#Risk reduction

[bfpnola]

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🚨[emoji] want more materials like these? this resource was shared through BFP’s discord server! everyday, dozens of links and files are requested and offered by youth around the world! and every sunday, these youth get together for virtual teach-ins. if you’re interested in learning more, join us! link in our bio! 🚨[emoji]

[ortie-pnk]

I just want to get f*cked, i'm not ready to risk a covid for this.

Just canceled a date because the gorgeous girl "don't care at all".

I should have just to worry about STD. It's unfair !

My k1nk is risk reduction and I think not enough people have it.

[serioussideblog]

Furthermore, know that alcohol interacts negatively with a number of medications. This can range from getting drunk on a small amount of alcohol like it’s a large amount, to getting sick, to dying. And lots of things in between.

Lots of other drugs interact with medications. I know a person who has a heart problem because she didn’t know that the medication she takes to control her OCD has a negative interaction with caffeine. She can’t even have a cup of coffee anymore because it can exacerbate her heart problems and could potentially cause a heart attack. Some medications interact negatively with weed. Make sure to check those sorts of things if you’re going to be doing drugs.

Oh, and just know that alcohol is a carcinogen. So, uh…keep that in mind.

Nicotine is not good for you. It’s addictive, and high doses can cause poisoning. I’ve never smoked or vaped myself but I once had an experience of being accidentally exposed to nicotine in a high enough concentration to cause mild poisoning (mainly symptom being a horrible rash, because I was exposed via the skin). Some people say it’s easier to quit “harder” drugs than nicotine. Nicotine is a stimulant, it can make it harder to sleep for many people.

Don’t mix “uppers” and “downers”. Yes, this includes caffeine and alcohol. It’s a really bad idea to mix those.

If you’re going to experiment, make sure you are somewhere safe, know what you are getting into, know what to do if things go wrong, and have someone you trust nearby.

why do so many teenagers follow me. you know i do drugs right.

[curiousquill1]

5 Reasons Why Top Portfolio Management Services Are Essential for Financial Growth

Imagine this: You've spent years working to create your wealth, saving and investing carefully. But navigation through stormy waters is a ship that requires the experienced skill to make it safely to the destination. That is where top portfolio management services come in.

Financial Growth Through Expert Guidance

Investment options are becoming increasingly complicated. The space has evolved right from the digital coins to ESG investment and even further to emerging markets, along with complex derivatives – options are too broad to ignore. Professional management of the portfolio is more of an oasis in that desert.

Scientific Strategy in Asset Allocation

Gone are the days of just a few stocks, some bonds, and perhaps some others. The most complex algorithms and data analytics are used to arrive at the best asset allocation in modern top portfolio management services. These services consider a thousand variables, including market conditions, economic indicators, risk tolerance, and the horizon of investment, to produce a perfectly balanced portfolio.

For instance, during the market volatility of 2020, portfolios managed by the best services showed surprising resilience through strategic diversification and timely rebalancing.

Risk Management Beyond the Obvious

Think of risk management as a sophisticated safety net. While amateur investors focus entirely on market risk, a professional portfolio manager is on the lookout for all risks – liquidity risk, concentration risk, currency risk, and even geopolitical risk. They constantly assess the risk exposure using advanced hedging strategies, safeguarding your investment from both obvious and obscure threats.

Special Access to Investment Possibilities

Investment opportunities that are closed to individual investors are made accessible through top portfolio management services. This could be pre-IPO investments, private equity deals, or exclusive real estate investment trusts.

Imagine what would happen to portfolio returns with early access to companies like Stripe or SpaceX through private market investments.

Time-Responsive Portfolio Adjustments

Markets do not wait for anyone. A professional portfolio manager always keeps track of all the market movements, economic indicators, and international events. This allows for swift, well-informed decisions in reaction to changes in market conditions.

When the banking sector became severely disrupted in March 2023, for instance, timely adjustments in the portfolio saved clients from extreme downside risk.

Tax Efficiency and Wealth Preservation

Professionally managed portfolios are built not only to grow the assets but also to preserve it. It includes tax-harvesting strategies sophisticated enough, holding period optimization, and strategic asset locations across different types of accounts to minimize tax implications at maximum after-tax returns.

Try to think how saving 1-2% each year in taxes can build up over decades.

Technology and Human Balance

While advanced technology powers modern top portfolio management services, the human element remains crucial. Experienced portfolio managers interpret data through the lens of years of market experience, understanding nuances that algorithms might miss. They can anticipate market psychology and adjust strategies accordingly.

The Real Value Proposition

The true value of high-level top portfolio management services is to give investors peace of mind. Instead of spending hundreds of hours researching investments, monitoring markets, and worrying about whether they made the right decision, investors can focus on their careers, families, and personal development while their wealth works effectively for them.

Bottom Line: A Road to Prosperity

Professional top portfolio management services have, in the growing complex financial market of today, shifted from being a luxury to a necessity among investors. With a high level of sophisticated analysis, professional expertise, and a tailored strategy, they provide a clear path toward long-term financial growth and security.

It may be the first step toward a more secure financial future through reputable top portfolio management services for those ready to take their investment approach to the next level. After all, in the journey of wealth creation, having expert navigation can make the difference between reaching your destination smoothly and getting lost in the financial storms.

Think of getting the next step toward financial growth optimization by meeting established portfolio management professionals who will help chart your course toward lasting prosperity.

[rajeshwaria]

Unlocking Cost and Risk Reduction in Energy Procurement

Introduction

Energy procurement is a high-stakes game, where pricing volatility and supply uncertainties can significantly impact a company’s bottom line. At SpendEdge, we specialize in designing energy procurement strategies that minimize costs and mitigate risks, ensuring that your organization can continue operations smoothly and cost-effectively.

Understanding the Challenges of Energy Procurement

The energy sector’s unpredictable nature, marked by fluctuating prices, supply chain disruptions, and policy changes, can leave businesses vulnerable. To manage these risks, companies need to adopt proactive procurement strategies that balance cost management and long-term supply reliability.

Core Energy Procurement Strategies

1. Comprehensive Energy Market Analysis The first step to securing cost-effective energy procurement is understanding the market landscape.

Identifying Market Patterns: Use historical data to understand price trends and seasonal behaviors.

Predictive Analytics: Leverage forecasting tools to anticipate market changes and plan procurement strategies accordingly.

Risk Identification: Regularly assess potential energy market risks to develop proactive risk management plans.

2. Expand Energy Sourcing Options Limiting energy sources can expose businesses to significant risks, particularly when market prices spike or supplies are disrupted.

Diversified Sources: Integrate renewable energy sources such as wind and solar to protect against fossil fuel price volatility.

Supplier Variety: Work with a diverse set of suppliers to ensure a continuous energy supply.

Long-Term Contracts: Secure long-term agreements with multiple suppliers to protect against price hikes and supply shortages.

3. Boosting Energy Efficiency Incorporating energy-saving measures reduces overall consumption and protects against price volatility.

Efficiency Audits: Conduct regular audits to identify wasteful energy practices and implement improvements.

Adopt Green Technologies: Invest in energy-efficient technologies to reduce long-term consumption.

Promote Energy-Conscious Culture: Engage employees to adopt energy-efficient practices and behaviors.

4. Embrace Automation and Technology By integrating cutting-edge technologies, businesses can optimize energy procurement processes.

Real-Time Monitoring: Use energy management systems to track energy use in real-time and optimize consumption.

Automated Procurement: Automate procurement processes to streamline decision-making and enhance efficiency.

Data-Driven Insights: Utilize big data to analyze consumption patterns and improve procurement outcomes.

5. Secure Favorable Contracts Contract negotiations play a vital role in mitigating procurement risks and securing better energy rates.

Negotiate Flexible Terms: Develop flexible contracts that allow for price adjustments based on market conditions.

Use Hedging Strategies: Lock in fixed prices to shield against sudden price fluctuations.

Incorporate Performance Clauses: Ensure that suppliers meet agreed-upon service levels through performance clauses.

6. Collaborative Procurement Solutions Collaborating with other businesses can amplify buying power and lead to better pricing and terms.

Group Purchasing: Join forces with industry peers to take advantage of bulk purchasing discounts.

Shared Knowledge: Leverage the collective experience and insights of multiple organizations to improve procurement strategies.

Joint Negotiations: Use the collective bargaining power to negotiate better deals with suppliers.

The Advantages of Optimized Energy Procurement

Cost Reduction: Significantly reduce energy expenses through better procurement strategies and diversified energy sources.

Risk Minimization: Protect against energy price fluctuations and supply disruptions with flexible contracts and hedging strategies.

Sustainability: Enhance your company’s sustainability efforts by investing in renewable energy sources and energy-efficient practices.

Operational Efficiency: Streamline procurement processes using automation and data analytics.

Stronger Supplier Partnerships: Build long-lasting relationships with suppliers to ensure reliability and better service.

SpendEdge’s Success in Energy Procurement

SpendEdge has a proven history of helping businesses optimize their energy procurement strategies. In one case, a leading global tech company reduced its energy costs by 18% through strategic sourcing, market analysis, and technology-driven insights, all while enhancing sustainability through renewable energy adoption.

Conclusion

A strategic approach to energy procurement can drive substantial cost savings and risk reduction. By leveraging market analysis, diversifying energy sources, implementing efficiency measures, adopting technology, and negotiating strategic contracts, businesses can secure a reliable energy future. SpendEdge’s expertise in energy procurement provides the tools and strategies necessary to navigate these challenges with confidence and success.

For more information please contact

[medtreatref]

🩺 Disease Prevention: The Importance of Regular Check-ups and Vaccinations 🩺

Disease prevention is a crucial aspect of maintaining overall health and well-being. Regular medical check-ups and vaccinations play a vital role in safeguarding against common illnesses. Here’s why these practices are essential for effective health management:

1. Regular Check-ups:

Early Detection: Regular check-ups facilitate early detection of diseases, allowing for prompt intervention and treatment. Conditions like hypertension and diabetes can be managed more effectively when caught early.

Health Monitoring: Routine health assessments enable you to track your overall health status, providing insights into any potential risks or changes that may require attention.

Risk Reduction: Identifying risk factors through regular screenings can significantly reduce the likelihood of developing serious health issues, including cardiovascular diseases and cancers.

2. Vaccinations:

Community Immunity: Vaccinations not only protect individuals but also contribute to community immunity, preventing outbreaks of contagious diseases.

Prevention of Common Diseases: Vaccines are essential in preventing diseases such as influenza, measles, and hepatitis, which can have serious health consequences.

Reducing Complications: Receiving vaccines helps mitigate the risk of severe complications that could lead to hospitalization or even death.

Key Takeaways:

Consultation with Healthcare Providers: Regular consultations with healthcare professionals are vital to discuss necessary screenings and vaccinations based on age, medical history, and lifestyle.

Staying Informed: Keep updated on the recommended vaccination schedules and screening guidelines to ensure comprehensive health protection.

In Conclusion:

Investing in your health through regular check-ups and timely vaccinations is paramount for effective disease prevention. Remember, prevention is always better than cure!

If you found this information helpful, please like and subscribe for more health tips and updates!

[allaboutforexworld]

Hedging: Forex Trading Strategy Explained

Hedging is a crucial forex trading strategy that aims to minimize potential losses by taking offsetting positions in the market. This strategy provides a safety net against adverse price movements, allowing traders to protect their investments and manage risk effectively. In this article, we will explore the concept of hedging, how it works in forex trading, its various techniques, and the…

[startechengineering]

Risk assessment aims to ensure the safety of individuals, protect property, and safeguard the overall environment. In this system, a fire suppression engineer identifies fire-related risks, analyzes their potential impact, and implements measures to mitigate or eliminate risks. 

[servant-homecare]

The place where patients prefer to recuperate has a significant impact on their health and recovery. Some of them might be oblivious to this, but it is the reality. The place where they spend their period of recovery could either have a positive or negative effect on their recuperation. Ideally, they should strive to achieve the former. Therefore, they need to take careful consideration in choosing where to receive personal care services.

[daffodilsworldschool6]

World Calamity Control Day also known as The International Day for Disaster Risk Reduction was started in 1989, after a call by the UN General Assembly (UNGA) for a day to promote a global culture of risk-awareness and disaster reduction. In 2009, the UNGA officially designated 13 October as the date to commemorate the Day.

[exceltricks]

Mit der Excel-Vorlage "WSJF-Matrix" können Sie Ihre Aufgaben oder Projekte priorisieren

Die WSJF-Matrix Die WSJF-Methode, auch bekannt als “Weighted Shortest Job First” Methode, ist eine Priorisierungstechnik aus dem agilen Projektmanagement. Sie hilft dabei, Aufgaben und Projekte basierend auf ihrer Wichtigkeit und geschätzten Dauer zu ordnen. Die Methode verwendet Wichtigkeitsbewertungen und schätzt die Dauer jeder Aufgabe ein, um den WSJF-Wert zu berechnen. Aufgaben mit höheren…

[shortfeedshq]

Boost Your Health and Reduce Cancer Risk with Moderate Physical Activity

According to a new study published in the Journal of the American Medical Association (JAMA), moderate physical activity could decrease the risk of cancer death. The research team analyzed data from over 750,000 adults and found that those who engaged in moderate physical activity for at least 150 minutes per week had a 20% lower risk of cancer death compared to those who were less…

[lycore]

Achieve Sensational Results with MVP Development: The Ultimate Winning Strategy

🚀 Explore the power of #Vuejs in our latest article! Learn about its practical use cases, best practices, and why it's becoming a popular choice for web developers. Build better web applications with Vue.js! 💻🌐 #WebDevelopment #JavaScript #SPA #PWA

When it comes to building successful software products, the MVP (Minimum Viable Product) development strategy has become increasingly popular. In this blog post, we’ll explore what MVP development is, why it’s a winning strategy, and how to implement it effectively to achieve sensational results. What is MVP Development? MVP Development is a product development strategy that focuses on creating…

[logicalnivesh]

Why is risk management essential in the financial world?

In the financial world, risk is inseparable from return. Financial risk management occurs when an investor analyses the potential for losses in an investment and takes the appropriate action depending on the investment objectives and risk tolerance.

What is risk management?

Risk management identifies, assesses, and controls strategic, financial, security, and legal risks of an organization’s capital. These risks can arise from multiple sources like legal liabilities, accidents, economic uncertainties, natural disasters, strategic management errors, technology risk management, etc.

In the financial world, risk is inseparable from return. Financial risk management occurs when an investor analyses the potential for losses in an investment and takes the appropriate action depending on the investment objectives and risk tolerance.

In the financial world, investing is essential while keeping in mind its repercussions and the techniques of risk management. Trading with proper planning results in excellent and profitable returns; for that to happen, financial risk management holds a prominent place in the entire journey.

Five steps of the risk management process

The risk management process involves a series of steps for effective management. This framework includes five basic steps, which are listed below –

Risk identification – The initial step is to identify the exact type of risk for the business to take apt measurements. There are many threats, like environmental, regulatory, legal, market, etc.

Analyze the risk – After identifying the risk, the risk’s scope must be determined to place the focus points. Risk analysis also helps highlight the common issues that cause such risk situations.

Risk assessment – Before taking any action, one needs to prioritize and rank the level of risk depending on its severity. Risk assessment allows exposure to a holistic view of risks to an organization. Risk can be assessed based on two types – qualitative and quantitative.

Risk treatment – Once the risk priorities have been set, it’s time to eliminate them with definite strategies and proper execution. This is best done by contacting the experts of that particular risk type. If you are looking for any financial risk experts focusing on investments, trade, the stock market, etc., our SEBI registered research analyst Ashutosh Bhardwaj and his Logical Nivesh team will help you find an effective solution. 

Risk monitoring – Keeping a constant check on risks and their solutions is essential to maintain efficiency. Some risks cannot be eliminated, primarily financial and environmental. Therefore, monitoring them with an expert’s advice helps find accurate solutions to reduce their impact.

Financial risk management strategies

Managing financial risk is essential for individuals and companies to operate productively within the economy and the financial system.

Risk avoidance – It involves avoiding the activities that end up in risk formation. For example, eliminating the use of credit for any purchases.

For corporates, activities like expanding operations in areas with high political uncertainty, etc., are a way to eliminate risk.

Risk transfer – It means transferring your risks to a third party. For example, purchasing a life insurance policy to avoid the risk of premature death.

Business risk management can be done by purchasing insurance on their property and transferring the risk of damage to the insurer.

Risk reduction – For individuals, diversifying your investment portfolio reduces the risk of potential losses and saves you from portfolio downfall.

Corporations can hedge foreign currency transactions to reduce exposure to currency fluctuations.

Risk retention involves accepting your responsibility for any particular risk after risk identification. For example, individuals do not insure their property consciously, or corporations deliberately get volatile input costs without insurance.

Financial risk management types

There are four types of financial risks that financial experts have to consider while proposing investment strategies.

Operational risk management is the indirect or direct loss caused by inadequate or failed internal processes, systems, or external events. It includes many risk types like environmental, legal, physical, and security. These are not revenue driven and can be managed within acceptable risk tolerance levels.

Foreign exchange risk management – When a financial transaction is made in a currency different from the businesses’ operating money due to unfavorable exchange rates between the two.

Credit risk management – A credit risk is experienced when borrowers default on their outstanding payments. Other factors, such as increased collection costs, loss of interest, etc., determine the extent of credit risk. Credit risk management solutions involve purchasing insurance, a debt guarantee by a third party, running a credit check, or holding assets as collateral.

Reputational risk management – Loss of financial capital from damage to an organization’s reputation is called reputational risk. It can even lead to bankruptcy. However, a proper financial risk management course from expert financial advisors can help eliminate such risks. Our Logical Nivesh team is happy to help you with the same.

[reasonsforhope]

AYESHA RASCOE, HOST:

With Spain and Portugal saying that hundreds of people have died from the heat waves sweeping through Europe this month, the longer-term view might come as a surprise. Over the past 50 years, the number of deaths attributed to weather-related disasters has actually fallen. Yes, you heard that right. The World Meteorological Organization says that the number of disasters has increased five times over the past 50 years, but the number of fatalities has fallen by two-thirds. Vox climate writer Umair Irfan has delved into this paradox and joins us now. Welcome to the program, Umair.

UMAIR IRFAN: Thanks for having me, Ayesha.

RASCOE: So how can this be? Like, how can the number of deaths be falling even though we hear the news, we see the disasters? You know, seas are rising, summers are hotter, hurricanes seem to be getting stronger. So how is it possible that deaths can be down?

IRFAN: Well, there are two main factors here. One is better forecasting - basically being able to get ahead of these disasters and then hopefully being able to get people out of harm's way. So that's really prominent with things like hurricanes and heat waves. We can actually see those things days in advance. The other side of the equation is how well we can cope with things like storms, fires and heat waves when they do occur. So we have better tools - things like sea walls. We have better building codes. We have firefighting teams that can get people out of fire zones. And so between those two aspects - you know, the better forecasting and the better tools - we've been able to avert a lot of deaths, even though the global population has grown about fourfold since the start of the 20th century.

RASCOE: Are the technological advances that you're talking about available even in less-developed areas?

IRFAN: It's not, unfortunately. And you're hitting on a very important point. You know, the WMO pointed out that about 90% of disaster-related fatalities that occur today are occurring in developing countries. And there's a huge gap in terms of being able to anticipate these disasters before they occur and being able to respond to them and being able to rebuild in their aftermath. And that really is a big shortfall that a lot of world leaders are starting to get concerned about...

You know, the World Meteorological Organization, they launched this initiative to basically say that they want the whole world covered by disaster early warning systems over the next five years. And they think that this is something that's going to be taking a big bite out of the fatalities and the casualties caused by these disasters. So I think it's worth highlighting the progress that's made, but also the progress that we still need to make.

-via NPR, July 17, 2022

Thanks so much to @gardening-tea-lesbian for the link!