#but im paying a lot of money for it so im not just going to skip it

[notthewriteryourelookingfor]

My problems with this:

My minimum monthly expenses are 1,500-1,800 (I'm in Australia so if you're in the US or UK & are wondering ??? It's different here). So 3 months is $4,500-5,400. I'm disabled so i can only work part time and right now I'm on minimum wage. My wages are about $1,800-2,000 a month and before you suggest getting more hours or getting a side hussle: I am Disabled, I am working literally as much as I can, I am actually already working more than I should be and im in severe burnout so a lot of money saving tricks like "bringing food from home" is actually out of my ability right now. If u think im being lazy, I pray you never have chronic illnesses. I can usually get about $300 saved before I need to use it for something and I often have less than $10 in my account come pay day. Saving up $1K is unrealistic for me let alone $5K.

I literally only have my student debt, which is different in Aus than in the US. I am so poor I don't even qualify for a credit card or a loan and I'll never be able to pay off one if I got it.

Again, I can't save more than like $500 before I need it for an emergency. And you want me to save $10K+??? I barely made $30K last year and I have no savings

Again: no savings. I have no savings. I can't put money into a savings account if I have no savings. Also most savings accounts I've looked at in Aus have penalties if you remove money early

Investing??? Investing???? I can't even invest in things that make me happy and make life worth living like going to the fuckin cinema and you want me to invest??? I DONT HAVE ANY MONEY!!!

Again: I HAVE $0.00 TO SPARE

This list is so incredibly dismissive and put of touch with what people in poverty are experiencing. And I wouldn't even say I was "in dire need" I'm just "poor". You're like "Oh you know how you have your wages and then you have your spare wages and then you have your extra money?" Like ???? I barely have my wages???

For reference: minimum wage is $25AUD, which is $16.26USD, £12.97UK.

My rent is $700 a month, I pay $150 a month just to get to work on public transport.

Before you say "well don't have any subscriptions" I have 1, it's $10, it's for Dropout, it is my one thing that keeps me going tbh.

With all due respect: fuck off

Generally speaking, here are the order of financial priorities:

Build an emergency savings of at least 3 months worth of living expenses

Pay down all high-interest debts, such as credit card debts

Build an emergency savings of 6 months - year worth of expenses.

Place some of your savings in a high-yield savings account (or money market fund) that you can still access easily without penalty if you need that money.

Start considering investing in something that yields a higher rate of return, but requires that you let money just *sit* in that investment for months or years at a time (CDs/bonds/index funds/a 401k [which is really just a type of index fund usually]).

Learn how to let your investments just sit without constantly looking at them or worrying about them! This is a skill that requires time, practice, and sometimes research to develop.

As your circumstances change and your familiarity and comfort with investing grows, tweak your exact investment strategy as needed. (For example, shift some money from index funds to bonds as you get older, or move CD investments to stocks as interest rates go down).

[ammifanart]

Requests open again! Updates

Im opening up requests again since I got em down to 50! I had to delete a few because either they were not appropriate or just questions Im not really sure I could answer.

Yanno sometimes it's just like hm. I don't know I never thought about this question and Im not sure I want to, yanno?

But yeah! Feel free to go back into my inbox and ask for things you want. I have to try and make shorter comics, but I get in the habit of making things at least like 18 "panels" to have the characters breathe. But I have two wips for comics sketched out which are over on patreon now.

It's just refining them now but their so long omfg.

I will try get some shorter comics in here, but atm depression and such has hit me very hard due to people online being terrible people (an inevitablity on the internet) So I am trying to make a backlog up until the end of the month.

I also am stressed out due to needing to work and earn money this month to pay mah bills as per usual. (This shit is always a struggle for me, but I tend to manage. I just have to work super hard to cover it all and it stresses me out a lot)

Anyway! More to come, gonna try stay positive! This blog really makes me happy so thank you guys for the support.

[bitchfitch]

I'm getting a service dog in the new year! No matter what it takes. The current hurdle is the fact that the estimated cost for a service dog who fits my needs is 16k USD. Which is more than what I as a crippled tranny make in a year.

If you'd like to help, every dollar I make on commissions between now and bringing my pup home will be put towards this fund. Further information on prices and such are below the cut.

If you want to help but don't want blorbo art then here's a Kofi link. Thank you. Every dollar really does count.

An FAQ and the current progress towards the fundraiser is below the cut.

1600/16000

🟩🟩🟩🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪🟪

What does the 16k cover?

The puppy, the training education, some supplies, and some back up in case the first pup is deemed unsuitable for the work. (1 in 2 service dog prospects don't make it to the end of training unfortunately. I will be keeping the first dog even if it doesn't make it as a service dog because I know I don't have the heart to let go of a puppy after spending a minimum of a year working with it. but I don't have the housing/money for 3 rottweilers so if the second fails too I'll just have two really well trained dogs.)

What happens if you don't get the money?

I have some things I can sell, like my van, that will close the gap.

How are you going to pay for the dog's expenses after getting it?

My own expenses are extremely low, I've already determined that the dog will not cause excessive strain on my budget.

Why a Rottweiler instead of a lab or golden retriever?

I need a balance and alert dog, basically an animal who'll act as a counterweight to help stop me falling along with a handful of less breed specific tasks. I'm 250 lbs and can pick up and carry most people, I need a large heavy dog or else they're just going to fall with me instead of helping balance. rottweilers were chosen over other breeds who could do the job because of their short coats (it gets well over 110°f/43°c here, long coats are not an option) and calm, alert, protective

Why the name Jabalí?

My dad's family is from Germany, my mom's is from Mexico, If the dog is going to be German, then the name should be Mexican to honor that. (Also it's just a cute name. It means boar, and is pronounced Ha Va Le, like in jabalina)

How are you going to go about training?

I'm going to attend a localish service dog trainer education course. It costs about the same as hiring someone to do it professionally, so I might as well be the professional since im going to need a new service dog every 4-8 years until I die.

(it takes 2 years to train a pup, and the last few years of a dog's life can often involve eye, ear, or joint issues that make them no longer suitable to be a service dog. Instead they get to retire and have a lot of treats while they help train up the next pup. Rotties have a life expectancy of 8-12, 2 years for training and 2 for retirement means only 4 of actual work on the low end, and 8 at the absolute max)

Are you going through a proper breeder?

Yes, I have a list of a handful of breeders who health test, register, and show their dogs in schutzhund. As well as one who fits those criteria and has had pups go on to be service dogs.

How many blorbos do you need to draw to make it happen?

Using my average commission sale as a baseline: 267 total 241 to go.

[crazylittlejester]

*slides bowl of oranges across table*

I am requesting one (1) blorbo rant, please. Any topic of your choosing

HEHEHEHEHEHEHEHE IM BEING ENABLED!!! thanks for the ask :3

I’m gonna yap about Time and Twilight’s relationship in my emotional support modern AU

So Time is his uncle, however Twilight’s mom (Time’s sister) died when he was one and his biological father wasn’t around as an option to care for him, so he ended up with Time and Malon, which ended up working out well cos they can’t have their own biological kids but they still got to be parents (which HAD been something they wanted, and they’d been discussing adopting a kid, they just hadn’t anticipated they’d have to adopt their nephew). They’re the only parents Twilight has ever known, and they have a very good relationship with him. They don’t keep secrets from him, he knows they’re not his biological parents, but that’s never really mattered to him because he’s never felt anything less than loved. Time answered any and all questions Twi had about his biological mom, and there are pictures of her around the house because Time misses her a lot and it was as nice for him to be able to talk about her with Twi as it was for Twi to learn about her through him

Time and Malon raised him to be kind and respectful and to think for himself, they taught him to logically think through why things might not be the best decision when he asked for something instead of just shutting him down and saying no. Which is part of why they’re so close, because Twi could always expect a reasonable explanation for something if there was something he didn’t understand and he needed to ask a clarifying question and he never had to fear getting yelled at for not understanding. They were really supportive of everything he wanted to, whether that be after school activities or him temporarily dying his hair for a week before deciding it wasn’t as cool as he thought it’d be. He wanted a piercing at 17? Time and Malon didn’t care, they just wanted him prove that was something that he actually wanted and not just an impulsive decision and that it’s something he’d take care of. Tattoo? Sure, he just had do the research and find an artist and save up the money so he had time to think about whether this is something he was serious about (and then Time paid for it anyway because it was Twi’s birthday and he had always intended to let Twi keep the money he saved for something else because it was never about who paid, it was about making sure Twi would be able to save for a big purchase while still being able to pay for snacks and gas because Time wanted to make sure he’d be responsible when he sent his kid off to college))

Twi is very very close to both of them and like all of his friends are so in awe of this because Wars (who has no father but more than enough mommy issues to make up for it) and Sky (who gets along well with the people who adopted him at 14 but has his own issues from his bio parents) simply cannot wrap their heads around the fact that Twilight’s parents are his best friends. Like Time will text Twi to let him know he’s in the city the college is in and Twi will drop everything he’s doing to go grab lunch with him, Twi will literally call Malon and ask if she wants to see a movie with him because all his friends are busy and he wants to see something. Twi never feared them growing up, they never raised their voices at him, they may have had arguments because Twi was 13 once but Time and Malon stayed very calm and just sent Twi out to go chop some firewood until he calmed down enough to have a conversation because they wanted to give him an outlet for his frustration. They raised a very well rounded, emotionally mature young man and they’re very very proud of him and they miss him because he’s been off at school :( (he sees them in person once a week and calls them every night because he is a sad wet mess and he misses them too)

(also just as a funny little side note, it is a running gag in this au that Twi was TERRIFIED of the muppets as a kid, which is 100% Time’s fault, not that Twi blames him for it but it IS his fault alskdkkd)

[inkskinned]

you have to go to work so you can pay for your doctor, who is not taking your insurance right now, and if you say i can't afford the doctor's you are told - get a better job. it is very sad that you are unwell, yes, but maybe you should have thought about that before not having a better job.

(where is the better job? who is giving out these better jobs? you are sick, you are hurting - how the hell are you supposed to be well enough for this better job?)

but you go to the doctor because you had the nerve to be hurt or sick or whatever else. and they tell you that it is because you have anxiety. you try your best. you are a self-advocate. you've done the reading (which sometimes pisses them off worse, honestly). you say it is actually adding to my anxiety, it is effecting my quality of life. so they say that you are fat. they say that all young people have this happen to them, isn't it a medical marvel! they say that you should eat more vegetables. they say that you probably just need to lose a little more weight, and that you are faking it for attention.

(what attention could this doctor possibly give? what validation? that's their fucking job, isn't it?)

there is always a hypochondriac, right. someone always tells you about a hypochondriac. or someone who is unnecessarily aggressive during the worst days of their life. or someone looking "for a quick fix". or some idiot who wasn't educated about how to properly care for themselves who just abandons their treatment. and again, the hypochondriac, the overly-cautious hysteric. these people don't deserve to be treated like humans (right), and since you might be one of these people, you also don't get treated like a human. because those people can really fuck with the system, you now have to pay for it. and besides. you're actually probably faking it.

(more often than not, you find a 2:1 ratio of these stories. for every "hypochondriac", there are 2 people who knew something was wrong, and yet nobody could fucking find it. the story often ends with pointless suffering. the story often ends with and now it's too late, and it's going to kill me.)

you are actually just making excuses. someone else got that procedure or that diagnosis and he's fine, you should be fine too. someone else said they watched a documentary about other inspirational people with your exact same condition, maybe you should be inspirational, too. you're just too morbid. your pain and your experience is probably just not statistically concerning. it is all self-reported anyway, and you're just being a baby.

(once, while sitting down in the middle of making coffee, you had the sudden, horrible thought - i could kill myself to make the pain stop. you had to call your best friend after that. had to pet your dog. had to cry about it in the shower. you won't, but that moment - god, fuck. the pain just goes on and on.)

you know someone who went in for routine surgery and said i still feel everything. they told her to just relax. it took her kicking and screaming before they figured out she wasn't lying - the anesthetic drip hadn't been working. you know someone who went in for severe migraines who was told drink water and lose weight. you know someone who was actively bleeding out and throwing up in the ER and was told you're just having a bad period.

in the ER there are always these little posters saying things like "don't wait! get checked today!" and you think about how often you do wait. how often the days spool out. you once waited a full week before seeing the doctor for what you thought was a sprained wrist. it had actually been broken - they had to rebreak it to set it.

but you go into the doctor. the problem you're having is immediate. the person behind the counter frowns and says we're not taking your insurance. you will be paying for this out-of-pocket.

they send you home with tylenol and a little health packet about weight loss or anxiety or attention deficit. on the front it has your birthday and diagnosis. you think about crying, and the words swim. it might as well say go fuck yourself. it might as well say you're a fucking idiot. it might as well say light your money on fire and lie down in it. and the entire fucking time - the problem persists.

it's okay. it's okay, it's just another thing, you think. it's just another thing i have to learn to live with.

[boyfriendunsolved]

the new video was greatly needed if watcher had any hopes of staying afloat. unfortunately, this backpedaling does not change the fact that

1) high production "television quality" content is what they want to make

2) this content is evidently not what people want to watch (even post-apology i'm seeing a lot of people saying they liked bfu better than anything watcher has produced)

again, if they have a clear vision of what they want to make, that's great. but unless there's a market for that content, then it's not going to turn a profit, or break even for that matter. yes, artists deserve to be paid for their work, but art is always bought by people who want and have an interest in said art.

im an artist pursuing my dreams too, but i don't expect people to buy my niche paintings just on the principle that i am an artist creating what i want. if i wanted to make money from this and turn it into a business, i would take commissions and specifically create what other people want. that is what having any kind of artistic job is about, unfortunately.

it's great if what you want to create and what people want to see overlap, but that's not always the case. and i really fear this is the case with watcher and they won't pivot enough to fix any of their problems

[unnonexistence]

pacific rim did not have to go so hard with the aesthetic but it did. future tech but everything's scuffed and scratched up from constant use. hologram projectors with big clunky buttons and data storage disks that go ka-chunk. standard-issue PPDC everything. big wobbly hazmat suits. analogue nuclear-powered mechs. bioluminescence. monster goop everywhere. cities rebuilt around kaiju bones.

[specters]

customers are so wild because they'll grumble about the (optional) digital tip option on the card readers and straight up go "this is silly, there's no reason to tip you people" like 1) there is a "no tip" button right there and 2) some things you can just keep to yourself

[red-dyed-sarumane]

i need people to start paying me for every time they tell me "oh but ur arts so good ur wasting ur talent u need to do it professionally" wrong i need to do art to draw beautiful characters that not a single other person cares about while feeding every ounce of love i have into my work or to convey thoughts & feelings beyond words and to even think of doing otherwise is to deny my own nature "oh but u can do what u want and then sell it" why is everything about money to you why cant u just enjoy things at what point in ur life did u forget how to have fun

[koko2unite]

so many expenses this month and most of it isnt even for me :(

[theygender]

I've got too many games I want to play and not enough free time 😭 I still need to finish my BG3 playthrough but since Endless Ocean: Luminous came out I've been playing a lot of that instead. Also just got back into Wizard101 last night. Started playing House Flipper again last weekend. Still need to finish BOTW so I can start a TOTK playthrough and finish Pokemon Shield so I can start on Pokemon Violet. I've been fighting off the urge to start up a new Skyrim playthrough for weeks. My brother just told me that Paper Mario: The Thousand Year Door is getting ported to the Switch. And now I'm suddenly feeling inspired to replay DAI... And throughout all of this I'm also playing the hell out of DragonVale on my phone. Someone just pay me to play video games all day please

[britneyshakespeare]

you know someday i'm gonna feel so good when i have my student loans paid off

that ain't gonna be soon, trust me, but i think about it

[spaghett-onaplate]

it's literally not a good idea in any way shape or form but I want to get a second job in fast food

[carcarrot]

i guess im being offered the job lol

[caffeinatedopossum]

I always feel bad for being even a little dissatisfied with my circumstances and then I remember that most of the people around me (both irl and online) would probably go absolutely bonkers in my circumstances

[mothpdf]

crying on the public transport