#Insurable Interest

[seemabhatnagar]

"Lucknow High Court Upholds Insurable Interest Despite Pending Vehicle Transfer"

The right to claim insurance is not negated till the ownership is formally transferred.

The High Court upheld the Permanent Lok Adalat’s decision and held that the Respondent-Govind Gupta retained an insurable interest in the truck, despite the pending transfer to Sanjeev Kumar.

Background

Govind Gupta, the owner of a truck insured by New India Assurance Company for ₹13,00,000, filed a claim after the truck was involved in an accident on November 1, 2020. He submitted repair bills amounting to ₹4,85,768. The insurance company rejected the claim, citing the truck’s transfer to Sanjeev Kumar, who was paying the loan installments but had not formally transferred the vehicle.

The New India Assurance Company Limited, Lakhimpur Kheri v. Permanent Lok Adalat, Lakhimpur Kheri And Another

WP 3907/2024

Before the Allahabad High Court

Heard by Hon'ble Mr. Justice Subhash Vidyarthi J

Legal Issue

Whether the Respondent - Govind Gupta, having transferred possession of the truck to Sanjeev Kumar through an agreement but without formally completing the ownership transfer, retained an "insurable interest" in the truck, making him eligible to claim insurance?

Argument of parties

Petitioner's Argument (Insurance Company)

Since the petitioner had transferred possession of the truck to Sanjeev Kumar, he no longer had an insurable interest, making him ineligible to claim compensation.

Respondent's Argument (Govind Gupta)

The formal transfer of the truck had not yet occurred, as the loan, had not been fully repaid, and he remained the registered owner.

Court's Observation

Under Section 157 of the Motor Vehicles Act, 1988, the transfer of ownership and the insurance policy are deemed to transfer together, provided the ownership is legally transferred.

In this case, the truck had not been formally transferred, as the loan repayment was still ongoing.

Seema Bhatnagar

[alighterwithlove]

if you talk to the average conservative voter, they'll always talk about their conservative representative with unabashed enthusiasm. "this guy is supporting my rights!!!!!" even when the representative is very much not supporting their voting constituents' rights in some cases (ie. poor white ppl not realizing they're getting poorer because of their representative)

and I bet that's why conservative candidates are so good at winning. any person listening to their voters only gets a great impression of the candidate.

and if you talk to the average liberal/leftist voter, they all hem and haw. "oh yeah, I voted for them but they're Okay, they're Disappointing. they haven't done this. they haven't done that." and I bet if you fucking pressed them to state some Good Beneficial Legislation they've passed, either the voter 1. can't name any, or 2. has to attach caveats. ("yeah biden passed student loan forgiveness BUT not ALL loans were forgiven")

why aren't we ever excited about incremental progress. why aren't we cheering to the sky about every win. maybe more people would vote if there was genuine excitement, the same type of excitement that conservative voters seem to have about anything labeled "conservative".

I'm just so fucking tired of hearing ppl be like "I'm just disillusioned with my leftist representative" EVERY TIME but are DEAD SILENT on the small victories, the progress. conservatives know how to do this, and that's why they build momentum into the next election. why does this seem impossible for the other side.

[cathuniverse]

https://gofund.me/8eb9ca29

I'm in a tight spot for the next couple of weeks. Anything you can do to help even just a boost and a share that would be swell.

[exocynraku]

from yesterday

[lokh]

commissions opening very soon cos im about to get hit with vet bills -_-

[frogaroundandfindout]

You remember when dick was in space (for the first time with the new teen titans) because komand’r took Kory back and they needed to save her? And you remember how he understood it was a war they were fighting and that they needed to do what they had to in order to survive it? And how when Gar told him he needed to control Kory, dick wondered if he even should try to stop her from killing her sister? And how he literally killed to save her (there’s some deniability but he’s literally hitting them with lasers described as deadly right in the head)? I do.

[mixelation]

What does training for an insulin pump encompass? Why is it necessary to train for one?

so, i guess to answer this fully, i should clarify what an insulin pump is. it is a wearable medical device that continuously administers insulin. basically it's a very fancy box with a cartridge of insulin attached to me by a tube for the purpose of giving myself insulin, replacing the need for multiple daily injections

for me, training was a two hours one-on-one session. it included learning how to use the actual equipment (loading insulin, inserting the infusion set, how to unhook myself from the pump to take a shower, how to give extra insulin for when i eat, what warnings mean, etc) as well as setting up the pump with settings as suggested by my doctor & syncing it with my cgm, suggestions for how not to break my pump and set my settings so they're actually useful to me and my lifestyle, suggestions for my own safety & what to do in case of emergency, and also let me have one on one time with an expert to ask questions

many of these tasks could probably be self-taught with a few youtube tutorials, and i thought about just slapping it on without training more than once as i just had the pump sitting my my room for almost two months. however administering insulin incorrectly can easily lead to a hospital visit or death, so i held back lmao

[forcebookish]

had to stop taking the new adhd medication but the good news is i can drink coffee and iced tea again

[whatthebodygraspsnot]

💫 Commissions Open! 💫

Other Helpful Links 1. Past Work 2. Tip Without Commissioning 3. Ask Me  [please do not submit through here :)]

Go To Commission Form

[jamesrodayrodriguezpresents]

SAG-AFTRA is officially set to join the WGA in going on strike. No filming, premiere attendence or other promotion of any kind allowed.

I hope to see nothing but support for this decision.

[vodid]

i remember in 6th grade, my middle school had us go on a field trip where we pretend lived as adults with jobs and car insurance in a little town to teach us more about the adult world and i was so unhappy with the job they assigned to me that i went on to never get a fucking job how cool is that

[buckynats]

Does anyone have any tips for making learning art fun because I constantly want to improve but I keep bluescreening from absolute boredom the second I try to do studies and pose reference drawings and that sort of thing.

I just want to understand how to draw bodies without feeling like I'm crawling through glass to get there

[pollen]

i've been diving a lot deeper into adhd symptoms and comorbidities and misdiagnoses and whenever i tell my boyfriend something i learned that sounds like me he responds with something like

[bigtreefest]

Coworker (scheduler. Not the pharmacist): there’s birthday cake over there for you

Me: ??? What? For me?

C: well, for everyone. It was someone’s kid’s birthday a few days ago and they didn’t eat the cake so he brought it in. If you want a slice

Me: oh…okay

C: oh! By the way..I don’t have have your birthday on the calendar

Me: oh yeah

C: I need to put it on there

Me: okay

C: …so…when’s your birthday?

Me: oh, yeah, uh, November third

C: wow! That’s the same birthday as my friend.

Me: that’s cool. National sandwich day

C: Only one other person has a November birthday

Me: crazy

C: *proceeds to walk through everyone’s birthdays including people who no longer work there and I’ve never met, talking about how she’s still friends with them*

Now all I need is [new pharmacist]’s birthday

Me: uhhhh. August something

C: okay thanks. You can get back to work

[alessandriana]

I discovered today that several people in my office were not aware of this, so: health insurance in the US does not work like home or car insurance- they cannot and do not raise your individual premiums if you use it. So go to the fucking doctor, oh my god.

[nando161mando]

Here is some interesting food for thought. We are providing housing!