fought. “ I didn’t think they had that kind of money to throw around.”

A past conversation with his father struck Steve, running through the front of his mind like a bad horror movie.

“They sold the estate.” Steve said vacantly, the implications not quite hitting. “The one they’ve been trying to get rid of forever, over in Cape Cod.”

“Oh shit.” Tommy said, blinking as he too, recalled what was likely his father telling him the very same news.

“They sold the place on Cape Cod, and they used part of the funds to fucking buy me like a toy.” And yeah, saying it out loud, it definitely sounded bad. “I didn’t think Angie even liked me.”

“Does Angie like anyone?” Tommy asked, incredulously, but nudged Steve’s shoulder again when his joke didn’t net him the laugh he wanted.. “I mean, you had to know your old man had plans to straighten you out. He keeps getting mad at my dad, because the ass won't stop making jokes that I’m going to take over the company instead of you.”

“And this is it. Attaching me to Angie.” Steve said vacantly. “Because they know if I get married…”

He’d put his wife first. His family, first.

The one he’d wanted, dreamed of, since he first realized he didn’t have one.

He’d been playing checkers the entire time, too busy fighting fucking monsters and Russians to realize his parents had upgraded to chess.

In a dizzying array of mental connect-the-dots, Steve replayed the last years worth of conversations. All the odd little things they’d said. All the dumb things Steve had just ignored.

They’d warned him.

Had told him he better shape up, or they’d be forced to do something drastic.

That his parents hadn’t wasted all this time, effort, money on him, for him to throw away his life like he was.

“You better start acting right and figuring out how to get your life back on track, because you won’t like what happens if I have to fix it for you. You get a month Steven, and after that? Well. Just remember you forced my hand, Steven.”

They knew. They knew him, and what made him tick.

“I think the real question is what Angie’s parents see in you.” Tommy teased, but then they both knew the answer to that puzzle.

For all that Steve’s mom complained about her husband, the guy was a shrewd and calculating businessman. Those weekends, then weekdays, then more and more time away hadn’t just been so he could go screw his secretary.

Richard Harrington had fast tracked his business to the point where it was now getting attention. The business journal, ‘Top 50 Companies to Watch’ kind.

Even if Steve fucked up entirely, he was set to inherit a fortune and a business that would continue adding to it, for some time to come.

Provided he did what his parents wanted.

Such as marrying Angie.

Thing was, if his parents did what they always did, and held their wealth (his car, his home, his life and all the little things in it) against him like a gun to his head, if Angie got that ring around her finger?

Steve would bow to their whims.

Because they could fluster him into proposing so he didn’t embarrass Angie, and her parents and anyone else who’d undoubtedly be watching. They’d make a spectacle of it.

Because once he did propose, they wouldn’t let him back out, burying him under guilt trips and veiled threats until he was marched down the aisle in a groomsman suite and told to stand.

Because against all common sense, Steve wanted a family who loved him so desperately he’d chase it like a dog if he was presented with the opportunity and told to make it work.

It didn’t matter that Angie was selfish.

Steve would try anyway.

His parents were maneuvering him as easily as they had back when he was a kid, using love as a tool to get him to do what they wanted and even seeing the nose hanging from the rafters, they knew just the right words to get him to place it around his neck.

“Thought you’d wanna know.” Tommy finished, pushing himself off Steve’s car. “Before your parents sprung it on you.”

“Sonofabitch.” Steve hissed angrily, a million thoughts racing through his head, the heat of being caught in a trap blasting down his spine.

“Yeah.” Tommy added, rather unhelpfully. “But hey, given that you’re about to go on vacation to propose, why don’t we consider this,” here Tommy swept his hand, gesturing to the party below, “your proposal party?”

It was a downright horrible idea.

But then, Steve didn’t exactly have a better one.

Not when the world itself seemed against him, grinding its heel into his back and laughing about it.

He knew the drill. If he went down there, arm in arm with Tommy, then it wouldn’t matter that half those kids were from a few towns over, driven in by new college buddies.

They’d see him as a reason to get wild, absolutely uncaring that they didn’t know who the hell he was.

Steve needed that.

People who weren’t mad at him, buying into the easy lies his parents wove, or who didn't understand the games played against him.

“Fuck it.” He announced, standing up from the hood of his car as Tommy’s grin morphed into something he used to see in the days of old, back when they were sneaking drinks from their parents' alcohol cabinets. “This way at least I get a party.”

Not like his parents were going to let him have an engagement party. Or a bachelor party, or likely let his ass back into Hawkins.

No matter how long the engagement.

Tommy cheered, raising his arms to the sky and Steve grinned wildly with him.

He’d figure out how to get out of all this later--but for now, he wanted just a few damn hours where he didn’t have to think.

Not about his parents, or Angie, or possible attempts to force him into marriage, like this was the yee olden days and Steve was a Victorian maiden who needed to be brought to heel.

Likewise he didn’t want to think about the Party, or Russian torture, or how Nancy could be so damn smart in some things and downright stupid in others.

He absolutely didn't want to think about Robin.

“Hey boys and girls, look who I drug up!” Tommy yelled as they approached and soon, word had spread.

This was Steve’s proposal party, and he was here to get absolutely smashed (while encouraging everyone else to do the exact same, in his honor.)

Which would be how Eddie found him a few hours later.

Still at the quarry, crossfaded off his ass, a forty in one hand and a lawn dart in the other.

“Are you kidding me, Steve?” Eddie grit out, desperately trying to wrestle the lawn dart out of his hand. “You’re fucking partying with Tommy Hagan!?”

Steve blinked at him a few times, finally catching on that Eddie was in fact, actually there.

“When did you show up?” He asked, though given the wince on Eddie’s face and just how hard it had been to move his lips, Steve correctly assumed he’d slurred the shit out of the question.

Somehow, Eddie understood him anyway.

“Robin called me a while ago, gave me a list of places you might be. Almost skipped this one until I stepped out of my van to take a piss and heard the party.” Eddie explained, and somehow while doing so, he’d successfully gotten a hold of the dart.

He was now working on removing the 40 ounce.

Steve frowned, using his newly freed hand to grip it closer to his chest.

“Harrington.” Eddie warned, and oh, wow, they were back to last names huh?

Well why not, it wasn't like his night could get worse.

“This is mine, Munson.” Steve fired back, putting as much vitriol into Eddie’s last name as he could.

This did not detour the metalhead.

“Come on man, give me the bottle.” Eddie said firmly.

Steve shook his head stubbornly, enjoying the way his hair whipped at his face. “No.”

Another man stumbled over, a guy Steve absolutely did not know. He frowned, looking between Eddie and Steve.

For two seconds, Steve thought they might have trouble, and given the way Eddie was tensing, he clearly thought so too.

Instead, New Guy just kind of rocked on his heels. “Hey, shove off it, buddy. It’s this guy's bachelor party, let the man drink!”

Eddie’s face did something complicated then, pulling the sort of expressive looks only he could manage.

It was both adorable and hilarious, and if Steve hadn’t just been reminded of the very reason he was drinking, he’d have told Eddie so.

“Yeah!” He said instead, raising his hand in the air, toasting his bottle of forty against the other guy’s red solo cup. “It’s my proposalengagmentbachelor party!”

Given the second, adorable-slash-hilarious look on Eddie’s face, Steve assumed those words hadn’t come out right either.

“Okay.” Eddie said hands on his hips in a stance Steve was pretty sure Eddie had gotten from him. “Here’s what's going to happen. You’re going to put the bottle away. Then you’re going to give me your car keys, and then the two of us are going to my house to sleep whatever is happening here, off.”

At least, that's what Steve thought he heard. It was a pretty un-Eddie like speech, and Steve maybe, might have been the one to say it, because he maybe, might have been mocking what Eddie had actually said.

Maybe.

It was hard to know, given that Steve’s thoughts were a thick soup on a bit of a time delay, and he was having a hard time figuring up from down, let alone what Eddie had been actually saying.

Speaking of;

“When did I get into your car?” Steve asked, blinking as the van’s passenger seat appeared before him.

“Just now.” Eddie said, helping him in.

“Huh.” Said Steve, and then he maybe passed out a bit, because once again, he found himself awake and alert at a place that wasn’t where he’d just been.

“Come on.” Eddie said gently, one of Steve’s arms over his shoulder as Steve leaned heavily into him, guiding the jock up the stairs and into the small house he and Wayne now called a home.

The guy might have muttered a few things about bachelor parties along the way, but Steve was too focused on walking straight to really take notice.

Part Two

#lol remember when I said I wasnt posting parts to stuff until they were finished #THAT SURE LASTED LONG #pre steddie #steddie #steve harrington #eddie munson #0o0 fanfics #This is very Steve focused #TW his horrible parents #VERY hurt #comforts later #with eddie!#I really wanted to explore Steves Parents #in proper Rich Asshole Controling fashion #TW forced marriage #or mentions of #I also wanted to explore a lot of how the kids #and Nancy and Robin (who are also STILL kids #would react because sure they came up against monsters and the government #but neither of those things want you to like them #theyll let you know theyll eat you #Steves parents #like many rich dicks #want to isolate #want you to think theyre amazing #and its often the inner circle who knows whats up but are also caught in their own chokechain #hence the title of this fic #whiiiich is chokechain #stranger things #tw drinking

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