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#Where to invest for beginners? Investment for beginners
personal-finance8 · 10 months
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Where to Invest I Index Funds I Beginners Guide
Where to Invest for Beginners? How to get started with investment? Is it good to invest in Index Funds? Let's answer these question in this video below.
Diversification is a key element of a balanced portfolio. There is a plethora of investment options to choose from and it is a good practice to invest your funds across different asset classes. An Index fund is like a mutual fund and exactly imitates an index (e.g., Nifty 50, Bank Nifty, Nifty Midcap, etc.). It thus helps in diversifying your investment and mitigates the risk of your equity portfolio.
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lemonthepotato · 27 days
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Cringe warning: very bad Esperanto.
Mi povas mergi min en Esperanto čar mi ne faris multe da progreso ekde 2019. Mi kredas mi komencis lerni en 2019, sed mi rezignis dum (por?) unua jaro. Mi rezignis la hispana, la franca, la japana kaj la irlandano čar… nu, estas evidente kial. Tro da lingvoj lerni (por lerni? Lerni sentas malgxuste.)
Sed, mi restis kun la Esperanto(n?) čar gxi estas facila. Mi volas lerni lingvon por la sakeo (that’s… is that seriously the word? Sakeo? I joked once that Esperanto is 80% English words with -o and the end and 15% other languages with o- at the end, but I digress) de lerni lingvon. Homoj diras ke tio estas malbono kialo, sed, kial? Estas amuza… ne estas krimo amuziĝi.
Honeste, mi estis (estis for ‘have been?’ doesn’t feel right…) uzi Google Translate por helpi min, sed ne por lambastono. nur por kontroli se mia gramatiko estas bona. Ne estas, evidente, sed… mi estas nesekura pri gramatiko. Mi scias ke gxi ne estas bona, sed gxi estas probable pli bona ol mi sed mi ne uzis gxin.
Cxiuokaze… mi havas punkton kun ĉi tio; estas malfacila mergi en konlang! Jes, mi povus aligxi servilo de Discord, sed… la embaraso. Mi estus kiel, “Bonvolu… mi estas…” kaj havas furzo de cerba! Cerba furzo? (Googling how to stutter in Esperanto. Great.) (also I’m realising I said bonvolu instead of… oh my god? Am I seriously forgetting hello? Oh, Saluton!)
Cxu mi probable lernu la lingvon de miaj lando, la irlandano? Probable, sed honeste? Neniu parolas la irlandano en la nordo. Ili apenaŭ en la sudo. (Ne estas sude, mi ne zorgas se Google translate diras alie… ne sentas gxusta.)
Cxu mi havas punkto kun cxi tio? Ne. Sed, hej, diras al mi kiel CLAPPED mia Esperanto estas. Kaj, jes, mi eĉ ne provis traduki clapped cxar gxi estas pli amuza al ne.
Mi estas tiel malbona pri Esperanto. Mi devas fidi al tradukistoj por helpo. Mi uzas Google Translate por helpi kun tempoj kaj gramatikoj, sed la vortoj estas plejparte el mia cerbo, se tio havas sencon.
Mi ne havas kialon pri ĉi tio. Mi supozas, ke ĉi tio estas testo de miaj kapabloj. La rezultoj? Tre malbona, sed, hej, mi afiŝos ĉi tio, ĉiuokaze.
Edit: after writing this post, I got an easy, actually video about languages recommended… lol
#lemons random rants#Esperanto#conlang#conlangblr#did I mention I want to learn Toki Pona too#anyway- point is with this post- it’s hard to immerse yourself in a conlang#because podcasts in Esperanto tend to be about Esperanto- for example#I dunno.#4-5 years and I still suck#yeah I know doing one duolingo lesson a day is probably why- but you’d think I’d be somewhat good after 4-5 years#I can read basic paragraphs in Esperanto but some words fly over my head.#I could probably read and understand ‘there was a fruit that was very yellow and juicy’ but could I write that sentence? er… unlikely#I also get tio/tiu and all that jazz mixed up#same with mia/miaj/miajn and all that.#I guess it’s kinda intuitive. sometimes I look at something and think ‘this doesn’t feel right.’#I have the same problem with art where I got really discouraged because people assume I’m a beginner#I’ve done art on and off since 2018. even before that I drew a lot in 2017 and 2016.#I’m just not that good.#same with languages.#sometimes I wanna learn music too.#but I make something super generic and repetitive. and give up. because I don’t know how to structure a song.#my instinct is to just add more and more but never change the er- core… melody?#this post took 20 minutes I could’ve been working on my writing or something.#it’s not laziness. I work really hard at my writing. I just struggle to invest time in anything else because… I’m not a natural at it. also#it strangely feels like slacking off when I do anything other than write#edit or proofreading#also I’ve technically cleared the entire Esperanto course on duolingo like five times#I like skipping to all the ‘big tests’ sometimes where they don’t give hints and they’re very long#as for my Toki Pona? Even worse! I know a lot of the words but not how to structure it. suli. laso. mi. jan. a. awesi(?). kulupu. Soweli#Soweli my beloved creature. insa? look point is I know some words but not how to structure things
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leadendeath · 5 months
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i think i'm feeling the spark returning for fursuit... haven't given up on my penumbra wip...
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tofupixel · 3 months
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⭐ So you want to learn pixel art? ⭐
🔹 Part 1 of ??? - The Basics!
Hello, my name is Tofu and I'm a professional pixel artist. I have been supporting myself with freelance pixel art since 2020, when I was let go from my job during the pandemic.
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My progress, from 2017 to 2024. IMO the only thing that really matters is time and effort, not some kind of natural talent for art.
This guide will not be comprehensive, as nobody should be expected to read allat. Instead I will lean heavily on my own experience, and share what worked for me, so take everything with a grain of salt. This is a guide, not a tutorial. Cheers!
🔹 Do I need money?
NO!!! Pixel art is one of the most accessible mediums out there.
I still use a mouse because I prefer it to a tablet! You won't be at any disadvantage here if you can't afford the best hardware or software.
Because our canvases are typically very small, you don't need a good PC to run a good brush engine or anything like that.
✨Did you know? One of the most skilled and beloved pixel artists uses MS PAINT! Wow!!
🔹 What software should I use?
Here are some of the most popular programs I see my friends and peers using. Stars show how much I recommend the software for beginners! ⭐
💰 Paid options:
⭐⭐⭐ Aseprite (for PC) - $19.99
This is what I and many other pixel artists use. You may find when applying to jobs that they require some knowledge of Aseprite. Since it has become so popular, companies like that you can swap raw files between artists.
Aseprite is amazingly customizable, with custom skins, scripts and extensions on Itch.io, both free and paid.
If you have ever used any art software before, it has most of the same features and should feel fairly familiar to use. It features a robust animation suite and a tilemap feature, which have saved me thousands of hours of labour in my work. The software is also being updated all the time, and the developers listen to the users. I really recommend Aseprite!
⭐ Photoshop (for PC) - Monthly $$
A decent option for those who already are used to the PS interface. Requires some setup to get it ready for pixel-perfect art, but there are plenty of tutorials for doing so.
Animation is also much more tedious on PS which you may want to consider before investing time!
⭐⭐ ProMotion NG (for PC) - $19.00
An advanced and powerful software which has many features Aseprite does not, including Colour Cycling and animated tiles.
⭐⭐⭐ Pixquare (for iOS) - $7.99 - $19.99 (30% off with code 'tofu'!!)
Probably the best app available for iPad users, in active development, with new features added all the time.
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Look! My buddy Jon recommends it highly, and uses it often.
One cool thing about Pixquare is that it takes Aseprite raw files! Many of my friends use it to work on the same project, both in their office and on the go.
⭐ Procreate (for iOS) - $12.99
If you have access to Procreate already, it's a decent option to get used to doing pixel art. It does however require some setup. Artist Pixebo is famously using Procreate, and they have tutorials of their own if you want to learn.
⭐⭐ ReSprite iOS and Android. (free trial, but:) $19.99 premium or $$ monthly
ReSprite is VERY similar in terms of UI to Aseprite, so I can recommend it. They just launched their Android release!
🆓 Free options:
⭐⭐⭐ Libresprite (for PC)
Libresprite is an alternative to Aseprite. It is very, very similar, to the point where documentation for Aseprite will be helpful to Libresprite users.
⭐⭐ Pixilart (for PC and mobile)
A free in-browser app, and also a mobile app! It is tied to the website Pixilart, where artists upload and share their work. A good option for those also looking to get involved in a community.
⭐⭐ Dotpict (for mobile)
Dotpict is similar to Pixilart, with a mobile app tied to a website, but it's a Japanese service. Did you know that in Japanese, pixel art is called 'Dot Art'? Dotpict can be a great way to connect with a different community of pixel artists! They also have prompts and challenges often.
🔹 So I got my software, now what?
◽Nice! Now it's time for the basics of pixel art.
❗ WAIT ❗ Before this section, I want to add a little disclaimer. All of these rules/guidelines can be broken at will, and some 'no-nos' can look amazing when done intentionally.
The pixel-art fundamentals can be exceedingly helpful to new artists, who may feel lost or overwhelmed by choice. But if you feel they restrict you too harshly, don't force yourself! At the end of the day it's your art, and you shouldn't try to contort yourself into what people think a pixel artist 'should be'. What matters is your own artistic expression. 💕👍
◽Phew! With that out of the way...
🔸"The Rules"
There are few hard 'rules' of pixel art, mostly about scaling and exporting. Some of these things will frequently trip up newbies if they aren't aware, and are easy to overlook.
🔹Scaling method
There are a couple ways of scaling your art. The default in most art programs, and the entire internet, is Bi-linear scaling, which usually works out fine for most purposes. But as pixel artists, we need a different method.
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Both are scaled up x10. See the difference?
On the left is scaled using Bilinear, and on the right is using Nearest-Neighbor. We love seeing those pixels stay crisp and clean, so we use nearest-neighbor. 
(Most pixel-art programs have nearest-neighbor enabled by default! So this may not apply to you, but it's important to know.)
🔹Mixels
Mixels are when there are different (mixed) pixel sizes in the same image.
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Here I have scaled up my art- the left is 200%, and the right is 150%. Yuck!
As we can see, the "pixel" sizes end up different. We generally try to scale our work by multiples of 100 - 200%, 300% etc. rather than 150%. At larger scales however, the minute differences in pixel sizes are hardly noticeable!
Mixels are also sometimes seen when an artist scales up their work, then continues drawing on it with a 1 pixel brush.
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Many would say that this is not great looking! This type of pixels can be indicative of a beginner artist. But there are plenty of creative pixel artists out there who mixels intentionally, making something modern and cool.
🔹Saving Your Files
We usually save our still images as .PNGs as they don’t create any JPEG artifacts or loss of quality. It's a little hard to see here, but there are some artifacts, and it looks a little blurry. It also makes the art very hard to work with if we are importing a JPEG.
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For animations .GIF is good, but be careful of the 256 colour limit. Try to avoid using too many blending mode layers or gradients when working with animations. If you aren’t careful, your animation could flash afterwards, as the .GIF tries to reduce colours wherever it can. It doesn’t look great!
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Here's an old piece from 2021 where I experienced .GIF lossiness, because I used gradients and transparency, resulting in way too many colours.
🔹Pixel Art Fundamentals - Techniques and Jargon
❗❗Confused about Jaggies? Anti-Aliasing? Banding? Dithering? THIS THREAD is for you❗❗
As far as I'm concerned, this is THE tutorial of all time for understanding pixel art. These are techniques created and named by the community of people who actually put the list together, some of the best pixel artists alive currently. Please read it!!
🔸How To Learn
Okay, so you have your software, and you're all ready to start. But maybe you need some more guidance? Try these tutorials and resources! It can be helpful to work along with a tutorial until you build your confidence up.
⭐⭐ Pixel Logic (A Digital Book) - $10 A very comprehensive visual guide book by a very skilled and established artist in the industry. I own a copy myself.
⭐⭐⭐ StudioMiniBoss - free A collection of visual tutorials, by the artist that worked on Celeste! When starting out, if I got stuck, I would go and scour his tutorials and see how he did it.
⭐ Lospec Tutorials - free A very large collection of various tutorials from all over the internet. There is a lot to sift through here if you have the time.
⭐⭐⭐ Cyangmou's Tutorials - free (tipping optional) Cyangmou is one of the most respected and accomplished modern pixel artists, and he has amassed a HUGE collection of free and incredibly well-educated visual tutorials. He also hosts an educational stream every week on Twitch called 'pixelart for beginners'.
⭐⭐⭐ Youtube Tutorials - free There are hundreds, if not thousands of tutorials on YouTube, but it can be tricky to find the good ones. My personal recommendations are MortMort, Brandon, and AdamCYounis- these guys really know what they're talking about!
🔸 How to choose a canvas size
When looking at pixel art turorials, we may see people suggest things like 16x16, 32x32 and 64x64. These are standard sizes for pixel art games with tiles. However, if you're just making a drawing, you don't necessarily need to use a standard canvas size like that.
What I like to think about when choosing a canvas size for my illustrations is 'what features do I think it is important to represent?' And make my canvas as small as possible, while still leaving room for my most important elements.
Imagine I have characters in a scene like this:
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I made my canvas as small as possible (232 x 314), but just big enough to represent the features and have them be recognizable (it's Good Omens fanart 😤)!! If I had made it any bigger, I would be working on it for ever, due to how much more foliage I would have to render.
If you want to do an illustration and you're not sure, just start at somewhere around 100x100 - 200x200 and go from there.
It's perfectly okay to crop your canvas, or scale it up, or crunch your art down at any point if you think you need a different size. I do it all the time! It only takes a bit of cleanup to get you back to where you were.
🔸Where To Post
Outside of just regular socials, Twitter, Tumblr, Deviantart, Instagram etc, there are a few places that lean more towards pixel art that you might not have heard of.
⭐ Lospec Lospec is a low-res focused art website. Some pieces get given a 'monthly masterpiece' award. Not incredibly active, but I believe there are more features being added often.
⭐⭐ Pixilart Pixilart is a very popular pixel art community, with an app tied to it. The community tends to lean on the young side, so this is a low-pressure place to post with an relaxed vibe.
⭐⭐ Pixeljoint Pixeljoint is one of the big, old-school pixel art websites. You can only upload your art unscaled (1x) because there is a built-in zoom viewer. It has a bit of a reputation for being elitist (back in the 00s it was), but in my experience it's not like that any more. This is a fine place for a pixel artist to post if they are really interested in learning, and the history. The Hall of Fame has some of the most famous / impressive pixel art pieces that paved the way for the work we are doing today.
⭐⭐⭐ Cafe Dot Cafe Dot is my art server so I'm a little biased here. 🍵 It was created during the recent social media turbulence. We wanted a place to post art with no algorithms, and no NFT or AI chuds. We have a heavy no-self-promotion rule, and are more interested in community than skill or exclusivity. The other thing is that we have some kind of verification system- you must apply to be a Creator before you can post in the Art feed, or use voice. This helps combat the people who just want to self-promo and dip, or cause trouble, as well as weed out AI/NFT people. Until then, you are still welcome to post in any of the threads or channels. There is a lot to do in Cafe Dot. I host events weekly, so check the threads!
⭐⭐/r/pixelart The pixel art subreddit is pretty active! I've also heard some of my friends found work through posting here, so it's worth a try if you're looking. However, it is still Reddit- so if you're sensitive to rude people, or criticism you didn't ask for, you may want to avoid this one. Lol
🔸 Where To Find Work
You need money? I got you! As someone who mostly gets scouted on social media, I can share a few tips with you:
Put your email / portfolio in your bio Recruiters don't have all that much time to find artists, make it as easy as possible for someone to find your important information!
Clean up your profile If your profile feed is all full of memes, most people will just tab out rather than sift through. Doesn't apply as much to Tumblr if you have an art tag people can look at.
Post regularly, and repost Activity beats everything in the social media game. It's like rolling the dice, and the more you post the more chances you have. You have to have no shame, it's all business baby
Outside of just posting regularly and hoping people reach out to you, it can be hard to know where to look. Here are a few places you can sign up to and post around on.
/r/INAT INAT (I Need A Team) is a subreddit for finding a team to work with. You can post your portfolio here, or browse for people who need artists.
/r/GameDevClassifieds Same as above, but specifically for game-related projects.
Remote Game Jobs / Work With Indies Like Indeed but for game jobs. Browse them often, or get email notifications.
VGen VGen is a website specifically for commissions. You need a code from another verified artist before you can upgrade your account and sell, so ask around on social media or ask your friends. Once your account is upgraded, you can make a 'menu' of services people can purchase, and they send you an offer which you are able to accept, decline, or counter.
The evil websites of doom: Fiverr and Upwork I don't recommend them!! They take a big cut of your profit, and the sites are teeming with NFT and AI people hoping to make a quick buck. The site is also extremely oversaturated and competitive, resulting in a race to the bottom (the cheapest, the fastest, doing the most for the least). Imagine the kind of clients who go to these websites, looking for the cheapest option. But if you're really desperate...
🔸 Community
I do really recommend getting involved in a community. Finding like-minded friends can help you stay motivated to keep drawing. One day, those friends you met when you were just starting out may become your peers in the industry. Making friends is a game changer!
Discord servers Nowadays, the forums of old are mostly abandoned, and people split off into many different servers. Cafe Dot, Pixel Art Discord (PAD), and if you can stomach scrolling past all the AI slop, you can browse Discord servers here.
Twitch Streams Twitch has kind of a bad reputation for being home to some of the more edgy gamers online, but the pixel art community is extremely welcoming and inclusive. Some of the people I met on Twitch are my friends to this day, and we've even worked together on different projects! Browse pixel art streams here, or follow some I recommend: NickWoz, JDZombi, CupOhJoe, GrayLure, LumpyTouch, FrankiePixelShow, MortMort, Sodor, NateyCakes, NyuraKim, ShinySeabass, I could go on for ever really... There are a lot of good eggs on Pixel Art Twitch.
🔸 Other Helpful Websites
Palettes Lospec has a huge collection of user-made palettes, for any artist who has trouble choosing their colours, or just wants to try something fun. Rejected Palettes is full of palettes that didn't quite make it onto Lospec, ran by people who believe there are no bad colours.
The Spriters Resource TSR is an incredible website where users can upload spritesheets and tilesets from games. You can browse for your favourite childhood game, and see how they made it! This website has helped me so much in understanding how game assets come together in a scene.
VGMaps Similar to the above, except there are entire maps laid out how they would be played. This is incredible if you have to do level design, or for mocking up a scene for fun.
Game UI Database Not pixel-art specific, but UI is a very challenging part of graphics, so this site can be a game-changer for finding good references!
Retronator A digital newspaper for pixel-art lovers! New game releases, tutorials, and artworks!
Itch.io A website where people can upload, games, assets, tools... An amazing hub for game devs and game fans alike. A few of my favourite tools: Tiled, PICO-8, Pixel Composer, Juice FX, Magic Pencil for Aseprite
🔸 The End?
This is just part 1 for now, so please drop me a follow to see any more guides I release in the future. I plan on doing some writeups on how I choose colours, how to practise, and more!
I'm not an expert by any means, but everything I did to get to where I am is outlined in this guide. Pixel art is my passion, my job and my hobby! I want pixel art to be recognized everywhere as an art-form, a medium of its own outside of game-art or computer graphics!
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This guide took me a long time, and took a lot of research and experience. Consider following me or supporting me if you are feeling generous.
And good luck to all the fledgling pixel artists, I hope you'll continue and have fun. I hope my guide helped you, and don't hesitate to send me an ask if you have any questions! 💕
My other tutorials (so far): How to draw Simple Grass for a game Hue Shifting
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sharemarketinsider · 16 days
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Mutual Funds vs Stocks: Why Mutual Funds Win!
Mutual funds offer several benefits such as professional management, diversification, convenient and easy investment, and lower costs, which make them a more attractive option than stocks.
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csuitebitches · 2 years
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On Being Well Spoken
I recently received a request about posting something regarding being well spoken.
Something you need to realise is that you’re not going to become well-spoken overnight. You need to practice on people. You need to SPEAK.
I used to stutter so badly that I could barely speak a whole sentence.
Flash forward a few years. I pitched my start up in front of a crowd, I joined Model United Nations in high school and college, I’ve been invited to speak on my entrepreneurial experience by some top universities in my country. It’s taken a lot to get here. And I’m still not where I want to be.
1. Apps to track progress and help you get better at public speaking
An app that you can use: “Speeko.”
I used to use this, it is beginner friendly and you can improve your public speaking skills as well.
2. Use topic generators
Go online and look up a topic generator. Generate a random topic, video yourself speaking on that topic. Don’t give yourself time to prepare anything - read the topic and start speaking. Set a time limit - you’ll realise that speaking for even 2 minutes can be quite difficult at times.
Not only does this make you realise that you may have limited language skills, but it will also make you realise exactly where you’re falling behind. Note down things in a journal.
- is grammar the issue?
- Lack of vocabulary?
- Too many filler sounds?
- Knowledge gap?
This is also a great idea if you’re at an intermediate level of learning a language/ polishing a language. Do this everyday and maintain a diary on your improvement.
3. Reading out loud
Select a news article or any article. Read out loud, slowly and steadily. Pronounce every syllable calmly.
A two minute read should take 5 minutes to read out loud. That’s how slow you should go. Not more than 4-5 words per breath.
Your tongue needs to get used to different syllables and sounds. Practice will help.
4. Talk in real life
Talk to anyone and everyone whenever you can.
Ask your barista how their day is going.
Ask your work or university security if they’ve had a good day and if they ate today.
Chat with your taxi driver about their life. I always start with asking them if they are from the city we’re travelling in. Even if you’re from that city, act like a tourist. Where are the best eateries? The conversation eventually goes to personal questions. How many children do they have, and what do they do? What do they like about the city?
You’ll learn the art of small talk only through practice. No book or guide can actually prepare you. You have to practice, practice and practice.
5. Diaphragm breathing
Diaphragm breathing is very important. Look up some YouTube videos for reference. You essentially breathe from your tummy (stomach goes in and out; not chest going up and down). This is a great calming exercise too.
6. Stuttering tongue/ jaw exercise videos
These are great because they really do prep your jaw and tongue well. The videos could include tongue stretches, placing your tongue on your palette correctly, etc. Search on YouTube.
7. Body posture
You really need to work on your posture too. Sit up straight. Back, STRAIGHT. Chin up, shoulders relaxed. Something as simple as posture can change your level of confidence.
8. Pranayama
A yoga exercise for breathing. You can find a guided video on YouTube for sure.
9. Vocabulary
Invest your time in expanding your vocabulary. There’s enough apps and games that can help you with that, if you aren’t fond of reading. A sign of being well spoken is having great vocabulary.
Start by looking up the synonyms of everyday words.
“I’m upset”
- how many different words can you find for upset?
“I had a crazy day today”
- one can easily use “hectic”, “chaotic” “lively” instead
10. Idioms
Idioms, phrases, sayings - look up common idioms in your language of choice. Aim to use at least 3 new idioms on 3 separate occasions in a week while you speak. You need to understand when and where you can use the idioms in your vocabulary.
11. Knowing when to switch
You can’t talk like a 50 year old heiress to a 10 year old child; you need to get down to their level.
If someone is clearly not a native speaker and is struggling to put words together, don’t use difficult words around them.
If you’re meeting with someone high profile, refrain from using slang.
The best speakers know when to switch their level of language.
You can’t use one singular type of speaking with everyone. You need to understand that there is a time and place for everything - and you’ll be able to switch like a pro only when you actually speak and start gaining experience.
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bitchesgetriches · 6 months
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{ MASTERPOST } Everything You Need to Know about Retirement and How to Retire
How to start saving for retirement
Dafuq Is a Retirement Plan and Why Do You Need One?
Procrastinating on Opening a Retirement Account? Here’s 3 Ways That’ll Fuck You Over.
Season 4, Episode 5: “401(k)s Aren’t Offered in My Industry. How Do I Save for Retirement if My Employer Won’t Help?”
How To Save for Retirement When You Make Less Than $30,000 a Year
Workplace Benefits and Other Cool Side Effects of Employment 
Your School or Workplace Benefits Might Include Cool Free Stuff
Do NOT Make This Disastrous Beginner Mistake With Your Retirement Funds
The Financial Order of Operations: 10 Great Money Choices for Every Stage of Life
Advanced retirement moves
How to Painlessly Run the Gauntlet of a 401k Rollover
The Resignation Checklist: 25 Sneaky Ways To Bleed Your Employer Dry Before Quitting
Ask the Bitches: “Can I Quit With Unvested Funds? Or Am I Walking Away From Too Much Money?”
You Need to Talk to Your Parents About Their Retirement Plan
Season 4, Episode 8: “I’m Queer, and Want To Find an Affordable Place To Retire. How Do I Balance Safety With Cost of Living?” 
How Dafuq Do Couples Share Their Money? 
Ask the Bitches: “Do Women Need Different Financial Advice Than Men?”
From HYSAs to CDs, Here’s How to Level Up Your Financial Savings
Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?” 
Speaking of advanced money moves, make sure you’re not funneling money to The Man through unnecessary account fees. Roll over your old retirement accounts FO’ FREE with our partner Capitalize:
Roll over your retirement fund with Capitalize
Investing for the long term
When Money in the Bank Is a Bad Thing: Understanding Inflation and Depreciation
Investing Deathmatch: Investing in the Stock Market vs. Just… Not 
Investing Deathmatch: Traditional IRA vs. Roth IRA
Investing Deathmatch: Stocks vs. Bonds 
Wait… Did I Just Lose All My Money Investing in the Stock Market? 
Financial Independence, Retire Early (FIRE)
The FIRE Movement, Explained 
Your Girl Is Officially Retiring at 35 Years Old
The Real Story of How I Paid off My Mortgage Early in 4 Years 
My First 6 Months of Early Retirement Sucked Shit: What They Don’t Tell You about FIRE
Bitchtastic Book Review: Tanja Hester on Early Retirement, Privilege, and Her Book, Work Optional
Earning Her First $100K: An Interview with Tori Dunlap 
We’ll periodically update this list with new links as we continue writing about retirement. And by “periodically,” we mean “when we remember to do it.” Maybe remind us, ok? It takes a village.
Contribute to our staff’s retirement!
Holy Justin Baldoni that’s a lot of lengthy, well-researched, thoughtful articles on the subject of retirement. It sure took a lot of time and effort to finely craft all them words over the last five years!
In case I’m not laying it on thick enough: running Bitches Get Riches is a labor of love, but it’s still labor. If our work helped you with your retirement goals, consider contributing to our Patreon to say thanks! You’ll get access to Patreon exclusives, giveaways, and monthly content polls! Join our Patreon or comment below to let us know if you would be interested in a BGR Discord server where you can chat with other Patrons and perhaps even the Bitches themselves! Our other Patrons are neat and we think you should hang out together.
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deerspherestudios · 2 months
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Hiya! I know you get this a lot, but I wanted to start off by saying how much I ADORE your work and that I genuinely cannot WAIT for day 3 of Mushroom Oasis. Your artstyle is so pleasing on the eyes! ٩(^‿^)۶ You might have been asked this before, but I was just wondering what programs you used when programming/making your visual novels ^^’
I love writing stories/drawing and I had loads of ideas bustling about making visual novels but have no idea where to actually start…
MUCH LOVE 💗💗💗💗
I use Ren'Py! It's incredibly beginner friendly and truth be told, coding is not my forte. I mostly looked at how my friend did it for Lift Your Spirits and kinda just worked with what I understood at the time!
Most of the time this is me working in Ren'Py:
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Dev ramble under cut:
I know the question didn't explicitly ask but just a teensy bit of unsolicited advice, I recommend starting with a script!
You can't make a visual novel without the novel part done first, and it helps to see if you really have something good enough for a finished game before investing the time and energy into artwork, coding, et cetera. You can even start writing before you figure out how to use Ren'Py, as the script can help motivate you to finish what you started! At least that's how it worked for me!
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Snom?
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Snom! While there isn’t a wide breadth of data about this relatively recently discovered species, there is little indication that they would be a bad pet. On the contrary, so long as you are able to provide them with a fresh supply of snow, they are pretty easy to care for!
Like many bug-type pokémon, snoms are a great size for a house pet. While the body of a happy and healthy snom is constantly coated in spikes made of ice (Shield), these spikes don’t appear to make handling them dangerous as they are rather dull. That being said, I hope any potential snom adopters don’t mind the cold! You might want to wear mittens when handling this species.
Snom care is not exceptionally difficult, but in most peoples’ contexts it may take a hefty initial investment. You see, snoms’ diets are made up primarily by snow that they scavenge off of the ground in frigid environments (Shield, Scarlet). Snoms can be picky about the snow they consume, preferring freshly fallen and pure snow (Scarlet). As a snom owner, there are two main ways you can provide your pet with this much-needed food. First and foremost, if you live somewhere where it snows regularly all-year, you could easily allow your snom to graze on snow outside (under supervision for their safety of course). If, like most people, you don’t live in such a place, a snow machine or even a shaved ice machine may suffice. I would consult with a veterinarian about what consistency of snow is best for snoms, but their main food source essentially being water makes their ease of care pretty great in the long run. Like mentioned earlier, their icy coating of spikes is a great health indicator: the bigger the spikes, the better feed the snom (Shield). As far as housing needs, there isn’t much of an indication about whether or not snoms need to live in places that are generally cold. They like to sleep in tree branches by suspending themselves in the air with sticky thread (Sword), so I would recommend providing your snom with lot of places to climb and rest, but so long as they are provided with sufficient snow to eat they should be okay. You’ll likely need to create a waterproofed eating spot for your snom, perhaps with a tarp, if you intend to feed them inside.
Snoms use the snow they eat for more than just subsistence: using specialize internal organs, snoms can extract frigid energy from the snow they consume and use it for self-defense (Violet). Their icy coat, generated from the snow they consume, acts as a disguise when they sleep, making them appear like an icicle (Sword, Violet). They can also use this energy to use the move Powder Snow to fend of predators, a mid-power move that has a 10% chance of freezing a target solid. This is by no means a harmless move, but it is the only threatening move that snoms know instinctually, so it doesn’t do much to harm their overall score. Generally, snoms aren’t that dangerous, let alone aggressive. As far as ice-types go, that makes them a great beginner pet.
As long as you have the means to provide your snom with a consistent supply of snow, they would be a reasonably easy pet to care for. They’re also pretty cute!
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gentlekalita · 1 month
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Best Props for BDSM
It’s your Gentle Domme Kalita here, excited to explore an essential aspect of BDSM that can elevate your experiences: BDSM props. Having the right tools can transform your sessions from ordinary to extraordinary, adding layers of excitement, trust, and intimacy. Whether you’re a curious newbie or an experienced player, this post will guide you through some of the best props to enhance your BDSM play. Let’s dive in!
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1. Bondage Gear
Bondage gear forms the backbone of many BDSM scenes. Here’s a look at some popular options:
Ropes: Soft cotton or hemp ropes are perfect for bondage, offering flexibility and comfort. Ropes can be used to create beautiful body harnesses or traditional ties. Remember to learn a few basic knots to ensure safety while creating stunning effects.
Cuffs: Padded cuffs are an excellent choice for beginners and seasoned players alike. They offer comfort while still providing a feeling of restraint. You can find them in velcro, leather, or chain variations for added style.
Hogtie Straps: These versatile straps allow you to bind your submissive in multiple ways. They can be adjusted to fit comfortably and securely, providing endless opportunities for effective and exciting bondage.
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2. Blindfolds and Hoods
Sensory deprivation is a thrilling aspect of BDSM that can heighten arousal and anticipation:
Silk Blindfolds: A classic choice, silk or satin blindfolds are not only comfortable but add an element of luxury to your sessions. They can amplify sensations and allow your submissive to focus solely on touch, sound, and smell.
Hoods: For a more intense experience, consider hoods that cover both eyes and mouth. These add an extra layer of sensory deprivation and can be a thrilling addition to roleplay scenarios.
3. Impact Toys
For those who enjoy sensation play, impact toys can add a delightful sting to your sessions:
Whips and Floggers: Floggers made from soft materials are a great place to start. They offer a thuddy sensation rather than a sharp one, making them ideal for those new to impact play. As with all props, ensure you understand how to use them safely.
Paddles: Wooden or silicone paddles provide a solid thwack! Start with lighter paddles and gradually work your way up to heavier ones as your partner becomes more accustomed to sensation play.
Canes: If you and your partner are ready for the next level, consider using a cane. They require a bit more skill, so be sure to educate yourself on safe practices before introducing them into your play.
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4. Sensory Play Items
Incorporating sensory props can elevate the connection and experience:
Feathers and Fur: Using feathers or soft fur can create an enticing contrast to the more intense sensations of bondage or impact play. They can be used to tease sensitive skin and provoke laughter or gasps of pleasure.
Ice Cubes and Warm Oils: Experiment with temperature play by incorporating ice cubes or warm massage oils into your scenes. The contrasts in sensation can awaken the senses and enhance pleasure significantly.
5. Roleplay Props
Roleplay can be a fabulous way to explore different dynamics within BDSM:
Costumes and Lingerie: Invest in a few costume pieces or alluring lingerie to embody your character fully. Whether it’s a police officer, a teacher, or a pet, the outfits you choose can enhance the entire experience.
Accessories: Consider using items like collars, leashes, or cuffs that match your roleplay theme. These elements can add authenticity to your scenario and deepen the power exchange.
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6. Aftercare Tools
Aftercare is a vital part of any BDSM experience. Consider these items for a nurturing environment post-play:
Blankets and Pillows: Create a cozy space where you can have your aftercare discussions and snuggles. Soft blankets help in making your partner feel warm and protected.
Hydration and Snacks: Stock up on water, herbal teas, or light snacks. Staying hydrated and nourished is crucial after a BDSM session, especially if it has been physically engaging.
7. Communication Tools
Effective communication is key, even when it comes to BDSM props:
Consent Forms: For those diving deeper into BDSM, consider having a consent form that outlines what will occur during the scene. This can foster trust and clarity.
Notebooks for Reflection: Use a notebook to jot down thoughts, feelings, and preferences after your sessions. This reflection can guide future play and enhance both partners’ understanding of their desires.
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✨ Join Me for More Adventures!
Are you excited to explore these BDSM props and enhance your experiences? I invite you to join my live camming sessions, where we can go deeper into the uses of these props, share tips and tricks, and create a community where everyone feels safe to explore their desires.
👉 Check my bio! 💖
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mookymilksims · 4 months
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ULTIMATE Realistic Money overhaul | Roleplay Guide | The sims 3
TYSM for 600+ subscribers on Youtube!
youtube
Introduction:
Hello everyone and welcome back to my channel! In today's video I'm going to show you how to overhaul the sims 3 economy, how to have complete control over your billing system, and how to have a more realistic money exchange mechanic! We will also be exploring how to go about a much more realistic renting/mortgage system. This guide has been a long time coming, it's very simple and beginner friendly, but to find all the mods it would take to set this up would be a pain for anyone trying to revamp their sims economy. I've playtested this mod setup for a couple of years, and I can never go back to the original EA economy and billing system. All of these mods work with each other in a synergy circle, they compliment, play off of, and enhance one another. All links will be included in my tumblr guide, and the comment leading to my tumblr guide will be pinned in the comments below. I recommend following alongside the guide and the video, especially if you do not speak english, so you can translate the guide to your native language, while still being able to follow along the video! If I am talking too slowly for you I highly recommend everyone to increase the video speed to x2, and slow it down at certain parts you need extra focus on. Don't worry, I won't be offended at all by this, I do it myself for tutorial videos.
First - Overhaul the sims economy.
No bills
First we need to get rid of the EA billing system. This is because we are going to add new mods that introduce much more realistic billing and rental mechanics. This also eliminates some core issues with the EA billing system. Such as having a large piece of land, but a tiny house, and your bills being upwards of 40k every couple of days. Utilities not being calculated properly. And being billed more because of your more expensive items on your lot. Since we are also overhauling the sims economy, the original EA calculations wouldn't make any sense anymore.
EVM Career Wages
This mod adds a much more realistic financial wage system. Since we have now removed EA bills, our sims wages need to be able to reflect the more realistic economy we are going for. Gone are the days of every Sim earning a fortune with a mere $45 per hour entry-level job. This mod adjusts the wages across all career levels to align with real-world standards, creating a more immersive gameplay experience.
With EVM Career Wages, climbing the career ladder feels genuinely rewarding as higher pay accompanies each promotion. This encourages players to strive for advancement and invest in their Sims' professional growth. Additionally, when paired with the UC mod, promotions become more challenging to attain, placing greater emphasis on the player's decisions and strategic gameplay.
Camo fairer priced groceries and books
Camo tweaked goods
Revamped Economy Essentials:
With Camo's Fairer Priced Groceries and Books alongside Camo's Tweaked Goods, the Sims 3 economy undergoes a significant transformation. These combined mods slash the prices of commonly purchased items, bringing a newfound sense of realism to the game. No longer will a single egg set you back $11; now, it's a mere $2, making grocery shopping a more authentic experience. The same principle applies to book prices, ensuring that essential items are now more affordable for Sims across the board.
This overhaul becomes even more impactful when paired with the Savvier Seller mod, which ensures that prices are not only reasonable for your household but also for the entire neighborhood. This adds a more balanced and lifelike economy, where every Sim can afford the necessities without breaking the bank.
taxi charge
simsmathew subway charger
Realistic Transportation Fees:
Combining the Taxi Charge and Simsmathew Subway Charger mods introduces a new level of realism to transportation in The Sims 3. Each time your Sims opt for a taxi ride or subway journey, they'll incur a small fee. This adds a layer of financial consideration, prompting players to rethink their Sims' commuting habits.
Immersive roleplaying opportunities emerge as players strategize the best way to navigate their Sims from point A to point B. Whether it's opting for eco-friendly methods like walking or biking, or planning a journey that involves a mix of walking and subway rides, every choice impacts your Sims' budget and experience.
This deeper level of engagement allows players to connect with their Sims on a more personal level, experiencing the journey alongside them and enjoying the rich scenery and interactions along the way. Now you'll be pushed to experience y
Ani tax collector
New Billing System:
The tax collector mod essentially allows you to create your own billing and taxing system. This mod introduces a scripted computer interface with customizable settings, allowing players to seamlessly implement various taxes and fees. From water and electricity bills to health insurance premiums and car payments, Sims will autonomously be directed to settle these financial obligations once the tax settings are activated.
For an added layer of realism and roleplay, consider situating these computers at opened rabbithole like the city hall. This not only streamlines your Sim's outing tasks but also enriches the gameplay experience, allowing players to engage in more dynamic and immersive storytelling.
I'm going to go in game and show you how I achieve this effect for a very quick and easy tutorial.
So because we turned off the EA billing system, we need to create our own bills, to still simulate having to lose money through our gameplay. You can place these new tax computers on an opened city hall rh lot (if you don't care for aesthetic then I recommend placing these in the basement), or another community lot altogether. Please note that if you place these computers on a cityhall RH lot, and you enable UC mod on that lot, you should lock the doors leading to the tax computers. This is because with SonyaJu's UC version, the sims working on the lot will be pushed to use the computers which will result in all of your sims being sent to pay their taxes throughout the day. You can lock community doors using Nraas Go Here, or nona lock community doors mod as an alternative.
Now that we have set up our computers, you click the settings and rename the computer. Rename this to any bill you want to pay. Here I am setting up a, Water, Electric, Phone bill, Car note, and Car insurance computer. Now I can click on tax collector > settings > edit multiplier.
Water = 0.8
Electric = 0.4
Phone - 0.2
Car note = 0.5
Car insurance = 0.6
these multipliers automatically calculate what you currently have available in your sims household funds, and deducts the "tax" based off of the multiplier. This adds a more logical calculations to what each individual household could actually afford, without being too overbearing on your funds loss. This make a much more realistic and immersive billing system actually possible in the game, that fixes a lot of the issues with EA billing system, and matches the new sims economy we have created with this combination of mods.
Which leads me to my next part. I pay all of these bills monthly in my game. This adds a much more immersive and realistic experience, and I even have to keep an eye on my sims budget throughout the month, like in real life. Sometimes, I may have to sell things or find any way to make extra money to pay my new bills, or pick which bill I have to pay if I can't afford them all. I give myself consequences if I can't afford certain things. When I show you how to use the new renting system, I'll even roleplay getting evicted as a consequence if I can't afford my rent.
Enhancement Miscellaneous Mods:
The collection of these next mods serve to either rectify the Sims economy hiccups or introduce a fresh layer of roleplay, prompting players to reassess their spending habits and EP career choices.
Some of these mods make purchasing certain items actually reusable like bubble bath products and painting supplies. While others make certain careers have higher payouts which makes the wages for that career make more sense and become more satisfying so you'd actually want to work at it. This also enhances rags-to-riches playthroughs, rendering them more intricate and gratifying.
For instance, with these mods combined, the necessity for pets to rely on manually refilled food bowls instead of random props elevates pet care to a level akin to caring for a toddler. This makes having a pet a lot more impactful in your household, as well as financially.
In general, all of these mods balance back out certain EA default settings, which slowly begins to push together a more and more realistic economy.
I will place the mods you want to add on the screen, and all the links will be provided in the tumblr guide.
speedo higher concert payouts
picnicbasketpricechange
bubble bath runs out
pet bowl needs food
Nona always more gigs 3 times money
wildflowernerf per value
Double money highchancs faster mooch skill
painting needs supplies
painting costs money
government benefits and service
This mod is tailored to amplify the immersive experience of playing as lower-income households in The Sims 3. This mod introduces a plethora of meticulously scripted game mechanics designed to add depth and realism to the struggles and triumphs of impoverished Sims.
One standout feature is the ability to establish child support payments, calculated with precision based on the target parent's income. This introduces a compelling dynamic for players who wish to roleplay scenarios involving relationships with wealthier partners, where child support checks become a lifeline for sustaining the family's livelihood, as an example.
Furthermore, Sims can now apply for various forms of assistance such as health insurance and Electronic Benefit Transfer (EBT), opening up new avenues for navigating the challenges of financial hardship within the game. These additions inject a newfound sense of complexity and realism into rags-to-riches playthroughs, providing players with additional gameplay mechanics to consider and explore. You'll find yourself embarking on a journey of resilience and resourcefulness as you guide your Sims through the highs and lows of economic adversity in the game.
If you are following my guide step by step consider applying these tweaks to the xml's.
As an added note, I no longer add a health insurance tax collector computer, as with MonocoDoll's new GA mod poorer sims can get affordable health care, and sims who do not qualify for this have a good job where I imagine the job offers it's own health insurance instead. So because of this new mod addition, this eliminates the need to set up health insurance payments for my households.
Second - Career's addon's
Gamefreak's check for work
job overhaul
lemonaise 50 jobs offer
These mods revolutionizes the Sims' job acquisition process, enhancing realism and depth. This also enhances the effectiveness of attending university. Without a degree, Sims may struggle to secure certain jobs and will always start at entry level.
The mod introduces a comprehensive interview and application process, typically lasting about an hour in-game, during which Sims disappear into the rabbit hole. Sims can attend resume building and interview classes to improve their chances of employment, mimicking real-life strategies. Uploading a resume, particularly a University Life degree, significantly boosts job prospects.
Maintaining cleanliness, hunger, and a positive mood is crucial as neglecting these factors decreases the likelihood of job offers. The "check for work" option allows Sims to scout for job openings beyond the replaced job hunting UI.
Lemonaise's 50 Jobs Offer expands job opportunities, reflecting the realistic scenario where obtaining desired employment may require starting elsewhere. Just as in real life, a degree does not guarantee the desired job immediately, necessitating patience and flexibility in career pursuits.
This mod combination adds layers of realism and challenges, making Sims' lives more expansive and rewarding. Achieving dream jobs becomes a testament to perseverance and hard work, enhancing the sense of accomplishment for players.
Ani's job board
Ani's Job Board introduces a WA-inspired board object that fills the gap left by missing opportunities in UC mod. With UC's scripted behaviors for work, some autonomous opportunities were removed. However, this mod remedies the situation by providing Sims with a platform to browse and undertake additional work and school opportunities. Now, players have the autonomy to choose whether to pursue these extra projects, adding depth and flexibility to their Sims' lives.
Nraas Careers
Nraas Careers is a mod that expands the possibilities for Sims by enabling custom careers and establishing a homeworld university. While the details of setting up a homeworld university can be explored in another video, this guide focuses on how this mod integrates custom career opportunities with UC. With Nraas Careers, players can seamlessly bind custom careers to EA careers, unlocking a wealth of new professional paths for their Sims within the game. What this means in basic terms, is that UC works by adding a number of objects sims use on a lot, to increase their work/school performance. If you are playing as a custom career, UC won't know which objects can increase that careers performance if the career hasn't been bonded to an EA career.
Sonja's UC
Sonja's UC is an enhanced iteration of Zerbu's UC mod, designed to optimize the original mod's scripting for improved performance and stability. While still a work in progress and subject to occasional issues, this update enhances the main features of the mod, resulting in faster and smoother gameplay. Sims now spend less time deliberating their actions, experience reduced lag before heading to work, and are not as rigidly constrained to complete tasks. Instead, they are encouraged to take breaks and socialize, mirroring real workplace dynamics.
Although ongoing testing is underway, I recommend trying out this version as it also introduces additional modded script objects to careers. Setting up the mod in-game is straightforward and can be easily demonstrated.
zoeoe flower arranging
knitting
pheobejaysims take sims to court
pheobejaysims betting
On the Screen, will be a selection of miscellaneous mods that enrich your gameplay experience by introducing custom playable careers and intricately scripted mechanics.
With these mods, you can immerse yourself in diverse professions such as modeling, flower arranging, or managing a home-based Etsy-style knitting business. Additionally, you have the opportunity to delve into the legal world as an attorney or explore the unique avenue of earning money through litigation against other Sims and establishments.
For those inclined towards risk and excitement, Phoebejaysims' Betting mod allows for a full-time gambling lifestyle, leveraging specific store objects to enhance the thrill of the game.
These mods significantly expand the scope of gameplay possibilities, offering players a plethora of new career paths and immersive money mechanics to explore and enjoy.
Third - Biggest gameplay changes and fixes
Bank mod
Otherwise known as the non-core global banking mod, this mod is a game-changer in how you manage money in The Sims. This mod allows you to establish a bank account for your Sims, complete with essential banking functionalities like deposits, withdrawals, and money transfers.
I'll guide you through setting up a new renting and mortgage system in-game, offering alternative perspectives on cash handling, including household funds versus bank account funds. Additionally, I'll show you how to separate all Sims' incomes and present an edited version where the bank account resembles a debit card in your Sims' inventory.
Let's dive into these transformative features that will revolutionize your Sims' financial management experience.
How to make a bank account.
Simply click on a computer, whether on your home lot or community lot. Navigate to online banking interaction > Open Account. $25 will be deducated automatically, and you will have a new bank account in your sims inventory.
How to create a landlord.
Simply select any sim you would like to be your new landlord. Using Nraas MC > Make Active, you can then open a bank account for the selected sim you've chosen to be your landlord.
How to pay rent.
Once the bank account has been sucessfully opened you can go back to your original active household. Then select the bank account in your sims inventory > Transfers, if you are friends with the landlord then select "Sims you know", if you are not friends with them then select "in your neighborhood". Navigate the list to find your new landlord, then send them your rent or mortgage for the month.
How to separate income.
Using this banking system I separate my sims money by having their bank account as their debit card and their household funds as their cash on hand. I typically, split up the funds reasonably between everyone's bank account in the household. This leaves $0 in the household funds. Once a sim is done with their work day, the exact amount of money they made for the day will go straight into your household funds. From there, I deposit that money into their bank account. It only takes a couple of seconds and is very simple.
As an added note, when sending the sims out and about in the world, I'll need the money from their account in the household funds so that they are able to spend money. So I quickly withdraw a random amount of money I think they will need for the outing, allowing them to actually buy what they want from the community lots. For extra immersion, consider adding a deco ATM machine, to simulate where your sims would be withdrawing their money from.
Just as promised, I told you how I would roleplay an eviction process, using this new renting system. If my sims cannot pay the rent, and they ask their landlord to an outing, if the landlord does not have a good time then I only get 1 sim month to leave the home or pay rent for both months. If the landlord does have a good time, then I imagine they allowed me to skip my rent payment for that month. If I still don't have rent money by the end of the month, I move my sim to a 10x10 empty lot somewhere in the world, and have my sim live out of a tent, or shady motel (set as a base camp), until I can afford to move into another home. If I choose to live in a motel, while the base camps are free to stay in, I create a custom role titled "Motel front desk", open that sim a bank account, and then pay them $100 weekly, while this is still a payment it is much cheaper than my sims rent that we couldn't afford, and still allows me to roleplay money being lost. If I don't have to be completely homeless then I won't, if I have $0, then I will.
nraas consigner
nraas register
Nraas Consigner and Nraas Register are essential mods that address the shortcomings of the register systems in the base game. Consigner enhances gameplay by introducing the option to make all items consignable, simulating a realistic thrift store or pawn shop experience. Meanwhile, Register adds extra checks to ensure Sims are correctly assigned, along with providing additional population controls beyond the capabilities of Story Progression. Whether or not you utilize other mods, these fixes are indispensable for enhancing your gameplay experience.
Exciting Update Alert!
@olomaya on Tumblr is currently developing an innovative new renting system for the game, which promises to offer Simmers a wide array of options for money roleplaying. This upcoming system represents a significant evolution in gameplay mechanics, potentially replacing older systems and providing fresh opportunities for immersive financial management.
Stay tuned for a comprehensive guide on this mod, which will delve into its functionalities, compatibility considerations, and potential replacements for older mechanics. Until this mod is developed, playtested, and released, I'll be using this system that I have set up and just showed you guys in this video!
So this concludes everything that I wanted to show you guys! You now know how to set up a more realistic billing system. Renting/mortgage system. You've learned how to add and roleplay more complex money gaming mechanics. You've overhauled your wage system, as well as your cost of living economy in the world. And none of these are too overbearing, with just a little bit of set up, you'll have an ultimate realistic economy and money system in your sims 3 from now on! Thank you all for joining me, thank you for 600 subscribers, and thank you for your love and support! I'll see you all in the next video!
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h-sleepingirl · 7 months
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Milton Erickson and a Rabbi Walk into a Bar... (Essay)
Finally, I've finished this essay about connections I'm finding between hypnosis, Judaism, magic, and intimacy. It's ~4.5k words, extremely "me," and I'm really thrilled to share it. Enjoy!
--
My weakness is getting deeply invested in very niche topics.
Hypnosis was my first and most lifelong obsession. It was my confusing, shameful sexual fetish that I eventually took by the horns and -- through my desire to learn as much about it as humanly possible -- turned into a job. But not a normal sex work job where I do hypnosis for money -- a weird job where I just teach about it. The kink community, and the further-specific niche where people want to hypnotize each other during intimate experiences, became my home.
But the value of study doesn't really come from the quantity of people I'm able to engage with. It comes from the way it enriches my life. It creates and benefits from the capability to see overlaps between all of my various interests.
On the surface, it may appear that two skills have no relationship. But the deeper you get into each one, a synthesis appears.
At a certain point when you are learning hypnosis, all seemingly-unrelated information seems to fit effortlessly into your hypnotic knowledge. You can listen to a song and suddenly you learn something new about how to hypnotize someone. Maybe it was a lyric that gave you an evocative emotional response; maybe it was a pattern in the music that you thought about replicating with the rhythm of your hypnotic language.
Over a decade into my own hypnosis learning, I got very lucky and found a second passionate home in communities of Jewish text study about a year ago. I started from almost zero there and found myself again to be a greedy novice, obsessed with digging into it.
Of course, as I got further, it became that I read a page of Talmud (a text of rabbinical law and conversation) and suddenly I learned something new about how to hypnotize someone. And as I progress, it is starting to go the other way: I learn about Torah study by reading about hypnosis and intimacy.
There are two directions this essay can be read. “How can intimacy and hypnosis teach us about Jewish text?” And, “How can Jewish text teach us about intimacy and hypnosis?” One half is of each part written by me as an authority, and the other half is by me as an avid novice. The synthesis of these two parts of me -- just like any synthesis between concepts -- may perhaps create something new.
Models
I’m sure most communities have a version of the idiom, “Ask three people a question and get five answers.” For a long time, this was a source of frustration for me in the hypnosis community. Is hypnosis a state of relaxation and suggestibility? Kind of, but also no. Is it more accurate to say it is based on unconscious behaviors and thoughts? Well -- kind of, but also no. 
So what is it? Well, it’s probably somewhere in the overlap of about 20-30 semi-accurate definitions and frameworks for techniques -- what we’d call “models.” Good luck!
Why is hypnosis so impossible to define and teach? How have we not found a model that we can all agree upon yet? I think many people share this confusion, and it's complicated by the fact that most sources for hypnosis education teach their model as the model. It makes sense -- it would be difficult to teach a complete beginner a handful of complex frameworks with which to understand hypnosis when that person is just trying to muddle through learning “how to hypnotize someone” on a practical, basic level.
…Or would it be? By the time I got involved with Jewish study, I had long given up on chasing the white whale of some unified theory of hypnosis. I was firmly happy with the concept that all ways to describe hypnosis are simply models -- and all models are flawed, while some models are useful. I was delighted, when entering Jewish community spaces, to hear the idiom, “Three Jews, five opinions.”
This concept is baked into Jewish text study, in my experience. You can look at any single line in Torah and find innumerable pieces of commentary on it, ancient and modern, with conflicting interpretations. Torah and other texts are studied over and over -- often on a schedule -- with the idea that there is always something new to learn. And this happens partially by the synthesis of multiple people's perspectives adding to and challenging each other, developing new models. My Torah study group teacher always starts us with a famous line from Pirkei Avot, a text of ethical teachings from early rabbis: “If two sit together and share words of Torah, the Shekhinah [feminine presence of God] abides among them.”
The capacity to develop and hold multiple interpretations at once enriches your relationship with the text. So too do I believe that being able to hold multiple interpretations of what hypnosis is and how it works enhances your skill with it. It is not a failure of the system -- it is the best thing about it.
Intimacy
It is intentional to make the distinction of “relationship with the text” -- not “relationship to the text.”
My job on the surface is to teach hypnosis, but the meta goal is to simply teach something that helps people develop profound intimacy with others. I think that hypnosis is a kind of beautiful magic that is well-suited to this, but it’s not the only path to take.
One of my favorite educators, Georg Barkas, describes themselves as an intimacy educator who teaches rope bondage. Their classes and writings are highly philosophical and align closely with my own ideas about intimacy -- as well as my partner’s, MrDream, from whom I’ve learned so much. I frequently cite Barkas when I talk about hypnosis because I feel the underlying ideas they have about rope bondage are extremely applicable to all kink and intimacy -- and I will continue that trend here.
Barkas recently published an excellent essay looking in detail at the concept of intimacy itself. They posit that our first thought of intimacy is usually about a kind of comfort-seeking and familiarity. That’s contained within the etymology of the word, and socially it’s what many of us think of when we define our relationships as “intimate”: settling in to engage with a partner who we love, know, and understand.
But, Barkas asks, what if we place this word into a different context? They talk of how in scientific endeavors, the goal of “becoming familiar with” is unpredictability and discovering things that are surprising and unexpected. This perhaps offers a different view of intimacy: intimacy where you do not engage with your partner as though you know everything about them; intimacy where being surprised by them and learning something new is the goal.
My partner MrDream teaches about this often in hypnosis education: approaching a partner with genuine curiosity and interest -- “curiosity” implying that you don’t know what to expect, with a positive connotation. There is a kind of delicate balance between being able to anticipate some aspects of what is going to happen hypnotically -- to have a general grasp on psychology and hypnosis theory -- versus holding tight to a philosophy that neither you nor the hypnotic subject really knows how they are going to respond. The unexpected is not to be feared, but celebrated and held as core to our practice. Hypnotic “subjects” (those being hypnotized) who can relax their expectations will often have more intense experiences.
Thus we come to the first time in this essay where I mention Milton Erickson, my favorite forefather of modern hypnosis. Erickson was a hypnotherapist active through the 1900s and is famous (among many things) for presenting a model of hypnosis that wasn’t necessarily an authoritative action done to a person, but a collaborative and guiding action done with a person.
In his book “Hypnotic Realities,” he talks about how his view of clinical hypnosis is defined by how the therapist is able to observe each individual client and directly use those observations to continually develop a unique hypnotic approach with them. The client’s history, interests, and modes of thinking are utilized for the trance, as well as any observable responses they have in the moment. For example, a client with chronic pain may have the frustration they express over that pain incorporated into the trance. This is in deep contrast to hypnosis where the therapist comes in with any kind of “script” or formula to recite ahead of time.
It’s important to Erickson’s model that the therapist doesn’t know exactly what to anticipate, and it’s also important hypnotically that the same is true for the client. A common “Ericksonian” suggestion is, “You don’t have to know what is going to happen, and I don’t know either.” In order to develop the most effective approach with each patient, Erickson would enter into a session with some presumed knowledge, but ultimately learning -- not assuming -- how to best hypnotize each individual person.
We circle back to the phrase, “a relationship with Jewish text.” In my opinion, engaging with Torah is exactly this kind of intimacy. Torah is something we come into in order to poke and prod at it, to interact with it and to see how it interacts back at us. The teacher of my study group always cites a model where Torah itself is a participant in our partnered learning and group discussions. We ask it questions, we push its boundaries, we strive to glean something new and yet unseen. A line that may seem simple on the surface can reveal much more when we explore its context or put it into a different context entirely. 
This is easier for me to say as someone who is coming into learning Torah for the first time, but I am able to look ahead to when I will be fully familiar with the text and still be able to take this expanded definition of intimacy with it. Not coming to it without a sense of comfort, but still engaging with curiosity. MrDream teaches a model for hypnosis that is based on the idea of exploration -- exploring your partner no matter how long you have been with them. You are always coming to them as a different person, shaped by your ever-growing experiences and identity, and your partner changes as a human as well. I believe Torah is also dynamic in this way, as the context within which it exists -- and the way we interpret it -- is constantly shifting.
Ritual
I have been engaging with spiritual ritual on and off for as long as I’ve been learning hypnosis. The concept of magic has always been alluring to me -- not from a motivation to meet specific goals, but for something more difficult to pin down. I like that ritual, in an esoteric framework, is about looking at various metaphors between ingredients and actions; a candle representing an element of fire which may in turn represent intensity, or purity, or something else. Drawing meaningful connections between concepts like this is a skill I’ve developed in parallel with hypnosis, as well.
I was recently talking with a friend of mine who is also interested in esotericism -- we were sharing our frustrations with various books on magic and ritual. We wondered why so many sources would go on to teach prescriptivist formulas and associations, and not much else. Do this, and that will happen. This symbol represents that. My friend and I agreed that the ritual value of ingredients comes from how you personally assign meaning to them -- but why was everything always trying to teach us their meaning, as opposed to teaching us how to cultivate our own associations?
A week or so later, I happened to go to an excellent class that explored whether or not there was a place for smudging and smoke use in modern Jewish ritual. The teacher first took a careful, measured approach towards looking at indigenous smudging practices and the concept of appropriation. What followed was 30 minutes of history and text exploring examples of smoke in early Judaism, and then 30 minutes of a handful of interpretations of what “smoke” could mean and represent with relation to Jewish ideas -- directly practical to modern ritual. It was utterly excellent and immediately profound for me, as someone who has been yearning to blend my experience with esoteric ritual with my relationship with Judaism.
Observant readers will note that through this essay I speak passively about Judaism -- I am a patrilineal Jew, which for better or worse means that it is not a simple matter to say, “I am ‘fully’ (or ‘not’) Jewish.” (I am in the beginnings of working with a Conservative rabbi -- who affirms that I’m Jewish -- to make my status halachic [lawful], which is deeply exciting.) Opinions on that aside, a relevant piece of information is that the Jewish holiday we celebrated most consistently when I was growing up was Chanukah. While a lot of Jewish practice has been something I’ve been striving towards as an adult, Chanukah has always been “mine.” It was fast approaching after this class, and I felt motivated to use my newfound knowledge to make more ritual out of lighting the candles.
I was deeply surprised when all I did was light a stick of incense before saying the blessings over lighting the menorah, and my experience transformed into something intense. I smelled the incense and couldn’t help but think about what I’d learned about the Rambam’s commentary that incense in the time of the Temple was about making the Temple smell sweet to pray in after the burning of sacrifices. I thought about what I’d learned about the presence of God being smoke and clouds to the ancient Israelites. I thought about things I’d learned from other places -- hiddur mitzvah (the value of beautifying a practice), and a midrash (parable) about God loving the light and rituals we do in a very personal way simply because they are from us.
Esoteric ritual has often felt to me like exerting effort in making the associations of ingredients work for me. But this was effortless. I was doing something that was entirely my own, solidly founded by the broad and deep study I’d done, by my personal relationship with the concepts, by my identity.
In other words, the power behind this ritual came from knowledge, and the knowledge came from my intimacy with it. And that intimacy was not just with the study I had done -- it was also the process of being surprised in real time by what I was learning through the ritual itself.
Hypnosis gains “power,” in so much as we let ourselves use the term, through these same acts of intimacy towards knowledge. It operates directly based on various ingredients: how much we know about hypnosis theory itself, general psychology, the person we are working with, and ourselves. Hypnosis is a ritual -- it is setting aside special time to do something with a collection of ingredients that you have personal associated meanings with. If you can’t connect to those deeply enough, it won’t reach its full potency.
Knowledge, Perception, and Unconsciousness
One of my favorite concepts to teach in hypnosis is, “A change in perception equates to a change in reality.” This is derived from Erickson by MrDream, and it’s something he and I have had a lot of conversations about to refine. The implication of this is not something as trite as hypnosis having the power to change a person’s perceived reality. It is the concept that if you look at something from a different perspective, you gain various different capabilities.
For example, when you are feeling stuck in a situation and you think about what a close friend of yours would do if they were in your shoes, you gain the capability to see more options, to change your actual view of the reality of the problem and therefore change your actions towards it. In hypnosis, this could be the difference between simply telling someone to relax their legs versus another perspective of telling them to imagine what it would be like if their legs just started relaxing. It could be the idea that when a person does feel relaxation from a simple suggestion, their perception changes on what is happening -- they build more belief in hypnosis, and that belief in turn makes the next suggestions easier to buy into.
Erickson’s model of hypnosis is predicated on the idea that hypnosis itself matters, that hypnosis is a time within which someone’s reality changes. In his ideal hypnotic context, the subject feels like they no longer can expect things to behave as they usually do in their “waking” reality. They are thus opened to many different kinds of new experiences and capabilities. To Erickson, perception matters -- by itself, it’s a primary driving force behind literal change and response.
This ties back to our idea of intimacy -- just as I aim to approach my partners with this profound curiosity, just as I aim to approach Torah, I want to have this intimacy of the unexpected with trance itself. I want to allow myself to be surprised by hypnosis, by the things I don’t yet know about it even after more than a decade and thousands of hours of trance. But more than this, in an Ericksonian sense, simply changing my perspective to this motivation is one of the things that lets me get there.
I went through a guided study class about Shabbat (Judaism’s weekly sabbath of rest) with a partner, and so much of the class was in the abstract that it at times felt difficult for me to latch onto. We were learning all of this background context about a view of Shabbat where instead of spiritually striving and reaching on that day, you come in acting as though your spiritual work -- like your other work -- is “finished.”
In one session, we spent a chunk of time parsing through how we could interpret that as actionable. It felt like it just wasn’t clicking for me -- the midrashic texts weren’t offering enough for me to feel like I could make judgments on questions like, “Does this imply I shouldn’t meditate on Shabbat in this context?”
It wasn’t until I slept on it that I found a very simple piece of the puzzle: putting aside the questions of concrete actions, in an Ericksonian sense, the internal act of shifting my perspective would absolutely change the way I behaved and interacted with the day. It would become more indirect and unconscious -- instead of carefully analyzing my actions as I might with other Shabbat prohibitions on work, I could simply let myself act in ways that fit that perspective of “spiritually resting.”
The abstraction of the class made more sense -- perhaps it wasn’t trying to give us direct answers, but rather create a psychological environment for us that was well-suited to this more unconscious processing. Or rather, in addition to the sort of typical conscious halachic interpretation. If I allow myself an opinion here, I’d say that I care about halacha as actionable, but as always, I tend to care more about feelings and what’s internal.
This also lent credence to ways this class and the class on smoke and ritual changed my experiences. I was not given a set of actions to take, but rather a variety of perspectives that unconsciously made me think and behave differently. The concept of “knowledge is power” is both true and alluring in many different contexts, and yet had often fallen through for me in most ritualistic frameworks. The way that it succeeds, I believe, is when you develop a relationship with knowledge that actually changes your internal perspective and perceptions.
Limitation
With this we return to the concept of models and interpretations. It is serendipitous to be going through these experiences at a time where I am avidly working on my next book -- the thesis of which is that in order for us to progress as hypnotists, we must get comfortable moving fluidly between many differing definitions and frameworks (models) of what hypnosis is and how it works.
It is as the Ericksonian principle would say: If you take a perspective on hypnosis that boils down to “hypnosis is about relaxing the conscious mind,” you will do hypnosis according to that perspective. You will use relaxation-based techniques and make an effort to get someone to think “less consciously.” If you instead take a perspective that is “hypnosis operates based on activation of the conscious mind,” you may do hypnosis that causes someone to think and process in a more stimulating way.
Both and neither are true, and they can coexist. I believe that most models can be useful -- some more useful than others. But the best thing you can do is to not assume that one model is the most correct one -- instead, it is to develop the capacity to work within many at once even while being aware of their boundaries.
Jewish text, in my experience, provides models -- perspectives that themselves give guidance on how to understand things and act. I think especially about midrash and stories that are explicitly intended to fill in the gaps or give an alternate view on something. The question of, “Is there one correct way to do/see things” is more complicated here, but there are areas -- especially in those subtle shifts of mindset for ritual or interpreting text -- where the answer is still “no.”
My time so far in Jewish study supports this in a different way. There is a human element of collaboration and challenge. Learning as we do with a chevruta (study partner) adds another person to the relationship -- it is no longer just between you and the text. There is another human who you are building something with, and it is “intimate” according to our exploratory definition in an even clearer way.
The purpose of a “scene” inside of kink (a “session” of kink play) is to operate in a semi-limited framework -- limitations exist on who is involved, where it begins and ends, how partners communicate, and what themes/topics/activities are involved. These limitations -- though they may be quite broad -- are partially what allow for intense experiences. A scene needs to exist in a different “space” than our daily lives, and it needs to operate by different rules and involve different ingredients. Here, we also see overlaps with the definition of a “ritual.”
This doesn’t just facilitate intensity (and safety) -- it facilitates learning something new about your partner. By taking your relationship and putting it into a limited context, it allows you to observe it in a more careful way, where novel changes can be more obvious.
Studying with a chevruta is much like this. I have had study sessions where my chevruta and I are meeting for the first time and the only thing we are aware of sharing is our desire to dive into a piece of text. I’ve also had chevrutas where we know each other outside of study, and some of our time is schmoozing and catching up. But in all cases, we are limited in scope, and that limitation creates ease of access towards the common goal of expanding our knowledge and relationship with the text. We are focused; we are motivated. We are creating something that we can only create through who we are as individuals and what we are doing as avid learners.
This has surprised me at times with its tenderness and intensity. Building well-founded interpretations with someone is in and of itself very intimate -- not sensually, but humanly. It has given me something I have always wanted -- an intimacy that is pervasive not just in application of knowledge, but in the development of it. A feeling of sacredness and joy from being able to see so many different perspectives.
I long for this connection, this alchemy. Yes, all models are limited. But within those tight, restricting limits is the potential energy of creation.
“And I Must Learn”
There is an infamous story in the Talmud, in Berakhot 62a, where Rav Kahana hides under the bed of his friend Rav Abba. Rav Kahana hears Abba and his wife giggling and starting to have sex, and remarks out loud that Rav Abba is acting like someone who is famished. Rav Abba, mid-sex, understandably says, “Kahana, why the fuck are you under my bed listening to me fuck my wife?” Rav Kahana replies, “It is Torah, and I must learn.”
There was a version of this essay that began with this tale. I am enamored with the vast overlaps I can derive from its briefness: that intimacy can be studied sacredly both as a general concept and specifically with your partner; that we are obligated to learn ourselves, our partners, and general human desire; that there can be a thread of wholeness in every action of your life if you give every action sacred attention.
Even this, though, is a limited-context interpretation. The rabbis of the Talmud were certainly not sex-positive, especially not as we currently use the term. The surrounding triptych of conversations is similarly humorous but seems to comparatively describe sex as dirty or gross, and this bit of text cannot really exist separately from all of the places where there is halacha derived about sex that is about controlling women’s bodies or preventing queer and trans people from being able to live authentically.
But -- we are allowed to interpret like this. We are allowed to play with context and see what we discover.
For me, this is about finding the connections between my actions and my interests; parts of me that synthesize the whole. It is about developing intimacy with Torah, with my learning partners, with my romantic partners; with the people within the writings, with the authors, and with the readers.
Reading Torah is the same as hypnotizing someone is the same being intimate with someone is the same as doing a ritual. All things on a broad enough scale overlap this closely. There is value in this “zooming out” to a wide enough context to see the connections that exist -- just as there is value in celebrating the limitations that arise, models nestled alongside each other, when you “zoom in.”
We need both to be able to treat our learning -- all forms of it -- as something special.
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portraitoftheoddity · 8 months
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Beginner Hiking Guide: Gear - What to Bring Hiking
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What you want to bring with you on a hike will vary depending on what kind of hike you’re doing. If you’re going on a very short (under an hour) and easy hike on highly-trafficked and easily accessed trails for instance, you may not need to bring much at all -- though I always recommend a water bottle, sun protection and a hoodie or something. But if you’re doing a longer trek on backcountry trails out in the wilderness, you’ll want to bring quite a bit more with you, because the stakes are higher if things go wrong.
My general rule of thumb is: Pack for the Worst Case Scenario.
What is the worst that could happen if you get lost or injured? How long would it take for someone to find you if your phone died and you couldn’t call for help? If you get stuck out overnight, how cold is it going to get, and will you be able to survive it? How about if you have to wait several hours for a rescue party to carry you out if you can’t walk?
I carry a bunch of emergency items in my pack that, on an ideal hike, I never need. But if things don’t go ideally, given the places and conditions I hike in, they could save my life. In the list below, I’ve put an asterisk next to items I recommend packing even for short day hikes (2 hours or less)
So let’s start with the most important thing:
You Need a Backpack.
If you’re going to carry supplies, you need something to carry them in, and a backpack is the easiest, most comfortable way to do so that won’t compromise your balance or leave you unable to use your hands on a hike. (On short outings, fannypacks are great, but you’ll want a backpack if you’re going out into backcountry).
DON'T: use a drawstring backpack -- this will dig painfully into your shoulders pretty quickly. 
DO: use a backpack with a waist/hip strap (and chest strap if possible). Having more of your pack’s weight on your hips than on your shoulders will cut down on back pain! The more adjustable, the better; you want to be comfortable.
There are really great hiking specific backpacks out there, but they are on the pricey side. It’s something where, if you plan on doing hiking more regularly, I would recommend investing in a good pack, but for your first time your old book bag will probably do okay.
The Ten Essentials
If you do any research on backcountry hiking, you will probably see “the ten essentials” mentioned somewhere. These are the things that you’re recommended to always bring on a hike with you if you’re going out into the wilderness. The list can seem a little daunting, but honestly a lot of the things on it are pretty small and easy to acquire. 
1) Navigation / Map & Compass* -- Have a paper map in a ziploc bag and a compass in addition to any digital tools and GPS you may be using to navigate. Technology fails, and having a map that you’ve familiarized yourself with before you set out will help you to stay on your route and avoid getting lost. REI has useful articles on how to use a compass and how to read a topographic map.
2) Nutrition / Extra Food -- I always bring food hiking. You burn through a lot of energy while hiking, and snacking will help boost your energy levels and keep you moving. Calorie-dense foods with sugar and protein like trail mix, nuts, and granola bars give you the biggest boost while not taking up too much room in your pack. And if your hike runs over, you’ll be grateful for the extra rations.
3) Hydration / Extra Water* -- I typically bring a full liter of water (or gatorade!), minimum when I hike. Nalgene bottles are great because they’re lightweight and virtually indestructible. You’re going to be losing a lot of moisture through sweat and through the vapor your exhale while breathing heavily, so you are going to need to hydrate. Bring more than you think you’re going to need in case things go badly.
4) Insulation / Extra Layers* -- I talked about this in the post about clothes, but always have an extra layer. If the weather shifts, or you get injured and can’t move to keep warm, or you get lost and need to wait for a rescue, the last thing you need is for hypothermia to come along and make your day worse.
5) Illumination / Light -- There’s always a chance of something going wrong, be it a twisted ankle or just misjudging the length of a hike, that can lead to you being out for longer than you anticipated -- and if you’re stuck out in the wilderness when the sun goes down, you want to be able to see where the hell you’re going to find the trail and get home. On any longer hike (especially if you’re starting later in the day), bring a headlamp or flashlight with extra batteries (and test it before you leave!)
6) Emergency Shelter -- Is there any chance that on the hike you’re doing, you could potentially get lost enough that you have to spend hours and hours out here? In the theme of extra layers, if you get lost, injured, or otherwise caught out in bad conditions and can’t hike out on your own for any reason and rescue won’t be there anytime soon (search and rescue teams take time to assemble, deploy and then hike out to you), you want to have some means of shelter. Obviously, you don’t wanna drag an entire tent out into the woods if you’re just going on a day hike, but a there’s a few lightweight options that can make a difference when you’re improvising protection from the elements, such as:
A mylar space blanket / shock blanket
A bivvy sack (basically a lightweight plastic sleeping bag that keeps warmth in and water out!)
....And if you’re on a budget, a large plastic trash bag can do in a pinch!
7) Firestarter -- On the topic of shelter, especially if you’re stuck out in the cold overnight, a fire can be an emergency source of heat and light. Since most of us are not capable of starting a fire just by rubbing two sticks together like in the movies, we’ll want to make it easier on ourselves by bringing something to start a fire with: pack something to ignite it with, and something to use as tinder to catch the flame and sustain it long enough to ignite other fuel you’ve gathered. I personally carry a bic lighter that was like, .99c at the gas station, and a toilet paper tube stuffed with dryer lint for tinder. This is one of those “hopefully you never actually have to use it” things.
8) First Aid Kit* -- You want to be able to treat an injury if it happens, and to address smaller health concerns before they become bigger health concerns. With blisters especially, an ounce of prevention is worth a pound of cure -- putting blister pads on your feet when you’ve got hot spots before they turn into full on oozing blisters is going to make a world of difference. And as someone who has taken a nasty spill on the trail and hiked out injured, I always carry a solid first aid kit with me. You can buy a compact pre-made kit easily enough to carry with you, but you may find yourself customizing it to your needs. I recommend having the following:
Ibuprofen -- good for managing pain, swelling, and soreness
Tylenol/Acetaminophen -- pain reliever, fever reducer, better for head injuries than ibuprofen since it doesn’t thin blood (also, if you’ve hurt yourself and you’re in a LOT of pain, you can alternate Tylenol and Ibuprofen)
Benadryl or some other antihistamine for allergies
AfterBite -- good for stings and bug bites
Bandaids in assorted sizes
Blister pads
Disinfectant wipes x 2
Gauze
A triangular bandage
A lightweight SAM splint 
Ace bandage - good for wrapping sprains
Tweezers - good for removing splinters!
Any important medications you personally need, such as an EpiPen or inhaler, or personal joint braces you require
9) Sun Protection* -- Even if you’re hiking under tree cover, or on a cloudy day, with hours spent outdoors, you’re getting a lot of UV exposure. Regardless of whether you’re someone who sunburns easily or not, it’s good to have sun protection. Bring sunglasses and sunscreen, and consider wearing a hat. Especially at higher elevations, where the air gets thinner and blocks less UV radiation! And don’t forget when hiking in winter, that you can get snowblindness and sunburn from light reflected off snow. 
10) Repair Kit + Knife / All That McGuyver Shit -- A few lightweight and simple objects can make it much easier to jury-rig a shelter, replace a snapped bootlace, or hold together a torn pack until you can get back to the parking lot. I personally always have:
A pocket knife/multitool
Flat-wrapped duct tape
Several safety pins
A handful of zip ties
A spare shoelace
And other people may find other items useful depending on their gear and the kind of repairs they might need.
In addition to the stuff on this list, there may be weather-specific or trail-condition specific gear you might need, like microspikes for traction on ice, or rain gear for hiking in wet climates. You can use your best judgment and the recommendations of others who have hiked where you are hiking to figure out what the best packing list is for your specific hike. This list is a guideline and a starting point.
Other things you may want to bring:
Whistle -- if your phone is dead and you’re waiting for rescue, you can blow on a whistle a lot longer (and a lot louder) than you can yell. Three short bursts usually means ‘hiker in distress’ and will help other hikers or searchers find you.
Toilet Paper + plastic bag -- If you don’t think you’re going to be able to hold it, bring a means to go in the woods. But bring the plastic bag to carry out your used toilet paper so it doesn’t pollute nature (Leave No Trace!)
A ziploc bag big enough for your phone -- if you need to cross a river or if it starts pouring, have a means to bag your phone to keep it dry. If there’s a risk of rain, bring a trash bag as well that you can use as an improvised pack cover to keep your stuff dry.
Insect Repellant -- even if you don’t bring it with you and just put it on in the parking lot, if you’re hiking in spring or summer especially, you’ll want some bug spray.
Keeping It Light
You want to pack smart, which means maximizing the usefulness of what you pack while keeping things as light as possible. Try using a lightweight plastic water bottle instead of a heavy steel one, and packing spare layers that are warm without being too bulky. Put sunblock in a small tube or bottle instead of packing the huge family-size one. The weight adds up, and the final weight of your pack is what you’re going to have to be carrying along with you. Though the good news is, your pack will get lighter as you consume the food and water you’ve packed!
If you are hiking with friends in a group, there’s some things you don’t really need multiple redundancies for -- if one person has a well-stocked first aid kit and another person carries enough sunblock for the group, you don’t need three of each and every item. Communicate with your group to make sure all your bases are covered, but also be sure you stay close together while hiking. Your friend having the group’s utility knife isn’t going to help you if you go off on your own and get separated. And you will all still want your own food, water, clothing, and light.
Organize Your Bag
Having the right gear is helpful. Knowing where it is is even better!
I try to organize my pack so the weight is evenly distributed (with the heaviest objects at the center near my spine to avoid throwing off my center of gravity), but also so I can find stuff easily enough. If your backpack has different pockets and compartments, think about using those to organize your supplies. Put stuff you’re more likely to need to use in easy to reach places. I usually keep my water bottle in a side pocket that I can reach from the outside of my bag, and my snacks in the topmost compartment so they’re easy to get to and not squished.
I also have a couple of lightweight smaller bags inside my pack I organize things in -- a mesh bag I keep all my first aid supplies in so I can pull out the splint, main kit, extra bandage, AfterBite, etc. all together, and a waterproof stuff sack that I keep all my “emergency” supplies (bivvy sack, shock blanket, headlamp, lighter, knife, etc.) inside so they aren’t all rattling around loose at the bottom of my pack where I will never find them. 
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Using your knowledge about the hike you’re doing, the duration, the conditions, and your own body and needs will help you make smart choices about what you need to bring in order to keep yourself safe, both during your hike, and in the hypothetical scenario where something goes awry. Be informed, be prepared, and have fun out there!
<< Previous Part: What to Wear Hiking
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maziijapanese · 2 months
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Essential things to know before learning Japanese
Learning Japanese is a rewarding journey, but there are some key points to keep in mind to make the process smoother and more effective.
Don't study basic grammar without guidance While it's easy to learn the syllables of Hiragana and Katakana, their proper usage is often overlooked by beginners. In English, small grammar or vocabulary mistakes might be forgiven, but in Japan, such errors can be seen as a lack of effort to learn the language correctly. It's similar to not knowing how to use chopsticks properly; it's noticeable. The order in which you learn the alphabets and their proper usage is crucial, especially as it lays the foundation for learning Kanji later on. Don't skip this step, or you might regret it later.
Don't avoid difficult topics It's tempting to skip over difficult areas with the intention of coming back to them later, but we all know that's unlikely to happen. The early lessons often cover self-introduction, family, time, and basic verbs. These are essential topics, as they are frequently used in basic conversations and textbooks. Mastering these basics is time-consuming, but it's worth it. Also, make sure to learn how to combine adjectives properly and don't move on to the next lesson until you're comfortable with these fundamentals.
Invest in quality Japanese learning materials Good resources are essential for learning any language, and Japanese is no exception. Invest in high-quality textbooks, dictionaries, and online resources. They will provide structured guidance and trustworthy information, making your learning experience more effective and enjoyable. Additionally, well-chosen materials can introduce you to diverse aspects of Japanese culture and language nuances, enriching your overall understanding and engagement with the language.
Watch anime, dramas, and listen to music but don't rely solely on them Japanese culture, including anime, manga, and music, has become popular worldwide. Many fans start learning Japanese to understand these media without waiting for translations. While this is a fun way to learn slang and challenging grammar patterns, it can also teach you a vocabulary that isn't useful in everyday conversations. You might learn words about emotions and life in films, but you could struggle with practical terms like bank, stairs, airport, left, right, and post office when you're in Japan. So, while it's great to engage with Japanese media, make sure to balance it with more practical vocabulary study.
Learn proper pronunciation and intonation Learning how to use your tongue and pronounce Japanese sounds correctly gives you a new perspective on the language. Unlike English, where sound effects are mostly found in comics and cartoons, Japanese uses them in everyday speech. Understanding these nuances makes your speech sound more natural. Did you know that Japanese has at least four ways to describe the sound of rain? They even have a sound to describe silence. Mastering these aspects can significantly enhance your speaking skills.
Develop your own learning method beyond the basics Japanese has many aspects to master, with Kanji often being the most challenging, given there are over 2,000 characters. The traditional method involves learning by radicals, which is time-consuming but builds a strong foundation. While this is the recommended approach, many also find success using flashcards. A popular method is to use a three-sided flashcard: one side with the Kanji, another with the On-reading, and the third with the Kun-reading. Shuffle the cards in a box, and try to recall all readings when you pick up a card, no matter which side you see.
By keeping these points in mind and finding the right balance in your study methods, you can make your Japanese learning journey both enjoyable and effective.
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l-crimson-l · 9 months
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Ok so incoming gunpla post about tools:
So you’ve started building! It’s fun! It’s cathartic! And they look so cool!
But…
You kinda want them to look Even Cooler.
You also don’t have a ton of cash and you’re feeling intimidated by how deep this hobby can take you (you’ve seen those cool customs online). No worries! Here’s a couple cheapish (<$40) tools to help you get rolling on taking your kits to the next level.
1) Sanding Sponge/Glass File
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These are great bc 1) they’re cheap and 2) do the job wonderfully. Specifically they’re for helping to remove Nub marks off the price you’ve cut from the runner. If you don’t know, Nubs are the leftover plastic still attached to the piece after you’ve clipped it from the runner, they’re important to remove bc of how the kit is engineered. Moving gimmicks or the sturdiness of the kit could be compromised if your pieces can’t fit flush.
The sponge is the cheapest option but it also runs out at some point and you’ll need to replace them. However, the glass file will simply just keep rolling. I bought mine from Newtype about a year and a half ago and it’s still doing great. I believe Walmart might have even cheaper options.
2) Gundam Marker
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So you know those grooves on a part that’s sunken in? Those are called Panel Lines! Using this pen (it’s basically a Micron pen) you can color in these lines to help give your kit extra depth. This is especially great on kits that are primarily a single color with few variations (think Calibarn).
All you do is draw in your line and then wipe away with your finger or paper towel or what have you. These are super cheap and you’ll run through half a dozen or so HG’s or even MG’s before you need to think about getting a new one. With this you also don’t need to worry about top coating or being mindful about what you’re applying it over (unlike other panel liners where you need to keep some chemistry in mind).
3) Single Blade Nippers
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So these are the most expensive item and while double blade nippers work absolutely, you’ll end up creating less work for yourself with single blade nippers as they can make cleaner cuts off the runner meaning you have less nub to clean up.
These ones I snagged from USA Gundam Store (they give a discount for snagging these) and they work great. Not the greatest durability over multiple kits as they really lose that initial sharpness over the first kit or two, but they stay sharp enough to do the job well. There’s several different options out there (some as expensive as $60 or so) but starting out a cheaper pair is great to have.
I used double sided nippers for the longest time but after switching I firmly believe they’re worth the extra $$ to invest in.
To elaborate on 2 bladed vs single bladed a bit: double blades cut from both sides (obviously) but what this means is that there is stress being applied to the piece from each side. This causes stress marks (if you’ve seen a white spot left behind after a clip that’s a stress mark) which either need cleaned up and painted over or it causes a crater in the part (especially easy to do when the nub is especially large) which either never gets fixed or you need to use tamiya cement to melt plastic and then puddy it innnnn and thennnnn sand everything againnnnn and it’s a pain.
Save yourself the headache. Singe blade nippers are the way. I especially hate those beginner nippers that look like this
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I hope this helps you dig a little further down into the plastic crack rabbit hole! With just a little extra effort you can really make your kits pop. You can do it!
As always I really love seeing all the new people building gunpla and making it their own (special shout out to that person who bedazzled their guncannon). Love ya friendos
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bitchesgetriches · 2 years
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Fundamentals of investing:
What’s the REAL Rate of Return on the Stock Market?
Do NOT Make This Disastrous Beginner Mistake With Your Retirement Funds
The Dark Magic of Financial Horcruxes: How and Why to Diversify Your Assets
Dafuq Is Interest? And How Does It Work for the Forces of Darkness?
Booms, Busts, Bubbles, and Beanie Babies: How Economic Cycles Work
When Money in the Bank Is a Bad Thing: Understanding Inflation and Depreciation
Investing Deathmatch series:
Investing Deathmatch: Managed Funds vs. Index Funds
Investing Deathmatch: Traditional IRA vs. Roth IRA
Investing Deathmatch: Investing in the Stock Market vs. Just… Not
Investing Deathmatch: Stocks vs. Bonds
Investing Deathmatch: Timing the Market vs. Time IN the Market
Investing Deathmatch: Paying off Debt vs. Investing in the Stock Market
Now that we’ve covered the basics, are you ready to invest but don’t know where to begin? We recommend starting small with micro-investing through our partner Acorns. They’ll round up your purchases to the nearest dollar and invest the change in a nicely diversified portfolio of stocks, bonds, and ETFs. Easy as eating pancakes:
Start saving small with Acorns
Alternative investments:
Bullshit Reasons Not to Buy a House: Refuted
Investing in Cryptocurrency is Bad and Stupid
So I Got Chickens, Part 1: Return on Investment
Twelve Reasons Senior Pets Are an Awesome Investment
How To Save for Retirement When You Make Less Than $30,000 a Year
Understanding the stock market:
Ask the Bitches Pandemic Lightning Round: “Did Congress Really Give $1.5 Trillion to Wall Street?”
Season 3, Episode 2: “I Inherited Money. Should I Pay Off Debt, Invest It, or Blow It All on a Car?”
Money Is Fake and GameStop Is King: What Happened When Reddit and a Meme Stock Tanked Hedge Funds
Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?”
Retirement plans:
Dafuq Is a Retirement Plan and Why Do You Need One?
Procrastinating on Opening a Retirement Account? Here’s 3 Ways That’ll Fuck You Over
How to Painlessly Run the Gauntlet of a 401k Rollover
Ask the Bitches: “Can I Quit With Unvested Funds? Or Am I Walking Away From Too Much Money?”
Workplace Benefits and Other Cool Side Effects of Employment
You Need to Talk to Your Parents About Their Retirement Plan
Got a retirement plan already? How about three or four? Have you been leaving a trail of abandoned 401(k)s behind you at every employer you quit? Did we just become best friends? Because that was literally my story until recently. Our partner Capitalize will help you quickly and painlessly get through a 401(k) rollover:
Roll over your retirement fund with Capitalize
Recessions:
Season 1, Episode 12: “Should I Believe the Fear-Mongering about Another Recession?”
There’s a Storm a’Comin’: What We Know About the Next Recession
Ask the Bitches: How Do I Prepare for a Recession?
A Brief History of the 2008 Crash and Recession: We Were All So Fucked
Ask the Bitches Pandemic Lightning Round: “Is This the Right Time To Start Investing?”
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