#I JUST paid off my credit cards
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It's like everything wants to break at once at my house.
First, the ceiling fan. Then the oven range, then the lawnmower, fridge, and now my car's check engine light is on 🙃
CAN I CATCH A FUCKING BREAK PLS
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Our waterline is leaking and it's our responsibility to fix it. Assuming that the pipes are still lead--which is a fair assumption, as the house is over a century old--we'll also have to pay to have all of the pipes leading to the house replaced. Rudimentary research indicates at least a cost of a few thousand, and that's for non-lead pipes. If we have to fully replace the piping, it could run us over five figures.
So much for our annual road trip. Or me getting a car. Or Mom getting to snowbird next winter. Or either of us getting out of debt.
#Notes by Nikki#it's one thing after another#I JUST paid off my credit cards#after I JUST paid off my brother's car#and then Mom had to pay to have her eyes fixed#and the tree cut down#and we were JUST about to be ready to start saving money#for her to snowbird and me to get a car#and now this bullshit#whyyy do we have to pay to fix stuff on the street land#but the city can do whatever they want there?#we're not allowed to take down the road signs#or prohibit people from walking there#or plant a garden in front of the house#but by GOD#if the weeds around the road signs are too tall#we have to deal with them#all of the home ownership costs and responsibilities#with none of the freedoms or privileges#depression#depressing#depressing shit#depressive thoughts
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Just made the last payment on my school loan heeeyyyyyy
#that's done#my last credit card will be paid off in may#i just got a big honking raise with my performance review#TOUCH WOOD but things are financially looking up here at casa jet wolf#which after many years of touch and go feels pretty good#life with jet wolf#the all new all different here we go again#gif warning
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i must talk to the guy who offered me the part time bookkeeper job again (wasn't 100% sure i was qualified for it when he first brought it up lol) and depending on what the pay is, i may survive after all
#i am moving money around arbitrarily in my accounts to pretend that i am doing something#and I've gotten the credit card debt low enough now that it's theoretically possible to have it paid off before i would have my surgery#which of course is only the case if i use the e-begged amount for the current debt and then just take on more debt lol#so far I've only pulled from it to make my payments to joss for the amount that i borrowed from her for the myofunctional therapy#so that way i don't have to give her my entire bonus next summer lol#so if this extra job pays even what I'm hoping for as a low estimate i should make it#and escape the pits of debt slavery in like 2 years#i think
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i know the answer is yes But should i attempt to buy mcr tickets tmrw
#IF theyre even available. i will be At my place of work while purchasing them. like actively clocking in.#i need to see them so badly. i should just do it right?? i get paid today or tmrw i think so i should just put them on my credit#card and pay it off when i can. my bills not even due for like a week+..#thats also if its only $70 like the ticketmaster callers say. allegedly. if its more: fuck. if its less: yippee!!#but im hoping for the chicago show.. which will probably sell out Immediately anyway#talk tag
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#i just paid off my credit card!!!! most of my uni tuition went on it#but its finally gone!!!!#i just have to pay my student loans for the next five years and those are gone too and then!!!! i will be debt free#(barring any emergency medical things. fucking hell)#cole.txt
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I got paid 3 hours ago and I still haven’t bought anything I’m SO BRAVE
#actually I just paid off the concerts I paid for on my credit card so I’m already broke hehehehe#I shall repeat this next month 👍
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Applying to an apartment with little income and terrible credit score, in hopes that they'll be desperate enough to take me
#im not even getting my hopes up for this one folks#but this same company rook me when i had no rental history so maybe?#unlikely for the aforementioned piss poor income and credit score#im just praying they remember me feom when i used to rent from them and liked me enough then to take me again#the bathroom is not in the apartment btw#that's the wildest thing. like its a basic studio with a kitchen closet and main area#but you have to go across the hall. to the private bathroom#im hoping they realize that thats wild and give me the apartment#i neeeeed to leave my parents house. and i really miss that city the apartment is in#i wish there was a little essay section where i could tell the landlord how much i like the city#and that ill get a better job once i live there and my parents are going to pay my first month and security deposit#that would be nice#i applied knowing that i won't get it but also knowing that i cant get it if i dont try#mostly i just miss that city#there was a really nice coffee shop within walking distance of my apartment#(the apartment i applied to is next door to the building i used to live in so same area which is great)#but i didnt have wifi so i would go there a lot to do work. it was so cozy in the winter especially#and i went on a lot of walks. so i wiuld swing by there and grab a drink to sip on my walk#and it was literally within sight of a great lake. a literal great lakw of Michigan lol#i loved walking along the lake on a nice day. or a windy day and just watch the waves crash#and my favorite band is feom that city so i got to see so many of their performances. and theyre a small band so the most i ever paid#was $50 and that was for the vip package. i saw them for $10 once. and free once. and $50 for the vip#its a big art and music city and i love it so much. i miss it so fucking much and i regret leaving#but at least it made me realize that no other city is for me. that city is my home#oh and it was literally right next to a bug beautiful library that i loved to wander. i still have my library card from there#mostly used it to print stuff and you have to pay at the box next to the printer. and one time i forgot to pay. i still feel bad about that#but i dont want to reminisce too much cuz i know i wont get it#im trying to pay off my credit cards to bring up my credit score but its slow going#its much nearer my gf and all my friends so i would love to live near them. rn im hours away from about everyone i love#i ran out of tags. maybe pray for me if you pray? or just hope for me. i dont want to let myself want this but its there
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@ chat I took an edible yesterday but I just found out it will cost $1900 to fix my car, should I take another one
#MANLY DIARY ENTRIES#i had LITERALLY JUST paid off my credit card too#the hamster wheel of debt never sleeps lmao
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mm. money
#rambling#I just got out of credit card debt (not too bad but it got me for sure)#just paid off my medical bills#Was feeling good about trying to get my savings up again#a year ago today I had $9000 or so in the bank#and today I get a random charge for $1450#I called them to verify. it's legit.#sigh
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Woo did at least one productive thing today and finished submitting my taxes
#was a very lazy Saturday I just napped on and off most of the day#but felt like I needed to check at least one task off of the chores list#and actually was pleasantly surprised at the refund I'm getting too#i was expecting to owe money with the addition of my OF earnings but even with that added I stillgot a decent amount back#mostly because the state is doing a nice kickback#might be able to finally pay off my credit cards in the next month or so now 😊#which have not been fully paid off since right before covid first hit#sooooo approximately 4 years#and that time they had barely been paid off for a month or two before the pandemic shit hit the fan#and before then the last time everything was paid off I still lived in California lol
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✨ boring life stuff ✨
since i don’t need to worry about finding a place anymore and my rent is essentially the same, i’m gonna crack down and put about $300/week into my high yield savings starting Nov. 7th
i just opened it with $2400 so i’ll have a tiny little extra, but if i’m able to keep up the $300/week for the entirety of 2025, i’ll actually have enough to pay off all of my debt with having a little left over, then i can start the process over and seriously save for once 😭 and i’ll have my phone paid off by then so i could save a little more.
i was thinking about it and it would really be nice to have money for emergencies (mostly for my pets and non medical stuff) and also bump up my credit score after years of just ignoring it. so maybe in the future, i can actually have a score that can make it easier to get things 😬 maybe i could even buy my client’s car and finally have something that can handle the snow instead of my shitty sedan lmFAO
but fr i’m kinda proud of myself, i’ve been killing my money management lately and it feels really good to have a solid plan 🥺
#apple babble 🍎#non fandom#i’ll at least have $4400 tucked away by the end of december#gods forbid nothing fucking happens in between then PLS LMAO#and i’ll have my credit cards paid off by this month so i can just use those for xmas shopping and little outings with friends 🤍
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got a BUNCH of mundane tasks done today that i have not had time for for weeks and i am SO grateful!
#cleaned my bathroom kitchen and den#did four loads of laundry#paid off my credit card… finally secured my unofficial transcript… drafted a text to my uncle about tuition funds for next semester#made a detailed work schedule with pre-written tasks for each day over the next month or so#to make sure i stay on track#my friend came over and we watched a film and chatted a bunch#i did another Master Naturalist class#i got a good amount of this week’s schoolwork done#did i have a single moment to myself just to chill? No.#BUT i’m glad i got stuff done#it was worth it#and i’ll have chill time on Thursday#whew…#mansion tours tomorrow can’t WAIT!!!!!
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Man, I haven't been this happy since my first year in Japan. Being on unemployment is pretty great. Like nothing drives home that we were not meant to spend all our time working than not having to do that. Mincome for all, safety nets for all.
#with the caveat that I went into it#with a fully paid off credit card#about 10k in my bank account#and a fully furnished apartment#it would probably not be great if I weren't in a really lucky spot in life#but I am#like 90% of the constant irritability I was feeling has dissipated#I don't constantly want to murder everyone#I just get random bursts of joy for no reason#therapy? don't need her
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mother is already joking about how she's going to make me broke this summer
#be fr girl#I just want to get my shit paid off#already put $550 on my furniture credit card for a new air conditioner for her that isn't coming to mid july#phone's are up this june but who tf knows what's going to happen
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where's the dune fear is the mind killer post but about ordering takeout i need it rn
#already got takeout yesterday#and then today i had to get $30 in quarters and send $75 in car insurance and paid off $100 in credit card debt#so i most certainly should Not be getting takeout#aaah what i should start doing tho is saving back all the money i make when i work w my friend cait at her boba stand#bc it's always in cash.... i could just put that in a shoebox and slowly build up some savings again bc this is. woof.
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