#Frugal Lifestyle

[nice2meetyouu]

Recently, na-recommend sa akin 'yung videos ni financial tortoise sa youtube. Tinamaan ako dun sa "frugal wealth."

Parang social conditioning (at least, for me) na kung may pera ka, gastusin mo. Magpatayo ka ng magandang bahay, bumili ka ng kotse. Why not? Pero hindi mo nga naman kailangang ipangalandakan na may pera ka.

After kong grumaduate, 'yung kinita ko sa online jobs ay ipinambili ko ng laptop, damit at bag at sapatos pang-opisina, at nagbigay ako nang kaunti sa parents. Wala akong naipon in 1 month, pero ni-rationalize ko sa sarili ko na necessary investment 'yung mga 'yon para makapag-upskill, para presentable ako, para mag-socialize. Ngayon, I'm still wondering if I made the right move.

Moving forward, ang new strategy ko na ay i-hold sa Maya goals ang pera for at least 1 month bago gastusin. Kailangan planado ang mga gastos, bawal ang spontaneous!!! Pero paminsan-minsan, may cravings ako na until mafulfill eh istorbo sa mga iniisip ko. Choice 1 ay mag-allot ng pera for cravings, choice 2 ay tough it out until lumipas ang cravings.

I don't want people to think na mayaman ako, pero ayaw ko ring isipin nilang mahirap ako. Siguro dahil inaassociate ko ang pagiging mahirap (at this point, for myself) sa pagiging unsuccessful. Pero why should it even matter, hindi ko naman makocontrol ang isip ng iba.

[lovebestworld]

minimalism is not just about decluttering or owning fewer possessions. It's a mindset, a deliberate choice to simplify our lives and strip away distractions that hinder our journey to fulfillment.

[ujusttry]

Ultimate Guide: 10 Proven Strategies on How to Increase Savings Fast and Secure Your Financial Future

How to Increase Savings Fast: If you’re looking to improve your financial situation quickly, learning how to increase savings fast is crucial. This guide will provide you with ten effective strategies to boost your savings, helping you achieve financial stability and peace of mind. 10 Proven Strategies on How to Increase Savings Fast and Secure Your Financial Future Whether it’s through…

[springtomorrowfoodtravel]

(via The Minimalist's Guide to Frugal Living in Singapore)

In our rapidly evolving world, where expenses appear to be on an endless rise, embracing a frugal lifestyle becomes paramount for taking control of your finances and attaining long-term financial stability. Fear not, for this blog post is here to equip you with practical and actionable tips to wholeheartedly embrace frugal living without sacrificing the joys that bring light to your life. So, let’s embark on this journey together and discover the secrets to thriving in a frugal lifestyle!

[moneymatterinsights]

The Ultimate Guide to Frugal Living and Money Saving

In our modern and consumer-oriented society, it's all too easy to get caught up in overspending and accumulating liabilities. Nevertheless, adopting a frugal living lifestyle and incorporating cost-cutting habits can result in substantial financial advantages, like decreasing debt, increasing savings, and reaching financial objectives. This blog post delves into practical advice and approaches to help you adopt a thrifty lifestyle and make the most of the money you earn. Read More

[money--freedom]

[sergioguymanproust]

It takes so little to satisfy our appetite.To glow and bask in a frugal lifestyle.This pic brought back memories of my days in Thailand where each day my meals consisted of fruits ,veggies juices and coffee.I spend my time at the beach ,running,meditating,sleeping and just being grateful for being in paradise.Meeting people from all over the world.Words by Sergio GuymanProust.

Simple toast with cream and berries and a fruitplate

[disorganised-thinking]

Planning for my next flat

For my next flat I'd like to implement some habits to help myself on the long term.

Minimalism : I want an easy place to clean, and to find stuff easily.

Frugality : I want to reduce my budget, by buying less stuff, and when I do doing it secondhand. I also want to reduce my use of prepackaged food.

Sustainability : I want to be more conscious of the impact of my lifestyle on the environment, by favouring reusable items and local food.

[bitchesgetriches]

How to Avoid Lifestyle Inflation … and When to Embrace It

A strange thing happens every time my income increases. My life magically gets… easier, better, and happier.

Getting my very first raise at work made it easier for me to pay off my student loans ahead of schedule. That meant the money I used to spend on student loans could instead be spent on making my life more comfortable. And that meant moving out of the house I rented with six roommates and finally buying decent food.

Getting a job that cut out my daily commute allowed me to spend more time doing things I love instead of impotently cursing the traffic. I could get drinks with friends after work, or go to the climbing gym, both of which cost money. Or, for free, I could stand by the highway yelling “SUCKERS!” at passing commuters at 5:30 p.m. every day!

And getting a new job at almost double my previous salary meant I could afford things I previously thought would take years of saving. Plane tickets to a friend’s destination wedding in Mexico. Drywall for my unfinished basement. Eating at a shmancy restaurant without checking the menu for prices.

If all of this sounds suspiciously like lifestyle inflation, that’s because it is! And yet I feel no guilt over inflating my lifestyle from time to time when my income significantly increases.

This is generally considered a cardinal sin of personal finance. It’s right up there with buying lattes or taking the name of Dave Ramsey in vain. So let’s unpack that.

Keep reading.

[rainyfestivalsweets]

9/16/24

Hit dollar tree yesterday, and confirmed again there is nothing to run to the dollar tree for.

I was looking for fall wreaths because somehow a fall wreath wormed 🪱 it's way into my brain 🧠

I did get some basic snacks with built in portion control and tried to avoid all high calorie items. Got some mini bags of pretzels, sf chocolates and pea crisps. They may not be a "good deal" but I have portion distortion, so it helps. Buying a big bag of anything doesn't same me money if I eat the whole bag in one sitting.

And extra scissors, I am ways losing my damn scissors.

[barefoot-a-pregnant]

I like this blouse. Much. It fits me well - till it got a bit rip on the sleeve. So what does the frugal housewife?

Shorten the other sleeve too, to create a wonderful short sleeved blouse for Summer!

[my-financials]

The FIRE Movement: A Comprehensive Guide to Financial Independence and Early Retirement

Introduction In recent years, a revolutionary concept has emerged in the realm of personal finance, captivating the imagination of young adults worldwide. Known as the FIRE movement, which stands for Financial Independence, Retire Early, this philosophy offers more than just financial advice—it proposes a radical shift in lifestyle. This in-depth guide explores the intricacies of the FIRE…

[howandreviews]

Tips for Living on a Budget

It is common for people to want to spend more money than they have on things about which they may not be in full control–from eating out too often, to buying items online, to spending indiscriminately. Engage in activities that you enjoy, but monitor your spending by tracking all of your purchases.

[money--freedom]